Home > Simplicity Bank > Income and Expense
Simplicity Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $32,477,000 | 774 |
| Total interest expense | $6,648,000 | 424 |
| Net interest income | $25,829,000 | 858 |
| Provision for loan and lease losses | $-1,150,000 | 6,371 |
| Total noninterest income | $5,102,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,456,000 | 411 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,646,000 | 1,672 |
| Total noninterest expense | $22,812,000 | 883 |
| Salaries and employee benefits | $11,638,000 | 935 |
| Premises and equipment expense | $3,032,000 | 814 |
| Additional noninterest expense | $8,142,000 | 796 |
| Pre-tax net operating income | $9,269,000 | 898 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,607,000 | 631 |
| Income before extraordinary items | $5,662,000 | 1,164 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,662,000 | 1,162 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,662,000 | 1,163 |
| Net charge-offs | $-25,000 | 5,850 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,085,000 | 196 |
| Net operating income | $5,662,000 | 1,139 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $24,901,000 | 757 |
| Total interest expense | $4,973,000 | 425 |
| Net interest income | $19,928,000 | 831 |
| Provision for loan and lease losses | $-750,000 | 6,425 |
| Total noninterest income | $3,830,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,603,000 | 414 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,227,000 | 1,691 |
| Total noninterest expense | $17,345,000 | 867 |
| Salaries and employee benefits | $8,702,000 | 936 |
| Premises and equipment expense | $2,311,000 | 805 |
| Additional noninterest expense | $6,332,000 | 780 |
| Pre-tax net operating income | $7,163,000 | 881 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,752,000 | 632 |
| Income before extraordinary items | $4,411,000 | 1,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,411,000 | 1,131 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,411,000 | 1,132 |
| Net charge-offs | $-41,000 | 5,982 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $817,000 | 171 |
| Net operating income | $4,411,000 | 1,099 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $16,835,000 | 746 |
| Total interest expense | $3,269,000 | 431 |
| Net interest income | $13,566,000 | 805 |
| Provision for loan and lease losses | $-400,000 | 6,475 |
| Total noninterest income | $2,546,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,728,000 | 408 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $818,000 | 1,672 |
| Total noninterest expense | $11,882,000 | 842 |
| Salaries and employee benefits | $5,827,000 | 932 |
| Premises and equipment expense | $1,525,000 | 818 |
| Additional noninterest expense | $4,530,000 | 721 |
| Pre-tax net operating income | $4,630,000 | 883 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,723,000 | 653 |
| Income before extraordinary items | $2,907,000 | 1,111 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,907,000 | 1,112 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,907,000 | 1,112 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $570,000 | 154 |
| Net operating income | $2,907,000 | 1,090 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 760 |
| Total interest expense | $1,606,000 | 443 |
| Net interest income | $6,653,000 | 823 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,269,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $868,000 | 402 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $401,000 | 1,655 |
| Total noninterest expense | $5,747,000 | 877 |
| Salaries and employee benefits | $2,925,000 | 943 |
| Premises and equipment expense | $770,000 | 833 |
| Additional noninterest expense | $2,052,000 | 789 |
| Pre-tax net operating income | $2,175,000 | 908 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $882,000 | 619 |
| Income before extraordinary items | $1,293,000 | 1,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,293,000 | 1,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,293,000 | 1,182 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 157 |
| Net operating income | $1,293,000 | 1,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $33,993,000 | 733 |
| Total interest expense | $6,915,000 | 457 |
| Net interest income | $27,078,000 | 791 |
| Provision for loan and lease losses | $-1,500,000 | 6,708 |
| Total noninterest income | $5,802,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,326,000 | 431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,476,000 | 1,301 |
| Total noninterest expense | $24,310,000 | 841 |
| Salaries and employee benefits | $11,997,000 | 900 |
| Premises and equipment expense | $3,212,000 | 753 |
| Additional noninterest expense | $9,101,000 | 757 |
| Pre-tax net operating income | $10,070,000 | 773 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $3,701,000 | 581 |
| Income before extraordinary items | $6,369,000 | 978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,369,000 | 981 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,369,000 | 981 |
| Net charge-offs | $80,000 | 3,957 |
| Cash dividends | $15,000,000 | 234 |
| Sale, conversion, retirement of capital stock, net | $965,000 | 215 |
| Net operating income | $6,369,000 | 945 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $25,691,000 | 728 |
| Total interest expense | $5,311,000 | 457 |
| Net interest income | $20,380,000 | 791 |
| Provision for loan and lease losses | $-1,200,000 | 6,794 |
| Total noninterest income | $4,471,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,479,000 | 437 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,992,000 | 1,276 |
| Total noninterest expense | $18,249,000 | 841 |
| Salaries and employee benefits | $8,943,000 | 903 |
| Premises and equipment expense | $2,441,000 | 748 |
| Additional noninterest expense | $6,865,000 | 755 |
| Pre-tax net operating income | $7,802,000 | 756 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,842,000 | 576 |
