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Skowhegan Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$9,530,0001,315
Total interest expense$2,548,0001,612
Net interest income$6,982,0001,191
Provision for loan and lease losses$158,0001,151
Total noninterest income$968,0001,320
Gross Fiduciary activities income$0918
Service charges on deposit accounts$328,000822
Trading account gains and feesNANA
Additional Noninterest Income$640,0001,295
Total noninterest expense$5,711,0001,154
Salaries and employee benefits$3,252,0001,154
Premises and equipment expense$864,000804
Additional noninterest expense$640,0001,295
Pre-tax net operating income$2,081,0001,407
Securities gains (losses)$-104,0004,292
Applicable income taxes$377,0001,197
Income before extraordinary items$1,600,0001,511
Extraordinary gains, net$047
Net income$1,600,0001,528
Minority interest net income$065
Net income of bank and minority interests.$1,600,0001,511
Net charge-offs$17,0001,488
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,684,2401,469
2024-12-31 (YTD Data)Rank
Total interest income$39,170,0001,269
Total interest expense$13,002,0001,396
Net interest income$26,168,0001,185
Provision for loan and lease losses$326,0001,674
Total noninterest income$4,291,0001,292
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,121,000936
Trading account gains and feesNANA
Additional Noninterest Income$3,170,0001,160
Total noninterest expense$22,808,0001,125
Salaries and employee benefits$12,624,0001,144
Premises and equipment expense$3,100,000858
Additional noninterest expense$3,170,0001,160
Pre-tax net operating income$7,325,0001,437
Securities gains (losses)$1,694,00074
Applicable income taxes$1,834,0001,014
Income before extraordinary items$7,185,0001,323
Extraordinary gains, net$053
Net income$7,185,0001,334
Minority interest net income$090
Net income of bank and minority interests.$7,185,0001,323
Net charge-offs$95,0001,761
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,829,8001,538
2024-09-30 (YTD Data)Rank
Total interest income$29,368,0001,260
Total interest expense$10,165,0001,340
Net interest income$19,203,0001,189
Provision for loan and lease losses$53,0002,520
Total noninterest income$3,236,0001,281
Gross Fiduciary activities income$0972
Service charges on deposit accounts$851,000923
Trading account gains and feesNANA
Additional Noninterest Income$2,385,0001,166
Total noninterest expense$17,010,0001,119
Salaries and employee benefits$9,311,0001,154
Premises and equipment expense$2,310,000854
Additional noninterest expense$2,385,0001,166
Pre-tax net operating income$5,376,0001,450
Securities gains (losses)$2,070,00065
Applicable income taxes$1,538,000934
Income before extraordinary items$5,908,0001,207
Extraordinary gains, net$051
Net income$5,908,0001,222
Minority interest net income$082
Net income of bank and minority interests.$5,908,0001,209
Net charge-offs$57,0001,665
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,272,7001,536
2024-06-30 (YTD Data)Rank
Total interest income$19,378,0001,251
Total interest expense$6,747,0001,329
Net interest income$12,631,0001,203
Provision for loan and lease losses$28,0002,525
Total noninterest income$2,056,0001,315
Gross Fiduciary activities income$0962
Service charges on deposit accounts$579,000897
Trading account gains and feesNANA
Additional Noninterest Income$1,477,0001,222
Total noninterest expense$10,876,0001,153
Salaries and employee benefits$6,092,0001,176
Premises and equipment expense$1,566,000851
Additional noninterest expense$1,477,0001,222
Pre-tax net operating income$3,783,0001,380
Securities gains (losses)$1,058,00076
Applicable income taxes$1,041,000924
Income before extraordinary items$3,800,0001,225
Extraordinary gains, net$052
Net income$3,800,0001,242
Minority interest net income$084
Net income of bank and minority interests.$3,800,0001,227
Net charge-offs$40,0001,496
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,964,1801,472
2024-03-31 (YTD Data)Rank
Total interest income$9,489,0001,266
Total interest expense$3,370,0001,307
Net interest income$6,119,0001,236
Provision for loan and lease losses$41,0001,784
Total noninterest income$961,0001,335
Gross Fiduciary activities income$0895
Service charges on deposit accounts$262,000959
Trading account gains and feesNANA
Additional Noninterest Income$699,0001,239
Total noninterest expense$5,589,0001,142
Salaries and employee benefits$3,018,0001,182
Premises and equipment expense$825,000829
Additional noninterest expense$699,0001,239
Pre-tax net operating income$1,450,0001,602
Securities gains (losses)$1,202,00046
Applicable income taxes$559,000872
Income before extraordinary items$2,093,0001,134
Extraordinary gains, net$051
Net income$2,093,0001,146
Minority interest net income$072
Net income of bank and minority interests.$2,093,0001,134
Net charge-offs$26,0001,189
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,143,4201,731
2023-09-30 (YTD Data)Rank
Total interest income$23,218,0001,332
Total interest expense$4,537,0001,696
Net interest income$18,681,0001,210
Provision for loan and lease losses$74,0002,311
Total noninterest income$2,371,0001,584
Gross Fiduciary activities income$0950
Service charges on deposit accounts$788,000961
Trading account gains and feesNANA
Additional Noninterest Income$1,583,0001,562
Total noninterest expense$15,463,0001,175
Salaries and employee benefits$8,921,0001,169
Premises and equipment expense$2,364,000826
Additional noninterest expense$1,583,0001,562
Pre-tax net operating income$5,515,0001,531
Securities gains (losses)$-390,0004,331
Applicable income taxes$1,041,0001,256
Income before extraordinary items$4,084,0001,690
Extraordinary gains, net$052
Net income$4,084,0001,703
Minority interest net income$081
Net income of bank and minority interests.$4,084,0001,690
Net charge-offs$83,0001,261
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,396,0001,619
2023-06-30 (YTD Data)Rank
Total interest income$14,766,0001,352
Total interest expense$2,440,0001,791
Net interest income$12,326,0001,234
Provision for loan and lease losses$02,940
Total noninterest income$1,535,0001,533
Gross Fiduciary activities income$0931
Service charges on deposit accounts$512,000964
Trading account gains and feesNANA
Additional Noninterest Income$1,023,0001,516
Total noninterest expense$10,078,0001,186
Salaries and employee benefits$5,843,0001,183
Premises and equipment expense$1,621,000799
Additional noninterest expense$1,023,0001,514
Pre-tax net operating income$3,783,0001,499
Securities gains (losses)$257,00098
Applicable income taxes$830,0001,124
Income before extraordinary items$3,210,0001,483
Extraordinary gains, net$051
Net income$3,210,0001,501
Minority interest net income$081
Net income of bank and minority interests.$3,210,0001,483
Net charge-offs$30,0001,381
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,006,9701,590
2023-03-31 (YTD Data)Rank
Total interest income$7,188,0001,357
Total interest expense$848,0002,035
Net interest income$6,340,0001,207
Provision for loan and lease losses$02,612
Total noninterest income$782,0001,513
Gross Fiduciary activities income$0913
Service charges on deposit accounts$272,000945
Trading account gains and feesNANA
Additional Noninterest Income$510,0001,510
Total noninterest expense$5,097,0001,191
Salaries and employee benefits$2,917,0001,204
Premises and equipment expense$870,000784
Additional noninterest expense$510,0001,510
Pre-tax net operating income$2,025,0001,460
Securities gains (losses)$3,000808
Applicable income taxes$415,0001,149
Income before extraordinary items$1,613,0001,524
Extraordinary gains, net$04
Net income$1,613,0001,524
Minority interest net income$048
Net income of bank and minority interests.$1,613,0001,524
Net charge-offs$16,0001,193
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,610,6001,539
2022-12-31 (YTD Data)Rank
Total interest income$25,630,0001,289
Total interest expense$1,372,0002,019
Net interest income$24,258,0001,228
Provision for loan and lease losses$30,0002,675
Total noninterest income$2,705,0001,738
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$669,0001,392
Trading account gains and feesNANA
Additional Noninterest Income$2,036,0001,611
Total noninterest expense$19,363,0001,216
Salaries and employee benefits$11,284,0001,202
Premises and equipment expense$2,886,000894
Additional noninterest expense$2,036,0001,611
Pre-tax net operating income$7,570,0001,548
Securities gains (losses)$-918,0004,439
Applicable income taxes$1,320,0001,354
Income before extraordinary items$5,332,0001,738
Extraordinary gains, net$05
Net income$5,332,0001,735
Minority interest net income$063
Net income of bank and minority interests.$5,332,0001,737
Net charge-offs$45,0001,608
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,066,4001,646
2022-09-30 (YTD Data)Rank
Total interest income$18,708,0001,277
Total interest expense$835,0001,990
Net interest income$17,873,0001,226
Provision for loan and lease losses$30,0002,440
Total noninterest income$2,020,0001,756
Gross Fiduciary activities income$0968
Service charges on deposit accounts$476,0001,453
Trading account gains and feesNANA
Additional Noninterest Income$1,544,0001,622
Total noninterest expense$14,545,0001,208
Salaries and employee benefits$8,446,0001,199
Premises and equipment expense$2,178,000886
Additional noninterest expense$1,544,0001,622
Pre-tax net operating income$5,318,0001,619
Securities gains (losses)$-2,213,0004,633
Applicable income taxes$572,0001,744
Income before extraordinary items$2,533,0002,279
Extraordinary gains, net$04
Net income$2,533,0002,278
Minority interest net income$057
Net income of bank and minority interests.$2,533,0002,278
Net charge-offs$23,0001,551
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,347,6601,669
2022-06-30 (YTD Data)Rank
Total interest income$12,141,0001,256
Total interest expense$534,0001,876
Net interest income$11,607,0001,216
Provision for loan and lease losses$30,0002,075
Total noninterest income$1,346,0001,751
Gross Fiduciary activities income$0925
Service charges on deposit accounts$311,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$1,035,0001,648
Total noninterest expense$9,476,0001,223
Salaries and employee benefits$5,478,0001,214
Premises and equipment expense$1,470,000873
Additional noninterest expense$2,528,0001,332
Pre-tax net operating income$3,447,0001,570
Securities gains (losses)$-1,193,0004,644
Applicable income taxes$419,0001,608
Income before extraordinary items$1,835,0002,097
Extraordinary gains, net$04
Net income$1,835,0002,098
Minority interest net income$060
Net income of bank and minority interests.$1,835,0002,097
Net charge-offs$-4,0003,378
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,801,3301,616
2022-03-31 (YTD Data)Rank
Total interest income$5,948,0001,237
Total interest expense$278,0001,770
Net interest income$5,670,0001,204
Provision for loan and lease losses$30,0001,548
Total noninterest income$738,0001,660
Gross Fiduciary activities income$0892
Service charges on deposit accounts$174,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,567
Total noninterest expense$4,662,0001,231
Salaries and employee benefits$2,720,0001,218
Premises and equipment expense$731,000874
Additional noninterest expense$1,211,0001,367
Pre-tax net operating income$1,716,0001,496
Securities gains (losses)$84,000152
Applicable income taxes$354,0001,182
Income before extraordinary items$1,446,0001,491
Extraordinary gains, net$04
Net income$1,446,0001,490
Minority interest net income$050
