Home > Simmons First Bank of Russellville > Income and Expense
Simmons First Bank of Russellville, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 3,824 |
| Total interest expense | $203,000 | 4,524 |
| Net interest income | $2,484,000 | 3,680 |
| Provision for loan and lease losses | $52,000 | 2,969 |
| Total noninterest income | $972,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $529,000 | 1,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $443,000 | 2,476 |
| Total noninterest expense | $2,600,000 | 3,260 |
| Salaries and employee benefits | $1,319,000 | 3,392 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $977,000 | 2,942 |
| Pre-tax net operating income | $804,000 | 3,359 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $208,000 | 2,378 |
| Income before extraordinary items | $596,000 | 3,646 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $596,000 | 3,651 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $596,000 | 3,652 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $405,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $596,000 | 3,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 3,849 |
| Total interest expense | $103,000 | 4,573 |
| Net interest income | $1,232,000 | 3,724 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $460,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $244,000 | 1,296 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $216,000 | 2,445 |
| Total noninterest expense | $1,289,000 | 3,300 |
| Salaries and employee benefits | $643,000 | 3,478 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $501,000 | 2,878 |
| Pre-tax net operating income | $380,000 | 3,376 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $97,000 | 2,389 |
| Income before extraordinary items | $283,000 | 3,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 3,643 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $283,000 | 3,644 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $183,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $283,000 | 3,589 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 3,690 |
| Total interest expense | $493,000 | 4,486 |
| Net interest income | $5,326,000 | 3,553 |
| Provision for loan and lease losses | $16,000 | 4,798 |
| Total noninterest income | $2,300,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,201,000 | 1,158 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,099,000 | 2,246 |
| Total noninterest expense | $5,796,000 | 3,065 |
| Salaries and employee benefits | $2,905,000 | 3,182 |
| Premises and equipment expense | $654,000 | 3,097 |
| Additional noninterest expense | $2,237,000 | 2,735 |
| Pre-tax net operating income | $1,814,000 | 3,044 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $498,000 | 2,169 |
| Income before extraordinary items | $1,316,000 | 3,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,316,000 | 3,393 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,316,000 | 3,395 |
| Net charge-offs | $115,000 | 3,607 |
| Cash dividends | $980,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,316,000 | 3,348 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 3,690 |
| Total interest expense | $385,000 | 4,490 |
| Net interest income | $4,060,000 | 3,529 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $1,768,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $890,000 | 1,166 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $878,000 | 2,227 |
| Total noninterest expense | $4,421,000 | 3,035 |
| Salaries and employee benefits | $2,223,000 | 3,159 |
| Premises and equipment expense | $468,000 | 3,255 |
| Additional noninterest expense | $1,730,000 | 2,648 |
| Pre-tax net operating income | $1,392,000 | 3,057 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $385,000 | 2,178 |
| Income before extraordinary items | $1,007,000 | 3,411 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,007,000 | 3,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,007,000 | 3,415 |
| Net charge-offs | $103,000 | 3,229 |
| Cash dividends | $796,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,007,000 | 3,341 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,652 |
| Total interest expense | $275,000 | 4,406 |
| Net interest income | $2,731,000 | 3,510 |
| Provision for loan and lease losses | $12,000 | 4,449 |
| Total noninterest income | $1,184,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $582,000 | 1,163 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $602,000 | 2,228 |
| Total noninterest expense | $2,878,000 | 3,088 |
| Salaries and employee benefits | $1,522,000 | 3,119 |
| Premises and equipment expense | $319,000 | 3,227 |
| Additional noninterest expense | $1,037,000 | 2,887 |
| Pre-tax net operating income | $1,025,000 | 2,850 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $292,000 | 2,045 |
| Income before extraordinary items | $733,000 | 3,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $733,000 | 3,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $733,000 | 3,232 |
| Net charge-offs | $52,000 | 3,324 |
| Cash dividends | $519,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $733,000 | 3,134 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 3,666 |
| Total interest expense | $144,000 | 4,401 |
| Net interest income | $1,370,000 | 3,520 |
| Provision for loan and lease losses | $4,000 | 4,247 |
| Total noninterest income | $562,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $283,000 | 1,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,318 |
| Total noninterest expense | $1,435,000 | 3,119 |
| Salaries and employee benefits | $773,000 | 3,122 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $505,000 | 2,961 |
| Pre-tax net operating income | $493,000 | 2,894 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $352,000 | 3,266 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $352,000 | 3,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $352,000 | 3,268 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $240,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $352,000 | 3,168 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 3,622 |
| Total interest expense | $685,000 | 4,461 |
| Net interest income | $5,860,000 | 3,428 |
| Provision for loan and lease losses | $-283,000 | 6,955 |
| Total noninterest income | $2,353,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,154,000 | 1,231 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,199,000 | 2,145 |
| Total noninterest expense | $5,630,000 | 3,179 |
| Salaries and employee benefits | $3,033,000 | 3,112 |
| Premises and equipment expense | $631,000 | 3,267 |
| Additional noninterest expense | $1,966,000 | 3,134 |
| Pre-tax net operating income | $2,866,000 | 2,175 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $852,000 | 1,619 |
