Home > Simmons First Bank of Northeast Arkansas > Income and Expense
Simmons First Bank of Northeast Arkansas, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 1,735 |
| Total interest expense | $334,000 | 2,170 |
| Net interest income | $3,257,000 | 1,678 |
| Provision for loan and lease losses | $78,000 | 1,786 |
| Total noninterest income | $578,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $280,000 | 1,148 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $298,000 | 2,013 |
| Total noninterest expense | $1,976,000 | 2,357 |
| Salaries and employee benefits | $952,000 | 2,632 |
| Premises and equipment expense | $269,000 | 2,163 |
| Additional noninterest expense | $755,000 | 1,999 |
| Pre-tax net operating income | $1,781,000 | 1,079 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $658,000 | 762 |
| Income before extraordinary items | $1,123,000 | 1,354 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,123,000 | 1,357 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,123,000 | 1,356 |
| Net charge-offs | $80,000 | 1,513 |
| Cash dividends | $943,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,123,000 | 1,325 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,584,000 | 1,601 |
| Total interest expense | $1,442,000 | 2,236 |
| Net interest income | $14,142,000 | 1,537 |
| Provision for loan and lease losses | $381,000 | 2,165 |
| Total noninterest income | $3,097,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,294,000 | 1,072 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,803,000 | 1,641 |
| Total noninterest expense | $7,841,000 | 2,384 |
| Salaries and employee benefits | $3,770,000 | 2,613 |
| Premises and equipment expense | $1,019,000 | 2,217 |
| Additional noninterest expense | $3,052,000 | 2,054 |
| Pre-tax net operating income | $9,017,000 | 855 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $3,352,000 | 614 |
| Income before extraordinary items | $5,665,000 | 1,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,665,000 | 1,095 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,665,000 | 1,095 |
| Net charge-offs | $124,000 | 3,533 |
| Cash dividends | $4,326,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,665,000 | 1,068 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 1,620 |
| Total interest expense | $1,106,000 | 2,253 |
| Net interest income | $10,547,000 | 1,558 |
| Provision for loan and lease losses | $283,000 | 2,150 |
| Total noninterest income | $2,449,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $964,000 | 1,074 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,485,000 | 1,564 |
| Total noninterest expense | $5,849,000 | 2,397 |
| Salaries and employee benefits | $2,841,000 | 2,603 |
| Premises and equipment expense | $739,000 | 2,305 |
| Additional noninterest expense | $2,269,000 | 2,069 |
| Pre-tax net operating income | $6,864,000 | 855 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,550,000 | 615 |
| Income before extraordinary items | $4,314,000 | 1,084 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,314,000 | 1,086 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,314,000 | 1,086 |
| Net charge-offs | $22,000 | 4,361 |
| Cash dividends | $3,260,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,314,000 | 1,067 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 1,663 |
| Total interest expense | $757,000 | 2,251 |
| Net interest income | $6,796,000 | 1,588 |
| Provision for loan and lease losses | $197,000 | 2,156 |
| Total noninterest income | $1,669,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $616,000 | 1,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,053,000 | 1,528 |
| Total noninterest expense | $3,898,000 | 2,390 |
| Salaries and employee benefits | $1,914,000 | 2,596 |
| Premises and equipment expense | $510,000 | 2,239 |
| Additional noninterest expense | $1,474,000 | 2,101 |
| Pre-tax net operating income | $4,370,000 | 875 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,622,000 | 629 |
| Income before extraordinary items | $2,748,000 | 1,119 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,748,000 | 1,120 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,748,000 | 1,121 |
| Net charge-offs | $-29,000 | 6,418 |
| Cash dividends | $2,058,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,748,000 | 1,079 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 1,700 |
| Total interest expense | $392,000 | 2,240 |
| Net interest income | $3,324,000 | 1,627 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $863,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $307,000 | 1,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $556,000 | 1,458 |
| Total noninterest expense | $1,945,000 | 2,428 |
| Salaries and employee benefits | $982,000 | 2,549 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $723,000 | 2,154 |
| Pre-tax net operating income | $2,152,000 | 873 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $799,000 | 642 |
| Income before extraordinary items | $1,353,000 | 1,120 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,353,000 | 1,121 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,353,000 | 1,122 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $1,037,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,353,000 | 1,061 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,024,000 | 1,657 |
| Total interest expense | $2,111,000 | 2,049 |
| Net interest income | $13,913,000 | 1,583 |
| Provision for loan and lease losses | $314,000 | 3,310 |
| Total noninterest income | $3,711,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,234,000 | 1,152 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,477,000 | 1,333 |
| Total noninterest expense | $7,489,000 | 2,511 |
| Salaries and employee benefits | $3,760,000 | 2,596 |
| Premises and equipment expense | $975,000 | 2,322 |
| Additional noninterest expense | $2,754,000 | 2,361 |
| Pre-tax net operating income | $9,821,000 | 727 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,654,000 | 530 |
| Income before extraordinary items | $6,167,000 | 981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,167,000 | 981 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,167,000 | 981 |
| Net charge-offs | $278,000 | 3,396 |
| Cash dividends | $4,573,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,167,000 | 917 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,990,000 | 1,687 |
| Total interest expense | $1,655,000 | 2,052 |
| Net interest income | $10,335,000 | 1,613 |
| Provision for loan and lease losses | $285,000 | 3,041 |
| Total noninterest income | $2,747,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $911,000 | 1,176 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,836,000 | 1,350 |
| Total noninterest expense | $5,536,000 | 2,544 |
| Salaries and employee benefits | $2,775,000 | 2,659 |
