Home > Simmons First Bank of South Arkansas > Assets and Liabilities
Simmons First Bank of South Arkansas, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 35 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $188,789,000 | 3,179 |
| Cash and due from depository institutions | $17,086,000 | 3,648 |
| Interest-bearing balances | $5,895,000 | 3,593 |
| Securities | $53,113,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $109,811,000 | 3,246 |
| Loan loss allowance | $1,538,000 | 3,366 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $3,094,000 | 3,122 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $1,356,000 | 1,382 |
| All other assets | $4,329,000 | 3,193 |
| Life insurance assets | $2,360,000 | 2,488 |
| Total liabilities and capital | $188,789,000 | 3,179 |
| Total liabilities | $172,120,000 | 3,128 |
| Total deposits | $166,634,000 | 3,076 |
| Interest-bearing deposits | $120,320,000 | 3,293 |
| Deposits held in domestic offices | $166,634,000 | 3,076 |
| % insured | 82.43% | 4,096 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 1,610 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $2,720,000 | 2,940 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,266,000 | 2,655 |
| Total equity capital | $16,669,000 | 3,656 |
| Total bank equity capital | $16,669,000 | 3,655 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,000 | 5,766 |
| Surplus | $5,105,000 | 3,522 |
| Undivided profits | $11,549,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,188,000 | 2,196 |
| Earning assets | $168,819,000 | 3,234 |
| Long-term assets (5+ years) | $30,780,000 | 4,295 |
| Average Assets, year-to-date | $195,234,330 | 3,088 |
| Average Assets, quarterly | $193,378,000 | 3,121 |
| Volatile liabilities | $10,240,000 | 3,083 |
| Insider loans | $7,844,000 | 790 |
| FHLB advances | $2,720,000 | 2,842 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $36,033,000 | 1,868 |
| Tier 1 (core) risk-based capital | $15,909,000 | 3,694 |
| Tier 2 risk-based capital | $1,535,000 | 2,934 |
| Total risk weighted assets | $122,645,000 | 3,155 |
| Total unused commitments | $36,033,000 | 1,868 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 37 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $197,967,000 | 3,094 |
| Cash and due from depository institutions | $30,857,000 | 3,530 |
| Interest-bearing balances | $23,156,000 | 1,623 |
| Securities | $54,769,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $103,612,000 | 3,358 |
| Loan loss allowance | $1,528,000 | 3,426 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,070,000 | 3,163 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $1,356,000 | 1,383 |
| All other assets | $4,303,000 | 3,230 |
| Life insurance assets | $2,346,000 | 2,476 |
| Total liabilities and capital | $197,967,000 | 3,094 |
| Total liabilities | $181,528,000 | 3,021 |
| Total deposits | $176,137,000 | 2,973 |
| Interest-bearing deposits | $123,928,000 | 3,271 |
| Deposits held in domestic offices | $176,137,000 | 2,973 |
| % insured | 81.71% | 4,343 |
| Federal funds purchased & repurchase agreements | $1,304,000 | 1,562 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $2,747,000 | 2,823 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,340,000 | 2,509 |
| Total equity capital | $16,439,000 | 3,656 |
| Total bank equity capital | $16,439,000 | 3,655 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $15,000 | 5,825 |
| Surplus | $5,105,000 | 3,551 |
| Undivided profits | $11,319,000 | 2,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,092,000 | 2,324 |
| Earning assets | $181,537,000 | 3,094 |
| Long-term assets (5+ years) | $32,821,000 | 4,184 |
| Average Assets, year-to-date | $198,457,000 | 3,071 |
| Average Assets, quarterly | $198,457,000 | 3,071 |
| Volatile liabilities | $9,901,000 | 3,052 |
| Insider loans | $6,430,000 | 966 |
| FHLB advances | $2,747,000 | 2,737 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $40,445,000 | 1,708 |
| Tier 1 (core) risk-based capital | $15,731,000 | 3,719 |
| Tier 2 risk-based capital | $1,456,000 | 3,046 |
| Total risk weighted assets | $116,239,000 | 3,281 |
| Total unused commitments | $40,445,000 | 1,708 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 37 | 3,569 |
| Assets and Liabilities | ||
| Total Assets: | $198,947,000 | 3,070 |
| Cash and due from depository institutions | $31,609,000 | 3,569 |
| Interest-bearing balances | $22,869,000 | 1,491 |
| Securities | $54,437,000 | 2,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $102,833,000 | 3,409 |
| Loan loss allowance | $1,517,000 | 3,478 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,060,000 | 3,186 |
| Other real estate owned | $1,000 | 3,569 |
| Goodwill and other intangibles | $1,356,000 | 1,379 |
| All other assets | $5,651,000 | 2,789 |
| Life insurance assets | $2,332,000 | 2,470 |
| Total liabilities and capital | $198,946,000 | 3,070 |
| Total liabilities | $182,744,000 | 3,002 |
| Total deposits | $177,382,000 | 2,941 |
| Interest-bearing deposits | $130,055,000 | 3,168 |
| Deposits held in domestic offices | $177,382,000 | 2,941 |
| % insured | 77.22% | 5,192 |
| Federal funds purchased & repurchase agreements | $1,304,000 | 1,772 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $2,775,000 | 2,962 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,283,000 | 2,610 |
| Total equity capital | $16,202,000 | 3,661 |
| Total bank equity capital | $16,202,000 | 3,660 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $15,000 | 5,897 |
| Surplus | $5,105,000 | 3,590 |
| Undivided profits | $11,082,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,259,000 | 2,120 |
| Earning assets | $180,139,000 | 3,100 |
| Long-term assets (5+ years) | $32,737,000 | 4,188 |
| Average Assets, year-to-date | $191,723,000 | 3,136 |
| Average Assets, quarterly | $196,266,000 | 3,092 |
| Volatile liabilities | $9,896,000 | 3,120 |
| Insider loans | $6,275,000 | 984 |
| FHLB advances | $2,775,000 | 2,862 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $30,215,000 | 2,061 |
| Tier 1 (core) risk-based capital | $15,580,000 | 3,755 |
| Tier 2 risk-based capital | $1,461,000 | 3,054 |
| Total risk weighted assets | $116,686,000 | 3,303 |
| Total unused commitments | $30,215,000 | 2,061 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 38 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $193,585,000 | 3,142 |
| Cash and due from depository institutions | $17,616,000 | 3,534 |
| Interest-bearing balances | $3,486,000 | 4,562 |
| Securities | $54,876,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $111,704,000 | 3,221 |
| Loan loss allowance | $1,499,000 | 3,581 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,104,000 | 3,168 |
| Other real estate owned | $43,000 | 3,534 |
| Goodwill and other intangibles | $1,356,000 | 1,379 |
| All other assets | $4,886,000 | 3,028 |
| Life insurance assets | $2,317,000 | 2,430 |
| Total liabilities and capital | $193,585,000 | 3,142 |
| Total liabilities | $177,460,000 | 3,076 |
| Total deposits | $168,559,000 | 3,057 |
| Interest-bearing deposits | $121,860,000 | 3,338 |
| Deposits held in domestic offices | $168,559,000 | 3,057 |
| % insured | 79.66% | 5,005 |
| Federal funds purchased & repurchase agreements | $4,303,000 | 1,261 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $2,802,000 | 2,953 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,796,000 | 2,202 |
| Total equity capital | $16,125,000 | 3,701 |
| Total bank equity capital | $16,125,000 | 3,700 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $15,000 | 5,961 |
| Surplus | $5,105,000 | 3,621 |
| Undivided profits | $11,005,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 5,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,717,000 | 1,603 |
| Earning assets | $170,066,000 | 3,250 |
| Long-term assets (5+ years) | $34,546,000 | 4,087 |
| Average Assets, year-to-date | $189,917,000 | 3,182 |
| Average Assets, quarterly | $189,965,500 | 3,184 |
| Volatile liabilities | $18,136,000 | 2,115 |
| Insider loans | $7,840,000 | 769 |
| FHLB advances | $2,802,000 | 2,841 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $28,794,000 | 2,123 |
| Tier 1 (core) risk-based capital | $15,470,000 | 3,796 |
| Tier 2 risk-based capital | $1,589,000 | 2,892 |
| Total risk weighted assets | $127,028,000 | 3,096 |
| Total unused commitments | $28,794,000 | 2,123 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 39 | 3,496 |
| Assets and Liabilities | ||
| Total Assets: | $186,346,000 | 3,250 |
| Cash and due from depository institutions | $14,435,000 | 3,496 |
| Interest-bearing balances | $2,562,000 | 5,095 |
| Securities | $55,427,000 | 2,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $107,552,000 | 3,300 |
| Loan loss allowance | $1,548,000 | 3,527 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,131,000 | 3,169 |
| Other real estate owned | $25,000 | 3,496 |
| Goodwill and other intangibles | $1,356,000 | 1,379 |
| All other assets | $4,420,000 | 3,188 |
| Life insurance assets | $2,303,000 | 2,406 |
| Total liabilities and capital | $186,346,000 | 3,250 |
| Total liabilities | $170,403,000 | 3,171 |
| Total deposits | $158,735,000 | 3,221 |
| Interest-bearing deposits | $113,645,000 | 3,511 |
| Deposits held in domestic offices | $158,735,000 | 3,220 |
| % insured | 84.59% | 4,039 |
| Federal funds purchased & repurchase agreements | $7,344,000 | 973 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $2,829,000 | 2,911 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,495,000 | 2,426 |
| Total equity capital | $15,943,000 | 3,743 |
| Total bank equity capital | $15,943,000 | 3,742 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $15,000 | 6,010 |
| Surplus | $5,105,000 | 3,638 |
| Undivided profits | $10,823,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 5,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,256,000 | 2,139 |
| Earning assets | $165,541,000 | 3,309 |
| Long-term assets (5+ years) | $33,917,000 | 4,087 |
| Average Assets, year-to-date | $188,694,330 | 3,215 |
| Average Assets, quarterly | $187,280,500 | 3,235 |
| Volatile liabilities | $16,168,000 | 2,287 |
| Insider loans | $7,714,000 | 780 |
| FHLB advances | $2,829,000 | 2,812 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $33,949,000 | 1,861 |
| Tier 1 (core) risk-based capital | $15,253,000 | 3,825 |
| Tier 2 risk-based capital | $1,528,000 | 2,972 |
| Total risk weighted assets | $122,082,000 | 3,193 |
| Total unused commitments | $33,949,000 | 1,861 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 41 | 3,384 |
| Assets and Liabilities | ||
| Total Assets: | $188,215,000 | 3,253 |
| Cash and due from depository institutions | $29,976,000 | 3,384 |
| Interest-bearing balances | $18,795,000 | 2,267 |
| Securities | $55,361,000 | 2,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $93,919,000 | 3,601 |
| Loan loss allowance | $1,539,000 | 3,594 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,162,000 | 3,165 |
| Other real estate owned | $69,000 | 3,384 |
| Goodwill and other intangibles | $1,356,000 | 1,378 |
| All other assets | $4,372,000 | 3,210 |
| Life insurance assets | $2,287,000 | 2,387 |
| Total liabilities and capital | $188,215,000 | 3,253 |
| Total liabilities | $172,187,000 | 3,184 |
| Total deposits | $166,604,000 | 3,142 |
| Interest-bearing deposits | $118,102,000 | 3,475 |
| Deposits held in domestic offices | $166,604,000 | 3,141 |
| % insured | 84.08% | 4,218 |
| Federal funds purchased & repurchase agreements | $1,324,000 | 1,589 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $2,856,000 | 2,822 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,403,000 | 2,570 |
| Total equity capital | $16,028,000 | 3,827 |
| Total bank equity capital | $16,028,000 | 3,826 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $15,000 | 6,079 |
| Surplus | $5,105,000 | 3,666 |
| Undivided profits | $10,908,000 | 2,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 5,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,082,000 | 2,439 |
| Earning assets | $168,075,000 | 3,321 |
| Long-term assets (5+ years) | $39,125,000 | 3,766 |
| Average Assets, year-to-date | $189,868,500 | 3,227 |
| Average Assets, quarterly | $189,868,500 | 3,227 |
| Volatile liabilities | $10,389,000 | 3,050 |
| Insider loans | $8,342,000 | 731 |
| FHLB advances | $2,856,000 | 2,725 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $41,403,000 | 1,591 |
| Tier 1 (core) risk-based capital | $15,093,000 | 3,842 |
| Tier 2 risk-based capital | $1,359,000 | 3,241 |
| Total risk weighted assets | $108,431,000 | 3,470 |
| Total unused commitments | $41,403,000 | 1,591 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 41 | 3,379 |
| Assets and Liabilities | ||
| Total Assets: | $191,522,000 | 3,212 |
| Cash and due from depository institutions | $34,118,000 | 3,379 |
| Interest-bearing balances | $21,011,000 | 1,916 |
| Securities | $46,352,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $101,486,000 | 3,460 |
| Loan loss allowance | $1,537,000 | 3,615 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,205,000 | 3,152 |
| Other real estate owned | $69,000 | 3,379 |
| Goodwill and other intangibles | $1,356,000 | 1,379 |
| All other assets | $4,936,000 | 3,007 |
| Life insurance assets | $2,276,000 | 2,369 |
| Total liabilities and capital | $191,522,000 | 3,212 |
| Total liabilities | $175,619,000 | 3,135 |
| Total deposits | $162,787,000 | 3,188 |
| Interest-bearing deposits | $118,524,000 | 3,450 |
| Deposits held in domestic offices | $162,787,000 | 3,187 |
| % insured | 87.50% | 4,231 |
| Federal funds purchased & repurchase agreements | $1,738,000 | 1,653 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $7,882,000 | 2,007 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,212,000 | 1,461 |
| Total equity capital | $15,903,000 | 3,855 |
| Total bank equity capital | $15,903,000 | 3,854 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $15,000 | 6,136 |
| Surplus | $5,105,000 | 3,693 |