| Income before extraordinary items | $2,014,000 | 2,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,014,000 | 2,576 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,014,000 | 2,575 |
| Net charge-offs | $37,000 | 5,107 |
| Cash dividends | $12,237,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,014,000 | 2,450 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 3,666 |
| Total interest expense | $530,000 | 4,518 |
| Net interest income | $4,426,000 | 3,463 |
| Provision for loan and lease losses | $-282,000 | 7,084 |
| Total noninterest income | $1,757,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $837,000 | 1,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $920,000 | 2,097 |
| Total noninterest expense | $4,215,000 | 3,208 |
| Salaries and employee benefits | $2,260,000 | 3,130 |
| Premises and equipment expense | $477,000 | 3,281 |
| Additional noninterest expense | $1,478,000 | 3,153 |
| Pre-tax net operating income | $2,250,000 | 2,154 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $672,000 | 1,630 |
| Income before extraordinary items | $1,578,000 | 2,544 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,578,000 | 2,545 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,578,000 | 2,545 |
| Net charge-offs | $35,000 | 4,750 |
| Cash dividends | $1,137,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,578,000 | 2,420 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 3,660 |
| Total interest expense | $362,000 | 4,567 |
| Net interest income | $2,974,000 | 3,454 |
| Provision for loan and lease losses | $-296,000 | 7,165 |
| Total noninterest income | $1,139,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $528,000 | 1,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,078 |
| Total noninterest expense | $2,820,000 | 3,211 |
| Salaries and employee benefits | $1,515,000 | 3,137 |
| Premises and equipment expense | $309,000 | 3,363 |
| Additional noninterest expense | $996,000 | 3,132 |
| Pre-tax net operating income | $1,589,000 | 2,041 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $478,000 | 1,539 |
| Income before extraordinary items | $1,111,000 | 2,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,111,000 | 2,411 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,111,000 | 2,411 |
| Net charge-offs | $-19,000 | 6,784 |
| Cash dividends | $630,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,111,000 | 2,285 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,694 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $1,484,000 | 3,488 |
| Provision for loan and lease losses | $-5,000 | 7,100 |
| Total noninterest income | $554,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $262,000 | 1,347 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 2,136 |
| Total noninterest expense | $1,396,000 | 3,239 |
| Salaries and employee benefits | $744,000 | 3,194 |
| Premises and equipment expense | $156,000 | 3,367 |
| Additional noninterest expense | $496,000 | 3,110 |
| Pre-tax net operating income | $647,000 | 2,392 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $186,000 | 1,816 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $-50,000 | 7,067 |
| Cash dividends | $290,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $461,000 | 2,637 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 3,657 |
| Total interest expense | $915,000 | 4,603 |
| Net interest income | $6,128,000 | 3,416 |
| Provision for loan and lease losses | $274,000 | 4,257 |
| Total noninterest income | $2,349,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,279,000 | 1,149 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,070,000 | 2,051 |
| Total noninterest expense | $5,119,000 | 3,470 |
| Salaries and employee benefits | $3,009,000 | 3,113 |
| Premises and equipment expense | $619,000 | 3,506 |
| Additional noninterest expense | $1,491,000 | 3,883 |
| Pre-tax net operating income | $3,084,000 | 1,782 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $923,000 | 1,419 |
| Income before extraordinary items | $2,161,000 | 2,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,161,000 | 2,119 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,161,000 | 2,119 |
| Net charge-offs | $217,000 | 4,204 |
| Cash dividends | $1,595,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,161,000 | 2,040 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 3,673 |
| Total interest expense | $708,000 | 4,645 |
| Net interest income | $4,639,000 | 3,398 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $1,726,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $956,000 | 1,159 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $770,000 | 2,096 |
| Total noninterest expense | $3,872,000 | 3,455 |
| Salaries and employee benefits | $2,274,000 | 3,099 |
| Premises and equipment expense | $466,000 | 3,527 |
| Additional noninterest expense | $1,132,000 | 3,841 |
| Pre-tax net operating income | $2,293,000 | 1,876 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $683,000 | 1,442 |
| Income before extraordinary items | $1,610,000 | 2,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,610,000 | 2,192 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,610,000 | 2,193 |
| Net charge-offs | $191,000 | 3,765 |
| Cash dividends | $1,121,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,610,000 | 2,103 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 3,704 |
| Total interest expense | $486,000 | 4,708 |
| Net interest income | $3,083,000 | 3,412 |
| Provision for loan and lease losses | $135,000 | 4,043 |
| Total noninterest income | $1,111,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $609,000 | 1,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 2,091 |
| Total noninterest expense | $2,644,000 | 3,439 |
| Salaries and employee benefits | $1,571,000 | 3,020 |
| Premises and equipment expense | $309,000 | 3,575 |
| Additional noninterest expense | $764,000 | 3,872 |
| Pre-tax net operating income | $1,415,000 | 1,973 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $409,000 | 1,497 |
| Income before extraordinary items | $1,006,000 | 2,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,006,000 | 2,263 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,006,000 | 2,263 |
| Net charge-offs | $199,000 | 3,125 |
| Cash dividends | $738,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,006,000 | 2,184 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 3,725 |
| Total interest expense | $253,000 | 4,721 |
| Net interest income | $1,527,000 | 3,414 |
| Provision for loan and lease losses | $59,000 | 4,069 |
| Total noninterest income | $543,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $290,000 | 1,221 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,132 |
| Total noninterest expense | $1,345,000 | 3,383 |
| Salaries and employee benefits | $811,000 | 2,963 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $380,000 | 3,859 |
