Home > Simpson County Bank > Assets and Liabilities
Simpson County Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $114,915,000 | 3,815 |
| Cash and due from depository institutions | $4,454,000 | 3,937 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $17,562,000 | 5,396 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,323 |
| Net loans & leases | $87,136,000 | 3,125 |
| Loan loss allowance | $1,131,000 | 3,011 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,681,000 | 4,361 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,482,000 | 4,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,915,000 | 3,815 |
| Total liabilities | $107,573,000 | 3,666 |
| Total deposits | $105,343,000 | 3,503 |
| Interest-bearing deposits | $91,839,000 | 3,467 |
| Deposits held in domestic offices | $105,343,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,718,000 | 3,050 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $512,000 | 5,824 |
| Total equity capital | $7,342,000 | 5,539 |
| Total bank equity capital | $7,342,000 | 5,539 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $825,000 | 3,791 |
| Surplus | $5,425,000 | 2,581 |
| Undivided profits | $1,092,000 | 8,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $799,000 | 2,890 |
| Earning assets | $107,325,000 | 3,765 |
| Long-term assets (5+ years) | $17,177,000 | 3,088 |
| Average Assets, year-to-date | $114,860,000 | 3,658 |
| Average Assets, quarterly | $113,773,500 | 3,800 |
| Volatile liabilities | $12,000,000 | 4,409 |
| Insider loans | $4,545,000 | 908 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,984,000 | 3,697 |
| Tier 1 (core) risk-based capital | $7,197,000 | 5,468 |
| Tier 2 risk-based capital | $944,790 | 3,094 |
| Total risk weighted assets | $75,397,290 | 3,584 |
| Total unused commitments | $8,984,000 | 3,699 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $118,068,000 | 3,791 |
| Cash and due from depository institutions | $3,832,000 | 3,970 |
| Interest-bearing balances | $57,000 | 5,318 |
| Securities | $20,242,000 | 5,258 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,334 |
| Net loans & leases | $82,299,000 | 3,311 |
| Loan loss allowance | $1,056,000 | 3,355 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $667,000 | 7,280 |
| Other real estate owned | $0 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,328,000 | 5,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,068,000 | 3,791 |
| Total liabilities | $110,684,000 | 3,661 |
| Total deposits | $108,420,000 | 3,510 |
| Interest-bearing deposits | $93,130,000 | 3,497 |
| Deposits held in domestic offices | $108,420,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,653,000 | 2,905 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $611,000 | 5,195 |
| Total equity capital | $7,384,000 | 5,588 |
| Total bank equity capital | $7,384,000 | 5,588 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $825,000 | 4,036 |
| Surplus | $5,425,000 | 2,656 |
| Undivided profits | $1,134,000 | 8,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $794,000 | 3,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 881 |
| Income earned, not collected on loans | $727,000 | 3,156 |
| Earning assets | $112,298,000 | 3,682 |
| Long-term assets (5+ years) | $23,825,000 | 2,339 |
| Average Assets, year-to-date | $112,844,400 | 3,802 |
| Average Assets, quarterly | $116,891,000 | 3,784 |
| Volatile liabilities | $12,800,000 | 4,082 |
| Insider loans | $3,369,000 | 1,285 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,673,000 | 4,001 |
| Tier 1 (core) risk-based capital | $7,286,000 | 5,531 |
| Tier 2 risk-based capital | $890,220 | 3,327 |
| Total risk weighted assets | $71,052,120 | 3,799 |
| Total unused commitments | $7,673,000 | 4,015 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $109,486,000 | 4,061 |
| Cash and due from depository institutions | $3,610,000 | 4,150 |
| Interest-bearing balances | $134,000 | 4,610 |
| Securities | $20,184,000 | 5,509 |
| Federal funds sold & reverse repurchase agreements | $7,125,000 | 2,063 |
| Net loans & leases | $76,574,000 | 3,444 |
| Loan loss allowance | $1,121,000 | 3,188 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $733,000 | 7,119 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,260,000 | 5,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,486,000 | 4,061 |
| Total liabilities | $102,552,000 | 3,909 |
| Total deposits | $100,515,000 | 3,792 |
| Interest-bearing deposits | $86,901,000 | 3,772 |
| Deposits held in domestic offices | $100,515,000 | 3,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,000 | 3,716 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,445,000 | 2,646 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $568,000 | 5,696 |
| Total equity capital | $6,934,000 | 5,911 |
| Total bank equity capital | $6,934,000 | 5,911 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $825,000 | 4,232 |
| Surplus | $5,425,000 | 2,673 |
| Undivided profits | $684,000 | 9,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 590 |
| Income earned, not collected on loans | $721,000 | 3,263 |
| Earning assets | $104,017,000 | 3,949 |
| Long-term assets (5+ years) | $20,636,000 | 2,448 |
| Average Assets, year-to-date | $108,931,200 | 3,927 |
| Average Assets, quarterly | $108,868,500 | 4,036 |
| Volatile liabilities | $8,950,000 | 4,902 |
| Insider loans | $3,676,000 | 1,200 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,790,000 | 4,182 |
| Tier 1 (core) risk-based capital | $6,670,000 | 5,932 |
| Tier 2 risk-based capital | $860,840 | 3,361 |
| Total risk weighted assets | $68,607,240 | 3,845 |
| Total unused commitments | $6,790,000 | 4,195 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $110,022,000 | 4,011 |
