Home > Simpson County Bank > Income and Expense
Simpson County Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 3,429 |
| Total interest expense | $4,431,000 | 3,336 |
| Net interest income | $5,000,000 | 3,489 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $940,000 | 3,198 |
| Gross Fiduciary activities income | $35,000 | 1,219 |
| Service charges on deposit accounts | $523,000 | 2,513 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $382,000 | 3,384 |
| Total noninterest expense | $2,943,000 | 4,162 |
| Salaries and employee benefits | $1,428,000 | 4,431 |
| Premises and equipment expense | $336,000 | 5,059 |
| Additional noninterest expense | $1,179,000 | 3,409 |
| Pre-tax net operating income | $2,807,000 | 2,633 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $871,000 | 2,737 |
| Income before extraordinary items | $1,936,000 | 2,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,936,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $2,025,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,936,000 | 2,615 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,212,000 | 3,536 |
| Total interest expense | $4,440,000 | 3,360 |
| Net interest income | $4,772,000 | 3,702 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $885,000 | 3,437 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $362,000 | 3,609 |
| Total noninterest expense | $2,839,000 | 4,494 |
| Salaries and employee benefits | $1,393,000 | 4,604 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $1,125,000 | 3,988 |
| Pre-tax net operating income | $2,613,000 | 2,674 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $787,000 | 2,886 |
| Income before extraordinary items | $1,827,000 | 2,666 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,827,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,230 |
| Cash dividends | $1,211,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,826,300 | 2,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 3,679 |
| Total interest expense | $4,242,000 | 3,502 |
| Net interest income | $4,585,000 | 3,839 |
| Provision for loan and lease losses | $435,000 | 1,751 |
| Total noninterest income | $1,069,000 | 2,953 |
| Gross Fiduciary activities income | $14,000 | 1,441 |
| Service charges on deposit accounts | $559,000 | 2,416 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $496,000 | 2,892 |
| Total noninterest expense | $2,841,000 | 4,479 |
| Salaries and employee benefits | $1,337,000 | 4,760 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $1,147,000 | 3,904 |
| Pre-tax net operating income | $2,378,000 | 2,992 |
| Securities gains (losses) | $-63,000 | 11,298 |
| Applicable income taxes | $683,000 | 3,300 |
| Income before extraordinary items | $1,632,000 | 3,005 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,632,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,258 |
| Cash dividends | $1,839,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,676,100 | 2,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,550 |
| Total interest expense | $3,758,000 | 3,253 |
| Net interest income | $4,688,000 | 3,778 |
| Provision for loan and lease losses | $176,000 | 3,301 |
| Total noninterest income | $875,000 | 3,433 |
| Gross Fiduciary activities income | $20,000 | 1,416 |
| Service charges on deposit accounts | $339,000 | 3,945 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $516,000 | 2,895 |
| Total noninterest expense | $3,532,000 | 3,816 |
| Salaries and employee benefits | $1,873,000 | 3,482 |
| Premises and equipment expense | $386,000 | 4,731 |
| Additional noninterest expense | $1,273,000 | 3,849 |
| Pre-tax net operating income | $1,855,000 | 3,651 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $491,000 | 4,112 |
| Income before extraordinary items | $1,321,000 | 3,541 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,321,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $3,938,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,352,390 | 3,500 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 3,819 |
| Total interest expense | $3,625,000 | 3,460 |
| Net interest income | $4,366,000 | 4,059 |
| Provision for loan and lease losses | $590,000 | 1,886 |
| Total noninterest income | $618,000 | 4,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 4,101 |
| Total noninterest expense | $3,198,000 | 4,268 |
| Salaries and employee benefits | $1,274,000 | 4,973 |
| Premises and equipment expense | $375,000 | 4,965 |
| Additional noninterest expense | $1,549,000 | 3,411 |
| Pre-tax net operating income | $1,196,000 | 5,190 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $945,000 | 4,905 |
| Extraordinary gains, net | $-26,000 | 12,519 |
| Net income | $919,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,851 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $945,000 | 4,681 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 4,385 |
| Total interest expense | $3,932,000 | 4,141 |
| Net interest income | $3,854,000 | 4,606 |
| Provision for loan and lease losses | $415,000 | 3,379 |
| Total noninterest income | $552,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,692 |
| Total noninterest expense | $2,420,000 | 5,458 |
| Salaries and employee benefits | $1,232,000 | 5,040 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $938,000 | 5,331 |
| Pre-tax net operating income | $1,571,000 | 3,875 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $406,000 | 4,734 |
| Income before extraordinary items | $1,179,000 | 3,874 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,179,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 3,585 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,168,640 | 3,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.