Home > Simmons First Bank of Russellville > Assets and Liabilities
Simmons First Bank of Russellville, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 41 | 3,293 |
| Assets and Liabilities | ||
| Total Assets: | $194,263,000 | 3,117 |
| Cash and due from depository institutions | $18,458,000 | 3,293 |
| Interest-bearing balances | $7,219,000 | 3,221 |
| Securities | $55,071,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $95,161,000 | 3,562 |
| Loan loss allowance | $1,769,000 | 3,076 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $3,530,000 | 2,879 |
| Other real estate owned | $152,000 | 3,293 |
| Goodwill and other intangibles | $15,913,000 | 371 |
| All other assets | $5,978,000 | 2,650 |
| Life insurance assets | $4,200,000 | 1,811 |
| Total liabilities and capital | $194,263,000 | 3,117 |
| Total liabilities | $167,286,000 | 3,174 |
| Total deposits | $155,464,000 | 3,209 |
| Interest-bearing deposits | $120,822,000 | 3,285 |
| Deposits held in domestic offices | $155,464,000 | 3,209 |
| % insured | 93.21% | 1,152 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $4,344,000 | 2,602 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $7,478,000 | 740 |
| Total equity capital | $26,977,000 | 2,540 |
| Total bank equity capital | $26,977,000 | 2,540 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $15,000 | 5,766 |
| Surplus | $33,557,000 | 990 |
| Undivided profits | $-6,595,000 | 6,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $419,000 | 4,675 |
| Earning assets | $157,451,000 | 3,387 |
| Long-term assets (5+ years) | $21,104,000 | 4,901 |
| Average Assets, year-to-date | $191,087,330 | 3,137 |
| Average Assets, quarterly | $193,084,500 | 3,126 |
| Volatile liabilities | $6,835,000 | 3,747 |
| Insider loans | $3,622,000 | 1,628 |
| FHLB advances | $4,344,000 | 2,510 |
| Loans and leases held for sale | $476,000 | 1,362 |
| Unused loan commitments | $14,157,000 | 3,347 |
| Tier 1 (core) risk-based capital | $18,514,000 | 3,350 |
| Tier 2 risk-based capital | $1,440,000 | 3,056 |
| Total risk weighted assets | $114,727,000 | 3,310 |
| Total unused commitments | $14,157,000 | 3,347 |
| Derivatives | $476,000 | 1,255 |
| 2014-03-31 | Rank | |
| # of Employees: | 44 | 3,123 |
| Assets and Liabilities | ||
| Total Assets: | $191,906,000 | 3,158 |
| Cash and due from depository institutions | $28,444,000 | 3,123 |
| Interest-bearing balances | $18,474,000 | 1,933 |
| Securities | $43,864,000 | 2,941 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $93,930,000 | 3,569 |
| Loan loss allowance | $1,778,000 | 3,096 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,578,000 | 2,866 |
| Other real estate owned | $152,000 | 3,123 |
| Goodwill and other intangibles | $15,913,000 | 374 |
| All other assets | $6,025,000 | 2,637 |
| Life insurance assets | $4,148,000 | 1,807 |
| Total liabilities and capital | $191,906,000 | 3,158 |
| Total liabilities | $165,078,000 | 3,234 |
| Total deposits | $153,386,000 | 3,277 |
| Interest-bearing deposits | $120,443,000 | 3,341 |
| Deposits held in domestic offices | $153,386,000 | 3,277 |
| % insured | 94.31% | 887 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $4,477,000 | 2,469 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $7,215,000 | 735 |
| Total equity capital | $26,828,000 | 2,509 |
| Total bank equity capital | $26,828,000 | 2,509 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $15,000 | 5,825 |
| Surplus | $33,557,000 | 1,002 |
| Undivided profits | $-6,744,000 | 6,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 4,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $509,000 | 4,178 |
| Earning assets | $156,268,000 | 3,407 |
| Long-term assets (5+ years) | $20,779,000 | 4,929 |
| Average Assets, year-to-date | $189,499,500 | 3,175 |
| Average Assets, quarterly | $189,499,500 | 3,175 |
| Volatile liabilities | $6,774,000 | 3,703 |
| Insider loans | $3,720,000 | 1,590 |
| FHLB advances | $4,477,000 | 2,394 |
| Loans and leases held for sale | $294,000 | 1,370 |
| Unused loan commitments | $15,892,000 | 3,149 |
| Tier 1 (core) risk-based capital | $18,275,000 | 3,373 |
| Tier 2 risk-based capital | $1,404,000 | 3,113 |
| Total risk weighted assets | $111,793,000 | 3,373 |
| Total unused commitments | $15,892,000 | 3,149 |
| Derivatives | $294,000 | 1,287 |
| 2013-12-31 | Rank | |
| # of Employees: | 43 | 3,210 |
| Assets and Liabilities | ||
| Total Assets: | $187,093,000 | 3,212 |
| Cash and due from depository institutions | $23,313,000 | 3,210 |
| Interest-bearing balances | $11,774,000 | 2,509 |
| Securities | $43,722,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $94,391,000 | 3,589 |
| Loan loss allowance | $1,748,000 | 3,166 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,628,000 | 2,858 |
| Other real estate owned | $192,000 | 3,210 |
| Goodwill and other intangibles | $15,913,000 | 372 |
| All other assets | $5,934,000 | 2,709 |
| Life insurance assets | $4,125,000 | 1,798 |
| Total liabilities and capital | $187,093,000 | 3,212 |
| Total liabilities | $160,413,000 | 3,300 |
| Total deposits | $148,962,000 | 3,323 |
| Interest-bearing deposits | $117,527,000 | 3,404 |
| Deposits held in domestic offices | $148,962,000 | 3,323 |
| % insured | 93.02% | 1,274 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $4,609,000 | 2,548 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $6,842,000 | 775 |
| Total equity capital | $26,680,000 | 2,483 |
| Total bank equity capital | $26,680,000 | 2,483 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $15,000 | 5,897 |
| Surplus | $33,557,000 | 1,012 |
| Undivided profits | $-6,892,000 | 6,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 4,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $424,000 | 4,726 |
| Earning assets | $149,887,000 | 3,523 |
| Long-term assets (5+ years) | $20,023,000 | 4,992 |
| Average Assets, year-to-date | $187,379,600 | 3,197 |
| Average Assets, quarterly | $186,500,500 | 3,221 |
| Volatile liabilities | $6,572,000 | 3,843 |
| Insider loans | $3,477,000 | 1,701 |
| FHLB advances | $4,609,000 | 2,470 |
| Loans and leases held for sale | $485,000 | 1,247 |
| Unused loan commitments | $14,866,000 | 3,191 |
| Tier 1 (core) risk-based capital | $18,028,000 | 3,396 |
| Tier 2 risk-based capital | $1,407,000 | 3,133 |
| Total risk weighted assets | $112,092,000 | 3,391 |
| Total unused commitments | $14,866,000 | 3,191 |
| Derivatives | $485,000 | 1,205 |
| 2013-09-30 | Rank | |
| # of Employees: | 44 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $185,908,000 | 3,238 |
| Cash and due from depository institutions | $21,846,000 | 3,169 |
| Interest-bearing balances | $11,159,000 | 2,642 |
| Securities | $41,023,000 | 3,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $97,256,000 | 3,530 |
| Loan loss allowance | $1,759,000 | 3,240 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,665,000 | 2,846 |
| Other real estate owned | $192,000 | 3,169 |
| Goodwill and other intangibles | $15,913,000 | 369 |
| All other assets | $6,013,000 | 2,672 |
| Life insurance assets | $4,104,000 | 1,767 |
| Total liabilities and capital | $185,908,000 | 3,238 |
| Total liabilities | $159,314,000 | 3,329 |
| Total deposits | $147,044,000 | 3,386 |
| Interest-bearing deposits | $116,017,000 | 3,460 |
| Deposits held in domestic offices | $147,044,000 | 3,386 |
| % insured | 94.06% | 1,087 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,740,000 | 2,545 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $7,530,000 | 761 |
| Total equity capital | $26,594,000 | 2,505 |
| Total bank equity capital | $26,594,000 | 2,505 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $15,000 | 5,961 |
| Surplus | $33,557,000 | 1,012 |
| Undivided profits | $-6,978,000 | 6,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 5,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $534,000 | 4,316 |
| Earning assets | $149,438,000 | 3,540 |
| Long-term assets (5+ years) | $25,100,000 | 4,678 |
| Average Assets, year-to-date | $187,451,250 | 3,220 |
| Average Assets, quarterly | $187,130,000 | 3,228 |
| Volatile liabilities | $6,067,000 | 4,009 |
| Insider loans | $3,477,000 | 1,703 |
| FHLB advances | $4,740,000 | 2,452 |
| Loans and leases held for sale | $558,000 | 1,284 |
| Unused loan commitments | $13,359,000 | 3,402 |
| Tier 1 (core) risk-based capital | $17,754,000 | 3,440 |
| Tier 2 risk-based capital | $1,427,000 | 3,125 |
| Total risk weighted assets | $113,676,000 | 3,370 |
| Total unused commitments | $13,359,000 | 3,402 |
| Derivatives | $558,000 | 1,227 |
| 2013-06-30 | Rank | |
| # of Employees: | 47 | 3,046 |
| Assets and Liabilities | ||
| Total Assets: | $188,352,000 | 3,216 |
| Cash and due from depository institutions | $20,816,000 | 3,046 |
| Interest-bearing balances | $8,328,000 | 3,292 |
| Securities | $40,680,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $100,165,000 | 3,455 |
| Loan loss allowance | $1,807,000 | 3,204 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,908,000 | 2,738 |
| Other real estate owned | $577,000 | 3,046 |
| Goodwill and other intangibles | $15,913,000 | 364 |
| All other assets | $6,293,000 | 2,560 |
| Life insurance assets | $4,083,000 | 1,749 |
| Total liabilities and capital | $188,352,000 | 3,216 |
| Total liabilities | $161,749,000 | 3,298 |
| Total deposits | $149,728,000 | 3,354 |
| Interest-bearing deposits | $117,903,000 | 3,440 |
| Deposits held in domestic offices | $149,728,000 | 3,353 |
| % insured | 92.17% | 1,717 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,870,000 | 2,482 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $7,151,000 | 783 |
| Total equity capital | $26,603,000 | 2,494 |
| Total bank equity capital | $26,603,000 | 2,494 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $15,000 | 6,010 |
| Surplus | $33,557,000 | 1,009 |
| Undivided profits | $-6,969,000 | 6,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $485,000 | 4,513 |
| Earning assets | $149,173,000 | 3,568 |
| Long-term assets (5+ years) | $27,226,000 | 4,502 |
| Average Assets, year-to-date | $187,965,670 | 3,232 |
| Average Assets, quarterly | $186,568,500 | 3,243 |
| Volatile liabilities | $6,119,000 | 3,951 |
| Insider loans | $3,483,000 | 1,709 |
| FHLB advances | $4,870,000 | 2,394 |
| Loans and leases held for sale | $1,211,000 | 1,163 |
| Unused loan commitments | $13,675,000 | 3,354 |
| Tier 1 (core) risk-based capital | $17,610,000 | 3,449 |
| Tier 2 risk-based capital | $1,486,000 | 3,051 |
| Total risk weighted assets | $118,425,000 | 3,279 |
| Total unused commitments | $13,675,000 | 3,354 |
| Derivatives | $1,211,000 | 1,172 |
| 2013-03-31 | Rank | |
| # of Employees: | 50 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $184,785,000 | 3,291 |
| Cash and due from depository institutions | $19,118,000 | 2,889 |
| Interest-bearing balances | $8,984,000 | 3,632 |
| Securities | $39,078,000 | 3,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $99,725,000 | 3,452 |
| Loan loss allowance | $1,843,000 | 3,207 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,945,000 | 2,737 |
| Other real estate owned | $583,000 | 2,889 |
| Goodwill and other intangibles | $15,913,000 | 364 |
| All other assets | $6,423,000 | 2,505 |
| Life insurance assets | $4,055,000 | 1,734 |
| Total liabilities and capital | $184,785,000 | 3,291 |
| Total liabilities | $158,146,000 | 3,381 |
| Total deposits | $144,099,000 | 3,483 |
| Interest-bearing deposits | $113,632,000 | 3,568 |
| Deposits held in domestic offices | $144,099,000 | 3,482 |
| % insured | 96.55% | 506 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $7,062,000 | 1,931 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $6,985,000 | 793 |
| Total equity capital | $26,639,000 | 2,560 |
| Total bank equity capital | $26,639,000 | 2,560 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $15,000 | 6,079 |
| Surplus | $33,557,000 | 1,008 |
| Undivided profits | $-6,933,000 | 6,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 4,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $558,000 | 4,135 |
| Earning assets | $147,787,000 | 3,647 |
| Long-term assets (5+ years) | $24,078,000 | 4,713 |
| Average Assets, year-to-date | $187,772,500 | 3,253 |
| Average Assets, quarterly | $187,772,500 | 3,253 |
| Volatile liabilities | $6,789,000 | 3,771 |
| Insider loans | $3,496,000 | 1,699 |
| FHLB advances | $7,062,000 | 1,855 |
| Loans and leases held for sale | $855,000 | 1,304 |
| Unused loan commitments | $13,241,000 | 3,452 |
| Tier 1 (core) risk-based capital | $17,360,000 | 3,481 |
| Tier 2 risk-based capital | $1,472,000 | 3,075 |
| Total risk weighted assets | $117,208,000 | 3,291 |
| Total unused commitments | $13,241,000 | 3,452 |
| Derivatives | $855,000 | 1,219 |
| 2012-12-31 | Rank | |
| # of Employees: | 50 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $190,760,000 | 3,219 |
| Cash and due from depository institutions | $20,986,000 | 2,895 |
| Interest-bearing balances | $6,902,000 | 3,837 |
| Securities | $40,018,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $102,659,000 | 3,438 |
| Loan loss allowance | $1,847,000 | 3,241 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,983,000 | 2,731 |
| Other real estate owned | $583,000 | 2,895 |
| Goodwill and other intangibles | $15,913,000 | 366 |
| All other assets | $6,618,000 | 2,463 |
| Life insurance assets | $4,038,000 | 1,709 |
| Total liabilities and capital | $190,760,000 | 3,219 |
| Total liabilities | $164,233,000 | 3,302 |
| Total deposits | $139,526,000 | 3,562 |
| Interest-bearing deposits | $110,827,000 | 3,614 |
| Deposits held in domestic offices | $139,526,000 | 3,561 |
| % insured | 96.41% | 989 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $7,279,000 | 2,068 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $17,428,000 | 414 |
| Total equity capital | $26,527,000 | 2,569 |
| Total bank equity capital | $26,527,000 | 2,569 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $15,000 | 6,136 |
| Surplus | $33,557,000 | 1,004 |
| Undivided profits | $-7,045,000 | 6,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 4,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $507,000 | 4,452 |
| Earning assets | $149,579,000 | 3,606 |
| Long-term assets (5+ years) | $25,874,000 | 4,542 |
| Average Assets, year-to-date | $193,150,400 | 3,137 |
| Average Assets, quarterly | $191,685,500 | 3,180 |
| Volatile liabilities | $6,533,000 | 3,949 |
| Insider loans | $3,807,000 | 1,581 |
| FHLB advances | $7,279,000 | 1,988 |
| Loans and leases held for sale | $2,940,000 | 961 |
| Unused loan commitments | $13,323,000 | 3,331 |
| Tier 1 (core) risk-based capital | $17,103,000 | 3,496 |