| Undivided profits | $10,783,000 | 2,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 5,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,268,000 | 2,142 |
| Earning assets | $168,849,000 | 3,297 |
| Long-term assets (5+ years) | $31,680,000 | 4,146 |
| Average Assets, year-to-date | $185,372,000 | 3,236 |
| Average Assets, quarterly | $186,778,000 | 3,266 |
| Volatile liabilities | $10,796,000 | 3,033 |
| Insider loans | $7,113,000 | 857 |
| FHLB advances | $7,882,000 | 1,929 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $27,767,000 | 2,079 |
| Tier 1 (core) risk-based capital | $14,948,000 | 3,849 |
| Tier 2 risk-based capital | $1,443,000 | 3,130 |
| Total risk weighted assets | $115,182,000 | 3,348 |
| Total unused commitments | $27,767,000 | 2,079 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 40 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $182,034,000 | 3,344 |
| Cash and due from depository institutions | $26,042,000 | 3,469 |
| Interest-bearing balances | $9,573,000 | 3,129 |
| Securities | $48,809,000 | 2,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $97,405,000 | 3,588 |
| Loan loss allowance | $1,532,000 | 3,685 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,248,000 | 3,150 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $1,356,000 | 1,377 |
| All other assets | $5,174,000 | 2,970 |
| Life insurance assets | $2,260,000 | 2,332 |
| Total liabilities and capital | $182,034,000 | 3,344 |
| Total liabilities | $164,352,000 | 3,290 |
| Total deposits | $153,902,000 | 3,330 |
| Interest-bearing deposits | $110,726,000 | 3,630 |
| Deposits held in domestic offices | $153,902,000 | 3,329 |
| % insured | 90.65% | 3,397 |
| Federal funds purchased & repurchase agreements | $835,000 | 1,877 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $7,908,000 | 2,044 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,707,000 | 2,446 |
| Total equity capital | $17,682,000 | 3,628 |
| Total bank equity capital | $17,682,000 | 3,625 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,000 | 6,223 |
| Surplus | $5,105,000 | 3,724 |
| Undivided profits | $12,562,000 | 2,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,542,000 | 1,920 |
| Earning assets | $155,787,000 | 3,516 |
| Long-term assets (5+ years) | $34,354,000 | 3,966 |
| Average Assets, year-to-date | $183,834,500 | 3,289 |
| Average Assets, quarterly | $181,269,000 | 3,344 |
| Volatile liabilities | $10,130,000 | 3,216 |
| Insider loans | $7,803,000 | 789 |
| FHLB advances | $7,908,000 | 1,967 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $28,617,000 | 2,037 |
| Tier 1 (core) risk-based capital | $16,702,000 | 3,594 |
| Tier 2 risk-based capital | $1,412,000 | 3,228 |
| Total risk weighted assets | $112,708,000 | 3,433 |
| Total unused commitments | $28,617,000 | 2,037 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 41 | 3,428 |
| Assets and Liabilities | ||
| Total Assets: | $180,504,000 | 3,364 |
| Cash and due from depository institutions | $32,472,000 | 3,428 |
| Interest-bearing balances | $20,740,000 | 1,845 |
| Securities | $46,281,000 | 2,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $92,402,000 | 3,727 |
| Loan loss allowance | $1,521,000 | 3,736 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,288,000 | 3,147 |
| Other real estate owned | $0 | 3,428 |
| Goodwill and other intangibles | $1,356,000 | 1,371 |
| All other assets | $4,705,000 | 3,128 |
| Life insurance assets | $2,244,000 | 2,309 |
| Total liabilities and capital | $180,504,000 | 3,364 |
| Total liabilities | $162,952,000 | 3,319 |
| Total deposits | $152,336,000 | 3,357 |
| Interest-bearing deposits | $112,658,000 | 3,611 |
| Deposits held in domestic offices | $152,336,000 | 3,356 |
| % insured | 90.17% | 3,646 |
| Federal funds purchased & repurchase agreements | $1,261,000 | 1,794 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $7,934,000 | 2,110 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,421,000 | 2,604 |
| Total equity capital | $17,552,000 | 3,602 |
| Total bank equity capital | $17,552,000 | 3,600 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $15,000 | 6,281 |
| Surplus | $5,105,000 | 3,728 |
| Undivided profits | $12,432,000 | 2,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,200,000 | 2,301 |
| Earning assets | $159,423,000 | 3,447 |
| Long-term assets (5+ years) | $25,083,000 | 4,586 |
| Average Assets, year-to-date | $184,434,670 | 3,292 |
| Average Assets, quarterly | $181,288,500 | 3,351 |
| Volatile liabilities | $11,518,000 | 3,016 |
| Insider loans | $8,347,000 | 735 |
| FHLB advances | $7,934,000 | 2,027 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $48,382,000 | 1,360 |
| Tier 1 (core) risk-based capital | $16,573,000 | 3,592 |
| Tier 2 risk-based capital | $1,332,000 | 3,355 |
| Total risk weighted assets | $106,238,000 | 3,571 |
| Total unused commitments | $48,382,000 | 1,360 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 40 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $182,073,000 | 3,363 |
| Cash and due from depository institutions | $45,737,000 | 3,477 |
| Interest-bearing balances | $34,967,000 | 1,253 |
| Securities | $49,428,000 | 2,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $77,325,000 | 4,155 |
| Loan loss allowance | $1,527,000 | 3,752 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,330,000 | 3,144 |
| Other real estate owned | $0 | 3,477 |
| Goodwill and other intangibles | $1,357,000 | 1,369 |
| All other assets | $4,896,000 | 3,044 |
| Life insurance assets | $2,225,000 | 2,296 |
| Total liabilities and capital | $182,073,000 | 3,363 |
| Total liabilities | $164,678,000 | 3,322 |
| Total deposits | $154,180,000 | 3,355 |
| Interest-bearing deposits | $115,318,000 | 3,593 |
| Deposits held in domestic offices | $154,180,000 | 3,354 |
| % insured | 90.59% | 3,541 |
| Federal funds purchased & repurchase agreements | $1,201,000 | 1,726 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $7,960,000 | 2,110 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,337,000 | 2,691 |
| Total equity capital | $17,395,000 | 3,605 |
| Total bank equity capital | $17,395,000 | 3,603 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $15,000 | 6,335 |
| Surplus | $5,105,000 | 3,744 |
| Undivided profits | $12,275,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,029,000 | 2,642 |
| Earning assets | $161,720,000 | 3,436 |
| Long-term assets (5+ years) | $28,232,000 | 4,353 |
| Average Assets, year-to-date | $186,400,000 | 3,275 |
| Average Assets, quarterly | $186,400,000 | 3,275 |
| Volatile liabilities | $11,466,000 | 3,034 |
| Insider loans | $7,801,000 | 789 |
| FHLB advances | $7,960,000 | 2,033 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $34,404,000 | 1,737 |
| Tier 1 (core) risk-based capital | $16,419,000 | 3,599 |
| Tier 2 risk-based capital | $1,156,000 | 3,690 |
| Total risk weighted assets | $91,958,000 | 3,939 |
| Total unused commitments | $34,404,000 | 1,737 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 42 | 3,369 |
| Assets and Liabilities | ||
| Total Assets: | $190,727,000 | 3,219 |
| Cash and due from depository institutions | $49,117,000 | 3,369 |
| Interest-bearing balances | $41,737,000 | 957 |
| Securities | $50,907,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $81,168,000 | 4,075 |
| Loan loss allowance | $1,529,000 | 3,733 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,357,000 | 3,121 |
| Other real estate owned | $0 | 3,369 |
| Goodwill and other intangibles | $1,357,000 | 1,371 |
| All other assets | $4,821,000 | 3,130 |
| Life insurance assets | $2,209,000 | 2,274 |
| Total liabilities and capital | $190,727,000 | 3,219 |
| Total liabilities | $173,476,000 | 3,166 |
| Total deposits | $162,715,000 | 3,165 |
| Interest-bearing deposits | $111,111,000 | 3,667 |
| Deposits held in domestic offices | $162,715,000 | 3,164 |
| % insured | 91.16% | 3,407 |
| Federal funds purchased & repurchase agreements | $1,625,000 | 1,745 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $7,985,000 | 2,236 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,151,000 | 2,985 |
| Total equity capital | $17,251,000 | 3,610 |
| Total bank equity capital | $17,251,000 | 3,609 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $15,000 | 6,373 |
| Surplus | $5,105,000 | 3,761 |
| Undivided profits | $12,131,000 | 2,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,242,000 | 2,349 |
| Earning assets | $173,812,000 | 3,231 |
| Long-term assets (5+ years) | $36,628,000 | 3,309 |
| Average Assets, year-to-date | $176,417,800 | 3,390 |
| Average Assets, quarterly | $185,254,500 | 3,285 |
| Volatile liabilities | $12,176,000 | 3,085 |
| Insider loans | $7,256,000 | 865 |
| FHLB advances | $7,985,000 | 2,151 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $23,216,000 | 2,305 |
| Tier 1 (core) risk-based capital | $16,255,000 | 3,607 |
| Tier 2 risk-based capital | $1,200,000 | 3,617 |
| Total risk weighted assets | $95,498,000 | 3,876 |
| Total unused commitments | $23,216,000 | 2,306 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 41 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $179,782,000 | 3,386 |
| Cash and due from depository institutions | $31,156,000 | 3,425 |
| Interest-bearing balances | $17,555,000 | 2,112 |
| Securities | $47,819,000 | 2,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $90,977,000 | 3,823 |
| Loan loss allowance | $1,488,000 | 3,811 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,388,000 | 3,117 |
| Other real estate owned | $0 | 3,425 |
| Goodwill and other intangibles | $1,357,000 | 1,387 |
| All other assets | $5,085,000 | 3,054 |
| Life insurance assets | $2,193,000 | 2,252 |
| Total liabilities and capital | $179,782,000 | 3,386 |
| Total liabilities | $162,638,000 | 3,334 |
| Total deposits | $152,119,000 | 3,350 |
| Interest-bearing deposits | $115,064,000 | 3,580 |
| Deposits held in domestic offices | $152,119,000 | 3,349 |
| % insured | 88.39% | 4,491 |
| Federal funds purchased & repurchase agreements | $1,146,000 | 1,870 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,010,000 | 2,269 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,363,000 | 2,785 |
| Total equity capital | $17,144,000 | 3,651 |
| Total bank equity capital | $17,144,000 | 3,651 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $15,000 | 6,445 |
| Surplus | $5,105,000 | 3,791 |
| Undivided profits | $12,024,000 | 2,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,545,000 | 1,939 |
| Earning assets | $156,351,000 | 3,505 |
| Long-term assets (5+ years) | $35,914,000 | 3,284 |
| Average Assets, year-to-date | $172,840,500 | 3,472 |
| Average Assets, quarterly | $173,195,000 | 3,477 |
| Volatile liabilities | $11,899,000 | 3,152 |
| Insider loans | $6,520,000 | 999 |
| FHLB advances | $8,010,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $29,720,000 | 1,893 |
| Tier 1 (core) risk-based capital | $16,125,000 | 3,651 |
| Tier 2 risk-based capital | $1,330,000 | 3,400 |
| Total risk weighted assets | $106,066,000 | 3,623 |
| Total unused commitments | $29,720,000 | 1,897 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 41 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $166,608,000 | 3,599 |
| Cash and due from depository institutions | $28,650,000 | 3,470 |
| Interest-bearing balances | $14,098,000 | 2,312 |
| Securities | $39,151,000 | 3,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $89,279,000 | 3,904 |
| Loan loss allowance | $1,482,000 | 3,851 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,427,000 | 3,119 |
| Other real estate owned | $0 | 3,470 |
| Goodwill and other intangibles | $1,358,000 | 1,405 |
| All other assets | $4,743,000 | 3,219 |
| Life insurance assets | $2,182,000 | 2,227 |
| Total liabilities and capital | $166,608,000 | 3,599 |
| Total liabilities | $149,669,000 | 3,571 |
| Total deposits | $139,317,000 | 3,573 |
| Interest-bearing deposits | $110,960,000 | 3,722 |
| Deposits held in domestic offices | $139,317,000 | 3,571 |
| % insured | 90.13% | 4,006 |
| Federal funds purchased & repurchase agreements | $1,085,000 | 1,950 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,035,000 | 2,325 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,232,000 | 2,804 |
| Total equity capital | $16,939,000 | 3,652 |
| Total bank equity capital | $16,939,000 | 3,651 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,519 |
| Surplus | $5,105,000 | 3,827 |
| Undivided profits | $11,819,000 | 2,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,239,000 | 2,384 |
| Earning assets | $142,528,000 | 3,747 |
| Long-term assets (5+ years) | $25,778,000 | 3,908 |
| Average Assets, year-to-date | $170,526,670 | 3,527 |
| Average Assets, quarterly | $167,469,000 | 3,583 |
| Volatile liabilities | $12,373,000 | 3,132 |
| Insider loans | $6,921,000 | 956 |
| FHLB advances | $8,035,000 | 2,219 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $26,389,000 | 2,086 |
| Tier 1 (core) risk-based capital | $15,903,000 | 3,660 |
| Tier 2 risk-based capital | $1,283,000 | 3,514 |
| Total risk weighted assets | $102,308,000 | 3,749 |
| Total unused commitments | $26,389,000 | 2,088 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 41 | 3,492 |
| Assets and Liabilities | ||
| Total Assets: | $168,330,000 | 3,592 |
| Cash and due from depository institutions | $6,656,000 | 3,492 |
| Interest-bearing balances | $503,000 | 6,021 |
| Securities | $46,738,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 260 |
| Net loans & leases | $81,532,000 | 4,148 |
| Loan loss allowance | $1,479,000 | 3,880 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,472,000 | 3,115 |
| Other real estate owned | $0 | 3,492 |
| Goodwill and other intangibles | $1,360,000 | 1,408 |
| All other assets | $4,572,000 | 3,359 |
| Life insurance assets | $2,163,000 | 2,238 |
| Total liabilities and capital | $168,329,000 | 3,592 |
| Total liabilities | $151,644,000 | 3,565 |
| Total deposits | $142,136,000 | 3,557 |
