Home > Simmons First Bank of Northeast Arkansas > Assets and Liabilities
Simmons First Bank of Northeast Arkansas, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 62 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $361,142,000 | 1,840 |
| Cash and due from depository institutions | $36,400,000 | 2,382 |
| Interest-bearing balances | $26,266,000 | 1,433 |
| Securities | $27,869,000 | 3,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $282,275,000 | 1,500 |
| Loan loss allowance | $3,124,000 | 2,042 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,753,000 | 1,966 |
| Other real estate owned | $0 | 2,382 |
| Goodwill and other intangibles | $346,000 | 2,130 |
| All other assets | $8,499,000 | 2,056 |
| Life insurance assets | $3,804,000 | 1,901 |
| Total liabilities and capital | $361,142,000 | 1,840 |
| Total liabilities | $326,399,000 | 1,821 |
| Total deposits | $303,601,000 | 1,844 |
| Interest-bearing deposits | $239,424,000 | 1,889 |
| Deposits held in domestic offices | $303,601,000 | 1,844 |
| % insured | 87.33% | 2,924 |
| Federal funds purchased & repurchase agreements | $9,311,000 | 832 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $10,711,000 | 1,585 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,776,000 | 1,507 |
| Total equity capital | $34,743,000 | 2,024 |
| Total bank equity capital | $34,743,000 | 2,024 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $15,000 | 5,825 |
| Surplus | $3,485,000 | 4,083 |
| Undivided profits | $31,243,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 888 |
| Income earned, not collected on loans | $2,038,000 | 1,205 |
| Earning assets | $336,410,000 | 1,810 |
| Long-term assets (5+ years) | $31,143,000 | 4,270 |
| Average Assets, year-to-date | $354,542,500 | 1,853 |
| Average Assets, quarterly | $354,542,500 | 1,853 |
| Volatile liabilities | $31,226,000 | 1,375 |
| Insider loans | $3,431,000 | 1,702 |
| FHLB advances | $10,711,000 | 1,528 |
| Loans and leases held for sale | $1,859,000 | 685 |
| Unused loan commitments | $61,634,000 | 1,257 |
| Tier 1 (core) risk-based capital | $34,598,000 | 1,984 |
| Tier 2 risk-based capital | $3,212,000 | 1,589 |
| Total risk weighted assets | $256,879,000 | 1,702 |
| Total unused commitments | $61,634,000 | 1,257 |
| Derivatives | $1,859,000 | 979 |
| 2013-12-31 | Rank | |
| # of Employees: | 60 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $347,943,000 | 1,888 |
| Cash and due from depository institutions | $15,954,000 | 2,458 |
| Interest-bearing balances | $6,633,000 | 3,475 |
| Securities | $28,053,000 | 3,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $288,921,000 | 1,475 |
| Loan loss allowance | $3,126,000 | 2,063 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,848,000 | 1,940 |
| Other real estate owned | $31,000 | 2,458 |
| Goodwill and other intangibles | $349,000 | 2,123 |
| All other assets | $8,787,000 | 2,041 |
| Life insurance assets | $3,778,000 | 1,892 |
| Total liabilities and capital | $347,943,000 | 1,888 |
| Total liabilities | $313,419,000 | 1,878 |
| Total deposits | $292,617,000 | 1,895 |
| Interest-bearing deposits | $231,614,000 | 1,913 |
| Deposits held in domestic offices | $292,617,000 | 1,894 |
| % insured | 88.27% | 2,636 |
| Federal funds purchased & repurchase agreements | $9,212,000 | 875 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $9,276,000 | 1,831 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,314,000 | 1,753 |
| Total equity capital | $34,524,000 | 1,993 |
| Total bank equity capital | $34,524,000 | 1,993 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $15,000 | 5,897 |
| Surplus | $3,485,000 | 4,120 |
| Undivided profits | $31,024,000 | 1,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 869 |
| Income earned, not collected on loans | $2,419,000 | 1,049 |
| Earning assets | $323,607,000 | 1,862 |
| Long-term assets (5+ years) | $26,604,000 | 4,546 |
| Average Assets, year-to-date | $351,686,800 | 1,842 |
| Average Assets, quarterly | $352,738,000 | 1,854 |
| Volatile liabilities | $31,326,000 | 1,391 |
| Insider loans | $4,324,000 | 1,420 |
| FHLB advances | $9,276,000 | 1,765 |
| Loans and leases held for sale | $1,693,000 | 754 |
| Unused loan commitments | $48,103,000 | 1,449 |
| Tier 1 (core) risk-based capital | $34,413,000 | 1,975 |
| Tier 2 risk-based capital | $3,288,000 | 1,560 |
| Total risk weighted assets | $264,343,000 | 1,662 |
| Total unused commitments | $48,103,000 | 1,449 |
| Derivatives | $1,693,000 | 961 |
| 2013-09-30 | Rank | |
| # of Employees: | 61 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $357,533,000 | 1,833 |
| Cash and due from depository institutions | $8,018,000 | 2,436 |
| Interest-bearing balances | $1,097,000 | 5,679 |
| Securities | $27,691,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $306,497,000 | 1,391 |
| Loan loss allowance | $3,130,000 | 2,129 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,922,000 | 1,923 |
| Other real estate owned | $31,000 | 2,436 |
| Goodwill and other intangibles | $353,000 | 2,118 |
| All other assets | $9,021,000 | 2,000 |
| Life insurance assets | $3,752,000 | 1,863 |
| Total liabilities and capital | $357,533,000 | 1,833 |
| Total liabilities | $323,283,000 | 1,817 |
| Total deposits | $288,160,000 | 1,905 |
| Interest-bearing deposits | $227,636,000 | 1,946 |
| Deposits held in domestic offices | $288,160,000 | 1,904 |
| % insured | 87.37% | 3,107 |
| Federal funds purchased & repurchase agreements | $22,960,000 | 511 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $8,772,000 | 1,887 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,391,000 | 1,396 |
| Total equity capital | $34,250,000 | 2,023 |
| Total bank equity capital | $34,250,000 | 2,023 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $15,000 | 5,961 |
| Surplus | $3,485,000 | 4,154 |
| Undivided profits | $30,750,000 | 1,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 4,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 779 |
| Income earned, not collected on loans | $2,690,000 | 961 |
| Earning assets | $335,285,000 | 1,790 |
| Long-term assets (5+ years) | $24,113,000 | 4,744 |
| Average Assets, year-to-date | $352,622,750 | 1,850 |
| Average Assets, quarterly | $352,232,500 | 1,855 |
| Volatile liabilities | $48,344,000 | 923 |
| Insider loans | $3,829,000 | 1,570 |
| FHLB advances | $8,772,000 | 1,815 |
| Loans and leases held for sale | $1,730,000 | 811 |
| Unused loan commitments | $39,725,000 | 1,672 |
| Tier 1 (core) risk-based capital | $34,124,000 | 1,992 |
| Tier 2 risk-based capital | $3,292,000 | 1,557 |
| Total risk weighted assets | $282,651,000 | 1,554 |
| Total unused commitments | $39,725,000 | 1,672 |
| Derivatives | $1,730,000 | 1,017 |
| 2013-06-30 | Rank | |
| # of Employees: | 64 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $346,932,000 | 1,872 |
| Cash and due from depository institutions | $14,139,000 | 2,370 |
| Interest-bearing balances | $2,873,000 | 4,974 |
| Securities | $28,317,000 | 3,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $289,851,000 | 1,451 |
| Loan loss allowance | $3,095,000 | 2,169 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,936,000 | 1,919 |
| Other real estate owned | $31,000 | 2,370 |
| Goodwill and other intangibles | $355,000 | 2,111 |
| All other assets | $8,303,000 | 2,094 |
| Life insurance assets | $3,725,000 | 1,840 |
| Total liabilities and capital | $346,932,000 | 1,872 |
| Total liabilities | $313,033,000 | 1,859 |
| Total deposits | $292,296,000 | 1,872 |
| Interest-bearing deposits | $232,142,000 | 1,916 |
| Deposits held in domestic offices | $292,296,000 | 1,871 |
| % insured | 88.06% | 3,031 |
| Federal funds purchased & repurchase agreements | $9,144,000 | 884 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $8,717,000 | 1,841 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,876,000 | 1,527 |
| Total equity capital | $33,899,000 | 2,024 |
| Total bank equity capital | $33,899,000 | 2,024 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $15,000 | 6,010 |
| Surplus | $3,485,000 | 4,168 |
| Undivided profits | $30,399,000 | 1,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 4,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 794 |
| Income earned, not collected on loans | $2,004,000 | 1,283 |
| Earning assets | $321,041,000 | 1,861 |
| Long-term assets (5+ years) | $26,212,000 | 4,580 |
| Average Assets, year-to-date | $350,986,000 | 1,857 |
| Average Assets, quarterly | $350,850,500 | 1,859 |
| Volatile liabilities | $30,469,000 | 1,392 |
| Insider loans | $3,751,000 | 1,595 |
| FHLB advances | $8,717,000 | 1,776 |
| Loans and leases held for sale | $2,208,000 | 919 |
| Unused loan commitments | $48,329,000 | 1,425 |
| Tier 1 (core) risk-based capital | $33,753,000 | 1,989 |
| Tier 2 risk-based capital | $3,257,000 | 1,574 |
| Total risk weighted assets | $268,491,000 | 1,612 |
| Total unused commitments | $48,329,000 | 1,425 |
| Derivatives | $2,208,000 | 1,047 |
| 2013-03-31 | Rank | |
| # of Employees: | 63 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $354,769,000 | 1,867 |
| Cash and due from depository institutions | $40,559,000 | 2,399 |
| Interest-bearing balances | $23,771,000 | 1,881 |
| Securities | $26,776,000 | 3,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $271,479,000 | 1,534 |
| Loan loss allowance | $2,930,000 | 2,316 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,953,000 | 1,921 |
| Other real estate owned | $103,000 | 2,399 |
| Goodwill and other intangibles | $359,000 | 2,106 |
| All other assets | $9,540,000 | 1,870 |
| Life insurance assets | $3,699,000 | 1,824 |
| Total liabilities and capital | $354,769,000 | 1,867 |
| Total liabilities | $321,135,000 | 1,840 |
| Total deposits | $300,761,000 | 1,852 |
| Interest-bearing deposits | $237,617,000 | 1,922 |
| Deposits held in domestic offices | $300,761,000 | 1,852 |
| % insured | 87.57% | 3,208 |
| Federal funds purchased & repurchase agreements | $9,303,000 | 848 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $7,835,000 | 1,867 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,236,000 | 1,401 |
| Total equity capital | $33,634,000 | 2,112 |
| Total bank equity capital | $33,634,000 | 2,112 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $15,000 | 6,079 |
| Surplus | $3,485,000 | 4,205 |
| Undivided profits | $30,134,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 748 |
| Income earned, not collected on loans | $1,933,000 | 1,328 |
| Earning assets | $322,026,000 | 1,888 |
| Long-term assets (5+ years) | $25,356,000 | 4,621 |
| Average Assets, year-to-date | $353,013,000 | 1,875 |
| Average Assets, quarterly | $353,013,000 | 1,875 |
| Volatile liabilities | $34,925,000 | 1,201 |
| Insider loans | $3,783,000 | 1,589 |
| FHLB advances | $7,835,000 | 1,793 |
| Loans and leases held for sale | $2,349,000 | 887 |
| Unused loan commitments | $58,406,000 | 1,246 |
| Tier 1 (core) risk-based capital | $33,374,000 | 2,003 |
| Tier 2 risk-based capital | $3,092,000 | 1,634 |
| Total risk weighted assets | $254,134,000 | 1,673 |
| Total unused commitments | $58,406,000 | 1,246 |
| Derivatives | $2,349,000 | 1,028 |
| 2012-12-31 | Rank | |
| # of Employees: | 65 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $351,257,000 | 1,880 |
| Cash and due from depository institutions | $27,801,000 | 2,337 |
| Interest-bearing balances | $11,207,000 | 2,976 |
| Securities | $24,742,000 | 4,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $283,217,000 | 1,476 |
| Loan loss allowance | $2,869,000 | 2,356 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,023,000 | 1,910 |
| Other real estate owned | $103,000 | 2,337 |
| Goodwill and other intangibles | $362,000 | 2,099 |
| All other assets | $9,009,000 | 1,954 |
| Life insurance assets | $3,677,000 | 1,800 |
| Total liabilities and capital | $351,257,000 | 1,880 |
| Total liabilities | $317,925,000 | 1,852 |
| Total deposits | $299,489,000 | 1,857 |
| Interest-bearing deposits | $236,613,000 | 1,926 |
| Deposits held in domestic offices | $299,489,000 | 1,857 |
| % insured | 91.06% | 3,049 |
| Federal funds purchased & repurchase agreements | $8,996,000 | 896 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $6,835,000 | 2,142 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,605,000 | 1,716 |
| Total equity capital | $33,332,000 | 2,116 |
| Total bank equity capital | $33,332,000 | 2,115 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $15,000 | 6,136 |
| Surplus | $3,485,000 | 4,238 |
| Undivided profits | $29,832,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 5,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 528 |
| Income earned, not collected on loans | $2,593,000 | 973 |
| Earning assets | $319,166,000 | 1,887 |
| Long-term assets (5+ years) | $24,579,000 | 4,658 |
| Average Assets, year-to-date | $344,743,200 | 1,879 |
| Average Assets, quarterly | $347,307,000 | 1,889 |
| Volatile liabilities | $36,122,000 | 1,224 |
| Insider loans | $3,386,000 | 1,739 |
| FHLB advances | $6,835,000 | 2,058 |
| Loans and leases held for sale | $4,939,000 | 750 |
| Unused loan commitments | $40,519,000 | 1,538 |
| Tier 1 (core) risk-based capital | $33,053,000 | 1,999 |
| Tier 2 risk-based capital | $3,031,000 | 1,669 |
| Total risk weighted assets | $262,650,000 | 1,625 |
| Total unused commitments | $40,519,000 | 1,538 |
| Derivatives | $4,939,000 | 884 |
| 2012-09-30 | Rank | |
| # of Employees: | 64 | 2,395 |
| Assets and Liabilities | ||
| Total Assets: | $343,357,000 | 1,920 |
| Cash and due from depository institutions | $9,900,000 | 2,395 |
| Interest-bearing balances | $2,530,000 | 5,138 |
| Securities | $25,278,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $292,128,000 | 1,437 |
| Loan loss allowance | $2,939,000 | 2,376 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,115,000 | 1,908 |
| Other real estate owned | $191,000 | 2,395 |
| Goodwill and other intangibles | $365,000 | 2,099 |
| All other assets | $9,380,000 | 1,912 |
| Life insurance assets | $3,648,000 | 1,775 |
| Total liabilities and capital | $343,357,000 | 1,920 |
| Total liabilities | $310,374,000 | 1,891 |
| Total deposits | $292,018,000 | 1,892 |
| Interest-bearing deposits | $240,730,000 | 1,899 |
| Deposits held in domestic offices | $292,018,000 | 1,891 |
| % insured | 90.18% | 3,564 |
| Federal funds purchased & repurchase agreements | $9,789,000 | 876 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,326,000 | 2,408 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,241,000 | 1,508 |
| Total equity capital | $32,983,000 | 2,173 |