| Premises and equipment expense | $738,000 | 2,338 |
| Additional noninterest expense | $2,023,000 | 2,392 |
| Pre-tax net operating income | $7,261,000 | 768 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,700,000 | 559 |
| Income before extraordinary items | $4,561,000 | 1,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,561,000 | 1,015 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,561,000 | 1,015 |
| Net charge-offs | $179,000 | 3,413 |
| Cash dividends | $3,326,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,561,000 | 957 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 1,738 |
| Total interest expense | $1,135,000 | 2,067 |
| Net interest income | $6,653,000 | 1,666 |
| Provision for loan and lease losses | $184,000 | 3,092 |
| Total noninterest income | $1,758,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $590,000 | 1,195 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,168,000 | 1,365 |
| Total noninterest expense | $3,682,000 | 2,561 |
| Salaries and employee benefits | $1,861,000 | 2,652 |
| Premises and equipment expense | $481,000 | 2,369 |
| Additional noninterest expense | $1,340,000 | 2,422 |
| Pre-tax net operating income | $4,545,000 | 811 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,685,000 | 587 |
| Income before extraordinary items | $2,860,000 | 1,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,860,000 | 1,054 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,860,000 | 1,054 |
| Net charge-offs | $110,000 | 3,324 |
| Cash dividends | $2,098,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,860,000 | 990 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 1,786 |
| Total interest expense | $592,000 | 2,062 |
| Net interest income | $3,220,000 | 1,733 |
| Provision for loan and lease losses | $87,000 | 3,081 |
| Total noninterest income | $854,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $299,000 | 1,180 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $555,000 | 1,403 |
| Total noninterest expense | $1,832,000 | 2,564 |
| Salaries and employee benefits | $936,000 | 2,648 |
| Premises and equipment expense | $254,000 | 2,276 |
| Additional noninterest expense | $642,000 | 2,492 |
| Pre-tax net operating income | $2,155,000 | 834 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $799,000 | 599 |
| Income before extraordinary items | $1,356,000 | 1,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,356,000 | 1,093 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,356,000 | 1,092 |
| Net charge-offs | $117,000 | 2,319 |
| Cash dividends | $959,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,356,000 | 1,029 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,110,000 | 1,746 |
| Total interest expense | $2,569,000 | 2,250 |
| Net interest income | $13,541,000 | 1,642 |
| Provision for loan and lease losses | $399,000 | 3,761 |
| Total noninterest income | $3,116,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,220,000 | 1,206 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,896,000 | 1,419 |
| Total noninterest expense | $6,607,000 | 2,800 |
| Salaries and employee benefits | $3,603,000 | 2,678 |
| Premises and equipment expense | $918,000 | 2,596 |
| Additional noninterest expense | $2,086,000 | 3,025 |
| Pre-tax net operating income | $9,651,000 | 643 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,573,000 | 515 |
| Income before extraordinary items | $6,078,000 | 815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,078,000 | 812 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,078,000 | 815 |
| Net charge-offs | $113,000 | 4,872 |
| Cash dividends | $4,570,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,078,000 | 794 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 1,783 |
| Total interest expense | $1,933,000 | 2,341 |
| Net interest income | $10,079,000 | 1,670 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $2,231,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $903,000 | 1,225 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,328,000 | 1,458 |
| Total noninterest expense | $4,921,000 | 2,828 |
| Salaries and employee benefits | $2,726,000 | 2,645 |
| Premises and equipment expense | $683,000 | 2,620 |
| Additional noninterest expense | $1,512,000 | 3,133 |
| Pre-tax net operating income | $7,089,000 | 678 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,619,000 | 513 |
| Income before extraordinary items | $4,470,000 | 861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,470,000 | 860 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,470,000 | 861 |
| Net charge-offs | $44,000 | 5,061 |
| Cash dividends | $3,283,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,470,000 | 819 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 1,836 |
| Total interest expense | $1,305,000 | 2,400 |
| Net interest income | $6,506,000 | 1,724 |
| Provision for loan and lease losses | $207,000 | 3,485 |
| Total noninterest income | $1,394,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $583,000 | 1,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $811,000 | 1,554 |
| Total noninterest expense | $3,307,000 | 2,828 |
| Salaries and employee benefits | $1,836,000 | 2,627 |
| Premises and equipment expense | $444,000 | 2,706 |
| Additional noninterest expense | $1,027,000 | 3,141 |
| Pre-tax net operating income | $4,386,000 | 717 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,608,000 | 527 |
| Income before extraordinary items | $2,778,000 | 888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,778,000 | 888 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,778,000 | 888 |
| Net charge-offs | $-6,000 | 6,894 |
| Cash dividends | $2,077,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,778,000 | 860 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 1,861 |
| Total interest expense | $695,000 | 2,334 |
| Net interest income | $3,170,000 | 1,764 |
| Provision for loan and lease losses | $106,000 | 3,271 |
| Total noninterest income | $633,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $276,000 | 1,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $357,000 | 1,707 |
| Total noninterest expense | $1,655,000 | 2,837 |
| Salaries and employee benefits | $933,000 | 2,595 |
| Premises and equipment expense | $217,000 | 2,797 |
| Additional noninterest expense | $505,000 | 3,149 |
| Pre-tax net operating income | $2,042,000 | 763 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $745,000 | 550 |
| Income before extraordinary items | $1,297,000 | 933 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,297,000 | 933 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,297,000 | 933 |
| Net charge-offs | $-14,000 | 7,105 |
| Cash dividends | $635,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,297,000 | 911 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,473,000 | 1,837 |
| Total interest expense | $3,671,000 | 2,158 |
