Home > SJS Federal Savings Bank > Assets and Liabilities
SJS Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $151,163,000 | 3,027 |
| Cash and due from depository institutions | $3,995,000 | 4,213 |
| Interest-bearing balances | $1,178,000 | 2,189 |
| Securities | $34,231,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $108,927,000 | 2,573 |
| Loan loss allowance | $700,000 | 4,668 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,134,000 | 5,585 |
| Other real estate owned | $75,000 | 4,213 |
| Goodwill and other intangibles | $11,000 | 3,233 |
| All other assets | $2,790,000 | 2,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,163,000 | 3,027 |
| Total liabilities | $137,230,000 | 2,998 |
| Total deposits | $113,857,000 | 3,348 |
| Interest-bearing deposits | $108,873,000 | 3,023 |
| Deposits held in domestic offices | $113,857,000 | 3,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,382,000 | 881 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $991,000 | 3,550 |
| Total equity capital | $13,933,000 | 3,196 |
| Total bank equity capital | $13,933,000 | 3,196 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000 | 10,148 |
| Surplus | $4,471,000 | 3,152 |
| Undivided profits | $9,457,000 | 2,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $772,000 | 2,953 |
| Earning assets | $144,336,000 | 2,924 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $149,372,400 | 2,932 |
| Average Assets, quarterly | $151,165,500 | 2,998 |
| Volatile liabilities | $35,798,000 | 1,790 |
| Insider loans | $761,000 | 4,354 |
| FHLB advances | $21,888,000 | 317 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,791,000 | 4,737 |
| Tier 1 (core) risk-based capital | $14,292,000 | 3,032 |
| Tier 2 risk-based capital | $253,000 | 7,863 |
| Total risk weighted assets | $78,380,000 | 3,481 |
| Total unused commitments | $5,791,000 | 4,750 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $143,248,000 | 3,166 |
| Cash and due from depository institutions | $3,514,000 | 4,498 |
| Interest-bearing balances | $537,000 | 3,210 |
| Securities | $47,890,000 | 2,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $87,760,000 | 3,051 |
| Loan loss allowance | $694,000 | 4,759 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,159,000 | 5,547 |
| Other real estate owned | $61,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,864,000 | 2,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,248,000 | 3,166 |
| Total liabilities | $129,853,000 | 3,163 |
| Total deposits | $112,682,000 | 3,396 |
| Interest-bearing deposits | $106,255,000 | 3,108 |
| Deposits held in domestic offices | $112,682,000 | 3,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,533,000 | 927 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $638,000 | 5,213 |
| Total equity capital | $13,395,000 | 3,278 |
| Total bank equity capital | $13,395,000 | 3,278 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000 | 10,614 |
| Surplus | $4,434,000 | 3,164 |
| Undivided profits | $8,956,000 | 2,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $688,000 | 3,442 |
| Earning assets | $136,187,000 | 3,085 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $131,949,400 | 3,296 |
| Average Assets, quarterly | $140,103,000 | 3,201 |
| Volatile liabilities | $29,497,000 | 1,886 |
| Insider loans | $710,000 | 4,650 |
| FHLB advances | $15,750,000 | 338 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,189,000 | 4,416 |
| Tier 1 (core) risk-based capital | $13,705,000 | 3,126 |
| Tier 2 risk-based capital | $476,000 | 5,473 |
| Total risk weighted assets | $71,673,000 | 3,682 |
| Total unused commitments | $6,189,000 | 4,427 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $123,109,000 | 3,605 |
| Cash and due from depository institutions | $4,167,000 | 4,565 |
| Interest-bearing balances | $1,972,000 | 1,620 |
| Securities | $50,104,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $64,392,000 | 3,949 |
| Loan loss allowance | $562,000 | 5,689 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,191,000 | 5,451 |
| Other real estate owned | $67,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,188,000 | 2,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,109,000 | 3,605 |
| Total liabilities | $115,401,000 | 3,508 |
| Total deposits | $110,449,000 | 3,449 |
| Interest-bearing deposits | $108,073,000 | 3,025 |
