Home > Simmons First Bank of South Arkansas > Income and Expense
Simmons First Bank of South Arkansas, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 3,599 |
| Total interest expense | $221,000 | 4,355 |
| Net interest income | $2,730,000 | 3,477 |
| Provision for loan and lease losses | $32,000 | 3,292 |
| Total noninterest income | $1,254,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $854,000 | 785 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $400,000 | 2,624 |
| Total noninterest expense | $2,299,000 | 3,531 |
| Salaries and employee benefits | $993,000 | 4,028 |
| Premises and equipment expense | $265,000 | 3,581 |
| Additional noninterest expense | $1,041,000 | 2,791 |
| Pre-tax net operating income | $1,653,000 | 2,111 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $521,000 | 1,506 |
| Income before extraordinary items | $1,137,000 | 2,427 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,137,000 | 2,431 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,137,000 | 2,431 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $815,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,133,550 | 2,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 3,683 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $1,321,000 | 3,561 |
| Provision for loan and lease losses | $18,000 | 3,030 |
| Total noninterest income | $635,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $429,000 | 766 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $206,000 | 2,522 |
| Total noninterest expense | $1,189,000 | 3,491 |
| Salaries and employee benefits | $515,000 | 4,001 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $547,000 | 2,693 |
| Pre-tax net operating income | $749,000 | 2,209 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $230,000 | 1,586 |
| Income before extraordinary items | $519,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $519,000 | 2,497 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $519,000 | 2,497 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $372,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $519,000 | 2,453 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,530 |
| Total interest expense | $532,000 | 4,333 |
| Net interest income | $5,703,000 | 3,375 |
| Provision for loan and lease losses | $62,000 | 4,074 |
| Total noninterest income | $2,592,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,815,000 | 769 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $777,000 | 2,715 |
| Total noninterest expense | $4,628,000 | 3,591 |
| Salaries and employee benefits | $2,074,000 | 3,992 |
| Premises and equipment expense | $558,000 | 3,482 |
| Additional noninterest expense | $1,996,000 | 2,971 |
| Pre-tax net operating income | $3,605,000 | 1,860 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,162,000 | 1,332 |
| Income before extraordinary items | $2,443,000 | 2,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,443,000 | 2,238 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,443,000 | 2,238 |
| Net charge-offs | $82,000 | 3,944 |
| Cash dividends | $1,825,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,443,000 | 2,187 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 3,574 |
| Total interest expense | $410,000 | 4,356 |
| Net interest income | $4,238,000 | 3,428 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,943,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,353,000 | 772 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $590,000 | 2,765 |
| Total noninterest expense | $3,504,000 | 3,582 |
| Salaries and employee benefits | $1,568,000 | 3,990 |
| Premises and equipment expense | $419,000 | 3,508 |
| Additional noninterest expense | $1,517,000 | 2,962 |
| Pre-tax net operating income | $2,632,000 | 1,960 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $843,000 | 1,400 |
| Income before extraordinary items | $1,789,000 | 2,320 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,789,000 | 2,325 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,789,000 | 2,325 |
| Net charge-offs | $83,000 | 3,427 |
| Cash dividends | $1,277,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,789,000 | 2,259 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 3,696 |
| Total interest expense | $278,000 | 4,381 |
| Net interest income | $2,679,000 | 3,552 |
| Provision for loan and lease losses | $17,000 | 4,324 |
| Total noninterest income | $1,282,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $880,000 | 784 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 2,796 |
| Total noninterest expense | $2,387,000 | 3,557 |
| Salaries and employee benefits | $1,079,000 | 3,939 |
| Premises and equipment expense | $287,000 | 3,468 |
| Additional noninterest expense | $1,021,000 | 2,922 |
| Pre-tax net operating income | $1,557,000 | 2,138 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $487,000 | 1,542 |
| Income before extraordinary items | $1,070,000 | 2,497 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,070,000 | 2,504 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,070,000 | 2,503 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $772,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,070,000 | 2,405 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 3,835 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $1,265,000 | 3,700 |
| Provision for loan and lease losses | $-6,000 | 6,734 |
| Total noninterest income | $636,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $424,000 | 802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 2,703 |
| Total noninterest expense | $1,199,000 | 3,558 |
| Salaries and employee benefits | $573,000 | 3,822 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $500,000 | 2,985 |
| Pre-tax net operating income | $708,000 | 2,254 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $217,000 | 1,629 |
| Income before extraordinary items | $491,000 | 2,624 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $491,000 | 2,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $491,000 | 2,626 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $349,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $491,000 | 2,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 3,799 |
| Total interest expense | $755,000 | 4,239 |
| Net interest income | $5,320,000 | 3,658 |
| Provision for loan and lease losses | $-21,000 | 6,832 |
| Total noninterest income | $2,370,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,719,000 | 822 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $651,000 | 2,995 |