| Interest-bearing deposits | $110,564,000 | 3,797 |
| Deposits held in domestic offices | $142,136,000 | 3,555 |
| % insured | 90.27% | 4,025 |
| Federal funds purchased & repurchase agreements | $173,000 | 2,244 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,060,000 | 2,358 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,275,000 | 2,713 |
| Total equity capital | $16,685,000 | 3,638 |
| Total bank equity capital | $16,685,000 | 3,637 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,574 |
| Surplus | $5,105,000 | 3,848 |
| Undivided profits | $11,565,000 | 2,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,079,000 | 2,710 |
| Earning assets | $152,773,000 | 3,601 |
| Long-term assets (5+ years) | $29,047,000 | 3,622 |
| Average Assets, year-to-date | $172,486,000 | 3,513 |
| Average Assets, quarterly | $172,486,000 | 3,513 |
| Volatile liabilities | $11,161,000 | 3,334 |
| Insider loans | $6,962,000 | 952 |
| FHLB advances | $8,060,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $38,177,000 | 1,576 |
| Tier 1 (core) risk-based capital | $15,647,000 | 3,696 |
| Tier 2 risk-based capital | $1,242,000 | 3,614 |
| Total risk weighted assets | $98,917,000 | 3,863 |
| Total unused commitments | $38,177,000 | 1,577 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 41 | 3,529 |
| Assets and Liabilities | ||
| Total Assets: | $176,642,000 | 3,455 |
| Cash and due from depository institutions | $8,630,000 | 3,529 |
| Interest-bearing balances | $591,000 | 5,862 |
| Securities | $44,070,000 | 2,694 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 197 |
| Net loans & leases | $83,969,000 | 4,162 |
| Loan loss allowance | $1,465,000 | 3,903 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,512,000 | 3,122 |
| Other real estate owned | $0 | 3,529 |
| Goodwill and other intangibles | $1,362,000 | 1,417 |
| All other assets | $5,099,000 | 3,183 |
| Life insurance assets | $2,145,000 | 2,227 |
| Total liabilities and capital | $176,642,000 | 3,455 |
| Total liabilities | $160,057,000 | 3,415 |
| Total deposits | $150,353,000 | 3,410 |
| Interest-bearing deposits | $118,202,000 | 3,601 |
| Deposits held in domestic offices | $150,353,000 | 3,407 |
| % insured | 83.26% | 5,894 |
| Federal funds purchased & repurchase agreements | $409,000 | 2,328 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,084,000 | 2,529 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,211,000 | 2,847 |
| Total equity capital | $16,585,000 | 3,660 |
| Total bank equity capital | $16,585,000 | 3,660 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,654 |
| Surplus | $5,105,000 | 3,876 |
| Undivided profits | $11,465,000 | 2,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,370,000 | 2,210 |
| Earning assets | $158,630,000 | 3,508 |
| Long-term assets (5+ years) | $28,529,000 | 3,598 |
| Average Assets, year-to-date | $163,853,800 | 3,634 |
| Average Assets, quarterly | $168,430,500 | 3,596 |
| Volatile liabilities | $27,504,000 | 3,935 |
| Insider loans | $6,593,000 | 1,044 |
| FHLB advances | $8,084,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $30,485,000 | 1,870 |
| Tier 1 (core) risk-based capital | $15,537,000 | 3,725 |
| Tier 2 risk-based capital | $1,291,000 | 3,566 |
| Total risk weighted assets | $102,945,000 | 3,835 |
| Total unused commitments | $30,485,000 | 1,873 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $160,219,000 | 3,779 |
| Cash and due from depository institutions | $9,573,000 | 3,511 |
| Interest-bearing balances | $1,125,000 | 5,401 |
| Securities | $44,131,000 | 2,656 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,131 |
| Net loans & leases | $93,724,000 | 3,981 |
| Loan loss allowance | $1,439,000 | 3,950 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,538,000 | 3,135 |
| Other real estate owned | $0 | 3,511 |
| Goodwill and other intangibles | $1,364,000 | 1,410 |
| All other assets | $4,889,000 | 3,330 |
| Life insurance assets | $2,123,000 | 2,228 |
| Total liabilities and capital | $160,219,000 | 3,779 |
| Total liabilities | $143,803,000 | 3,773 |
| Total deposits | $133,906,000 | 3,769 |
| Interest-bearing deposits | $106,829,000 | 3,940 |
| Deposits held in domestic offices | $133,906,000 | 3,767 |
| % insured | 88.91% | 3,911 |
| Federal funds purchased & repurchase agreements | $340,000 | 2,364 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,106,000 | 2,621 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,451,000 | 2,781 |
| Total equity capital | $16,416,000 | 3,797 |
| Total bank equity capital | $16,416,000 | 3,796 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $15,000 | 6,752 |
| Surplus | $5,105,000 | 3,899 |
| Undivided profits | $11,296,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,553,000 | 2,098 |
| Earning assets | $141,980,000 | 3,854 |
| Long-term assets (5+ years) | $30,222,000 | 3,429 |
| Average Assets, year-to-date | $160,656,750 | 3,744 |
| Average Assets, quarterly | $157,456,500 | 3,811 |
| Volatile liabilities | $27,142,000 | 4,075 |
| Insider loans | $6,754,000 | 1,057 |
| FHLB advances | $8,106,000 | 2,495 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $20,214,000 | 2,599 |
| Tier 1 (core) risk-based capital | $15,334,000 | 3,794 |
| Tier 2 risk-based capital | $1,338,000 | 3,541 |
| Total risk weighted assets | $106,798,000 | 3,796 |
| Total unused commitments | $20,214,000 | 2,601 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 43 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $154,694,000 | 3,891 |
| Cash and due from depository institutions | $7,813,000 | 3,486 |
| Interest-bearing balances | $1,106,000 | 5,329 |
| Securities | $48,378,000 | 2,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $88,932,000 | 4,153 |
| Loan loss allowance | $1,430,000 | 3,950 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,547,000 | 3,154 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $1,366,000 | 1,417 |
| All other assets | $4,658,000 | 3,459 |
| Life insurance assets | $2,105,000 | 2,240 |
| Total liabilities and capital | $154,694,000 | 3,891 |
| Total liabilities | $138,451,000 | 3,888 |
| Total deposits | $128,458,000 | 3,878 |
| Interest-bearing deposits | $102,276,000 | 4,069 |
| Deposits held in domestic offices | $128,458,000 | 3,877 |
| % insured | 90.63% | 3,396 |
| Federal funds purchased & repurchase agreements | $1,264,000 | 2,002 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,406,000 | 2,881 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,323,000 | 2,849 |
| Total equity capital | $16,243,000 | 3,810 |
| Total bank equity capital | $16,243,000 | 3,810 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,809 |
| Surplus | $5,105,000 | 3,910 |
| Undivided profits | $11,123,000 | 2,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,255,000 | 2,518 |
| Earning assets | $138,416,000 | 3,941 |
| Long-term assets (5+ years) | $37,818,000 | 2,936 |
| Average Assets, year-to-date | $160,802,670 | 3,773 |
| Average Assets, quarterly | $158,363,000 | 3,814 |
| Volatile liabilities | $27,593,000 | 4,075 |
| Insider loans | $6,939,000 | 1,039 |
| FHLB advances | $7,406,000 | 2,761 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,235,000 | 2,460 |
| Tier 1 (core) risk-based capital | $15,143,000 | 3,821 |
| Tier 2 risk-based capital | $1,277,000 | 3,664 |
| Total risk weighted assets | $101,893,000 | 3,956 |
| Total unused commitments | $22,235,000 | 2,463 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 45 | 3,387 |
| Assets and Liabilities | ||
| Total Assets: | $162,032,000 | 3,817 |
| Cash and due from depository institutions | $9,137,000 | 3,387 |
| Interest-bearing balances | $841,000 | 5,508 |
| Securities | $47,102,000 | 2,515 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 550 |
| Net loans & leases | $80,305,000 | 4,447 |
| Loan loss allowance | $1,384,000 | 4,060 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,465,000 | 3,261 |
| Other real estate owned | $0 | 3,387 |
| Goodwill and other intangibles | $1,368,000 | 1,431 |
| All other assets | $4,655,000 | 3,557 |
| Life insurance assets | $2,077,000 | 2,268 |
| Total liabilities and capital | $162,032,000 | 3,817 |
| Total liabilities | $146,065,000 | 3,796 |
| Total deposits | $136,527,000 | 3,764 |
| Interest-bearing deposits | $110,685,000 | 3,913 |
| Deposits held in domestic offices | $136,527,000 | 3,762 |
| % insured | 87.63% | 4,477 |
| Federal funds purchased & repurchase agreements | $777,000 | 2,179 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,421,000 | 3,002 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,340,000 | 2,831 |
| Total equity capital | $15,967,000 | 3,863 |
| Total bank equity capital | $15,967,000 | 3,862 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,000 | 6,903 |
| Surplus | $5,105,000 | 3,961 |
| Undivided profits | $10,847,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 802 |
| Income earned, not collected on loans | $1,125,000 | 2,900 |
| Earning assets | $144,248,000 | 3,880 |
| Long-term assets (5+ years) | $37,669,000 | 2,959 |
| Average Assets, year-to-date | $163,857,000 | 3,771 |
| Average Assets, quarterly | $163,857,000 | 3,771 |
| Volatile liabilities | $30,615,000 | 3,892 |
| Insider loans | $4,974,000 | 1,507 |
| FHLB advances | $7,421,000 | 2,880 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $31,623,000 | 1,936 |
| Tier 1 (core) risk-based capital | $14,918,000 | 3,908 |
| Tier 2 risk-based capital | $1,207,000 | 3,869 |
| Total risk weighted assets | $96,263,000 | 4,169 |
| Total unused commitments | $31,623,000 | 1,939 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 47 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $165,682,000 | 3,744 |
| Cash and due from depository institutions | $12,483,000 | 3,316 |
| Interest-bearing balances | $1,016,000 | 5,100 |
| Securities | $48,317,000 | 2,436 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,075 |
| Net loans & leases | $87,274,000 | 4,269 |
| Loan loss allowance | $1,311,000 | 4,171 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,465,000 | 3,304 |
| Other real estate owned | $0 | 3,316 |
| Goodwill and other intangibles | $1,378,000 | 1,434 |
| All other assets | $4,765,000 | 3,567 |
| Life insurance assets | $2,063,000 | 2,270 |
| Total liabilities and capital | $165,682,000 | 3,744 |
| Total liabilities | $149,850,000 | 3,720 |
| Total deposits | $139,898,000 | 3,688 |
| Interest-bearing deposits | $112,471,000 | 3,856 |
| Deposits held in domestic offices | $139,898,000 | 3,687 |
| % insured | 85.31% | 5,225 |
| Federal funds purchased & repurchase agreements | $1,309,000 | 2,110 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,436,000 | 3,163 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,207,000 | 3,062 |
| Total equity capital | $15,832,000 | 3,865 |
| Total bank equity capital | $15,832,000 | 3,865 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,000 | 6,969 |
| Surplus | $5,105,000 | 3,985 |
| Undivided profits | $10,712,000 | 2,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 5,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 787 |
| Income earned, not collected on loans | $1,374,000 | 2,465 |
| Earning assets | $144,607,000 | 3,882 |
| Long-term assets (5+ years) | $37,556,000 | 2,934 |
| Average Assets, year-to-date | $166,036,000 | 3,673 |
| Average Assets, quarterly | $163,250,500 | 3,783 |
| Volatile liabilities | $30,611,000 | 3,898 |
| Insider loans | $4,260,000 | 1,779 |
| FHLB advances | $7,436,000 | 3,038 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,349,000 | 2,142 |
| Tier 1 (core) risk-based capital | $14,731,000 | 3,925 |
| Tier 2 risk-based capital | $1,292,000 | 3,675 |
| Total risk weighted assets | $103,184,000 | 4,016 |
| Total unused commitments | $28,349,000 | 2,145 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 48 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $160,819,000 | 3,838 |
| Cash and due from depository institutions | $6,248,000 | 3,282 |
| Interest-bearing balances | $225,000 | 5,993 |
| Securities | $46,863,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $98,365,000 | 4,027 |
| Loan loss allowance | $1,641,000 | 3,574 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,305,000 | 3,432 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $1,389,000 | 1,486 |
| All other assets | $4,649,000 | 3,250 |
| Life insurance assets | $2,050,000 | 2,270 |
| Total liabilities and capital | $160,819,000 | 3,838 |
| Total liabilities | $145,138,000 | 3,808 |
| Total deposits | $131,537,000 | 3,845 |
| Interest-bearing deposits | $109,712,000 | 3,912 |
| Deposits held in domestic offices | $131,537,000 | 3,844 |
| % insured | 88.41% | 4,468 |
| Federal funds purchased & repurchase agreements | $4,637,000 | 1,524 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,451,000 | 3,288 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,513,000 | 2,882 |
| Total equity capital | $15,681,000 | 4,001 |
| Total bank equity capital | $15,681,000 | 4,001 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,000 | 7,047 |
| Surplus | $5,105,000 | 3,987 |
| Undivided profits | $10,561,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 918 |
| Income earned, not collected on loans | $1,839,000 | 1,991 |
| Earning assets | $145,453,000 | 3,869 |
| Long-term assets (5+ years) | $39,601,000 | 2,784 |
| Average Assets, year-to-date | $166,124,500 | 3,689 |
| Average Assets, quarterly | $160,376,000 | 3,825 |
| Volatile liabilities | $32,800,000 | 3,790 |
| Insider loans | $5,965,000 | 1,306 |
| FHLB advances | $7,451,000 | 3,151 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $29,517,000 | 2,159 |
| Tier 1 (core) risk-based capital | $14,527,000 | 4,049 |
| Tier 2 risk-based capital | $1,376,000 | 3,487 |
| Total risk weighted assets | $109,672,000 | 3,885 |
| Total unused commitments | $29,517,000 | 2,161 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 47 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $159,933,000 | 3,863 |