| Net interest income | $12,802,000 | 1,731 |
| Provision for loan and lease losses | $514,000 | 4,081 |
| Total noninterest income | $2,915,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,219,000 | 1,228 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,696,000 | 1,564 |
| Total noninterest expense | $6,649,000 | 2,849 |
| Salaries and employee benefits | $3,567,000 | 2,677 |
| Premises and equipment expense | $931,000 | 2,630 |
| Additional noninterest expense | $2,151,000 | 3,055 |
| Pre-tax net operating income | $8,554,000 | 628 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,063,000 | 536 |
| Income before extraordinary items | $5,491,000 | 796 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,491,000 | 796 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,491,000 | 797 |
| Net charge-offs | $514,000 | 3,619 |
| Cash dividends | $2,728,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,491,000 | 761 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 1,880 |
| Total interest expense | $2,782,000 | 2,226 |
| Net interest income | $9,526,000 | 1,759 |
| Provision for loan and lease losses | $388,000 | 3,952 |
| Total noninterest income | $2,067,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $931,000 | 1,245 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,136,000 | 1,657 |
| Total noninterest expense | $4,979,000 | 2,849 |
| Salaries and employee benefits | $2,653,000 | 2,712 |
| Premises and equipment expense | $712,000 | 2,617 |
| Additional noninterest expense | $1,614,000 | 3,010 |
| Pre-tax net operating income | $6,226,000 | 687 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,209,000 | 546 |
| Income before extraordinary items | $4,017,000 | 863 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,017,000 | 864 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,017,000 | 864 |
| Net charge-offs | $265,000 | 3,889 |
| Cash dividends | $2,003,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,017,000 | 816 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,040,000 | 1,944 |
| Total interest expense | $1,847,000 | 2,326 |
| Net interest income | $6,193,000 | 1,809 |
| Provision for loan and lease losses | $255,000 | 3,855 |
| Total noninterest income | $1,344,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $625,000 | 1,248 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $719,000 | 1,640 |
| Total noninterest expense | $3,326,000 | 2,850 |
| Salaries and employee benefits | $1,768,000 | 2,734 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $1,076,000 | 3,004 |
| Pre-tax net operating income | $3,956,000 | 701 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,394,000 | 540 |
| Income before extraordinary items | $2,562,000 | 870 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,562,000 | 870 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,562,000 | 871 |
| Net charge-offs | $233,000 | 3,366 |
| Cash dividends | $1,276,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,562,000 | 837 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 2,017 |
| Total interest expense | $956,000 | 2,342 |
| Net interest income | $3,013,000 | 1,882 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $620,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $294,000 | 1,331 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $326,000 | 1,743 |
| Total noninterest expense | $1,647,000 | 2,893 |
| Salaries and employee benefits | $886,000 | 2,771 |
| Premises and equipment expense | $246,000 | 2,629 |
| Additional noninterest expense | $515,000 | 3,094 |
| Pre-tax net operating income | $1,866,000 | 721 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $674,000 | 537 |
| Income before extraordinary items | $1,192,000 | 916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,192,000 | 920 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,192,000 | 920 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $538,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,192,000 | 894 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,160,000 | 2,099 |
| Total interest expense | $4,768,000 | 2,363 |
| Net interest income | $11,392,000 | 1,945 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $2,778,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,287,000 | 1,339 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,491,000 | 1,656 |
| Total noninterest expense | $6,748,000 | 2,881 |
| Salaries and employee benefits | $3,559,000 | 2,740 |
| Premises and equipment expense | $983,000 | 2,615 |
| Additional noninterest expense | $2,206,000 | 3,069 |
| Pre-tax net operating income | $6,922,000 | 624 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,500,000 | 463 |
| Income before extraordinary items | $4,422,000 | 780 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,422,000 | 777 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,422,000 | 780 |
| Net charge-offs | $431,000 | 3,988 |
| Cash dividends | $2,210,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,422,000 | 768 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,951,000 | 2,161 |
| Total interest expense | $3,640,000 | 2,423 |
| Net interest income | $8,311,000 | 1,984 |
| Provision for loan and lease losses | $373,000 | 4,286 |
| Total noninterest income | $2,132,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $960,000 | 1,341 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,172,000 | 1,643 |
| Total noninterest expense | $5,048,000 | 2,885 |
| Salaries and employee benefits | $2,628,000 | 2,803 |
| Premises and equipment expense | $720,000 | 2,716 |
| Additional noninterest expense | $1,700,000 | 2,968 |
| Pre-tax net operating income | $5,022,000 | 674 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,813,000 | 509 |
| Income before extraordinary items | $3,209,000 | 850 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,209,000 | 851 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,209,000 | 851 |
| Net charge-offs | $174,000 | 4,421 |
| Cash dividends | $1,592,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,209,000 | 839 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 2,245 |
| Total interest expense | $2,448,000 | 2,501 |
| Net interest income | $5,227,000 | 2,097 |
| Provision for loan and lease losses | $254,000 | 3,980 |
| Total noninterest income | $1,479,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $615,000 | 1,385 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $864,000 | 1,555 |
| Total noninterest expense | $3,366,000 | 2,912 |
| Salaries and employee benefits | $1,711,000 | 2,897 |
| Premises and equipment expense | $498,000 | 2,653 |
| Additional noninterest expense | $1,157,000 | 2,921 |
| Pre-tax net operating income | $3,086,000 | 759 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,098,000 | 560 |