| Total noninterest expense | $4,162,000 | 3,921 |
| Salaries and employee benefits | $2,067,000 | 4,057 |
| Premises and equipment expense | $510,000 | 3,774 |
| Additional noninterest expense | $1,585,000 | 3,653 |
| Pre-tax net operating income | $3,549,000 | 1,803 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,111,000 | 1,363 |
| Income before extraordinary items | $2,438,000 | 2,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,438,000 | 2,227 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,438,000 | 2,229 |
| Net charge-offs | $-29,000 | 6,761 |
| Cash dividends | $3,760,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,438,000 | 2,093 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 3,902 |
| Total interest expense | $579,000 | 4,314 |
| Net interest income | $3,928,000 | 3,756 |
| Provision for loan and lease losses | $32,000 | 5,197 |
| Total noninterest income | $1,715,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,269,000 | 832 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $446,000 | 3,115 |
| Total noninterest expense | $3,170,000 | 3,905 |
| Salaries and employee benefits | $1,598,000 | 3,985 |
| Premises and equipment expense | $381,000 | 3,826 |
| Additional noninterest expense | $1,191,000 | 3,684 |
| Pre-tax net operating income | $2,441,000 | 2,021 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $745,000 | 1,512 |
| Income before extraordinary items | $1,696,000 | 2,435 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,696,000 | 2,436 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,696,000 | 2,436 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $1,260,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,696,000 | 2,301 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 4,014 |
| Total interest expense | $395,000 | 4,358 |
| Net interest income | $2,507,000 | 3,883 |
| Provision for loan and lease losses | $2,000 | 5,568 |
| Total noninterest income | $1,128,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $819,000 | 854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,033 |
| Total noninterest expense | $2,111,000 | 3,929 |
| Salaries and employee benefits | $1,089,000 | 3,951 |
| Premises and equipment expense | $239,000 | 3,984 |
| Additional noninterest expense | $783,000 | 3,718 |
| Pre-tax net operating income | $1,522,000 | 2,118 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $453,000 | 1,585 |
| Income before extraordinary items | $1,069,000 | 2,489 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,069,000 | 2,489 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,069,000 | 2,489 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $759,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,069,000 | 2,358 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,178 |
| Total interest expense | $202,000 | 4,425 |
| Net interest income | $1,197,000 | 4,017 |
| Provision for loan and lease losses | $-7,000 | 7,106 |
| Total noninterest income | $572,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $404,000 | 859 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 2,905 |
| Total noninterest expense | $1,068,000 | 3,923 |
| Salaries and employee benefits | $551,000 | 3,945 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $400,000 | 3,637 |
| Pre-tax net operating income | $708,000 | 2,254 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $207,000 | 1,685 |
| Income before extraordinary items | $501,000 | 2,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 2,603 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $501,000 | 2,604 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $341,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $501,000 | 2,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 3,867 |
| Total interest expense | $992,000 | 4,415 |
| Net interest income | $5,485,000 | 3,689 |
| Provision for loan and lease losses | $197,000 | 4,655 |
| Total noninterest income | $2,228,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,721,000 | 854 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $507,000 | 3,109 |
| Total noninterest expense | $3,574,000 | 4,439 |
| Salaries and employee benefits | $2,059,000 | 4,104 |
| Premises and equipment expense | $472,000 | 4,193 |
| Additional noninterest expense | $1,043,000 | 4,806 |
| Pre-tax net operating income | $3,942,000 | 1,453 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,246,000 | 1,144 |
| Income before extraordinary items | $2,696,000 | 1,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,696,000 | 1,766 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,696,000 | 1,766 |
| Net charge-offs | $134,000 | 4,714 |
| Cash dividends | $1,995,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,696,000 | 1,687 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 3,881 |
| Total interest expense | $768,000 | 4,457 |
| Net interest income | $4,135,000 | 3,696 |
| Provision for loan and lease losses | $140,000 | 4,573 |
| Total noninterest income | $1,693,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,303,000 | 852 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $390,000 | 3,082 |
| Total noninterest expense | $2,668,000 | 4,461 |
| Salaries and employee benefits | $1,540,000 | 4,120 |
| Premises and equipment expense | $343,000 | 4,316 |
| Additional noninterest expense | $785,000 | 4,821 |
| Pre-tax net operating income | $3,020,000 | 1,485 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $958,000 | 1,122 |
| Income before extraordinary items | $2,062,000 | 1,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,062,000 | 1,793 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,062,000 | 1,793 |
| Net charge-offs | $118,000 | 4,263 |
| Cash dividends | $1,487,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,062,000 | 1,714 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 3,977 |
| Total interest expense | $520,000 | 4,524 |
| Net interest income | $2,653,000 | 3,803 |
| Provision for loan and lease losses | $84,000 | 4,611 |
| Total noninterest income | $1,098,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $830,000 | 879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,060 |
| Total noninterest expense | $1,831,000 | 4,406 |
| Salaries and employee benefits | $1,052,000 | 4,059 |
| Premises and equipment expense | $218,000 | 4,462 |
| Additional noninterest expense | $561,000 | 4,693 |
