Home > Skaneateles Savings Bank > Loan Charge- Offs and Recoveries

Skaneateles Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$457,0001,717
Loans secured by real estate, total$207,000779
To non-U.S. addresseesNANA
Real estate loans in domestic offices$207,000777
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$92,000867
Secured by multifamily residential properties$3,000319
Secured by nonfarm nonresidential properties$112,000477
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$105,0002,265
Loans to individuals$145,0001,891
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$145,0001,620
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$84,0002,407
Loans secured by real estate, total$46,0001,022
To non-U.S. addresseesNANA
Real estate loans in domestic offices$46,0001,022
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$46,000491
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0002,966
Loans to individuals$22,0002,858
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0002,608
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$373,0001,590
Loans secured by real estate, total$161,000726
To non-U.S. addresseesNANA
Real estate loans in domestic offices$161,000723
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$92,000730
Secured by multifamily residential properties$3,000272
Secured by nonfarm nonresidential properties$66,000468
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$89,0002,007
To non-U.S. addresseesNANA
Loans to individuals$123,0001,661
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$123,0001,379
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$573,0001,565
Loans secured by real estate, total$330,000659
To non-U.S. addresseesNANA
Real estate loans in domestic offices$330,000659
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$102,000894
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$228,000353
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$136,0001,869
Loans to individuals$107,0002,461
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$107,0002,152
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$519,000646
Loans secured by real estate, total$8,0002,583
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,584
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$2,0002,590
Secured by multifamily residential properties$6,000251
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$496,000245
Loans to individuals$15,0003,634
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0003,369
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$54,0005,007
Loans secured by real estate, total$322,000500
To non-U.S. addresseesNANA
Real estate loans in domestic offices$322,000497
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$100,000760
Secured by multifamily residential properties$-6,00010,759
Secured by nonfarm nonresidential properties$228,000240
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-360,00010,861
To non-U.S. addresseesNANA
Loans to individuals$92,0002,175
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$92,0001,843
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,301,000940
Loans secured by real estate, total$176,0001,147
To non-U.S. addresseesNANA
Real estate loans in domestic offices$176,0001,147
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$39,0001,702
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$137,000615
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,035,000342
Loans to individuals$90,0002,722
Credit card loan charge offs$7,0002,537
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$83,0002,498
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$126,0002,095
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$118,000951
Loans to individuals$8,0005,002
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0004,690
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$1,175,000815
Loans secured by real estate, total$176,000906
To non-U.S. addresseesNANA
Real estate loans in domestic offices$176,000904
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$39,0001,429
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$137,000476
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$917,000280
To non-U.S. addresseesNANA
Loans to individuals$82,0002,329
Credit card loan net charge offs$7,0002,326
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$75,0002,080
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$732,0001,358
Loans secured by real estate, total$649,000607
To non-U.S. addresseesNANA
Real estate loans in domestic offices$649,000606
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$80,0001,243
Secured by multifamily residential properties$41,000398
Secured by nonfarm nonresidential properties$528,000371
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$73,0002,850
Loans to individuals$10,0006,985
Credit card loan charge offs$1,0003,596
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,0006,663
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$124,0002,197
Loans secured by real estate, total$29,0001,779
To non-U.S. addresseesNANA
Real estate loans in domestic offices$29,0001,778
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$12,0001,640
Secured by multifamily residential properties$11,000303
Secured by nonfarm nonresidential properties$6,0001,498
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$91,0001,252
Loans to individuals$4,0006,504
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0007,218
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$608,0001,222
Loans secured by real estate, total$620,000507
To non-U.S. addresseesNANA
Real estate loans in domestic offices$620,000506
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$68,0001,147
Secured by multifamily residential properties$30,000382
Secured by nonfarm nonresidential properties$522,000309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-18,00010,682
To non-U.S. addresseesNANA
Loans to individuals$6,0006,496
Credit card loan net charge offs$-1,00011,653
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$7,0005,695
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$366,0002,269
Loans secured by real estate, total$18,0004,047
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0004,047
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$18,0002,802
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$331,000962
Loans to individuals$17,0005,946
Credit card loan charge offs$2,0003,192
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$15,0005,731
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$108,0002,734
Loans secured by real estate, total$8,0003,445
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,444
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$8,0001,577
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$88,0001,495
Loans to individuals$12,0004,549
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0004,277
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$258,0002,114
Loans secured by real estate, total$10,0003,761
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,762
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$18,0002,318
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-8,00011,750
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$243,000865
To non-U.S. addresseesNANA
Loans to individuals$5,0006,593
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$3,0006,583
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$729,0001,750
Loans secured by real estate, total$225,0001,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$225,0001,577
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$34,0002,528
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$191,000944
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$472,0001,048
Loans to individuals$32,0004,917
Credit card loan charge offs$8,0002,323
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$24,0005,164
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$220,0001,718
Loans secured by real estate, total$8,0003,744
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,744
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$8,0001,656
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$199,000847
Loans to individuals$13,0004,721
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0004,441
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$509,0001,740
Loans secured by real estate, total$217,0001,391
To non-U.S. addresseesNANA
Real estate loans in domestic offices$217,0001,389
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$34,0002,152
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$183,000857
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$273,0001,205
To non-U.S. addresseesNANA
Loans to individuals$19,0004,762
Credit card loan net charge offs$8,0002,055
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$11,0005,293
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$1,698,0001,265
Loans secured by real estate, total$880,000929
To non-U.S. addresseesNANA
Real estate loans in domestic offices$880,000929
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$32,000673
Secured by nonfarm nonresidential properties$848,000534
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$788,000961
Loans to individuals$30,0005,877
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$30,0005,479
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$71,0004,162
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$60,0002,460
Loans to individuals$11,0005,339
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0005,060
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$1,627,0001,131
Loans secured by real estate, total$880,000861
To non-U.S. addresseesNANA
Real estate loans in domestic offices$880,000861
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$32,000641
Secured by nonfarm nonresidential properties$848,000487
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$728,000864
To non-U.S. addresseesNANA
Loans to individuals$19,0005,767
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$19,0005,305
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.