| Income before extraordinary items | $4,960,000 | 941 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,960,000 | 943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,960,000 | 943 |
| Net charge-offs | $-68,000 | 6,520 |
| Cash dividends | $15,000,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $709,000 | 189 |
| Net operating income | $4,960,000 | 914 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $17,397,000 | 718 |
| Total interest expense | $3,632,000 | 453 |
| Net interest income | $13,765,000 | 768 |
| Provision for loan and lease losses | $-1,200,000 | 6,862 |
| Total noninterest income | $3,101,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,652,000 | 431 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,449,000 | 1,233 |
| Total noninterest expense | $12,125,000 | 839 |
| Salaries and employee benefits | $5,974,000 | 907 |
| Premises and equipment expense | $1,617,000 | 756 |
| Additional noninterest expense | $4,534,000 | 752 |
| Pre-tax net operating income | $5,941,000 | 660 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,155,000 | 511 |
| Income before extraordinary items | $3,786,000 | 821 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,786,000 | 821 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,786,000 | 823 |
| Net charge-offs | $-224,000 | 6,822 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $469,000 | 176 |
| Net operating income | $3,786,000 | 795 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 714 |
| Total interest expense | $1,839,000 | 462 |
| Net interest income | $6,962,000 | 758 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $1,501,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $802,000 | 438 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $699,000 | 1,255 |
| Total noninterest expense | $5,731,000 | 903 |
| Salaries and employee benefits | $2,882,000 | 951 |
| Premises and equipment expense | $775,000 | 803 |
| Additional noninterest expense | $2,074,000 | 818 |
| Pre-tax net operating income | $2,332,000 | 804 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $880,000 | 591 |
| Income before extraordinary items | $1,452,000 | 1,051 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,452,000 | 1,051 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,452,000 | 1,053 |
| Net charge-offs | $581,000 | 689 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 146 |
| Net operating income | $1,452,000 | 1,002 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $38,844,000 | 676 |
| Total interest expense | $9,523,000 | 428 |
| Net interest income | $29,321,000 | 734 |
| Provision for loan and lease losses | $1,700,000 | 1,213 |
| Total noninterest income | $5,550,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,195,000 | 465 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,355,000 | 1,396 |
| Total noninterest expense | $23,989,000 | 837 |
| Salaries and employee benefits | $12,278,000 | 854 |
| Premises and equipment expense | $2,972,000 | 814 |
| Additional noninterest expense | $8,739,000 | 801 |
| Pre-tax net operating income | $9,182,000 | 790 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,362,000 | 558 |
| Income before extraordinary items | $5,820,000 | 1,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,820,000 | 1,027 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,820,000 | 1,027 |
| Net charge-offs | $3,274,000 | 804 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $854,000 | 235 |
| Net operating income | $5,820,000 | 978 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $29,760,000 | 668 |
| Total interest expense | $7,380,000 | 432 |
| Net interest income | $22,380,000 | 731 |
| Provision for loan and lease losses | $1,100,000 | 1,335 |
| Total noninterest income | $3,534,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,364,000 | 474 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,170,000 | 1,798 |
| Total noninterest expense | $17,489,000 | 856 |
| Salaries and employee benefits | $8,900,000 | 881 |
| Premises and equipment expense | $2,196,000 | 824 |
| Additional noninterest expense | $6,393,000 | 819 |
| Pre-tax net operating income | $7,325,000 | 763 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,698,000 | 560 |
| Income before extraordinary items | $4,627,000 | 998 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,627,000 | 998 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,627,000 | 998 |
| Net charge-offs | $2,901,000 | 688 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $628,000 | 212 |
| Net operating income | $4,627,000 | 945 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,924,000 | 669 |
| Total interest expense | $5,119,000 | 430 |
| Net interest income | $14,805,000 | 742 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $2,004,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,573,000 | 472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 2,542 |
| Total noninterest expense | $11,466,000 | 866 |
| Salaries and employee benefits | $5,903,000 | 882 |
| Premises and equipment expense | $1,443,000 | 839 |
| Additional noninterest expense | $4,120,000 | 842 |
| Pre-tax net operating income | $5,093,000 | 730 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,877,000 | 528 |
| Income before extraordinary items | $3,216,000 | 944 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,216,000 | 943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,216,000 | 944 |
| Net charge-offs | $941,000 | 1,189 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $392,000 | 199 |
| Net operating income | $3,216,000 | 891 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 679 |
| Total interest expense | $2,610,000 | 437 |
| Net interest income | $7,305,000 | 750 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,106,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $769,000 | 474 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $337,000 | 1,959 |
| Total noninterest expense | $5,682,000 | 874 |
| Salaries and employee benefits | $2,910,000 | 893 |
| Premises and equipment expense | $687,000 | 886 |
| Additional noninterest expense | $2,085,000 | 816 |