| Pre-tax net operating income | $1,836,000 | 1,573 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $568,000 | 1,203 |
| Income before extraordinary items | $1,268,000 | 1,866 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,268,000 | 1,866 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,268,000 | 1,866 |
| Net charge-offs | $68,000 | 4,213 |
| Cash dividends | $912,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,268,000 | 1,797 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 4,113 |
| Total interest expense | $265,000 | 4,598 |
| Net interest income | $1,260,000 | 3,924 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $532,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $389,000 | 921 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $947,000 | 4,341 |
| Salaries and employee benefits | $539,000 | 4,029 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $301,000 | 4,520 |
| Pre-tax net operating income | $820,000 | 1,747 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $248,000 | 1,284 |
| Income before extraordinary items | $572,000 | 1,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $572,000 | 1,998 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $572,000 | 1,999 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $465,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $572,000 | 1,957 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 3,913 |
| Total interest expense | $1,242,000 | 4,728 |
| Net interest income | $5,725,000 | 3,597 |
| Provision for loan and lease losses | $262,000 | 5,031 |
| Total noninterest income | $2,412,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,857,000 | 809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $555,000 | 3,036 |
| Total noninterest expense | $3,754,000 | 4,389 |
| Salaries and employee benefits | $2,101,000 | 4,096 |
| Premises and equipment expense | $456,000 | 4,423 |
| Additional noninterest expense | $1,197,000 | 4,618 |
| Pre-tax net operating income | $4,121,000 | 1,232 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,299,000 | 1,008 |
| Income before extraordinary items | $2,822,000 | 1,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,822,000 | 1,478 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,822,000 | 1,479 |
| Net charge-offs | $107,000 | 5,364 |
| Cash dividends | $2,062,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,822,000 | 1,429 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 3,976 |
| Total interest expense | $953,000 | 4,818 |
| Net interest income | $4,311,000 | 3,633 |
| Provision for loan and lease losses | $194,000 | 4,932 |
| Total noninterest income | $1,821,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,405,000 | 822 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $416,000 | 3,049 |
| Total noninterest expense | $2,878,000 | 4,340 |
| Salaries and employee benefits | $1,625,000 | 4,041 |
| Premises and equipment expense | $344,000 | 4,477 |
| Additional noninterest expense | $909,000 | 4,568 |
| Pre-tax net operating income | $3,060,000 | 1,300 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $958,000 | 1,031 |
| Income before extraordinary items | $2,102,000 | 1,572 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,102,000 | 1,575 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,102,000 | 1,575 |
| Net charge-offs | $66,000 | 5,299 |
| Cash dividends | $1,540,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,102,000 | 1,504 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 4,091 |
| Total interest expense | $654,000 | 4,857 |
| Net interest income | $2,753,000 | 3,757 |
| Provision for loan and lease losses | $127,000 | 4,828 |
| Total noninterest income | $1,233,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $941,000 | 830 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $292,000 | 2,880 |
| Total noninterest expense | $1,940,000 | 4,329 |
| Salaries and employee benefits | $1,096,000 | 4,029 |
| Premises and equipment expense | $222,000 | 4,593 |
| Additional noninterest expense | $622,000 | 4,492 |
| Pre-tax net operating income | $1,919,000 | 1,353 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $598,000 | 1,058 |
| Income before extraordinary items | $1,321,000 | 1,660 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,321,000 | 1,659 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,321,000 | 1,660 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $943,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,321,000 | 1,581 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,160 |
| Total interest expense | $345,000 | 4,868 |
| Net interest income | $1,354,000 | 3,813 |
| Provision for loan and lease losses | $47,000 | 4,915 |
| Total noninterest income | $608,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $453,000 | 864 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $155,000 | 2,775 |
| Total noninterest expense | $1,005,000 | 4,266 |
| Salaries and employee benefits | $566,000 | 3,983 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $330,000 | 4,329 |
| Pre-tax net operating income | $910,000 | 1,438 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $283,000 | 1,097 |
| Income before extraordinary items | $627,000 | 1,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $627,000 | 1,757 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $627,000 | 1,759 |
| Net charge-offs | $-26,000 | 7,694 |
| Cash dividends | $454,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $627,000 | 1,679 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 3,953 |
| Total interest expense | $1,995,000 | 4,465 |
| Net interest income | $5,619,000 | 3,640 |
| Provision for loan and lease losses | $191,000 | 5,839 |
| Total noninterest income | $2,298,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,806,000 | 960 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $492,000 | 3,227 |
| Total noninterest expense | $4,003,000 | 4,338 |
| Salaries and employee benefits | $2,138,000 | 4,154 |
| Premises and equipment expense | $481,000 | 4,480 |
| Additional noninterest expense | $1,384,000 | 4,307 |
| Pre-tax net operating income | $3,723,000 | 1,104 |
| Securities gains (losses) | $91,000 | 2,223 |
| Applicable income taxes | $1,203,000 | 849 |
| Income before extraordinary items | $2,611,000 | 1,290 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,611,000 | 1,289 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,611,000 | 1,289 |
| Net charge-offs | $405,000 | 4,073 |