| Tier 2 risk-based capital | $1,500,000 | 3,029 |
| Total risk weighted assets | $119,530,000 | 3,257 |
| Total unused commitments | $13,323,000 | 3,331 |
| Derivatives | $2,940,000 | 986 |
| 2012-09-30 | Rank | |
| # of Employees: | 49 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $192,611,000 | 3,190 |
| Cash and due from depository institutions | $22,938,000 | 2,959 |
| Interest-bearing balances | $7,892,000 | 3,477 |
| Securities | $42,890,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $99,504,000 | 3,538 |
| Loan loss allowance | $1,850,000 | 3,303 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $4,051,000 | 2,718 |
| Other real estate owned | $661,000 | 2,959 |
| Goodwill and other intangibles | $15,913,000 | 366 |
| All other assets | $6,654,000 | 2,484 |
| Life insurance assets | $4,013,000 | 1,681 |
| Total liabilities and capital | $192,611,000 | 3,190 |
| Total liabilities | $155,401,000 | 3,439 |
| Total deposits | $140,438,000 | 3,562 |
| Interest-bearing deposits | $110,074,000 | 3,642 |
| Deposits held in domestic offices | $140,438,000 | 3,561 |
| % insured | 96.86% | 910 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $7,684,000 | 2,061 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $7,279,000 | 831 |
| Total equity capital | $37,210,000 | 1,942 |
| Total bank equity capital | $37,210,000 | 1,942 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,000 | 6,223 |
| Surplus | $33,557,000 | 1,017 |
| Undivided profits | $3,638,000 | 4,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 5,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $562,000 | 4,450 |
| Earning assets | $150,286,000 | 3,615 |
| Long-term assets (5+ years) | $25,330,000 | 4,585 |
| Average Assets, year-to-date | $193,748,000 | 3,166 |
| Average Assets, quarterly | $195,980,500 | 3,143 |
| Volatile liabilities | $6,664,000 | 3,950 |
| Insider loans | $3,996,000 | 1,559 |
| FHLB advances | $7,684,000 | 1,985 |
| Loans and leases held for sale | $1,729,000 | 1,166 |
| Unused loan commitments | $15,642,000 | 3,037 |
| Tier 1 (core) risk-based capital | $27,617,000 | 2,368 |
| Tier 2 risk-based capital | $1,484,000 | 3,096 |
| Total risk weighted assets | $118,172,000 | 3,295 |
| Total unused commitments | $15,642,000 | 3,037 |
| Derivatives | $1,729,000 | 1,111 |
| 2012-06-30 | Rank | |
| # of Employees: | 50 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $199,350,000 | 3,105 |
| Cash and due from depository institutions | $26,240,000 | 2,929 |
| Interest-bearing balances | $13,945,000 | 2,473 |
| Securities | $48,597,000 | 2,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $97,595,000 | 3,595 |
| Loan loss allowance | $1,890,000 | 3,273 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,101,000 | 2,697 |
| Other real estate owned | $238,000 | 2,929 |
| Goodwill and other intangibles | $15,913,000 | 366 |
| All other assets | $6,666,000 | 2,469 |
| Life insurance assets | $3,988,000 | 1,663 |
| Total liabilities and capital | $199,350,000 | 3,105 |
| Total liabilities | $162,105,000 | 3,328 |
| Total deposits | $147,496,000 | 3,442 |
| Interest-bearing deposits | $110,261,000 | 3,661 |
| Deposits held in domestic offices | $147,496,000 | 3,441 |
| % insured | 96.41% | 1,134 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $7,901,000 | 2,112 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $6,708,000 | 834 |
| Total equity capital | $37,245,000 | 1,898 |
| Total bank equity capital | $37,245,000 | 1,898 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $15,000 | 6,281 |
| Surplus | $33,557,000 | 1,008 |
| Undivided profits | $3,673,000 | 4,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 4,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $514,000 | 456 |
| Income earned, not collected on loans | $613,000 | 4,101 |
| Earning assets | $160,137,000 | 3,429 |
| Long-term assets (5+ years) | $20,837,000 | 4,940 |
| Average Assets, year-to-date | $194,127,000 | 3,163 |
| Average Assets, quarterly | $198,364,500 | 3,118 |
| Volatile liabilities | $6,735,000 | 3,982 |
| Insider loans | $3,614,000 | 1,699 |
| FHLB advances | $7,901,000 | 2,029 |
| Loans and leases held for sale | $1,206,000 | 1,244 |
| Unused loan commitments | $18,121,000 | 2,780 |
| Tier 1 (core) risk-based capital | $27,510,000 | 2,349 |
| Tier 2 risk-based capital | $1,463,000 | 3,133 |
| Total risk weighted assets | $116,435,000 | 3,339 |
| Total unused commitments | $18,121,000 | 2,780 |
| Derivatives | $1,206,000 | 1,130 |
| 2012-03-31 | Rank | |
| # of Employees: | 50 | 2,925 |
| Assets and Liabilities | ||
| Total Assets: | $197,379,000 | 3,163 |
| Cash and due from depository institutions | $29,051,000 | 2,925 |
| Interest-bearing balances | $18,491,000 | 2,228 |
| Securities | $46,634,000 | 2,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $94,620,000 | 3,667 |
| Loan loss allowance | $2,212,000 | 2,969 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,149,000 | 2,687 |
| Other real estate owned | $215,000 | 2,925 |
| Goodwill and other intangibles | $15,913,000 | 371 |
| All other assets | $6,797,000 | 2,441 |
| Life insurance assets | $3,929,000 | 1,652 |
| Total liabilities and capital | $197,379,000 | 3,163 |
| Total liabilities | $160,434,000 | 3,392 |
| Total deposits | $146,049,000 | 3,499 |
| Interest-bearing deposits | $108,664,000 | 3,762 |
| Deposits held in domestic offices | $146,049,000 | 3,498 |
| % insured | 97.22% | 859 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $8,115,000 | 2,062 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $6,270,000 | 870 |
| Total equity capital | $36,945,000 | 1,894 |
| Total bank equity capital | $36,945,000 | 1,894 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $15,000 | 6,335 |
| Surplus | $33,557,000 | 1,006 |
| Undivided profits | $3,373,000 | 4,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $514,000 | 455 |
| Income earned, not collected on loans | $609,000 | 4,096 |
| Earning assets | $159,745,000 | 3,470 |
| Long-term assets (5+ years) | $22,823,000 | 4,778 |
| Average Assets, year-to-date | $191,515,500 | 3,215 |
| Average Assets, quarterly | $191,515,500 | 3,215 |
| Volatile liabilities | $4,138,000 | 4,805 |
| Insider loans | $2,731,000 | 2,153 |
| FHLB advances | $8,115,000 | 1,983 |
| Loans and leases held for sale | $1,679,000 | 1,060 |
| Unused loan commitments | $19,717,000 | 2,643 |
| Tier 1 (core) risk-based capital | $27,053,000 | 2,357 |
| Tier 2 risk-based capital | $1,412,000 | 3,244 |
| Total risk weighted assets | $112,061,000 | 3,461 |
| Total unused commitments | $19,717,000 | 2,643 |
| Derivatives | $1,679,000 | 1,038 |
| 2011-12-31 | Rank | |
| # of Employees: | 50 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $185,652,000 | 3,294 |
| Cash and due from depository institutions | $18,474,000 | 2,953 |
| Interest-bearing balances | $9,248,000 | 3,095 |
| Securities | $43,359,000 | 2,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $96,720,000 | 3,665 |
| Loan loss allowance | $2,167,000 | 3,004 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,176,000 | 2,676 |
| Other real estate owned | $293,000 | 2,953 |
| Goodwill and other intangibles | $15,913,000 | 371 |
| All other assets | $6,717,000 | 2,505 |
| Life insurance assets | $3,905,000 | 1,621 |
| Total liabilities and capital | $185,652,000 | 3,294 |
| Total liabilities | $148,889,000 | 3,573 |
| Total deposits | $134,421,000 | 3,665 |
| Interest-bearing deposits | $105,189,000 | 3,810 |
| Deposits held in domestic offices | $134,421,000 | 3,665 |
| % insured | 97.32% | 863 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $8,328,000 | 2,171 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $6,140,000 | 873 |
| Total equity capital | $36,763,000 | 1,902 |
| Total bank equity capital | $36,763,000 | 1,901 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $15,000 | 6,373 |
| Surplus | $33,557,000 | 1,013 |
| Undivided profits | $3,191,000 | 4,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 4,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $514,000 | 460 |
| Income earned, not collected on loans | $589,000 | 4,355 |
| Earning assets | $149,327,000 | 3,625 |
| Long-term assets (5+ years) | $26,444,000 | 3,939 |
| Average Assets, year-to-date | $184,995,600 | 3,259 |
| Average Assets, quarterly | $185,319,000 | 3,280 |
| Volatile liabilities | $3,761,000 | 5,089 |
| Insider loans | $2,751,000 | 2,172 |
| FHLB advances | $8,328,000 | 2,081 |
| Loans and leases held for sale | $1,649,000 | 959 |
| Unused loan commitments | $16,966,000 | 2,812 |
| Tier 1 (core) risk-based capital | $26,734,000 | 2,350 |
| Tier 2 risk-based capital | $1,424,000 | 3,221 |
| Total risk weighted assets | $113,056,000 | 3,439 |
| Total unused commitments | $16,966,000 | 2,814 |
| Derivatives | $1,649,000 | 919 |
| 2011-09-30 | Rank | |
| # of Employees: | 51 | 2,912 |
| Assets and Liabilities | ||
| Total Assets: | $184,986,000 | 3,308 |
| Cash and due from depository institutions | $23,220,000 | 2,912 |
| Interest-bearing balances | $12,368,000 | 2,669 |
| Securities | $36,639,000 | 3,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $97,749,000 | 3,658 |
| Loan loss allowance | $2,119,000 | 3,066 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,224,000 | 2,671 |
| Other real estate owned | $443,000 | 2,912 |
| Goodwill and other intangibles | $15,913,000 | 371 |
| All other assets | $6,798,000 | 2,507 |
| Life insurance assets | $3,880,000 | 1,605 |
| Total liabilities and capital | $184,986,000 | 3,308 |
| Total liabilities | $148,292,000 | 3,594 |
| Total deposits | $133,713,000 | 3,681 |
| Interest-bearing deposits | $104,542,000 | 3,855 |
| Deposits held in domestic offices | $133,713,000 | 3,680 |
| % insured | 98.00% | 689 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,538,000 | 2,215 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $6,041,000 | 893 |
| Total equity capital | $36,694,000 | 1,917 |
| Total bank equity capital | $36,694,000 | 1,916 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $15,000 | 6,445 |
| Surplus | $33,558,000 | 1,018 |
| Undivided profits | $3,121,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $675,000 | 4,072 |
| Earning assets | $146,756,000 | 3,676 |
| Long-term assets (5+ years) | $25,121,000 | 3,975 |
| Average Assets, year-to-date | $184,831,500 | 3,280 |
| Average Assets, quarterly | $185,108,500 | 3,294 |
| Volatile liabilities | $4,021,000 | 5,035 |
| Insider loans | $2,774,000 | 2,183 |
| FHLB advances | $8,538,000 | 2,107 |
| Loans and leases held for sale | $929,000 | 1,138 |
| Unused loan commitments | $19,282,000 | 2,621 |
| Tier 1 (core) risk-based capital | $26,510,000 | 2,376 |
| Tier 2 risk-based capital | $1,429,000 | 3,229 |
| Total risk weighted assets | $113,513,000 | 3,441 |
| Total unused commitments | $19,282,000 | 2,623 |
| Derivatives | $929,000 | 1,050 |
| 2011-06-30 | Rank | |
| # of Employees: | 53 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $185,231,000 | 3,297 |
| Cash and due from depository institutions | $24,228,000 | 2,860 |
| Interest-bearing balances | $16,865,000 | 2,003 |
| Securities | $35,138,000 | 3,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $98,297,000 | 3,671 |
| Loan loss allowance | $2,046,000 | 3,158 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,280,000 | 2,652 |
| Other real estate owned | $622,000 | 2,860 |
| Goodwill and other intangibles | $15,913,000 | 374 |
| All other assets | $6,753,000 | 2,528 |
| Life insurance assets | $3,865,000 | 1,590 |
| Total liabilities and capital | $185,231,000 | 3,297 |
| Total liabilities | $148,756,000 | 3,587 |
| Total deposits | $133,509,000 | 3,674 |
| Interest-bearing deposits | $106,219,000 | 3,852 |
| Deposits held in domestic offices | $133,509,000 | 3,672 |
| % insured | 97.55% | 869 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,025,000 | 2,216 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $6,222,000 | 832 |
| Total equity capital | $36,475,000 | 1,885 |
| Total bank equity capital | $36,475,000 | 1,883 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,519 |
| Surplus | $33,557,000 | 1,016 |
| Undivided profits | $2,903,000 | 5,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 6,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $635,000 | 4,236 |
| Earning assets | $150,300,000 | 3,623 |
| Long-term assets (5+ years) | $20,586,000 | 4,313 |
| Average Assets, year-to-date | $184,780,000 | 3,306 |
| Average Assets, quarterly | $185,953,000 | 3,288 |
| Volatile liabilities | $3,764,000 | 5,194 |
| Insider loans | $3,205,000 | 1,952 |
| FHLB advances | $9,025,000 | 2,116 |
| Loans and leases held for sale | $834,000 | 943 |
| Unused loan commitments | $16,780,000 | 2,886 |
| Tier 1 (core) risk-based capital | $26,141,000 | 2,378 |
| Tier 2 risk-based capital | $1,430,000 | 3,238 |
| Total risk weighted assets | $113,539,000 | 3,469 |
| Total unused commitments | $16,780,000 | 2,888 |
| Derivatives | $834,000 | 961 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $186,675,000 | 3,302 |
| Cash and due from depository institutions | $7,097,000 | 2,813 |
| Interest-bearing balances | $477,000 | 6,070 |
| Securities | $38,282,000 | 3,073 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 571 |
| Net loans & leases | $100,041,000 | 3,653 |
| Loan loss allowance | $2,051,000 | 3,155 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,383,000 | 2,642 |
| Other real estate owned | $679,000 | 2,813 |
| Goodwill and other intangibles | $15,913,000 | 376 |
| All other assets | $6,780,000 | 2,555 |
| Life insurance assets | $3,802,000 | 1,610 |
| Total liabilities and capital | $186,675,000 | 3,302 |
| Total liabilities | $150,329,000 | 3,591 |
| Total deposits | $135,348,000 | 3,687 |
| Interest-bearing deposits | $108,287,000 | 3,866 |
| Deposits held in domestic offices | $135,348,000 | 3,685 |
| % insured | 96.36% | 1,419 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,268,000 | 2,244 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,713,000 | 906 |
| Total equity capital | $36,346,000 | 1,843 |
| Total bank equity capital | $36,346,000 | 1,842 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,574 |
| Surplus | $33,557,000 | 1,024 |
| Undivided profits | $2,774,000 | 5,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 5,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $279,000 | 618 |
| Income earned, not collected on loans | $684,000 | 4,004 |
| Earning assets | $152,300,000 | 3,611 |
| Long-term assets (5+ years) | $22,917,000 | 4,062 |
| Average Assets, year-to-date | $184,554,500 | 3,330 |
| Average Assets, quarterly | $184,554,500 | 3,330 |
| Volatile liabilities | $4,802,000 | 4,827 |