| Pre-tax net operating income | $2,729,000 | 679 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,017,000 | 500 |
| Income before extraordinary items | $1,712,000 | 875 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,712,000 | 875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,712,000 | 876 |
| Net charge-offs | $265,000 | 1,596 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 171 |
| Net operating income | $1,712,000 | 822 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $41,841,000 | 665 |
| Total interest expense | $12,077,000 | 462 |
| Net interest income | $29,764,000 | 731 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $4,277,000 | 1,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,277,000 | 798 |
| Total noninterest expense | $20,044,000 | 981 |
| Salaries and employee benefits | $10,428,000 | 941 |
| Premises and equipment expense | $2,747,000 | 918 |
| Additional noninterest expense | $6,869,000 | 1,022 |
| Pre-tax net operating income | $13,997,000 | 474 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $5,062,000 | 409 |
| Income before extraordinary items | $8,935,000 | 588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,935,000 | 587 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,935,000 | 589 |
| Net charge-offs | $-730,000 | 7,339 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,935,000 | 569 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $31,434,000 | 675 |
| Total interest expense | $9,293,000 | 476 |
| Net interest income | $22,141,000 | 749 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $3,125,000 | 1,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,125,000 | 811 |
| Total noninterest expense | $14,657,000 | 1,008 |
| Salaries and employee benefits | $7,604,000 | 970 |
| Premises and equipment expense | $2,040,000 | 930 |
| Additional noninterest expense | $5,013,000 | 1,049 |
| Pre-tax net operating income | $10,609,000 | 483 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $3,782,000 | 403 |
| Income before extraordinary items | $6,827,000 | 601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,827,000 | 598 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,827,000 | 601 |
| Net charge-offs | $1,482,000 | 1,497 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,827,000 | 582 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,167,000 | 678 |
| Total interest expense | $6,365,000 | 488 |
| Net interest income | $14,802,000 | 752 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $2,022,000 | 1,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,022,000 | 828 |
| Total noninterest expense | $9,561,000 | 1,052 |
| Salaries and employee benefits | $4,921,000 | 1,006 |
| Premises and equipment expense | $1,317,000 | 974 |
| Additional noninterest expense | $3,323,000 | 1,075 |
| Pre-tax net operating income | $7,263,000 | 466 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,514,000 | 395 |
| Income before extraordinary items | $4,749,000 | 562 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,749,000 | 558 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,749,000 | 562 |
| Net charge-offs | $1,439,000 | 1,158 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,749,000 | 551 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,677,000 | 675 |
| Total interest expense | $3,222,000 | 499 |
| Net interest income | $7,455,000 | 742 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,126,000 | 1,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,126,000 | 756 |
| Total noninterest expense | $4,844,000 | 1,030 |
| Salaries and employee benefits | $2,439,000 | 1,024 |
| Premises and equipment expense | $661,000 | 995 |
| Additional noninterest expense | $1,744,000 | 1,018 |
| Pre-tax net operating income | $3,737,000 | 462 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,449,000 | 353 |
| Income before extraordinary items | $2,288,000 | 573 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,288,000 | 573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,288,000 | 573 |
| Net charge-offs | $732,000 | 1,046 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,288,000 | 563 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $44,736,000 | 672 |
| Total interest expense | $16,311,000 | 486 |
| Net interest income | $28,425,000 | 777 |
| Provision for loan and lease losses | $4,302,000 | 1,272 |
| Total noninterest income | $4,292,000 | 1,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,292,000 | 828 |
| Total noninterest expense | $17,385,000 | 1,160 |
| Salaries and employee benefits | $8,234,000 | 1,198 |
| Premises and equipment expense | $2,495,000 | 1,045 |
| Additional noninterest expense | $6,656,000 | 1,105 |
| Pre-tax net operating income | $11,030,000 | 496 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,789,000 | 448 |
| Income before extraordinary items | $7,241,000 | 622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,241,000 | 618 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,241,000 | 623 |
| Net charge-offs | $3,943,000 | 1,224 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,241,000 | 587 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $33,557,000 | 673 |
| Total interest expense | $12,652,000 | 488 |
| Net interest income | $20,905,000 | 792 |
| Provision for loan and lease losses | $4,102,000 | 1,024 |
| Total noninterest income | $3,249,000 | 1,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,249,000 | 780 |
| Total noninterest expense | $12,715,000 | 1,185 |
| Salaries and employee benefits | $5,945,000 | 1,244 |
| Premises and equipment expense | $1,853,000 | 1,063 |
| Additional noninterest expense | $4,917,000 | 1,095 |
| Pre-tax net operating income | $7,337,000 | 585 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,391,000 | 517 |
| Income before extraordinary items | $4,946,000 | 706 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,946,000 | 706 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,946,000 | 706 |