| Income before extraordinary items | $1,988,000 | 958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,988,000 | 958 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,988,000 | 958 |
| Net charge-offs | $146,000 | 3,812 |
| Cash dividends | $951,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,988,000 | 924 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 2,324 |
| Total interest expense | $1,271,000 | 2,498 |
| Net interest income | $2,469,000 | 2,222 |
| Provision for loan and lease losses | $121,000 | 3,583 |
| Total noninterest income | $692,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $271,000 | 1,505 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $421,000 | 1,570 |
| Total noninterest expense | $1,632,000 | 2,914 |
| Salaries and employee benefits | $870,000 | 2,884 |
| Premises and equipment expense | $257,000 | 2,621 |
| Additional noninterest expense | $505,000 | 2,986 |
| Pre-tax net operating income | $1,408,000 | 904 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $495,000 | 680 |
| Income before extraordinary items | $913,000 | 1,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 1,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $913,000 | 1,189 |
| Net charge-offs | $128,000 | 2,597 |
| Cash dividends | $379,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $913,000 | 1,112 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,591,000 | 2,268 |
| Total interest expense | $6,795,000 | 2,254 |
| Net interest income | $9,796,000 | 2,268 |
| Provision for loan and lease losses | $474,000 | 3,894 |
| Total noninterest income | $2,122,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,144,000 | 1,562 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $978,000 | 2,150 |
| Total noninterest expense | $6,082,000 | 3,039 |
| Salaries and employee benefits | $3,353,000 | 2,945 |
| Premises and equipment expense | $1,005,000 | 2,615 |
| Additional noninterest expense | $1,724,000 | 3,251 |
| Pre-tax net operating income | $5,362,000 | 1,034 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,865,000 | 717 |
| Income before extraordinary items | $3,497,000 | 1,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,497,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,747 |
| Cash dividends | $1,730,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,497,000 | 1,267 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,465,000 | 2,317 |
| Total interest expense | $5,211,000 | 2,289 |
| Net interest income | $7,254,000 | 2,297 |
| Provision for loan and lease losses | $353,000 | 3,287 |
| Total noninterest income | $1,577,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $849,000 | 1,587 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $728,000 | 2,262 |
| Total noninterest expense | $4,592,000 | 2,995 |
| Salaries and employee benefits | $2,527,000 | 2,953 |
| Premises and equipment expense | $752,000 | 2,636 |
| Additional noninterest expense | $1,313,000 | 3,119 |
| Pre-tax net operating income | $3,886,000 | 1,282 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,343,000 | 919 |
| Income before extraordinary items | $2,543,000 | 1,443 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,543,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,970 |
| Cash dividends | $1,265,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,543,000 | 1,524 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,174,000 | 2,374 |
| Total interest expense | $3,549,000 | 2,344 |
| Net interest income | $4,625,000 | 2,372 |
| Provision for loan and lease losses | $234,000 | 2,911 |
| Total noninterest income | $1,064,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $557,000 | 1,581 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $507,000 | 2,217 |
| Total noninterest expense | $3,023,000 | 3,032 |
| Salaries and employee benefits | $1,662,000 | 3,025 |
| Premises and equipment expense | $500,000 | 2,637 |
| Additional noninterest expense | $861,000 | 3,136 |
| Pre-tax net operating income | $2,432,000 | 1,418 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $845,000 | 1,075 |
| Income before extraordinary items | $1,587,000 | 1,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,587,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,653 |
| Cash dividends | $791,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,587,000 | 1,675 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 2,430 |
| Total interest expense | $1,868,000 | 2,380 |
| Net interest income | $2,217,000 | 2,467 |
| Provision for loan and lease losses | $112,000 | 2,579 |
| Total noninterest income | $508,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $259,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,230 |
| Total noninterest expense | $1,523,000 | 3,012 |
| Salaries and employee benefits | $807,000 | 3,139 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $456,000 | 2,941 |
| Pre-tax net operating income | $1,090,000 | 1,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $374,000 | 1,252 |
| Income before extraordinary items | $716,000 | 1,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $716,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,764 |
| Cash dividends | $393,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $716,000 | 1,933 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,493,000 | 2,356 |
| Total interest expense | $8,387,000 | 2,238 |
| Net interest income | $9,106,000 | 2,427 |
| Provision for loan and lease losses | $221,000 | 3,718 |
| Total noninterest income | $2,183,000 | 2,089 |
| Gross Fiduciary activities income | $44,000 | 1,030 |
| Service charges on deposit accounts | $1,089,000 | 1,645 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,050,000 | 2,155 |
| Total noninterest expense | $5,365,000 | 3,262 |
| Salaries and employee benefits | $3,088,000 | 3,147 |
| Premises and equipment expense | $765,000 | 3,199 |
| Additional noninterest expense | $1,512,000 | 3,398 |
| Pre-tax net operating income | $5,703,000 | 1,461 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,990,000 | 1,137 |
| Income before extraordinary items | $3,713,000 | 1,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,713,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,582 |
| Cash dividends | $1,857,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,713,000 | 1,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,095,000 | 2,361 |
| Total interest expense | $6,314,000 | 2,231 |
| Net interest income | $6,781,000 | 2,460 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $1,596,000 | 2,126 |
| Gross Fiduciary activities income | $31,000 | 1,025 |
| Service charges on deposit accounts | $798,000 | 1,656 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $767,000 | 2,178 |
| Total noninterest expense | $3,991,000 | 3,248 |
| Salaries and employee benefits | $2,305,000 | 3,149 |
| Premises and equipment expense | $583,000 | 3,133 |