Net income of bank and minority interests.$1,446,0001,491
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,378,8001,560
2021-12-31 (YTD Data)Rank
Total interest income$22,896,0001,316
Total interest expense$1,238,0001,910
Net interest income$21,658,0001,272
Provision for loan and lease losses$180,0001,802
Total noninterest income$3,371,0001,673
Gross Fiduciary activities income$0994
Service charges on deposit accounts$476,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$2,895,0001,523
Total noninterest expense$19,137,0001,204
Salaries and employee benefits$11,076,0001,199
Premises and equipment expense$2,563,000974
Additional noninterest expense$5,498,0001,224
Pre-tax net operating income$5,712,0001,889
Securities gains (losses)$1,940,000142
Applicable income taxes$1,543,0001,292
Income before extraordinary items$6,109,0001,635
Extraordinary gains, net$010
Net income$6,109,0001,634
Minority interest net income$074
Net income of bank and minority interests.$6,109,0001,635
Net charge-offs$-35,0004,004
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,557,0001,971
2021-09-30 (YTD Data)Rank
Total interest income$16,909,0001,368
Total interest expense$944,0001,975
Net interest income$15,965,0001,314
Provision for loan and lease losses$180,0001,539
Total noninterest income$2,487,0001,734
Gross Fiduciary activities income$0957
Service charges on deposit accounts$358,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$2,129,0001,603
Total noninterest expense$13,477,0001,262
Salaries and employee benefits$8,006,0001,240
Premises and equipment expense$1,890,000996
Additional noninterest expense$3,581,0001,389
Pre-tax net operating income$4,795,0001,819
Securities gains (losses)$1,034,000191
Applicable income taxes$1,132,0001,371
Income before extraordinary items$4,697,0001,679
Extraordinary gains, net$08
Net income$4,697,0001,678
Minority interest net income$069
Net income of bank and minority interests.$4,697,0001,679
Net charge-offs$-51,0004,217
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,859,4601,898
2021-06-30 (YTD Data)Rank
Total interest income$11,118,0001,368
Total interest expense$658,0001,980
Net interest income$10,460,0001,319
Provision for loan and lease losses$180,0001,246
Total noninterest income$1,442,0001,842
Gross Fiduciary activities income$0951
Service charges on deposit accounts$243,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$1,199,0001,738
Total noninterest expense$8,697,0001,291
Salaries and employee benefits$5,179,0001,267
Premises and equipment expense$1,265,000995
Additional noninterest expense$2,253,0001,433
Pre-tax net operating income$3,025,0001,880
Securities gains (losses)$1,365,000127
Applicable income taxes$859,0001,262
Income before extraordinary items$3,531,0001,535
Extraordinary gains, net$06
Net income$3,531,0001,536
Minority interest net income$067
Net income of bank and minority interests.$3,531,0001,535
Net charge-offs$14,0001,629
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,439,0001,947
2021-03-31 (YTD Data)Rank
Total interest income$5,548,0001,372
Total interest expense$346,0001,982
Net interest income$5,202,0001,316
Provision for loan and lease losses$90,0001,312
Total noninterest income$722,0001,839
Gross Fiduciary activities income$0922
Service charges on deposit accounts$98,0001,805
Trading account gains and feesNANA
Additional Noninterest Income$624,0001,687
Total noninterest expense$4,231,0001,307
Salaries and employee benefits$2,505,0001,287
Premises and equipment expense$619,0001,011
Additional noninterest expense$1,107,0001,411
Pre-tax net operating income$1,603,0001,794
Securities gains (losses)$922,000120
Applicable income taxes$512,0001,125
Income before extraordinary items$2,013,0001,388
Extraordinary gains, net$03
Net income$2,013,0001,388
Minority interest net income$055
Net income of bank and minority interests.$2,013,0001,388
Net charge-offs$21,0001,125
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,275,4001,885
2020-12-31 (YTD Data)Rank
Total interest income$22,783,0001,325
Total interest expense$2,176,0001,872
Net interest income$20,607,0001,248
Provision for loan and lease losses$975,0001,615
Total noninterest income$3,235,0001,656
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$416,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$2,819,0001,494
Total noninterest expense$18,126,0001,195
Salaries and employee benefits$10,646,0001,192
Premises and equipment expense$2,438,0001,004
Additional noninterest expense$5,042,0001,269
Pre-tax net operating income$4,741,0001,849
Securities gains (losses)$4,0002,483
Applicable income taxes$787,0001,628
Income before extraordinary items$3,958,0001,940
Extraordinary gains, net$04
Net income$3,958,0001,939
Minority interest net income$072
Net income of bank and minority interests.$3,958,0001,940
Net charge-offs$109,0001,945
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,954,6801,888
2020-09-30 (YTD Data)Rank
Total interest income$17,137,0001,333
Total interest expense$1,775,0001,845
Net interest income$15,362,0001,234
Provision for loan and lease losses$881,0001,464
Total noninterest income$1,605,0002,006
Gross Fiduciary activities income$0981
Service charges on deposit accounts$308,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$1,297,0001,895
Total noninterest expense$13,342,0001,197
Salaries and employee benefits$7,657,0001,225
Premises and equipment expense$1,818,0001,002
Additional noninterest expense$3,867,0001,213
Pre-tax net operating income$2,744,0002,162
Securities gains (losses)$-1,098,0005,006
Applicable income taxes$239,0002,260
Income before extraordinary items$1,407,0002,918
Extraordinary gains, net$04
Net income$1,407,0002,917
Minority interest net income$065
Net income of bank and minority interests.$1,407,0002,918
Net charge-offs$46,0002,098
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,340,3002,174
2020-06-30 (YTD Data)Rank
Total interest income$11,503,0001,338
Total interest expense$1,321,0001,807
Net interest income$10,182,0001,250
Provision for loan and lease losses$638,0001,408
Total noninterest income$1,059,0001,956
Gross Fiduciary activities income$0970
Service charges on deposit accounts$207,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$852,0001,832
Total noninterest expense$8,398,0001,251
Salaries and employee benefits$4,952,0001,245
Premises and equipment expense$1,249,000974
Additional noninterest expense$2,197,0001,384
Pre-tax net operating income$2,205,0001,865
Securities gains (losses)$-1,620,0005,032
Applicable income taxes$50,0002,896
Income before extraordinary items$535,0003,579
Extraordinary gains, net$04
Net income$535,0003,579
Minority interest net income$065
Net income of bank and minority interests.$535,0003,579
Net charge-offs$38,0001,875
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,009,2001,796
2020-03-31 (YTD Data)Rank
Total interest income$5,861,0001,315
Total interest expense$759,0001,753
Net interest income$5,102,0001,230
Provision for loan and lease losses$394,0001,039
Total noninterest income$547,0001,852
Gross Fiduciary activities income$0941
Service charges on deposit accounts$122,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$425,0001,670
Total noninterest expense$4,260,0001,244
Salaries and employee benefits$2,474,0001,246
Premises and equipment expense$641,000975
Additional noninterest expense$1,145,0001,360
Pre-tax net operating income$995,0001,831
Securities gains (losses)$-3,325,0005,078
Applicable income taxes$-539,0005,030
Income before extraordinary items$-1,791,0005,033
Extraordinary gains, net$04
Net income$-1,791,0005,033
Minority interest net income$056
Net income of bank and minority interests.$-1,791,0005,033
Net charge-offs$28,0001,468
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$835,7501,873
2019-12-31 (YTD Data)Rank
Total interest income$23,575,0001,315
Total interest expense$3,480,0001,637
Net interest income$20,095,0001,254
Provision for loan and lease losses$390,0001,702
Total noninterest income$2,297,0001,835
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$525,0001,852
Trading account gains and feesNANA
Additional Noninterest Income$1,772,0001,650
Total noninterest expense$16,857,0001,229
Salaries and employee benefits$9,891,0001,215
Premises and equipment expense$2,234,0001,070
Additional noninterest expense$4,732,0001,312
Pre-tax net operating income$5,145,0001,714
Securities gains (losses)$2,985,000115
Applicable income taxes$1,640,0001,027
Income before extraordinary items$6,490,0001,311
Extraordinary gains, net$011
Net income$6,490,0001,312
Minority interest net income$076
Net income of bank and minority interests.$6,490,0001,313
Net charge-offs$258,0001,469
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,102,0001,816
2019-09-30 (YTD Data)Rank
Total interest income$17,610,0001,335
Total interest expense$2,601,0001,653
Net interest income$15,009,0001,268
Provision for loan and lease losses$315,0001,553
Total noninterest income$1,772,0001,806
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$390,0001,871
Trading account gains and feesNANA
Additional Noninterest Income$1,382,0001,606
Total noninterest expense$12,442,0001,248
Salaries and employee benefits$7,195,0001,251
Premises and equipment expense$1,706,0001,063
Additional noninterest expense$3,541,0001,312
Pre-tax net operating income$4,024,0001,722
Securities gains (losses)$1,978,000126
Applicable income taxes$1,148,0001,126
Income before extraordinary items$4,854,0001,338
Extraordinary gains, net$011
Net income$4,854,0001,339
Minority interest net income$072
Net income of bank and minority interests.$4,854,0001,340
Net charge-offs$194,0001,320
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,251,8201,789
2019-06-30 (YTD Data)Rank
Total interest income$11,642,0001,338
Total interest expense$1,707,0001,642
Net interest income$9,935,0001,276
Provision for loan and lease losses$195,0001,604
Total noninterest income$1,217,0001,745
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$259,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$958,0001,534
Total noninterest expense$8,457,0001,244
Salaries and employee benefits$4,773,0001,257
Premises and equipment expense$1,178,0001,032
Additional noninterest expense$2,506,0001,259
Pre-tax net operating income$2,500,0001,793
Securities gains (losses)$1,635,000109
Applicable income taxes$792,0001,063
Income before extraordinary items$3,343,0001,281
Extraordinary gains, net$011
Net income$3,343,0001,281
Minority interest net income$069
Net income of bank and minority interests.$3,343,0001,281
Net charge-offs$187,0001,035
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,018,6501,880
2019-03-31 (YTD Data)Rank
Total interest income$5,794,0001,336
Total interest expense$830,0001,626
Net interest income$4,964,0001,274
Provision for loan and lease losses$75,0001,682
Total noninterest income$666,0001,623
Gross Fiduciary activities income$0972
Service charges on deposit accounts$130,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$536,0001,380
Total noninterest expense$4,039,0001,275
Salaries and employee benefits$2,362,0001,273
Premises and equipment expense$599,0001,026
Additional noninterest expense$1,078,0001,428
Pre-tax net operating income$1,516,0001,516
Securities gains (losses)$1,259,00072
Applicable income taxes$546,000848
Income before extraordinary items$2,229,000993
Extraordinary gains, net$05
Net income$2,229,000992
Minority interest net income$052
Net income of bank and minority interests.$2,229,000992
Net charge-offs$94,000913