| Net charge-offs | $3,270,000 | 1,074 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,946,000 | 672 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,401,000 | 681 |
| Total interest expense | $8,554,000 | 494 |
| Net interest income | $13,847,000 | 792 |
| Provision for loan and lease losses | $3,352,000 | 876 |
| Total noninterest income | $2,326,000 | 1,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,326,000 | 708 |
| Total noninterest expense | $8,297,000 | 1,199 |
| Salaries and employee benefits | $3,711,000 | 1,333 |
| Premises and equipment expense | $1,236,000 | 1,076 |
| Additional noninterest expense | $3,350,000 | 1,059 |
| Pre-tax net operating income | $4,524,000 | 613 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,367,000 | 552 |
| Income before extraordinary items | $3,157,000 | 711 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,157,000 | 709 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,157,000 | 711 |
| Net charge-offs | $2,447,000 | 969 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,157,000 | 689 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,212,000 | 697 |
| Total interest expense | $4,366,000 | 514 |
| Net interest income | $6,846,000 | 804 |
| Provision for loan and lease losses | $2,272,000 | 676 |
| Total noninterest income | $1,193,000 | 1,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,193,000 | 693 |
| Total noninterest expense | $4,247,000 | 1,190 |
| Salaries and employee benefits | $2,004,000 | 1,238 |
| Premises and equipment expense | $629,000 | 1,085 |
| Additional noninterest expense | $1,614,000 | 1,085 |
| Pre-tax net operating income | $1,520,000 | 882 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $401,000 | 837 |
| Income before extraordinary items | $1,119,000 | 980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,119,000 | 984 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,119,000 | 984 |
| Net charge-offs | $1,241,000 | 890 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,119,000 | 954 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $44,866,000 | 743 |
| Total interest expense | $20,405,000 | 560 |
| Net interest income | $24,461,000 | 885 |
| Provision for loan and lease losses | $7,754,000 | 1,050 |
| Total noninterest income | $4,572,000 | 1,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,572,000 | 770 |
| Total noninterest expense | $17,070,000 | 1,225 |
| Salaries and employee benefits | $8,465,000 | 1,158 |
| Premises and equipment expense | $2,518,000 | 1,083 |
| Additional noninterest expense | $6,087,000 | 1,248 |
| Pre-tax net operating income | $4,209,000 | 990 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,567,000 | 682 |
| Income before extraordinary items | $2,642,000 | 1,265 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,642,000 | 1,265 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,642,000 | 1,264 |
| Net charge-offs | $3,547,000 | 1,450 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,642,000 | 1,255 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,692,000 | 757 |
| Total interest expense | $15,925,000 | 570 |
| Net interest income | $17,767,000 | 918 |
| Provision for loan and lease losses | $2,104,000 | 1,846 |
| Total noninterest income | $3,375,000 | 1,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,375,000 | 794 |
| Total noninterest expense | $12,866,000 | 1,198 |
| Salaries and employee benefits | $6,337,000 | 1,165 |
| Premises and equipment expense | $1,894,000 | 1,095 |
| Additional noninterest expense | $4,635,000 | 1,214 |
| Pre-tax net operating income | $6,172,000 | 556 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,354,000 | 406 |
| Income before extraordinary items | $3,818,000 | 706 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,818,000 | 707 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,818,000 | 708 |
| Net charge-offs | $1,577,000 | 1,725 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,818,000 | 701 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,427,000 | 779 |
| Total interest expense | $10,767,000 | 592 |
| Net interest income | $11,660,000 | 927 |
| Provision for loan and lease losses | $1,239,000 | 1,829 |
| Total noninterest income | $2,161,000 | 1,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,161,000 | 834 |
| Total noninterest expense | $8,667,000 | 1,198 |
| Salaries and employee benefits | $4,199,000 | 1,203 |
| Premises and equipment expense | $1,265,000 | 1,110 |
| Additional noninterest expense | $3,203,000 | 1,189 |
| Pre-tax net operating income | $3,915,000 | 575 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,510,000 | 423 |
| Income before extraordinary items | $2,405,000 | 772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,405,000 | 769 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,405,000 | 772 |
| Net charge-offs | $772,000 | 1,877 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,405,000 | 742 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,214,000 | 779 |
| Total interest expense | $5,508,000 | 598 |
| Net interest income | $5,706,000 | 940 |
| Provision for loan and lease losses | $660,000 | 1,521 |
| Total noninterest income | $1,019,000 | 1,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,019,000 | 840 |
| Total noninterest expense | $4,120,000 | 1,212 |
| Salaries and employee benefits | $2,099,000 | 1,222 |
| Premises and equipment expense | $621,000 | 1,155 |
| Additional noninterest expense | $1,400,000 | 1,184 |
| Pre-tax net operating income | $1,945,000 | 633 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $764,000 | 437 |
| Income before extraordinary items | $1,181,000 | 900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,181,000 | 900 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,181,000 | 902 |
| Net charge-offs | $400,000 | 1,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,181,000 | 837 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,168,000 | 833 |
| Total interest expense | $25,126,000 | 634 |
| Net interest income | $20,042,000 | 1,086 |
| Provision for loan and lease losses | $1,957,000 | 1,825 |