| Cash dividends | $1,922,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,549,120 | 1,293 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 4,022 |
| Total interest expense | $1,584,000 | 4,433 |
| Net interest income | $4,114,000 | 3,724 |
| Provision for loan and lease losses | $157,000 | 5,460 |
| Total noninterest income | $1,715,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,329,000 | 977 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $386,000 | 3,243 |
| Total noninterest expense | $3,060,000 | 4,297 |
| Salaries and employee benefits | $1,613,000 | 4,161 |
| Premises and equipment expense | $357,000 | 4,559 |
| Additional noninterest expense | $1,090,000 | 4,150 |
| Pre-tax net operating income | $2,612,000 | 1,236 |
| Securities gains (losses) | $91,000 | 1,913 |
| Applicable income taxes | $845,000 | 962 |
| Income before extraordinary items | $1,858,000 | 1,443 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,858,000 | 1,441 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,858,000 | 1,443 |
| Net charge-offs | $41,000 | 5,820 |
| Cash dividends | $1,359,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,795,210 | 1,456 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 4,112 |
| Total interest expense | $1,125,000 | 4,402 |
| Net interest income | $2,588,000 | 3,843 |
| Provision for loan and lease losses | $98,000 | 5,365 |
| Total noninterest income | $1,106,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $841,000 | 1,010 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $265,000 | 3,199 |
| Total noninterest expense | $2,089,000 | 4,271 |
| Salaries and employee benefits | $1,084,000 | 4,182 |
| Premises and equipment expense | $236,000 | 4,619 |
| Additional noninterest expense | $769,000 | 3,988 |
| Pre-tax net operating income | $1,507,000 | 1,519 |
| Securities gains (losses) | $57,000 | 1,831 |
| Applicable income taxes | $459,000 | 1,158 |
| Income before extraordinary items | $1,105,000 | 1,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,105,000 | 1,678 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,105,000 | 1,680 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $764,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,064,530 | 1,704 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 4,053 |
| Total interest expense | $610,000 | 4,311 |
| Net interest income | $1,316,000 | 3,796 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $528,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $382,000 | 1,091 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $146,000 | 3,009 |
| Total noninterest expense | $987,000 | 4,338 |
| Salaries and employee benefits | $553,000 | 4,142 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $822,000 | 1,556 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $253,000 | 1,216 |
| Income before extraordinary items | $569,000 | 1,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $569,000 | 1,888 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $569,000 | 1,888 |
| Net charge-offs | $-14,000 | 7,931 |
| Cash dividends | $423,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $569,000 | 1,784 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,794,000 | 3,862 |
| Total interest expense | $2,903,000 | 4,351 |
| Net interest income | $5,891,000 | 3,522 |
| Provision for loan and lease losses | $164,000 | 5,465 |
| Total noninterest income | $1,914,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,455,000 | 1,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $3,676,000 | 4,490 |
| Salaries and employee benefits | $2,158,000 | 4,210 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $1,045,000 | 4,692 |
| Pre-tax net operating income | $3,965,000 | 1,375 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,269,000 | 986 |
| Income before extraordinary items | $2,696,000 | 1,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,696,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,999 |
| Cash dividends | $4,954,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,696,000 | 1,612 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 3,926 |
| Total interest expense | $2,208,000 | 4,434 |
| Net interest income | $4,385,000 | 3,567 |
| Provision for loan and lease losses | $119,000 | 4,974 |
| Total noninterest income | $1,400,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,053,000 | 1,288 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $347,000 | 3,430 |
| Total noninterest expense | $2,721,000 | 4,508 |
| Salaries and employee benefits | $1,578,000 | 4,305 |
| Premises and equipment expense | $357,000 | 4,601 |
| Additional noninterest expense | $786,000 | 4,597 |
| Pre-tax net operating income | $2,945,000 | 1,659 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $937,000 | 1,216 |
| Income before extraordinary items | $2,008,000 | 1,774 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,008,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $4,398,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,008,000 | 1,869 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 4,064 |
| Total interest expense | $1,492,000 | 4,514 |
| Net interest income | $2,784,000 | 3,685 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $879,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $641,000 | 1,394 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $238,000 | 3,443 |
| Total noninterest expense | $1,800,000 | 4,574 |
| Salaries and employee benefits | $1,034,000 | 4,407 |
| Premises and equipment expense | $232,000 | 4,717 |
| Additional noninterest expense | $534,000 | 4,548 |
| Pre-tax net operating income | $1,799,000 | 1,853 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $567,000 | 1,458 |
| Income before extraordinary items | $1,232,000 | 2,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,232,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $3,829,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,232,000 | 2,092 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 4,190 |
| Total interest expense | $762,000 | 4,645 |
| Net interest income | $1,332,000 | 3,802 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $443,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $305,000 | 1,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $897,000 | 4,573 |
| Salaries and employee benefits | $521,000 | 4,408 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $266,000 | 4,492 |
| Pre-tax net operating income | $854,000 | 2,039 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $268,000 | 1,599 |