| Total bank equity capital | $32,983,000 | 2,172 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $15,000 | 6,223 |
| Surplus | $3,485,000 | 4,281 |
| Undivided profits | $29,483,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 4,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $339,000 | 554 |
| Income earned, not collected on loans | $2,792,000 | 973 |
| Earning assets | $319,936,000 | 1,895 |
| Long-term assets (5+ years) | $22,841,000 | 4,764 |
| Average Assets, year-to-date | $343,114,750 | 1,902 |
| Average Assets, quarterly | $342,643,500 | 1,919 |
| Volatile liabilities | $38,351,000 | 1,199 |
| Insider loans | $3,119,000 | 1,912 |
| FHLB advances | $5,326,000 | 2,310 |
| Loans and leases held for sale | $3,312,000 | 886 |
| Unused loan commitments | $33,085,000 | 1,810 |
| Tier 1 (core) risk-based capital | $32,689,000 | 2,032 |
| Tier 2 risk-based capital | $3,101,000 | 1,659 |
| Total risk weighted assets | $271,312,000 | 1,595 |
| Total unused commitments | $33,085,000 | 1,810 |
| Derivatives | $3,312,000 | 974 |
| 2012-06-30 | Rank | |
| # of Employees: | 64 | 2,388 |
| Assets and Liabilities | ||
| Total Assets: | $341,930,000 | 1,917 |
| Cash and due from depository institutions | $20,383,000 | 2,388 |
| Interest-bearing balances | $8,637,000 | 3,346 |
| Securities | $23,453,000 | 4,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $282,976,000 | 1,473 |
| Loan loss allowance | $2,907,000 | 2,405 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,190,000 | 1,882 |
| Other real estate owned | $111,000 | 2,388 |
| Goodwill and other intangibles | $367,000 | 2,074 |
| All other assets | $8,450,000 | 2,073 |
| Life insurance assets | $3,619,000 | 1,756 |
| Total liabilities and capital | $341,930,000 | 1,917 |
| Total liabilities | $309,424,000 | 1,895 |
| Total deposits | $294,181,000 | 1,866 |
| Interest-bearing deposits | $242,089,000 | 1,896 |
| Deposits held in domestic offices | $294,181,000 | 1,866 |
| % insured | 89.68% | 3,812 |
| Federal funds purchased & repurchase agreements | $7,289,000 | 1,013 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,044,000 | 2,506 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,910,000 | 1,559 |
| Total equity capital | $32,506,000 | 2,160 |
| Total bank equity capital | $32,506,000 | 2,160 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $15,000 | 6,281 |
| Surplus | $3,485,000 | 4,295 |
| Undivided profits | $29,006,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 5,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 804 |
| Income earned, not collected on loans | $2,124,000 | 1,241 |
| Earning assets | $315,066,000 | 1,913 |
| Long-term assets (5+ years) | $14,700,000 | 5,504 |
| Average Assets, year-to-date | $343,034,000 | 1,903 |
| Average Assets, quarterly | $344,377,000 | 1,909 |
| Volatile liabilities | $30,989,000 | 1,442 |
| Insider loans | $3,149,000 | 1,897 |
| FHLB advances | $5,044,000 | 2,406 |
| Loans and leases held for sale | $3,156,000 | 798 |
| Unused loan commitments | $37,280,000 | 1,639 |
| Tier 1 (core) risk-based capital | $32,212,000 | 2,040 |
| Tier 2 risk-based capital | $3,069,000 | 1,671 |
| Total risk weighted assets | $263,893,000 | 1,628 |
| Total unused commitments | $37,280,000 | 1,639 |
| Derivatives | $3,156,000 | 949 |
| 2012-03-31 | Rank | |
| # of Employees: | 63 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $346,824,000 | 1,904 |
| Cash and due from depository institutions | $43,260,000 | 2,428 |
| Interest-bearing balances | $31,742,000 | 1,355 |
| Securities | $26,401,000 | 4,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $261,547,000 | 1,565 |
| Loan loss allowance | $2,803,000 | 2,500 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,277,000 | 1,852 |
| Other real estate owned | $291,000 | 2,428 |
| Goodwill and other intangibles | $370,000 | 2,067 |
| All other assets | $8,678,000 | 2,040 |
| Life insurance assets | $3,591,000 | 1,743 |
| Total liabilities and capital | $346,824,000 | 1,904 |
| Total liabilities | $314,692,000 | 1,883 |
| Total deposits | $299,329,000 | 1,861 |
| Interest-bearing deposits | $245,441,000 | 1,881 |
| Deposits held in domestic offices | $299,329,000 | 1,861 |
| % insured | 89.79% | 3,830 |
| Federal funds purchased & repurchase agreements | $7,289,000 | 1,011 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $4,892,000 | 2,681 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,182,000 | 1,448 |
| Total equity capital | $32,132,000 | 2,165 |
| Total bank equity capital | $32,132,000 | 2,164 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $15,000 | 6,335 |
| Surplus | $3,485,000 | 4,324 |
| Undivided profits | $28,632,000 | 1,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 4,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 783 |
| Income earned, not collected on loans | $2,208,000 | 1,195 |
| Earning assets | $319,690,000 | 1,893 |
| Long-term assets (5+ years) | $22,353,000 | 4,819 |
| Average Assets, year-to-date | $343,586,000 | 1,913 |
| Average Assets, quarterly | $343,586,000 | 1,913 |
| Volatile liabilities | $33,254,000 | 1,366 |
| Insider loans | $3,069,000 | 1,961 |
| FHLB advances | $4,892,000 | 2,596 |
| Loans and leases held for sale | $6,941,000 | 507 |
| Unused loan commitments | $41,178,000 | 1,497 |
| Tier 1 (core) risk-based capital | $31,841,000 | 2,054 |
| Tier 2 risk-based capital | $2,965,000 | 1,724 |
| Total risk weighted assets | $242,838,000 | 1,758 |
| Total unused commitments | $41,178,000 | 1,497 |
| Derivatives | $6,941,000 | 754 |
| 2011-12-31 | Rank | |
| # of Employees: | 63 | 2,411 |
| Assets and Liabilities | ||
| Total Assets: | $340,348,000 | 1,925 |
| Cash and due from depository institutions | $37,585,000 | 2,411 |
| Interest-bearing balances | $23,488,000 | 1,611 |
| Securities | $25,434,000 | 4,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $261,063,000 | 1,591 |
| Loan loss allowance | $2,833,000 | 2,483 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,371,000 | 1,827 |
| Other real estate owned | $260,000 | 2,411 |
| Goodwill and other intangibles | $373,000 | 2,066 |
| All other assets | $9,262,000 | 1,954 |
| Life insurance assets | $3,561,000 | 1,718 |
| Total liabilities and capital | $340,348,000 | 1,925 |
| Total liabilities | $308,609,000 | 1,906 |
| Total deposits | $295,025,000 | 1,856 |
| Interest-bearing deposits | $247,525,000 | 1,852 |
| Deposits held in domestic offices | $295,025,000 | 1,855 |
| % insured | 88.51% | 4,320 |
| Federal funds purchased & repurchase agreements | $7,289,000 | 1,046 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,773,000 | 3,068 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,522,000 | 1,739 |
| Total equity capital | $31,739,000 | 2,164 |
| Total bank equity capital | $31,739,000 | 2,163 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $15,000 | 6,373 |
| Surplus | $3,485,000 | 4,345 |
| Undivided profits | $28,239,000 | 1,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 5,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 818 |
| Income earned, not collected on loans | $2,805,000 | 962 |
| Earning assets | $309,985,000 | 1,919 |
| Long-term assets (5+ years) | $18,315,000 | 4,575 |
| Average Assets, year-to-date | $322,832,600 | 1,995 |
| Average Assets, quarterly | $334,145,000 | 1,948 |
| Volatile liabilities | $30,946,000 | 1,573 |
| Insider loans | $3,042,000 | 1,984 |
| FHLB advances | $3,773,000 | 2,957 |
| Loans and leases held for sale | $4,323,000 | 589 |
| Unused loan commitments | $36,729,000 | 1,595 |
| Tier 1 (core) risk-based capital | $31,439,000 | 2,049 |
| Tier 2 risk-based capital | $2,995,000 | 1,721 |
| Total risk weighted assets | $244,901,000 | 1,757 |
| Total unused commitments | $36,729,000 | 1,596 |
| Derivatives | $4,323,000 | 727 |
| 2011-09-30 | Rank | |
| # of Employees: | 64 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $327,942,000 | 1,990 |
| Cash and due from depository institutions | $11,505,000 | 2,386 |
| Interest-bearing balances | $1,831,000 | 5,248 |
| Securities | $23,787,000 | 4,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $276,025,000 | 1,525 |
| Loan loss allowance | $2,803,000 | 2,522 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,470,000 | 1,812 |
| Other real estate owned | $330,000 | 2,386 |
| Goodwill and other intangibles | $376,000 | 2,087 |
| All other assets | $9,449,000 | 1,944 |
| Life insurance assets | $3,533,000 | 1,701 |
| Total liabilities and capital | $327,942,000 | 1,990 |
| Total liabilities | $296,517,000 | 1,961 |
| Total deposits | $281,693,000 | 1,927 |
| Interest-bearing deposits | $238,248,000 | 1,931 |
| Deposits held in domestic offices | $281,693,000 | 1,926 |
| % insured | 89.87% | 4,004 |
| Federal funds purchased & repurchase agreements | $7,272,000 | 1,048 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,833,000 | 2,929 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,719,000 | 1,704 |
| Total equity capital | $31,425,000 | 2,194 |
| Total bank equity capital | $31,425,000 | 2,193 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $15,000 | 6,445 |
| Surplus | $3,485,000 | 4,386 |
| Undivided profits | $27,925,000 | 1,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 4,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 876 |
| Income earned, not collected on loans | $2,733,000 | 1,027 |
| Earning assets | $301,643,000 | 1,973 |
| Long-term assets (5+ years) | $18,524,000 | 4,497 |
| Average Assets, year-to-date | $318,453,750 | 2,017 |
| Average Assets, quarterly | $317,534,500 | 2,044 |
| Volatile liabilities | $30,088,000 | 1,644 |
| Insider loans | $3,055,000 | 2,009 |
| FHLB advances | $4,833,000 | 2,814 |
| Loans and leases held for sale | $4,406,000 | 538 |
| Unused loan commitments | $36,184,000 | 1,640 |
| Tier 1 (core) risk-based capital | $31,112,000 | 2,072 |
| Tier 2 risk-based capital | $2,965,000 | 1,729 |
| Total risk weighted assets | $260,637,000 | 1,665 |
| Total unused commitments | $36,184,000 | 1,643 |
| Derivatives | $4,406,000 | 785 |
| 2011-06-30 | Rank | |
| # of Employees: | 66 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $307,127,000 | 2,102 |
| Cash and due from depository institutions | $8,540,000 | 2,349 |
| Interest-bearing balances | $2,858,000 | 4,729 |
| Securities | $24,483,000 | 4,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $258,513,000 | 1,621 |
| Loan loss allowance | $2,760,000 | 2,563 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,542,000 | 1,796 |
| Other real estate owned | $330,000 | 2,349 |
| Goodwill and other intangibles | $379,000 | 2,098 |
| All other assets | $8,340,000 | 2,151 |
| Life insurance assets | $3,514,000 | 1,692 |
| Total liabilities and capital | $307,127,000 | 2,102 |
| Total liabilities | $276,185,000 | 2,102 |
| Total deposits | $261,168,000 | 2,068 |
| Interest-bearing deposits | $220,420,000 | 2,070 |
| Deposits held in domestic offices | $261,168,000 | 2,068 |
| % insured | 93.23% | 2,782 |
| Federal funds purchased & repurchase agreements | $7,272,000 | 1,054 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,892,000 | 2,969 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,853,000 | 1,518 |
| Total equity capital | $30,942,000 | 2,173 |
| Total bank equity capital | $30,942,000 | 2,172 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,519 |
| Surplus | $3,485,000 | 4,425 |
| Undivided profits | $27,442,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 4,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 869 |
| Income earned, not collected on loans | $2,134,000 | 1,327 |
| Earning assets | $285,854,000 | 2,068 |
| Long-term assets (5+ years) | $10,696,000 | 5,323 |
| Average Assets, year-to-date | $315,291,000 | 2,045 |
| Average Assets, quarterly | $308,704,000 | 2,092 |
| Volatile liabilities | $24,145,000 | 1,971 |
| Insider loans | $2,533,000 | 2,365 |
| FHLB advances | $4,892,000 | 2,862 |
| Loans and leases held for sale | $931,000 | 903 |
| Unused loan commitments | $38,430,000 | 1,552 |
| Tier 1 (core) risk-based capital | $30,621,000 | 2,072 |
| Tier 2 risk-based capital | $2,922,000 | 1,766 |
| Total risk weighted assets | $243,923,000 | 1,787 |
| Total unused commitments | $38,430,000 | 1,555 |
| Derivatives | $931,000 | 943 |
| 2011-03-31 | Rank | |
| # of Employees: | 63 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $310,281,000 | 2,101 |
| Cash and due from depository institutions | $13,654,000 | 2,470 |
| Interest-bearing balances | $2,868,000 | 4,793 |
| Securities | $25,166,000 | 4,010 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,538 |
| Net loans & leases | $250,009,000 | 1,684 |
| Loan loss allowance | $2,667,000 | 2,636 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,634,000 | 1,775 |
| Other real estate owned | $557,000 | 2,470 |
| Goodwill and other intangibles | $382,000 | 2,089 |
| All other assets | $8,879,000 | 2,097 |
| Life insurance assets | $3,481,000 | 1,698 |
| Total liabilities and capital | $310,281,000 | 2,101 |
| Total liabilities | $279,382,000 | 2,096 |
| Total deposits | $264,800,000 | 2,057 |
| Interest-bearing deposits | $220,569,000 | 2,092 |
| Deposits held in domestic offices | $264,800,000 | 2,055 |
| % insured | 93.85% | 2,555 |
| Federal funds purchased & repurchase agreements | $7,272,000 | 1,082 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,951,000 | 3,013 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,359,000 | 1,739 |
| Total equity capital | $30,899,000 | 2,154 |
| Total bank equity capital | $30,899,000 | 2,152 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,574 |
| Surplus | $3,485,000 | 4,462 |
| Undivided profits | $27,399,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 4,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 827 |
| Income earned, not collected on loans | $2,172,000 | 1,307 |
| Earning assets | $283,043,000 | 2,110 |
| Long-term assets (5+ years) | $10,469,000 | 5,298 |
| Average Assets, year-to-date | $319,373,000 | 2,038 |
| Average Assets, quarterly | $319,373,000 | 2,038 |
| Volatile liabilities | $24,038,000 | 2,029 |
| Insider loans | $2,474,000 | 2,439 |
| FHLB advances | $4,951,000 | 2,898 |
| Loans and leases held for sale | $1,427,000 | 643 |
| Unused loan commitments | $47,461,000 | 1,336 |
| Tier 1 (core) risk-based capital | $30,576,000 | 2,070 |
| Tier 2 risk-based capital | $2,829,000 | 1,828 |
| Total risk weighted assets | $238,828,000 | 1,823 |
| Total unused commitments | $47,461,000 | 1,338 |
| Derivatives | $1,427,000 | 841 |
| 2010-12-31 | Rank | |
| # of Employees: | 62 | 2,515 |
| Assets and Liabilities | ||
| Total Assets: | $328,465,000 | 1,994 |