| Additional noninterest expense | $1,103,000 | 3,423 |
| Pre-tax net operating income | $4,226,000 | 1,599 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,463,000 | 1,253 |
| Income before extraordinary items | $2,763,000 | 1,823 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,763,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,285 |
| Cash dividends | $1,389,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,763,000 | 1,809 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 2,438 |
| Total interest expense | $4,079,000 | 2,287 |
| Net interest income | $4,430,000 | 2,525 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $1,058,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $517,000 | 1,702 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $541,000 | 2,135 |
| Total noninterest expense | $2,668,000 | 3,275 |
| Salaries and employee benefits | $1,536,000 | 3,187 |
| Premises and equipment expense | $408,000 | 3,049 |
| Additional noninterest expense | $724,000 | 3,468 |
| Pre-tax net operating income | $2,725,000 | 1,683 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $943,000 | 1,328 |
| Income before extraordinary items | $1,782,000 | 1,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,782,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,328 |
| Cash dividends | $927,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,782,000 | 1,913 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 2,440 |
| Total interest expense | $2,049,000 | 2,275 |
| Net interest income | $2,177,000 | 2,558 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $566,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $260,000 | 1,656 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $306,000 | 1,932 |
| Total noninterest expense | $1,319,000 | 3,313 |
| Salaries and employee benefits | $760,000 | 3,232 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $358,000 | 3,473 |
| Pre-tax net operating income | $1,394,000 | 1,644 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $475,000 | 1,332 |
| Income before extraordinary items | $919,000 | 1,847 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $919,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,207 |
| Cash dividends | $480,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $919,000 | 1,835 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,450,000 | 2,363 |
| Total interest expense | $7,329,000 | 2,200 |
| Net interest income | $9,121,000 | 2,485 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $2,045,000 | 2,184 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $1,170,000 | 1,524 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $873,000 | 2,445 |
| Total noninterest expense | $5,045,000 | 3,332 |
| Salaries and employee benefits | $2,890,000 | 3,236 |
| Premises and equipment expense | $762,000 | 3,118 |
| Additional noninterest expense | $1,393,000 | 3,498 |
| Pre-tax net operating income | $5,971,000 | 1,608 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,160,000 | 1,254 |
| Income before extraordinary items | $3,811,000 | 1,870 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,811,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,580 |
| Cash dividends | $1,900,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,811,000 | 1,852 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,150,000 | 2,387 |
| Total interest expense | $5,296,000 | 2,218 |
| Net interest income | $6,854,000 | 2,504 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $1,559,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $909,000 | 1,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $650,000 | 2,440 |
| Total noninterest expense | $3,801,000 | 3,310 |
| Salaries and employee benefits | $2,169,000 | 3,234 |
| Premises and equipment expense | $583,000 | 3,082 |
| Additional noninterest expense | $1,049,000 | 3,471 |
| Pre-tax net operating income | $4,462,000 | 1,666 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,619,000 | 1,317 |
| Income before extraordinary items | $2,843,000 | 1,923 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,843,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $1,434,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,843,000 | 1,911 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,737,000 | 2,440 |
| Total interest expense | $3,247,000 | 2,285 |
| Net interest income | $4,490,000 | 2,546 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $1,032,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $600,000 | 1,480 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $432,000 | 2,433 |
| Total noninterest expense | $2,542,000 | 3,310 |
| Salaries and employee benefits | $1,453,000 | 3,220 |
| Premises and equipment expense | $400,000 | 2,997 |
| Additional noninterest expense | $689,000 | 3,531 |
| Pre-tax net operating income | $2,905,000 | 1,702 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,056,000 | 1,341 |
| Income before extraordinary items | $1,849,000 | 1,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,849,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,354 |
| Cash dividends | $898,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,849,000 | 1,954 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 2,454 |
| Total interest expense | $1,554,000 | 2,271 |
| Net interest income | $2,207,000 | 2,562 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $481,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $290,000 | 1,468 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,569 |
| Total noninterest expense | $1,288,000 | 3,293 |
| Salaries and employee benefits | $733,000 | 3,208 |
| Premises and equipment expense | $203,000 | 2,992 |
| Additional noninterest expense | $352,000 | 3,445 |
| Pre-tax net operating income | $1,325,000 | 1,821 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $483,000 | 1,438 |
| Income before extraordinary items | $842,000 | 2,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $842,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $426,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $842,000 | 2,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,120,000 | 2,346 |
| Total interest expense | $5,109,000 | 2,164 |
| Net interest income | $9,011,000 | 2,437 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $2,121,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,304,000 | 1,351 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $817,000 | 2,500 |
| Total noninterest expense | $5,058,000 | 3,208 |
| Salaries and employee benefits | $2,762,000 | 3,193 |
| Premises and equipment expense | $801,000 | 2,898 |
| Additional noninterest expense | $1,495,000 | 3,240 |
| Pre-tax net operating income | $5,444,000 | 1,712 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,015,000 | 1,356 |