| Income before extraordinary items | $586,000 | 2,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $586,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $3,364,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $586,000 | 2,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 4,112 |
| Total interest expense | $3,479,000 | 4,354 |
| Net interest income | $5,303,000 | 3,819 |
| Provision for loan and lease losses | $-140,000 | 8,409 |
| Total noninterest income | $1,767,000 | 2,414 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $1,336,000 | 1,341 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $428,000 | 3,604 |
| Total noninterest expense | $3,559,000 | 4,465 |
| Salaries and employee benefits | $2,072,000 | 4,287 |
| Premises and equipment expense | $468,000 | 4,560 |
| Additional noninterest expense | $1,019,000 | 4,599 |
| Pre-tax net operating income | $3,651,000 | 2,137 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,187,000 | 1,661 |
| Income before extraordinary items | $2,464,000 | 2,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,464,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $1,850,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,464,000 | 2,389 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,101 |
| Total interest expense | $2,634,000 | 4,343 |
| Net interest income | $3,998,000 | 3,826 |
| Provision for loan and lease losses | $-151,000 | 8,455 |
| Total noninterest income | $1,283,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $980,000 | 1,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $303,000 | 3,720 |
| Total noninterest expense | $2,670,000 | 4,446 |
| Salaries and employee benefits | $1,537,000 | 4,303 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $776,000 | 4,470 |
| Pre-tax net operating income | $2,762,000 | 2,259 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $890,000 | 1,775 |
| Income before extraordinary items | $1,872,000 | 2,517 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,872,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,381,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,872,000 | 2,489 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 4,197 |
| Total interest expense | $1,727,000 | 4,390 |
| Net interest income | $2,585,000 | 3,926 |
| Provision for loan and lease losses | $19,000 | 5,379 |
| Total noninterest income | $862,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $647,000 | 1,363 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $215,000 | 3,645 |
| Total noninterest expense | $1,789,000 | 4,457 |
| Salaries and employee benefits | $1,031,000 | 4,325 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $528,000 | 4,425 |
| Pre-tax net operating income | $1,639,000 | 2,525 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $507,000 | 2,048 |
| Income before extraordinary items | $1,132,000 | 2,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,132,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $845,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,132,000 | 2,754 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 4,263 |
| Total interest expense | $844,000 | 4,438 |
| Net interest income | $1,249,000 | 4,033 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $446,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $317,000 | 1,354 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $129,000 | 3,283 |
| Total noninterest expense | $913,000 | 4,403 |
| Salaries and employee benefits | $522,000 | 4,295 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $279,000 | 4,177 |
| Pre-tax net operating income | $782,000 | 2,602 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $557,000 | 2,790 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $557,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $557,000 | 2,782 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 4,322 |
| Total interest expense | $2,764,000 | 4,531 |
| Net interest income | $4,884,000 | 4,075 |
| Provision for loan and lease losses | $175,000 | 3,820 |
| Total noninterest income | $1,832,000 | 2,362 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $1,408,000 | 1,265 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $421,000 | 3,653 |
| Total noninterest expense | $3,425,000 | 4,467 |
| Salaries and employee benefits | $1,881,000 | 4,480 |
| Premises and equipment expense | $467,000 | 4,458 |
| Additional noninterest expense | $1,077,000 | 4,280 |
| Pre-tax net operating income | $3,116,000 | 2,707 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,013,000 | 2,174 |
| Income before extraordinary items | $2,103,000 | 2,995 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,103,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,584 |
| Cash dividends | $568,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,103,000 | 2,987 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 4,347 |
| Total interest expense | $1,964,000 | 4,598 |
| Net interest income | $3,671,000 | 4,097 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $1,373,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,059,000 | 1,263 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 3,664 |
| Total noninterest expense | $2,557,000 | 4,466 |
| Salaries and employee benefits | $1,401,000 | 4,480 |
| Premises and equipment expense | $349,000 | 4,468 |
| Additional noninterest expense | $807,000 | 4,236 |
| Pre-tax net operating income | $2,312,000 | 2,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $749,000 | 2,296 |
| Income before extraordinary items | $1,563,000 | 3,113 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,563,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,778 |
| Cash dividends | $298,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,563,000 | 3,103 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 4,403 |
| Total interest expense | $1,236,000 | 4,629 |
| Net interest income | $2,387,000 | 4,177 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $910,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $696,000 | 1,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 3,622 |
| Total noninterest expense | $1,712,000 | 4,474 |
| Salaries and employee benefits | $926,000 | 4,522 |
| Premises and equipment expense | $235,000 | 4,444 |
| Additional noninterest expense | $551,000 | 4,178 |
| Pre-tax net operating income | $1,410,000 | 3,003 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $452,000 | 2,443 |