| Cash and due from depository institutions | $4,017,000 | 3,394 |
| Interest-bearing balances | $101,000 | 6,293 |
| Securities | $53,806,000 | 2,189 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,007 |
| Net loans & leases | $92,104,000 | 4,208 |
| Loan loss allowance | $1,614,000 | 3,550 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,208,000 | 3,523 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $1,400,000 | 1,499 |
| All other assets | $4,398,000 | 3,386 |
| Life insurance assets | $2,033,000 | 2,294 |
| Total liabilities and capital | $159,933,000 | 3,863 |
| Total liabilities | $144,459,000 | 3,848 |
| Total deposits | $135,185,000 | 3,756 |
| Interest-bearing deposits | $112,420,000 | 3,862 |
| Deposits held in domestic offices | $135,185,000 | 3,754 |
| % insured | 74.73% | 5,085 |
| Federal funds purchased & repurchase agreements | $507,000 | 2,574 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,465,000 | 3,369 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,302,000 | 3,234 |
| Total equity capital | $15,474,000 | 4,012 |
| Total bank equity capital | $15,474,000 | 4,012 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $15,000 | 7,131 |
| Surplus | $5,105,000 | 4,022 |
| Undivided profits | $10,354,000 | 2,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 5,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 922 |
| Income earned, not collected on loans | $1,485,000 | 2,353 |
| Earning assets | $147,011,000 | 3,849 |
| Long-term assets (5+ years) | $35,513,000 | 2,956 |
| Average Assets, year-to-date | $167,893,000 | 3,678 |
| Average Assets, quarterly | $165,926,000 | 3,735 |
| Volatile liabilities | $29,490,000 | 4,020 |
| Insider loans | $6,115,000 | 1,281 |
| FHLB advances | $7,465,000 | 3,229 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,935,000 | 2,067 |
| Tier 1 (core) risk-based capital | $14,346,000 | 4,122 |
| Tier 2 risk-based capital | $1,311,000 | 3,591 |
| Total risk weighted assets | $104,399,000 | 4,036 |
| Total unused commitments | $32,935,000 | 2,070 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 47 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $171,919,000 | 3,646 |
| Cash and due from depository institutions | $9,078,000 | 3,426 |
| Interest-bearing balances | $179,000 | 5,719 |
| Securities | $64,497,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,970 |
| Net loans & leases | $83,406,000 | 4,466 |
| Loan loss allowance | $1,574,000 | 3,546 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,220,000 | 3,547 |
| Other real estate owned | $0 | 3,426 |
| Goodwill and other intangibles | $1,412,000 | 1,514 |
| All other assets | $4,306,000 | 3,426 |
| Life insurance assets | $2,019,000 | 2,310 |
| Total liabilities and capital | $171,919,000 | 3,646 |
| Total liabilities | $156,460,000 | 3,602 |
| Total deposits | $147,467,000 | 3,519 |
| Interest-bearing deposits | $121,087,000 | 3,642 |
| Deposits held in domestic offices | $147,467,000 | 3,517 |
| % insured | 71.70% | 5,789 |
| Federal funds purchased & repurchase agreements | $87,000 | 2,842 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,479,000 | 3,434 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,427,000 | 2,960 |
| Total equity capital | $15,459,000 | 4,066 |
| Total bank equity capital | $15,459,000 | 4,066 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,000 | 7,174 |
| Surplus | $5,105,000 | 4,032 |
| Undivided profits | $10,339,000 | 2,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 5,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 887 |
| Income earned, not collected on loans | $1,513,000 | 2,368 |
| Earning assets | $154,082,000 | 3,711 |
| Long-term assets (5+ years) | $35,982,000 | 2,915 |
| Average Assets, year-to-date | $171,873,000 | 3,623 |
| Average Assets, quarterly | $171,873,000 | 3,623 |
| Volatile liabilities | $36,451,000 | 3,490 |
| Insider loans | $3,985,000 | 1,935 |
| FHLB advances | $7,479,000 | 3,305 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,513,000 | 2,601 |
| Tier 1 (core) risk-based capital | $14,136,000 | 4,193 |
| Tier 2 risk-based capital | $1,298,000 | 3,617 |
| Total risk weighted assets | $100,364,000 | 4,148 |
| Total unused commitments | $25,513,000 | 2,606 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 48 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $171,827,000 | 3,630 |
| Cash and due from depository institutions | $9,080,000 | 3,389 |
| Interest-bearing balances | $331,000 | 4,686 |
| Securities | $61,373,000 | 1,923 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,218 |
| Net loans & leases | $89,956,000 | 4,303 |
| Loan loss allowance | $1,525,000 | 3,548 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,254,000 | 3,545 |
| Other real estate owned | $0 | 3,389 |
| Goodwill and other intangibles | $1,423,000 | 1,510 |
| All other assets | $4,741,000 | 3,250 |
| Life insurance assets | $2,000,000 | 2,328 |
| Total liabilities and capital | $171,827,000 | 3,630 |
| Total liabilities | $156,516,000 | 3,581 |
| Total deposits | $147,244,000 | 3,458 |
| Interest-bearing deposits | $124,691,000 | 3,501 |
| Deposits held in domestic offices | $147,244,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $307,000 | 3,159 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,583,000 | 3,603 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,382,000 | 3,008 |
| Total equity capital | $15,311,000 | 4,080 |
| Total bank equity capital | $15,311,000 | 4,080 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,000 | 7,220 |
| Surplus | $5,105,000 | 4,020 |
| Undivided profits | $10,191,000 | 2,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 822 |
| Income earned, not collected on loans | $1,912,000 | 1,954 |
| Earning assets | $153,660,000 | 3,687 |
| Long-term assets (5+ years) | $46,233,000 | 2,445 |
| Average Assets, year-to-date | $159,463,400 | 3,727 |
| Average Assets, quarterly | $168,324,000 | 3,650 |
| Volatile liabilities | $37,568,000 | 3,361 |
| Insider loans | $4,695,000 | 1,689 |
| FHLB advances | $7,583,000 | 3,489 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $30,657,000 | 2,322 |
| Tier 1 (core) risk-based capital | $13,975,000 | 4,213 |
| Tier 2 risk-based capital | $1,360,000 | 3,493 |
| Total risk weighted assets | $105,446,000 | 4,031 |
| Total unused commitments | $30,657,000 | 2,323 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 47 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $164,821,000 | 3,713 |
| Cash and due from depository institutions | $6,433,000 | 3,481 |
| Interest-bearing balances | $202,000 | 4,443 |
| Securities | $48,461,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $99,825,000 | 4,031 |
| Loan loss allowance | $1,660,000 | 3,142 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,276,000 | 3,529 |
| Other real estate owned | $0 | 3,481 |
| Goodwill and other intangibles | $1,435,000 | 1,564 |
| All other assets | $5,391,000 | 2,992 |
| Life insurance assets | $1,981,000 | 2,338 |
| Total liabilities and capital | $164,821,000 | 3,713 |
| Total liabilities | $150,139,000 | 3,645 |
| Total deposits | $133,496,000 | 3,675 |
| Interest-bearing deposits | $110,697,000 | 3,782 |
| Deposits held in domestic offices | $133,496,000 | 3,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,546,000 | 1,462 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,599,000 | 3,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,498,000 | 2,920 |
| Total equity capital | $14,682,000 | 4,239 |
| Total bank equity capital | $14,682,000 | 4,239 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,000 | 7,282 |
| Surplus | $5,105,000 | 4,016 |
| Undivided profits | $9,562,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 5,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 822 |
| Income earned, not collected on loans | $2,230,000 | 1,743 |
| Earning assets | $148,488,000 | 3,751 |
| Long-term assets (5+ years) | $48,005,000 | 2,327 |
| Average Assets, year-to-date | $156,372,500 | 3,800 |
| Average Assets, quarterly | $162,993,000 | 3,718 |
| Volatile liabilities | $42,183,000 | 3,014 |
| Insider loans | $3,695,000 | 2,089 |
| FHLB advances | $7,599,000 | 3,479 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,109,000 | 2,374 |
| Tier 1 (core) risk-based capital | $13,656,000 | 4,360 |
| Tier 2 risk-based capital | $1,413,000 | 3,321 |
| Total risk weighted assets | $112,635,000 | 3,853 |
| Total unused commitments | $31,109,000 | 2,376 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 47 | 3,510 |
| Assets and Liabilities | ||
| Total Assets: | $161,165,000 | 3,783 |
| Cash and due from depository institutions | $5,700,000 | 3,510 |
| Interest-bearing balances | $66,000 | 5,453 |
| Securities | $51,541,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $94,514,000 | 4,159 |
| Loan loss allowance | $1,603,000 | 3,154 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,297,000 | 3,506 |
| Other real estate owned | $0 | 3,510 |
| Goodwill and other intangibles | $1,446,000 | 1,575 |
| All other assets | $4,667,000 | 3,241 |
| Life insurance assets | $1,959,000 | 2,362 |
| Total liabilities and capital | $161,165,000 | 3,783 |
| Total liabilities | $146,584,000 | 3,729 |
| Total deposits | $133,884,000 | 3,675 |
| Interest-bearing deposits | $108,678,000 | 3,817 |
| Deposits held in domestic offices | $133,884,000 | 3,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,785,000 | 2,037 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,614,000 | 3,504 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,301,000 | 3,185 |
| Total equity capital | $14,581,000 | 4,280 |
| Total bank equity capital | $14,581,000 | 4,280 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,000 | 7,344 |
| Surplus | $5,105,000 | 4,016 |
| Undivided profits | $9,461,000 | 3,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 5,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 806 |
| Income earned, not collected on loans | $1,735,000 | 2,223 |
| Earning assets | $146,121,000 | 3,789 |
| Long-term assets (5+ years) | $48,544,000 | 2,289 |
| Average Assets, year-to-date | $153,556,330 | 3,878 |
| Average Assets, quarterly | $157,042,500 | 3,841 |
| Volatile liabilities | $36,746,000 | 3,328 |
| Insider loans | $2,400,000 | 2,787 |
| FHLB advances | $7,614,000 | 3,367 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,832,000 | 3,049 |
| Tier 1 (core) risk-based capital | $13,436,000 | 4,432 |
| Tier 2 risk-based capital | $1,348,000 | 3,393 |
| Total risk weighted assets | $107,449,000 | 3,973 |
| Total unused commitments | $22,832,000 | 3,051 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $152,920,000 | 3,928 |
| Cash and due from depository institutions | $11,390,000 | 3,517 |
| Interest-bearing balances | $2,643,000 | 2,069 |
| Securities | $50,936,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $81,620,000 | 4,475 |
| Loan loss allowance | $1,595,000 | 3,094 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,327,000 | 3,462 |
| Other real estate owned | $0 | 3,517 |
| Goodwill and other intangibles | $1,457,000 | 1,567 |
| All other assets | $4,190,000 | 3,390 |
| Life insurance assets | $1,940,000 | 2,365 |
| Total liabilities and capital | $152,920,000 | 3,928 |
| Total liabilities | $137,931,000 | 3,886 |
| Total deposits | $128,116,000 | 3,809 |
| Interest-bearing deposits | $102,434,000 | 4,000 |
| Deposits held in domestic offices | $128,116,000 | 3,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $609,000 | 2,763 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,624,000 | 3,255 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,582,000 | 2,958 |
| Total equity capital | $14,989,000 | 4,267 |
| Total bank equity capital | $14,989,000 | 4,267 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,000 | 7,378 |
| Surplus | $5,105,000 | 4,001 |
| Undivided profits | $9,869,000 | 3,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 788 |
| Income earned, not collected on loans | $1,476,000 | 2,665 |
| Earning assets | $135,199,000 | 4,018 |
| Long-term assets (5+ years) | $43,496,000 | 2,384 |
| Average Assets, year-to-date | $149,752,000 | 3,946 |
| Average Assets, quarterly | $149,752,000 | 3,946 |
| Volatile liabilities | $33,068,000 | 3,567 |
| Insider loans | $3,998,000 | 1,897 |
| FHLB advances | $7,624,000 | 3,148 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $33,494,000 | 2,383 |
| Tier 1 (core) risk-based capital | $13,245,000 | 4,487 |
| Tier 2 risk-based capital | $1,193,000 | 3,631 |
| Total risk weighted assets | $94,857,000 | 4,270 |
| Total unused commitments | $33,494,000 | 2,384 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 49 | 3,423 |
| Assets and Liabilities | ||
| Total Assets: | $146,584,000 | 4,006 |
| Cash and due from depository institutions | $11,551,000 | 3,423 |
| Interest-bearing balances | $202,000 | 3,993 |
| Securities | $37,183,000 | 2,937 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,534 |
| Net loans & leases | $79,695,000 | 4,530 |
| Loan loss allowance | $1,575,000 | 3,081 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,340,000 | 3,435 |
| Other real estate owned | $0 | 3,423 |
| Goodwill and other intangibles | $1,469,000 | 1,561 |
| All other assets | $4,346,000 | 3,342 |
| Life insurance assets | $1,921,000 | 2,361 |
| Total liabilities and capital | $146,584,000 | 4,006 |
| Total liabilities | $129,101,000 | 4,024 |
| Total deposits | $127,638,000 | 3,775 |
| Interest-bearing deposits | $100,122,000 | 4,011 |
| Deposits held in domestic offices | $127,638,000 | 3,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $96,000 | 5,421 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,367,000 | 3,263 |
| Total equity capital | $17,483,000 | 3,731 |
| Total bank equity capital | $17,483,000 | 3,731 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,426 |
| Surplus | $5,105,000 | 3,978 |
| Undivided profits | $12,363,000 | 2,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 750 |
| Income earned, not collected on loans | $1,578,000 | 2,695 |