| Income before extraordinary items | $3,429,000 | 1,998 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,429,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,710 |
| Cash dividends | $1,248,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,429,000 | 1,977 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,321,000 | 2,348 |
| Total interest expense | $3,563,000 | 2,184 |
| Net interest income | $6,758,000 | 2,421 |
| Provision for loan and lease losses | $525,000 | 1,344 |
| Total noninterest income | $1,536,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $970,000 | 1,344 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 2,645 |
| Total noninterest expense | $3,737,000 | 3,219 |
| Salaries and employee benefits | $2,061,000 | 3,193 |
| Premises and equipment expense | $608,000 | 2,855 |
| Additional noninterest expense | $1,068,000 | 3,335 |
| Pre-tax net operating income | $4,032,000 | 1,752 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,497,000 | 1,389 |
| Income before extraordinary items | $2,535,000 | 2,034 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,535,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,203 |
| Cash dividends | $776,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,535,000 | 1,998 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 2,423 |
| Total interest expense | $2,096,000 | 2,336 |
| Net interest income | $4,396,000 | 2,449 |
| Provision for loan and lease losses | $420,000 | 1,135 |
| Total noninterest income | $993,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $628,000 | 1,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $365,000 | 2,702 |
| Total noninterest expense | $2,485,000 | 3,211 |
| Salaries and employee benefits | $1,379,000 | 3,158 |
| Premises and equipment expense | $409,000 | 2,785 |
| Additional noninterest expense | $697,000 | 3,373 |
| Pre-tax net operating income | $2,484,000 | 1,854 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $914,000 | 1,462 |
| Income before extraordinary items | $1,570,000 | 2,149 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,570,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $776,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,570,000 | 2,116 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 2,515 |
| Total interest expense | $947,000 | 2,442 |
| Net interest income | $2,129,000 | 2,513 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $439,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $277,000 | 1,467 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,836 |
| Total noninterest expense | $1,270,000 | 3,157 |
| Salaries and employee benefits | $716,000 | 3,066 |
| Premises and equipment expense | $219,000 | 2,651 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $1,088,000 | 2,025 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $401,000 | 1,600 |
| Income before extraordinary items | $687,000 | 2,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $687,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,807 |
| Cash dividends | $356,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $687,000 | 2,323 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,631,000 | 2,469 |
| Total interest expense | $3,166,000 | 2,507 |
| Net interest income | $8,465,000 | 2,413 |
| Provision for loan and lease losses | $882,000 | 1,177 |
| Total noninterest income | $1,876,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,152,000 | 1,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $724,000 | 2,663 |
| Total noninterest expense | $4,846,000 | 3,208 |
| Salaries and employee benefits | $2,713,000 | 3,129 |
| Premises and equipment expense | $737,000 | 2,992 |
| Additional noninterest expense | $1,396,000 | 3,307 |
| Pre-tax net operating income | $4,613,000 | 1,822 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,709,000 | 1,452 |
| Income before extraordinary items | $2,904,000 | 2,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,904,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,329 |
| Cash dividends | $1,476,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,904,000 | 2,090 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 2,479 |
| Total interest expense | $2,248,000 | 2,595 |
| Net interest income | $6,291,000 | 2,404 |
| Provision for loan and lease losses | $684,000 | 1,112 |
| Total noninterest income | $1,386,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $856,000 | 1,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $530,000 | 2,700 |
| Total noninterest expense | $3,548,000 | 3,269 |
| Salaries and employee benefits | $1,981,000 | 3,157 |
| Premises and equipment expense | $544,000 | 3,030 |
| Additional noninterest expense | $1,023,000 | 3,364 |
| Pre-tax net operating income | $3,445,000 | 1,823 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,278,000 | 1,468 |
| Income before extraordinary items | $2,167,000 | 2,164 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,167,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,043 |
| Cash dividends | $1,097,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,167,000 | 2,111 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 2,573 |
| Total interest expense | $1,408,000 | 2,715 |
| Net interest income | $4,022,000 | 2,478 |
| Provision for loan and lease losses | $486,000 | 1,026 |
| Total noninterest income | $788,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $546,000 | 1,599 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $242,000 | 3,379 |
| Total noninterest expense | $2,292,000 | 3,369 |
| Salaries and employee benefits | $1,304,000 | 3,206 |
| Premises and equipment expense | $351,000 | 3,120 |
| Additional noninterest expense | $637,000 | 3,560 |
| Pre-tax net operating income | $2,032,000 | 2,022 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $671,000 | 1,757 |
| Income before extraordinary items | $1,361,000 | 2,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,361,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 893 |
| Cash dividends | $680,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,361,000 | 2,190 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 2,696 |
| Total interest expense | $703,000 | 2,740 |
| Net interest income | $1,888,000 | 2,628 |
| Provision for loan and lease losses | $200,000 | 1,147 |
| Total noninterest income | $375,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $251,000 | 1,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,146,000 | 3,354 |
| Salaries and employee benefits | $652,000 | 3,218 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $318,000 | 3,565 |
| Pre-tax net operating income | $917,000 | 2,168 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $336,000 | 1,780 |
| Income before extraordinary items | $581,000 | 2,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $581,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 665 |