| Cash and due from depository institutions | $6,418,000 | 2,515 |
| Interest-bearing balances | $382,000 | 6,104 |
| Securities | $25,291,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 440 |
| Net loans & leases | $264,191,000 | 1,648 |
| Loan loss allowance | $2,547,000 | 2,724 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,737,000 | 1,776 |
| Other real estate owned | $92,000 | 2,515 |
| Goodwill and other intangibles | $385,000 | 2,089 |
| All other assets | $9,351,000 | 2,039 |
| Life insurance assets | $3,450,000 | 1,694 |
| Total liabilities and capital | $328,465,000 | 1,994 |
| Total liabilities | $298,227,000 | 1,969 |
| Total deposits | $276,912,000 | 1,954 |
| Interest-bearing deposits | $229,564,000 | 2,014 |
| Deposits held in domestic offices | $276,912,000 | 1,953 |
| % insured | 93.09% | 2,822 |
| Federal funds purchased & repurchase agreements | $6,522,000 | 1,189 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,808,000 | 1,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,985,000 | 2,006 |
| Total equity capital | $30,238,000 | 2,173 |
| Total bank equity capital | $30,238,000 | 2,172 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $15,000 | 6,654 |
| Surplus | $3,485,000 | 4,508 |
| Undivided profits | $26,738,000 | 1,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 5,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 878 |
| Income earned, not collected on loans | $2,704,000 | 1,066 |
| Earning assets | $305,864,000 | 1,956 |
| Long-term assets (5+ years) | $13,466,000 | 4,937 |
| Average Assets, year-to-date | $319,586,800 | 2,040 |
| Average Assets, quarterly | $327,892,500 | 2,001 |
| Volatile liabilities | $84,539,000 | 1,600 |
| Insider loans | $2,333,000 | 2,594 |
| FHLB advances | $12,808,000 | 1,886 |
| Loans and leases held for sale | $3,858,000 | 653 |
| Unused loan commitments | $34,224,000 | 1,713 |
| Tier 1 (core) risk-based capital | $29,910,000 | 2,109 |
| Tier 2 risk-based capital | $2,709,000 | 1,917 |
| Total risk weighted assets | $252,513,000 | 1,771 |
| Total unused commitments | $34,224,000 | 1,714 |
| Derivatives | $3,858,000 | 729 |
| 2010-09-30 | Rank | |
| # of Employees: | 65 | 2,411 |
| Assets and Liabilities | ||
| Total Assets: | $327,320,000 | 2,033 |
| Cash and due from depository institutions | $8,760,000 | 2,411 |
| Interest-bearing balances | $1,093,000 | 5,425 |
| Securities | $24,536,000 | 3,908 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 971 |
| Net loans & leases | $269,169,000 | 1,645 |
| Loan loss allowance | $2,670,000 | 2,631 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,831,000 | 1,786 |
| Other real estate owned | $317,000 | 2,411 |
| Goodwill and other intangibles | $388,000 | 2,086 |
| All other assets | $9,319,000 | 2,067 |
| Life insurance assets | $3,418,000 | 1,693 |
| Total liabilities and capital | $327,320,000 | 2,033 |
| Total liabilities | $297,828,000 | 2,008 |
| Total deposits | $276,919,000 | 1,987 |
| Interest-bearing deposits | $236,755,000 | 2,000 |
| Deposits held in domestic offices | $276,919,000 | 1,983 |
| % insured | 91.98% | 2,762 |
| Federal funds purchased & repurchase agreements | $6,501,000 | 1,187 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,066,000 | 2,140 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,342,000 | 1,961 |
| Total equity capital | $29,492,000 | 2,293 |
| Total bank equity capital | $29,492,000 | 2,292 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $15,000 | 6,752 |
| Surplus | $3,485,000 | 4,550 |
| Undivided profits | $25,992,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $251,000 | 736 |
| Income earned, not collected on loans | $2,729,000 | 1,129 |
| Earning assets | $302,798,000 | 2,005 |
| Long-term assets (5+ years) | $9,397,000 | 5,443 |
| Average Assets, year-to-date | $317,367,250 | 2,082 |
| Average Assets, quarterly | $321,485,000 | 2,061 |
| Volatile liabilities | $91,965,000 | 1,510 |
| Insider loans | $2,096,000 | 2,822 |
| FHLB advances | $12,066,000 | 2,035 |
| Loans and leases held for sale | $1,640,000 | 1,041 |
| Unused loan commitments | $29,034,000 | 1,965 |
| Tier 1 (core) risk-based capital | $29,157,000 | 2,164 |
| Tier 2 risk-based capital | $2,832,000 | 1,886 |
| Total risk weighted assets | $257,667,000 | 1,771 |
| Total unused commitments | $29,034,000 | 1,965 |
| Derivatives | $1,640,000 | 995 |
| 2010-06-30 | Rank | |
| # of Employees: | 67 | 2,374 |
| Assets and Liabilities | ||
| Total Assets: | $315,650,000 | 2,115 |
| Cash and due from depository institutions | $11,342,000 | 2,374 |
| Interest-bearing balances | $712,000 | 5,662 |
| Securities | $22,629,000 | 4,103 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,173 |
| Net loans & leases | $262,418,000 | 1,701 |
| Loan loss allowance | $2,569,000 | 2,695 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,828,000 | 1,812 |
| Other real estate owned | $480,000 | 2,374 |
| Goodwill and other intangibles | $390,000 | 2,095 |
| All other assets | $8,563,000 | 2,251 |
| Life insurance assets | $3,386,000 | 1,700 |
| Total liabilities and capital | $315,650,000 | 2,115 |
| Total liabilities | $286,879,000 | 2,090 |
| Total deposits | $266,115,000 | 2,065 |
| Interest-bearing deposits | $227,559,000 | 2,083 |
| Deposits held in domestic offices | $266,115,000 | 2,063 |
| % insured | 92.60% | 2,638 |
| Federal funds purchased & repurchase agreements | $6,501,000 | 1,184 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,122,000 | 2,228 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,141,000 | 2,013 |
| Total equity capital | $28,771,000 | 2,320 |
| Total bank equity capital | $28,771,000 | 2,318 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $15,000 | 6,809 |
| Surplus | $3,485,000 | 4,577 |
| Undivided profits | $25,271,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 5,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 848 |
| Income earned, not collected on loans | $2,109,000 | 1,473 |
| Earning assets | $288,759,000 | 2,106 |
| Long-term assets (5+ years) | $10,937,000 | 5,230 |
| Average Assets, year-to-date | $314,049,670 | 2,122 |
| Average Assets, quarterly | $314,657,000 | 2,118 |
| Volatile liabilities | $83,860,000 | 1,701 |
| Insider loans | $2,148,000 | 2,816 |
| FHLB advances | $12,122,000 | 2,130 |
| Loans and leases held for sale | $992,000 | 1,047 |
| Unused loan commitments | $33,150,000 | 1,811 |
| Tier 1 (core) risk-based capital | $28,423,000 | 2,209 |
| Tier 2 risk-based capital | $2,731,000 | 1,971 |
| Total risk weighted assets | $249,511,000 | 1,861 |
| Total unused commitments | $33,150,000 | 1,813 |
| Derivatives | $992,000 | 960 |
| 2010-03-31 | Rank | |
| # of Employees: | 66 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $313,664,000 | 2,180 |
| Cash and due from depository institutions | $9,413,000 | 2,428 |
| Interest-bearing balances | $1,020,000 | 5,373 |
| Securities | $26,330,000 | 3,795 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,154 |
| Net loans & leases | $253,390,000 | 1,802 |
| Loan loss allowance | $2,615,000 | 2,698 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,976,000 | 1,813 |
| Other real estate owned | $359,000 | 2,428 |
| Goodwill and other intangibles | $394,000 | 2,108 |
| All other assets | $8,802,000 | 2,252 |
| Life insurance assets | $3,340,000 | 1,714 |
| Total liabilities and capital | $313,664,000 | 2,180 |
| Total liabilities | $285,539,000 | 2,142 |
| Total deposits | $264,273,000 | 2,115 |
| Interest-bearing deposits | $224,275,000 | 2,156 |
| Deposits held in domestic offices | $264,273,000 | 2,113 |
| % insured | 93.43% | 2,369 |
| Federal funds purchased & repurchase agreements | $6,501,000 | 1,226 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,550,000 | 2,311 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,215,000 | 1,951 |
| Total equity capital | $28,125,000 | 2,379 |
| Total bank equity capital | $28,125,000 | 2,377 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,000 | 6,903 |
| Surplus | $3,485,000 | 4,640 |
| Undivided profits | $24,625,000 | 1,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 5,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $370,000 | 609 |
| Income earned, not collected on loans | $2,293,000 | 1,361 |
| Earning assets | $288,740,000 | 2,163 |
| Long-term assets (5+ years) | $12,126,000 | 5,073 |
| Average Assets, year-to-date | $313,249,500 | 2,173 |
| Average Assets, quarterly | $313,249,500 | 2,173 |
| Volatile liabilities | $78,539,000 | 1,858 |
| Insider loans | $2,138,000 | 2,889 |
| FHLB advances | $12,550,000 | 2,208 |
| Loans and leases held for sale | $519,000 | 1,172 |
| Unused loan commitments | $49,354,000 | 1,343 |
| Tier 1 (core) risk-based capital | $27,783,000 | 2,278 |
| Tier 2 risk-based capital | $2,777,000 | 1,989 |
| Total risk weighted assets | $242,532,000 | 1,956 |
| Total unused commitments | $49,354,000 | 1,345 |
| Derivatives | $519,000 | 1,015 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $312,835,000 | 2,191 |
| Cash and due from depository institutions | $9,915,000 | 2,351 |
| Interest-bearing balances | $422,000 | 5,738 |
| Securities | $28,240,000 | 3,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $257,056,000 | 1,823 |
| Loan loss allowance | $2,547,000 | 2,719 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,056,000 | 1,829 |
| Other real estate owned | $710,000 | 2,351 |
| Goodwill and other intangibles | $397,000 | 2,111 |
| All other assets | $9,461,000 | 2,168 |
| Life insurance assets | $3,314,000 | 1,725 |
| Total liabilities and capital | $312,835,000 | 2,191 |
| Total liabilities | $285,361,000 | 2,165 |
| Total deposits | $263,327,000 | 2,132 |
| Interest-bearing deposits | $225,905,000 | 2,134 |
| Deposits held in domestic offices | $263,327,000 | 2,130 |
| % insured | 93.58% | 2,317 |
| Federal funds purchased & repurchase agreements | $6,501,000 | 1,290 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,600,000 | 2,364 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,933,000 | 2,193 |
| Total equity capital | $27,474,000 | 2,397 |
| Total bank equity capital | $27,474,000 | 2,393 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,000 | 6,969 |
| Surplus | $3,485,000 | 4,681 |
| Undivided profits | $23,974,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 4,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $748,000 | 387 |
| Income earned, not collected on loans | $2,813,000 | 1,138 |
| Earning assets | $285,718,000 | 2,185 |
| Long-term assets (5+ years) | $12,597,000 | 5,008 |
| Average Assets, year-to-date | $303,336,200 | 2,195 |
| Average Assets, quarterly | $311,259,000 | 2,192 |
| Volatile liabilities | $75,041,000 | 1,956 |
| Insider loans | $2,441,000 | 2,697 |
| FHLB advances | $13,600,000 | 2,257 |
| Loans and leases held for sale | $796,000 | 1,100 |
| Unused loan commitments | $42,254,000 | 1,530 |
| Tier 1 (core) risk-based capital | $27,124,000 | 2,304 |
| Tier 2 risk-based capital | $2,709,000 | 2,059 |
| Total risk weighted assets | $249,309,000 | 1,942 |
| Total unused commitments | $42,254,000 | 1,531 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 73 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $309,683,000 | 2,214 |
| Cash and due from depository institutions | $6,727,000 | 2,242 |
| Interest-bearing balances | $172,000 | 6,138 |
| Securities | $19,494,000 | 4,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $267,227,000 | 1,786 |
| Loan loss allowance | $2,677,000 | 2,526 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,109,000 | 1,834 |
| Other real estate owned | $340,000 | 2,242 |
| Goodwill and other intangibles | $400,000 | 2,153 |
| All other assets | $8,386,000 | 2,152 |
| Life insurance assets | $3,288,000 | 1,728 |
| Total liabilities and capital | $309,683,000 | 2,214 |
| Total liabilities | $282,777,000 | 2,192 |
| Total deposits | $258,237,000 | 2,147 |
| Interest-bearing deposits | $224,538,000 | 2,147 |
| Deposits held in domestic offices | $258,237,000 | 2,145 |
| % insured | 94.07% | 2,259 |
| Federal funds purchased & repurchase agreements | $8,478,000 | 1,184 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,650,000 | 2,455 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,412,000 | 2,021 |
| Total equity capital | $26,906,000 | 2,516 |
| Total bank equity capital | $26,906,000 | 2,515 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,000 | 7,047 |
| Surplus | $3,485,000 | 4,710 |
| Undivided profits | $23,406,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,496,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 770 |
| Income earned, not collected on loans | $2,937,000 | 1,161 |
| Earning assets | $286,893,000 | 2,202 |
| Long-term assets (5+ years) | $16,118,000 | 4,566 |
| Average Assets, year-to-date | $300,961,500 | 2,223 |
| Average Assets, quarterly | $308,650,000 | 2,205 |
| Volatile liabilities | $76,330,000 | 1,973 |
| Insider loans | $2,503,000 | 2,663 |
| FHLB advances | $13,650,000 | 2,342 |
| Loans and leases held for sale | $178,000 | 1,598 |
| Unused loan commitments | $34,005,000 | 1,948 |
| Tier 1 (core) risk-based capital | $26,524,000 | 2,405 |
| Tier 2 risk-based capital | $2,839,000 | 1,988 |
| Total risk weighted assets | $255,135,000 | 1,932 |
| Total unused commitments | $34,005,000 | 1,950 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 71 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $307,617,000 | 2,226 |
| Cash and due from depository institutions | $9,737,000 | 2,360 |
| Interest-bearing balances | $147,000 | 6,102 |
| Securities | $29,485,000 | 3,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $252,498,000 | 1,910 |
| Loan loss allowance | $2,586,000 | 2,506 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,186,000 | 1,836 |
| Other real estate owned | $465,000 | 2,360 |
| Goodwill and other intangibles | $402,000 | 2,161 |
| All other assets | $7,844,000 | 2,285 |
| Life insurance assets | $3,262,000 | 1,747 |
| Total liabilities and capital | $307,617,000 | 2,226 |
| Total liabilities | $281,312,000 | 2,207 |
| Total deposits | $258,781,000 | 2,140 |
| Interest-bearing deposits | $223,366,000 | 2,146 |
| Deposits held in domestic offices | $258,781,000 | 2,138 |
| % insured | 83.13% | 2,761 |
| Federal funds purchased & repurchase agreements | $6,478,000 | 1,347 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,699,000 | 2,538 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,354,000 | 2,104 |
| Total equity capital | $26,305,000 | 2,547 |
| Total bank equity capital | $26,305,000 | 2,545 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $15,000 | 7,131 |