| Insider loans | $3,335,000 | 1,942 |
| FHLB advances | $9,268,000 | 2,140 |
| Loans and leases held for sale | $384,000 | 1,148 |
| Unused loan commitments | $16,450,000 | 2,947 |
| Tier 1 (core) risk-based capital | $25,862,000 | 2,389 |
| Tier 2 risk-based capital | $1,489,000 | 3,156 |
| Total risk weighted assets | $118,443,000 | 3,384 |
| Total unused commitments | $16,450,000 | 2,948 |
| Derivatives | $384,000 | 1,027 |
| 2010-12-31 | Rank | |
| # of Employees: | 54 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $182,434,000 | 3,381 |
| Cash and due from depository institutions | $7,000,000 | 2,851 |
| Interest-bearing balances | $407,000 | 6,068 |
| Securities | $37,443,000 | 3,039 |
| Federal funds sold & reverse repurchase agreements | $9,425,000 | 808 |
| Net loans & leases | $100,837,000 | 3,711 |
| Loan loss allowance | $2,110,000 | 3,110 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,450,000 | 2,638 |
| Other real estate owned | $331,000 | 2,851 |
| Goodwill and other intangibles | $15,913,000 | 376 |
| All other assets | $7,035,000 | 2,516 |
| Life insurance assets | $3,774,000 | 1,603 |
| Total liabilities and capital | $182,434,000 | 3,381 |
| Total liabilities | $146,219,000 | 3,688 |
| Total deposits | $129,869,000 | 3,808 |
| Interest-bearing deposits | $104,794,000 | 3,935 |
| Deposits held in domestic offices | $129,869,000 | 3,806 |
| % insured | 96.95% | 1,116 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,807,000 | 2,179 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,543,000 | 935 |
| Total equity capital | $36,215,000 | 1,838 |
| Total bank equity capital | $36,215,000 | 1,836 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,654 |
| Surplus | $33,557,000 | 1,024 |
| Undivided profits | $2,643,000 | 5,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 5,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 683 |
| Income earned, not collected on loans | $715,000 | 3,982 |
| Earning assets | $148,112,000 | 3,703 |
| Long-term assets (5+ years) | $21,290,000 | 4,118 |
| Average Assets, year-to-date | $187,208,200 | 3,270 |
| Average Assets, quarterly | $182,837,500 | 3,373 |
| Volatile liabilities | $18,195,000 | 4,925 |
| Insider loans | $3,379,000 | 1,970 |
| FHLB advances | $10,807,000 | 2,066 |
| Loans and leases held for sale | $809,000 | 1,288 |
| Unused loan commitments | $15,358,000 | 3,030 |
| Tier 1 (core) risk-based capital | $25,578,000 | 2,412 |
| Tier 2 risk-based capital | $1,483,000 | 3,193 |
| Total risk weighted assets | $117,827,000 | 3,442 |
| Total unused commitments | $15,358,000 | 3,031 |
| Derivatives | $809,000 | 997 |
| 2010-09-30 | Rank | |
| # of Employees: | 57 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $183,241,000 | 3,403 |
| Cash and due from depository institutions | $8,292,000 | 2,724 |
| Interest-bearing balances | $383,000 | 6,073 |
| Securities | $39,380,000 | 2,891 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 1,179 |
| Net loans & leases | $100,968,000 | 3,782 |
| Loan loss allowance | $2,042,000 | 3,185 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,500,000 | 2,649 |
| Other real estate owned | $492,000 | 2,724 |
| Goodwill and other intangibles | $15,913,000 | 370 |
| All other assets | $7,096,000 | 2,553 |
| Life insurance assets | $3,747,000 | 1,598 |
| Total liabilities and capital | $183,241,000 | 3,403 |
| Total liabilities | $147,173,000 | 3,702 |
| Total deposits | $130,171,000 | 3,839 |
| Interest-bearing deposits | $103,954,000 | 4,009 |
| Deposits held in domestic offices | $130,171,000 | 3,837 |
| % insured | 96.08% | 1,132 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,339,000 | 2,211 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,663,000 | 962 |
| Total equity capital | $36,068,000 | 1,907 |
| Total bank equity capital | $36,068,000 | 1,905 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $15,000 | 6,752 |
| Surplus | $33,557,000 | 1,003 |
| Undivided profits | $2,496,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 5,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,115 |
| Income earned, not collected on loans | $746,000 | 4,119 |
| Earning assets | $147,331,000 | 3,757 |
| Long-term assets (5+ years) | $25,579,000 | 3,743 |
| Average Assets, year-to-date | $188,401,750 | 3,297 |
| Average Assets, quarterly | $185,009,500 | 3,371 |
| Volatile liabilities | $18,115,000 | 5,035 |
| Insider loans | $2,913,000 | 2,239 |
| FHLB advances | $11,339,000 | 2,104 |
| Loans and leases held for sale | $2,306,000 | 896 |
| Unused loan commitments | $17,120,000 | 2,898 |
| Tier 1 (core) risk-based capital | $25,258,000 | 2,468 |
| Tier 2 risk-based capital | $1,473,000 | 3,280 |
| Total risk weighted assets | $117,121,000 | 3,545 |
| Total unused commitments | $17,120,000 | 2,899 |
| Derivatives | $2,306,000 | 934 |
| 2010-06-30 | Rank | |
| # of Employees: | 60 | 2,628 |
| Assets and Liabilities | ||
| Total Assets: | $186,778,000 | 3,362 |
| Cash and due from depository institutions | $7,426,000 | 2,628 |
| Interest-bearing balances | $822,000 | 5,580 |
| Securities | $39,777,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 738 |
| Net loans & leases | $101,183,000 | 3,811 |
| Loan loss allowance | $1,975,000 | 3,253 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,562,000 | 2,642 |
| Other real estate owned | $464,000 | 2,628 |
| Goodwill and other intangibles | $15,913,000 | 375 |
| All other assets | $7,053,000 | 2,592 |
| Life insurance assets | $3,719,000 | 1,603 |
| Total liabilities and capital | $186,778,000 | 3,362 |
| Total liabilities | $150,893,000 | 3,652 |
| Total deposits | $133,925,000 | 3,768 |
| Interest-bearing deposits | $108,139,000 | 3,929 |
| Deposits held in domestic offices | $133,925,000 | 3,767 |
| % insured | 95.47% | 1,460 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,582,000 | 2,293 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,386,000 | 966 |
| Total equity capital | $35,885,000 | 1,900 |
| Total bank equity capital | $35,885,000 | 1,899 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,809 |
| Surplus | $33,557,000 | 998 |
| Undivided profits | $2,313,000 | 5,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 5,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $555,000 | 487 |
| Income earned, not collected on loans | $727,000 | 4,146 |
| Earning assets | $152,182,000 | 3,676 |
| Long-term assets (5+ years) | $29,001,000 | 3,498 |
| Average Assets, year-to-date | $190,122,000 | 3,301 |
| Average Assets, quarterly | $188,434,000 | 3,330 |
| Volatile liabilities | $18,583,000 | 5,026 |
| Insider loans | $3,035,000 | 2,200 |
| FHLB advances | $11,582,000 | 2,195 |
| Loans and leases held for sale | $1,170,000 | 979 |
| Unused loan commitments | $16,886,000 | 2,953 |
| Tier 1 (core) risk-based capital | $24,903,000 | 2,479 |
| Tier 2 risk-based capital | $1,484,000 | 3,274 |
| Total risk weighted assets | $118,095,000 | 3,540 |
| Total unused commitments | $16,886,000 | 2,957 |
| Derivatives | $1,170,000 | 939 |
| 2010-03-31 | Rank | |
| # of Employees: | 60 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $190,090,000 | 3,373 |
| Cash and due from depository institutions | $7,528,000 | 2,655 |
| Interest-bearing balances | $843,000 | 5,507 |
| Securities | $35,599,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $15,725,000 | 569 |
| Net loans & leases | $103,057,000 | 3,794 |
| Loan loss allowance | $1,907,000 | 3,350 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,612,000 | 2,653 |
| Other real estate owned | $318,000 | 2,655 |
| Goodwill and other intangibles | $15,913,000 | 381 |
| All other assets | $7,338,000 | 2,582 |
| Life insurance assets | $3,641,000 | 1,625 |
| Total liabilities and capital | $190,090,000 | 3,373 |
| Total liabilities | $154,324,000 | 3,623 |
| Total deposits | $137,244,000 | 3,746 |
| Interest-bearing deposits | $111,464,000 | 3,890 |
| Deposits held in domestic offices | $137,244,000 | 3,744 |
| % insured | 94.67% | 1,844 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,823,000 | 2,395 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,257,000 | 991 |
| Total equity capital | $35,766,000 | 1,901 |
| Total bank equity capital | $35,766,000 | 1,899 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,000 | 6,903 |
| Surplus | $33,557,000 | 1,021 |
| Undivided profits | $2,194,000 | 5,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 5,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $555,000 | 485 |
| Income earned, not collected on loans | $793,000 | 3,950 |
| Earning assets | $155,224,000 | 3,685 |
| Long-term assets (5+ years) | $33,715,000 | 3,176 |
| Average Assets, year-to-date | $191,794,000 | 3,342 |
| Average Assets, quarterly | $191,794,000 | 3,342 |
| Volatile liabilities | $18,675,000 | 5,059 |
| Insider loans | $3,035,000 | 2,261 |
| FHLB advances | $11,823,000 | 2,293 |
| Loans and leases held for sale | $450,000 | 1,249 |
| Unused loan commitments | $18,484,000 | 2,908 |
| Tier 1 (core) risk-based capital | $24,446,000 | 2,552 |
| Tier 2 risk-based capital | $1,509,000 | 3,273 |
| Total risk weighted assets | $120,159,000 | 3,560 |
| Total unused commitments | $18,484,000 | 2,911 |
| Derivatives | $450,000 | 1,030 |
| 2009-12-31 | Rank | |
| # of Employees: | 62 | 2,606 |
| Assets and Liabilities | ||
| Total Assets: | $193,498,000 | 3,321 |
| Cash and due from depository institutions | $8,171,000 | 2,606 |
| Interest-bearing balances | $552,000 | 5,570 |
| Securities | $41,327,000 | 2,774 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 805 |
| Net loans & leases | $105,404,000 | 3,786 |
| Loan loss allowance | $1,651,000 | 3,638 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,676,000 | 2,662 |
| Other real estate owned | $318,000 | 2,606 |
| Goodwill and other intangibles | $15,913,000 | 384 |
| All other assets | $7,139,000 | 2,682 |
| Life insurance assets | $3,619,000 | 1,633 |
| Total liabilities and capital | $193,498,000 | 3,321 |
| Total liabilities | $157,815,000 | 3,582 |
| Total deposits | $138,661,000 | 3,716 |
| Interest-bearing deposits | $114,458,000 | 3,813 |
| Deposits held in domestic offices | $138,661,000 | 3,715 |
| % insured | 93.62% | 2,299 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,030,000 | 2,310 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,124,000 | 1,001 |
| Total equity capital | $35,683,000 | 1,878 |
| Total bank equity capital | $35,683,000 | 1,875 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,000 | 6,969 |
| Surplus | $33,557,000 | 1,023 |
| Undivided profits | $2,111,000 | 5,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 586 |
| Income earned, not collected on loans | $845,000 | 3,890 |
| Earning assets | $157,833,000 | 3,624 |
| Long-term assets (5+ years) | $34,531,000 | 3,101 |
| Average Assets, year-to-date | $200,036,400 | 3,181 |
| Average Assets, quarterly | $194,268,500 | 3,295 |
| Volatile liabilities | $21,344,000 | 4,773 |
| Insider loans | $3,068,000 | 2,305 |
| FHLB advances | $14,030,000 | 2,198 |
| Loans and leases held for sale | $619,000 | 1,193 |
| Unused loan commitments | $20,970,000 | 2,655 |
| Tier 1 (core) risk-based capital | $24,189,000 | 2,552 |
| Tier 2 risk-based capital | $1,537,000 | 3,243 |
| Total risk weighted assets | $122,693,000 | 3,561 |
| Total unused commitments | $20,970,000 | 2,656 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 64 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $195,039,000 | 3,310 |
| Cash and due from depository institutions | $7,571,000 | 2,552 |
| Interest-bearing balances | $83,000 | 6,518 |
| Securities | $36,883,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $13,150,000 | 692 |
| Net loans & leases | $109,919,000 | 3,723 |
| Loan loss allowance | $1,759,000 | 3,435 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,736,000 | 2,648 |
| Other real estate owned | $63,000 | 2,552 |
| Goodwill and other intangibles | $15,913,000 | 412 |
| All other assets | $6,804,000 | 2,513 |
| Life insurance assets | $3,598,000 | 1,638 |
| Total liabilities and capital | $195,039,000 | 3,310 |
| Total liabilities | $159,468,000 | 3,526 |
| Total deposits | $139,879,000 | 3,665 |
| Interest-bearing deposits | $116,382,000 | 3,761 |
| Deposits held in domestic offices | $139,879,000 | 3,664 |
| % insured | 93.74% | 2,379 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,330,000 | 2,391 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,259,000 | 1,068 |
| Total equity capital | $35,571,000 | 1,951 |
| Total bank equity capital | $35,571,000 | 1,950 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,000 | 7,047 |
| Surplus | $33,557,000 | 1,014 |
| Undivided profits | $1,999,000 | 5,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 4,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $598,000 | 409 |
| Income earned, not collected on loans | $1,085,000 | 3,306 |
| Earning assets | $160,035,000 | 3,610 |
| Long-term assets (5+ years) | $35,512,000 | 3,013 |
| Average Assets, year-to-date | $201,671,000 | 3,184 |
| Average Assets, quarterly | $199,159,000 | 3,242 |
| Volatile liabilities | $21,689,000 | 4,776 |
| Insider loans | $3,124,000 | 2,287 |
| FHLB advances | $14,330,000 | 2,275 |
| Loans and leases held for sale | $1,816,000 | 699 |
| Unused loan commitments | $20,087,000 | 2,847 |
| Tier 1 (core) risk-based capital | $23,903,000 | 2,639 |
| Tier 2 risk-based capital | $1,545,000 | 3,208 |
| Total risk weighted assets | $123,208,000 | 3,570 |
| Total unused commitments | $20,087,000 | 2,849 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 64 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $203,279,000 | 3,224 |
| Cash and due from depository institutions | $9,547,000 | 2,595 |
| Interest-bearing balances | $86,000 | 6,432 |
| Securities | $53,827,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $112,313,000 | 3,696 |
| Loan loss allowance | $1,706,000 | 3,419 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,783,000 | 2,660 |
| Other real estate owned | $68,000 | 2,595 |
| Goodwill and other intangibles | $15,913,000 | 431 |
| All other assets | $6,828,000 | 2,520 |
| Life insurance assets | $3,576,000 | 1,653 |
| Total liabilities and capital | $203,279,000 | 3,224 |
| Total liabilities | $167,848,000 | 3,409 |
| Total deposits | $147,382,000 | 3,527 |
| Interest-bearing deposits | $123,487,000 | 3,589 |
| Deposits held in domestic offices | $147,382,000 | 3,525 |
| % insured | 83.98% | 2,508 |
| Federal funds purchased & repurchase agreements | $960,000 | 2,370 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,587,000 | 2,455 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,919,000 | 1,185 |