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,221,8001,580
2018-12-31 (YTD Data)Rank
Total interest income$22,391,0001,309
Total interest expense$2,695,0001,553
Net interest income$19,696,0001,261
Provision for loan and lease losses$150,0002,622
Total noninterest income$2,110,0001,932
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$534,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$1,576,0001,741
Total noninterest expense$16,544,0001,236
Salaries and employee benefits$9,210,0001,250
Premises and equipment expense$2,389,0001,019
Additional noninterest expense$4,945,0001,250
Pre-tax net operating income$5,112,0001,756
Securities gains (losses)$267,000188
Applicable income taxes$964,0001,423
Income before extraordinary items$4,415,0001,751
Extraordinary gains, net$06
Net income$4,415,0001,750
Minority interest net income$072
Net income of bank and minority interests.$4,415,0001,750
Net charge-offs$131,0001,956
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,196,0601,834
2018-09-30 (YTD Data)Rank
Total interest income$16,638,0001,306
Total interest expense$1,911,0001,543
Net interest income$14,727,0001,262
Provision for loan and lease losses$200,0001,970
Total noninterest income$1,574,0001,955
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$396,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$1,178,0001,763
Total noninterest expense$12,389,0001,238
Salaries and employee benefits$6,792,0001,272
Premises and equipment expense$1,847,000978
Additional noninterest expense$3,750,0001,242
Pre-tax net operating income$3,712,0001,807
Securities gains (losses)$267,000178
Applicable income taxes$696,0001,504
Income before extraordinary items$3,283,0001,780
Extraordinary gains, net$05
Net income$3,283,0001,779
Minority interest net income$066
Net income of bank and minority interests.$3,283,0001,779
Net charge-offs$105,0001,700
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,061,3901,871
2018-06-30 (YTD Data)Rank
Total interest income$11,010,0001,307
Total interest expense$1,211,0001,534
Net interest income$9,799,0001,262
Provision for loan and lease losses$200,0001,508
Total noninterest income$1,058,0001,956
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$264,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$794,0001,743
Total noninterest expense$8,421,0001,221
Salaries and employee benefits$4,511,0001,288
Premises and equipment expense$1,299,000943
Additional noninterest expense$2,611,0001,201
Pre-tax net operating income$2,236,0001,928
Securities gains (losses)$161,000195
Applicable income taxes$410,0001,594
Income before extraordinary items$1,987,0001,885
Extraordinary gains, net$06
Net income$1,987,0001,883
Minority interest net income$065
Net income of bank and minority interests.$1,987,0001,884
Net charge-offs$56,0001,684
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,853,3701,984
2018-03-31 (YTD Data)Rank
Total interest income$5,444,0001,304
Total interest expense$534,0001,626
Net interest income$4,910,0001,252
Provision for loan and lease losses$120,0001,317
Total noninterest income$550,0001,867
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$130,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$420,0001,663
Total noninterest expense$4,083,0001,257
Salaries and employee benefits$2,254,0001,296
Premises and equipment expense$683,000914
Additional noninterest expense$1,146,0001,336
Pre-tax net operating income$1,257,0001,722
Securities gains (losses)$0735
Applicable income taxes$216,0001,503
Income before extraordinary items$1,041,0001,777
Extraordinary gains, net$07
Net income$1,041,0001,776
Minority interest net income$052
Net income of bank and minority interests.$1,041,0001,777
Net charge-offs$28,0001,485
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,041,0001,765
2017-12-31 (YTD Data)Rank
Total interest income$21,172,0001,291
Total interest expense$1,744,0001,709
Net interest income$19,428,0001,249
Provision for loan and lease losses$225,0002,262
Total noninterest income$2,010,0002,018
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$543,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$1,467,0001,842
Total noninterest expense$16,375,0001,226
Salaries and employee benefits$9,145,0001,242
Premises and equipment expense$2,566,000944
Additional noninterest expense$4,664,0001,318
Pre-tax net operating income$4,838,0001,767
Securities gains (losses)$450,000244
Applicable income taxes$1,246,0001,688
Income before extraordinary items$4,042,0001,602
Extraordinary gains, net$09
Net income$4,042,0001,602
Minority interest net income$076
Net income of bank and minority interests.$4,042,0001,602
Net charge-offs$180,0001,917
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,700,0001,692
2017-09-30 (YTD Data)Rank
Total interest income$15,755,0001,299
Total interest expense$1,270,0001,739
Net interest income$14,485,0001,259
Provision for loan and lease losses$155,0002,267
Total noninterest income$1,598,0001,979
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$407,0001,925
Trading account gains and feesNANA
Additional Noninterest Income$1,191,0001,769
Total noninterest expense$12,137,0001,248
Salaries and employee benefits$6,657,0001,283
Premises and equipment expense$1,935,000951
Additional noninterest expense$3,545,0001,297
Pre-tax net operating income$3,791,0001,721
Securities gains (losses)$450,000227
Applicable income taxes$1,097,0001,390
Income before extraordinary items$3,144,0001,671
Extraordinary gains, net$09
Net income$3,144,0001,672
Minority interest net income$071
Net income of bank and minority interests.$3,144,0001,672
Net charge-offs$138,0001,682
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,811,0001,796
2017-06-30 (YTD Data)Rank
Total interest income$10,442,0001,300
Total interest expense$835,0001,716
Net interest income$9,607,0001,260
Provision for loan and lease losses$155,0001,791
Total noninterest income$1,054,0001,982
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$273,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$781,0001,802
Total noninterest expense$8,234,0001,237
Salaries and employee benefits$4,427,0001,289
Premises and equipment expense$1,318,000927
Additional noninterest expense$2,489,0001,240
Pre-tax net operating income$2,272,0001,839
Securities gains (losses)$444,000170
Applicable income taxes$702,0001,394
Income before extraordinary items$2,014,0001,695
Extraordinary gains, net$011
Net income$2,014,0001,694
Minority interest net income$071
Net income of bank and minority interests.$2,014,0001,695
Net charge-offs$91,0001,598
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,685,4401,943
2017-03-31 (YTD Data)Rank
Total interest income$5,215,0001,282
Total interest expense$411,0001,724
Net interest income$4,804,0001,252
Provision for loan and lease losses$125,0001,284
Total noninterest income$512,0002,020
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$132,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$380,0001,813
Total noninterest expense$4,355,0001,204
Salaries and employee benefits$2,234,0001,293
Premises and equipment expense$673,000925
Additional noninterest expense$1,448,0001,103
Pre-tax net operating income$836,0002,223
Securities gains (losses)$442,000102
Applicable income taxes$344,0001,383
Income before extraordinary items$934,0001,752
Extraordinary gains, net$08
Net income$934,0001,751
Minority interest net income$055
Net income of bank and minority interests.$934,0001,752
Net charge-offs$27,0001,709
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$611,3402,393
2016-12-31 (YTD Data)Rank
Total interest income$20,656,0001,262
Total interest expense$1,749,0001,574
Net interest income$18,907,0001,232
Provision for loan and lease losses$570,0001,360
Total noninterest income$1,313,0002,648
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$545,0001,943
Trading account gains and fees$0170
Additional Noninterest Income$768,0002,711
Total noninterest expense$16,136,0001,244
Salaries and employee benefits$8,699,0001,280
Premises and equipment expense$2,528,000960
Additional noninterest expense$4,909,0001,275
Pre-tax net operating income$3,514,0002,123
Securities gains (losses)$512,000426
Applicable income taxes$-230,0005,807
Income before extraordinary items$4,256,0001,570
Extraordinary gains, net$05
Net income$4,256,0001,569
Minority interest net income$082
Net income of bank and minority interests.$4,256,0001,569
Net charge-offs$252,0001,705
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,744,0001,702
2016-09-30 (YTD Data)Rank
Total interest income$15,482,0001,270
Total interest expense$1,327,0001,564
Net interest income$14,155,0001,238
Provision for loan and lease losses$375,0001,401
Total noninterest income$1,727,0001,946
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$407,0001,955
Trading account gains and fees$0169
Additional Noninterest Income$1,320,0001,716
Total noninterest expense$12,144,0001,244
Salaries and employee benefits$6,398,0001,304
Premises and equipment expense$1,930,000944
Additional noninterest expense$3,816,0001,245
Pre-tax net operating income$3,363,0001,797
Securities gains (losses)$505,000387
Applicable income taxes$1,034,0001,373
Income before extraordinary items$2,834,0001,761
Extraordinary gains, net$05
Net income$2,834,0001,761
Minority interest net income$071
Net income of bank and minority interests.$2,834,0001,761
Net charge-offs$218,0001,388
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,465,3501,916
2016-06-30 (YTD Data)Rank
Total interest income$10,361,0001,269
Total interest expense$902,0001,537
Net interest income$9,459,0001,231
Provision for loan and lease losses$250,0001,404
Total noninterest income$1,053,0002,034
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$266,0001,970
Trading account gains and fees$0157
Additional Noninterest Income$787,0001,807
Total noninterest expense$7,725,0001,302
Salaries and employee benefits$4,165,0001,335
Premises and equipment expense$1,324,000927
Additional noninterest expense$2,236,0001,386
Pre-tax net operating income$2,537,0001,616
Securities gains (losses)$3,0002,591
Applicable income taxes$677,0001,392
Income before extraordinary items$1,863,0001,772
Extraordinary gains, net$016
Net income$1,863,0001,772
Minority interest net income$071
Net income of bank and minority interests.$1,863,0001,772
Net charge-offs$166,0001,259
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,860,8101,724
2016-03-31 (YTD Data)Rank
Total interest income$5,197,0001,261
Total interest expense$463,0001,506
Net interest income$4,734,0001,233
Provision for loan and lease losses$125,0001,322
Total noninterest income$508,0002,047
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$121,0002,104
Trading account gains and fees$0142
Additional Noninterest Income$387,0001,788
Total noninterest expense$3,819,0001,317
Salaries and employee benefits$2,061,0001,350
Premises and equipment expense$677,000915
Additional noninterest expense$1,081,0001,420
Pre-tax net operating income$1,298,0001,557
Securities gains (losses)$1,0001,958
Applicable income taxes$352,0001,344
Income before extraordinary items$947,0001,703
Extraordinary gains, net$012
Net income$947,0001,704
Minority interest net income$062
Net income of bank and minority interests.$947,0001,704
Net charge-offs$68,0001,249
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$946,2701,664
2015-12-31 (YTD Data)Rank
Total interest income$20,221,0001,263
Total interest expense$2,141,0001,293
Net interest income$18,080,0001,258
Provision for loan and lease losses$575,0001,221
