Home > Simpson County Bank > Loan Charge- Offs and Recoveries
Simpson County Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $157,000 | 3,772 |
| Loans secured by real estate, total | $3,000 | 4,470 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,468 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 3,768 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,683 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $102,000 | 2,274 |
| Loans to individuals | $50,000 | 3,870 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $50,000 | 3,436 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $2,000 | 300 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $42,000 | 4,029 |
| Loans secured by real estate, total | $7,000 | 2,691 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,000 | 2,692 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,032 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,416 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,000 | 3,390 |
| Loans to individuals | $15,000 | 3,634 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,369 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $5,000 | 207 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $115,000 | 3,525 |
| Loans secured by real estate, total | $-4,000 | 9,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-4,000 | 9,507 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 9,872 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-1,000 | 9,894 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $87,000 | 1,945 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $35,000 | 3,805 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $35,000 | 3,346 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $-3,000 | 9,655 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $305,000 | 2,602 |
| Loans secured by real estate, total | $33,000 | 2,634 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $33,000 | 2,634 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $33,000 | 1,853 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $178,000 | 1,607 |
| Loans to individuals | $89,000 | 2,750 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $89,000 | 2,391 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $5,000 | 310 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $35,000 | 4,617 |
| Loans secured by real estate, total | $3,000 | 3,651 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 3,651 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,834 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,000 | 3,672 |
| Loans to individuals | $17,000 | 3,490 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,241 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $5,000 | 946 |
| Net charge-offs | $270,000 | 2,230 |
| Loans secured by real estate, total | $30,000 | 2,172 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 2,171 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,591 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-1,000 | 10,245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $163,000 | 1,280 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $72,000 | 2,528 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $72,000 | 2,137 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $5,000 | 283 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-5,000 | 8,366 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $625,000 | 1,511 |
| Loans secured by real estate, total | $321,000 | 911 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $321,000 | 910 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $277,000 | 22 |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 2,152 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,619 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $216,000 | 1,318 |
| Loans to individuals | $86,000 | 2,570 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $86,000 | 2,240 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $2,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $317,000 | 43 |
| Total recoveries | $48,000 | 4,164 |
| Loans secured by real estate, total | $8,000 | 3,034 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 3,033 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $5,000 | 369 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 3,451 |
| Loans to individuals | $20,000 | 3,278 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $20,000 | 3,021 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $10,000 | 742 |
| Net charge-offs | $577,000 | 1,258 |
| Loans secured by real estate, total | $313,000 | 758 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $313,000 | 757 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $272,000 | 20 |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 1,926 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $196,000 | 1,007 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $66,000 | 2,325 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $66,000 | 1,976 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $2,000 | 257 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $307,000 | 37 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $235,000 | 3,080 |
| Loans secured by real estate, total | $92,000 | 2,007 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $92,000 | 2,007 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $82,000 | 76 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 3,412 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $72,000 | 2,977 |
| Loans to individuals | $71,000 | 2,817 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $71,000 | 2,454 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $95,000 | 229 |
| Total recoveries | $85,000 | 3,246 |
| Loans secured by real estate, total | $3,000 | 4,399 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,400 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $55,000 | 2,171 |
| Loans to individuals | $26,000 | 2,908 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $26,000 | 2,694 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $1,000 | 324 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $25,000 | 411 |
| Net charge-offs | $150,000 | 2,966 |
| Loans secured by real estate, total | $89,000 | 1,689 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $89,000 | 1,690 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $82,000 | 64 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,822 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-3,000 | 11,469 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 3,877 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $45,000 | 2,716 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $45,000 | 2,308 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $-1,000 | 10,892 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $70,000 | 234 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $284,000 | 3,279 |
| Loans secured by real estate, total | $0 | 7,166 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,160 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $228,000 | 1,820 |
| Loans to individuals | $51,000 | 3,871 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $51,000 | 3,448 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $5,000 | 333 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $4,000 | 1,417 |
| Total recoveries | $50,000 | 4,858 |
| Loans secured by real estate, total | $40,000 | 1,819 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $40,000 | 1,819 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $40,000 | 213 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 8,223 |
| Loans to individuals | $8,000 | 5,851 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 5,592 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $1,000 | 331 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $234,000 | 2,851 |
| Loans secured by real estate, total | $-40,000 | 12,825 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-40,000 | 12,864 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $-40,000 | 13,206 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $227,000 | 1,388 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $43,000 | 3,115 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $43,000 | 2,662 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $4,000 | 271 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $4,000 | 1,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $297,000 | 4,048 |
| Loans secured by real estate, total | $213,000 | 2,079 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $213,000 | 2,079 |
| Construction and land development | $31,000 | 1,159 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $5,000 | 5,536 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $177,000 | 1,301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $9,000 | 8,404 |
| Loans to individuals | $43,000 | 4,985 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $43,000 | 4,573 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $32,000 | 277 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $31,000 | 6,526 |
| Loans secured by real estate, total | $9,000 | 3,607 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 3,608 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $9,000 | 297 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 5,097 |
| Loans to individuals | $6,000 | 6,735 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,455 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $13,000 | 894 |
| Net charge-offs | $266,000 | 3,585 |
| Loans secured by real estate, total | $204,000 | 1,916 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $204,000 | 1,916 |
| Construction and land development | $31,000 | 1,089 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Secured by multifamily residential properties | $-9,000 | 13,815 |
| Secured by nonfarm nonresidential properties | $177,000 | 1,209 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-7,000 | 12,309 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $37,000 | 4,328 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 3,874 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $32,000 | 233 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-13,000 | 10,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.