| Total equity capital | $35,431,000 | 1,935 |
| Total bank equity capital | $35,431,000 | 1,934 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $15,000 | 7,131 |
| Surplus | $33,557,000 | 1,028 |
| Undivided profits | $1,859,000 | 5,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $598,000 | 402 |
| Income earned, not collected on loans | $1,090,000 | 3,175 |
| Earning assets | $166,226,000 | 3,491 |
| Long-term assets (5+ years) | $35,068,000 | 2,977 |
| Average Assets, year-to-date | $203,881,670 | 3,180 |
| Average Assets, quarterly | $204,928,500 | 3,183 |
| Volatile liabilities | $25,462,000 | 4,399 |
| Insider loans | $3,082,000 | 2,346 |
| FHLB advances | $14,587,000 | 2,331 |
| Loans and leases held for sale | $1,058,000 | 1,170 |
| Unused loan commitments | $21,436,000 | 2,822 |
| Tier 1 (core) risk-based capital | $23,654,000 | 2,676 |
| Tier 2 risk-based capital | $1,590,000 | 3,132 |
| Total risk weighted assets | $126,623,000 | 3,529 |
| Total unused commitments | $21,436,000 | 2,825 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $206,578,000 | 3,188 |
| Cash and due from depository institutions | $7,588,000 | 2,513 |
| Interest-bearing balances | $85,000 | 6,207 |
| Securities | $54,518,000 | 2,159 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 4,887 |
| Net loans & leases | $116,257,000 | 3,603 |
| Loan loss allowance | $1,662,000 | 3,401 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,835,000 | 2,659 |
| Other real estate owned | $74,000 | 2,513 |
| Goodwill and other intangibles | $15,913,000 | 447 |
| All other assets | $6,893,000 | 2,499 |
| Life insurance assets | $3,517,000 | 1,661 |
| Total liabilities and capital | $206,578,000 | 3,188 |
| Total liabilities | $171,243,000 | 3,376 |
| Total deposits | $150,544,000 | 3,470 |
| Interest-bearing deposits | $126,649,000 | 3,522 |
| Deposits held in domestic offices | $150,544,000 | 3,468 |
| % insured | 84.02% | 2,557 |
| Federal funds purchased & repurchase agreements | $959,000 | 2,385 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $14,842,000 | 2,481 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,898,000 | 1,161 |
| Total equity capital | $35,335,000 | 1,953 |
| Total bank equity capital | $35,335,000 | 1,951 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,000 | 7,174 |
| Surplus | $33,557,000 | 1,022 |
| Undivided profits | $1,763,000 | 5,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 5,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $675,000 | 349 |
| Income earned, not collected on loans | $1,092,000 | 3,167 |
| Earning assets | $171,360,000 | 3,419 |
| Long-term assets (5+ years) | $35,355,000 | 2,956 |
| Average Assets, year-to-date | $204,183,000 | 3,196 |
| Average Assets, quarterly | $204,183,000 | 3,196 |
| Volatile liabilities | $26,189,000 | 4,292 |
| Insider loans | $3,178,000 | 2,323 |
| FHLB advances | $14,842,000 | 2,371 |
| Loans and leases held for sale | $1,113,000 | 1,054 |
| Unused loan commitments | $19,595,000 | 3,102 |
| Tier 1 (core) risk-based capital | $23,300,000 | 2,734 |
| Tier 2 risk-based capital | $1,618,000 | 3,106 |
| Total risk weighted assets | $129,239,000 | 3,488 |
| Total unused commitments | $19,595,000 | 3,103 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $201,788,000 | 3,220 |
| Cash and due from depository institutions | $9,259,000 | 2,546 |
| Interest-bearing balances | $226,000 | 5,023 |
| Securities | $40,748,000 | 2,719 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 2,015 |
| Net loans & leases | $119,712,000 | 3,555 |
| Loan loss allowance | $1,603,000 | 3,432 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,872,000 | 2,652 |
| Other real estate owned | $84,000 | 2,546 |
| Goodwill and other intangibles | $15,913,000 | 456 |
| All other assets | $6,625,000 | 2,586 |
| Life insurance assets | $3,487,000 | 1,672 |
| Total liabilities and capital | $201,788,000 | 3,220 |
| Total liabilities | $166,467,000 | 3,429 |
| Total deposits | $145,549,000 | 3,487 |
| Interest-bearing deposits | $123,541,000 | 3,530 |
| Deposits held in domestic offices | $145,549,000 | 3,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $959,000 | 2,752 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,112,000 | 2,607 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,847,000 | 1,181 |
| Total equity capital | $35,321,000 | 1,913 |
| Total bank equity capital | $35,321,000 | 1,913 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,000 | 7,220 |
| Surplus | $33,557,000 | 997 |
| Undivided profits | $1,749,000 | 6,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 4,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $929,000 | 254 |
| Income earned, not collected on loans | $1,034,000 | 3,573 |
| Earning assets | $165,261,000 | 3,498 |
| Long-term assets (5+ years) | $37,008,000 | 2,823 |
| Average Assets, year-to-date | $205,802,000 | 3,054 |
| Average Assets, quarterly | $207,000,500 | 3,136 |
| Volatile liabilities | $23,703,000 | 4,522 |
| Insider loans | $3,110,000 | 2,388 |
| FHLB advances | $15,112,000 | 2,486 |
| Loans and leases held for sale | $521,000 | 1,110 |
| Unused loan commitments | $20,754,000 | 3,012 |
| Tier 1 (core) risk-based capital | $23,051,000 | 2,739 |
| Tier 2 risk-based capital | $1,588,000 | 3,136 |
| Total risk weighted assets | $126,850,000 | 3,540 |
| Total unused commitments | $20,754,000 | 3,012 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $212,213,000 | 3,057 |
| Cash and due from depository institutions | $15,730,000 | 2,535 |
| Interest-bearing balances | $4,665,000 | 1,418 |
| Securities | $39,812,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $7,425,000 | 1,623 |
| Net loans & leases | $121,314,000 | 3,509 |
| Loan loss allowance | $1,640,000 | 3,169 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,925,000 | 2,620 |
| Other real estate owned | $305,000 | 2,535 |
| Goodwill and other intangibles | $15,913,000 | 487 |
| All other assets | $6,789,000 | 2,546 |
| Life insurance assets | $3,457,000 | 1,669 |
| Total liabilities and capital | $212,213,000 | 3,057 |
| Total liabilities | $177,395,000 | 3,229 |
| Total deposits | $156,291,000 | 3,259 |
| Interest-bearing deposits | $133,851,000 | 3,267 |
| Deposits held in domestic offices | $156,291,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $958,000 | 2,882 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,389,000 | 2,591 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,757,000 | 1,181 |
| Total equity capital | $34,818,000 | 1,960 |
| Total bank equity capital | $34,818,000 | 1,960 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,000 | 7,282 |
| Surplus | $33,557,000 | 960 |
| Undivided profits | $1,246,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,225,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,119,000 | 208 |
| Income earned, not collected on loans | $1,186,000 | 3,290 |
| Earning assets | $173,216,000 | 3,350 |
| Long-term assets (5+ years) | $34,773,000 | 2,906 |
| Average Assets, year-to-date | $206,805,500 | 3,046 |
| Average Assets, quarterly | $212,603,000 | 3,035 |
| Volatile liabilities | $25,199,000 | 4,243 |
| Insider loans | $3,140,000 | 2,373 |
| FHLB advances | $15,389,000 | 2,478 |
| Loans and leases held for sale | $708,000 | 896 |
| Unused loan commitments | $21,623,000 | 3,072 |
| Tier 1 (core) risk-based capital | $18,992,000 | 3,337 |
| Tier 2 risk-based capital | $1,630,000 | 2,976 |
| Total risk weighted assets | $130,256,000 | 3,462 |
| Total unused commitments | $21,623,000 | 3,073 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities | ||
| Total Assets: | $212,993,000 | 3,042 |
| Cash and due from depository institutions | $10,126,000 | 2,539 |
| Interest-bearing balances | $2,103,000 | 2,149 |
| Securities | $34,225,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $15,455,000 | 747 |
| Net loans & leases | $125,226,000 | 3,403 |
| Loan loss allowance | $1,613,000 | 3,130 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,974,000 | 2,592 |
| Other real estate owned | $280,000 | 2,539 |
| Goodwill and other intangibles | $15,913,000 | 493 |
| All other assets | $6,794,000 | 2,495 |
| Life insurance assets | $3,428,000 | 1,678 |
| Total liabilities and capital | $212,993,000 | 3,042 |
| Total liabilities | $178,286,000 | 3,213 |
| Total deposits | $157,211,000 | 3,249 |
| Interest-bearing deposits | $133,276,000 | 3,254 |
| Deposits held in domestic offices | $157,211,000 | 3,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $954,000 | 2,955 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,678,000 | 2,481 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,443,000 | 1,253 |
| Total equity capital | $34,707,000 | 1,975 |
| Total bank equity capital | $34,707,000 | 1,975 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,000 | 7,344 |
| Surplus | $33,557,000 | 947 |
| Undivided profits | $1,135,000 | 6,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,243,000 | 3,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,182,000 | 205 |
| Income earned, not collected on loans | $1,233,000 | 3,088 |
| Earning assets | $177,009,000 | 3,294 |
| Long-term assets (5+ years) | $38,040,000 | 2,736 |
| Average Assets, year-to-date | $205,003,000 | 3,078 |
| Average Assets, quarterly | $209,857,000 | 3,056 |
| Volatile liabilities | $29,650,000 | 3,828 |
| Insider loans | $3,170,000 | 2,327 |
| FHLB advances | $15,678,000 | 2,373 |
| Loans and leases held for sale | $1,604,000 | 720 |
| Unused loan commitments | $22,083,000 | 3,122 |
| Tier 1 (core) risk-based capital | $18,843,000 | 3,365 |
| Tier 2 risk-based capital | $1,676,000 | 2,861 |
| Total risk weighted assets | $133,980,000 | 3,364 |
| Total unused commitments | $22,083,000 | 3,124 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $206,721,000 | 3,097 |
| Cash and due from depository institutions | $10,811,000 | 2,493 |
| Interest-bearing balances | $1,987,000 | 2,385 |
| Securities | $32,958,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $10,915,000 | 1,608 |
| Net loans & leases | $124,088,000 | 3,374 |
| Loan loss allowance | $1,867,000 | 2,733 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,031,000 | 2,538 |
| Other real estate owned | $400,000 | 2,493 |
| Goodwill and other intangibles | $15,913,000 | 517 |
| All other assets | $6,605,000 | 2,485 |
| Life insurance assets | $3,359,000 | 1,687 |
| Total liabilities and capital | $206,721,000 | 3,097 |
| Total liabilities | $171,798,000 | 3,296 |
| Total deposits | $152,314,000 | 3,357 |
| Interest-bearing deposits | $128,924,000 | 3,367 |
| Deposits held in domestic offices | $152,314,000 | 3,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,408 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,647,000 | 2,494 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,387,000 | 1,341 |
| Total equity capital | $34,923,000 | 2,020 |
| Total bank equity capital | $34,923,000 | 2,020 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,000 | 7,378 |
| Surplus | $33,557,000 | 951 |
| Undivided profits | $1,351,000 | 6,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,577,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,271,000 | 185 |
| Income earned, not collected on loans | $1,192,000 | 3,224 |
| Earning assets | $169,948,000 | 3,397 |
| Long-term assets (5+ years) | $35,776,000 | 2,761 |
| Average Assets, year-to-date | $201,008,000 | 3,136 |
| Average Assets, quarterly | $201,008,000 | 3,136 |
| Volatile liabilities | $33,024,000 | 3,571 |
| Insider loans | $3,153,000 | 2,294 |
| FHLB advances | $13,647,000 | 2,398 |
| Loans and leases held for sale | $586,000 | 1,168 |
| Unused loan commitments | $23,840,000 | 3,011 |
| Tier 1 (core) risk-based capital | $18,695,000 | 3,389 |
| Tier 2 risk-based capital | $1,662,000 | 2,836 |
| Total risk weighted assets | $132,605,000 | 3,357 |
| Total unused commitments | $23,840,000 | 3,015 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 68 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $195,295,000 | 3,200 |
| Cash and due from depository institutions | $8,429,000 | 2,543 |
| Interest-bearing balances | $282,000 | 3,688 |
| Securities | $33,264,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $4,030,000 | 2,941 |
| Net loans & leases | $121,835,000 | 3,424 |
| Loan loss allowance | $1,807,000 | 2,760 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,044,000 | 2,514 |
| Other real estate owned | $294,000 | 2,543 |
| Goodwill and other intangibles | $15,913,000 | 511 |
| All other assets | $6,486,000 | 2,533 |
| Life insurance assets | $3,329,000 | 1,683 |
| Total liabilities and capital | $195,295,000 | 3,200 |
| Total liabilities | $160,592,000 | 3,425 |
| Total deposits | $147,665,000 | 3,397 |
| Interest-bearing deposits | $126,387,000 | 3,378 |
| Deposits held in domestic offices | $147,665,000 | 3,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,881,000 | 2,920 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,046,000 | 1,408 |
| Total equity capital | $34,703,000 | 2,003 |
| Total bank equity capital | $34,703,000 | 2,003 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,426 |
| Surplus | $33,558,000 | 927 |
| Undivided profits | $1,130,000 | 6,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 2,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $940,000 | 226 |
| Income earned, not collected on loans | $1,150,000 | 3,556 |
| Earning assets | $159,411,000 | 3,512 |
| Long-term assets (5+ years) | $29,168,000 | 2,955 |
| Average Assets, year-to-date | $199,422,400 | 3,030 |
| Average Assets, quarterly | $196,722,000 | 3,157 |
| Volatile liabilities | $32,838,000 | 3,588 |
| Insider loans | $3,869,000 | 1,917 |
| FHLB advances | $8,881,000 | 2,811 |
| Loans and leases held for sale | $698,000 | 1,069 |
| Unused loan commitments | $23,508,000 | 3,063 |
| Tier 1 (core) risk-based capital | $18,726,000 | 3,364 |
| Tier 2 risk-based capital | $1,623,000 | 2,858 |
| Total risk weighted assets | $129,517,000 | 3,415 |
| Total unused commitments | $23,508,000 | 3,064 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 71 | 2,435 |
| Assets and Liabilities | ||
| Total Assets: | $198,149,000 | 3,118 |
| Cash and due from depository institutions | $5,486,000 | 2,435 |
| Interest-bearing balances | $45,000 | 5,381 |
| Securities | $38,581,000 | 2,855 |
| Federal funds sold & reverse repurchase agreements | $3,890,000 | 3,030 |
| Net loans & leases | $122,027,000 | 3,380 |
| Loan loss allowance | $1,760,000 | 2,801 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,219,000 | 2,389 |
| Other real estate owned | $315,000 | 2,435 |
| Goodwill and other intangibles | $15,913,000 | 495 |