| Earning assets | $126,080,000 | 4,176 |
| Long-term assets (5+ years) | $24,452,000 | 3,281 |
| Average Assets, year-to-date | $144,822,400 | 3,913 |
| Average Assets, quarterly | $144,204,500 | 4,004 |
| Volatile liabilities | $30,278,000 | 3,773 |
| Insider loans | $3,027,000 | 2,331 |
| FHLB advances | $96,000 | 5,075 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,142,000 | 3,820 |
| Tier 1 (core) risk-based capital | $16,041,000 | 3,861 |
| Tier 2 risk-based capital | $1,174,000 | 3,647 |
| Total risk weighted assets | $93,344,000 | 4,285 |
| Total unused commitments | $16,142,000 | 3,821 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 50 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $141,825,000 | 4,048 |
| Cash and due from depository institutions | $7,835,000 | 3,329 |
| Interest-bearing balances | $459,000 | 3,113 |
| Securities | $35,832,000 | 3,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $88,296,000 | 4,238 |
| Loan loss allowance | $1,560,000 | 3,073 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,361,000 | 3,369 |
| Other real estate owned | $0 | 3,329 |
| Goodwill and other intangibles | $1,480,000 | 1,542 |
| All other assets | $5,021,000 | 3,073 |
| Life insurance assets | $1,903,000 | 2,321 |
| Total liabilities and capital | $141,825,000 | 4,048 |
| Total liabilities | $124,589,000 | 4,084 |
| Total deposits | $119,546,000 | 3,943 |
| Interest-bearing deposits | $96,853,000 | 4,084 |
| Deposits held in domestic offices | $119,546,000 | 3,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,505 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $353,000 | 5,220 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,190,000 | 1,705 |
| Total equity capital | $17,236,000 | 3,725 |
| Total bank equity capital | $17,236,000 | 3,725 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,441 |
| Surplus | $5,105,000 | 3,922 |
| Undivided profits | $12,116,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 6,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,241,000 | 2,027 |
| Earning assets | $124,587,000 | 4,167 |
| Long-term assets (5+ years) | $21,663,000 | 3,390 |
| Average Assets, year-to-date | $144,382,000 | 3,913 |
| Average Assets, quarterly | $144,075,000 | 3,969 |
| Volatile liabilities | $30,468,000 | 3,709 |
| Insider loans | $3,525,000 | 2,035 |
| FHLB advances | $353,000 | 4,924 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $20,190,000 | 3,382 |
| Tier 1 (core) risk-based capital | $15,906,000 | 3,886 |
| Tier 2 risk-based capital | $1,247,000 | 3,474 |
| Total risk weighted assets | $99,329,000 | 4,077 |
| Total unused commitments | $20,190,000 | 3,383 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $146,325,000 | 3,947 |
| Cash and due from depository institutions | $6,852,000 | 3,609 |
| Interest-bearing balances | $453,000 | 3,172 |
| Securities | $40,400,000 | 2,748 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,566 |
| Net loans & leases | $86,655,000 | 4,255 |
| Loan loss allowance | $1,729,000 | 2,827 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,403,000 | 3,331 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $1,493,000 | 1,539 |
| All other assets | $4,522,000 | 3,258 |
| Life insurance assets | $1,880,000 | 2,337 |
| Total liabilities and capital | $146,325,000 | 3,947 |
| Total liabilities | $129,456,000 | 3,978 |
| Total deposits | $126,962,000 | 3,776 |
| Interest-bearing deposits | $103,028,000 | 3,918 |
| Deposits held in domestic offices | $126,962,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $354,000 | 5,160 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,140,000 | 2,214 |
| Total equity capital | $16,869,000 | 3,730 |
| Total bank equity capital | $16,869,000 | 3,730 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,491 |
| Surplus | $5,105,000 | 3,923 |
| Undivided profits | $11,749,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 6,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,756,000 | 2,420 |
| Earning assets | $130,508,000 | 4,036 |
| Long-term assets (5+ years) | $21,342,000 | 3,348 |
| Average Assets, year-to-date | $145,234,330 | 3,937 |
| Average Assets, quarterly | $146,853,500 | 3,924 |
| Volatile liabilities | $28,666,000 | 3,815 |
| Insider loans | $3,936,000 | 1,844 |
| FHLB advances | $354,000 | 4,888 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,443,000 | 2,934 |
| Tier 1 (core) risk-based capital | $15,690,000 | 3,906 |
| Tier 2 risk-based capital | $1,233,000 | 3,490 |
| Total risk weighted assets | $98,011,000 | 4,093 |
| Total unused commitments | $25,443,000 | 2,934 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $147,382,000 | 3,936 |
| Cash and due from depository institutions | $9,334,000 | 3,538 |
| Interest-bearing balances | $452,000 | 3,255 |
| Securities | $43,911,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,983 |
| Net loans & leases | $74,874,000 | 4,597 |
| Loan loss allowance | $1,724,000 | 2,826 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,402,000 | 3,302 |
| Other real estate owned | $0 | 3,538 |
| Goodwill and other intangibles | $1,509,000 | 1,522 |
| All other assets | $4,352,000 | 3,285 |
| Life insurance assets | $1,862,000 | 2,340 |
| Total liabilities and capital | $147,382,000 | 3,936 |
| Total liabilities | $130,578,000 | 3,941 |
| Total deposits | $128,689,000 | 3,759 |
| Interest-bearing deposits | $104,096,000 | 3,891 |
| Deposits held in domestic offices | $128,689,000 | 3,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $356,000 | 5,114 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,533,000 | 2,935 |
| Total equity capital | $16,804,000 | 3,751 |
| Total bank equity capital | $16,804,000 | 3,751 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,519 |
| Surplus | $5,105,000 | 3,889 |
| Undivided profits | $11,684,000 | 2,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,560,000 | 2,607 |
| Earning assets | $129,237,000 | 4,064 |
| Long-term assets (5+ years) | $19,228,000 | 3,499 |
| Average Assets, year-to-date | $144,689,000 | 3,959 |
| Average Assets, quarterly | $144,689,000 | 3,959 |
| Volatile liabilities | $31,037,000 | 3,563 |
| Insider loans | $2,750,000 | 2,415 |
| FHLB advances | $356,000 | 4,859 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $30,712,000 | 2,596 |
| Tier 1 (core) risk-based capital | $15,569,000 | 3,902 |
| Tier 2 risk-based capital | $1,109,000 | 3,727 |
| Total risk weighted assets | $87,964,000 | 4,347 |
| Total unused commitments | $30,712,000 | 2,597 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $141,996,000 | 4,012 |
| Cash and due from depository institutions | $10,528,000 | 3,660 |
| Interest-bearing balances | $450,000 | 3,262 |
| Securities | $37,721,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,377 |
| Net loans & leases | $72,483,000 | 4,670 |
| Loan loss allowance | $1,721,000 | 2,802 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,427,000 | 3,263 |
| Other real estate owned | $12,000 | 3,660 |
| Goodwill and other intangibles | $1,526,000 | 1,508 |
| All other assets | $4,299,000 | 3,333 |
| Life insurance assets | $1,842,000 | 2,318 |
| Total liabilities and capital | $141,996,000 | 4,012 |
| Total liabilities | $125,439,000 | 4,031 |
| Total deposits | $123,807,000 | 3,825 |
| Interest-bearing deposits | $98,612,000 | 3,979 |
| Deposits held in domestic offices | $123,807,000 | 3,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $357,000 | 5,268 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,275,000 | 3,302 |
| Total equity capital | $16,557,000 | 3,730 |
| Total bank equity capital | $16,557,000 | 3,730 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,000 | 7,556 |
| Surplus | $5,105,000 | 3,831 |
| Undivided profits | $11,437,000 | 2,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,513,000 | 2,770 |
| Earning assets | $122,654,000 | 4,183 |
| Long-term assets (5+ years) | $18,866,000 | 3,489 |
| Average Assets, year-to-date | $133,954,400 | 4,053 |
| Average Assets, quarterly | $138,089,500 | 4,046 |
| Volatile liabilities | $29,760,000 | 3,752 |
| Insider loans | $3,254,000 | 2,106 |
| FHLB advances | $357,000 | 4,989 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,691,000 | 3,014 |
| Tier 1 (core) risk-based capital | $15,370,000 | 3,885 |
| Tier 2 risk-based capital | $1,082,000 | 3,774 |
| Total risk weighted assets | $85,770,000 | 4,401 |
| Total unused commitments | $23,691,000 | 3,014 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 46 | 3,597 |
| Assets and Liabilities | ||
| Total Assets: | $134,183,000 | 4,139 |
| Cash and due from depository institutions | $9,615,000 | 3,597 |
| Interest-bearing balances | $705,000 | 2,740 |
| Securities | $29,431,000 | 3,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $85,532,000 | 4,233 |
| Loan loss allowance | $1,714,000 | 2,824 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,474,000 | 3,192 |
| Other real estate owned | $12,000 | 3,597 |
| Goodwill and other intangibles | $1,542,000 | 1,490 |
| All other assets | $4,577,000 | 3,219 |
| Life insurance assets | $1,821,000 | 2,295 |
| Total liabilities and capital | $134,183,000 | 4,139 |
| Total liabilities | $117,927,000 | 4,184 |
| Total deposits | $112,086,000 | 4,055 |
| Interest-bearing deposits | $91,392,000 | 4,142 |
| Deposits held in domestic offices | $112,086,000 | 4,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,870 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $614,000 | 5,326 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,227,000 | 3,356 |
| Total equity capital | $16,256,000 | 3,748 |
| Total bank equity capital | $16,256,000 | 3,748 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,000 | 7,618 |
| Surplus | $5,105,000 | 3,804 |
| Undivided profits | $11,136,000 | 2,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,776,000 | 2,385 |
| Earning assets | $115,668,000 | 4,327 |
| Long-term assets (5+ years) | $15,872,000 | 3,790 |
| Average Assets, year-to-date | $131,944,000 | 4,106 |
| Average Assets, quarterly | $130,640,000 | 4,179 |
| Volatile liabilities | $30,319,000 | 3,713 |
| Insider loans | $3,886,000 | 1,791 |
| FHLB advances | $614,000 | 5,051 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,133,000 | 3,096 |
| Tier 1 (core) risk-based capital | $14,828,000 | 3,970 |
| Tier 2 risk-based capital | $1,254,000 | 3,413 |
| Total risk weighted assets | $99,713,000 | 3,964 |
| Total unused commitments | $23,133,000 | 3,096 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $127,097,000 | 4,273 |
| Cash and due from depository institutions | $8,185,000 | 3,669 |
| Interest-bearing balances | $1,699,000 | 1,954 |
| Securities | $28,134,000 | 3,649 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,575 |
| Net loans & leases | $77,391,000 | 4,468 |
| Loan loss allowance | $1,878,000 | 2,591 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,506,000 | 3,140 |
| Other real estate owned | $29,000 | 3,669 |
| Goodwill and other intangibles | $1,559,000 | 1,470 |
| All other assets | $4,293,000 | 3,329 |
| Life insurance assets | $1,800,000 | 2,269 |
| Total liabilities and capital | $127,097,000 | 4,273 |
| Total liabilities | $111,338,000 | 4,322 |
| Total deposits | $109,892,000 | 4,091 |
| Interest-bearing deposits | $89,459,000 | 4,158 |
| Deposits held in domestic offices | $109,892,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $615,000 | 5,309 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $831,000 | 3,985 |
| Total equity capital | $15,759,000 | 3,733 |
| Total bank equity capital | $15,759,000 | 3,733 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,000 | 7,648 |
| Surplus | $5,105,000 | 3,752 |
| Undivided profits | $10,639,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $246,000 | 517 |
| Income earned, not collected on loans | $1,243,000 | 2,989 |
| Earning assets | $111,224,000 | 4,411 |
| Long-term assets (5+ years) | $11,773,000 | 4,294 |
| Average Assets, year-to-date | $131,197,670 | 4,126 |
| Average Assets, quarterly | $130,892,000 | 4,164 |
| Volatile liabilities | $24,332,000 | 4,147 |
| Insider loans | $3,820,000 | 1,781 |
| FHLB advances | $615,000 | 5,062 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,973,000 | 2,452 |
| Tier 1 (core) risk-based capital | $14,631,000 | 3,953 |
| Tier 2 risk-based capital | $1,081,000 | 3,760 |
| Total risk weighted assets | $85,548,000 | 4,340 |
| Total unused commitments | $32,973,000 | 2,453 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $134,687,000 | 4,087 |
| Cash and due from depository institutions | $9,759,000 | 3,734 |
| Interest-bearing balances | $662,000 | 2,940 |
| Securities | $36,134,000 | 3,095 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,498 |
| Net loans & leases | $69,748,000 | 4,703 |
| Loan loss allowance | $1,872,000 | 2,564 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,499,000 | 3,085 |
| Other real estate owned | $12,000 | 3,734 |
| Goodwill and other intangibles | $1,577,000 | 1,439 |
| All other assets | $3,958,000 | 3,423 |
| Life insurance assets | $1,775,000 | 2,242 |
| Total liabilities and capital | $134,687,000 | 4,087 |
| Total liabilities | $119,394,000 | 4,103 |
| Total deposits | $117,757,000 | 3,879 |
| Interest-bearing deposits | $95,028,000 | 3,990 |
| Deposits held in domestic offices | $117,757,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $617,000 | 5,213 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,020,000 | 3,509 |
| Total equity capital | $15,293,000 | 3,800 |
| Total bank equity capital | $15,293,000 | 3,800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,000 | 7,663 |
| Surplus | $5,105,000 | 3,682 |
| Undivided profits | $10,173,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 4,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,106,000 | 3,134 |
| Earning assets | $116,544,000 | 4,268 |
| Long-term assets (5+ years) | $11,632,000 | 4,316 |
| Average Assets, year-to-date | $133,248,000 | 4,093 |