| Cash and due from depository institutions | $4,091,000 | 3,845 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $22,844,000 | 5,333 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 2,770 |
| Net loans & leases | $77,660,000 | 3,334 |
| Loan loss allowance | $1,263,000 | 2,927 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $797,000 | 6,934 |
| Other real estate owned | $10,000 | 3,845 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,595,000 | 4,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,022,000 | 4,011 |
| Total liabilities | $103,310,000 | 3,890 |
| Total deposits | $101,317,000 | 3,735 |
| Interest-bearing deposits | $86,115,000 | 3,758 |
| Deposits held in domestic offices | $101,317,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000 | 4,775 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,430,000 | 2,854 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $544,000 | 4,928 |
| Total equity capital | $6,712,000 | 5,739 |
| Total bank equity capital | $6,712,000 | 5,739 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $825,000 | 4,418 |
| Surplus | $5,425,000 | 2,582 |
| Undivided profits | $462,000 | 10,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,623 |
| Income earned, not collected on loans | $691,000 | 2,967 |
| Earning assets | $103,550,000 | 3,910 |
| Long-term assets (5+ years) | $22,504,000 | 2,315 |
| Average Assets, year-to-date | $113,743,200 | 3,820 |
| Average Assets, quarterly | $109,445,000 | 3,991 |
| Volatile liabilities | $9,506,000 | 4,507 |
| Insider loans | $2,613,000 | 1,618 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,387,000 | 3,273 |
| Tier 1 (core) risk-based capital | $6,877,000 | 5,715 |
| Tier 2 risk-based capital | $895,100 | 3,214 |
| Total risk weighted assets | $71,239,900 | 3,608 |
| Total unused commitments | $9,387,000 | 3,284 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $106,084,000 | 4,228 |
| Cash and due from depository institutions | $2,890,000 | 3,986 |
| Interest-bearing balances | $13,000 | 7,389 |
| Securities | $25,283,000 | 5,165 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 2,911 |
| Net loans & leases | $70,703,000 | 3,553 |
| Loan loss allowance | $1,116,000 | 3,351 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $782,000 | 7,098 |
| Other real estate owned | $198,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,403,000 | 4,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,084,000 | 4,228 |
| Total liabilities | $97,565,000 | 4,166 |
| Total deposits | $94,814,000 | 4,088 |
| Interest-bearing deposits | $82,213,000 | 4,087 |
| Deposits held in domestic offices | $94,814,000 | 4,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,998,000 | 2,177 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $753,000 | 3,910 |
| Total equity capital | $8,519,000 | 4,743 |
| Total bank equity capital | $8,519,000 | 4,743 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $825,000 | 4,594 |
| Surplus | $4,675,000 | 2,880 |
| Undivided profits | $3,019,000 | 6,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 8,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,909 |
| Income earned, not collected on loans | $586,000 | 3,132 |
| Earning assets | $100,824,000 | 4,099 |
| Long-term assets (5+ years) | $23,063,000 | 2,366 |
| Average Assets, year-to-date | $104,716,000 | 4,171 |
| Average Assets, quarterly | $105,426,000 | 4,213 |
| Volatile liabilities | $9,553,000 | 4,226 |
| Insider loans | $3,710,000 | 1,114 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,462,000 | 3,795 |
| Tier 1 (core) risk-based capital | $8,519,000 | 4,637 |
| Tier 2 risk-based capital | $945,060 | 3,035 |
| Total risk weighted assets | $75,433,560 | 3,409 |
| Total unused commitments | $7,462,000 | 3,815 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $103,371,000 | 4,396 |
| Cash and due from depository institutions | $2,823,000 | 4,240 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,979,000 | 4,331 |
| Federal funds sold & reverse repurchase agreements | $2,337,000 | 5,916 |
| Net loans & leases | $63,771,000 | 3,966 |
| Loan loss allowance | $760,000 | 4,692 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $764,000 | 7,294 |
| Other real estate owned | $1,476,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,221,000 | 5,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,371,000 | 4,396 |
| Total liabilities | $94,726,000 | 4,385 |
| Total deposits | $93,262,000 | 4,293 |
| Interest-bearing deposits | $80,566,000 | 4,325 |
| Deposits held in domestic offices | $93,262,000 | 4,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $720,000 | 2,842 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $744,000 | 4,159 |
| Total equity capital | $8,645,000 | 4,470 |
| Total bank equity capital | $8,645,000 | 4,470 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $825,000 | 4,819 |
| Surplus | $4,675,000 | 2,758 |
| Undivided profits | $3,145,000 | 5,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 6,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $564,000 | 3,602 |
| Earning assets | $97,087,000 | 4,275 |
| Long-term assets (5+ years) | $26,609,000 | 2,070 |
| Average Assets, year-to-date | $97,171,000 | 4,546 |
| Average Assets, quarterly | $101,070,500 | 4,457 |
| Volatile liabilities | $8,485,000 | 4,639 |
| Insider loans | $214,000 | 3,771 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,975,000 | 2,971 |
| Tier 1 (core) risk-based capital | $8,645,000 | 4,406 |
| Tier 2 risk-based capital | $760,000 | 3,697 |
| Total risk weighted assets | $71,345,300 | 3,643 |
| Total unused commitments | $9,975,000 | 2,986 |
| Derivatives | $0 | 651 |