| Deposits held in domestic offices | $110,449,000 | 3,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,500,000 | 1,838 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $452,000 | 5,585 |
| Total equity capital | $7,708,000 | 5,087 |
| Total bank equity capital | $7,708,000 | 5,087 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $7,708,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $519,000 | 4,065 |
| Earning assets | $116,468,000 | 3,488 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $121,221,000 | 3,573 |
| Average Assets, quarterly | $120,493,500 | 3,652 |
| Volatile liabilities | $14,453,000 | 3,296 |
| Insider loans | $511,000 | 5,623 |
| FHLB advances | $4,500,000 | 638 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,461,000 | 5,243 |
| Tier 1 (core) risk-based capital | $8,720,000 | 4,646 |
| Tier 2 risk-based capital | $471,000 | 5,538 |
| Total risk weighted assets | $56,656,000 | 4,443 |
| Total unused commitments | $4,461,000 | 5,250 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $124,118,000 | 3,641 |
| Cash and due from depository institutions | $4,459,000 | 4,837 |
| Interest-bearing balances | $2,353,000 | 2,179 |
| Securities | $64,055,000 | 2,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,549,000 | 4,665 |
| Loan loss allowance | $572,000 | 5,788 |
| Trading account assets | $500,000 | 285 |
| Bank premises and fixed assets | $1,265,000 | 5,289 |
| Other real estate owned | $5,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,285,000 | 3,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,118,000 | 3,641 |
| Total liabilities | $115,254,000 | 3,580 |
| Total deposits | $109,128,000 | 3,582 |
| Interest-bearing deposits | $106,733,000 | 3,189 |
| Deposits held in domestic offices | $109,128,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,867,000 | 1,540 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,259,000 | 2,634 |
| Total equity capital | $8,864,000 | 4,575 |
| Total bank equity capital | $8,864,000 | 4,575 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,864,000 | 2,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $423,000 | 4,435 |
| Earning assets | $118,457,000 | 3,502 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $126,511,200 | 3,488 |
| Average Assets, quarterly | $124,197,000 | 3,615 |
| Volatile liabilities | $13,457,000 | 3,261 |
| Insider loans | $881,000 | 4,070 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,157,000 | 4,794 |
| Tier 1 (core) risk-based capital | $8,771,000 | 4,532 |
| Tier 2 risk-based capital | $548,000 | 4,864 |
| Total risk weighted assets | $48,042,000 | 5,080 |
| Total unused commitments | $5,157,000 | 4,816 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $128,860,000 | 3,604 |
| Cash and due from depository institutions | $8,953,000 | 4,684 |
| Interest-bearing balances | $6,477,000 | 1,155 |
| Securities | $68,959,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $47,477,000 | 5,002 |
| Loan loss allowance | $584,000 | 5,758 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,320,000 | 5,154 |
| Other real estate owned | $34,000 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,117,000 | 3,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,860,000 | 3,604 |
| Total liabilities | $120,843,000 | 3,518 |
| Total deposits | $110,823,000 | 3,649 |
| Interest-bearing deposits | $108,932,000 | 3,265 |
| Deposits held in domestic offices | $110,823,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,179,000 | 996 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $841,000 | 3,773 |
| Total equity capital | $8,017,000 | 4,775 |
| Total bank equity capital | $8,017,000 | 4,775 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,017,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 9,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $410,000 | 4,942 |
| Earning assets | $122,913,000 | 3,454 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $130,402,200 | 3,479 |
| Average Assets, quarterly | $128,892,000 | 3,574 |
| Volatile liabilities | $17,064,000 | 2,699 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,629,000 | 6,523 |
| Tier 1 (core) risk-based capital | $8,017,000 | 4,701 |
| Tier 2 risk-based capital | $572,000 | 4,665 |
| Total risk weighted assets | $49,778,000 | 4,946 |
| Total unused commitments | $3,629,000 | 5,569 |
| Derivatives | $0 | 651 |