| Average Assets, quarterly | $133,248,000 | 4,093 |
| Volatile liabilities | $25,212,000 | 3,935 |
| Insider loans | $4,073,000 | 1,645 |
| FHLB advances | $617,000 | 5,013 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $30,195,000 | 2,568 |
| Tier 1 (core) risk-based capital | $14,066,000 | 4,006 |
| Tier 2 risk-based capital | $1,030,000 | 3,836 |
| Total risk weighted assets | $81,453,000 | 4,420 |
| Total unused commitments | $30,195,000 | 2,571 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $131,809,000 | 4,134 |
| Cash and due from depository institutions | $11,483,000 | 3,601 |
| Interest-bearing balances | $660,000 | 3,052 |
| Securities | $28,512,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,667 |
| Net loans & leases | $74,589,000 | 4,483 |
| Loan loss allowance | $1,839,000 | 2,553 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,511,000 | 3,050 |
| Other real estate owned | $12,000 | 3,601 |
| Goodwill and other intangibles | $1,594,000 | 1,421 |
| All other assets | $4,108,000 | 3,338 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $131,809,000 | 4,134 |
| Total liabilities | $116,888,000 | 4,161 |
| Total deposits | $115,652,000 | 3,906 |
| Interest-bearing deposits | $90,015,000 | 4,111 |
| Deposits held in domestic offices | $115,652,000 | 3,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $618,000 | 5,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $618,000 | 4,586 |
| Total equity capital | $14,921,000 | 3,836 |
| Total bank equity capital | $14,921,000 | 3,836 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,000 | 7,700 |
| Surplus | $5,105,000 | 3,645 |
| Undivided profits | $9,801,000 | 3,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 4,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,385,000 | 2,578 |
| Earning assets | $111,761,000 | 4,359 |
| Long-term assets (5+ years) | $11,942,000 | 4,271 |
| Average Assets, year-to-date | $132,449,200 | 3,965 |
| Average Assets, quarterly | $133,300,000 | 4,057 |
| Volatile liabilities | $24,698,000 | 3,913 |
| Insider loans | $3,544,000 | 1,837 |
| FHLB advances | $618,000 | 5,046 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,814,000 | 3,238 |
| Tier 1 (core) risk-based capital | $13,767,000 | 4,041 |
| Tier 2 risk-based capital | $1,072,000 | 3,707 |
| Total risk weighted assets | $84,976,000 | 4,288 |
| Total unused commitments | $20,814,000 | 3,238 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $134,791,000 | 4,001 |
| Cash and due from depository institutions | $10,141,000 | 3,586 |
| Interest-bearing balances | $786,000 | 2,967 |
| Securities | $30,933,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $84,300,000 | 4,134 |
| Loan loss allowance | $1,738,000 | 2,662 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,553,000 | 2,986 |
| Other real estate owned | $170,000 | 3,586 |
| Goodwill and other intangibles | $1,612,000 | 1,383 |
| All other assets | $4,082,000 | 3,290 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $134,791,000 | 4,001 |
| Total liabilities | $120,309,000 | 4,000 |
| Total deposits | $110,886,000 | 3,968 |
| Interest-bearing deposits | $90,026,000 | 4,057 |
| Deposits held in domestic offices | $110,886,000 | 3,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,279 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $768,000 | 5,335 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $655,000 | 4,452 |
| Total equity capital | $14,482,000 | 3,896 |
| Total bank equity capital | $14,482,000 | 3,896 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,403 |
| Surplus | $4,870,000 | 3,735 |
| Undivided profits | $9,362,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,487,000 | 2,328 |
| Earning assets | $116,019,000 | 4,197 |
| Long-term assets (5+ years) | $11,687,000 | 4,339 |
| Average Assets, year-to-date | $132,609,250 | 3,953 |
| Average Assets, quarterly | $131,840,500 | 4,040 |
| Volatile liabilities | $35,461,000 | 3,039 |
| Insider loans | $4,043,000 | 1,621 |
| FHLB advances | $768,000 | 5,081 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,554,000 | 3,411 |
| Tier 1 (core) risk-based capital | $13,231,000 | 4,114 |
| Tier 2 risk-based capital | $1,162,000 | 3,482 |
| Total risk weighted assets | $92,364,000 | 4,019 |
| Total unused commitments | $18,554,000 | 3,414 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $128,890,000 | 4,089 |
| Cash and due from depository institutions | $10,307,000 | 3,536 |
| Interest-bearing balances | $784,000 | 2,996 |
| Securities | $33,351,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $76,282,000 | 4,348 |
| Loan loss allowance | $1,597,000 | 2,824 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,564,000 | 2,923 |
| Other real estate owned | $170,000 | 3,536 |
| Goodwill and other intangibles | $1,630,000 | 1,368 |
| All other assets | $3,586,000 | 3,475 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $128,890,000 | 4,089 |
| Total liabilities | $114,773,000 | 4,110 |
| Total deposits | $113,401,000 | 3,849 |
| Interest-bearing deposits | $93,081,000 | 3,911 |
| Deposits held in domestic offices | $113,401,000 | 3,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $768,000 | 5,255 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $604,000 | 4,415 |
| Total equity capital | $14,117,000 | 3,914 |
| Total bank equity capital | $14,117,000 | 3,914 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,399 |
| Surplus | $4,870,000 | 3,686 |
| Undivided profits | $8,997,000 | 3,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,107,000 | 2,870 |
| Earning assets | $110,417,000 | 4,318 |
| Long-term assets (5+ years) | $11,905,000 | 4,360 |
| Average Assets, year-to-date | $131,882,000 | 3,955 |
| Average Assets, quarterly | $132,376,500 | 3,967 |
| Volatile liabilities | $29,640,000 | 3,316 |
| Insider loans | $2,777,000 | 2,188 |
| FHLB advances | $768,000 | 5,044 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,870,000 | 2,637 |
| Tier 1 (core) risk-based capital | $12,733,000 | 4,159 |
| Tier 2 risk-based capital | $1,063,000 | 3,655 |
| Total risk weighted assets | $84,674,000 | 4,199 |
| Total unused commitments | $26,870,000 | 2,640 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $135,863,000 | 3,906 |
| Cash and due from depository institutions | $9,752,000 | 3,495 |
| Interest-bearing balances | $700,000 | 3,061 |
| Securities | $40,470,000 | 2,856 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,245 |
| Net loans & leases | $68,382,000 | 4,608 |
| Loan loss allowance | $1,534,000 | 2,904 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,607,000 | 2,865 |
| Other real estate owned | $103,000 | 3,495 |
| Goodwill and other intangibles | $1,648,000 | 1,353 |
| All other assets | $1,901,000 | 4,997 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $135,863,000 | 3,906 |
| Total liabilities | $122,329,000 | 3,897 |
| Total deposits | $120,070,000 | 3,680 |
| Interest-bearing deposits | $97,897,000 | 3,791 |
| Deposits held in domestic offices | $120,070,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,176,000 | 2,518 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $768,000 | 5,144 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $315,000 | 5,928 |
| Total equity capital | $13,534,000 | 3,972 |
| Total bank equity capital | $13,534,000 | 3,972 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,439 |
| Surplus | $4,870,000 | 3,664 |
| Undivided profits | $8,414,000 | 3,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,209,000 | 2,537 |
| Earning assets | $119,552,000 | 4,038 |
| Long-term assets (5+ years) | $12,412,000 | 4,344 |
| Average Assets, year-to-date | $133,378,000 | 3,934 |
| Average Assets, quarterly | $133,378,000 | 3,934 |
| Volatile liabilities | $33,919,000 | 2,944 |
| Insider loans | $2,279,000 | 2,489 |
| FHLB advances | $768,000 | 4,923 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,686,000 | 2,963 |
| Tier 1 (core) risk-based capital | $12,153,000 | 4,263 |
| Tier 2 risk-based capital | $1,025,000 | 3,760 |
| Total risk weighted assets | $81,475,000 | 4,286 |
| Total unused commitments | $21,686,000 | 2,967 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $130,893,000 | 4,009 |
| Cash and due from depository institutions | $11,168,000 | 3,635 |
| Interest-bearing balances | $435,000 | 3,612 |
| Securities | $33,217,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,167 |
| Net loans & leases | $68,752,000 | 4,563 |
| Loan loss allowance | $1,718,000 | 2,620 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,654,000 | 2,802 |
| Other real estate owned | $80,000 | 3,635 |
| Goodwill and other intangibles | $1,666,000 | 1,340 |
| All other assets | $2,356,000 | 4,410 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $130,893,000 | 4,009 |
| Total liabilities | $117,308,000 | 4,011 |
| Total deposits | $115,095,000 | 3,783 |
| Interest-bearing deposits | $94,011,000 | 3,884 |
| Deposits held in domestic offices | $115,095,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,109,000 | 2,642 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $768,000 | 5,190 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $336,000 | 5,714 |
| Total equity capital | $13,585,000 | 3,968 |
| Total bank equity capital | $13,585,000 | 3,968 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,455 |
| Surplus | $4,870,000 | 3,618 |
| Undivided profits | $8,465,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,150,000 | 2,655 |
| Earning assets | $112,404,000 | 4,245 |
| Long-term assets (5+ years) | $13,582,000 | 4,259 |
| Average Assets, year-to-date | $130,614,400 | 3,896 |
| Average Assets, quarterly | $131,626,000 | 3,964 |
| Volatile liabilities | $33,040,000 | 2,946 |
| Insider loans | $2,617,000 | 2,234 |
| FHLB advances | $768,000 | 4,938 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,800,000 | 3,613 |
| Tier 1 (core) risk-based capital | $11,986,000 | 4,260 |
| Tier 2 risk-based capital | $1,004,000 | 3,787 |
| Total risk weighted assets | $79,424,000 | 4,335 |
| Total unused commitments | $14,800,000 | 3,614 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $132,359,000 | 3,936 |
| Cash and due from depository institutions | $7,435,000 | 3,649 |
| Interest-bearing balances | $722,000 | 3,158 |
| Securities | $31,479,000 | 3,490 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $80,303,000 | 4,108 |
| Loan loss allowance | $2,155,000 | 2,151 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,689,000 | 2,737 |
| Other real estate owned | $143,000 | 3,649 |
| Goodwill and other intangibles | $1,682,000 | 1,317 |
| All other assets | $2,628,000 | 4,122 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $132,359,000 | 3,936 |
| Total liabilities | $119,184,000 | 3,929 |
| Total deposits | $111,545,000 | 3,832 |
| Interest-bearing deposits | $92,811,000 | 3,886 |
| Deposits held in domestic offices | $111,545,000 | 3,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,024,000 | 3,074 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $615,000 | 4,382 |
| Total equity capital | $13,175,000 | 4,040 |
| Total bank equity capital | $13,175,000 | 4,040 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $250,000 | 5,481 |
| Surplus | $4,870,000 | 3,574 |
| Undivided profits | $8,055,000 | 3,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,361,000 | 2,285 |
| Earning assets | $117,504,000 | 4,054 |
| Long-term assets (5+ years) | $16,112,000 | 3,980 |
| Average Assets, year-to-date | $130,544,750 | 3,898 |
| Average Assets, quarterly | $129,188,000 | 3,979 |
| Volatile liabilities | $35,694,000 | 2,713 |
| Insider loans | $2,465,000 | 2,323 |
| FHLB advances | $1,024,000 | 4,767 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,377,000 | 3,674 |
| Tier 1 (core) risk-based capital | $11,512,000 | 4,363 |
| Tier 2 risk-based capital | $1,125,000 | 3,455 |
| Total risk weighted assets | $89,275,000 | 3,932 |
| Total unused commitments | $14,377,000 | 3,674 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $126,017,000 | 4,076 |
| Cash and due from depository institutions | $8,219,000 | 3,689 |
| Interest-bearing balances | $2,687,000 | 1,767 |
| Securities | $31,127,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $78,650,000 | 4,116 |
| Loan loss allowance | $2,165,000 | 2,134 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,685,000 | 2,696 |
| Other real estate owned | $103,000 | 3,689 |
| Goodwill and other intangibles | $1,702,000 | 1,302 |
| All other assets | $2,531,000 | 4,186 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $126,017,000 | 4,076 |
| Total liabilities | $113,540,000 | 4,071 |
| Total deposits | $111,983,000 | 3,816 |
| Interest-bearing deposits | $83,477,000 | 4,197 |
| Deposits held in domestic offices | $111,983,000 | 3,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,024,000 | 4,971 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $533,000 | 4,385 |
| Total equity capital | $12,477,000 | 4,101 |
| Total bank equity capital | $12,477,000 | 4,101 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $250,000 | 5,518 |
| Surplus | $4,870,000 | 3,530 |
| Undivided profits | $7,357,000 | 3,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,412,000 | 1,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,084,000 | 2,715 |
| Earning assets | $112,464,000 | 4,156 |
| Long-term assets (5+ years) | $16,911,000 | 3,998 |
| Average Assets, year-to-date | $129,940,000 | 3,926 |
| Average Assets, quarterly | $127,806,500 | 4,008 |
| Volatile liabilities | $23,788,000 | 3,550 |
| Insider loans | $2,616,000 | 2,181 |
| FHLB advances | $1,024,000 | 4,756 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,152,000 | 2,983 |
| Tier 1 (core) risk-based capital | $11,025,000 | 4,455 |
| Tier 2 risk-based capital | $1,091,000 | 3,498 |
| Total risk weighted assets | $86,136,000 | 4,007 |
| Total unused commitments | $20,152,000 | 2,986 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $129,596,000 | 3,979 |