Total noninterest income$2,095,0002,058
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$542,0001,995
Trading account gains and fees$0159
Additional Noninterest Income$1,553,0001,814
Total noninterest expense$15,349,0001,289
Salaries and employee benefits$8,372,0001,302
Premises and equipment expense$2,531,000956
Additional noninterest expense$4,446,0001,404
Pre-tax net operating income$4,251,0001,785
Securities gains (losses)$217,000697
Applicable income taxes$1,252,0001,384
Income before extraordinary items$3,216,0001,936
Extraordinary gains, net$023
Net income$3,216,0001,937
Minority interest net income$081
Net income of bank and minority interests.$3,216,0001,938
Net charge-offs$289,0001,638
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,059,7601,981
2015-09-30 (YTD Data)Rank
Total interest income$15,049,0001,276
Total interest expense$1,674,0001,254
Net interest income$13,375,0001,280
Provision for loan and lease losses$425,0001,182
Total noninterest income$1,556,0002,082
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$404,0002,024
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,842
Total noninterest expense$11,287,0001,309
Salaries and employee benefits$6,100,0001,340
Premises and equipment expense$1,911,000966
Additional noninterest expense$3,276,0001,429
Pre-tax net operating income$3,219,0001,805
Securities gains (losses)$3,0002,757
Applicable income taxes$876,0001,494
Income before extraordinary items$2,346,0001,995
Extraordinary gains, net$021
Net income$2,346,0001,997
Minority interest net income$078
Net income of bank and minority interests.$2,346,0001,997
Net charge-offs$188,0001,612
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,343,8101,957
2015-06-30 (YTD Data)Rank
Total interest income$9,966,0001,286
Total interest expense$1,111,0001,260
Net interest income$8,855,0001,285
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,014,0002,117
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$263,0002,020
Trading account gains and fees$0157
Additional Noninterest Income$751,0001,878
Total noninterest expense$7,555,0001,311
Salaries and employee benefits$4,014,0001,366
Premises and equipment expense$1,301,000952
Additional noninterest expense$2,240,0001,402
Pre-tax net operating income$2,014,0001,893
Securities gains (losses)$-3,0005,992
Applicable income taxes$543,0001,546
Income before extraordinary items$1,468,0002,087
Extraordinary gains, net$022
Net income$1,468,0002,089
Minority interest net income$075
Net income of bank and minority interests.$1,468,0002,089
Net charge-offs$160,0001,334
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,470,1902,033
2015-03-31 (YTD Data)Rank
Total interest income$4,979,0001,275
Total interest expense$560,0001,249
Net interest income$4,419,0001,284
Provision for loan and lease losses$150,0001,060
Total noninterest income$501,0002,099
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$127,0002,060
Trading account gains and fees$0152
Additional Noninterest Income$374,0001,851
Total noninterest expense$3,725,0001,326
Salaries and employee benefits$1,983,0001,382
Premises and equipment expense$663,000939
Additional noninterest expense$1,079,0001,428
Pre-tax net operating income$1,045,0001,784
Securities gains (losses)$-9,0006,241
Applicable income taxes$288,0001,484
Income before extraordinary items$748,0002,024
Extraordinary gains, net$013
Net income$748,0002,025
Minority interest net income$064
Net income of bank and minority interests.$748,0002,025
Net charge-offs$67,0001,361
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$754,4801,949
2014-12-31 (YTD Data)Rank
Total interest income$19,852,0001,274
Total interest expense$2,437,0001,196
Net interest income$17,415,0001,284
Provision for loan and lease losses$656,0001,188
Total noninterest income$2,211,0001,964
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$587,0002,006
Trading account gains and fees$0180
Additional Noninterest Income$1,624,0001,686
Total noninterest expense$14,970,0001,315
Salaries and employee benefits$7,884,0001,342
Premises and equipment expense$2,428,000989
Additional noninterest expense$4,658,0001,377
Pre-tax net operating income$4,000,0001,833
Securities gains (losses)$348,000549
Applicable income taxes$1,231,0001,344
Income before extraordinary items$3,117,0001,958
Extraordinary gains, net$017
Net income$3,117,0001,957
Minority interest net income$084
Net income of bank and minority interests.$3,117,0001,956
Net charge-offs$242,0002,256
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,866,4402,047
2014-09-30 (YTD Data)Rank
Total interest income$14,815,0001,288
Total interest expense$1,855,0001,197
Net interest income$12,960,0001,296
Provision for loan and lease losses$545,0001,068
Total noninterest income$1,696,0001,952
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$446,0001,992
Trading account gains and fees$0174
Additional Noninterest Income$1,250,0001,664
Total noninterest expense$11,040,0001,344
Salaries and employee benefits$5,731,0001,383
Premises and equipment expense$1,844,000988
Additional noninterest expense$3,465,0001,393
Pre-tax net operating income$3,071,0001,807
Securities gains (losses)$79,0001,160
Applicable income taxes$898,0001,404
Income before extraordinary items$2,252,0002,027
Extraordinary gains, net$015
Net income$2,252,0002,027
Minority interest net income$081
Net income of bank and minority interests.$2,252,0002,026
Net charge-offs$188,0002,065
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,195,9102,019
2014-06-30 (YTD Data)Rank
Total interest income$9,795,0001,290
Total interest expense$1,260,0001,179
Net interest income$8,535,0001,300
Provision for loan and lease losses$308,0001,204
Total noninterest income$1,143,0001,915
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$302,0001,941
Trading account gains and fees$0172
Additional Noninterest Income$841,0001,645
Total noninterest expense$7,461,0001,328
Salaries and employee benefits$3,836,0001,378
Premises and equipment expense$1,284,000958
Additional noninterest expense$2,341,0001,376
Pre-tax net operating income$1,909,0001,890
Securities gains (losses)$19,0001,669
Applicable income taxes$529,0001,492
Income before extraordinary items$1,399,0002,102
Extraordinary gains, net$020
Net income$1,399,0002,106
Minority interest net income$080
Net income of bank and minority interests.$1,399,0002,105
Net charge-offs$95,0002,223
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,385,1302,055
2014-03-31 (YTD Data)Rank
Total interest income$4,854,0001,302
Total interest expense$644,0001,167
Net interest income$4,210,0001,315
Provision for loan and lease losses$141,0001,345
Total noninterest income$562,0001,887
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$154,0001,895
Trading account gains and fees$0147
Additional Noninterest Income$408,0001,633
Total noninterest expense$3,785,0001,325
Salaries and employee benefits$1,915,0001,401
Premises and equipment expense$743,000852
Additional noninterest expense$1,127,0001,409
Pre-tax net operating income$846,0002,009
Securities gains (losses)$-3,0006,318
Applicable income taxes$225,0001,609
Income before extraordinary items$618,0002,226
Extraordinary gains, net$016
Net income$618,0002,228
Minority interest net income$066
Net income of bank and minority interests.$618,0002,228
Net charge-offs$37,0002,083
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$620,1902,180
2013-12-31 (YTD Data)Rank
Total interest income$18,979,0001,335
Total interest expense$3,415,000987
Net interest income$15,564,0001,385
Provision for loan and lease losses$999,0001,108
Total noninterest income$1,876,0002,251
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$449,0002,585
Trading account gains and fees$0184
Additional Noninterest Income$1,427,0001,914
Total noninterest expense$14,061,0001,403
Salaries and employee benefits$7,522,0001,395
Premises and equipment expense$2,229,0001,066
Additional noninterest expense$4,310,0001,529
Pre-tax net operating income$2,380,0002,545
Securities gains (losses)$1,000,000236
Applicable income taxes$956,0001,504
Income before extraordinary items$2,424,0002,253
Extraordinary gains, net$029
Net income$2,424,0002,256
Minority interest net income$090
Net income of bank and minority interests.$2,424,0002,256
Net charge-offs$456,0002,111
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,704,0002,852
2013-09-30 (YTD Data)Rank
Total interest income$13,971,0001,370
Total interest expense$2,571,0001,018
Net interest income$11,400,0001,417
Provision for loan and lease losses$462,0001,599
Total noninterest income$1,343,0002,356
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$305,0002,789
Trading account gains and fees$0180
Additional Noninterest Income$1,038,0001,997
Total noninterest expense$9,366,0001,548
Salaries and employee benefits$5,188,0001,506
Premises and equipment expense$1,554,0001,160
Additional noninterest expense$2,624,0001,807
Pre-tax net operating income$2,915,0001,777
Securities gains (losses)$147,000984
Applicable income taxes$912,0001,330
Income before extraordinary items$2,150,0002,002
Extraordinary gains, net$025
Net income$2,150,0002,009
Minority interest net income$084
Net income of bank and minority interests.$2,150,0002,008
Net charge-offs$273,0002,214
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,047,1002,023
2013-06-30 (YTD Data)Rank
Total interest income$9,332,0001,359
Total interest expense$1,759,0001,022
Net interest income$7,573,0001,415
Provision for loan and lease losses$308,0001,611
Total noninterest income$876,0002,422
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$207,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$669,0002,084
Total noninterest expense$6,165,0001,566
Salaries and employee benefits$3,472,0001,500
Premises and equipment expense$1,028,0001,173
Additional noninterest expense$1,665,0001,887
Pre-tax net operating income$1,976,0001,736
Securities gains (losses)$142,000910
Applicable income taxes$648,0001,268
Income before extraordinary items$1,470,0001,957
Extraordinary gains, net$022
Net income$1,470,0001,963
Minority interest net income$082
Net income of bank and minority interests.$1,470,0001,963
Net charge-offs$164,0002,290
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,372,0201,996
2013-03-31 (YTD Data)Rank
Total interest income$4,717,0001,349
Total interest expense$909,0001,027
Net interest income$3,808,0001,412
Provision for loan and lease losses$154,0001,590
Total noninterest income$424,0002,474
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$107,0002,659
Trading account gains and fees$0148
Additional Noninterest Income$317,0002,149
Total noninterest expense$3,259,0001,509
Salaries and employee benefits$1,810,0001,465
Premises and equipment expense$534,0001,139
Additional noninterest expense$915,0001,746
Pre-tax net operating income$819,0001,999
Securities gains (losses)$182,000494
Applicable income taxes$327,0001,254
Income before extraordinary items$674,0002,052
Extraordinary gains, net$010
Net income$674,0002,053
Minority interest net income$076
Net income of bank and minority interests.$674,0002,054
Net charge-offs$94,0001,950
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$552,0602,305
2012-12-31 (YTD Data)Rank
Total interest income$19,200,0001,386
Total interest expense$4,647,000979
Net interest income$14,553,0001,505
Provision for loan and lease losses$545,0002,606
Total noninterest income$1,638,0002,484
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$462,0002,642