| Surplus | $3,485,000 | 4,754 |
| Undivided profits | $22,805,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 5,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,100 |
| Income earned, not collected on loans | $2,086,000 | 1,645 |
| Earning assets | $282,130,000 | 2,228 |
| Long-term assets (5+ years) | $16,892,000 | 4,427 |
| Average Assets, year-to-date | $298,054,330 | 2,265 |
| Average Assets, quarterly | $299,723,500 | 2,266 |
| Volatile liabilities | $70,062,000 | 2,100 |
| Insider loans | $2,215,000 | 2,932 |
| FHLB advances | $13,699,000 | 2,419 |
| Loans and leases held for sale | $787,000 | 1,317 |
| Unused loan commitments | $43,204,000 | 1,661 |
| Tier 1 (core) risk-based capital | $25,939,000 | 2,480 |
| Tier 2 risk-based capital | $2,748,000 | 2,041 |
| Total risk weighted assets | $242,526,000 | 2,053 |
| Total unused commitments | $43,204,000 | 1,662 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $291,830,000 | 2,336 |
| Cash and due from depository institutions | $6,905,000 | 2,418 |
| Interest-bearing balances | $222,000 | 5,577 |
| Securities | $33,645,000 | 3,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $235,396,000 | 2,031 |
| Loan loss allowance | $2,471,000 | 2,530 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,185,000 | 1,842 |
| Other real estate owned | $782,000 | 2,418 |
| Goodwill and other intangibles | $405,000 | 2,166 |
| All other assets | $7,512,000 | 2,355 |
| Life insurance assets | $3,236,000 | 1,753 |
| Total liabilities and capital | $291,830,000 | 2,336 |
| Total liabilities | $265,946,000 | 2,309 |
| Total deposits | $245,058,000 | 2,236 |
| Interest-bearing deposits | $208,930,000 | 2,264 |
| Deposits held in domestic offices | $245,058,000 | 2,234 |
| % insured | 85.30% | 2,202 |
| Federal funds purchased & repurchase agreements | $6,478,000 | 1,361 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $12,234,000 | 2,721 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,176,000 | 2,175 |
| Total equity capital | $25,884,000 | 2,600 |
| Total bank equity capital | $25,884,000 | 2,599 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,000 | 7,174 |
| Surplus | $3,485,000 | 4,774 |
| Undivided profits | $22,384,000 | 1,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 6,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,072 |
| Income earned, not collected on loans | $2,157,000 | 1,631 |
| Earning assets | $269,263,000 | 2,312 |
| Long-term assets (5+ years) | $16,814,000 | 4,439 |
| Average Assets, year-to-date | $293,273,000 | 2,312 |
| Average Assets, quarterly | $293,273,000 | 2,312 |
| Volatile liabilities | $58,510,000 | 2,424 |
| Insider loans | $2,028,000 | 3,104 |
| FHLB advances | $12,234,000 | 2,603 |
| Loans and leases held for sale | $635,000 | 1,290 |
| Unused loan commitments | $42,501,000 | 1,770 |
| Tier 1 (core) risk-based capital | $25,424,000 | 2,522 |
| Tier 2 risk-based capital | $2,633,000 | 2,092 |
| Total risk weighted assets | $225,815,000 | 2,181 |
| Total unused commitments | $42,501,000 | 1,771 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 72 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $294,716,000 | 2,304 |
| Cash and due from depository institutions | $6,044,000 | 2,347 |
| Interest-bearing balances | $81,000 | 5,882 |
| Securities | $23,965,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,202 |
| Net loans & leases | $244,379,000 | 1,982 |
| Loan loss allowance | $2,478,000 | 2,466 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,242,000 | 1,824 |
| Other real estate owned | $0 | 2,347 |
| Goodwill and other intangibles | $409,000 | 2,152 |
| All other assets | $8,677,000 | 2,132 |
| Life insurance assets | $3,203,000 | 1,766 |
| Total liabilities and capital | $294,716,000 | 2,304 |
| Total liabilities | $269,327,000 | 2,267 |
| Total deposits | $249,685,000 | 2,168 |
| Interest-bearing deposits | $212,096,000 | 2,185 |
| Deposits held in domestic offices | $249,685,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,463,000 | 1,506 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,278,000 | 3,005 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,901,000 | 2,395 |
| Total equity capital | $25,389,000 | 2,614 |
| Total bank equity capital | $25,389,000 | 2,614 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,000 | 7,220 |
| Surplus | $3,485,000 | 4,772 |
| Undivided profits | $21,889,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,854,000 | 1,252 |
| Earning assets | $272,425,000 | 2,279 |
| Long-term assets (5+ years) | $24,291,000 | 3,672 |
| Average Assets, year-to-date | $283,512,800 | 2,296 |
| Average Assets, quarterly | $295,772,500 | 2,274 |
| Volatile liabilities | $61,163,000 | 2,315 |
| Insider loans | $1,759,000 | 3,398 |
| FHLB advances | $11,278,000 | 2,899 |
| Loans and leases held for sale | $1,250,000 | 791 |
| Unused loan commitments | $35,574,000 | 2,085 |
| Tier 1 (core) risk-based capital | $24,891,000 | 2,547 |
| Tier 2 risk-based capital | $2,640,000 | 2,074 |
| Total risk weighted assets | $231,765,000 | 2,139 |
| Total unused commitments | $35,574,000 | 2,086 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 73 | 2,348 |
| Assets and Liabilities | ||
| Total Assets: | $296,829,000 | 2,273 |
| Cash and due from depository institutions | $6,316,000 | 2,348 |
| Interest-bearing balances | $156,000 | 4,675 |
| Securities | $24,047,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $249,874,000 | 1,948 |
| Loan loss allowance | $2,402,000 | 2,362 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,335,000 | 1,784 |
| Other real estate owned | $10,000 | 2,348 |
| Goodwill and other intangibles | $411,000 | 2,211 |
| All other assets | $8,836,000 | 2,098 |
| Life insurance assets | $3,170,000 | 1,771 |
| Total liabilities and capital | $296,829,000 | 2,273 |
| Total liabilities | $272,197,000 | 2,237 |
| Total deposits | $248,330,000 | 2,137 |
| Interest-bearing deposits | $215,209,000 | 2,144 |
| Deposits held in domestic offices | $248,330,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,450,000 | 1,190 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,321,000 | 3,165 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,096,000 | 2,244 |
| Total equity capital | $24,632,000 | 2,705 |
| Total bank equity capital | $24,632,000 | 2,705 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,000 | 7,282 |
| Surplus | $3,485,000 | 4,778 |
| Undivided profits | $21,132,000 | 1,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 4,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 793 |
| Income earned, not collected on loans | $3,091,000 | 1,233 |
| Earning assets | $274,077,000 | 2,258 |
| Long-term assets (5+ years) | $22,321,000 | 3,769 |
| Average Assets, year-to-date | $280,712,000 | 2,324 |
| Average Assets, quarterly | $290,305,500 | 2,293 |
| Volatile liabilities | $67,188,000 | 2,086 |
| Insider loans | $1,823,000 | 3,325 |
| FHLB advances | $10,321,000 | 3,038 |
| Loans and leases held for sale | $418,000 | 1,095 |
| Unused loan commitments | $27,552,000 | 2,617 |
| Tier 1 (core) risk-based capital | $24,360,000 | 2,630 |
| Tier 2 risk-based capital | $2,564,000 | 2,057 |
| Total risk weighted assets | $237,826,000 | 2,097 |
| Total unused commitments | $27,552,000 | 2,618 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 77 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $283,782,000 | 2,339 |
| Cash and due from depository institutions | $5,465,000 | 2,260 |
| Interest-bearing balances | $256,000 | 4,136 |
| Securities | $24,093,000 | 3,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $238,344,000 | 2,017 |
| Loan loss allowance | $2,361,000 | 2,326 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,394,000 | 1,760 |
| Other real estate owned | $191,000 | 2,260 |
| Goodwill and other intangibles | $414,000 | 2,230 |
| All other assets | $7,881,000 | 2,228 |
| Life insurance assets | $3,137,000 | 1,781 |
| Total liabilities and capital | $283,782,000 | 2,339 |
| Total liabilities | $259,612,000 | 2,305 |
| Total deposits | $242,397,000 | 2,180 |
| Interest-bearing deposits | $209,315,000 | 2,169 |
| Deposits held in domestic offices | $242,397,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,450,000 | 1,438 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,790,000 | 3,651 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,975,000 | 2,325 |
| Total equity capital | $24,170,000 | 2,769 |
| Total bank equity capital | $24,170,000 | 2,769 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,000 | 7,344 |
| Surplus | $3,485,000 | 4,791 |
| Undivided profits | $20,670,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 3,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 608 |
| Income earned, not collected on loans | $2,423,000 | 1,539 |
| Earning assets | $262,693,000 | 2,311 |
| Long-term assets (5+ years) | $23,226,000 | 3,667 |
| Average Assets, year-to-date | $275,339,670 | 2,359 |
| Average Assets, quarterly | $279,433,000 | 2,355 |
| Volatile liabilities | $57,860,000 | 2,380 |
| Insider loans | $1,823,000 | 3,322 |
| FHLB advances | $6,790,000 | 3,520 |
| Loans and leases held for sale | $1,510,000 | 739 |
| Unused loan commitments | $31,236,000 | 2,470 |
| Tier 1 (core) risk-based capital | $23,876,000 | 2,687 |
| Tier 2 risk-based capital | $2,523,000 | 2,053 |
| Total risk weighted assets | $227,346,000 | 2,161 |
| Total unused commitments | $31,236,000 | 2,473 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 73 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $275,084,000 | 2,395 |
| Cash and due from depository institutions | $20,878,000 | 2,358 |
| Interest-bearing balances | $15,093,000 | 526 |
| Securities | $18,781,000 | 4,575 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,465 |
| Net loans & leases | $213,267,000 | 2,188 |
| Loan loss allowance | $2,270,000 | 2,346 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,469,000 | 1,727 |
| Other real estate owned | $418,000 | 2,358 |
| Goodwill and other intangibles | $417,000 | 2,231 |
| All other assets | $6,854,000 | 2,423 |
| Life insurance assets | $3,105,000 | 1,781 |
| Total liabilities and capital | $275,084,000 | 2,395 |
| Total liabilities | $251,076,000 | 2,362 |
| Total deposits | $240,575,000 | 2,199 |
| Interest-bearing deposits | $209,130,000 | 2,190 |
| Deposits held in domestic offices | $240,575,000 | 2,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 1,916 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $4,859,000 | 3,869 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,192,000 | 2,292 |
| Total equity capital | $24,008,000 | 2,835 |
| Total bank equity capital | $24,008,000 | 2,835 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,000 | 7,378 |
| Surplus | $3,485,000 | 4,776 |
| Undivided profits | $20,508,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,101,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 442 |
| Income earned, not collected on loans | $2,247,000 | 1,712 |
| Earning assets | $254,141,000 | 2,381 |
| Long-term assets (5+ years) | $15,131,000 | 4,407 |
| Average Assets, year-to-date | $271,118,500 | 2,392 |
| Average Assets, quarterly | $271,118,500 | 2,392 |
| Volatile liabilities | $52,820,000 | 2,508 |
| Insider loans | $1,822,000 | 3,275 |
| FHLB advances | $4,859,000 | 3,751 |
| Loans and leases held for sale | $518,000 | 1,226 |
| Unused loan commitments | $40,330,000 | 2,105 |
| Tier 1 (core) risk-based capital | $23,400,000 | 2,731 |
| Tier 2 risk-based capital | $2,433,000 | 2,068 |
| Total risk weighted assets | $207,781,000 | 2,314 |
| Total unused commitments | $40,330,000 | 2,107 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 74 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $267,153,000 | 2,426 |
| Cash and due from depository institutions | $11,077,000 | 2,332 |
| Interest-bearing balances | $112,000 | 4,578 |
| Securities | $22,318,000 | 4,176 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,456 |
| Net loans & leases | $215,260,000 | 2,163 |
| Loan loss allowance | $2,263,000 | 2,315 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,321,000 | 1,756 |
| Other real estate owned | $548,000 | 2,332 |
| Goodwill and other intangibles | $419,000 | 2,227 |
| All other assets | $7,210,000 | 2,342 |
| Life insurance assets | $3,072,000 | 1,780 |
| Total liabilities and capital | $267,153,000 | 2,426 |
| Total liabilities | $243,600,000 | 2,395 |
| Total deposits | $236,358,000 | 2,208 |
| Interest-bearing deposits | $206,146,000 | 2,187 |
| Deposits held in domestic offices | $236,358,000 | 2,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,449,000 | 2,031 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,879,000 | 4,575 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,914,000 | 2,563 |
| Total equity capital | $23,553,000 | 2,867 |
| Total bank equity capital | $23,553,000 | 2,867 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,426 |
| Surplus | $3,485,000 | 4,754 |
| Undivided profits | $20,053,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $302,000 | 450 |
| Income earned, not collected on loans | $2,638,000 | 1,555 |
| Earning assets | $240,690,000 | 2,480 |
| Long-term assets (5+ years) | $14,773,000 | 4,245 |
| Average Assets, year-to-date | $269,109,200 | 2,342 |
| Average Assets, quarterly | $274,198,500 | 2,355 |
| Volatile liabilities | $61,690,000 | 2,193 |
| Insider loans | $1,625,000 | 3,473 |
| FHLB advances | $1,879,000 | 4,412 |
| Loans and leases held for sale | $130,000 | 1,579 |
| Unused loan commitments | $30,782,000 | 2,544 |
| Tier 1 (core) risk-based capital | $23,085,000 | 2,761 |
| Tier 2 risk-based capital | $2,425,000 | 2,055 |
| Total risk weighted assets | $206,656,000 | 2,308 |
| Total unused commitments | $30,782,000 | 2,545 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 70 | 2,466 |
| Assets and Liabilities | ||
| Total Assets: | $281,244,000 | 2,307 |
| Cash and due from depository institutions | $13,733,000 | 2,466 |
| Interest-bearing balances | $191,000 | 3,937 |
| Securities | $24,176,000 | 3,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $226,864,000 | 2,034 |
| Loan loss allowance | $2,364,000 | 2,170 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,158,000 | 1,750 |
| Other real estate owned | $218,000 | 2,466 |
| Goodwill and other intangibles | $423,000 | 2,221 |
| All other assets | $8,672,000 | 1,994 |
| Life insurance assets | $3,038,000 | 1,753 |
| Total liabilities and capital | $281,244,000 | 2,307 |
| Total liabilities | $258,261,000 | 2,260 |
| Total deposits | $233,530,000 | 2,206 |
| Interest-bearing deposits | $204,027,000 | 2,188 |