| All other assets | $6,718,000 | 2,461 |
| Life insurance assets | $3,300,000 | 1,660 |
| Total liabilities and capital | $198,149,000 | 3,118 |
| Total liabilities | $163,516,000 | 3,337 |
| Total deposits | $150,835,000 | 3,301 |
| Interest-bearing deposits | $129,732,000 | 3,285 |
| Deposits held in domestic offices | $150,835,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,827,000 | 2,789 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,854,000 | 1,449 |
| Total equity capital | $34,633,000 | 1,984 |
| Total bank equity capital | $34,633,000 | 1,984 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,441 |
| Surplus | $33,557,000 | 906 |
| Undivided profits | $1,061,000 | 6,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,795,000 | 2,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $999,000 | 207 |
| Income earned, not collected on loans | $1,453,000 | 3,060 |
| Earning assets | $164,543,000 | 3,406 |
| Long-term assets (5+ years) | $24,647,000 | 3,151 |
| Average Assets, year-to-date | $200,454,250 | 3,010 |
| Average Assets, quarterly | $198,681,000 | 3,089 |
| Volatile liabilities | $35,199,000 | 3,366 |
| Insider loans | $3,913,000 | 1,869 |
| FHLB advances | $8,827,000 | 2,664 |
| Loans and leases held for sale | $225,000 | 1,452 |
| Unused loan commitments | $21,944,000 | 3,231 |
| Tier 1 (core) risk-based capital | $18,730,000 | 3,353 |
| Tier 2 risk-based capital | $1,632,000 | 2,843 |
| Total risk weighted assets | $130,312,000 | 3,371 |
| Total unused commitments | $21,944,000 | 3,231 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $199,213,000 | 3,104 |
| Cash and due from depository institutions | $6,265,000 | 2,595 |
| Interest-bearing balances | $187,000 | 4,050 |
| Securities | $39,384,000 | 2,813 |
| Federal funds sold & reverse repurchase agreements | $1,570,000 | 4,563 |
| Net loans & leases | $123,956,000 | 3,321 |
| Loan loss allowance | $1,971,000 | 2,528 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,284,000 | 2,350 |
| Other real estate owned | $314,000 | 2,595 |
| Goodwill and other intangibles | $15,913,000 | 508 |
| All other assets | $6,527,000 | 2,502 |
| Life insurance assets | $3,270,000 | 1,668 |
| Total liabilities and capital | $199,213,000 | 3,104 |
| Total liabilities | $165,011,000 | 3,308 |
| Total deposits | $152,340,000 | 3,271 |
| Interest-bearing deposits | $130,760,000 | 3,256 |
| Deposits held in domestic offices | $152,340,000 | 3,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,866,000 | 2,691 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,805,000 | 1,436 |
| Total equity capital | $34,202,000 | 1,978 |
| Total bank equity capital | $34,202,000 | 1,978 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,491 |
| Surplus | $33,557,000 | 913 |
| Undivided profits | $630,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,039,000 | 190 |
| Income earned, not collected on loans | $1,317,000 | 3,149 |
| Earning assets | $165,097,000 | 3,384 |
| Long-term assets (5+ years) | $24,328,000 | 3,117 |
| Average Assets, year-to-date | $201,222,670 | 3,032 |
| Average Assets, quarterly | $200,908,000 | 3,055 |
| Volatile liabilities | $35,506,000 | 3,316 |
| Insider loans | $3,956,000 | 1,834 |
| FHLB advances | $8,866,000 | 2,568 |
| Loans and leases held for sale | $329,000 | 1,416 |
| Unused loan commitments | $18,834,000 | 3,533 |
| Tier 1 (core) risk-based capital | $18,422,000 | 3,386 |
| Tier 2 risk-based capital | $1,654,000 | 2,791 |
| Total risk weighted assets | $131,819,000 | 3,327 |
| Total unused commitments | $18,834,000 | 3,533 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 72 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $202,603,000 | 3,058 |
| Cash and due from depository institutions | $5,167,000 | 2,428 |
| Interest-bearing balances | $44,000 | 5,546 |
| Securities | $42,163,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $2,790,000 | 4,526 |
| Net loans & leases | $123,948,000 | 3,291 |
| Loan loss allowance | $1,891,000 | 2,627 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,329,000 | 2,306 |
| Other real estate owned | $315,000 | 2,428 |
| Goodwill and other intangibles | $15,913,000 | 497 |
| All other assets | $6,978,000 | 2,333 |
| Life insurance assets | $3,202,000 | 1,675 |
| Total liabilities and capital | $202,603,000 | 3,058 |
| Total liabilities | $168,411,000 | 3,252 |
| Total deposits | $153,853,000 | 3,272 |
| Interest-bearing deposits | $131,699,000 | 3,242 |
| Deposits held in domestic offices | $153,853,000 | 3,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,176,000 | 2,281 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,382,000 | 1,611 |
| Total equity capital | $34,192,000 | 1,994 |
| Total bank equity capital | $34,192,000 | 1,994 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,519 |
| Surplus | $33,557,000 | 890 |
| Undivided profits | $620,000 | 7,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,754,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,041,000 | 179 |
| Income earned, not collected on loans | $1,272,000 | 3,112 |
| Earning assets | $168,945,000 | 3,326 |
| Long-term assets (5+ years) | $24,567,000 | 3,042 |
| Average Assets, year-to-date | $202,227,500 | 3,031 |
| Average Assets, quarterly | $202,227,500 | 3,031 |
| Volatile liabilities | $37,876,000 | 3,105 |
| Insider loans | $4,927,000 | 1,458 |
| FHLB advances | $11,176,000 | 2,173 |
| Loans and leases held for sale | $608,000 | 1,175 |
| Unused loan commitments | $22,478,000 | 3,140 |
| Tier 1 (core) risk-based capital | $18,370,000 | 3,372 |
| Tier 2 risk-based capital | $1,646,000 | 2,798 |
| Total risk weighted assets | $131,252,000 | 3,288 |
| Total unused commitments | $22,478,000 | 3,140 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $201,852,000 | 3,055 |
| Cash and due from depository institutions | $6,709,000 | 2,401 |
| Interest-bearing balances | $257,000 | 3,778 |
| Securities | $42,931,000 | 2,650 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,338 |
| Net loans & leases | $119,852,000 | 3,364 |
| Loan loss allowance | $1,832,000 | 2,672 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,383,000 | 2,244 |
| Other real estate owned | $315,000 | 2,401 |
| Goodwill and other intangibles | $15,913,000 | 485 |
| All other assets | $6,899,000 | 2,365 |
| Life insurance assets | $3,173,000 | 1,655 |
| Total liabilities and capital | $201,852,000 | 3,055 |
| Total liabilities | $167,910,000 | 3,232 |
| Total deposits | $155,233,000 | 3,198 |
| Interest-bearing deposits | $134,648,000 | 3,140 |
| Deposits held in domestic offices | $155,233,000 | 3,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,031,000 | 2,658 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,646,000 | 1,485 |
| Total equity capital | $33,942,000 | 1,965 |
| Total bank equity capital | $33,942,000 | 1,965 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,000 | 7,556 |
| Surplus | $33,557,000 | 869 |
| Undivided profits | $370,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,736,000 | 1,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,041,000 | 171 |
| Income earned, not collected on loans | $1,207,000 | 3,388 |
| Earning assets | $166,890,000 | 3,309 |
| Long-term assets (5+ years) | $24,222,000 | 3,027 |
| Average Assets, year-to-date | $201,044,200 | 2,947 |
| Average Assets, quarterly | $201,272,000 | 3,020 |
| Volatile liabilities | $36,415,000 | 3,313 |
| Insider loans | $5,382,000 | 1,340 |
| FHLB advances | $9,031,000 | 2,547 |
| Loans and leases held for sale | $77,000 | 1,693 |
| Unused loan commitments | $24,018,000 | 2,996 |
| Tier 1 (core) risk-based capital | $18,176,000 | 3,340 |
| Tier 2 risk-based capital | $1,611,000 | 2,838 |
| Total risk weighted assets | $129,150,000 | 3,310 |
| Total unused commitments | $24,018,000 | 2,996 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $200,692,000 | 3,041 |
| Cash and due from depository institutions | $7,837,000 | 2,378 |
| Interest-bearing balances | $193,000 | 4,105 |
| Securities | $40,304,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,797 |
| Net loans & leases | $119,927,000 | 3,359 |
| Loan loss allowance | $1,848,000 | 2,649 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,437,000 | 2,185 |
| Other real estate owned | $314,000 | 2,378 |
| Goodwill and other intangibles | $15,913,000 | 492 |
| All other assets | $6,960,000 | 2,337 |
| Life insurance assets | $3,139,000 | 1,634 |
| Total liabilities and capital | $200,692,000 | 3,041 |
| Total liabilities | $166,880,000 | 3,212 |
| Total deposits | $154,434,000 | 3,156 |
| Interest-bearing deposits | $133,305,000 | 3,103 |
| Deposits held in domestic offices | $154,434,000 | 3,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,335,000 | 2,769 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,111,000 | 1,658 |
| Total equity capital | $33,812,000 | 1,959 |
| Total bank equity capital | $33,812,000 | 1,959 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,000 | 7,618 |
| Surplus | $33,557,000 | 866 |
| Undivided profits | $240,000 | 7,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,263,000 | 1,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,064,000 | 168 |
| Income earned, not collected on loans | $1,222,000 | 3,346 |
| Earning assets | $164,424,000 | 3,332 |
| Long-term assets (5+ years) | $23,143,000 | 3,076 |
| Average Assets, year-to-date | $200,842,250 | 2,959 |
| Average Assets, quarterly | $198,979,500 | 3,028 |
| Volatile liabilities | $33,700,000 | 3,475 |
| Insider loans | $5,084,000 | 1,401 |
| FHLB advances | $9,335,000 | 2,636 |
| Loans and leases held for sale | $456,000 | 1,241 |
| Unused loan commitments | $23,113,000 | 3,100 |
| Tier 1 (core) risk-based capital | $18,080,000 | 3,349 |
| Tier 2 risk-based capital | $1,610,000 | 2,844 |
| Total risk weighted assets | $128,538,000 | 3,298 |
| Total unused commitments | $23,113,000 | 3,100 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $197,267,000 | 3,056 |
| Cash and due from depository institutions | $5,009,000 | 2,387 |
| Interest-bearing balances | $50,000 | 5,512 |
| Securities | $37,166,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $1,885,000 | 3,741 |
| Net loans & leases | $124,493,000 | 3,233 |
| Loan loss allowance | $1,789,000 | 2,702 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,511,000 | 2,116 |
| Other real estate owned | $315,000 | 2,387 |
| Goodwill and other intangibles | $15,913,000 | 487 |
| All other assets | $6,975,000 | 2,301 |
| Life insurance assets | $3,105,000 | 1,617 |
| Total liabilities and capital | $197,267,000 | 3,056 |
| Total liabilities | $163,792,000 | 3,250 |
| Total deposits | $151,864,000 | 3,181 |
| Interest-bearing deposits | $129,198,000 | 3,154 |
| Deposits held in domestic offices | $151,864,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,637,000 | 2,758 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,291,000 | 1,966 |
| Total equity capital | $33,475,000 | 1,911 |
| Total bank equity capital | $33,475,000 | 1,911 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,000 | 7,648 |
| Surplus | $33,557,000 | 857 |
| Undivided profits | $-97,000 | 7,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,383,000 | 1,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,061,000 | 181 |
| Income earned, not collected on loans | $1,171,000 | 3,152 |
| Earning assets | $163,594,000 | 3,304 |
| Long-term assets (5+ years) | $19,260,000 | 3,400 |
| Average Assets, year-to-date | $200,892,330 | 2,965 |
| Average Assets, quarterly | $201,306,000 | 2,989 |
| Volatile liabilities | $31,106,000 | 3,609 |
| Insider loans | $5,146,000 | 1,359 |
| FHLB advances | $9,637,000 | 2,628 |
| Loans and leases held for sale | $773,000 | 1,018 |
| Unused loan commitments | $23,370,000 | 3,083 |
| Tier 1 (core) risk-based capital | $17,970,000 | 3,301 |
| Tier 2 risk-based capital | $1,617,000 | 2,794 |
| Total risk weighted assets | $129,019,000 | 3,254 |
| Total unused commitments | $23,370,000 | 3,084 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 74 | 2,379 |
| Assets and Liabilities | ||
| Total Assets: | $205,345,000 | 2,940 |
| Cash and due from depository institutions | $11,478,000 | 2,379 |
| Interest-bearing balances | $7,442,000 | 785 |
| Securities | $34,704,000 | 3,176 |
| Federal funds sold & reverse repurchase agreements | $6,560,000 | 2,161 |
| Net loans & leases | $124,592,000 | 3,162 |
| Loan loss allowance | $1,724,000 | 2,740 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,557,000 | 2,057 |
| Other real estate owned | $325,000 | 2,379 |
| Goodwill and other intangibles | $15,913,000 | 466 |
| All other assets | $6,216,000 | 2,450 |
| Life insurance assets | $3,034,000 | 1,603 |
| Total liabilities and capital | $205,345,000 | 2,940 |
| Total liabilities | $169,058,000 | 3,131 |
| Total deposits | $156,754,000 | 3,088 |
| Interest-bearing deposits | $133,353,000 | 3,067 |
| Deposits held in domestic offices | $156,754,000 | 3,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,936,000 | 2,640 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,368,000 | 1,921 |
| Total equity capital | $36,287,000 | 1,728 |
| Total bank equity capital | $36,287,000 | 1,728 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,000 | 7,663 |
| Surplus | $35,264,000 | 784 |
| Undivided profits | $1,008,000 | 7,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $979,000 | 3,482 |
| Earning assets | $173,298,000 | 3,124 |
| Long-term assets (5+ years) | $16,233,000 | 3,696 |
| Average Assets, year-to-date | $202,705,000 | 2,948 |
| Average Assets, quarterly | $202,705,000 | 2,948 |
| Volatile liabilities | $33,925,000 | 3,265 |
| Insider loans | $5,774,000 | 1,174 |
| FHLB advances | $9,936,000 | 2,532 |
| Loans and leases held for sale | $458,000 | 1,137 |
| Unused loan commitments | $22,983,000 | 3,076 |
| Tier 1 (core) risk-based capital | $20,659,000 | 2,863 |
| Tier 2 risk-based capital | $1,621,000 | 2,749 |
| Total risk weighted assets | $129,260,000 | 3,197 |
| Total unused commitments | $22,983,000 | 3,076 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 75 | 2,326 |
| Assets and Liabilities | ||
| Total Assets: | $200,065,000 | 2,972 |
| Cash and due from depository institutions | $7,575,000 | 2,326 |
| Interest-bearing balances | $1,023,000 | 2,611 |
| Securities | $30,960,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 2,886 |
| Net loans & leases | $127,098,000 | 3,069 |
| Loan loss allowance | $1,786,000 | 2,615 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,629,000 | 1,996 |
| Other real estate owned | $332,000 | 2,326 |
| Goodwill and other intangibles | $15,913,000 | 454 |