| Income before extraordinary items | $958,000 | 3,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $958,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $958,000 | 3,299 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,450 |
| Total interest expense | $581,000 | 4,666 |
| Net interest income | $1,171,000 | 4,226 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $405,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $315,000 | 1,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,918 |
| Total noninterest expense | $831,000 | 4,578 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $263,000 | 4,305 |
| Pre-tax net operating income | $595,000 | 3,332 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $185,000 | 2,713 |
| Income before extraordinary items | $410,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $410,000 | 3,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 4,228 |
| Total interest expense | $1,871,000 | 4,633 |
| Net interest income | $4,947,000 | 3,983 |
| Provision for loan and lease losses | $900,000 | 1,141 |
| Total noninterest income | $1,806,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,395,000 | 1,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $411,000 | 3,738 |
| Total noninterest expense | $3,547,000 | 4,245 |
| Salaries and employee benefits | $1,929,000 | 4,233 |
| Premises and equipment expense | $471,000 | 4,357 |
| Additional noninterest expense | $1,147,000 | 3,998 |
| Pre-tax net operating income | $2,306,000 | 3,341 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $725,000 | 2,759 |
| Income before extraordinary items | $1,581,000 | 3,664 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,581,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 817 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,581,000 | 3,639 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 4,232 |
| Total interest expense | $1,338,000 | 4,623 |
| Net interest income | $3,677,000 | 4,009 |
| Provision for loan and lease losses | $750,000 | 996 |
| Total noninterest income | $1,265,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,045,000 | 1,258 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 4,401 |
| Total noninterest expense | $2,660,000 | 4,211 |
| Salaries and employee benefits | $1,453,000 | 4,189 |
| Premises and equipment expense | $356,000 | 4,318 |
| Additional noninterest expense | $851,000 | 3,997 |
| Pre-tax net operating income | $1,532,000 | 3,689 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $467,000 | 3,067 |
| Income before extraordinary items | $1,065,000 | 3,993 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,065,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 626 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,065,000 | 3,945 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 4,298 |
| Total interest expense | $827,000 | 4,694 |
| Net interest income | $2,380,000 | 4,082 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $814,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $661,000 | 1,300 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $1,773,000 | 4,194 |
| Salaries and employee benefits | $972,000 | 4,159 |
| Premises and equipment expense | $234,000 | 4,331 |
| Additional noninterest expense | $567,000 | 3,974 |
| Pre-tax net operating income | $821,000 | 4,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $237,000 | 3,497 |
| Income before extraordinary items | $584,000 | 4,485 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $584,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 463 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,000 | 4,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,380 |
| Total interest expense | $378,000 | 4,836 |
| Net interest income | $1,168,000 | 4,149 |
| Provision for loan and lease losses | $450,000 | 520 |
| Total noninterest income | $357,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $278,000 | 1,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $892,000 | 4,197 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $293,000 | 3,887 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $33,000 | 5,220 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 297 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,213,000 | 4,149 |
| Total interest expense | $1,264,000 | 4,965 |
| Net interest income | $4,949,000 | 3,830 |
| Provision for loan and lease losses | $690,000 | 1,474 |
| Total noninterest income | $1,485,000 | 2,711 |
| Gross Fiduciary activities income | $5,000 | 1,406 |
| Service charges on deposit accounts | $1,217,000 | 1,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 4,529 |
| Total noninterest expense | $3,341,000 | 4,330 |
| Salaries and employee benefits | $1,715,000 | 4,491 |
| Premises and equipment expense | $456,000 | 4,365 |
| Additional noninterest expense | $1,170,000 | 3,833 |
| Pre-tax net operating income | $2,403,000 | 3,099 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $758,000 | 2,616 |
| Income before extraordinary items | $1,645,000 | 3,405 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,645,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 899 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,645,000 | 3,340 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 4,162 |
| Total interest expense | $915,000 | 5,046 |
| Net interest income | $3,709,000 | 3,823 |
| Provision for loan and lease losses | $570,000 | 1,285 |
| Total noninterest income | $1,131,000 | 2,681 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $912,000 | 1,456 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $217,000 | 4,348 |
| Total noninterest expense | $2,543,000 | 4,249 |
| Salaries and employee benefits | $1,306,000 | 4,408 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $902,000 | 3,711 |
| Pre-tax net operating income | $1,727,000 | 3,248 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $538,000 | 2,780 |
| Income before extraordinary items | $1,189,000 | 3,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,189,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,591 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,189,000 | 3,492 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,271 |
| Total interest expense | $592,000 | 5,136 |
| Net interest income | $2,391,000 | 3,912 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $749,000 | 2,710 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $576,000 | 1,528 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 4,053 |