| Cash and due from depository institutions | $13,084,000 | 3,742 |
| Interest-bearing balances | $2,620,000 | 2,008 |
| Securities | $29,769,000 | 3,678 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,853 |
| Net loans & leases | $70,943,000 | 4,358 |
| Loan loss allowance | $2,081,000 | 2,189 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,700,000 | 2,646 |
| Other real estate owned | $49,000 | 3,742 |
| Goodwill and other intangibles | $1,720,000 | 1,286 |
| All other assets | $2,331,000 | 4,264 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $129,596,000 | 3,979 |
| Total liabilities | $117,258,000 | 3,950 |
| Total deposits | $115,645,000 | 3,722 |
| Interest-bearing deposits | $86,984,000 | 4,093 |
| Deposits held in domestic offices | $115,645,000 | 3,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,024,000 | 4,816 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $589,000 | 4,473 |
| Total equity capital | $12,338,000 | 4,232 |
| Total bank equity capital | $12,338,000 | 4,232 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $4,870,000 | 3,487 |
| Undivided profits | $7,218,000 | 3,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,104,000 | 2,616 |
| Earning assets | $111,332,000 | 4,194 |
| Long-term assets (5+ years) | $18,131,000 | 3,788 |
| Average Assets, year-to-date | $131,901,500 | 3,903 |
| Average Assets, quarterly | $131,901,500 | 3,903 |
| Volatile liabilities | $24,967,000 | 3,349 |
| Insider loans | $2,819,000 | 2,012 |
| FHLB advances | $1,024,000 | 4,608 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,130,000 | 2,669 |
| Tier 1 (core) risk-based capital | $10,542,000 | 4,569 |
| Tier 2 risk-based capital | $1,010,000 | 3,661 |
| Total risk weighted assets | $79,691,000 | 4,170 |
| Total unused commitments | $23,130,000 | 2,677 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $134,207,000 | 3,850 |
| Cash and due from depository institutions | $12,473,000 | 3,755 |
| Interest-bearing balances | $2,621,000 | 1,892 |
| Securities | $32,122,000 | 3,526 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,171 |
| Net loans & leases | $71,534,000 | 4,294 |
| Loan loss allowance | $1,844,000 | 2,427 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,738,000 | 2,618 |
| Other real estate owned | $49,000 | 3,755 |
| Goodwill and other intangibles | $1,738,000 | 1,285 |
| All other assets | $2,553,000 | 4,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,207,000 | 3,850 |
| Total liabilities | $122,312,000 | 3,810 |
| Total deposits | $120,582,000 | 3,567 |
| Interest-bearing deposits | $93,842,000 | 3,840 |
| Deposits held in domestic offices | $120,582,000 | 3,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,024,000 | 4,844 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $706,000 | 3,887 |
| Total equity capital | $11,895,000 | 4,279 |
| Total bank equity capital | $11,895,000 | 4,279 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $4,870,000 | 3,456 |
| Undivided profits | $6,775,000 | 3,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,275,000 | 2,347 |
| Earning assets | $116,277,000 | 4,008 |
| Long-term assets (5+ years) | $17,054,000 | 3,923 |
| Average Assets, year-to-date | $118,373,400 | 4,133 |
| Average Assets, quarterly | $127,980,000 | 3,972 |
| Volatile liabilities | $25,817,000 | 3,278 |
| Insider loans | $2,162,000 | 2,453 |
| FHLB advances | $1,024,000 | 4,637 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,379,000 | 3,246 |
| Tier 1 (core) risk-based capital | $10,267,000 | 4,630 |
| Tier 2 risk-based capital | $1,031,000 | 3,606 |
| Total risk weighted assets | $81,689,000 | 4,093 |
| Total unused commitments | $16,379,000 | 3,247 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $121,753,000 | 4,135 |
| Cash and due from depository institutions | $8,110,000 | 3,774 |
| Interest-bearing balances | $393,000 | 4,070 |
| Securities | $27,393,000 | 3,885 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $78,113,000 | 4,036 |
| Loan loss allowance | $1,812,000 | 2,448 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,665,000 | 2,644 |
| Other real estate owned | $126,000 | 3,774 |
| Goodwill and other intangibles | $1,756,000 | 1,255 |
| All other assets | $2,590,000 | 4,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,753,000 | 4,135 |
| Total liabilities | $110,023,000 | 4,106 |
| Total deposits | $97,129,000 | 4,228 |
| Interest-bearing deposits | $80,537,000 | 4,297 |
| Deposits held in domestic offices | $97,129,000 | 4,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,553 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,280,000 | 2,821 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $614,000 | 4,467 |
| Total equity capital | $11,730,000 | 4,317 |
| Total bank equity capital | $11,730,000 | 4,317 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $4,870,000 | 3,386 |
| Undivided profits | $6,610,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 3,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,181 |
| Income earned, not collected on loans | $1,397,000 | 2,262 |
| Earning assets | $105,899,000 | 4,313 |
| Long-term assets (5+ years) | $18,130,000 | 3,792 |
| Average Assets, year-to-date | $114,415,000 | 4,257 |
| Average Assets, quarterly | $117,251,500 | 4,243 |
| Volatile liabilities | $34,384,000 | 2,611 |
| Insider loans | $1,915,000 | 2,675 |
| FHLB advances | $1,280,000 | 4,517 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,724,000 | 2,768 |
| Tier 1 (core) risk-based capital | $10,045,000 | 4,685 |
| Tier 2 risk-based capital | $1,083,000 | 3,443 |
| Total risk weighted assets | $86,512,000 | 3,904 |
| Total unused commitments | $20,724,000 | 2,771 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 44 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $112,750,000 | 4,378 |
| Cash and due from depository institutions | $7,740,000 | 3,782 |
| Interest-bearing balances | $1,293,000 | 2,947 |
| Securities | $25,830,000 | 3,954 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $71,519,000 | 4,286 |
| Loan loss allowance | $1,691,000 | 2,562 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,633,000 | 2,623 |
| Other real estate owned | $126,000 | 3,782 |
| Goodwill and other intangibles | $1,774,000 | 1,213 |
| All other assets | $2,128,000 | 4,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,750,000 | 4,378 |
| Total liabilities | $101,143,000 | 4,375 |
| Total deposits | $99,163,000 | 4,155 |
| Interest-bearing deposits | $81,981,000 | 4,242 |
| Deposits held in domestic offices | $99,163,000 | 4,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,280,000 | 4,713 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $700,000 | 4,198 |
| Total equity capital | $11,607,000 | 4,353 |
| Total bank equity capital | $11,607,000 | 4,353 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $4,870,000 | 3,356 |
| Undivided profits | $6,487,000 | 4,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,187,000 | 2,551 |
| Earning assets | $98,642,000 | 4,522 |
| Long-term assets (5+ years) | $14,196,000 | 4,211 |
| Average Assets, year-to-date | $111,969,000 | 4,321 |
| Average Assets, quarterly | $111,790,000 | 4,362 |
| Volatile liabilities | $24,062,000 | 3,357 |
| Insider loans | $2,096,000 | 2,505 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,519,000 | 3,156 |
| Tier 1 (core) risk-based capital | $9,742,000 | 4,730 |
| Tier 2 risk-based capital | $989,000 | 3,656 |
| Total risk weighted assets | $78,452,000 | 4,159 |
| Total unused commitments | $16,519,000 | 3,166 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $110,830,000 | 4,386 |
| Cash and due from depository institutions | $5,685,000 | 3,670 |
| Interest-bearing balances | $16,000 | 6,490 |
| Securities | $28,262,000 | 3,685 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,738 |
| Net loans & leases | $65,088,000 | 4,507 |
| Loan loss allowance | $1,605,000 | 2,651 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,628,000 | 2,582 |
| Other real estate owned | $126,000 | 3,670 |
| Goodwill and other intangibles | $1,795,000 | 1,204 |
| All other assets | $2,246,000 | 4,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,830,000 | 4,386 |
| Total liabilities | $99,424,000 | 4,364 |
| Total deposits | $98,539,000 | 4,136 |
| Interest-bearing deposits | $82,852,000 | 4,194 |
| Deposits held in domestic offices | $98,539,000 | 4,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,000 | 3,026 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $841,000 | 3,747 |
| Total equity capital | $11,406,000 | 4,327 |
| Total bank equity capital | $11,406,000 | 4,327 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $4,870,000 | 3,314 |
| Undivided profits | $6,286,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,317,000 | 2,311 |
| Earning assets | $97,366,000 | 4,509 |
| Long-term assets (5+ years) | $7,147,000 | 5,526 |
| Average Assets, year-to-date | $111,578,500 | 4,329 |
| Average Assets, quarterly | $111,578,500 | 4,329 |
| Volatile liabilities | $22,729,000 | 3,456 |
| Insider loans | $2,280,000 | 2,282 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,033,000 | 3,014 |
| Tier 1 (core) risk-based capital | $9,536,000 | 4,742 |
| Tier 2 risk-based capital | $909,000 | 3,845 |
| Total risk weighted assets | $72,051,000 | 4,366 |
| Total unused commitments | $17,033,000 | 3,025 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $112,327,000 | 4,298 |
| Cash and due from depository institutions | $10,312,000 | 4,387 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $22,684,000 | 4,286 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,379 |
| Net loans & leases | $65,670,000 | 4,482 |
| Loan loss allowance | $1,559,000 | 2,656 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,646,000 | 2,557 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $1,815,000 | 1,180 |
| All other assets | $2,200,000 | 4,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,327,000 | 4,298 |
| Total liabilities | $101,082,000 | 4,284 |
| Total deposits | $100,314,000 | 4,037 |
| Interest-bearing deposits | $82,754,000 | 4,131 |
| Deposits held in domestic offices | $100,314,000 | 4,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $768,000 | 4,044 |
| Total equity capital | $11,245,000 | 4,332 |
| Total bank equity capital | $11,245,000 | 4,332 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $4,870,000 | 3,275 |
| Undivided profits | $6,125,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,286,000 | 2,500 |
| Earning assets | $94,369,000 | 4,583 |
| Long-term assets (5+ years) | $9,670,000 | 4,873 |
| Average Assets, year-to-date | $105,062,200 | 4,353 |
| Average Assets, quarterly | $112,867,000 | 4,244 |
| Volatile liabilities | $23,273,000 | 3,378 |
| Insider loans | $5,854,000 | 861 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,780,000 | 4,914 |
| Tier 1 (core) risk-based capital | $9,343,000 | 4,748 |
| Tier 2 risk-based capital | $919,000 | 3,770 |
| Total risk weighted assets | $72,898,000 | 4,320 |
| Total unused commitments | $6,780,000 | 4,920 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $103,267,000 | 4,444 |
| Cash and due from depository institutions | $6,132,000 | 4,692 |
| Interest-bearing balances | $47,000 | 5,763 |
| Securities | $26,688,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,218 |
| Net loans & leases | $53,693,000 | 5,036 |
| Loan loss allowance | $885,000 | 3,949 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,078,000 | 3,940 |
| Other real estate owned | $3,000 | 4,692 |
| Goodwill and other intangibles | $597,000 | 1,765 |
| All other assets | $2,076,000 | 4,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,267,000 | 4,444 |
| Total liabilities | $92,827,000 | 4,433 |
| Total deposits | $92,004,000 | 4,209 |
| Interest-bearing deposits | $76,879,000 | 4,274 |
| Deposits held in domestic offices | $92,004,000 | 4,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $823,000 | 3,969 |
| Total equity capital | $10,440,000 | 4,342 |
| Total bank equity capital | $10,440,000 | 4,342 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $4,870,000 | 3,189 |
| Undivided profits | $5,320,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,454,000 | 2,328 |
| Earning assets | $92,428,000 | 4,506 |
| Long-term assets (5+ years) | $7,074,000 | 5,512 |
| Average Assets, year-to-date | $102,289,000 | 4,319 |
| Average Assets, quarterly | $102,937,000 | 4,406 |
| Volatile liabilities | $23,489,000 | 3,262 |
| Insider loans | $3,972,000 | 1,246 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,419,000 | 3,446 |
| Tier 1 (core) risk-based capital | $9,778,000 | 4,431 |
| Tier 2 risk-based capital | $795,000 | 4,038 |
| Total risk weighted assets | $63,530,000 | 4,657 |
| Total unused commitments | $12,419,000 | 3,454 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $69,068,000 | 5,755 |
| Cash and due from depository institutions | $2,287,000 | 6,388 |
| Interest-bearing balances | $9,000 | 6,398 |
| Securities | $23,583,000 | 4,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $40,049,000 | 5,917 |
| Loan loss allowance | $519,000 | 5,588 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,667,000 | 4,538 |
| Other real estate owned | $42,000 | 6,388 |
| Goodwill and other intangibles | $16,000 | 2,993 |
| All other assets | $1,424,000 | 5,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,068,000 | 5,755 |
| Total liabilities | $63,389,000 | 5,639 |
| Total deposits | $62,890,000 | 5,384 |
| Interest-bearing deposits | $53,387,000 | 5,404 |
| Deposits held in domestic offices | $62,890,000 | 5,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $499,000 | 5,794 |
| Total equity capital | $5,679,000 | 6,584 |
| Total bank equity capital | $5,679,000 | 6,584 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $1,250,000 | 6,564 |
| Undivided profits | $4,179,000 | 4,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $927,000 | 2,970 |
| Earning assets | $63,641,000 | 5,727 |
| Long-term assets (5+ years) | $7,495,000 | 5,220 |