Trading account gains and fees$0166
Additional Noninterest Income$1,176,0002,167
Total noninterest expense$12,348,0001,574
Salaries and employee benefits$6,485,0001,560
Premises and equipment expense$1,874,0001,267
Additional noninterest expense$3,989,0001,678
Pre-tax net operating income$3,298,0001,929
Securities gains (losses)$513,000928
Applicable income taxes$970,0001,501
Income before extraordinary items$2,841,0001,952
Extraordinary gains, net$029
Net income$2,841,0001,951
Minority interest net income$093
Net income of bank and minority interests.$2,841,0001,953
Net charge-offs$394,0002,953
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,456,2502,081
2012-09-30 (YTD Data)Rank
Total interest income$14,459,0001,414
Total interest expense$3,617,000975
Net interest income$10,842,0001,531
Provision for loan and lease losses$280,0003,060
Total noninterest income$1,399,0002,284
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$341,0002,701
Trading account gains and fees$0157
Additional Noninterest Income$1,058,0001,922
Total noninterest expense$8,919,0001,630
Salaries and employee benefits$4,883,0001,545
Premises and equipment expense$1,414,0001,264
Additional noninterest expense$2,622,0001,889
Pre-tax net operating income$3,042,0001,674
Securities gains (losses)$-81,0007,000
Applicable income taxes$779,0001,466
Income before extraordinary items$2,182,0001,949
Extraordinary gains, net$020
Net income$2,182,0001,948
Minority interest net income$086
Net income of bank and minority interests.$2,182,0001,950
Net charge-offs$293,0002,863
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,241,9401,796
2012-06-30 (YTD Data)Rank
Total interest income$9,633,0001,424
Total interest expense$2,445,0001,001
Net interest income$7,188,0001,544
Provision for loan and lease losses$90,0003,970
Total noninterest income$869,0002,370
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$227,0002,696
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,024
Total noninterest expense$5,984,0001,626
Salaries and employee benefits$3,237,0001,554
Premises and equipment expense$951,0001,254
Additional noninterest expense$1,796,0001,855
Pre-tax net operating income$1,983,0001,694
Securities gains (losses)$-10,0006,941
Applicable income taxes$421,0001,671
Income before extraordinary items$1,552,0001,832
Extraordinary gains, net$019
Net income$1,552,0001,830
Minority interest net income$084
Net income of bank and minority interests.$1,552,0001,832
Net charge-offs$180,0002,870
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,559,9001,738
2012-03-31 (YTD Data)Rank
Total interest income$4,788,0001,441
Total interest expense$1,230,0001,038
Net interest income$3,558,0001,575
Provision for loan and lease losses$45,0003,771
Total noninterest income$434,0002,365
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$108,0002,754
Trading account gains and fees$0148
Additional Noninterest Income$326,0002,003
Total noninterest expense$2,985,0001,618
Salaries and employee benefits$1,596,0001,582
Premises and equipment expense$484,0001,238
Additional noninterest expense$905,0001,830
Pre-tax net operating income$962,0001,739
Securities gains (losses)$-3,0006,965
Applicable income taxes$214,0001,652
Income before extraordinary items$745,0001,911
Extraordinary gains, net$019
Net income$745,0001,912
Minority interest net income$078
Net income of bank and minority interests.$745,0001,913
Net charge-offs$88,0002,553
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$747,3401,802
2011-12-31 (YTD Data)Rank
Total interest income$20,077,0001,422
Total interest expense$5,494,0001,095
Net interest income$14,583,0001,532
Provision for loan and lease losses$64,0005,685
Total noninterest income$2,140,0001,899
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$506,0002,540
Trading account gains and fees$0146
Additional Noninterest Income$1,634,0001,549
Total noninterest expense$12,361,0001,586
Salaries and employee benefits$6,521,0001,512
Premises and equipment expense$1,998,0001,258
Additional noninterest expense$3,842,0001,764
Pre-tax net operating income$4,298,0001,355
Securities gains (losses)$-251,0007,179
Applicable income taxes$995,0001,344
Income before extraordinary items$3,052,0001,581
Extraordinary gains, net$029
Net income$3,052,0001,582
Minority interest net income$096
Net income of bank and minority interests.$3,052,0001,582
Net charge-offs$441,0003,326
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,240,2501,438
2011-09-30 (YTD Data)Rank
Total interest income$15,184,0001,428
Total interest expense$4,204,0001,120
Net interest income$10,980,0001,530
Provision for loan and lease losses$64,0005,370
Total noninterest income$1,354,0002,160
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$384,0002,532
Trading account gains and fees$0145
Additional Noninterest Income$970,0001,804
Total noninterest expense$9,121,0001,600
Salaries and employee benefits$4,904,0001,515
Premises and equipment expense$1,502,0001,272
Additional noninterest expense$2,715,0001,872
Pre-tax net operating income$3,149,0001,433
Securities gains (losses)$-174,0007,275
Applicable income taxes$823,0001,259
Income before extraordinary items$2,152,0001,729
Extraordinary gains, net$021
Net income$2,152,0001,730
Minority interest net income$087
Net income of bank and minority interests.$2,152,0001,730
Net charge-offs$358,0003,043
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,277,2801,579
2011-06-30 (YTD Data)Rank
Total interest income$10,135,0001,438
Total interest expense$2,850,0001,140
Net interest income$7,285,0001,539
Provision for loan and lease losses$64,0004,845
Total noninterest income$908,0002,135
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$255,0002,523
Trading account gains and fees$0153
Additional Noninterest Income$653,0001,786
Total noninterest expense$6,121,0001,603
Salaries and employee benefits$3,231,0001,553
Premises and equipment expense$1,034,0001,241
Additional noninterest expense$1,856,0001,838
Pre-tax net operating income$2,008,0001,448
Securities gains (losses)$22,0002,052
Applicable income taxes$570,0001,197
Income before extraordinary items$1,460,0001,659
Extraordinary gains, net$015
Net income$1,460,0001,659
Minority interest net income$089
Net income of bank and minority interests.$1,460,0001,659
Net charge-offs$143,0003,467
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,444,1601,609
2011-03-31 (YTD Data)Rank
Total interest income$5,020,0001,460
Total interest expense$1,451,0001,158
Net interest income$3,569,0001,563
Provision for loan and lease losses$64,0003,905
Total noninterest income$438,0002,210
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$130,0002,458
Trading account gains and fees$0158
Additional Noninterest Income$308,0001,885
Total noninterest expense$3,104,0001,599
Salaries and employee benefits$1,627,0001,549
Premises and equipment expense$530,0001,241
Additional noninterest expense$947,0001,787
Pre-tax net operating income$839,0001,707
Securities gains (losses)$2,0001,590
Applicable income taxes$226,0001,376
Income before extraordinary items$615,0001,883
Extraordinary gains, net$09
Net income$615,0001,882
Minority interest net income$086
Net income of bank and minority interests.$615,0001,883
Net charge-offs$62,0003,180
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$613,5401,833
2010-12-31 (YTD Data)Rank
Total interest income$20,660,0001,495
Total interest expense$6,659,0001,233
Net interest income$14,001,0001,594
Provision for loan and lease losses$900,0003,213
Total noninterest income$1,948,0002,107
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$540,0002,497
Trading account gains and fees$0175
Additional Noninterest Income$1,408,0001,764
Total noninterest expense$11,772,0001,680
Salaries and employee benefits$6,435,0001,528
Premises and equipment expense$1,863,0001,382
Additional noninterest expense$3,474,0002,016
Pre-tax net operating income$3,277,0001,498
Securities gains (losses)$-255,0007,343
Applicable income taxes$721,0001,526
Income before extraordinary items$2,301,0001,788
Extraordinary gains, net$029
Net income$2,301,0001,789
Minority interest net income$0111
Net income of bank and minority interests.$2,301,0001,790
Net charge-offs$473,0003,731
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,494,8001,594
2010-09-30 (YTD Data)Rank
Total interest income$15,458,0001,526
Total interest expense$5,079,0001,259
Net interest income$10,379,0001,632
Provision for loan and lease losses$675,0003,084
Total noninterest income$1,424,0002,166
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$412,0002,530
Trading account gains and fees$0165
Additional Noninterest Income$1,012,0001,787
Total noninterest expense$8,578,0001,720
Salaries and employee benefits$4,583,0001,600
Premises and equipment expense$1,397,0001,398
Additional noninterest expense$2,598,0001,993
Pre-tax net operating income$2,550,0001,547
Securities gains (losses)$-184,0007,468
Applicable income taxes$595,0001,480
Income before extraordinary items$1,771,0001,862
Extraordinary gains, net$023
Net income$1,771,0001,863
Minority interest net income$0110
Net income of bank and minority interests.$1,771,0001,864
Net charge-offs$368,0003,463
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,909,0001,640
2010-06-30 (YTD Data)Rank
Total interest income$10,243,0001,552
Total interest expense$3,419,0001,311
Net interest income$6,824,0001,654
Provision for loan and lease losses$450,0002,998
Total noninterest income$886,0002,213
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$280,0002,493
Trading account gains and fees$0152
Additional Noninterest Income$606,0001,846
Total noninterest expense$5,657,0001,751
Salaries and employee benefits$3,048,0001,621
Premises and equipment expense$945,0001,404
Additional noninterest expense$1,664,0002,059
Pre-tax net operating income$1,603,0001,621
Securities gains (losses)$168,0001,055
Applicable income taxes$481,0001,254
Income before extraordinary items$1,290,0001,689
Extraordinary gains, net$019
Net income$1,290,0001,688
Minority interest net income$0105
Net income of bank and minority interests.$1,290,0001,689
Net charge-offs$211,0003,478
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,167,3601,765
2010-03-31 (YTD Data)Rank
Total interest income$5,097,0001,589
Total interest expense$1,721,0001,372
Net interest income$3,376,0001,688
Provision for loan and lease losses$225,0002,809
Total noninterest income$448,0002,204
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$138,0002,500
Trading account gains and fees$0175
Additional Noninterest Income$310,0001,796
Total noninterest expense$2,854,0001,745
Salaries and employee benefits$1,585,0001,569
Premises and equipment expense$626,0001,095
Additional noninterest expense$643,0002,550
Pre-tax net operating income$745,0001,723
Securities gains (losses)$168,000581
Applicable income taxes$252,0001,191
Income before extraordinary items$661,0001,650
Extraordinary gains, net$016
Net income$661,0001,651
Minority interest net income$091
Net income of bank and minority interests.$661,0001,652
Net charge-offs$83,0003,275
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$540,0401,926
2009-12-31 (YTD Data)Rank
Total interest income$21,928,0001,565
Total interest expense$8,134,0001,467
Net interest income$13,794,0001,631
Provision for loan and lease losses$740,0003,957
Total noninterest income$1,509,0002,545
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$586,0002,581
Trading account gains and fees$0211
Additional Noninterest Income$923,0002,244