| Deposits held in domestic offices | $233,530,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,650,000 | 1,521 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,898,000 | 2,027 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,183,000 | 2,321 |
| Total equity capital | $22,983,000 | 2,893 |
| Total bank equity capital | $22,983,000 | 2,893 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,441 |
| Surplus | $3,485,000 | 4,724 |
| Undivided profits | $19,483,000 | 1,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 486 |
| Income earned, not collected on loans | $3,518,000 | 1,234 |
| Earning assets | $251,231,000 | 2,355 |
| Long-term assets (5+ years) | $14,870,000 | 4,122 |
| Average Assets, year-to-date | $269,598,250 | 2,339 |
| Average Assets, quarterly | $275,130,500 | 2,326 |
| Volatile liabilities | $80,025,000 | 1,727 |
| Insider loans | $1,669,000 | 3,376 |
| FHLB advances | $15,898,000 | 1,921 |
| Loans and leases held for sale | $234,000 | 1,440 |
| Unused loan commitments | $21,002,000 | 3,318 |
| Tier 1 (core) risk-based capital | $22,599,000 | 2,817 |
| Tier 2 risk-based capital | $2,526,000 | 1,984 |
| Total risk weighted assets | $220,146,000 | 2,160 |
| Total unused commitments | $21,002,000 | 3,319 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 69 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $269,017,000 | 2,393 |
| Cash and due from depository institutions | $6,514,000 | 2,551 |
| Interest-bearing balances | $157,000 | 4,215 |
| Securities | $24,959,000 | 3,882 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,048 |
| Net loans & leases | $222,492,000 | 2,075 |
| Loan loss allowance | $2,484,000 | 2,091 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,485,000 | 1,930 |
| Other real estate owned | $3,000 | 2,551 |
| Goodwill and other intangibles | $426,000 | 2,233 |
| All other assets | $7,138,000 | 2,353 |
| Life insurance assets | $3,003,000 | 1,762 |
| Total liabilities and capital | $269,017,000 | 2,393 |
| Total liabilities | $246,688,000 | 2,353 |
| Total deposits | $231,928,000 | 2,257 |
| Interest-bearing deposits | $203,930,000 | 2,204 |
| Deposits held in domestic offices | $231,928,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,079 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,917,000 | 2,564 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,093,000 | 2,262 |
| Total equity capital | $22,329,000 | 2,944 |
| Total bank equity capital | $22,329,000 | 2,944 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,000 | 7,491 |
| Surplus | $3,485,000 | 4,723 |
| Undivided profits | $18,829,000 | 1,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,791,000 | 1,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 797 |
| Income earned, not collected on loans | $2,509,000 | 1,645 |
| Earning assets | $248,608,000 | 2,387 |
| Long-term assets (5+ years) | $14,395,000 | 4,118 |
| Average Assets, year-to-date | $265,716,330 | 2,398 |
| Average Assets, quarterly | $265,984,500 | 2,412 |
| Volatile liabilities | $67,140,000 | 1,984 |
| Insider loans | $1,697,000 | 3,304 |
| FHLB advances | $9,917,000 | 2,448 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,457,000 | 3,015 |
| Tier 1 (core) risk-based capital | $22,077,000 | 2,875 |
| Tier 2 risk-based capital | $2,646,000 | 1,917 |
| Total risk weighted assets | $211,683,000 | 2,223 |
| Total unused commitments | $24,457,000 | 3,017 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 65 | 2,678 |
| Assets and Liabilities | ||
| Total Assets: | $262,952,000 | 2,451 |
| Cash and due from depository institutions | $6,812,000 | 2,678 |
| Interest-bearing balances | $185,000 | 4,121 |
| Securities | $25,281,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 2,393 |
| Net loans & leases | $209,123,000 | 2,169 |
| Loan loss allowance | $2,524,000 | 2,054 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,093,000 | 2,027 |
| Other real estate owned | $3,000 | 2,678 |
| Goodwill and other intangibles | $429,000 | 2,225 |
| All other assets | $7,211,000 | 2,260 |
| Life insurance assets | $2,972,000 | 1,751 |
| Total liabilities and capital | $262,952,000 | 2,451 |
| Total liabilities | $240,981,000 | 2,407 |
| Total deposits | $233,892,000 | 2,249 |
| Interest-bearing deposits | $204,086,000 | 2,213 |
| Deposits held in domestic offices | $233,892,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,931 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,936,000 | 4,394 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,403,000 | 2,092 |
| Total equity capital | $21,971,000 | 2,994 |
| Total bank equity capital | $21,971,000 | 2,994 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,000 | 7,519 |
| Surplus | $3,485,000 | 4,693 |
| Undivided profits | $18,471,000 | 1,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 980 |
| Income earned, not collected on loans | $2,702,000 | 1,456 |
| Earning assets | $242,589,000 | 2,443 |
| Long-term assets (5+ years) | $15,088,000 | 3,969 |
| Average Assets, year-to-date | $264,066,000 | 2,429 |
| Average Assets, quarterly | $264,066,000 | 2,429 |
| Volatile liabilities | $54,784,000 | 2,322 |
| Insider loans | $3,411,000 | 2,041 |
| FHLB advances | $1,936,000 | 4,234 |
| Loans and leases held for sale | $94,000 | 1,701 |
| Unused loan commitments | $34,250,000 | 2,425 |
| Tier 1 (core) risk-based capital | $21,659,000 | 2,903 |
| Tier 2 risk-based capital | $2,516,000 | 1,982 |
| Total risk weighted assets | $201,106,000 | 2,302 |
| Total unused commitments | $34,250,000 | 2,425 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $265,180,000 | 2,428 |
| Cash and due from depository institutions | $8,085,000 | 2,579 |
| Interest-bearing balances | $225,000 | 3,902 |
| Securities | $23,476,000 | 4,096 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,924 |
| Net loans & leases | $211,917,000 | 2,115 |
| Loan loss allowance | $2,591,000 | 1,995 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,307,000 | 2,276 |
| Other real estate owned | $36,000 | 2,579 |
| Goodwill and other intangibles | $432,000 | 2,223 |
| All other assets | $7,427,000 | 2,221 |
| Life insurance assets | $2,940,000 | 1,730 |
| Total liabilities and capital | $265,180,000 | 2,428 |
| Total liabilities | $243,688,000 | 2,376 |
| Total deposits | $237,071,000 | 2,207 |
| Interest-bearing deposits | $208,577,000 | 2,144 |
| Deposits held in domestic offices | $237,071,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,035 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,954,000 | 4,554 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,913,000 | 2,473 |
| Total equity capital | $21,492,000 | 2,998 |
| Total bank equity capital | $21,492,000 | 2,998 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,000 | 7,556 |
| Surplus | $3,485,000 | 4,668 |
| Undivided profits | $17,992,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,463,000 | 1,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 432 |
| Income earned, not collected on loans | $2,969,000 | 1,345 |
| Earning assets | $244,118,000 | 2,416 |
| Long-term assets (5+ years) | $12,676,000 | 4,257 |
| Average Assets, year-to-date | $265,052,400 | 2,343 |
| Average Assets, quarterly | $270,395,500 | 2,369 |
| Volatile liabilities | $58,174,000 | 2,371 |
| Insider loans | $3,288,000 | 2,089 |
| FHLB advances | $1,954,000 | 4,397 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $30,748,000 | 2,578 |
| Tier 1 (core) risk-based capital | $21,218,000 | 2,902 |
| Tier 2 risk-based capital | $2,526,000 | 1,963 |
| Total risk weighted assets | $201,871,000 | 2,275 |
| Total unused commitments | $30,748,000 | 2,578 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $275,611,000 | 2,335 |
| Cash and due from depository institutions | $10,179,000 | 2,669 |
| Interest-bearing balances | $364,000 | 3,434 |
| Securities | $23,421,000 | 4,149 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $220,598,000 | 2,033 |
| Loan loss allowance | $2,662,000 | 1,944 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,216,000 | 2,286 |
| Other real estate owned | $0 | 2,669 |
| Goodwill and other intangibles | $434,000 | 2,221 |
| All other assets | $7,763,000 | 2,129 |
| Life insurance assets | $2,902,000 | 1,704 |
| Total liabilities and capital | $275,611,000 | 2,335 |
| Total liabilities | $254,626,000 | 2,262 |
| Total deposits | $243,917,000 | 2,121 |
| Interest-bearing deposits | $217,255,000 | 2,036 |
| Deposits held in domestic offices | $243,917,000 | 2,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,151 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,973,000 | 3,394 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,986,000 | 2,359 |
| Total equity capital | $20,985,000 | 3,036 |
| Total bank equity capital | $20,985,000 | 3,036 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,000 | 7,618 |
| Surplus | $3,485,000 | 4,648 |
| Undivided profits | $17,485,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,870,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $301,000 | 446 |
| Income earned, not collected on loans | $3,022,000 | 1,303 |
| Earning assets | $252,383,000 | 2,332 |
| Long-term assets (5+ years) | $9,659,000 | 4,697 |
| Average Assets, year-to-date | $265,020,500 | 2,356 |
| Average Assets, quarterly | $272,415,000 | 2,333 |
| Volatile liabilities | $64,116,000 | 2,181 |
| Insider loans | $3,296,000 | 2,039 |
| FHLB advances | $5,973,000 | 3,262 |
| Loans and leases held for sale | $134,000 | 1,588 |
| Unused loan commitments | $23,951,000 | 3,030 |
| Tier 1 (core) risk-based capital | $20,712,000 | 2,943 |
| Tier 2 risk-based capital | $2,641,000 | 1,894 |
| Total risk weighted assets | $211,078,000 | 2,187 |
| Total unused commitments | $23,951,000 | 3,030 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $269,219,000 | 2,363 |
| Cash and due from depository institutions | $7,317,000 | 2,645 |
| Interest-bearing balances | $167,000 | 4,284 |
| Securities | $23,214,000 | 4,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $226,560,000 | 1,959 |
| Loan loss allowance | $2,707,000 | 1,890 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,038,000 | 2,322 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $438,000 | 2,214 |
| All other assets | $6,652,000 | 2,386 |
| Life insurance assets | $2,344,000 | 1,937 |
| Total liabilities and capital | $269,219,000 | 2,363 |
| Total liabilities | $248,822,000 | 2,299 |
| Total deposits | $227,047,000 | 2,249 |
| Interest-bearing deposits | $201,212,000 | 2,153 |
| Deposits held in domestic offices | $227,047,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,750,000 | 1,606 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,991,000 | 2,235 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,034,000 | 2,129 |
| Total equity capital | $20,397,000 | 2,995 |
| Total bank equity capital | $20,397,000 | 2,995 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,000 | 7,648 |
| Surplus | $3,485,000 | 4,628 |
| Undivided profits | $16,897,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,226,000 | 1,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $632,000 | 271 |
| Income earned, not collected on loans | $2,229,000 | 1,637 |
| Earning assets | $249,941,000 | 2,331 |
| Long-term assets (5+ years) | $10,917,000 | 4,449 |
| Average Assets, year-to-date | $261,490,330 | 2,389 |
| Average Assets, quarterly | $265,639,000 | 2,375 |
| Volatile liabilities | $69,555,000 | 1,990 |
| Insider loans | $3,502,000 | 1,907 |
| FHLB advances | $13,991,000 | 2,122 |
| Loans and leases held for sale | $348,000 | 1,329 |
| Unused loan commitments | $29,225,000 | 2,655 |
| Tier 1 (core) risk-based capital | $20,251,000 | 2,953 |
| Tier 2 risk-based capital | $2,585,000 | 1,906 |
| Total risk weighted assets | $206,486,000 | 2,213 |
| Total unused commitments | $29,225,000 | 2,656 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $262,059,000 | 2,397 |
| Cash and due from depository institutions | $8,102,000 | 2,689 |
| Interest-bearing balances | $173,000 | 4,354 |
| Securities | $22,419,000 | 4,315 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,058 |
| Net loans & leases | $213,060,000 | 2,030 |
| Loan loss allowance | $2,685,000 | 1,878 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,030,000 | 2,264 |
| Other real estate owned | $1,000 | 2,689 |
| Goodwill and other intangibles | $440,000 | 2,187 |
| All other assets | $6,007,000 | 2,513 |
| Life insurance assets | $2,314,000 | 1,917 |
| Total liabilities and capital | $262,059,000 | 2,397 |
| Total liabilities | $242,114,000 | 2,342 |
| Total deposits | $235,146,000 | 2,165 |
| Interest-bearing deposits | $204,575,000 | 2,101 |
| Deposits held in domestic offices | $235,146,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,023 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,009,000 | 4,530 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,209,000 | 2,020 |
| Total equity capital | $19,945,000 | 3,027 |
| Total bank equity capital | $19,945,000 | 3,027 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,000 | 7,663 |
| Surplus | $3,485,000 | 4,562 |
| Undivided profits | $16,445,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,011,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $568,000 | 295 |
| Income earned, not collected on loans | $2,142,000 | 1,598 |
| Earning assets | $242,652,000 | 2,374 |
| Long-term assets (5+ years) | $13,212,000 | 4,066 |
| Average Assets, year-to-date | $257,626,000 | 2,421 |
| Average Assets, quarterly | $257,626,000 | 2,421 |
| Volatile liabilities | $57,723,000 | 2,220 |
| Insider loans | $3,767,000 | 1,758 |
| FHLB advances | $2,009,000 | 4,365 |
| Loans and leases held for sale | $145,000 | 1,513 |
| Unused loan commitments | $34,108,000 | 2,367 |
| Tier 1 (core) risk-based capital | $19,712,000 | 2,986 |
| Tier 2 risk-based capital | $2,455,000 | 1,954 |
| Total risk weighted assets | $196,077,000 | 2,260 |
| Total unused commitments | $34,108,000 | 2,369 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $253,193,000 | 2,461 |
| Cash and due from depository institutions | $4,389,000 | 2,650 |
| Interest-bearing balances | $216,000 | 4,154 |
| Securities | $18,468,000 | 4,843 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $218,058,000 | 1,951 |
| Loan loss allowance | $2,754,000 | 1,809 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,072,000 | 2,224 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $442,000 | 2,183 |
| All other assets | $6,764,000 | 2,289 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $253,193,000 | 2,461 |
| Total liabilities | $233,633,000 | 2,403 |