| Total noninterest expense | $1,648,000 | 4,361 |
| Salaries and employee benefits | $880,000 | 4,403 |
| Premises and equipment expense | $225,000 | 4,416 |
| Additional noninterest expense | $543,000 | 4,056 |
| Pre-tax net operating income | $1,042,000 | 3,439 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $320,000 | 2,966 |
| Income before extraordinary items | $722,000 | 3,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $722,000 | 3,696 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,311 |
| Total interest expense | $304,000 | 5,130 |
| Net interest income | $1,175,000 | 3,960 |
| Provision for loan and lease losses | $330,000 | 739 |
| Total noninterest income | $329,000 | 2,925 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $265,000 | 1,608 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $62,000 | 4,679 |
| Total noninterest expense | $824,000 | 4,388 |
| Salaries and employee benefits | $440,000 | 4,424 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $272,000 | 4,048 |
| Pre-tax net operating income | $350,000 | 4,440 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 4,247 |
| Total interest expense | $1,434,000 | 5,012 |
| Net interest income | $4,702,000 | 3,864 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $1,162,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $970,000 | 1,780 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $192,000 | 5,371 |
| Total noninterest expense | $3,065,000 | 4,541 |
| Salaries and employee benefits | $1,676,000 | 4,481 |
| Premises and equipment expense | $408,000 | 4,675 |
| Additional noninterest expense | $981,000 | 4,348 |
| Pre-tax net operating income | $2,319,000 | 3,057 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $735,000 | 2,688 |
| Income before extraordinary items | $1,584,000 | 3,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,584,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,920 |
| Cash dividends | $737,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,584,000 | 3,261 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 4,319 |
| Total interest expense | $1,105,000 | 5,063 |
| Net interest income | $3,470,000 | 3,933 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $889,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $726,000 | 1,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 5,177 |
| Total noninterest expense | $2,283,000 | 4,545 |
| Salaries and employee benefits | $1,246,000 | 4,490 |
| Premises and equipment expense | $310,000 | 4,612 |
| Additional noninterest expense | $727,000 | 4,350 |
| Pre-tax net operating income | $1,716,000 | 3,197 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $541,000 | 2,894 |
| Income before extraordinary items | $1,175,000 | 3,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,175,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $533,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,175,000 | 3,386 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 4,383 |
| Total interest expense | $768,000 | 5,053 |
| Net interest income | $2,240,000 | 4,032 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $590,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $473,000 | 1,790 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $1,547,000 | 4,487 |
| Salaries and employee benefits | $828,000 | 4,500 |
| Premises and equipment expense | $208,000 | 4,589 |
| Additional noninterest expense | $511,000 | 4,174 |
| Pre-tax net operating income | $1,043,000 | 3,418 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $326,000 | 3,081 |
| Income before extraordinary items | $717,000 | 3,797 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $717,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,386 |
| Cash dividends | $358,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $717,000 | 3,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 4,450 |
| Total interest expense | $396,000 | 5,067 |
| Net interest income | $1,087,000 | 4,136 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $288,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $219,000 | 1,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $760,000 | 4,529 |
| Salaries and employee benefits | $417,000 | 4,495 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $246,000 | 4,267 |
| Pre-tax net operating income | $495,000 | 3,519 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $150,000 | 3,221 |
| Income before extraordinary items | $345,000 | 3,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,796 |
| Cash dividends | $172,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $345,000 | 3,661 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 4,410 |
| Total interest expense | $1,836,000 | 5,088 |
| Net interest income | $4,480,000 | 4,004 |
| Provision for loan and lease losses | $511,000 | 2,344 |
| Total noninterest income | $972,000 | 3,546 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $780,000 | 2,050 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 5,152 |
| Total noninterest expense | $2,696,000 | 4,822 |
| Salaries and employee benefits | $1,449,000 | 4,821 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $914,000 | 4,490 |
| Pre-tax net operating income | $2,245,000 | 3,137 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $679,000 | 2,911 |
| Income before extraordinary items | $1,566,000 | 3,388 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,566,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,454 |
| Cash dividends | $784,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,566,000 | 3,279 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 4,384 |
| Total interest expense | $3,313,000 | 4,384 |
| Net interest income | $3,789,000 | 4,306 |
| Provision for loan and lease losses | $189,000 | 4,270 |
| Total noninterest income | $826,000 | 3,768 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $614,000 | 2,388 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $210,000 | 4,823 |
| Total noninterest expense | $2,317,000 | 5,221 |
| Salaries and employee benefits | $1,163,000 | 5,441 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $865,000 | 4,524 |
| Pre-tax net operating income | $2,109,000 | 3,047 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $614,000 | 2,927 |
| Income before extraordinary items | $1,495,000 | 3,238 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,495,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,316 |