Total noninterest expense$12,162,0001,679
Salaries and employee benefits$6,640,0001,507
Premises and equipment expense$2,315,0001,173
Additional noninterest expense$3,207,0002,207
Pre-tax net operating income$2,401,0001,631
Securities gains (losses)$78,0002,320
Applicable income taxes$451,0001,639
Income before extraordinary items$2,028,0001,648
Extraordinary gains, net$034
Net income$2,028,0001,646
Minority interest net income$0115
Net income of bank and minority interests.$2,028,0001,647
Net charge-offs$680,0003,390
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,964,0401,662
2009-09-30 (YTD Data)Rank
Total interest income$16,608,0001,575
Total interest expense$6,295,0001,492
Net interest income$10,313,0001,629
Provision for loan and lease losses$515,0003,756
Total noninterest income$1,084,0002,673
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$424,0002,651
Trading account gains and fees$0212
Additional Noninterest Income$660,0002,375
Total noninterest expense$9,515,0001,605
Salaries and employee benefits$5,320,0001,441
Premises and equipment expense$1,691,0001,221
Additional noninterest expense$2,504,0002,104
Pre-tax net operating income$1,367,0002,207
Securities gains (losses)$164,0001,441
Applicable income taxes$333,0001,822
Income before extraordinary items$1,198,0002,184
Extraordinary gains, net$027
Net income$1,198,0002,181
Minority interest net income$0118
Net income of bank and minority interests.$1,198,0002,184
Net charge-offs$529,0002,961
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,070,0802,317
2009-06-30 (YTD Data)Rank
Total interest income$11,267,0001,579
Total interest expense$4,331,0001,521
Net interest income$6,936,0001,626
Provision for loan and lease losses$400,0003,257
Total noninterest income$712,0002,718
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$260,0002,774
Trading account gains and fees$0193
Additional Noninterest Income$452,0002,365
Total noninterest expense$6,314,0001,637
Salaries and employee benefits$3,467,0001,498
Premises and equipment expense$1,225,0001,147
Additional noninterest expense$1,622,0002,180
Pre-tax net operating income$934,0002,235
Securities gains (losses)$-19,0007,524
Applicable income taxes$195,0001,985
Income before extraordinary items$720,0002,426
Extraordinary gains, net$021
Net income$720,0002,424
Minority interest net income$0112
Net income of bank and minority interests.$720,0002,426
Net charge-offs$316,0002,873
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$735,0102,307
2009-03-31 (YTD Data)Rank
Total interest income$5,733,0001,581
Total interest expense$2,273,0001,511
Net interest income$3,460,0001,618
Provision for loan and lease losses$225,0002,683
Total noninterest income$338,0002,800
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$122,0002,852
Trading account gains and fees$0171
Additional Noninterest Income$216,0002,404
Total noninterest expense$2,950,0001,690
Salaries and employee benefits$1,711,0001,526
Premises and equipment expense$610,0001,181
Additional noninterest expense$629,0002,459
Pre-tax net operating income$623,0001,991
Securities gains (losses)$-149,0008,019
Applicable income taxes$04,835
Income before extraordinary items$474,0002,236
Extraordinary gains, net$015
Net income$474,0002,236
Minority interest net income$0102
Net income of bank and minority interests.$474,0002,238
Net charge-offs$153,0002,396
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$623,0001,640
2008-12-31 (YTD Data)Rank
Total interest income$22,581,0001,708
Total interest expense$9,902,0001,636
Net interest income$12,679,0001,758
Provision for loan and lease losses$-40,0008,229
Total noninterest income$1,505,0002,616
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$588,0002,683
Trading account gains and fees$0154
Additional Noninterest Income$917,0002,256
Total noninterest expense$11,560,0001,688
Salaries and employee benefits$6,327,0001,620
Premises and equipment expense$2,459,0001,127
Additional noninterest expense$2,774,0002,157
Pre-tax net operating income$2,664,0001,994
Securities gains (losses)$-2,773,0007,974
Applicable income taxes$-434,0007,445
Income before extraordinary items$325,0005,002
Extraordinary gains, net$039
Net income$325,0005,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$798,0002,204
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,099,7202,019
2008-09-30 (YTD Data)Rank
Total interest income$16,648,0001,780
Total interest expense$7,428,0001,706
Net interest income$9,220,0001,824
Provision for loan and lease losses$06,991
Total noninterest income$1,087,0002,748
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$443,0002,686
Trading account gains and fees$0148
Additional Noninterest Income$644,0002,439
Total noninterest expense$8,771,0001,658
Salaries and employee benefits$5,086,0001,549
Premises and equipment expense$1,841,0001,131
Additional noninterest expense$1,844,0002,309
Pre-tax net operating income$1,536,0002,790
Securities gains (losses)$-1,850,0008,040
Applicable income taxes$-317,0007,753
Income before extraordinary items$3,0006,584
Extraordinary gains, net$031
Net income$3,0006,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,755
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,187,0002,922
2008-06-30 (YTD Data)Rank
Total interest income$10,932,0001,830
Total interest expense$4,982,0001,770
Net interest income$5,950,0001,887
Provision for loan and lease losses$06,671
Total noninterest income$678,0002,916
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$296,0002,664
Trading account gains and fees$0149
Additional Noninterest Income$382,0002,661
Total noninterest expense$5,889,0001,654
Salaries and employee benefits$3,434,0001,538
Premises and equipment expense$1,256,0001,101
Additional noninterest expense$1,199,0002,347
Pre-tax net operating income$739,0003,600
Securities gains (losses)$-836,0008,367
Applicable income taxes$-241,0008,022
Income before extraordinary items$144,0006,015
Extraordinary gains, net$021
Net income$144,0006,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,581
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$679,0403,325
2008-03-31 (YTD Data)Rank
Total interest income$5,443,0001,882
Total interest expense$2,563,0001,829
Net interest income$2,880,0001,935
Provision for loan and lease losses$06,080
Total noninterest income$285,0003,238
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$147,0002,677
Trading account gains and fees$0158
Additional Noninterest Income$138,0003,191
Total noninterest expense$2,988,0001,626
Salaries and employee benefits$1,730,0001,543
Premises and equipment expense$661,0001,052
Additional noninterest expense$597,0002,321
Pre-tax net operating income$177,0005,175
Securities gains (losses)$7,0002,110
Applicable income taxes$-3,0007,775
Income before extraordinary items$187,0004,795
Extraordinary gains, net$015
Net income$187,0004,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,143
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$180,0004,767
2007-12-31 (YTD Data)Rank
Total interest income$23,264,0001,825
Total interest expense$10,750,0001,851
Net interest income$12,514,0001,808
Provision for loan and lease losses$281,0003,314
Total noninterest income$1,452,0002,769
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$697,0002,381
Trading account gains and fees$0178
Additional Noninterest Income$755,0002,639
Total noninterest expense$12,906,0001,433
Salaries and employee benefits$7,892,0001,261
Premises and equipment expense$2,431,0001,096
Additional noninterest expense$2,583,0002,124
Pre-tax net operating income$779,0005,222
Securities gains (losses)$299,000360
Applicable income taxes$114,0004,376
Income before extraordinary items$964,0004,393
Extraordinary gains, net$039
Net income$964,0004,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0002,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$697,8905,048
2007-09-30 (YTD Data)Rank
Total interest income$17,761,0001,803
Total interest expense$8,105,0001,830
Net interest income$9,656,0001,759
Provision for loan and lease losses$281,0002,401
Total noninterest income$1,261,0002,503
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$526,0002,347
Trading account gains and fees$0184
Additional Noninterest Income$735,0002,239
Total noninterest expense$9,486,0001,442
Salaries and employee benefits$5,308,0001,435
Premises and equipment expense$1,750,0001,138
Additional noninterest expense$2,428,0001,674
Pre-tax net operating income$1,150,0004,045
Securities gains (losses)$298,000314
Applicable income taxes$246,0003,441
Income before extraordinary items$1,202,0003,462
Extraordinary gains, net$033
Net income$1,202,0003,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,377
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$954,6603,968
2007-06-30 (YTD Data)Rank
Total interest income$11,859,0001,818
Total interest expense$5,459,0001,827
Net interest income$6,400,0001,790
Provision for loan and lease losses$281,0001,645
Total noninterest income$842,0002,502
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$351,0002,355
Trading account gains and fees$0168
Additional Noninterest Income$491,0002,268
Total noninterest expense$6,225,0001,476
Salaries and employee benefits$3,511,0001,466
Premises and equipment expense$1,175,0001,141
Additional noninterest expense$1,539,0001,764
Pre-tax net operating income$736,0004,200
Securities gains (losses)$291,000260
Applicable income taxes$171,0003,480
Income before extraordinary items$856,0003,370
Extraordinary gains, net$029
Net income$856,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0001,657
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$614,4704,108
2007-03-31 (YTD Data)Rank
Total interest income$5,902,0001,825
Total interest expense$2,717,0001,821
Net interest income$3,185,0001,809
Provision for loan and lease losses$206,0001,138
Total noninterest income$332,0002,914
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$170,0002,357
Trading account gains and fees$0195
Additional Noninterest Income$162,0002,882
Total noninterest expense$3,138,0001,471
Salaries and employee benefits$1,807,0001,435
Premises and equipment expense$601,0001,115
Additional noninterest expense$730,0001,833
Pre-tax net operating income$173,0005,791
Securities gains (losses)$207,000197
Applicable income taxes$41,0004,335
Income before extraordinary items$339,0003,908
Extraordinary gains, net$022
Net income$339,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,062
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$154,7705,575
2006-12-31 (YTD Data)Rank
Total interest income$23,272,0001,734
Total interest expense$9,877,0001,698
Net interest income$13,395,0001,718
Provision for loan and lease losses$516,0001,852
Total noninterest income$1,585,0002,612
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$668,0002,467
Trading account gains and fees$0130
Additional Noninterest Income$917,0002,357
Total noninterest expense$11,704,0001,530
Salaries and employee benefits$6,967,0001,408
Premises and equipment expense$2,062,0001,253
Additional noninterest expense$2,675,0001,980
Pre-tax net operating income$2,760,0002,937
Securities gains (losses)$162,000432
Applicable income taxes$658,0002,749
Income before extraordinary items$2,264,0002,832
Extraordinary gains, net$051
Net income$2,264,0002,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,127
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,139,2602,950
2006-09-30 (YTD Data)Rank
Total interest income$17,174,0001,750
Total interest expense$7,089,0001,722