| Pre-tax net operating income | $666,000 | 2,046 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $191,000 | 1,563 |
| Income before extraordinary items | $475,000 | 2,353 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $475,000 | 2,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $475,000 | 2,353 |
| Net charge-offs | $118,000 | 2,575 |
| Cash dividends | $339,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $475,000 | 2,303 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 3,685 |
| Total interest expense | $1,265,000 | 4,677 |
| Net interest income | $6,322,000 | 3,349 |
| Provision for loan and lease losses | $302,000 | 4,831 |
| Total noninterest income | $2,412,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,320,000 | 1,137 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,092,000 | 2,074 |
| Total noninterest expense | $5,255,000 | 3,466 |
| Salaries and employee benefits | $3,081,000 | 3,037 |
| Premises and equipment expense | $630,000 | 3,587 |
| Additional noninterest expense | $1,544,000 | 3,932 |
| Pre-tax net operating income | $3,177,000 | 1,545 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,091,000 | 1,150 |
| Income before extraordinary items | $2,086,000 | 1,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,086,000 | 1,951 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,086,000 | 1,952 |
| Net charge-offs | $-157,000 | 7,618 |
| Cash dividends | $1,495,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,086,000 | 1,875 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 3,743 |
| Total interest expense | $984,000 | 4,734 |
| Net interest income | $4,743,000 | 3,393 |
| Provision for loan and lease losses | $227,000 | 4,704 |
| Total noninterest income | $1,777,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $996,000 | 1,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $781,000 | 2,101 |
| Total noninterest expense | $4,033,000 | 3,385 |
| Salaries and employee benefits | $2,371,000 | 2,998 |
| Premises and equipment expense | $474,000 | 3,634 |
| Additional noninterest expense | $1,188,000 | 3,836 |
| Pre-tax net operating income | $2,260,000 | 1,733 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $805,000 | 1,197 |
| Income before extraordinary items | $1,455,000 | 2,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,455,000 | 2,202 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,455,000 | 2,204 |
| Net charge-offs | $-164,000 | 7,723 |
| Cash dividends | $1,036,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,455,000 | 2,104 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 3,793 |
| Total interest expense | $678,000 | 4,759 |
| Net interest income | $3,133,000 | 3,420 |
| Provision for loan and lease losses | $147,000 | 4,687 |
| Total noninterest income | $1,142,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $665,000 | 1,175 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $477,000 | 2,152 |
| Total noninterest expense | $2,710,000 | 3,373 |
| Salaries and employee benefits | $1,590,000 | 2,983 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $808,000 | 3,772 |
| Pre-tax net operating income | $1,418,000 | 1,791 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $577,000 | 1,083 |
| Income before extraordinary items | $841,000 | 2,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $841,000 | 2,418 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $841,000 | 2,421 |
| Net charge-offs | $-177,000 | 7,787 |
| Cash dividends | $630,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $841,000 | 2,320 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 3,872 |
| Total interest expense | $362,000 | 4,730 |
| Net interest income | $1,532,000 | 3,491 |
| Provision for loan and lease losses | $71,000 | 4,435 |
| Total noninterest income | $536,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $323,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $213,000 | 2,301 |
| Total noninterest expense | $1,351,000 | 3,430 |
| Salaries and employee benefits | $814,000 | 2,961 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $381,000 | 3,927 |
| Pre-tax net operating income | $646,000 | 1,979 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $180,000 | 1,533 |
| Income before extraordinary items | $466,000 | 2,267 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $466,000 | 2,266 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $466,000 | 2,267 |
| Net charge-offs | $-185,000 | 7,890 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $466,000 | 2,181 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 3,647 |
| Total interest expense | $2,171,000 | 4,231 |
| Net interest income | $6,376,000 | 3,278 |
| Provision for loan and lease losses | $273,000 | 5,417 |
| Total noninterest income | $2,390,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,358,000 | 1,271 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,032,000 | 2,108 |
| Total noninterest expense | $5,348,000 | 3,479 |
| Salaries and employee benefits | $3,232,000 | 2,989 |
| Premises and equipment expense | $653,000 | 3,646 |
| Additional noninterest expense | $1,463,000 | 4,147 |
| Pre-tax net operating income | $3,145,000 | 1,271 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $929,000 | 1,022 |
| Income before extraordinary items | $2,216,000 | 1,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,216,000 | 1,507 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,216,000 | 1,509 |
| Net charge-offs | $225,000 | 4,849 |
| Cash dividends | $1,641,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,216,000 | 1,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 3,647 |
| Total interest expense | $1,734,000 | 4,217 |
| Net interest income | $4,782,000 | 3,294 |
| Provision for loan and lease losses | $206,000 | 5,115 |
| Total noninterest income | $1,730,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $974,000 | 1,322 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $756,000 | 2,192 |
| Total noninterest expense | $4,037,000 | 3,475 |
| Salaries and employee benefits | $2,438,000 | 2,999 |
| Premises and equipment expense | $489,000 | 3,678 |
| Additional noninterest expense | $1,110,000 | 4,096 |
| Pre-tax net operating income | $2,269,000 | 1,415 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $662,000 | 1,134 |
| Income before extraordinary items | $1,607,000 | 1,665 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,607,000 | 1,663 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,607,000 | 1,665 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $1,178,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,607,000 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 3,638 |
| Total interest expense | $1,243,000 | 4,156 |
| Net interest income | $3,170,000 | 3,300 |
| Provision for loan and lease losses | $133,000 | 4,933 |