| All other assets | $8,583,000 | 1,904 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $200,065,000 | 2,972 |
| Total liabilities | $163,963,000 | 3,195 |
| Total deposits | $151,141,000 | 3,161 |
| Interest-bearing deposits | $130,192,000 | 3,075 |
| Deposits held in domestic offices | $151,141,000 | 3,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,562,000 | 2,580 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,260,000 | 1,956 |
| Total equity capital | $36,102,000 | 1,704 |
| Total bank equity capital | $36,102,000 | 1,704 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,000 | 7,700 |
| Surplus | $35,264,000 | 767 |
| Undivided profits | $823,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,146,000 | 3,078 |
| Earning assets | $163,056,000 | 3,253 |
| Long-term assets (5+ years) | $13,206,000 | 4,081 |
| Average Assets, year-to-date | $195,761,800 | 2,906 |
| Average Assets, quarterly | $198,094,500 | 2,968 |
| Volatile liabilities | $33,205,000 | 3,247 |
| Insider loans | $5,580,000 | 1,208 |
| FHLB advances | $10,562,000 | 2,445 |
| Loans and leases held for sale | $20,000 | 1,731 |
| Unused loan commitments | $23,293,000 | 3,006 |
| Tier 1 (core) risk-based capital | $20,444,000 | 2,849 |
| Tier 2 risk-based capital | $1,652,000 | 2,662 |
| Total risk weighted assets | $132,059,000 | 3,114 |
| Total unused commitments | $23,293,000 | 3,008 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $196,124,000 | 2,966 |
| Cash and due from depository institutions | $6,074,000 | 2,346 |
| Interest-bearing balances | $462,000 | 3,537 |
| Securities | $31,080,000 | 3,446 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,538 |
| Net loans & leases | $128,419,000 | 3,024 |
| Loan loss allowance | $1,711,000 | 2,697 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,673,000 | 1,944 |
| Other real estate owned | $536,000 | 2,346 |
| Goodwill and other intangibles | $15,913,000 | 431 |
| All other assets | $6,129,000 | 2,415 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $196,124,000 | 2,966 |
| Total liabilities | $160,129,000 | 3,215 |
| Total deposits | $148,308,000 | 3,144 |
| Interest-bearing deposits | $125,942,000 | 3,117 |
| Deposits held in domestic offices | $148,308,000 | 3,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,100,000 | 2,658 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,721,000 | 2,337 |
| Total equity capital | $35,995,000 | 1,698 |
| Total bank equity capital | $35,995,000 | 1,698 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $35,179,000 | 747 |
| Undivided profits | $716,000 | 7,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $975,000 | 3,512 |
| Earning assets | $162,261,000 | 3,220 |
| Long-term assets (5+ years) | $11,476,000 | 4,374 |
| Average Assets, year-to-date | $194,686,000 | 2,912 |
| Average Assets, quarterly | $197,250,000 | 2,930 |
| Volatile liabilities | $29,905,000 | 3,405 |
| Insider loans | $5,083,000 | 1,261 |
| FHLB advances | $10,100,000 | 2,503 |
| Loans and leases held for sale | $627,000 | 1,145 |
| Unused loan commitments | $24,681,000 | 2,867 |
| Tier 1 (core) risk-based capital | $20,270,000 | 2,837 |
| Tier 2 risk-based capital | $1,621,000 | 2,660 |
| Total risk weighted assets | $130,039,000 | 3,103 |
| Total unused commitments | $24,681,000 | 2,869 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $198,376,000 | 2,911 |
| Cash and due from depository institutions | $8,467,000 | 2,428 |
| Interest-bearing balances | $3,000 | 6,677 |
| Securities | $32,871,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,322 |
| Net loans & leases | $127,294,000 | 2,954 |
| Loan loss allowance | $1,643,000 | 2,748 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,914,000 | 1,801 |
| Other real estate owned | $563,000 | 2,428 |
| Goodwill and other intangibles | $15,913,000 | 421 |
| All other assets | $6,354,000 | 2,264 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $198,376,000 | 2,911 |
| Total liabilities | $162,422,000 | 3,119 |
| Total deposits | $150,708,000 | 3,046 |
| Interest-bearing deposits | $129,701,000 | 2,991 |
| Deposits held in domestic offices | $150,708,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,918,000 | 2,702 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,796,000 | 2,131 |
| Total equity capital | $35,954,000 | 1,655 |
| Total bank equity capital | $35,954,000 | 1,655 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $35,179,000 | 726 |
| Undivided profits | $675,000 | 7,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 2,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $921,000 | 3,396 |
| Earning assets | $161,168,000 | 3,180 |
| Long-term assets (5+ years) | $11,115,000 | 4,497 |
| Average Assets, year-to-date | $194,206,670 | 2,905 |
| Average Assets, quarterly | $196,023,000 | 2,912 |
| Volatile liabilities | $28,582,000 | 3,418 |
| Insider loans | $5,137,000 | 1,226 |
| FHLB advances | $9,918,000 | 2,582 |
| Loans and leases held for sale | $289,000 | 1,425 |
| Unused loan commitments | $28,817,000 | 2,518 |
| Tier 1 (core) risk-based capital | $20,152,000 | 2,786 |
| Tier 2 risk-based capital | $1,618,000 | 2,627 |
| Total risk weighted assets | $129,386,000 | 3,042 |
| Total unused commitments | $28,817,000 | 2,519 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $193,670,000 | 2,950 |
| Cash and due from depository institutions | $12,425,000 | 2,449 |
| Interest-bearing balances | $4,723,000 | 1,147 |
| Securities | $32,033,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 5,657 |
| Net loans & leases | $122,558,000 | 2,998 |
| Loan loss allowance | $1,638,000 | 2,756 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,884,000 | 1,790 |
| Other real estate owned | $561,000 | 2,449 |
| Goodwill and other intangibles | $15,913,000 | 409 |
| All other assets | $3,821,000 | 3,296 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $193,670,000 | 2,950 |
| Total liabilities | $157,984,000 | 3,173 |
| Total deposits | $145,838,000 | 3,132 |
| Interest-bearing deposits | $125,886,000 | 3,067 |
| Deposits held in domestic offices | $145,838,000 | 3,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,436,000 | 2,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,710,000 | 2,200 |
| Total equity capital | $35,686,000 | 1,616 |
| Total bank equity capital | $35,686,000 | 1,616 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $35,179,000 | 708 |
| Undivided profits | $407,000 | 7,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 2,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $855,000 | 3,503 |
| Earning assets | $159,789,000 | 3,199 |
| Long-term assets (5+ years) | $11,814,000 | 4,418 |
| Average Assets, year-to-date | $192,122,000 | 2,945 |
| Average Assets, quarterly | $192,122,000 | 2,945 |
| Volatile liabilities | $29,180,000 | 3,253 |
| Insider loans | $5,190,000 | 1,191 |
| FHLB advances | $10,436,000 | 2,389 |
| Loans and leases held for sale | $615,000 | 1,094 |
| Unused loan commitments | $20,073,000 | 3,142 |
| Tier 1 (core) risk-based capital | $20,016,000 | 2,754 |
| Tier 2 risk-based capital | $1,559,000 | 2,679 |
| Total risk weighted assets | $123,879,000 | 3,100 |
| Total unused commitments | $20,073,000 | 3,144 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $190,574,000 | 2,983 |
| Cash and due from depository institutions | $8,807,000 | 2,318 |
| Interest-bearing balances | $573,000 | 3,350 |
| Securities | $32,508,000 | 3,420 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,946 |
| Net loans & leases | $119,453,000 | 3,052 |
| Loan loss allowance | $1,464,000 | 2,993 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,852,000 | 1,787 |
| Other real estate owned | $869,000 | 2,318 |
| Goodwill and other intangibles | $15,913,000 | 405 |
| All other assets | $3,722,000 | 3,300 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $190,574,000 | 2,983 |
| Total liabilities | $154,809,000 | 3,220 |
| Total deposits | $143,262,000 | 3,165 |
| Interest-bearing deposits | $123,609,000 | 3,090 |
| Deposits held in domestic offices | $143,262,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,130,000 | 2,555 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,417,000 | 2,465 |
| Total equity capital | $35,765,000 | 1,600 |
| Total bank equity capital | $35,765,000 | 1,600 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $35,179,000 | 704 |
| Undivided profits | $486,000 | 7,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $760,000 | 3,871 |
| Earning assets | $155,984,000 | 3,259 |
| Long-term assets (5+ years) | $12,296,000 | 4,411 |
| Average Assets, year-to-date | $195,226,400 | 2,825 |
| Average Assets, quarterly | $192,358,000 | 2,940 |
| Volatile liabilities | $26,511,000 | 3,402 |
| Insider loans | $5,259,000 | 1,161 |
| FHLB advances | $10,130,000 | 2,414 |
| Loans and leases held for sale | $125,000 | 1,594 |
| Unused loan commitments | $23,644,000 | 2,695 |
| Tier 1 (core) risk-based capital | $19,929,000 | 2,717 |
| Tier 2 risk-based capital | $1,481,000 | 2,784 |
| Total risk weighted assets | $120,512,000 | 3,158 |
| Total unused commitments | $23,644,000 | 2,697 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $194,142,000 | 2,919 |
| Cash and due from depository institutions | $10,726,000 | 2,180 |
| Interest-bearing balances | $685,000 | 3,224 |
| Securities | $30,294,000 | 3,596 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,517 |
| Net loans & leases | $125,505,000 | 2,888 |
| Loan loss allowance | $1,695,000 | 2,645 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,765,000 | 1,765 |
| Other real estate owned | $727,000 | 2,180 |
| Goodwill and other intangibles | $15,913,000 | 397 |
| All other assets | $4,212,000 | 2,978 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $194,142,000 | 2,919 |
| Total liabilities | $158,422,000 | 3,115 |
| Total deposits | $146,290,000 | 3,047 |
| Interest-bearing deposits | $126,736,000 | 3,005 |
| Deposits held in domestic offices | $146,290,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,636,000 | 2,473 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,496,000 | 2,394 |
| Total equity capital | $35,720,000 | 1,590 |
| Total bank equity capital | $35,720,000 | 1,590 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $35,178,000 | 686 |
| Undivided profits | $442,000 | 7,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 1,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $813,000 | 3,796 |
| Earning assets | $157,484,000 | 3,180 |
| Long-term assets (5+ years) | $13,951,000 | 4,288 |
| Average Assets, year-to-date | $196,389,500 | 2,804 |
| Average Assets, quarterly | $195,753,500 | 2,870 |
| Volatile liabilities | $31,733,000 | 2,980 |
| Insider loans | $2,759,000 | 2,106 |
| FHLB advances | $10,636,000 | 2,349 |
| Loans and leases held for sale | $373,000 | 1,292 |
| Unused loan commitments | $19,179,000 | 3,087 |
| Tier 1 (core) risk-based capital | $19,833,000 | 2,720 |
| Tier 2 risk-based capital | $1,594,000 | 2,599 |
| Total risk weighted assets | $126,120,000 | 2,990 |
| Total unused commitments | $19,179,000 | 3,090 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $197,365,000 | 2,844 |
| Cash and due from depository institutions | $11,609,000 | 2,138 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $31,965,000 | 3,494 |
| Federal funds sold & reverse repurchase agreements | $4,045,000 | 2,336 |
| Net loans & leases | $123,707,000 | 2,870 |
| Loan loss allowance | $1,657,000 | 2,693 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,652,000 | 1,792 |
| Other real estate owned | $728,000 | 2,138 |
| Goodwill and other intangibles | $15,913,000 | 386 |
| All other assets | $3,746,000 | 3,222 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $197,365,000 | 2,844 |
| Total liabilities | $161,997,000 | 3,059 |
| Total deposits | $150,942,000 | 2,981 |
| Interest-bearing deposits | $131,401,000 | 2,911 |
| Deposits held in domestic offices | $150,942,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,127,000 | 2,528 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $928,000 | 3,088 |
| Total equity capital | $35,368,000 | 1,536 |
| Total bank equity capital | $35,368,000 | 1,536 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $35,179,000 | 675 |
| Undivided profits | $89,000 | 8,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $748,000 | 3,820 |
| Earning assets | $159,770,000 | 3,126 |
| Long-term assets (5+ years) | $15,326,000 | 4,199 |
| Average Assets, year-to-date | $197,138,670 | 2,801 |
| Average Assets, quarterly | $197,801,000 | 2,820 |
| Volatile liabilities | $32,674,000 | 2,843 |
| Insider loans | $2,836,000 | 2,025 |
| FHLB advances | $10,127,000 | 2,398 |
| Loans and leases held for sale | $308,000 | 1,337 |
| Unused loan commitments | $20,206,000 | 2,979 |
| Tier 1 (core) risk-based capital | $19,691,000 | 2,689 |
| Tier 2 risk-based capital | $1,572,000 | 2,605 |
| Total risk weighted assets | $124,977,000 | 2,975 |
| Total unused commitments | $20,206,000 | 2,982 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $198,237,000 | 2,809 |
| Cash and due from depository institutions | $9,703,000 | 2,385 |
| Interest-bearing balances | $37,000 | 6,110 |
| Securities | $30,075,000 | 3,647 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,776 |
| Net loans & leases | $124,004,000 | 2,819 |
| Loan loss allowance | $1,558,000 | 2,831 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,595,000 | 1,777 |
| Other real estate owned | $932,000 | 2,385 |
| Goodwill and other intangibles | $15,913,000 | 375 |
| All other assets | $3,615,000 | 3,159 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $198,237,000 | 2,809 |
| Total liabilities | $162,694,000 | 3,011 |
| Total deposits | $150,971,000 | 2,947 |
| Interest-bearing deposits | $133,094,000 | 2,879 |
| Deposits held in domestic offices | $150,971,000 | 2,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,617,000 | 2,330 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,106,000 | 3,011 |
| Total equity capital | $35,543,000 | 1,563 |
| Total bank equity capital | $35,543,000 | 1,563 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $35,179,000 | 660 |
| Undivided profits | $264,000 | 8,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $832,000 | 3,428 |
| Earning assets | $162,516,000 | 3,061 |
| Long-term assets (5+ years) | $15,992,000 | 4,060 |
| Average Assets, year-to-date | $197,025,500 | 2,798 |
| Average Assets, quarterly | $197,025,500 | 2,798 |
| Volatile liabilities | $34,532,000 | 2,660 |
| Insider loans | $2,837,000 | 1,999 |
| FHLB advances | $10,617,000 | 2,209 |
| Loans and leases held for sale | $1,142,000 | 932 |
| Unused loan commitments | $22,111,000 | 2,740 |