| Cash dividends | $290,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $581,000 | 2,491 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,730,000 | 2,639 |
| Total interest expense | $3,503,000 | 2,499 |
| Net interest income | $7,227,000 | 2,677 |
| Provision for loan and lease losses | $901,000 | 1,309 |
| Total noninterest income | $1,765,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,010,000 | 1,709 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $755,000 | 2,832 |
| Total noninterest expense | $4,082,000 | 3,658 |
| Salaries and employee benefits | $2,175,000 | 3,658 |
| Premises and equipment expense | $654,000 | 3,270 |
| Additional noninterest expense | $1,253,000 | 3,606 |
| Pre-tax net operating income | $4,009,000 | 1,968 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,477,000 | 1,642 |
| Income before extraordinary items | $2,532,000 | 2,351 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,532,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 1,055 |
| Cash dividends | $1,265,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,532,000 | 2,242 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,157,000 | 2,647 |
| Total interest expense | $2,752,000 | 2,490 |
| Net interest income | $5,405,000 | 2,690 |
| Provision for loan and lease losses | $676,000 | 1,258 |
| Total noninterest income | $1,378,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $756,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $622,000 | 2,777 |
| Total noninterest expense | $3,029,000 | 3,685 |
| Salaries and employee benefits | $1,611,000 | 3,679 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $926,000 | 3,627 |
| Pre-tax net operating income | $3,078,000 | 2,009 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,136,000 | 1,676 |
| Income before extraordinary items | $1,942,000 | 2,402 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,942,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,255 |
| Cash dividends | $970,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,942,000 | 2,282 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 2,644 |
| Total interest expense | $1,952,000 | 2,428 |
| Net interest income | $3,563,000 | 2,725 |
| Provision for loan and lease losses | $451,000 | 1,253 |
| Total noninterest income | $878,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $508,000 | 1,660 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $370,000 | 2,916 |
| Total noninterest expense | $1,962,000 | 3,758 |
| Salaries and employee benefits | $1,058,000 | 3,741 |
| Premises and equipment expense | $332,000 | 3,224 |
| Additional noninterest expense | $572,000 | 3,843 |
| Pre-tax net operating income | $2,028,000 | 2,011 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $748,000 | 1,721 |
| Income before extraordinary items | $1,280,000 | 2,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,280,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,099 |
| Cash dividends | $639,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,280,000 | 2,296 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 2,623 |
| Total interest expense | $1,007,000 | 2,422 |
| Net interest income | $1,798,000 | 2,684 |
| Provision for loan and lease losses | $226,000 | 1,205 |
| Total noninterest income | $431,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 1,685 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $982,000 | 3,719 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $275,000 | 3,922 |
| Pre-tax net operating income | $1,021,000 | 1,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $376,000 | 1,718 |
| Income before extraordinary items | $645,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,078 |
| Cash dividends | $322,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $645,000 | 2,243 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,107,000 | 2,546 |
| Total interest expense | $4,802,000 | 2,327 |
| Net interest income | $7,305,000 | 2,612 |
| Provision for loan and lease losses | $1,025,000 | 1,319 |
| Total noninterest income | $1,602,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,022,000 | 1,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $580,000 | 3,028 |
| Total noninterest expense | $3,843,000 | 3,670 |
| Salaries and employee benefits | $1,991,000 | 3,750 |
| Premises and equipment expense | $632,000 | 3,256 |
| Additional noninterest expense | $1,220,000 | 3,567 |
| Pre-tax net operating income | $4,039,000 | 1,975 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,471,000 | 1,674 |
| Income before extraordinary items | $2,568,000 | 2,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,568,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,275 |
| Cash dividends | $1,284,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,568,000 | 2,228 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,036,000 | 2,617 |
| Total interest expense | $6,809,000 | 2,350 |
| Net interest income | $6,227,000 | 2,849 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $1,499,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $958,000 | 1,546 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $541,000 | 2,999 |
| Total noninterest expense | $3,566,000 | 3,768 |
| Salaries and employee benefits | $1,794,000 | 3,929 |
| Premises and equipment expense | $546,000 | 3,632 |
| Additional noninterest expense | $1,226,000 | 3,430 |
| Pre-tax net operating income | $3,800,000 | 1,853 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,369,000 | 1,631 |
| Income before extraordinary items | $2,431,000 | 2,146 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,431,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,510 |
| Cash dividends | $1,216,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,431,000 | 2,073 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,620,000 | 2,764 |
| Total interest expense | $6,598,000 | 2,535 |
| Net interest income | $6,022,000 | 2,934 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,268,000 | 2,648 |
| Gross Fiduciary activities income | $1,000 | 1,318 |
| Service charges on deposit accounts | $898,000 | 1,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,530 |
| Total noninterest expense | $3,287,000 | 3,924 |
| Salaries and employee benefits | $1,627,000 | 4,095 |
| Premises and equipment expense | $471,000 | 3,971 |
| Additional noninterest expense | $1,189,000 | 3,457 |
| Pre-tax net operating income | $3,643,000 | 2,005 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,286,000 | 1,715 |
| Income before extraordinary items | $2,357,000 | 2,194 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,357,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,244 |
| Cash dividends | $1,178,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,357,000 | 2,202 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,993,000 | 2,935 |
| Total interest expense | $5,134,000 | 2,844 |
| Net interest income | $5,859,000 | 2,987 |