| Total noninterest income | $1,135,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $610,000 | 1,394 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $525,000 | 2,153 |
| Total noninterest expense | $2,686,000 | 3,512 |
| Salaries and employee benefits | $1,632,000 | 3,026 |
| Premises and equipment expense | $321,000 | 3,737 |
| Additional noninterest expense | $733,000 | 4,137 |
| Pre-tax net operating income | $1,486,000 | 1,536 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $443,000 | 1,185 |
| Income before extraordinary items | $1,043,000 | 1,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,043,000 | 1,782 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,043,000 | 1,785 |
| Net charge-offs | $29,000 | 5,364 |
| Cash dividends | $721,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,043,000 | 1,732 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 3,605 |
| Total interest expense | $674,000 | 4,055 |
| Net interest income | $1,589,000 | 3,282 |
| Provision for loan and lease losses | $63,000 | 4,584 |
| Total noninterest income | $520,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $273,000 | 1,497 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $247,000 | 2,217 |
| Total noninterest expense | $1,333,000 | 3,471 |
| Salaries and employee benefits | $815,000 | 3,057 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $356,000 | 3,909 |
| Pre-tax net operating income | $713,000 | 1,776 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $207,000 | 1,417 |
| Income before extraordinary items | $506,000 | 2,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $506,000 | 2,111 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $506,000 | 2,111 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $397,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $506,000 | 1,979 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,537,000 | 3,394 |
| Total interest expense | $3,935,000 | 3,546 |
| Net interest income | $6,602,000 | 3,220 |
| Provision for loan and lease losses | $256,000 | 4,866 |
| Total noninterest income | $2,061,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,161,000 | 1,543 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $900,000 | 2,287 |
| Total noninterest expense | $5,262,000 | 3,426 |
| Salaries and employee benefits | $3,170,000 | 3,096 |
| Premises and equipment expense | $687,000 | 3,562 |
| Additional noninterest expense | $1,405,000 | 3,798 |
| Pre-tax net operating income | $3,145,000 | 1,720 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $956,000 | 1,245 |
| Income before extraordinary items | $2,189,000 | 1,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,189,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 2,919 |
| Cash dividends | $1,644,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,189,000 | 1,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 3,398 |
| Total interest expense | $3,117,000 | 3,532 |
| Net interest income | $4,962,000 | 3,238 |
| Provision for loan and lease losses | $197,000 | 4,243 |
| Total noninterest income | $1,560,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $851,000 | 1,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $709,000 | 2,299 |
| Total noninterest expense | $3,991,000 | 3,388 |
| Salaries and employee benefits | $2,402,000 | 3,095 |
| Premises and equipment expense | $515,000 | 3,572 |
| Additional noninterest expense | $1,074,000 | 3,676 |
| Pre-tax net operating income | $2,334,000 | 2,046 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $703,000 | 1,527 |
| Income before extraordinary items | $1,631,000 | 2,161 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,631,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 2,332 |
| Cash dividends | $1,199,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,631,000 | 2,268 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,434 |
| Total interest expense | $2,139,000 | 3,574 |
| Net interest income | $3,261,000 | 3,269 |
| Provision for loan and lease losses | $123,000 | 3,938 |
| Total noninterest income | $1,047,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $555,000 | 1,591 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $492,000 | 2,275 |
| Total noninterest expense | $2,684,000 | 3,376 |
| Salaries and employee benefits | $1,616,000 | 3,105 |
| Premises and equipment expense | $337,000 | 3,638 |
| Additional noninterest expense | $731,000 | 3,600 |
| Pre-tax net operating income | $1,501,000 | 2,199 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $455,000 | 1,714 |
| Income before extraordinary items | $1,046,000 | 2,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,046,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,749 |
| Cash dividends | $762,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,046,000 | 2,437 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 3,475 |
| Total interest expense | $1,098,000 | 3,671 |
| Net interest income | $1,647,000 | 3,241 |
| Provision for loan and lease losses | $64,000 | 3,423 |
| Total noninterest income | $507,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $280,000 | 1,567 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $1,334,000 | 3,404 |
| Salaries and employee benefits | $799,000 | 3,165 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $367,000 | 3,539 |
| Pre-tax net operating income | $756,000 | 2,273 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $232,000 | 1,770 |
| Income before extraordinary items | $524,000 | 2,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $388,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $524,000 | 2,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,469,000 | 3,409 |
| Total interest expense | $4,919,000 | 3,509 |
| Net interest income | $6,550,000 | 3,273 |
| Provision for loan and lease losses | $76,000 | 5,240 |
| Total noninterest income | $1,857,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,170,000 | 1,536 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $687,000 | 2,787 |
| Total noninterest expense | $5,301,000 | 3,296 |
| Salaries and employee benefits | $3,171,000 | 3,082 |
| Premises and equipment expense | $710,000 | 3,408 |
| Additional noninterest expense | $1,420,000 | 3,577 |
| Pre-tax net operating income | $3,030,000 | 2,446 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $896,000 | 1,991 |
| Income before extraordinary items | $2,134,000 | 2,684 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,134,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,784 |
| Cash dividends | $1,585,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,134,000 | 2,675 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 3,416 |
| Total interest expense | $3,757,000 | 3,461 |