| Tier 1 (core) risk-based capital | $19,591,000 | 2,676 |
| Tier 2 risk-based capital | $1,558,000 | 2,604 |
| Total risk weighted assets | $125,167,000 | 2,917 |
| Total unused commitments | $22,111,000 | 2,748 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $195,814,000 | 2,823 |
| Cash and due from depository institutions | $14,855,000 | 2,272 |
| Interest-bearing balances | $1,990,000 | 2,231 |
| Securities | $31,176,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $123,572,000 | 2,803 |
| Loan loss allowance | $1,541,000 | 2,822 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,596,000 | 1,773 |
| Other real estate owned | $720,000 | 2,272 |
| Goodwill and other intangibles | $15,913,000 | 381 |
| All other assets | $3,982,000 | 2,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,814,000 | 2,823 |
| Total liabilities | $160,465,000 | 3,046 |
| Total deposits | $148,272,000 | 2,990 |
| Interest-bearing deposits | $131,926,000 | 2,885 |
| Deposits held in domestic offices | $148,272,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,858,000 | 2,329 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,335,000 | 2,542 |
| Total equity capital | $35,349,000 | 1,540 |
| Total bank equity capital | $35,349,000 | 1,540 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $35,179,000 | 657 |
| Undivided profits | $70,000 | 8,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,274 |
| Income earned, not collected on loans | $849,000 | 3,486 |
| Earning assets | $156,738,000 | 3,131 |
| Long-term assets (5+ years) | $17,537,000 | 3,858 |
| Average Assets, year-to-date | $207,955,200 | 2,605 |
| Average Assets, quarterly | $202,961,000 | 2,708 |
| Volatile liabilities | $34,067,000 | 2,656 |
| Insider loans | $2,896,000 | 1,927 |
| FHLB advances | $10,858,000 | 2,203 |
| Loans and leases held for sale | $522,000 | 1,126 |
| Unused loan commitments | $21,518,000 | 2,710 |
| Tier 1 (core) risk-based capital | $19,483,000 | 2,651 |
| Tier 2 risk-based capital | $1,541,000 | 2,605 |
| Total risk weighted assets | $124,608,000 | 2,929 |
| Total unused commitments | $21,518,000 | 2,714 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 78 | 2,216 |
| Assets and Liabilities | ||
| Total Assets: | $210,108,000 | 2,646 |
| Cash and due from depository institutions | $18,011,000 | 2,216 |
| Interest-bearing balances | $7,079,000 | 1,019 |
| Securities | $30,625,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,029 |
| Net loans & leases | $128,545,000 | 2,692 |
| Loan loss allowance | $1,841,000 | 2,425 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,379,000 | 1,836 |
| Other real estate owned | $365,000 | 2,216 |
| Goodwill and other intangibles | $15,913,000 | 384 |
| All other assets | $4,470,000 | 2,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,108,000 | 2,646 |
| Total liabilities | $164,817,000 | 2,972 |
| Total deposits | $152,422,000 | 2,913 |
| Interest-bearing deposits | $134,247,000 | 2,837 |
| Deposits held in domestic offices | $152,422,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,345,000 | 2,202 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,050,000 | 3,116 |
| Total equity capital | $45,291,000 | 1,207 |
| Total bank equity capital | $45,291,000 | 1,207 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $41,211,000 | 587 |
| Undivided profits | $3,980,000 | 5,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,593,000 | 1,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,347 |
| Income earned, not collected on loans | $891,000 | 3,481 |
| Earning assets | $173,049,000 | 2,892 |
| Long-term assets (5+ years) | $18,664,000 | 3,725 |
| Average Assets, year-to-date | $210,990,500 | 2,583 |
| Average Assets, quarterly | $212,292,000 | 2,613 |
| Volatile liabilities | $34,750,000 | 2,585 |
| Insider loans | $3,029,000 | 1,829 |
| FHLB advances | $11,345,000 | 2,073 |
| Loans and leases held for sale | $1,630,000 | 929 |
| Unused loan commitments | $20,846,000 | 2,759 |
| Tier 1 (core) risk-based capital | $29,366,000 | 1,753 |
| Tier 2 risk-based capital | $1,630,000 | 2,487 |
| Total risk weighted assets | $130,287,000 | 2,804 |
| Total unused commitments | $20,846,000 | 2,761 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 79 | 2,203 |
| Assets and Liabilities | ||
| Total Assets: | $214,476,000 | 2,585 |
| Cash and due from depository institutions | $19,141,000 | 2,203 |
| Interest-bearing balances | $7,425,000 | 1,083 |
| Securities | $30,468,000 | 3,507 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 2,065 |
| Net loans & leases | $131,023,000 | 2,618 |
| Loan loss allowance | $1,840,000 | 2,391 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,454,000 | 1,775 |
| Other real estate owned | $310,000 | 2,203 |
| Goodwill and other intangibles | $15,913,000 | 363 |
| All other assets | $4,417,000 | 2,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,476,000 | 2,585 |
| Total liabilities | $169,207,000 | 2,888 |
| Total deposits | $155,904,000 | 2,850 |
| Interest-bearing deposits | $137,219,000 | 2,765 |
| Deposits held in domestic offices | $155,904,000 | 2,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,586,000 | 2,146 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,717,000 | 2,259 |
| Total equity capital | $45,269,000 | 1,198 |
| Total bank equity capital | $45,269,000 | 1,198 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $41,211,000 | 573 |
| Undivided profits | $3,958,000 | 5,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,524,000 | 2,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,387 |
| Income earned, not collected on loans | $894,000 | 3,347 |
| Earning assets | $176,666,000 | 2,821 |
| Long-term assets (5+ years) | $14,673,000 | 4,133 |
| Average Assets, year-to-date | $211,284,670 | 2,563 |
| Average Assets, quarterly | $213,187,000 | 2,577 |
| Volatile liabilities | $36,684,000 | 2,420 |
| Insider loans | $2,941,000 | 1,863 |
| FHLB advances | $11,586,000 | 2,011 |
| Loans and leases held for sale | $2,098,000 | 1,115 |
| Unused loan commitments | $22,232,000 | 2,620 |
| Tier 1 (core) risk-based capital | $29,247,000 | 1,722 |
| Tier 2 risk-based capital | $1,649,000 | 2,407 |
| Total risk weighted assets | $131,700,000 | 2,731 |
| Total unused commitments | $22,232,000 | 2,628 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 79 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $211,898,000 | 2,577 |
| Cash and due from depository institutions | $21,414,000 | 2,183 |
| Interest-bearing balances | $8,491,000 | 999 |
| Securities | $34,982,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,992 |
| Net loans & leases | $120,579,000 | 2,770 |
| Loan loss allowance | $1,865,000 | 2,319 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,520,000 | 1,707 |
| Other real estate owned | $240,000 | 2,183 |
| Goodwill and other intangibles | $15,913,000 | 350 |
| All other assets | $4,650,000 | 2,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,898,000 | 2,577 |
| Total liabilities | $166,711,000 | 2,893 |
| Total deposits | $155,432,000 | 2,822 |
| Interest-bearing deposits | $136,842,000 | 2,778 |
| Deposits held in domestic offices | $155,432,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,660,000 | 2,345 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,619,000 | 2,400 |
| Total equity capital | $45,187,000 | 1,185 |
| Total bank equity capital | $45,187,000 | 1,185 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $41,211,000 | 573 |
| Undivided profits | $3,876,000 | 5,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,489,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,395 |
| Income earned, not collected on loans | $1,049,000 | 2,911 |
| Earning assets | $172,652,000 | 2,838 |
| Long-term assets (5+ years) | $13,118,000 | 4,296 |
| Average Assets, year-to-date | $209,689,000 | 2,568 |
| Average Assets, quarterly | $209,689,000 | 2,568 |
| Volatile liabilities | $35,682,000 | 2,454 |
| Insider loans | $2,052,000 | 2,499 |
| FHLB advances | $9,660,000 | 2,214 |
| Loans and leases held for sale | $610,000 | 1,497 |
| Unused loan commitments | $21,441,000 | 2,583 |
| Tier 1 (core) risk-based capital | $29,127,000 | 1,694 |
| Tier 2 risk-based capital | $1,554,000 | 2,497 |
| Total risk weighted assets | $123,992,000 | 2,846 |
| Total unused commitments | $21,441,000 | 2,593 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 79 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $207,480,000 | 2,580 |
| Cash and due from depository institutions | $12,787,000 | 2,181 |
| Interest-bearing balances | $10,000 | 6,634 |
| Securities | $42,111,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,771 |
| Net loans & leases | $124,273,000 | 2,656 |
| Loan loss allowance | $1,773,000 | 2,377 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,597,000 | 1,671 |
| Other real estate owned | $289,000 | 2,181 |
| Goodwill and other intangibles | $15,913,000 | 334 |
| All other assets | $4,460,000 | 2,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,480,000 | 2,580 |
| Total liabilities | $162,362,000 | 2,914 |
| Total deposits | $152,838,000 | 2,799 |
| Interest-bearing deposits | $136,068,000 | 2,719 |
| Deposits held in domestic offices | $152,838,000 | 2,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,323,000 | 2,894 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,201,000 | 1,412 |
| Total equity capital | $45,118,000 | 1,161 |
| Total bank equity capital | $45,118,000 | 1,161 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $41,211,000 | 557 |
| Undivided profits | $3,807,000 | 5,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,333 |
| Income earned, not collected on loans | $1,031,000 | 3,122 |
| Earning assets | $168,444,000 | 2,838 |
| Long-term assets (5+ years) | $11,222,000 | 4,586 |
| Average Assets, year-to-date | $209,237,400 | 2,447 |
| Average Assets, quarterly | $208,689,500 | 2,540 |
| Volatile liabilities | $36,157,000 | 2,411 |
| Insider loans | $2,112,000 | 2,421 |
| FHLB advances | $6,323,000 | 2,718 |
| Loans and leases held for sale | $6,014,000 | 637 |
| Unused loan commitments | $22,532,000 | 2,420 |
| Tier 1 (core) risk-based capital | $29,002,000 | 1,669 |
| Tier 2 risk-based capital | $1,543,000 | 2,474 |
| Total risk weighted assets | $123,248,000 | 2,813 |
| Total unused commitments | $22,532,000 | 2,425 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 77 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $210,315,000 | 2,431 |
| Cash and due from depository institutions | $17,078,000 | 2,224 |
| Interest-bearing balances | $5,016,000 | 1,255 |
| Securities | $37,434,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,014 |
| Net loans & leases | $124,452,000 | 2,580 |
| Loan loss allowance | $1,943,000 | 2,060 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,856,000 | 1,511 |
| Other real estate owned | $144,000 | 2,224 |
| Goodwill and other intangibles | $15,913,000 | 330 |
| All other assets | $4,938,000 | 2,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,315,000 | 2,431 |
| Total liabilities | $165,928,000 | 2,737 |
| Total deposits | $160,299,000 | 2,554 |
| Interest-bearing deposits | $144,374,000 | 2,433 |
| Deposits held in domestic offices | $160,299,000 | 2,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,060,000 | 3,308 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,569,000 | 2,454 |
| Total equity capital | $44,387,000 | 1,107 |
| Total bank equity capital | $44,387,000 | 1,107 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $41,211,000 | 554 |
| Undivided profits | $3,076,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,915,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,359 |
| Income earned, not collected on loans | $1,173,000 | 2,955 |
| Earning assets | $171,402,000 | 2,694 |
| Long-term assets (5+ years) | $10,706,000 | 4,648 |
| Average Assets, year-to-date | $216,976,400 | 2,241 |
| Average Assets, quarterly | $213,050,000 | 2,369 |
| Volatile liabilities | $35,555,000 | 2,342 |
| Insider loans | $1,485,000 | 3,014 |
| FHLB advances | $4,060,000 | 3,106 |
| Loans and leases held for sale | $1,771,000 | 966 |
| Unused loan commitments | $11,360,000 | 3,636 |
| Tier 1 (core) risk-based capital | $28,451,000 | 1,624 |
| Tier 2 risk-based capital | $1,609,000 | 2,245 |
| Total risk weighted assets | $128,466,000 | 2,573 |
| Total unused commitments | $11,360,000 | 3,644 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 84 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $224,671,000 | 2,167 |
| Cash and due from depository institutions | $9,923,000 | 2,017 |
| Interest-bearing balances | $8,000 | 6,434 |
| Securities | $47,820,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $3,125,000 | 3,312 |
| Net loans & leases | $136,778,000 | 2,292 |
| Loan loss allowance | $2,439,000 | 1,576 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,013,000 | 1,428 |
| Other real estate owned | $75,000 | 2,017 |
| Goodwill and other intangibles | $17,417,000 | 295 |
| All other assets | $3,520,000 | 2,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,671,000 | 2,167 |
| Total liabilities | $180,660,000 | 2,434 |
| Total deposits | $174,491,000 | 2,264 |
| Interest-bearing deposits | $159,034,000 | 2,136 |
| Deposits held in domestic offices | $174,491,000 | 2,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,652,000 | 3,012 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,517,000 | 2,568 |
| Total equity capital | $44,011,000 | 1,054 |
| Total bank equity capital | $44,011,000 | 1,054 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $41,211,000 | 523 |
| Undivided profits | $2,700,000 | 5,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,078,000 | 2,517 |
| Earning assets | $187,731,000 | 2,383 |
| Long-term assets (5+ years) | $22,786,000 | 2,908 |
| Average Assets, year-to-date | $224,660,600 | 2,059 |
| Average Assets, quarterly | $225,812,500 | 2,127 |
| Volatile liabilities | $40,769,000 | 2,073 |
| Insider loans | $2,557,000 | 1,857 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,983,000 | 3,175 |
| Tier 1 (core) risk-based capital | $26,668,000 | 1,652 |
| Tier 2 risk-based capital | $1,823,620 | 1,945 |
| Total risk weighted assets | $145,274,520 | 2,201 |
| Total unused commitments | $12,983,000 | 3,177 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 88 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $222,926,000 | 2,100 |
| Cash and due from depository institutions | $10,235,000 | 1,963 |
| Interest-bearing balances | $42,000 | 5,576 |
| Securities | $52,621,000 | 2,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $131,415,000 | 2,293 |