| Total noninterest income | $4,668,000 | 1,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,668,000 | 696 |
| Total noninterest expense | $15,387,000 | 1,269 |
| Salaries and employee benefits | $8,062,000 | 1,249 |
| Premises and equipment expense | $2,505,000 | 1,111 |
| Additional noninterest expense | $4,820,000 | 1,307 |
| Pre-tax net operating income | $7,366,000 | 757 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,618,000 | 526 |
| Income before extraordinary items | $4,748,000 | 857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,748,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,718,000 | 1,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,748,000 | 921 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,141,000 | 852 |
| Total interest expense | $19,150,000 | 655 |
| Net interest income | $14,991,000 | 1,112 |
| Provision for loan and lease losses | $973,000 | 1,861 |
| Total noninterest income | $3,519,000 | 1,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,519,000 | 737 |
| Total noninterest expense | $11,561,000 | 1,253 |
| Salaries and employee benefits | $6,068,000 | 1,264 |
| Premises and equipment expense | $1,875,000 | 1,117 |
| Additional noninterest expense | $3,618,000 | 1,265 |
| Pre-tax net operating income | $5,976,000 | 855 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,156,000 | 613 |
| Income before extraordinary items | $3,820,000 | 957 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,820,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 1,175 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,820,000 | 1,019 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,747,000 | 863 |
| Total interest expense | $12,892,000 | 666 |
| Net interest income | $9,855,000 | 1,114 |
| Provision for loan and lease losses | $610,000 | 1,675 |
| Total noninterest income | $2,291,000 | 1,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,291,000 | 768 |
| Total noninterest expense | $7,696,000 | 1,257 |
| Salaries and employee benefits | $4,067,000 | 1,273 |
| Premises and equipment expense | $1,246,000 | 1,121 |
| Additional noninterest expense | $2,383,000 | 1,248 |
| Pre-tax net operating income | $3,840,000 | 925 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,399,000 | 701 |
| Income before extraordinary items | $2,441,000 | 1,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,441,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,280 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,441,000 | 1,110 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,456,000 | 873 |
| Total interest expense | $6,537,000 | 707 |
| Net interest income | $4,919,000 | 1,112 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $1,154,000 | 1,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,154,000 | 769 |
| Total noninterest expense | $3,860,000 | 1,255 |
| Salaries and employee benefits | $2,080,000 | 1,256 |
| Premises and equipment expense | $602,000 | 1,156 |
| Additional noninterest expense | $1,178,000 | 1,212 |
| Pre-tax net operating income | $2,013,000 | 937 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $730,000 | 740 |
| Income before extraordinary items | $1,283,000 | 1,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,283,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,326 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,283,000 | 1,134 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,637,000 | 993 |
| Total interest expense | $25,152,000 | 783 |
| Net interest income | $17,485,000 | 1,281 |
| Provision for loan and lease losses | $578,000 | 2,114 |
| Total noninterest income | $4,282,000 | 1,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,282,000 | 786 |
| Total noninterest expense | $14,970,000 | 1,244 |
| Salaries and employee benefits | $7,993,000 | 1,248 |
| Premises and equipment expense | $2,309,000 | 1,144 |
| Additional noninterest expense | $4,668,000 | 1,205 |
| Pre-tax net operating income | $6,219,000 | 1,350 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,216,000 | 1,045 |
| Income before extraordinary items | $4,003,000 | 1,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,003,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,854 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,003,000 | 1,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,539,000 | 1,006 |
| Total interest expense | $18,625,000 | 789 |
| Net interest income | $12,914,000 | 1,299 |
| Provision for loan and lease losses | $394,000 | 1,889 |
| Total noninterest income | $3,223,000 | 1,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,223,000 | 788 |
| Total noninterest expense | $11,215,000 | 1,235 |
| Salaries and employee benefits | $5,989,000 | 1,249 |
| Premises and equipment expense | $1,701,000 | 1,164 |
| Additional noninterest expense | $3,525,000 | 1,173 |
| Pre-tax net operating income | $4,528,000 | 1,494 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,607,000 | 1,156 |
| Income before extraordinary items | $2,921,000 | 1,728 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,921,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,921,000 | 1,716 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,740,000 | 1,036 |
| Total interest expense | $12,129,000 | 813 |
| Net interest income | $8,611,000 | 1,320 |
| Provision for loan and lease losses | $226,000 | 1,979 |
| Total noninterest income | $2,186,000 | 1,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,186,000 | 798 |
| Total noninterest expense | $7,430,000 | 1,255 |
| Salaries and employee benefits | $3,958,000 | 1,284 |
| Premises and equipment expense | $1,112,000 | 1,201 |
| Additional noninterest expense | $2,360,000 | 1,185 |
| Pre-tax net operating income | $3,141,000 | 1,470 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,119,000 | 1,173 |
| Income before extraordinary items | $2,022,000 | 1,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,022,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,022,000 | 1,691 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 1,042 |
| Total interest expense | $5,937,000 | 820 |