| Total deposits | $227,332,000 | 2,212 |
| Interest-bearing deposits | $199,706,000 | 2,121 |
| Deposits held in domestic offices | $227,332,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,081 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,027,000 | 4,609 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,524,000 | 2,594 |
| Total equity capital | $19,560,000 | 3,065 |
| Total bank equity capital | $19,560,000 | 3,065 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,000 | 7,700 |
| Surplus | $3,485,000 | 4,534 |
| Undivided profits | $16,060,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,986,000 | 1,110 |
| Earning assets | $236,742,000 | 2,407 |
| Long-term assets (5+ years) | $11,481,000 | 4,340 |
| Average Assets, year-to-date | $247,838,200 | 2,398 |
| Average Assets, quarterly | $260,386,000 | 2,372 |
| Volatile liabilities | $56,463,000 | 2,227 |
| Insider loans | $3,673,000 | 1,788 |
| FHLB advances | $2,027,000 | 4,413 |
| Loans and leases held for sale | $57,000 | 1,693 |
| Unused loan commitments | $28,603,000 | 2,615 |
| Tier 1 (core) risk-based capital | $19,295,000 | 3,002 |
| Tier 2 risk-based capital | $2,513,000 | 1,896 |
| Total risk weighted assets | $200,835,000 | 2,185 |
| Total unused commitments | $28,603,000 | 2,615 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $267,579,000 | 2,287 |
| Cash and due from depository institutions | $10,887,000 | 2,584 |
| Interest-bearing balances | $118,000 | 4,816 |
| Securities | $18,974,000 | 4,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $224,401,000 | 1,858 |
| Loan loss allowance | $2,824,000 | 1,726 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,143,000 | 2,153 |
| Other real estate owned | $232,000 | 2,584 |
| Goodwill and other intangibles | $447,000 | 2,161 |
| All other assets | $7,495,000 | 2,071 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $267,579,000 | 2,287 |
| Total liabilities | $248,395,000 | 2,206 |
| Total deposits | $228,557,000 | 2,163 |
| Interest-bearing deposits | $202,529,000 | 2,049 |
| Deposits held in domestic offices | $228,557,000 | 2,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,750,000 | 1,516 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,044,000 | 2,290 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,044,000 | 3,359 |
| Total equity capital | $19,184,000 | 3,078 |
| Total bank equity capital | $19,184,000 | 3,078 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,750,000 | 2,074 |
| Surplus | $1,750,000 | 5,832 |
| Undivided profits | $15,684,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,755,000 | 1,151 |
| Earning assets | $243,493,000 | 2,299 |
| Long-term assets (5+ years) | $9,549,000 | 4,712 |
| Average Assets, year-to-date | $246,499,500 | 2,394 |
| Average Assets, quarterly | $263,106,000 | 2,297 |
| Volatile liabilities | $72,796,000 | 1,737 |
| Insider loans | $3,721,000 | 1,746 |
| FHLB advances | $13,044,000 | 2,154 |
| Loans and leases held for sale | $178,000 | 1,585 |
| Unused loan commitments | $25,410,000 | 2,815 |
| Tier 1 (core) risk-based capital | $18,868,000 | 3,021 |
| Tier 2 risk-based capital | $2,626,000 | 1,785 |
| Total risk weighted assets | $209,928,000 | 2,050 |
| Total unused commitments | $25,410,000 | 2,817 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $258,633,000 | 2,320 |
| Cash and due from depository institutions | $9,706,000 | 2,619 |
| Interest-bearing balances | $288,000 | 3,966 |
| Securities | $19,072,000 | 4,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $218,224,000 | 1,848 |
| Loan loss allowance | $2,777,000 | 1,726 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,613,000 | 2,318 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $450,000 | 2,153 |
| All other assets | $6,568,000 | 2,201 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $258,633,000 | 2,320 |
| Total liabilities | $240,355,000 | 2,234 |
| Total deposits | $211,054,000 | 2,264 |
| Interest-bearing deposits | $185,844,000 | 2,197 |
| Deposits held in domestic offices | $211,054,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,116 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,062,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,489,000 | 2,439 |
| Total equity capital | $18,278,000 | 3,161 |
| Total bank equity capital | $18,278,000 | 3,161 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,750,000 | 2,055 |
| Surplus | $1,750,000 | 5,813 |
| Undivided profits | $14,778,000 | 2,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,879,000 | 1,630 |
| Earning assets | $237,584,000 | 2,310 |
| Long-term assets (5+ years) | $7,385,000 | 5,280 |
| Average Assets, year-to-date | $239,473,000 | 2,438 |
| Average Assets, quarterly | $244,404,000 | 2,412 |
| Volatile liabilities | $77,928,000 | 1,594 |
| Insider loans | $3,803,000 | 1,680 |
| FHLB advances | $25,062,000 | 1,429 |
| Loans and leases held for sale | $21,000 | 1,805 |
| Unused loan commitments | $27,536,000 | 2,592 |
| Tier 1 (core) risk-based capital | $17,901,000 | 3,096 |
| Tier 2 risk-based capital | $2,528,000 | 1,818 |
| Total risk weighted assets | $202,000,000 | 2,066 |
| Total unused commitments | $27,536,000 | 2,594 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 66 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $230,175,000 | 2,553 |
| Cash and due from depository institutions | $6,764,000 | 2,595 |
| Interest-bearing balances | $244,000 | 4,162 |
| Securities | $19,945,000 | 4,720 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,040 |
| Net loans & leases | $193,250,000 | 2,044 |
| Loan loss allowance | $2,594,000 | 1,827 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,586,000 | 2,309 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $453,000 | 2,149 |
| All other assets | $3,177,000 | 3,722 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $230,175,000 | 2,553 |
| Total liabilities | $212,440,000 | 2,488 |
| Total deposits | $205,612,000 | 2,330 |
| Interest-bearing deposits | $180,044,000 | 2,254 |
| Deposits held in domestic offices | $205,612,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,974 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,078,000 | 4,488 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,000,000 | 1,971 |
| Total equity capital | $17,735,000 | 3,169 |
| Total bank equity capital | $17,735,000 | 3,169 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $1,750,000 | 5,828 |
| Undivided profits | $14,235,000 | 2,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,456,000 | 2,089 |
| Earning assets | $215,439,000 | 2,516 |
| Long-term assets (5+ years) | $8,334,000 | 5,097 |
| Average Assets, year-to-date | $229,893,000 | 2,541 |
| Average Assets, quarterly | $229,893,000 | 2,541 |
| Volatile liabilities | $50,722,000 | 2,151 |
| Insider loans | $4,065,000 | 1,526 |
| FHLB advances | $2,078,000 | 4,314 |
| Loans and leases held for sale | $40,000 | 1,732 |
| Unused loan commitments | $33,740,000 | 2,204 |
| Tier 1 (core) risk-based capital | $17,434,000 | 3,130 |
| Tier 2 risk-based capital | $2,221,000 | 2,018 |
| Total risk weighted assets | $177,019,000 | 2,279 |
| Total unused commitments | $33,740,000 | 2,209 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $229,611,000 | 2,556 |
| Cash and due from depository institutions | $7,338,000 | 2,611 |
| Interest-bearing balances | $1,086,000 | 2,700 |
| Securities | $20,742,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,908 |
| Net loans & leases | $191,273,000 | 2,043 |
| Loan loss allowance | $2,429,000 | 1,938 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,476,000 | 2,330 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $455,000 | 2,153 |
| All other assets | $3,327,000 | 3,564 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $229,611,000 | 2,556 |
| Total liabilities | $212,097,000 | 2,482 |
| Total deposits | $205,222,000 | 2,303 |
| Interest-bearing deposits | $178,869,000 | 2,237 |
| Deposits held in domestic offices | $205,222,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,050 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,780,000 | 4,317 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,345,000 | 2,555 |
| Total equity capital | $17,514,000 | 3,206 |
| Total bank equity capital | $17,514,000 | 3,206 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,750,000 | 2,042 |
| Surplus | $1,750,000 | 5,818 |
| Undivided profits | $14,014,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,794,000 | 1,605 |
| Earning assets | $215,101,000 | 2,500 |
| Long-term assets (5+ years) | $7,743,000 | 5,303 |
| Average Assets, year-to-date | $213,193,600 | 2,612 |
| Average Assets, quarterly | $229,676,500 | 2,518 |
| Volatile liabilities | $53,229,000 | 2,022 |
| Insider loans | $3,975,000 | 1,534 |
| FHLB advances | $2,780,000 | 4,148 |
| Loans and leases held for sale | $193,000 | 1,467 |
| Unused loan commitments | $26,179,000 | 2,520 |
| Tier 1 (core) risk-based capital | $17,101,000 | 3,135 |
| Tier 2 risk-based capital | $2,213,000 | 2,014 |
| Total risk weighted assets | $176,580,000 | 2,260 |
| Total unused commitments | $26,179,000 | 2,521 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $229,742,000 | 2,514 |
| Cash and due from depository institutions | $6,541,000 | 2,611 |
| Interest-bearing balances | $57,000 | 5,698 |
| Securities | $17,786,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $196,971,000 | 1,940 |
| Loan loss allowance | $2,280,000 | 2,049 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,493,000 | 2,273 |
| Other real estate owned | $96,000 | 2,611 |
| Goodwill and other intangibles | $465,000 | 2,101 |
| All other assets | $3,390,000 | 3,459 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $229,742,000 | 2,514 |
| Total liabilities | $212,560,000 | 2,446 |
| Total deposits | $204,556,000 | 2,284 |
| Interest-bearing deposits | $180,363,000 | 2,181 |
| Deposits held in domestic offices | $204,556,000 | 2,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,750,000 | 1,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,952,000 | 4,673 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,302,000 | 2,650 |
| Total equity capital | $17,182,000 | 3,261 |
| Total bank equity capital | $17,182,000 | 3,261 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,750,000 | 2,041 |
| Surplus | $1,750,000 | 5,792 |
| Undivided profits | $13,682,000 | 2,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,003,000 | 1,469 |
| Earning assets | $214,814,000 | 2,464 |
| Long-term assets (5+ years) | $8,832,000 | 5,161 |
| Average Assets, year-to-date | $209,089,250 | 2,645 |
| Average Assets, quarterly | $222,748,500 | 2,548 |
| Volatile liabilities | $54,293,000 | 1,962 |
| Insider loans | $4,204,000 | 1,385 |
| FHLB advances | $1,952,000 | 4,491 |
| Loans and leases held for sale | $391,000 | 1,279 |
| Unused loan commitments | $19,882,000 | 3,016 |
| Tier 1 (core) risk-based capital | $16,733,000 | 3,173 |
| Tier 2 risk-based capital | $2,276,000 | 1,928 |
| Total risk weighted assets | $182,055,000 | 2,168 |
| Total unused commitments | $19,882,000 | 3,019 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $215,755,000 | 2,621 |
| Cash and due from depository institutions | $2,720,000 | 2,629 |
| Interest-bearing balances | $123,000 | 4,964 |
| Securities | $16,650,000 | 5,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $188,642,000 | 1,958 |
| Loan loss allowance | $2,168,000 | 2,132 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,460,000 | 2,244 |
| Other real estate owned | $83,000 | 2,629 |
| Goodwill and other intangibles | $456,000 | 2,118 |
| All other assets | $2,744,000 | 3,989 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $215,755,000 | 2,621 |
| Total liabilities | $199,047,000 | 2,558 |
| Total deposits | $184,177,000 | 2,495 |
| Interest-bearing deposits | $162,507,000 | 2,380 |
| Deposits held in domestic offices | $184,177,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,750,000 | 1,424 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,972,000 | 3,097 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,148,000 | 2,665 |
| Total equity capital | $16,708,000 | 3,219 |
| Total bank equity capital | $16,708,000 | 3,219 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,750,000 | 2,044 |
| Surplus | $1,750,000 | 5,805 |
| Undivided profits | $13,208,000 | 2,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 3,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,352,000 | 2,146 |
| Earning assets | $205,415,000 | 2,532 |
| Long-term assets (5+ years) | $9,041,000 | 5,236 |
| Average Assets, year-to-date | $202,205,000 | 2,741 |
| Average Assets, quarterly | $208,361,500 | 2,691 |
| Volatile liabilities | $53,678,000 | 1,929 |
| Insider loans | $4,289,000 | 1,345 |
| FHLB advances | $6,972,000 | 2,960 |
| Loans and leases held for sale | $236,000 | 1,434 |
| Unused loan commitments | $23,096,000 | 2,723 |
| Tier 1 (core) risk-based capital | $16,354,000 | 3,195 |
| Tier 2 risk-based capital | $2,168,000 | 1,991 |
| Total risk weighted assets | $173,121,000 | 2,218 |
| Total unused commitments | $23,096,000 | 2,726 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $200,968,000 | 2,780 |
| Cash and due from depository institutions | $8,584,000 | 2,639 |
| Interest-bearing balances | $167,000 | 4,833 |
| Securities | $16,653,000 | 5,254 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $169,198,000 | 2,137 |
| Loan loss allowance | $1,984,000 | 2,285 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,953,000 | 2,511 |
| Other real estate owned | $284,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,296,000 | 4,305 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $200,968,000 | 2,780 |
| Total liabilities | $184,497,000 | 2,706 |
| Total deposits | $176,642,000 | 2,569 |
| Interest-bearing deposits | $154,867,000 | 2,500 |
| Deposits held in domestic offices | $176,642,000 | 2,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,750,000 | 1,529 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,991,000 | 4,474 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,114,000 | 2,994 |
| Total equity capital | $16,471,000 | 3,305 |
| Total bank equity capital | $16,471,000 | 3,305 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,750,000 | 2,041 |
| Surplus | $1,750,000 | 5,801 |
| Undivided profits | $12,971,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,444,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 988 |
| Income earned, not collected on loans | $1,042,000 | 2,775 |
| Earning assets | $186,018,000 | 2,751 |