| Net interest income | $4,861,000 | 3,305 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $1,460,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $864,000 | 1,527 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $596,000 | 2,573 |
| Total noninterest expense | $4,022,000 | 3,229 |
| Salaries and employee benefits | $2,411,000 | 3,022 |
| Premises and equipment expense | $539,000 | 3,354 |
| Additional noninterest expense | $1,072,000 | 3,507 |
| Pre-tax net operating income | $2,290,000 | 2,584 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $668,000 | 2,147 |
| Income before extraordinary items | $1,622,000 | 2,811 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,622,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $1,068,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,622,000 | 2,792 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 3,456 |
| Total interest expense | $2,512,000 | 3,441 |
| Net interest income | $3,168,000 | 3,398 |
| Provision for loan and lease losses | $137,000 | 2,788 |
| Total noninterest income | $963,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $562,000 | 1,563 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $401,000 | 2,571 |
| Total noninterest expense | $2,681,000 | 3,263 |
| Salaries and employee benefits | $1,614,000 | 3,051 |
| Premises and equipment expense | $355,000 | 3,398 |
| Additional noninterest expense | $712,000 | 3,513 |
| Pre-tax net operating income | $1,313,000 | 2,930 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $356,000 | 2,532 |
| Income before extraordinary items | $957,000 | 3,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $957,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $711,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $957,000 | 3,106 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 3,470 |
| Total interest expense | $1,260,000 | 3,416 |
| Net interest income | $1,537,000 | 3,475 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $472,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $201,000 | 2,538 |
| Total noninterest expense | $1,345,000 | 3,261 |
| Salaries and employee benefits | $804,000 | 3,070 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $363,000 | 3,435 |
| Pre-tax net operating income | $598,000 | 3,127 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $456,000 | 3,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $456,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $261,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $456,000 | 3,183 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,829,000 | 3,367 |
| Total interest expense | $4,411,000 | 3,335 |
| Net interest income | $6,418,000 | 3,342 |
| Provision for loan and lease losses | $255,000 | 3,055 |
| Total noninterest income | $2,043,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,290,000 | 1,381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $753,000 | 2,667 |
| Total noninterest expense | $5,331,000 | 3,171 |
| Salaries and employee benefits | $3,170,000 | 2,979 |
| Premises and equipment expense | $704,000 | 3,324 |
| Additional noninterest expense | $1,457,000 | 3,361 |
| Pre-tax net operating income | $2,875,000 | 2,858 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $896,000 | 2,338 |
| Income before extraordinary items | $1,979,000 | 3,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,979,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,821 |
| Cash dividends | $2,540,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,979,000 | 3,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 3,371 |
| Total interest expense | $3,165,000 | 3,353 |
| Net interest income | $4,852,000 | 3,345 |
| Provision for loan and lease losses | $195,000 | 2,911 |
| Total noninterest income | $1,572,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $988,000 | 1,357 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $584,000 | 2,620 |
| Total noninterest expense | $4,029,000 | 3,151 |
| Salaries and employee benefits | $2,392,000 | 2,957 |
| Premises and equipment expense | $527,000 | 3,327 |
| Additional noninterest expense | $1,110,000 | 3,331 |
| Pre-tax net operating income | $2,200,000 | 2,928 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $691,000 | 2,395 |
| Income before extraordinary items | $1,509,000 | 3,193 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,509,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $2,165,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,509,000 | 3,187 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 3,354 |
| Total interest expense | $2,010,000 | 3,361 |
| Net interest income | $3,274,000 | 3,320 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $1,081,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $686,000 | 1,288 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $395,000 | 2,577 |
| Total noninterest expense | $2,703,000 | 3,135 |
| Salaries and employee benefits | $1,601,000 | 2,949 |
| Premises and equipment expense | $353,000 | 3,306 |
| Additional noninterest expense | $749,000 | 3,304 |
| Pre-tax net operating income | $1,517,000 | 2,856 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $493,000 | 2,333 |
| Income before extraordinary items | $1,024,000 | 3,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,024,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $1,791,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,024,000 | 3,148 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 3,335 |
| Total interest expense | $959,000 | 3,361 |
| Net interest income | $1,645,000 | 3,290 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $529,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $341,000 | 1,266 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $188,000 | 2,596 |
| Total noninterest expense | $1,362,000 | 3,137 |
| Salaries and employee benefits | $809,000 | 2,942 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $374,000 | 3,300 |
| Pre-tax net operating income | $737,000 | 2,870 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $248,000 | 2,286 |
| Income before extraordinary items | $489,000 | 3,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $274,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $489,000 | 3,193 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 3,311 |
| Total interest expense | $2,945,000 | 3,379 |
| Net interest income | $6,453,000 | 3,234 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,068,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,397,000 | 1,269 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $671,000 | 2,848 |
| Total noninterest expense | $5,257,000 | 3,101 |
| Salaries and employee benefits | $3,106,000 | 2,888 |
| Premises and equipment expense | $720,000 | 3,159 |
| Additional noninterest expense | $1,431,000 | 3,351 |
| Pre-tax net operating income | $2,964,000 | 2,784 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,009,000 | 2,252 |