| Net interest income | $4,299,000 | 1,321 |
| Provision for loan and lease losses | $116,000 | 1,836 |
| Total noninterest income | $1,097,000 | 1,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,097,000 | 776 |
| Total noninterest expense | $3,789,000 | 1,238 |
| Salaries and employee benefits | $2,066,000 | 1,243 |
| Premises and equipment expense | $537,000 | 1,257 |
| Additional noninterest expense | $1,186,000 | 1,152 |
| Pre-tax net operating income | $1,491,000 | 1,555 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $509,000 | 1,268 |
| Income before extraordinary items | $982,000 | 1,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $982,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,348 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $982,000 | 1,728 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $38,259,000 | 1,028 |
| Total interest expense | $20,752,000 | 807 |
| Net interest income | $17,507,000 | 1,303 |
| Provision for loan and lease losses | $594,000 | 1,647 |
| Total noninterest income | $4,053,000 | 1,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,053,000 | 808 |
| Total noninterest expense | $13,618,000 | 1,316 |
| Salaries and employee benefits | $7,581,000 | 1,286 |
| Premises and equipment expense | $2,079,000 | 1,243 |
| Additional noninterest expense | $3,958,000 | 1,345 |
| Pre-tax net operating income | $7,348,000 | 1,344 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,544,000 | 1,083 |
| Income before extraordinary items | $4,804,000 | 1,513 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,804,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,366 |
| Cash dividends | $10,000,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,804,000 | 1,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,259,000 | 1,046 |
| Total interest expense | $14,893,000 | 830 |
| Net interest income | $13,366,000 | 1,291 |
| Provision for loan and lease losses | $414,000 | 1,646 |
| Total noninterest income | $2,972,000 | 1,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,972,000 | 823 |
| Total noninterest expense | $10,177,000 | 1,327 |
| Salaries and employee benefits | $5,667,000 | 1,299 |
| Premises and equipment expense | $1,544,000 | 1,255 |
| Additional noninterest expense | $2,966,000 | 1,346 |
| Pre-tax net operating income | $5,747,000 | 1,326 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,036,000 | 1,085 |
| Income before extraordinary items | $3,711,000 | 1,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,711,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,217 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,711,000 | 1,491 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,739,000 | 1,029 |
| Total interest expense | $9,734,000 | 796 |
| Net interest income | $9,005,000 | 1,270 |
| Provision for loan and lease losses | $292,000 | 1,561 |
| Total noninterest income | $1,831,000 | 1,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,831,000 | 886 |
| Total noninterest expense | $6,819,000 | 1,335 |
| Salaries and employee benefits | $3,826,000 | 1,304 |
| Premises and equipment expense | $996,000 | 1,303 |
| Additional noninterest expense | $1,997,000 | 1,337 |
| Pre-tax net operating income | $3,725,000 | 1,356 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,289,000 | 1,129 |
| Income before extraordinary items | $2,436,000 | 1,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,436,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,436,000 | 1,502 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,306,000 | 1,003 |
| Total interest expense | $4,781,000 | 772 |
| Net interest income | $4,525,000 | 1,258 |
| Provision for loan and lease losses | $128,000 | 1,658 |
| Total noninterest income | $908,000 | 1,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $908,000 | 869 |
| Total noninterest expense | $3,324,000 | 1,365 |
| Salaries and employee benefits | $1,906,000 | 1,300 |
| Premises and equipment expense | $465,000 | 1,397 |
| Additional noninterest expense | $953,000 | 1,383 |
| Pre-tax net operating income | $1,981,000 | 1,249 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $683,000 | 1,072 |
| Income before extraordinary items | $1,298,000 | 1,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,298,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,298,000 | 1,389 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,215,000 | 1,090 |
| Total interest expense | $13,577,000 | 832 |
| Net interest income | $16,638,000 | 1,309 |
| Provision for loan and lease losses | $615,000 | 1,593 |
| Total noninterest income | $3,710,000 | 1,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,710,000 | 860 |
| Total noninterest expense | $12,335,000 | 1,387 |
| Salaries and employee benefits | $6,990,000 | 1,333 |
| Premises and equipment expense | $1,657,000 | 1,477 |
| Additional noninterest expense | $3,688,000 | 1,390 |
| Pre-tax net operating income | $7,398,000 | 1,294 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,686,000 | 1,061 |
| Income before extraordinary items | $4,712,000 | 1,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,712,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,712,000 | 1,477 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,405,000 | 1,118 |
| Total interest expense | $9,137,000 | 870 |
| Net interest income | $12,268,000 | 1,329 |
| Provision for loan and lease losses | $420,000 | 1,646 |
| Total noninterest income | $2,691,000 | 1,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,691,000 | 893 |
| Total noninterest expense | $9,109,000 | 1,397 |
| Salaries and employee benefits | $5,157,000 | 1,335 |
| Premises and equipment expense | $1,214,000 | 1,497 |
| Additional noninterest expense | $2,738,000 | 1,394 |
| Pre-tax net operating income | $5,430,000 | 1,322 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,969,000 | 1,087 |
| Income before extraordinary items | $3,461,000 | 1,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,461,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,325 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,461,000 | 1,501 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,965,000 | 1,116 |