| Cash dividends | $747,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,495,000 | 3,131 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 5,858 |
| Total interest expense | $2,478,000 | 5,589 |
| Net interest income | $2,362,000 | 6,018 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $377,000 | 5,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $1,356,000 | 7,099 |
| Salaries and employee benefits | $724,000 | 7,084 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $465,000 | 6,673 |
| Pre-tax net operating income | $1,263,000 | 4,592 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $346,000 | 4,296 |
| Income before extraordinary items | $917,000 | 4,630 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $917,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 9,661 |
| Cash dividends | $459,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $917,000 | 4,633 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 6,289 |
| Total interest expense | $1,945,000 | 6,091 |
| Net interest income | $2,143,000 | 6,389 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $1,520,000 | 6,723 |
| Salaries and employee benefits | $666,000 | 7,411 |
| Premises and equipment expense | $134,000 | 7,956 |
| Additional noninterest expense | $720,000 | 5,154 |
| Pre-tax net operating income | $723,000 | 6,233 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $157,000 | 6,187 |
| Income before extraordinary items | $566,000 | 6,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $566,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,738 |
| Cash dividends | $283,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $566,000 | 6,041 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 6,468 |
| Total interest expense | $1,963,000 | 6,248 |
| Net interest income | $2,052,000 | 6,574 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $346,000 | 6,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $1,211,000 | 7,518 |
| Salaries and employee benefits | $645,000 | 7,498 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $428,000 | 6,999 |
| Pre-tax net operating income | $1,097,000 | 5,147 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $291,000 | 5,247 |
| Income before extraordinary items | $806,000 | 5,175 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $806,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $402,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $806,000 | 5,083 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 6,991 |
| Total interest expense | $1,836,000 | 6,595 |
| Net interest income | $1,829,000 | 7,255 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $236,000 | 7,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $1,157,000 | 7,826 |
| Salaries and employee benefits | $617,000 | 7,806 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $365,000 | 7,669 |
| Pre-tax net operating income | $850,000 | 6,333 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $210,000 | 6,756 |
| Income before extraordinary items | $639,000 | 6,164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $639,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,116 |
| Cash dividends | $919,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $639,750 | 6,116 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 8,310 |
| Total interest expense | $1,335,000 | 8,003 |
| Net interest income | $1,441,000 | 8,408 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $148,000 | 9,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $917,000 | 9,008 |
| Salaries and employee benefits | $524,000 | 8,685 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $319,000 | 8,678 |
| Pre-tax net operating income | $632,000 | 7,269 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $139,000 | 8,045 |
| Income before extraordinary items | $498,000 | 6,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $498,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $248,000 | 5,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $494,100 | 6,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 9,247 |
| Total interest expense | $1,004,000 | 9,241 |
| Net interest income | $1,302,000 | 9,069 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $753,000 | 9,981 |
| Salaries and employee benefits | $423,000 | 9,757 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $265,000 | 9,665 |
| Pre-tax net operating income | $599,000 | 7,874 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $134,000 | 8,547 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $237,000 | 5,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $466,760 | 7,474 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 9,714 |
| Total interest expense | $769,000 | 9,759 |
| Net interest income | $1,280,000 | 9,520 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $109,000 | 10,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $746,000 | 10,490 |
| Salaries and employee benefits | $389,000 | 10,379 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $296,000 | 10,012 |
| Pre-tax net operating income | $607,000 | 7,958 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $137,000 | 8,576 |
| Income before extraordinary items | $470,000 | 7,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $470,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $235,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $470,000 | 7,581 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 10,470 |
| Total interest expense | $673,000 | 10,744 |
| Net interest income | $1,188,000 | 10,097 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $97,000 | 11,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $685,000 | 11,239 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $273,000 | 10,786 |
| Pre-tax net operating income | $554,000 | 8,272 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $218,000 | 5,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $429,070 | 7,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 10,740 |
| Total interest expense | $922,000 | 10,757 |
| Net interest income | $1,156,000 | 10,494 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $668,000 | 11,693 |
| Salaries and employee benefits | $326,000 | 11,716 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $557,000 | 8,015 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $414,000 | 8,073 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $206,000 | 4,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $414,000 | 7,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.