| Income before extraordinary items | $1,955,000 | 3,148 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,955,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,283 |
| Cash dividends | $1,440,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,955,000 | 3,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 3,327 |
| Total interest expense | $2,071,000 | 3,419 |
| Net interest income | $4,783,000 | 3,261 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,539,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,032,000 | 1,275 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $507,000 | 2,858 |
| Total noninterest expense | $3,952,000 | 3,063 |
| Salaries and employee benefits | $2,349,000 | 2,822 |
| Premises and equipment expense | $541,000 | 3,139 |
| Additional noninterest expense | $1,062,000 | 3,348 |
| Pre-tax net operating income | $2,145,000 | 2,900 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $733,000 | 2,329 |
| Income before extraordinary items | $1,412,000 | 3,283 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,412,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $1,071,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,412,000 | 3,241 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 3,337 |
| Total interest expense | $1,299,000 | 3,423 |
| Net interest income | $3,159,000 | 3,267 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $1,007,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $659,000 | 1,306 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $348,000 | 2,782 |
| Total noninterest expense | $2,656,000 | 3,027 |
| Salaries and employee benefits | $1,603,000 | 2,757 |
| Premises and equipment expense | $360,000 | 3,116 |
| Additional noninterest expense | $693,000 | 3,391 |
| Pre-tax net operating income | $1,360,000 | 2,961 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $454,000 | 2,405 |
| Income before extraordinary items | $906,000 | 3,337 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $906,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,294 |
| Cash dividends | $683,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $906,000 | 3,289 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,386 |
| Total interest expense | $606,000 | 3,481 |
| Net interest income | $1,550,000 | 3,318 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $511,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $301,000 | 1,368 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,407 |
| Total noninterest expense | $1,354,000 | 2,983 |
| Salaries and employee benefits | $807,000 | 2,749 |
| Premises and equipment expense | $185,000 | 3,071 |
| Additional noninterest expense | $362,000 | 3,277 |
| Pre-tax net operating income | $632,000 | 3,108 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $214,000 | 2,490 |
| Income before extraordinary items | $418,000 | 3,511 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $418,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,787 |
| Cash dividends | $331,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $418,000 | 3,474 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 3,219 |
| Total interest expense | $2,266,000 | 3,291 |
| Net interest income | $6,344,000 | 3,143 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,841,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,221,000 | 1,435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $620,000 | 2,927 |
| Total noninterest expense | $5,467,000 | 2,873 |
| Salaries and employee benefits | $3,141,000 | 2,722 |
| Premises and equipment expense | $770,000 | 2,882 |
| Additional noninterest expense | $1,556,000 | 3,041 |
| Pre-tax net operating income | $2,418,000 | 3,084 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $771,000 | 2,592 |
| Income before extraordinary items | $1,647,000 | 3,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,647,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,672 |
| Cash dividends | $1,202,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,647,000 | 3,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 3,189 |
| Total interest expense | $1,708,000 | 3,229 |
| Net interest income | $4,757,000 | 3,123 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,414,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $910,000 | 1,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $504,000 | 2,787 |
| Total noninterest expense | $4,126,000 | 2,838 |
| Salaries and employee benefits | $2,384,000 | 2,678 |
| Premises and equipment expense | $586,000 | 2,843 |
| Additional noninterest expense | $1,156,000 | 3,042 |
| Pre-tax net operating income | $1,820,000 | 3,116 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $568,000 | 2,676 |
| Income before extraordinary items | $1,252,000 | 3,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,252,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $902,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,252,000 | 3,342 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 3,179 |
| Total interest expense | $1,140,000 | 3,203 |
| Net interest income | $3,169,000 | 3,128 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $969,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $586,000 | 1,498 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $383,000 | 2,578 |
| Total noninterest expense | $2,743,000 | 2,852 |
| Salaries and employee benefits | $1,584,000 | 2,696 |
| Premises and equipment expense | $386,000 | 2,870 |
| Additional noninterest expense | $773,000 | 3,034 |
| Pre-tax net operating income | $1,245,000 | 3,022 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $412,000 | 2,510 |
| Income before extraordinary items | $833,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $833,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $625,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $833,000 | 3,332 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 3,176 |
| Total interest expense | $573,000 | 3,234 |
| Net interest income | $1,588,000 | 3,113 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $448,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 1,591 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $179,000 | 2,651 |
| Total noninterest expense | $1,314,000 | 2,956 |
| Salaries and employee benefits | $787,000 | 2,730 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $339,000 | 3,390 |
| Pre-tax net operating income | $647,000 | 2,886 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $214,000 | 2,459 |
| Income before extraordinary items | $433,000 | 3,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,833 |
| Cash dividends | $325,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $433,000 | 3,184 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 2,952 |
| Total interest expense | $2,773,000 | 3,073 |