| Total interest expense | $5,804,000 | 859 |
| Net interest income | $8,161,000 | 1,320 |
| Provision for loan and lease losses | $255,000 | 1,746 |
| Total noninterest income | $1,841,000 | 1,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,841,000 | 859 |
| Total noninterest expense | $5,926,000 | 1,429 |
| Salaries and employee benefits | $3,319,000 | 1,380 |
| Premises and equipment expense | $806,000 | 1,493 |
| Additional noninterest expense | $1,801,000 | 1,384 |
| Pre-tax net operating income | $3,821,000 | 1,220 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,394,000 | 1,018 |
| Income before extraordinary items | $2,427,000 | 1,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,427,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,427,000 | 1,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 1,111 |
| Total interest expense | $2,729,000 | 866 |
| Net interest income | $4,115,000 | 1,296 |
| Provision for loan and lease losses | $123,000 | 1,714 |
| Total noninterest income | $888,000 | 1,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $888,000 | 869 |
| Total noninterest expense | $3,036,000 | 1,391 |
| Salaries and employee benefits | $1,775,000 | 1,298 |
| Premises and equipment expense | $407,000 | 1,488 |
| Additional noninterest expense | $854,000 | 1,468 |
| Pre-tax net operating income | $1,844,000 | 1,236 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $693,000 | 1,018 |
| Income before extraordinary items | $1,151,000 | 1,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,151,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,151,000 | 1,447 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,668,000 | 1,147 |
| Total interest expense | $10,031,000 | 812 |
| Net interest income | $14,637,000 | 1,379 |
| Provision for loan and lease losses | $543,000 | 1,838 |
| Total noninterest income | $3,341,000 | 1,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,341,000 | 910 |
| Total noninterest expense | $10,954,000 | 1,491 |
| Salaries and employee benefits | $6,220,000 | 1,423 |
| Premises and equipment expense | $1,357,000 | 1,711 |
| Additional noninterest expense | $3,377,000 | 1,466 |
| Pre-tax net operating income | $6,481,000 | 1,334 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,489,000 | 1,053 |
| Income before extraordinary items | $3,992,000 | 1,628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,992,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,992,000 | 1,581 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,976,000 | 1,160 |
| Total interest expense | $7,418,000 | 808 |
| Net interest income | $10,558,000 | 1,418 |
| Provision for loan and lease losses | $511,000 | 1,426 |
| Total noninterest income | $2,686,000 | 1,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,686,000 | 870 |
| Total noninterest expense | $8,005,000 | 1,520 |
| Salaries and employee benefits | $4,488,000 | 1,482 |
| Premises and equipment expense | $982,000 | 1,763 |
| Additional noninterest expense | $2,535,000 | 1,451 |
| Pre-tax net operating income | $4,728,000 | 1,376 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,827,000 | 1,093 |
| Income before extraordinary items | $2,901,000 | 1,671 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,901,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,901,000 | 1,622 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,410,000 | 1,204 |
| Total interest expense | $4,936,000 | 798 |
| Net interest income | $6,474,000 | 1,532 |
| Provision for loan and lease losses | $391,000 | 1,259 |
| Total noninterest income | $1,822,000 | 1,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,822,000 | 861 |
| Total noninterest expense | $5,112,000 | 1,589 |
| Salaries and employee benefits | $2,868,000 | 1,542 |
| Premises and equipment expense | $653,000 | 1,766 |
| Additional noninterest expense | $1,591,000 | 1,520 |
| Pre-tax net operating income | $2,793,000 | 1,517 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,084,000 | 1,200 |
| Income before extraordinary items | $1,709,000 | 1,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,709,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,709,000 | 1,791 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 1,200 |
| Total interest expense | $2,551,000 | 792 |
| Net interest income | $3,229,000 | 1,541 |
| Provision for loan and lease losses | $162,000 | 1,355 |
| Total noninterest income | $921,000 | 1,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $921,000 | 839 |
| Total noninterest expense | $2,483,000 | 1,642 |
| Salaries and employee benefits | $1,384,000 | 1,615 |
| Premises and equipment expense | $331,000 | 1,766 |
| Additional noninterest expense | $768,000 | 1,555 |
| Pre-tax net operating income | $1,505,000 | 1,387 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $589,000 | 1,142 |
| Income before extraordinary items | $916,000 | 1,712 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $916,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $916,000 | 1,630 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,267,000 | 1,412 |
| Total interest expense | $9,299,000 | 967 |
| Net interest income | $10,968,000 | 1,782 |
| Provision for loan and lease losses | $645,000 | 1,751 |
| Total noninterest income | $3,895,000 | 1,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,895,000 | 918 |
| Total noninterest expense | $9,951,000 | 1,614 |
| Salaries and employee benefits | $5,389,000 | 1,604 |
| Premises and equipment expense | $1,300,000 | 1,745 |
| Additional noninterest expense | $3,262,000 | 1,513 |
| Pre-tax net operating income | $4,267,000 | 1,886 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,679,000 | 1,468 |
| Income before extraordinary items | $2,588,000 | 2,301 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,588,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,588,000 | 2,202 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,057,000 | 1,453 |