| Long-term assets (5+ years) | $8,819,000 | 5,228 |
| Average Assets, year-to-date | $195,430,000 | 2,814 |
| Average Assets, quarterly | $195,430,000 | 2,814 |
| Volatile liabilities | $43,816,000 | 2,193 |
| Insider loans | $4,511,000 | 1,257 |
| FHLB advances | $1,991,000 | 4,305 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,547,000 | 2,193 |
| Tier 1 (core) risk-based capital | $16,419,000 | 3,144 |
| Tier 2 risk-based capital | $1,927,000 | 2,179 |
| Total risk weighted assets | $154,096,000 | 2,436 |
| Total unused commitments | $30,547,000 | 2,197 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $189,892,000 | 2,908 |
| Cash and due from depository institutions | $11,801,000 | 2,738 |
| Interest-bearing balances | $210,000 | 4,490 |
| Securities | $17,704,000 | 5,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $153,531,000 | 2,319 |
| Loan loss allowance | $2,052,000 | 2,213 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,926,000 | 2,514 |
| Other real estate owned | $447,000 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,483,000 | 4,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,892,000 | 2,908 |
| Total liabilities | $173,757,000 | 2,861 |
| Total deposits | $168,037,000 | 2,687 |
| Interest-bearing deposits | $145,256,000 | 2,633 |
| Deposits held in domestic offices | $168,037,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,025 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,010,000 | 4,356 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $960,000 | 3,181 |
| Total equity capital | $16,135,000 | 3,305 |
| Total bank equity capital | $16,135,000 | 3,305 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,750,000 | 2,056 |
| Surplus | $1,750,000 | 5,803 |
| Undivided profits | $12,635,000 | 2,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 917 |
| Income earned, not collected on loans | $1,146,000 | 2,631 |
| Earning assets | $171,445,000 | 2,928 |
| Long-term assets (5+ years) | $6,753,000 | 5,733 |
| Average Assets, year-to-date | $192,125,800 | 2,765 |
| Average Assets, quarterly | $187,155,000 | 2,909 |
| Volatile liabilities | $38,810,000 | 2,403 |
| Insider loans | $4,597,000 | 1,193 |
| FHLB advances | $2,010,000 | 4,169 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,528,000 | 2,625 |
| Tier 1 (core) risk-based capital | $16,129,000 | 3,166 |
| Tier 2 risk-based capital | $1,750,000 | 2,334 |
| Total risk weighted assets | $139,762,000 | 2,626 |
| Total unused commitments | $22,528,000 | 2,629 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $184,418,000 | 2,956 |
| Cash and due from depository institutions | $10,431,000 | 2,872 |
| Interest-bearing balances | $249,000 | 4,492 |
| Securities | $17,294,000 | 5,151 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,089 |
| Net loans & leases | $148,645,000 | 2,365 |
| Loan loss allowance | $2,206,000 | 2,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,926,000 | 2,479 |
| Other real estate owned | $277,000 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,595,000 | 4,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,418,000 | 2,956 |
| Total liabilities | $168,560,000 | 2,914 |
| Total deposits | $162,779,000 | 2,753 |
| Interest-bearing deposits | $142,734,000 | 2,675 |
| Deposits held in domestic offices | $162,779,000 | 2,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,958 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,030,000 | 4,337 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,001,000 | 3,204 |
| Total equity capital | $15,858,000 | 3,337 |
| Total bank equity capital | $15,858,000 | 3,337 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $1,750,000 | 5,802 |
| Undivided profits | $12,358,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 659 |
| Income earned, not collected on loans | $1,215,000 | 2,583 |
| Earning assets | $167,438,000 | 2,978 |
| Long-term assets (5+ years) | $9,121,000 | 5,196 |
| Average Assets, year-to-date | $192,684,250 | 2,779 |
| Average Assets, quarterly | $186,522,000 | 2,906 |
| Volatile liabilities | $38,375,000 | 2,389 |
| Insider loans | $3,948,000 | 1,398 |
| FHLB advances | $2,030,000 | 4,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,758,000 | 2,863 |
| Tier 1 (core) risk-based capital | $15,833,000 | 3,208 |
| Tier 2 risk-based capital | $1,714,000 | 2,363 |
| Total risk weighted assets | $136,755,000 | 2,662 |
| Total unused commitments | $19,758,000 | 2,865 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $188,626,000 | 2,879 |
| Cash and due from depository institutions | $14,716,000 | 2,974 |
| Interest-bearing balances | $5,823,000 | 1,327 |
| Securities | $15,746,000 | 5,351 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,424 |
| Net loans & leases | $147,481,000 | 2,353 |
| Loan loss allowance | $2,086,000 | 2,151 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,926,000 | 2,453 |
| Other real estate owned | $431,000 | 2,974 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,326,000 | 4,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,626,000 | 2,879 |
| Total liabilities | $173,048,000 | 2,828 |
| Total deposits | $169,275,000 | 2,655 |
| Interest-bearing deposits | $150,507,000 | 2,533 |
| Deposits held in domestic offices | $169,275,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,370 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,485,000 | 4,641 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,038,000 | 3,220 |
| Total equity capital | $15,578,000 | 3,395 |
| Total bank equity capital | $15,578,000 | 3,395 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $1,750,000 | 5,796 |
| Undivided profits | $12,078,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,434,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 701 |
| Income earned, not collected on loans | $1,054,000 | 2,893 |
| Earning assets | $173,050,000 | 2,865 |
| Long-term assets (5+ years) | $7,016,000 | 5,598 |
| Average Assets, year-to-date | $195,439,670 | 2,745 |
| Average Assets, quarterly | $193,103,000 | 2,798 |
| Volatile liabilities | $40,620,000 | 2,222 |
| Insider loans | $4,165,000 | 1,297 |
| FHLB advances | $1,485,000 | 4,418 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,273,000 | 2,880 |
| Tier 1 (core) risk-based capital | $15,502,000 | 3,212 |
| Tier 2 risk-based capital | $1,708,000 | 2,318 |
| Total risk weighted assets | $135,775,000 | 2,648 |
| Total unused commitments | $19,273,000 | 2,888 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $197,580,000 | 2,740 |
| Cash and due from depository institutions | $10,467,000 | 2,953 |
| Interest-bearing balances | $872,000 | 3,331 |
| Securities | $14,434,000 | 5,590 |
| Federal funds sold & reverse repurchase agreements | $15,700,000 | 1,025 |
| Net loans & leases | $150,513,000 | 2,267 |
| Loan loss allowance | $2,055,000 | 2,123 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,864,000 | 2,459 |
| Other real estate owned | $80,000 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,522,000 | 3,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,580,000 | 2,740 |
| Total liabilities | $182,342,000 | 2,681 |
| Total deposits | $178,232,000 | 2,491 |
| Interest-bearing deposits | $159,131,000 | 2,394 |
| Deposits held in domestic offices | $178,232,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,232 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,500,000 | 4,495 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,360,000 | 2,710 |
| Total equity capital | $15,238,000 | 3,404 |
| Total bank equity capital | $15,238,000 | 3,404 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,750,000 | 2,070 |
| Surplus | $1,750,000 | 5,783 |
| Undivided profits | $11,738,000 | 2,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 1,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 805 |
| Income earned, not collected on loans | $1,252,000 | 2,442 |
| Earning assets | $181,519,000 | 2,725 |
| Long-term assets (5+ years) | $2,905,000 | 6,854 |
| Average Assets, year-to-date | $198,846,500 | 2,706 |
| Average Assets, quarterly | $198,846,500 | 2,706 |
| Volatile liabilities | $44,213,000 | 2,039 |
| Insider loans | $4,615,000 | 1,133 |
| FHLB advances | $1,500,000 | 4,298 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,788,000 | 2,632 |
| Tier 1 (core) risk-based capital | $15,184,000 | 3,226 |
| Tier 2 risk-based capital | $1,761,000 | 2,229 |
| Total risk weighted assets | $139,953,000 | 2,520 |
| Total unused commitments | $20,788,000 | 2,644 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 58 | 2,914 |
| Assets and Liabilities | ||
| Total Assets: | $200,113,000 | 2,675 |
| Cash and due from depository institutions | $14,828,000 | 2,914 |
| Interest-bearing balances | $186,000 | 4,690 |
| Securities | $16,194,000 | 5,252 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,497 |
| Net loans & leases | $152,837,000 | 2,217 |
| Loan loss allowance | $1,988,000 | 2,149 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,944,000 | 2,378 |
| Other real estate owned | $172,000 | 2,914 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,538,000 | 3,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,113,000 | 2,675 |
| Total liabilities | $185,178,000 | 2,608 |
| Total deposits | $182,013,000 | 2,401 |
| Interest-bearing deposits | $160,830,000 | 2,316 |
| Deposits held in domestic offices | $182,013,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,333 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $809,000 | 5,031 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,106,000 | 3,154 |
| Total equity capital | $14,935,000 | 3,426 |
| Total bank equity capital | $14,935,000 | 3,426 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,750,000 | 2,065 |
| Surplus | $1,750,000 | 5,766 |
| Undivided profits | $11,435,000 | 2,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,661,000 | 1,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 847 |
| Income earned, not collected on loans | $1,326,000 | 2,416 |
| Earning assets | $178,817,000 | 2,712 |
| Long-term assets (5+ years) | $4,482,000 | 6,250 |
| Average Assets, year-to-date | $191,072,800 | 2,641 |
| Average Assets, quarterly | $199,812,000 | 2,656 |
| Volatile liabilities | $45,932,000 | 1,963 |
| Insider loans | $3,486,000 | 1,526 |
| FHLB advances | $809,000 | 4,715 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,440,000 | 2,888 |
| Tier 1 (core) risk-based capital | $14,862,000 | 3,227 |
| Tier 2 risk-based capital | $1,787,000 | 2,173 |
| Total risk weighted assets | $142,190,000 | 2,445 |
| Total unused commitments | $17,440,000 | 2,894 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $182,678,000 | 2,758 |
| Cash and due from depository institutions | $10,756,000 | 2,923 |
| Interest-bearing balances | $52,000 | 5,685 |
| Securities | $17,479,000 | 4,936 |
| Federal funds sold & reverse repurchase agreements | $210,000 | 6,808 |
| Net loans & leases | $147,661,000 | 2,194 |
| Loan loss allowance | $1,666,000 | 2,361 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,735,000 | 2,428 |
| Other real estate owned | $9,000 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,828,000 | 3,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,678,000 | 2,758 |
| Total liabilities | $169,059,000 | 2,688 |
| Total deposits | $163,454,000 | 2,501 |
| Interest-bearing deposits | $144,143,000 | 2,436 |
| Deposits held in domestic offices | $163,454,000 | 2,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,492 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,193,000 | 3,611 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,162,000 | 3,096 |
| Total equity capital | $13,619,000 | 3,490 |
| Total bank equity capital | $13,619,000 | 3,490 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,750,000 | 2,101 |
| Surplus | $1,750,000 | 5,781 |
| Undivided profits | $10,119,000 | 2,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,405,000 | 2,429 |
| Earning assets | $165,402,000 | 2,766 |
| Long-term assets (5+ years) | $6,260,000 | 5,749 |
| Average Assets, year-to-date | $174,871,400 | 2,725 |
| Average Assets, quarterly | $181,008,000 | 2,738 |
| Volatile liabilities | $45,025,000 | 1,943 |
| Insider loans | $3,399,000 | 1,480 |
| FHLB advances | $3,193,000 | 3,398 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,995,000 | 4,416 |
| Tier 1 (core) risk-based capital | $13,577,000 | 3,342 |
| Tier 2 risk-based capital | $1,666,000 | 2,188 |
| Total risk weighted assets | $137,969,000 | 2,418 |
| Total unused commitments | $7,995,000 | 4,426 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 57 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $167,896,000 | 2,847 |
| Cash and due from depository institutions | $7,126,000 | 2,989 |
| Interest-bearing balances | $84,000 | 5,006 |
| Securities | $18,722,000 | 4,863 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,140 |
| Net loans & leases | $137,341,000 | 2,288 |
| Loan loss allowance | $1,832,000 | 2,063 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,733,000 | 4,432 |
| Other real estate owned | $9,000 | 2,989 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,465,000 | 3,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,896,000 | 2,847 |
| Total liabilities | $155,544,000 | 2,776 |
| Total deposits | $151,869,000 | 2,580 |
| Interest-bearing deposits | $134,838,000 | 2,495 |
| Deposits held in domestic offices | $151,869,000 | 2,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,025,000 | 2,250 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $204,000 | 5,304 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,446,000 | 2,663 |
| Total equity capital | $12,352,000 | 3,690 |
| Total bank equity capital | $12,352,000 | 3,690 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,750,000 | 2,137 |
| Surplus | $1,750,000 | 5,828 |
| Undivided profits | $8,852,000 | 2,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,246,000 | 2,119 |
| Earning assets | $156,647,000 | 2,811 |
| Long-term assets (5+ years) | $10,947,000 | 4,394 |
| Average Assets, year-to-date | $161,606,200 | 2,827 |
| Average Assets, quarterly | $166,742,000 | 2,835 |
| Volatile liabilities | $26,798,000 | 2,917 |
| Insider loans | $3,213,000 | 1,526 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,634,000 | 4,091 |
| Tier 1 (core) risk-based capital | $12,362,000 | 3,555 |
| Tier 2 risk-based capital | $1,612,310 | 2,164 |
| Total risk weighted assets | $128,765,010 | 2,463 |
| Total unused commitments | $8,634,000 | 4,092 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 58 | 3,035 |
| Assets and Liabilities | ||
| Total Assets: | $152,492,000 | 3,046 |