| Net interest income | $6,801,000 | 2,828 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,760,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $945,000 | 1,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $815,000 | 2,713 |
| Total noninterest expense | $5,401,000 | 2,862 |
| Salaries and employee benefits | $3,219,000 | 2,613 |
| Premises and equipment expense | $782,000 | 2,819 |
| Additional noninterest expense | $1,400,000 | 3,282 |
| Pre-tax net operating income | $2,860,000 | 2,609 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $932,000 | 2,276 |
| Income before extraordinary items | $1,928,000 | 2,948 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,928,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,536 |
| Cash dividends | $5,414,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,928,000 | 2,826 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 2,944 |
| Total interest expense | $2,172,000 | 3,060 |
| Net interest income | $5,125,000 | 2,829 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,366,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $708,000 | 1,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $658,000 | 2,677 |
| Total noninterest expense | $4,115,000 | 2,820 |
| Salaries and employee benefits | $2,488,000 | 2,532 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $1,033,000 | 3,303 |
| Pre-tax net operating income | $2,151,000 | 2,694 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $695,000 | 2,401 |
| Income before extraordinary items | $1,456,000 | 3,027 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,456,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,518 |
| Cash dividends | $1,092,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,456,000 | 2,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 2,940 |
| Total interest expense | $1,503,000 | 3,036 |
| Net interest income | $3,417,000 | 2,826 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $916,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $465,000 | 1,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $451,000 | 2,605 |
| Total noninterest expense | $2,745,000 | 2,823 |
| Salaries and employee benefits | $1,676,000 | 2,500 |
| Premises and equipment expense | $387,000 | 2,851 |
| Additional noninterest expense | $682,000 | 3,307 |
| Pre-tax net operating income | $1,438,000 | 2,686 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $458,000 | 2,449 |
| Income before extraordinary items | $980,000 | 3,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $980,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,773 |
| Cash dividends | $735,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $980,000 | 2,863 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 2,938 |
| Total interest expense | $766,000 | 3,054 |
| Net interest income | $1,714,000 | 2,814 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $468,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $1,384,000 | 2,781 |
| Salaries and employee benefits | $855,000 | 2,464 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $336,000 | 3,308 |
| Pre-tax net operating income | $723,000 | 2,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $224,000 | 2,509 |
| Income before extraordinary items | $499,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $374,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $499,000 | 2,806 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 2,791 |
| Total interest expense | $4,060,000 | 2,707 |
| Net interest income | $6,854,000 | 2,787 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,859,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,016,000 | 1,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 2,427 |
| Total noninterest expense | $5,206,000 | 2,821 |
| Salaries and employee benefits | $3,036,000 | 2,597 |
| Premises and equipment expense | $786,000 | 2,725 |
| Additional noninterest expense | $1,384,000 | 3,168 |
| Pre-tax net operating income | $3,207,000 | 2,358 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,007,000 | 2,194 |
| Income before extraordinary items | $2,200,000 | 2,608 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,200,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,737 |
| Cash dividends | $1,650,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,200,000 | 2,512 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,996,000 | 2,450 |
| Total interest expense | $7,584,000 | 2,120 |
| Net interest income | $6,412,000 | 2,767 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,681,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $986,000 | 1,500 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $695,000 | 2,587 |
| Total noninterest expense | $6,484,000 | 2,215 |
| Salaries and employee benefits | $2,714,000 | 2,750 |
| Premises and equipment expense | $840,000 | 2,507 |
| Additional noninterest expense | $2,930,000 | 1,582 |
| Pre-tax net operating income | $1,429,000 | 3,985 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $311,000 | 4,191 |
| Income before extraordinary items | $1,118,000 | 3,989 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,118,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,245 |
| Cash dividends | $838,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,118,000 | 3,866 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,172,000 | 2,309 |
| Total interest expense | $8,564,000 | 2,013 |
| Net interest income | $6,608,000 | 2,698 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $1,497,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $914,000 | 1,501 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $583,000 | 2,677 |
| Total noninterest expense | $6,355,000 | 2,165 |
| Salaries and employee benefits | $2,669,000 | 2,662 |
| Premises and equipment expense | $796,000 | 2,582 |
| Additional noninterest expense | $2,890,000 | 1,549 |
| Pre-tax net operating income | $1,435,000 | 4,189 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $294,000 | 4,637 |
| Income before extraordinary items | $1,141,000 | 4,001 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,141,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,545 |
| Cash dividends | $638,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,141,000 | 3,989 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,159,000 | 2,158 |
| Total interest expense | $8,000,000 | 1,868 |
| Net interest income | $7,159,000 | 2,465 |
| Provision for loan and lease losses | $655,000 | 1,392 |
| Total noninterest income | $1,655,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $861,000 | 1,533 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $794,000 | 2,175 |
| Total noninterest expense | $6,654,000 | 2,048 |
| Salaries and employee benefits | $2,908,000 | 2,409 |
| Premises and equipment expense | $337,000 | 5,101 |