| Total interest expense | $6,911,000 | 1,012 |
| Net interest income | $8,146,000 | 1,800 |
| Provision for loan and lease losses | $583,000 | 1,457 |
| Total noninterest income | $2,926,000 | 1,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,926,000 | 938 |
| Total noninterest expense | $7,558,000 | 1,596 |
| Salaries and employee benefits | $4,033,000 | 1,602 |
| Premises and equipment expense | $965,000 | 1,774 |
| Additional noninterest expense | $2,560,000 | 1,436 |
| Pre-tax net operating income | $2,931,000 | 2,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,159,000 | 1,653 |
| Income before extraordinary items | $1,772,000 | 2,596 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,772,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,772,000 | 2,466 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,318,000 | 1,422 |
| Total interest expense | $4,573,000 | 1,052 |
| Net interest income | $5,745,000 | 1,696 |
| Provision for loan and lease losses | $553,000 | 1,058 |
| Total noninterest income | $1,967,000 | 1,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,967,000 | 924 |
| Total noninterest expense | $5,124,000 | 1,568 |
| Salaries and employee benefits | $2,695,000 | 1,588 |
| Premises and equipment expense | $630,000 | 1,805 |
| Additional noninterest expense | $1,799,000 | 1,370 |
| Pre-tax net operating income | $2,035,000 | 2,002 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $838,000 | 1,559 |
| Income before extraordinary items | $1,197,000 | 2,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,197,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,688 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,197,000 | 2,438 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 1,442 |
| Total interest expense | $2,215,000 | 1,110 |
| Net interest income | $2,904,000 | 1,681 |
| Provision for loan and lease losses | $282,000 | 1,009 |
| Total noninterest income | $946,000 | 1,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $946,000 | 926 |
| Total noninterest expense | $2,510,000 | 1,595 |
| Salaries and employee benefits | $1,346,000 | 1,582 |
| Premises and equipment expense | $301,000 | 1,904 |
| Additional noninterest expense | $863,000 | 1,395 |
| Pre-tax net operating income | $1,058,000 | 1,938 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $436,000 | 1,525 |
| Income before extraordinary items | $622,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,581 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $622,000 | 2,314 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,950,000 | 1,714 |
| Total interest expense | $6,974,000 | 1,632 |
| Net interest income | $10,976,000 | 1,763 |
| Provision for loan and lease losses | $1,134,000 | 1,203 |
| Total noninterest income | $3,150,000 | 1,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,150,000 | 969 |
| Total noninterest expense | $8,943,000 | 1,696 |
| Salaries and employee benefits | $5,097,000 | 1,587 |
| Premises and equipment expense | $1,147,000 | 1,921 |
| Additional noninterest expense | $2,699,000 | 1,739 |
| Pre-tax net operating income | $4,049,000 | 1,971 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,556,000 | 1,599 |
| Income before extraordinary items | $2,493,000 | 2,359 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,493,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,944 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,493,000 | 2,278 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,502,000 | 2,212 |
| Total interest expense | $6,790,000 | 2,360 |
| Net interest income | $8,712,000 | 2,049 |
| Provision for loan and lease losses | $988,000 | 1,270 |
| Total noninterest income | $1,817,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,817,000 | 1,327 |
| Total noninterest expense | $7,146,000 | 2,008 |
| Salaries and employee benefits | $4,129,000 | 1,807 |
| Premises and equipment expense | $975,000 | 2,196 |
| Additional noninterest expense | $2,042,000 | 2,202 |
| Pre-tax net operating income | $2,395,000 | 2,753 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $943,000 | 2,158 |
| Income before extraordinary items | $1,452,000 | 3,295 |
| Extraordinary gains, net | $69,000 | 72 |
| Net income | $1,521,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,452,000 | 3,193 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,989,000 | 2,482 |
| Total interest expense | $5,912,000 | 2,825 |
| Net interest income | $8,077,000 | 2,197 |
| Provision for loan and lease losses | $624,000 | 1,554 |
| Total noninterest income | $1,366,000 | 2,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,366,000 | 1,486 |
| Total noninterest expense | $6,541,000 | 2,108 |
| Salaries and employee benefits | $3,504,000 | 2,031 |
| Premises and equipment expense | $1,040,000 | 1,993 |
| Additional noninterest expense | $1,997,000 | 2,161 |
| Pre-tax net operating income | $2,278,000 | 3,008 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $742,000 | 2,659 |
| Income before extraordinary items | $1,536,000 | 3,197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,536,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,536,000 | 3,183 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 7,076 |
| Total interest expense | $1,406,000 | 7,180 |
| Net interest income | $1,863,000 | 6,885 |
| Provision for loan and lease losses | $-244,000 | 10,154 |
| Total noninterest income | $373,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $373,000 | 3,566 |
| Total noninterest expense | $1,477,000 | 6,832 |
| Salaries and employee benefits | $761,000 | 6,937 |
| Premises and equipment expense | $252,000 | 6,012 |
| Additional noninterest expense | $464,000 | 6,788 |
| Pre-tax net operating income | $1,003,000 | 5,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $358,000 | 4,421 |
| Income before extraordinary items | $645,000 | 5,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $645,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,599 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $645,000 | 5,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.