Net interest income$10,085,0001,722
Provision for loan and lease losses$342,0001,936
Total noninterest income$1,204,0002,594
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$490,0002,519
Trading account gains and fees$0126
Additional Noninterest Income$714,0002,298
Total noninterest expense$8,678,0001,550
Salaries and employee benefits$5,179,0001,427
Premises and equipment expense$1,552,0001,246
Additional noninterest expense$1,947,0002,010
Pre-tax net operating income$2,269,0002,853
Securities gains (losses)$127,000396
Applicable income taxes$560,0002,700
Income before extraordinary items$1,836,0002,753
Extraordinary gains, net$045
Net income$1,836,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,000865
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,738,2102,862
2006-06-30 (YTD Data)Rank
Total interest income$11,207,0001,757
Total interest expense$4,537,0001,709
Net interest income$6,670,0001,740
Provision for loan and lease losses$228,0001,905
Total noninterest income$815,0002,560
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$314,0002,578
Trading account gains and fees$0126
Additional Noninterest Income$501,0002,206
Total noninterest expense$5,714,0001,574
Salaries and employee benefits$3,352,0001,481
Premises and equipment expense$1,046,0001,238
Additional noninterest expense$1,316,0001,994
Pre-tax net operating income$1,543,0002,833
Securities gains (losses)$73,000389
Applicable income taxes$382,0002,688
Income before extraordinary items$1,234,0002,728
Extraordinary gains, net$039
Net income$1,234,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,000817
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,178,5202,825
2006-03-31 (YTD Data)Rank
Total interest income$5,451,0001,754
Total interest expense$2,172,0001,695
Net interest income$3,279,0001,756
Provision for loan and lease losses$114,0001,832
Total noninterest income$422,0002,466
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$150,0002,603
Trading account gains and fees$0115
Additional Noninterest Income$272,0002,077
Total noninterest expense$2,797,0001,610
Salaries and employee benefits$1,651,0001,508
Premises and equipment expense$511,0001,272
Additional noninterest expense$635,0002,051
Pre-tax net operating income$790,0002,735
Securities gains (losses)$78,000284
Applicable income taxes$175,0002,803
Income before extraordinary items$693,0002,458
Extraordinary gains, net$021
Net income$693,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,000712
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$630,6002,621
2005-12-31 (YTD Data)Rank
Total interest income$21,368,0001,574
Total interest expense$7,220,0001,568
Net interest income$14,148,0001,552
Provision for loan and lease losses$296,0002,894
Total noninterest income$1,595,0002,588
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$612,0002,627
Trading account gains and fees$0138
Additional Noninterest Income$983,0002,243
Total noninterest expense$11,799,0001,460
Salaries and employee benefits$6,807,0001,363
Premises and equipment expense$1,988,0001,240
Additional noninterest expense$3,004,0001,681
Pre-tax net operating income$3,648,0002,377
Securities gains (losses)$450,000299
Applicable income taxes$1,085,0002,151
Income before extraordinary items$3,013,0002,238
Extraordinary gains, net$046
Net income$3,013,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,000958
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,680,0002,422
2005-09-30 (YTD Data)Rank
Total interest income$15,961,0001,527
Total interest expense$5,169,0001,554
Net interest income$10,792,0001,503
Provision for loan and lease losses$162,0003,363
Total noninterest income$1,222,0002,540
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$457,0002,627
Trading account gains and fees$0126
Additional Noninterest Income$765,0002,184
Total noninterest expense$9,028,0001,417
Salaries and employee benefits$5,438,0001,265
Premises and equipment expense$1,496,0001,219
Additional noninterest expense$2,094,0001,787
Pre-tax net operating income$2,824,0002,341
Securities gains (losses)$362,000336
Applicable income taxes$865,0002,094
Income before extraordinary items$2,321,0002,205
Extraordinary gains, net$035
Net income$2,321,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,304
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,056,7402,401
2005-06-30 (YTD Data)Rank
Total interest income$10,522,0001,502
Total interest expense$3,280,0001,535
Net interest income$7,242,0001,474
Provision for loan and lease losses$108,0003,253
Total noninterest income$822,0002,488
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$291,0002,679
Trading account gains and fees$0116
Additional Noninterest Income$531,0002,095
Total noninterest expense$6,076,0001,400
Salaries and employee benefits$3,664,0001,248
Premises and equipment expense$1,027,0001,168
Additional noninterest expense$1,385,0001,781
Pre-tax net operating income$1,880,0002,290
Securities gains (losses)$366,000282
Applicable income taxes$610,0001,980
Income before extraordinary items$1,636,0002,068
Extraordinary gains, net$030
Net income$1,636,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,332
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,368,8202,352
2005-03-31 (YTD Data)Rank
Total interest income$5,218,0001,481
Total interest expense$1,540,0001,549
Net interest income$3,678,0001,434
Provision for loan and lease losses$54,0003,086
Total noninterest income$382,0002,578
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$137,0002,743
Trading account gains and fees$0115
Additional Noninterest Income$245,0002,187
Total noninterest expense$3,031,0001,397
Salaries and employee benefits$1,828,0001,260
Premises and equipment expense$557,0001,078
Additional noninterest expense$646,0001,898
Pre-tax net operating income$975,0002,208
Securities gains (losses)$179,000268
Applicable income taxes$340,0001,815
Income before extraordinary items$814,0002,051
Extraordinary gains, net$024
Net income$814,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$686,9102,326
2004-12-31 (YTD Data)Rank
Total interest income$21,464,0001,324
Total interest expense$6,241,0001,320
Net interest income$15,223,0001,332
Provision for loan and lease losses$660,0001,522
Total noninterest income$1,291,0002,973
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$687,0002,410
Trading account gains and fees$0138
Additional Noninterest Income$604,0002,981
Total noninterest expense$12,702,0001,294
Salaries and employee benefits$7,284,0001,194
Premises and equipment expense$2,108,0001,092
Additional noninterest expense$3,310,0001,501
Pre-tax net operating income$3,152,0002,479
Securities gains (losses)$165,000934
Applicable income taxes$915,0002,306
Income before extraordinary items$2,402,0002,517
Extraordinary gains, net$034
Net income$2,402,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,0001,144
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,283,2002,556
2004-09-30 (YTD Data)Rank
Total interest income$16,123,0001,299
Total interest expense$4,697,0001,283
Net interest income$11,426,0001,309
Provision for loan and lease losses$495,0001,468
Total noninterest income$994,0002,942
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$517,0002,428
Trading account gains and fees$0134
Additional Noninterest Income$477,0002,879
Total noninterest expense$9,564,0001,285
Salaries and employee benefits$5,385,0001,213
Premises and equipment expense$1,607,0001,084
Additional noninterest expense$2,572,0001,436
Pre-tax net operating income$2,361,0002,511
Securities gains (losses)$103,0001,153
Applicable income taxes$710,0002,289
Income before extraordinary items$1,754,0002,609
Extraordinary gains, net$026
Net income$1,754,0002,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0001,063
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,680,8702,636
2004-06-30 (YTD Data)Rank
Total interest income$10,805,0001,273
Total interest expense$3,157,0001,248
Net interest income$7,648,0001,295
Provision for loan and lease losses$330,0001,426
Total noninterest income$643,0003,022
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$344,0002,431
Trading account gains and fees$0130
Additional Noninterest Income$299,0002,992
Total noninterest expense$6,383,0001,277
Salaries and employee benefits$3,675,0001,185
Premises and equipment expense$1,096,0001,054
Additional noninterest expense$1,612,0001,498
Pre-tax net operating income$1,578,0002,479
Securities gains (losses)$102,0001,014
Applicable income taxes$462,0002,329
Income before extraordinary items$1,218,0002,495
Extraordinary gains, net$021
Net income$1,218,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,136
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,144,5602,558
2004-03-31 (YTD Data)Rank
Total interest income$5,490,0001,263
Total interest expense$1,625,0001,226
Net interest income$3,865,0001,290
Provision for loan and lease losses$165,0001,332
Total noninterest income$332,0002,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$174,0002,349
Trading account gains and fees$0121
Additional Noninterest Income$158,0002,848
Total noninterest expense$3,273,0001,243
Salaries and employee benefits$1,869,0001,174
Premises and equipment expense$558,0001,057
Additional noninterest expense$846,0001,426
Pre-tax net operating income$759,0002,531
Securities gains (losses)$54,0001,148
Applicable income taxes$234,0002,290
Income before extraordinary items$579,0002,585
Extraordinary gains, net$016
Net income$579,0002,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,522
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$540,6602,663
2003-12-31 (YTD Data)Rank
Total interest income$24,180,0001,175
Total interest expense$8,697,0001,026
Net interest income$15,483,0001,242
Provision for loan and lease losses$1,010,0001,171
Total noninterest income$1,424,0002,951
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$732,0002,275
Trading account gains and fees$0160
Additional Noninterest Income$692,0002,987
Total noninterest expense$12,915,0001,254
Salaries and employee benefits$6,544,0001,315
Premises and equipment expense$2,309,000993
Additional noninterest expense$4,062,0001,224
Pre-tax net operating income$2,982,0002,520
Securities gains (losses)$56,0002,403
Applicable income taxes$935,0002,272
Income before extraordinary items$2,103,0002,756
Extraordinary gains, net$054
Net income$2,103,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000941
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,064,3602,663
2003-09-30 (YTD Data)Rank
Total interest income$18,247,0001,206
Total interest expense$6,900,0001,013
Net interest income$11,347,0001,291
Provision for loan and lease losses$785,0001,108
Total noninterest income$1,114,0002,927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$543,0002,308
Trading account gains and fees$0153
Additional Noninterest Income$571,0002,898
Total noninterest expense$9,423,0001,298
Salaries and employee benefits$4,887,0001,342
Premises and equipment expense$1,740,000991
Additional noninterest expense$2,796,0001,319
Pre-tax net operating income$2,253,0002,594
Securities gains (losses)$-27,0009,042
Applicable income taxes$780,0002,233
Income before extraordinary items$1,446,0003,044
Extraordinary gains, net$040
Net income$1,446,0003,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,000771
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,463,5502,871
2003-06-30 (YTD Data)Rank
Total interest income$12,213,0001,208
Total interest expense$4,862,000988
Net interest income$7,351,0001,332