| Loan loss allowance | $2,087,000 | 1,755 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,426,000 | 1,304 |
| Other real estate owned | $151,000 | 1,963 |
| Goodwill and other intangibles | $18,925,000 | 266 |
| All other assets | $3,153,000 | 2,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,926,000 | 2,100 |
| Total liabilities | $179,828,000 | 2,389 |
| Total deposits | $168,449,000 | 2,258 |
| Interest-bearing deposits | $153,929,000 | 2,126 |
| Deposits held in domestic offices | $168,449,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,200,000 | 1,663 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,281,000 | 2,748 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $898,000 | 3,527 |
| Total equity capital | $43,098,000 | 1,042 |
| Total bank equity capital | $43,098,000 | 1,042 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $41,211,000 | 523 |
| Undivided profits | $1,787,000 | 6,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,039,000 | 2,154 |
| Earning assets | $184,078,000 | 2,339 |
| Long-term assets (5+ years) | $25,144,000 | 2,857 |
| Average Assets, year-to-date | $229,705,600 | 1,967 |
| Average Assets, quarterly | $226,619,500 | 2,053 |
| Volatile liabilities | $26,257,000 | 2,817 |
| Insider loans | $3,611,000 | 1,313 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,909,000 | 3,163 |
| Tier 1 (core) risk-based capital | $24,657,000 | 1,769 |
| Tier 2 risk-based capital | $1,749,120 | 1,922 |
| Total risk weighted assets | $139,591,420 | 2,199 |
| Total unused commitments | $12,909,000 | 3,166 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $233,939,000 | 1,976 |
| Cash and due from depository institutions | $7,949,000 | 2,008 |
| Interest-bearing balances | $5,000 | 6,484 |
| Securities | $62,036,000 | 1,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $134,561,000 | 2,079 |
| Loan loss allowance | $2,381,000 | 1,515 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,141,000 | 1,305 |
| Other real estate owned | $0 | 2,008 |
| Goodwill and other intangibles | $20,429,000 | 257 |
| All other assets | $2,823,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,939,000 | 1,976 |
| Total liabilities | $190,755,000 | 2,170 |
| Total deposits | $179,903,000 | 2,112 |
| Interest-bearing deposits | $164,563,000 | 1,973 |
| Deposits held in domestic offices | $179,903,000 | 2,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,125,000 | 1,932 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,952,000 | 1,923 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,775,000 | 2,196 |
| Total equity capital | $43,184,000 | 1,032 |
| Total bank equity capital | $43,184,000 | 1,032 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $41,211,000 | 511 |
| Undivided profits | $1,873,000 | 7,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,086,000 | 2,032 |
| Earning assets | $196,602,000 | 2,157 |
| Long-term assets (5+ years) | $26,510,000 | 2,596 |
| Average Assets, year-to-date | $246,643,000 | 1,772 |
| Average Assets, quarterly | $238,655,500 | 1,904 |
| Volatile liabilities | $26,836,000 | 2,358 |
| Insider loans | $2,102,000 | 2,027 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,291,000 | 4,080 |
| Tier 1 (core) risk-based capital | $22,538,000 | 1,871 |
| Tier 2 risk-based capital | $1,817,410 | 1,761 |
| Total risk weighted assets | $144,829,510 | 1,969 |
| Total unused commitments | $8,291,000 | 4,085 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $256,869,000 | 1,779 |
| Cash and due from depository institutions | $4,886,000 | 2,164 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $70,774,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $7,175,000 | 1,942 |
| Net loans & leases | $143,738,000 | 1,954 |
| Loan loss allowance | $3,088,000 | 1,219 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,868,000 | 1,322 |
| Other real estate owned | $0 | 2,164 |
| Goodwill and other intangibles | $21,800,000 | 241 |
| All other assets | $2,628,000 | 2,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,869,000 | 1,779 |
| Total liabilities | $214,713,000 | 1,918 |
| Total deposits | $204,739,000 | 1,834 |
| Interest-bearing deposits | $190,498,000 | 1,696 |
| Deposits held in domestic offices | $204,739,000 | 1,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,864,000 | 1,591 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,110,000 | 1,929 |
| Total equity capital | $42,156,000 | 1,071 |
| Total bank equity capital | $42,156,000 | 1,071 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $41,211,000 | 503 |
| Undivided profits | $845,000 | 8,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,153,000 | 1,950 |
| Earning assets | $221,687,000 | 1,886 |
| Long-term assets (5+ years) | $23,957,000 | 2,455 |
| Average Assets, year-to-date | $272,788,800 | 1,590 |
| Average Assets, quarterly | $261,329,500 | 1,732 |
| Volatile liabilities | $64,855,000 | 1,161 |
| Insider loans | $830,000 | 4,031 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,503,000 | 3,583 |
| Tier 1 (core) risk-based capital | $20,314,000 | 2,094 |
| Tier 2 risk-based capital | $2,016,960 | 1,524 |
| Total risk weighted assets | $160,285,360 | 1,754 |
| Total unused commitments | $9,503,000 | 3,585 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 96 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $270,586,000 | 1,713 |
| Cash and due from depository institutions | $6,183,000 | 1,948 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $53,054,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $9,775,000 | 1,330 |
| Net loans & leases | $190,554,000 | 1,529 |
| Loan loss allowance | $2,879,000 | 1,381 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,297,000 | 1,230 |
| Other real estate owned | $0 | 1,948 |
| Goodwill and other intangibles | $1,005,000 | 1,278 |
| All other assets | $3,718,000 | 2,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,586,000 | 1,713 |
| Total liabilities | $251,168,000 | 1,672 |
| Total deposits | $240,276,000 | 1,594 |
| Interest-bearing deposits | $222,056,000 | 1,507 |
| Deposits held in domestic offices | $240,276,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,837,000 | 1,427 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,055,000 | 1,981 |
| Total equity capital | $19,418,000 | 2,314 |
| Total bank equity capital | $19,418,000 | 2,314 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $11,030,000 | 1,469 |
| Undivided profits | $8,288,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,913,000 | 1,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,462,000 | 1,490 |
| Earning assets | $253,383,000 | 1,681 |
| Long-term assets (5+ years) | $30,899,000 | 1,923 |
| Average Assets, year-to-date | $253,519,600 | 1,760 |
| Average Assets, quarterly | $267,342,000 | 1,716 |
| Volatile liabilities | $59,471,000 | 1,240 |
| Insider loans | $6,759,000 | 630 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,452,000 | 2,181 |
| Tier 1 (core) risk-based capital | $18,428,000 | 2,350 |
| Tier 2 risk-based capital | $2,532,340 | 1,272 |
| Total risk weighted assets | $202,240,140 | 1,416 |
| Total unused commitments | $18,452,000 | 2,195 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 84 | 2,322 |
| Assets and Liabilities | ||
| Total Assets: | $233,484,000 | 2,013 |
| Cash and due from depository institutions | $6,005,000 | 2,322 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,306,000 | 2,734 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 1,978 |
| Net loans & leases | $164,662,000 | 1,726 |
| Loan loss allowance | $1,386,000 | 2,644 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,833,000 | 1,596 |
| Other real estate owned | $248,000 | 2,322 |
| Goodwill and other intangibles | $1,106,000 | 1,131 |
| All other assets | $2,874,000 | 2,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,484,000 | 2,013 |
| Total liabilities | $215,700,000 | 1,961 |
| Total deposits | $205,202,000 | 1,911 |
| Interest-bearing deposits | $191,193,000 | 1,772 |
| Deposits held in domestic offices | $205,202,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,832,000 | 1,267 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,666,000 | 2,423 |
| Total equity capital | $17,784,000 | 2,525 |
| Total bank equity capital | $17,784,000 | 2,525 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $11,030,000 | 1,467 |
| Undivided profits | $6,654,000 | 3,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 10,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,575,000 | 1,414 |
| Earning assets | $218,418,000 | 1,968 |
| Long-term assets (5+ years) | $25,941,000 | 2,049 |
| Average Assets, year-to-date | $214,288,800 | 2,119 |
| Average Assets, quarterly | $227,077,500 | 2,056 |
| Volatile liabilities | $37,612,000 | 1,570 |
| Insider loans | $4,802,000 | 928 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,997,000 | 1,873 |
| Tier 1 (core) risk-based capital | $16,750,000 | 2,563 |
| Tier 2 risk-based capital | $1,386,000 | 2,165 |
| Total risk weighted assets | $163,426,100 | 1,732 |
| Total unused commitments | $21,997,000 | 1,882 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $195,290,000 | 2,368 |
| Cash and due from depository institutions | $5,833,000 | 2,740 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $48,267,000 | 2,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $133,904,000 | 2,073 |
| Loan loss allowance | $1,109,000 | 3,262 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,665,000 | 2,042 |
| Other real estate owned | $0 | 2,740 |
| Goodwill and other intangibles | $1,206,000 | 998 |
| All other assets | $2,415,000 | 3,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,290,000 | 2,368 |
| Total liabilities | $180,363,000 | 2,329 |
| Total deposits | $167,533,000 | 2,301 |
| Interest-bearing deposits | $154,253,000 | 2,143 |
| Deposits held in domestic offices | $167,533,000 | 2,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,025,000 | 1,778 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,445,000 | 1,555 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,360,000 | 2,406 |
| Total equity capital | $14,927,000 | 2,749 |
| Total bank equity capital | $14,927,000 | 2,749 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $10,530,000 | 1,458 |
| Undivided profits | $4,297,000 | 4,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,039,000 | 1,889 |
| Earning assets | $182,171,000 | 2,325 |
| Long-term assets (5+ years) | $30,330,000 | 1,817 |
| Average Assets, year-to-date | $172,857,400 | 2,567 |
| Average Assets, quarterly | $188,869,500 | 2,414 |
| Volatile liabilities | $39,434,000 | 1,488 |
| Insider loans | $3,762,000 | 1,108 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,414,000 | 2,691 |
| Tier 1 (core) risk-based capital | $13,861,000 | 2,981 |
| Tier 2 risk-based capital | $1,109,000 | 2,660 |
| Total risk weighted assets | $143,417,700 | 1,928 |
| Total unused commitments | $12,414,000 | 2,702 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $149,445,000 | 3,052 |
| Cash and due from depository institutions | $3,688,000 | 3,600 |
| Interest-bearing balances | $195,000 | 5,747 |
| Securities | $36,612,000 | 3,749 |
| Federal funds sold & reverse repurchase agreements | $6,025,000 | 2,316 |
| Net loans & leases | $96,979,000 | 2,683 |
| Loan loss allowance | $871,000 | 4,178 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,267,000 | 2,243 |
| Other real estate owned | $0 | 3,600 |
| Goodwill and other intangibles | $1,307,000 | 884 |
| All other assets | $1,567,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,445,000 | 3,052 |
| Total liabilities | $137,785,000 | 3,024 |
| Total deposits | $133,819,000 | 2,924 |
| Interest-bearing deposits | $124,072,000 | 2,754 |
| Deposits held in domestic offices | $133,819,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,869,000 | 1,915 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,097,000 | 2,903 |
| Total equity capital | $11,660,000 | 3,505 |
| Total bank equity capital | $11,660,000 | 3,505 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $9,030,000 | 1,582 |
| Undivided profits | $2,530,000 | 6,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $669,000 | 2,700 |
| Earning assets | $139,811,000 | 3,009 |
| Long-term assets (5+ years) | $21,466,000 | 2,506 |
| Average Assets, year-to-date | $122,698,400 | 3,592 |
| Average Assets, quarterly | $142,561,000 | 3,189 |
| Volatile liabilities | $31,911,000 | 1,668 |
| Insider loans | $1,326,000 | 2,977 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,468,000 | 4,164 |
| Tier 1 (core) risk-based capital | $10,353,000 | 3,856 |
| Tier 2 risk-based capital | $871,000 | 3,270 |
| Total risk weighted assets | $106,147,200 | 2,466 |
| Total unused commitments | $6,468,000 | 4,190 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $104,874,000 | 4,345 |
| Cash and due from depository institutions | $5,153,000 | 4,867 |
| Interest-bearing balances | $1,284,000 | 3,399 |
| Securities | $32,106,000 | 4,196 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 4,315 |
| Net loans & leases | $59,441,000 | 4,203 |
| Loan loss allowance | $694,000 | 5,040 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,007,000 | 3,597 |
| Other real estate owned | $0 | 4,867 |
| Goodwill and other intangibles | $1,407,000 | 850 |
| All other assets | $1,110,000 | 5,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,874,000 | 4,345 |
| Total liabilities | $96,281,000 | 4,320 |
| Total deposits | $92,999,000 | 4,304 |
| Interest-bearing deposits | $84,348,000 | 4,165 |
| Deposits held in domestic offices | $92,999,000 | 4,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,254,000 | 1,860 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,028,000 | 3,215 |
| Total equity capital | $8,593,000 | 4,497 |
| Total bank equity capital | $8,593,000 | 4,497 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $7,433,000 | 1,860 |
| Undivided profits | $1,060,000 | 9,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 12,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $460,000 | 4,431 |
| Earning assets | $96,481,000 | 4,305 |
| Long-term assets (5+ years) | $12,895,000 | 3,634 |
| Average Assets, year-to-date | $89,699,600 | 4,873 |
| Average Assets, quarterly | $97,592,000 | 4,592 |
| Volatile liabilities | $20,462,000 | 2,311 |
| Insider loans | $1,187,000 | 683 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,644,000 | 5,532 |
| Tier 1 (core) risk-based capital | $7,186,000 | 5,206 |
| Tier 2 risk-based capital | $694,000 | 3,986 |
| Total risk weighted assets | $70,461,300 | 3,689 |
| Total unused commitments | $3,644,000 | 5,559 |
| Derivatives | $0 | 651 |