| Provision for loan and lease losses | $485,000 | 1,812 |
| Total noninterest income | $1,257,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $923,000 | 1,408 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $334,000 | 3,777 |
| Total noninterest expense | $3,319,000 | 3,879 |
| Salaries and employee benefits | $1,704,000 | 3,917 |
| Premises and equipment expense | $455,000 | 4,083 |
| Additional noninterest expense | $1,160,000 | 3,546 |
| Pre-tax net operating income | $3,312,000 | 2,208 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,143,000 | 2,001 |
| Income before extraordinary items | $2,169,000 | 2,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,169,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $1,083,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,169,000 | 2,372 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 3,170 |
| Total interest expense | $5,239,000 | 2,869 |
| Net interest income | $4,973,000 | 3,413 |
| Provision for loan and lease losses | $753,000 | 1,233 |
| Total noninterest income | $1,307,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $903,000 | 1,393 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $404,000 | 3,418 |
| Total noninterest expense | $3,219,000 | 3,871 |
| Salaries and employee benefits | $1,593,000 | 4,055 |
| Premises and equipment expense | $428,000 | 4,196 |
| Additional noninterest expense | $1,198,000 | 3,379 |
| Pre-tax net operating income | $2,308,000 | 2,980 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $808,000 | 2,718 |
| Income before extraordinary items | $1,500,000 | 3,264 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,500,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,403 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,500,000 | 3,172 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 3,718 |
| Total interest expense | $4,318,000 | 3,414 |
| Net interest income | $4,291,000 | 3,980 |
| Provision for loan and lease losses | $245,000 | 2,986 |
| Total noninterest income | $1,039,000 | 2,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $798,000 | 1,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,467 |
| Total noninterest expense | $3,116,000 | 3,973 |
| Salaries and employee benefits | $1,596,000 | 4,025 |
| Premises and equipment expense | $405,000 | 4,410 |
| Additional noninterest expense | $1,115,000 | 3,559 |
| Pre-tax net operating income | $1,969,000 | 3,588 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $621,000 | 3,566 |
| Income before extraordinary items | $1,348,000 | 3,683 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,348,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,348,000 | 3,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,704,000 | 4,177 |
| Total interest expense | $4,058,000 | 3,659 |
| Net interest income | $3,646,000 | 4,665 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $966,000 | 3,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $737,000 | 1,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,841,000 | 4,491 |
| Salaries and employee benefits | $1,573,000 | 4,130 |
| Premises and equipment expense | $340,000 | 5,115 |
| Additional noninterest expense | $928,000 | 4,651 |
| Pre-tax net operating income | $1,681,000 | 3,974 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $544,000 | 3,880 |
| Income before extraordinary items | $1,137,000 | 4,048 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,137,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,137,000 | 3,993 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 4,843 |
| Total interest expense | $3,349,000 | 4,327 |
| Net interest income | $3,171,000 | 5,255 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $893,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $2,691,000 | 4,687 |
| Salaries and employee benefits | $1,387,000 | 4,599 |
| Premises and equipment expense | $343,000 | 5,095 |
| Additional noninterest expense | $961,000 | 4,507 |
| Pre-tax net operating income | $1,262,000 | 5,078 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $377,000 | 5,156 |
| Income before extraordinary items | $885,000 | 5,060 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $885,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $885,000 | 5,051 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 5,770 |
| Total interest expense | $2,104,000 | 5,379 |
| Net interest income | $2,777,000 | 5,951 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $876,000 | 3,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,811 |
| Total noninterest expense | $2,579,000 | 5,014 |
| Salaries and employee benefits | $1,272,000 | 4,979 |
| Premises and equipment expense | $347,000 | 5,109 |
| Additional noninterest expense | $960,000 | 4,879 |
| Pre-tax net operating income | $1,014,000 | 5,891 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $282,000 | 6,098 |
| Income before extraordinary items | $732,000 | 5,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $732,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $366,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $732,000 | 5,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 5,914 |
| Total interest expense | $1,897,000 | 6,098 |
| Net interest income | $2,968,000 | 5,703 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $680,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $2,463,000 | 5,344 |
| Salaries and employee benefits | $1,191,000 | 5,276 |
| Premises and equipment expense | $389,000 | 4,823 |
| Additional noninterest expense | $883,000 | 5,460 |
| Pre-tax net operating income | $1,050,000 | 5,693 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $320,000 | 5,836 |
| Income before extraordinary items | $752,000 | 5,817 |
| Extraordinary gains, net | $162,000 | 1,172 |
| Net income | $914,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $376,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $736,600 | 5,643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 6,199 |
| Total interest expense | $2,191,000 | 6,632 |
| Net interest income | $2,990,000 | 5,730 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $643,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 3,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $2,340,000 | 5,608 |
| Salaries and employee benefits | $1,026,000 | 5,890 |
| Premises and equipment expense | $399,000 | 4,802 |
| Additional noninterest expense | $915,000 | 5,444 |
| Pre-tax net operating income | $1,113,000 | 5,212 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $360,000 | 5,218 |
| Income before extraordinary items | $794,000 | 5,396 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $794,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $396,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $765,710 | 5,212 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.