Provision for loan and lease losses$560,0001,046
Total noninterest income$796,0002,767
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$359,0002,292
Trading account gains and fees$0150
Additional Noninterest Income$437,0002,655
Total noninterest expense$6,465,0001,258
Salaries and employee benefits$3,531,0001,215
Premises and equipment expense$1,144,0001,007
Additional noninterest expense$1,790,0001,377
Pre-tax net operating income$1,122,0003,240
Securities gains (losses)$-109,0009,196
Applicable income taxes$185,0004,114
Income before extraordinary items$828,0003,419
Extraordinary gains, net$030
Net income$828,0003,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,087
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$917,3802,996
2003-03-31 (YTD Data)Rank
Total interest income$6,144,0001,206
Total interest expense$2,537,000975
Net interest income$3,607,0001,361
Provision for loan and lease losses$180,0001,475
Total noninterest income$431,0002,540
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$185,0002,171
Trading account gains and fees$0134
Additional Noninterest Income$246,0002,384
Total noninterest expense$3,176,0001,268
Salaries and employee benefits$1,695,0001,276
Premises and equipment expense$585,000983
Additional noninterest expense$896,0001,347
Pre-tax net operating income$682,0002,788
Securities gains (losses)$-112,0009,264
Applicable income taxes$70,0004,589
Income before extraordinary items$500,0002,945
Extraordinary gains, net$021
Net income$500,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,736
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$598,5602,417
2002-12-31 (YTD Data)Rank
Total interest income$27,272,0001,133
Total interest expense$11,960,000937
Net interest income$15,312,0001,253
Provision for loan and lease losses$2,680,000597
Total noninterest income$1,217,0003,048
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$746,0002,129
Trading account gains and fees$0153
Additional Noninterest Income$471,0003,393
Total noninterest expense$14,219,0001,092
Salaries and employee benefits$7,207,0001,105
Premises and equipment expense$2,462,000880
Additional noninterest expense$4,550,0001,086
Pre-tax net operating income$-370,0008,926
Securities gains (losses)$-2,871,0009,338
Applicable income taxes$-1,267,0009,303
Income before extraordinary items$-1,974,0009,273
Extraordinary gains, net$070
Net income$-1,974,0009,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,804,000601
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-136,5608,809
2001-12-31 (YTD Data)Rank
Total interest income$28,990,0001,177
Total interest expense$15,363,0001,050
Net interest income$13,627,0001,302
Provision for loan and lease losses$1,513,000894
Total noninterest income$1,466,0002,553
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$752,0002,014
Trading account gains and fees$0177
Additional Noninterest Income$714,0002,547
Total noninterest expense$12,537,0001,174
Salaries and employee benefits$6,312,0001,176
Premises and equipment expense$2,075,0001,016
Additional noninterest expense$4,150,0001,154
Pre-tax net operating income$1,043,0004,805
Securities gains (losses)$-113,0009,506
Applicable income taxes$204,0004,990
Income before extraordinary items$726,0005,136
Extraordinary gains, net$0105
Net income$726,0005,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,557,000689
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$814,1404,711
2000-12-31 (YTD Data)Rank
Total interest income$27,802,0001,278
Total interest expense$14,814,0001,168
Net interest income$12,988,0001,350
Provision for loan and lease losses$790,0001,289
Total noninterest income$1,995,0001,882
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$677,0002,047
Trading account gains and fees$0180
Additional Noninterest Income$1,318,0001,537
Total noninterest expense$11,889,0001,172
Salaries and employee benefits$6,326,0001,117
Premises and equipment expense$2,227,000900
Additional noninterest expense$3,336,0001,349
Pre-tax net operating income$2,304,0002,975
Securities gains (losses)$1,091,000155
Applicable income taxes$945,0002,231
Income before extraordinary items$2,450,0002,120
Extraordinary gains, net$038
Net income$2,450,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,161
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,664,4802,979
1999-12-31 (YTD Data)Rank
Total interest income$24,612,0001,318
Total interest expense$12,350,0001,229
Net interest income$12,262,0001,422
Provision for loan and lease losses$620,0001,457
Total noninterest income$1,679,0002,122
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$618,0002,148
Trading account gains and fees$0173
Additional Noninterest Income$1,061,0001,789
Total noninterest expense$11,323,0001,221
Salaries and employee benefits$5,691,0001,212
Premises and equipment expense$2,147,000937
Additional noninterest expense$3,485,0001,321
Pre-tax net operating income$1,998,0003,346
Securities gains (losses)$1,929,000143
Applicable income taxes$1,210,0001,915
Income before extraordinary items$2,717,0001,956
Extraordinary gains, net$035
Net income$2,717,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,645
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,385,9903,415
1998-12-31 (YTD Data)Rank
Total interest income$23,108,0001,400
Total interest expense$11,774,0001,321
Net interest income$11,334,0001,493
Provision for loan and lease losses$520,0001,672
Total noninterest income$1,260,0002,587
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$555,0002,325
Trading account gains and fees$0224
Additional Noninterest Income$705,0002,375
Total noninterest expense$10,217,0001,299
Salaries and employee benefits$5,073,0001,290
Premises and equipment expense$1,798,0001,069
Additional noninterest expense$3,346,0001,318
Pre-tax net operating income$1,857,0003,542
Securities gains (losses)$1,561,000277
Applicable income taxes$1,006,0002,304
Income before extraordinary items$2,412,0002,160
Extraordinary gains, net$032
Net income$2,412,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,139
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,303,6903,589
1997-12-31 (YTD Data)Rank
Total interest income$20,608,0001,606
Total interest expense$9,888,0001,568
Net interest income$10,720,0001,612
Provision for loan and lease losses$240,0003,015
Total noninterest income$890,0003,329
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$395,0003,251
Trading account gains and fees$0239
Additional Noninterest Income$495,0002,848
Total noninterest expense$7,736,0001,688
Salaries and employee benefits$4,139,0001,575
Premises and equipment expense$1,369,0001,423
Additional noninterest expense$2,228,0001,906
Pre-tax net operating income$3,634,0002,069
Securities gains (losses)$931,000295
Applicable income taxes$1,323,0001,915
Income before extraordinary items$3,242,0001,663
Extraordinary gains, net$044
Net income$3,242,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,776
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,580,9901,997
1996-12-31 (YTD Data)Rank
Total interest income$20,794,0001,611
Total interest expense$10,436,0001,535
Net interest income$10,358,0001,705
Provision for loan and lease losses$510,0001,704
Total noninterest income$933,0003,309
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$356,0003,699
Trading account gains and fees$0262
Additional Noninterest Income$577,0002,633
Total noninterest expense$7,204,0001,950
Salaries and employee benefits$3,766,0001,759
Premises and equipment expense$1,282,0001,591
Additional noninterest expense$2,156,0002,293
Pre-tax net operating income$3,577,0002,017
Securities gains (losses)$420,000453
Applicable income taxes$1,206,0001,987
Income before extraordinary items$2,791,0001,776
Extraordinary gains, net$053
Net income$2,791,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,057
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,497,0001,943
1995-12-31 (YTD Data)Rank
Total interest income$20,762,0001,630
Total interest expense$10,442,0001,540
Net interest income$10,320,0001,731
Provision for loan and lease losses$455,0001,697
Total noninterest income$692,0004,123
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$350,0003,768
Trading account gains and fees$0522
Additional Noninterest Income$342,0003,668
Total noninterest expense$6,619,0002,081
Salaries and employee benefits$3,490,0001,896
Premises and equipment expense$1,255,0001,617
Additional noninterest expense$1,874,0002,546
Pre-tax net operating income$3,938,0001,882
Securities gains (losses)$287,000531
Applicable income taxes$1,317,0001,843
Income before extraordinary items$2,908,0001,731
Extraordinary gains, net$065
Net income$2,908,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,938
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,709,9701,836
1994-12-31 (YTD Data)Rank
Total interest income$19,862,0001,557
Total interest expense$8,767,0001,479
Net interest income$11,095,0001,632
Provision for loan and lease losses$422,0001,748
Total noninterest income$640,0004,424
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$343,0003,908
Trading account gains and fees$0475
Additional Noninterest Income$297,0004,121
Total noninterest expense$7,174,0001,988
Salaries and employee benefits$3,631,0001,843
Premises and equipment expense$1,160,0001,770
Additional noninterest expense$2,383,0002,221
Pre-tax net operating income$4,139,0001,713
Securities gains (losses)$169,000557
Applicable income taxes$1,380,0001,669
Income before extraordinary items$2,928,0001,676
Extraordinary gains, net$0249
Net income$2,928,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,326
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,813,0801,745
1993-12-31 (YTD Data)Rank
Total interest income$19,702,0001,602
Total interest expense$9,389,0001,428
Net interest income$10,313,0001,749
Provision for loan and lease losses$665,0001,718
Total noninterest income$730,0004,304
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$337,0004,010
Trading account gains and fees$99,000267
Additional Noninterest Income$294,0004,521
Total noninterest expense$7,208,0002,032
Salaries and employee benefits$3,198,0002,069
Premises and equipment expense$1,089,0001,905
Additional noninterest expense$2,921,0001,955
Pre-tax net operating income$3,170,0002,148
Securities gains (losses)$435,000994
Applicable income taxes$1,074,0002,104
Income before extraordinary items$2,531,0001,973
Extraordinary gains, net$42,0002,278
Net income$2,573,0002,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,860
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,226,5002,113
1992-12-31 (YTD Data)Rank
Total interest income$19,721,0001,796
Total interest expense$10,419,0001,660
Net interest income$9,302,0001,969
Provision for loan and lease losses$782,0002,177
Total noninterest income$508,0005,579
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$335,0004,084
Trading account gains and fees$-129,0005,277
Additional Noninterest Income$302,0004,408
Total noninterest expense$5,822,0002,490
Salaries and employee benefits$2,944,0002,214
Premises and equipment expense$1,081,0001,957
Additional noninterest expense$1,797,0003,062
Pre-tax net operating income$3,206,0001,942
Securities gains (losses)$-484,00013,898
Applicable income taxes$914,0002,287
Income before extraordinary items$1,808,0002,543
Extraordinary gains, net$01,422
Net income$1,808,0002,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0002,188
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,127,4401,985

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.