| Cash and due from depository institutions | $8,093,000 | 3,035 |
| Interest-bearing balances | $93,000 | 5,008 |
| Securities | $22,468,000 | 4,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $117,927,000 | 2,527 |
| Loan loss allowance | $1,694,000 | 2,152 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,680,000 | 4,510 |
| Other real estate owned | $0 | 3,035 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,324,000 | 3,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,492,000 | 3,046 |
| Total liabilities | $141,502,000 | 2,962 |
| Total deposits | $133,563,000 | 2,860 |
| Interest-bearing deposits | $117,007,000 | 2,810 |
| Deposits held in domestic offices | $133,563,000 | 2,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,205,000 | 1,521 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $215,000 | 5,311 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,519,000 | 2,350 |
| Total equity capital | $10,990,000 | 3,924 |
| Total bank equity capital | $10,990,000 | 3,924 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,750,000 | 2,156 |
| Surplus | $1,750,000 | 5,891 |
| Undivided profits | $7,490,000 | 3,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 4,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,024,000 | 2,198 |
| Earning assets | $140,488,000 | 3,043 |
| Long-term assets (5+ years) | $18,677,000 | 3,457 |
| Average Assets, year-to-date | $143,374,200 | 3,100 |
| Average Assets, quarterly | $149,495,500 | 3,068 |
| Volatile liabilities | $28,946,000 | 2,613 |
| Insider loans | $3,117,000 | 1,497 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,626,000 | 3,613 |
| Tier 1 (core) risk-based capital | $11,183,000 | 3,852 |
| Tier 2 risk-based capital | $1,437,040 | 2,265 |
| Total risk weighted assets | $114,706,340 | 2,642 |
| Total unused commitments | $10,626,000 | 3,617 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 56 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $139,360,000 | 3,237 |
| Cash and due from depository institutions | $5,395,000 | 3,149 |
| Interest-bearing balances | $341,000 | 3,860 |
| Securities | $23,540,000 | 4,335 |
| Federal funds sold & reverse repurchase agreements | $5,330,000 | 3,202 |
| Net loans & leases | $101,431,000 | 2,730 |
| Loan loss allowance | $1,427,000 | 2,429 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,572,000 | 4,644 |
| Other real estate owned | $0 | 3,149 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,092,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,360,000 | 3,237 |
| Total liabilities | $129,221,000 | 3,145 |
| Total deposits | $121,555,000 | 3,109 |
| Interest-bearing deposits | $104,884,000 | 3,075 |
| Deposits held in domestic offices | $121,555,000 | 3,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,250,000 | 1,376 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $225,000 | 4,550 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,191,000 | 1,837 |
| Total equity capital | $10,139,000 | 4,280 |
| Total bank equity capital | $10,139,000 | 4,280 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,750,000 | 2,116 |
| Surplus | $1,750,000 | 5,827 |
| Undivided profits | $6,639,000 | 3,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,059,000 | 2,086 |
| Earning assets | $130,642,000 | 3,191 |
| Long-term assets (5+ years) | $11,422,000 | 4,413 |
| Average Assets, year-to-date | $131,436,000 | 3,245 |
| Average Assets, quarterly | $137,879,000 | 3,217 |
| Volatile liabilities | $23,723,000 | 2,602 |
| Insider loans | $4,800,000 | 878 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,877,000 | 3,428 |
| Tier 1 (core) risk-based capital | $10,097,000 | 4,120 |
| Tier 2 risk-based capital | $1,272,280 | 2,451 |
| Total risk weighted assets | $101,627,580 | 2,796 |
| Total unused commitments | $10,877,000 | 3,432 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $121,428,000 | 3,630 |
| Cash and due from depository institutions | $6,741,000 | 3,222 |
| Interest-bearing balances | $102,000 | 4,503 |
| Securities | $18,933,000 | 5,117 |
| Federal funds sold & reverse repurchase agreements | $7,790,000 | 1,790 |
| Net loans & leases | $84,772,000 | 3,204 |
| Loan loss allowance | $879,000 | 3,766 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,461,000 | 4,808 |
| Other real estate owned | $12,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,719,000 | 3,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,428,000 | 3,630 |
| Total liabilities | $112,055,000 | 3,534 |
| Total deposits | $108,550,000 | 3,408 |
| Interest-bearing deposits | $94,009,000 | 3,372 |
| Deposits held in domestic offices | $108,550,000 | 3,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,139 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,505,000 | 2,545 |
| Total equity capital | $9,373,000 | 4,552 |
| Total bank equity capital | $9,373,000 | 4,552 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,750,000 | 2,125 |
| Surplus | $1,750,000 | 5,858 |
| Undivided profits | $5,873,000 | 3,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $996,000 | 2,275 |
| Earning assets | $111,597,000 | 3,629 |
| Long-term assets (5+ years) | $7,489,000 | 5,057 |
| Average Assets, year-to-date | $111,697,000 | 3,744 |
| Average Assets, quarterly | $118,095,000 | 3,683 |
| Volatile liabilities | $18,341,000 | 3,209 |
| Insider loans | $2,332,000 | 1,799 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,790,000 | 4,423 |
| Tier 1 (core) risk-based capital | $9,347,000 | 4,429 |
| Tier 2 risk-based capital | $879,000 | 3,294 |
| Total risk weighted assets | $84,768,300 | 3,221 |
| Total unused commitments | $6,790,000 | 4,426 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $107,105,000 | 4,154 |
| Cash and due from depository institutions | $7,309,000 | 3,809 |
| Interest-bearing balances | $3,145,000 | 1,191 |
| Securities | $25,012,000 | 4,501 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $69,836,000 | 3,849 |
| Loan loss allowance | $806,000 | 4,204 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,226,000 | 5,353 |
| Other real estate owned | $32,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,690,000 | 4,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,105,000 | 4,154 |
| Total liabilities | $99,060,000 | 4,049 |
| Total deposits | $97,800,000 | 3,849 |
| Interest-bearing deposits | $88,219,000 | 3,693 |
| Deposits held in domestic offices | $97,800,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,260,000 | 2,950 |
| Total equity capital | $8,045,000 | 5,212 |
| Total bank equity capital | $8,045,000 | 5,212 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,750,000 | 2,262 |
| Surplus | $1,750,000 | 5,979 |
| Undivided profits | $4,545,000 | 4,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $869,000 | 2,606 |
| Earning assets | $99,993,000 | 4,102 |
| Long-term assets (5+ years) | $7,104,000 | 5,022 |
| Average Assets, year-to-date | $101,251,000 | 4,212 |
| Average Assets, quarterly | $105,196,500 | 4,175 |
| Volatile liabilities | $13,223,000 | 3,989 |
| Insider loans | $1,791,000 | 2,334 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,341,000 | 4,112 |
| Tier 1 (core) risk-based capital | $7,999,000 | 5,140 |
| Tier 2 risk-based capital | $806,000 | 3,622 |
| Total risk weighted assets | $71,107,000 | 3,796 |
| Total unused commitments | $7,341,000 | 4,126 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $103,035,000 | 4,305 |
| Cash and due from depository institutions | $7,094,000 | 3,911 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $19,945,000 | 5,558 |
| Federal funds sold & reverse repurchase agreements | $9,045,000 | 1,604 |
| Net loans & leases | $64,624,000 | 4,007 |
| Loan loss allowance | $822,000 | 4,156 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $855,000 | 6,590 |
| Other real estate owned | $38,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,434,000 | 4,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,035,000 | 4,305 |
| Total liabilities | $96,055,000 | 4,158 |
| Total deposits | $95,062,000 | 4,001 |
| Interest-bearing deposits | $86,832,000 | 3,775 |
| Deposits held in domestic offices | $95,062,000 | 3,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $993,000 | 3,656 |
| Total equity capital | $6,980,000 | 5,876 |
| Total bank equity capital | $6,980,000 | 5,876 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,750,000 | 2,319 |
| Surplus | $1,750,000 | 6,049 |
| Undivided profits | $3,480,000 | 5,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $728,000 | 3,238 |
| Earning assets | $93,620,000 | 4,345 |
| Long-term assets (5+ years) | $5,310,000 | 5,659 |
| Average Assets, year-to-date | $88,001,400 | 4,760 |
| Average Assets, quarterly | $98,328,000 | 4,426 |
| Volatile liabilities | $10,271,000 | 4,491 |
| Insider loans | $3,053,000 | 1,418 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,962,000 | 5,008 |
| Tier 1 (core) risk-based capital | $6,862,000 | 5,820 |
| Tier 2 risk-based capital | $729,620 | 3,898 |
| Total risk weighted assets | $58,276,920 | 4,440 |
| Total unused commitments | $4,962,000 | 5,021 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $76,338,000 | 5,540 |
| Cash and due from depository institutions | $5,056,000 | 4,778 |
| Interest-bearing balances | $22,000 | 6,452 |
| Securities | $16,595,000 | 6,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $52,940,000 | 4,689 |
| Loan loss allowance | $790,000 | 4,377 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $622,000 | 7,789 |
| Other real estate owned | $45,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,080,000 | 6,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,338,000 | 5,540 |
| Total liabilities | $70,292,000 | 5,456 |
| Total deposits | $69,201,000 | 5,271 |
| Interest-bearing deposits | $61,128,000 | 5,122 |
| Deposits held in domestic offices | $69,201,000 | 5,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $490,000 | 3,985 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $601,000 | 4,565 |
| Total equity capital | $6,046,000 | 6,236 |
| Total bank equity capital | $6,046,000 | 6,236 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,750,000 | 2,378 |
| Surplus | $1,750,000 | 6,065 |
| Undivided profits | $2,546,000 | 6,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 9,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $473,000 | 4,432 |
| Earning assets | $69,557,000 | 5,561 |
| Long-term assets (5+ years) | $4,563,000 | 6,266 |
| Average Assets, year-to-date | $73,200,400 | 5,605 |
| Average Assets, quarterly | $74,904,000 | 5,582 |
| Volatile liabilities | $6,629,000 | 5,756 |
| Insider loans | $2,498,000 | 1,684 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $242,000 | 1,033 |
| Unused loan commitments | $6,131,000 | 4,348 |
| Tier 1 (core) risk-based capital | $6,067,000 | 6,325 |
| Tier 2 risk-based capital | $563,300 | 4,799 |
| Total risk weighted assets | $44,837,100 | 5,420 |
| Total unused commitments | $6,131,000 | 4,355 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $71,888,000 | 5,930 |
| Cash and due from depository institutions | $2,433,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,661,000 | 6,444 |
| Federal funds sold & reverse repurchase agreements | $2,905,000 | 4,518 |
| Net loans & leases | $46,189,000 | 5,130 |
| Loan loss allowance | $779,000 | 4,577 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $643,000 | 7,842 |
| Other real estate owned | $52,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,005,000 | 6,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,888,000 | 5,930 |
| Total liabilities | $66,187,000 | 5,854 |
| Total deposits | $65,690,000 | 5,707 |
| Interest-bearing deposits | $57,418,000 | 5,652 |
| Deposits held in domestic offices | $65,690,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $497,000 | 5,360 |
| Total equity capital | $5,701,000 | 6,638 |
| Total bank equity capital | $5,701,000 | 6,638 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,750,000 | 2,421 |
| Surplus | $1,750,000 | 6,075 |
| Undivided profits | $2,201,000 | 7,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $386,000 | 4,810 |
| Earning assets | $67,755,000 | 5,799 |
| Long-term assets (5+ years) | $5,599,000 | 6,108 |
| Average Assets, year-to-date | $70,688,000 | 5,883 |
| Average Assets, quarterly | $69,935,500 | 6,014 |
| Volatile liabilities | $5,731,000 | 6,036 |
| Insider loans | $115,000 | 9,499 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $63,000 | 1,615 |
| Unused loan commitments | $4,221,000 | 5,372 |
| Tier 1 (core) risk-based capital | $5,701,000 | 6,552 |
| Tier 2 risk-based capital | $599,470 | 4,545 |
| Total risk weighted assets | $47,777,970 | 5,115 |
| Total unused commitments | $4,221,000 | 5,392 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $71,866,000 | 6,007 |
| Cash and due from depository institutions | $3,284,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,015,000 | 5,323 |
| Federal funds sold & reverse repurchase agreements | $3,270,000 | 4,750 |
| Net loans & leases | $39,641,000 | 5,774 |
| Loan loss allowance | $675,000 | 5,160 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $680,000 | 7,740 |
| Other real estate owned | $64,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $912,000 | 6,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,866,000 | 6,007 |
| Total liabilities | $66,703,000 | 5,910 |
| Total deposits | $66,186,000 | 5,768 |
| Interest-bearing deposits | $58,521,000 | 5,688 |
| Deposits held in domestic offices | $66,186,000 | 5,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $517,000 | 5,677 |
| Total equity capital | $5,163,000 | 6,917 |
| Total bank equity capital | $5,163,000 | 6,917 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,750,000 | 2,511 |
| Surplus | $1,750,000 | 5,992 |
| Undivided profits | $1,663,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 5,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $365,000 | 5,503 |
| Earning assets | $66,926,000 | 5,898 |
| Long-term assets (5+ years) | $4,990,000 | 6,515 |
| Average Assets, year-to-date | $69,837,800 | 6,009 |
| Average Assets, quarterly | $71,132,500 | 6,009 |
| Volatile liabilities | $6,323,000 | 5,689 |
| Insider loans | $38,000 | 7,591 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $71,000 | 1,155 |
| Unused loan commitments | $2,571,000 | 6,597 |
| Tier 1 (core) risk-based capital | $5,163,000 | 6,851 |
| Tier 2 risk-based capital | $534,730 | 4,944 |
| Total risk weighted assets | $42,637,930 | 5,669 |
| Total unused commitments | $2,571,000 | 6,625 |
| Derivatives | $0 | 651 |