| Average Assets, year-to-date | $66,649,000 | 5,666 |
| Average Assets, quarterly | $69,734,500 | 5,655 |
| Volatile liabilities | $16,122,000 | 4,259 |
| Insider loans | $1,504,000 | 2,928 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,529,000 | 3,416 |
| Tier 1 (core) risk-based capital | $5,681,000 | 6,459 |
| Tier 2 risk-based capital | $519,000 | 5,273 |
| Total risk weighted assets | $47,049,300 | 5,530 |
| Total unused commitments | $11,529,000 | 3,416 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $61,714,000 | 6,136 |
| Cash and due from depository institutions | $2,786,000 | 6,908 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,052,000 | 4,517 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,237 |
| Net loans & leases | $32,232,000 | 6,563 |
| Loan loss allowance | $335,000 | 7,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $943,000 | 6,213 |
| Other real estate owned | $27,000 | 6,908 |
| Goodwill and other intangibles | $17,000 | 3,083 |
| All other assets | $1,157,000 | 5,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,714,000 | 6,136 |
| Total liabilities | $56,719,000 | 6,044 |
| Total deposits | $56,312,000 | 5,808 |
| Interest-bearing deposits | $48,654,000 | 5,757 |
| Deposits held in domestic offices | $56,312,000 | 5,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $407,000 | 6,020 |
| Total equity capital | $4,995,000 | 7,001 |
| Total bank equity capital | $4,995,000 | 7,001 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $1,250,000 | 6,665 |
| Undivided profits | $3,495,000 | 5,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $645,000 | 3,650 |
| Earning assets | $56,784,000 | 6,106 |
| Long-term assets (5+ years) | $6,727,000 | 5,729 |
| Average Assets, year-to-date | $58,960,600 | 6,140 |
| Average Assets, quarterly | $59,974,500 | 6,191 |
| Volatile liabilities | $14,228,000 | 4,378 |
| Insider loans | $1,574,000 | 2,710 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,189,000 | 8,338 |
| Tier 1 (core) risk-based capital | $5,223,000 | 6,824 |
| Tier 2 risk-based capital | $335,000 | 6,682 |
| Total risk weighted assets | $37,888,000 | 6,207 |
| Total unused commitments | $1,189,000 | 8,345 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $59,381,000 | 6,321 |
| Cash and due from depository institutions | $3,893,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,193,000 | 4,950 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $29,435,000 | 6,791 |
| Loan loss allowance | $446,000 | 6,034 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $856,000 | 6,410 |
| Other real estate owned | $24,000 | 7,081 |
| Goodwill and other intangibles | $19,000 | 3,190 |
| All other assets | $961,000 | 6,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,381,000 | 6,321 |
| Total liabilities | $54,405,000 | 6,224 |
| Total deposits | $53,857,000 | 6,038 |
| Interest-bearing deposits | $46,298,000 | 6,004 |
| Deposits held in domestic offices | $53,857,000 | 6,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $548,000 | 5,450 |
| Total equity capital | $4,976,000 | 7,130 |
| Total bank equity capital | $4,976,000 | 7,130 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $1,250,000 | 6,656 |
| Undivided profits | $3,476,000 | 5,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $635,000 | 3,665 |
| Earning assets | $53,628,000 | 6,372 |
| Long-term assets (5+ years) | $4,838,000 | 6,282 |
| Average Assets, year-to-date | $57,146,200 | 6,259 |
| Average Assets, quarterly | $56,900,500 | 6,395 |
| Volatile liabilities | $13,255,000 | 4,135 |
| Insider loans | $2,265,000 | 1,884 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,736,000 | 6,781 |
| Tier 1 (core) risk-based capital | $4,938,000 | 6,986 |
| Tier 2 risk-based capital | $443,020 | 5,645 |
| Total risk weighted assets | $35,438,620 | 6,327 |
| Total unused commitments | $2,736,000 | 6,796 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $59,876,000 | 6,365 |
| Cash and due from depository institutions | $2,804,000 | 7,728 |
| Interest-bearing balances | $185,000 | 4,115 |
| Securities | $20,940,000 | 4,748 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,974 |
| Net loans & leases | $27,228,000 | 7,211 |
| Loan loss allowance | $398,000 | 6,579 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $872,000 | 6,389 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $20,000 | 3,268 |
| All other assets | $1,012,000 | 5,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,876,000 | 6,365 |
| Total liabilities | $55,304,000 | 6,240 |
| Total deposits | $54,820,000 | 6,052 |
| Interest-bearing deposits | $45,978,000 | 6,078 |
| Deposits held in domestic offices | $54,820,000 | 6,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $484,000 | 6,034 |
| Total equity capital | $4,572,000 | 7,533 |
| Total bank equity capital | $4,572,000 | 7,533 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $1,250,000 | 6,780 |
| Undivided profits | $3,072,000 | 5,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $682,000 | 3,451 |
| Earning assets | $55,353,000 | 6,303 |
| Long-term assets (5+ years) | $4,749,000 | 6,094 |
| Average Assets, year-to-date | $54,108,200 | 6,580 |
| Average Assets, quarterly | $55,275,000 | 6,622 |
| Volatile liabilities | $12,660,000 | 4,254 |
| Insider loans | $2,213,000 | 1,883 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,211,000 | 8,451 |
| Tier 1 (core) risk-based capital | $4,533,000 | 7,439 |
| Tier 2 risk-based capital | $398,000 | 6,024 |
| Total risk weighted assets | $33,768,500 | 6,553 |
| Total unused commitments | $1,211,000 | 8,460 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $54,251,000 | 6,933 |
| Cash and due from depository institutions | $3,033,000 | 8,098 |
| Interest-bearing balances | $384,000 | 3,347 |
| Securities | $20,878,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,570 |
| Net loans & leases | $23,514,000 | 7,866 |
| Loan loss allowance | $483,000 | 6,068 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $908,000 | 6,322 |
| Other real estate owned | $1,000 | 8,098 |
| Goodwill and other intangibles | $22,000 | 3,094 |
| All other assets | $895,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,251,000 | 6,933 |
| Total liabilities | $49,406,000 | 6,853 |
| Total deposits | $48,929,000 | 6,696 |
| Interest-bearing deposits | $41,081,000 | 6,765 |
| Deposits held in domestic offices | $48,929,000 | 6,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $477,000 | 6,140 |
| Total equity capital | $4,845,000 | 7,367 |
| Total bank equity capital | $4,845,000 | 7,367 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $3,345,000 | 5,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $597,000 | 3,868 |
| Earning assets | $49,776,000 | 6,918 |
| Long-term assets (5+ years) | $6,160,000 | 5,368 |
| Average Assets, year-to-date | $41,897,200 | 7,824 |
| Average Assets, quarterly | $52,533,000 | 6,997 |
| Volatile liabilities | $9,159,000 | 5,142 |
| Insider loans | $1,364,000 | 2,872 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,786,000 | 5,789 |
| Tier 1 (core) risk-based capital | $4,811,000 | 7,299 |
| Tier 2 risk-based capital | $364,180 | 6,487 |
| Total risk weighted assets | $29,015,480 | 7,230 |
| Total unused commitments | $3,786,000 | 5,802 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $35,555,000 | 8,883 |
| Cash and due from depository institutions | $3,526,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,982,000 | 7,605 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $17,054,000 | 9,142 |
| Loan loss allowance | $409,000 | 6,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $189,000 | 10,338 |
| Other real estate owned | $1,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $803,000 | 7,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,555,000 | 8,883 |
| Total liabilities | $31,890,000 | 8,880 |
| Total deposits | $31,540,000 | 8,743 |
| Interest-bearing deposits | $26,181,000 | 8,855 |
| Deposits held in domestic offices | $31,540,000 | 8,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $350,000 | 7,698 |
| Total equity capital | $3,665,000 | 8,734 |
| Total bank equity capital | $3,665,000 | 8,734 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $250,000 | 10,418 |
| Undivided profits | $3,165,000 | 6,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $465,000 | 5,080 |
| Earning assets | $31,036,000 | 9,042 |
| Long-term assets (5+ years) | $4,053,000 | 6,336 |
| Average Assets, year-to-date | $35,467,600 | 8,707 |
| Average Assets, quarterly | $34,627,000 | 8,933 |
| Volatile liabilities | $5,515,000 | 6,595 |
| Insider loans | $673,000 | 4,799 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $981,000 | 9,003 |
| Tier 1 (core) risk-based capital | $3,583,000 | 8,697 |
| Tier 2 risk-based capital | $263,910 | 7,849 |
| Total risk weighted assets | $20,967,310 | 8,623 |
| Total unused commitments | $981,000 | 9,014 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $40,752,000 | 8,488 |
| Cash and due from depository institutions | $1,797,000 | 11,076 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,831,000 | 8,108 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 933 |
| Net loans & leases | $16,288,000 | 9,522 |
| Loan loss allowance | $376,000 | 7,423 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $146,000 | 11,181 |
| Other real estate owned | $1,000 | 11,076 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $689,000 | 8,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,752,000 | 8,488 |
| Total liabilities | $37,400,000 | 8,390 |
| Total deposits | $37,118,000 | 8,195 |
| Interest-bearing deposits | $29,539,000 | 8,505 |
| Deposits held in domestic offices | $37,118,000 | 8,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $282,000 | 7,583 |
| Total equity capital | $3,352,000 | 8,999 |
| Total bank equity capital | $3,352,000 | 8,999 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $250,000 | 10,885 |
| Undivided profits | $2,852,000 | 6,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $358,000 | 5,703 |
| Earning assets | $38,119,000 | 8,358 |
| Long-term assets (5+ years) | $3,850,000 | 6,747 |
| Average Assets, year-to-date | $33,766,800 | 9,228 |
| Average Assets, quarterly | $36,666,500 | 8,924 |
| Volatile liabilities | $8,196,000 | 5,001 |
| Insider loans | $913,000 | 3,956 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,763,000 | 7,820 |
| Tier 1 (core) risk-based capital | $3,347,000 | 9,109 |
| Tier 2 risk-based capital | $194,250 | 9,275 |
| Total risk weighted assets | $15,358,150 | 9,996 |
| Total unused commitments | $1,763,000 | 7,830 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $31,983,000 | 9,885 |
| Cash and due from depository institutions | $1,495,000 | 11,619 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,748,000 | 8,817 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $15,965,000 | 9,772 |
| Loan loss allowance | $339,000 | 8,156 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $163,000 | 11,535 |
| Other real estate owned | $1,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $611,000 | 8,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,983,000 | 9,885 |
| Total liabilities | $28,871,000 | 9,884 |
| Total deposits | $28,655,000 | 9,766 |
| Interest-bearing deposits | $23,078,000 | 9,986 |
| Deposits held in domestic offices | $28,655,000 | 9,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $216,000 | 8,931 |
| Total equity capital | $3,112,000 | 9,605 |
| Total bank equity capital | $3,112,000 | 9,605 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $250,000 | 11,355 |
| Undivided profits | $2,612,000 | 6,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $284,000 | 6,349 |
| Earning assets | $29,713,000 | 9,794 |
| Long-term assets (5+ years) | $4,439,000 | 6,762 |
| Average Assets, year-to-date | $28,920,800 | 10,190 |
| Average Assets, quarterly | $30,091,500 | 10,099 |
| Volatile liabilities | $7,967,000 | 4,828 |
| Insider loans | $908,000 | 3,998 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $792,000 | 9,736 |
| Tier 1 (core) risk-based capital | $3,112,000 | 9,549 |
| Tier 2 risk-based capital | $237,920 | 8,599 |
| Total risk weighted assets | $18,932,320 | 9,422 |
| Total unused commitments | $792,000 | 9,763 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $28,829,000 | 10,598 |
| Cash and due from depository institutions | $1,306,000 | 12,446 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,965,000 | 8,760 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,940 |
| Net loans & leases | $13,467,000 | 10,618 |
| Loan loss allowance | $296,000 | 8,892 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $153,000 | 12,081 |
| Other real estate owned | $1,000 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $637,000 | 8,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,829,000 | 10,598 |
| Total liabilities | $25,935,000 | 10,625 |
| Total deposits | $25,695,000 | 10,536 |
| Interest-bearing deposits | $21,598,000 | 10,614 |
| Deposits held in domestic offices | $25,695,000 | 10,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $240,000 | 9,221 |
| Total equity capital | $2,894,000 | 9,924 |
| Total bank equity capital | $2,894,000 | 9,924 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $2,394,000 | 6,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $312,000 | 6,327 |
| Earning assets | $26,732,000 | 10,493 |
| Long-term assets (5+ years) | $4,061,000 | 7,141 |
| Average Assets, year-to-date | $29,149,600 | 10,406 |
| Average Assets, quarterly | $29,354,000 | 10,472 |
| Volatile liabilities | $6,569,000 | 5,555 |
| Insider loans | $12,000 | 8,744 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,130,000 | 8,851 |
| Tier 1 (core) risk-based capital | $2,894,000 | 9,859 |
| Tier 2 risk-based capital | $200,000 | 9,432 |
| Total risk weighted assets | $15,903,900 | 10,380 |
| Total unused commitments | $1,130,000 | 8,879 |
| Derivatives | $0 | 651 |