| Additional noninterest expense | $3,409,000 | 1,355 |
| Pre-tax net operating income | $1,505,000 | 4,074 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $274,000 | 5,011 |
| Income before extraordinary items | $1,231,000 | 3,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,231,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 736 |
| Cash dividends | $616,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,231,000 | 3,767 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,656,000 | 1,938 |
| Total interest expense | $9,618,000 | 1,598 |
| Net interest income | $7,038,000 | 2,411 |
| Provision for loan and lease losses | $365,000 | 2,219 |
| Total noninterest income | $1,808,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $932,000 | 1,344 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $876,000 | 2,037 |
| Total noninterest expense | $6,284,000 | 2,090 |
| Salaries and employee benefits | $2,789,000 | 2,422 |
| Premises and equipment expense | $758,000 | 2,571 |
| Additional noninterest expense | $2,737,000 | 1,578 |
| Pre-tax net operating income | $2,197,000 | 3,086 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $496,000 | 3,856 |
| Income before extraordinary items | $1,701,000 | 2,930 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,701,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,072,000 | 716 |
| Cash dividends | $851,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,701,000 | 2,837 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 4,093 |
| Total interest expense | $4,408,000 | 3,352 |
| Net interest income | $3,327,000 | 4,912 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $552,000 | 4,682 |
| Gross Fiduciary activities income | $24,000 | 1,261 |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $367,000 | 3,478 |
| Total noninterest expense | $2,618,000 | 4,600 |
| Salaries and employee benefits | $1,067,000 | 5,608 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $1,199,000 | 3,361 |
| Pre-tax net operating income | $1,108,000 | 5,507 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $309,000 | 5,641 |
| Income before extraordinary items | $803,000 | 5,444 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $803,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,128 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $800,120 | 5,411 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,596,000 | 1,627 |
| Total interest expense | $11,282,000 | 1,432 |
| Net interest income | $9,314,000 | 1,920 |
| Provision for loan and lease losses | $1,621,000 | 725 |
| Total noninterest income | $1,524,000 | 2,274 |
| Gross Fiduciary activities income | $94,000 | 1,124 |
| Service charges on deposit accounts | $1,174,000 | 1,121 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $256,000 | 4,476 |
| Total noninterest expense | $4,841,000 | 2,820 |
| Salaries and employee benefits | $2,620,000 | 2,547 |
| Premises and equipment expense | $821,000 | 2,388 |
| Additional noninterest expense | $1,400,000 | 3,308 |
| Pre-tax net operating income | $4,376,000 | 1,653 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $1,394,000 | 1,715 |
| Income before extraordinary items | $2,977,000 | 1,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,977,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,474 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,980,400 | 1,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,634,000 | 2,025 |
| Total interest expense | $9,968,000 | 1,602 |
| Net interest income | $6,666,000 | 2,675 |
| Provision for loan and lease losses | $271,000 | 2,426 |
| Total noninterest income | $1,108,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $938,000 | 1,457 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $4,187,000 | 3,186 |
| Salaries and employee benefits | $2,150,000 | 3,094 |
| Premises and equipment expense | $697,000 | 2,816 |
| Additional noninterest expense | $1,340,000 | 3,398 |
| Pre-tax net operating income | $3,316,000 | 2,221 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $999,000 | 2,384 |
| Income before extraordinary items | $2,289,000 | 2,205 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,289,000 | 2,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,308,600 | 2,163 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,619,000 | 2,610 |
| Total interest expense | $6,119,000 | 2,043 |
| Net interest income | $5,500,000 | 3,253 |
| Provision for loan and lease losses | $256,000 | 2,540 |
| Total noninterest income | $883,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $720,000 | 1,873 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $163,000 | 5,950 |
| Total noninterest expense | $3,444,000 | 3,899 |
| Salaries and employee benefits | $1,622,000 | 3,981 |
| Premises and equipment expense | $592,000 | 3,312 |
| Additional noninterest expense | $1,230,000 | 3,968 |
| Pre-tax net operating income | $2,683,000 | 2,648 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $773,000 | 2,850 |
| Income before extraordinary items | $1,907,000 | 2,544 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,907,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,909,130 | 2,560 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,182,000 | 3,735 |
| Total interest expense | $3,979,000 | 3,187 |
| Net interest income | $4,203,000 | 4,205 |
| Provision for loan and lease losses | $157,000 | 4,532 |
| Total noninterest income | $735,000 | 4,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $2,629,000 | 5,052 |
| Salaries and employee benefits | $1,196,000 | 5,262 |
| Premises and equipment expense | $464,000 | 4,134 |
| Additional noninterest expense | $969,000 | 5,050 |
| Pre-tax net operating income | $2,152,000 | 3,080 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $677,000 | 3,212 |
| Income before extraordinary items | $1,504,000 | 3,244 |
| Extraordinary gains, net | $-34,000 | 12,593 |
| Net income | $1,470,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 901 |
| Net operating income | $1,483,990 | 3,102 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,558,000 | 5,107 |
| Total interest expense | $3,306,000 | 4,773 |
| Net interest income | $3,252,000 | 5,335 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $636,000 | 4,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $2,260,000 | 5,782 |
| Salaries and employee benefits | $995,000 | 6,058 |
| Premises and equipment expense | $468,000 | 4,211 |
| Additional noninterest expense | $797,000 | 6,087 |
| Pre-tax net operating income | $1,518,000 | 4,004 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $499,000 | 4,008 |
| Income before extraordinary items | $1,060,000 | 4,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,060,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,032,120 | 4,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.