Home > Simmons First Bank of Eldorado > Income and Expense
Simmons First Bank of Eldorado, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 3,860 |
| Total interest expense | $156,000 | 5,011 |
| Net interest income | $2,495,000 | 3,672 |
| Provision for loan and lease losses | $249,000 | 1,465 |
| Total noninterest income | $1,045,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $691,000 | 950 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $354,000 | 2,813 |
| Total noninterest expense | $2,259,000 | 3,571 |
| Salaries and employee benefits | $948,000 | 4,140 |
| Premises and equipment expense | $270,000 | 3,528 |
| Additional noninterest expense | $1,041,000 | 2,791 |
| Pre-tax net operating income | $1,032,000 | 2,922 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $171,000 | 2,559 |
| Income before extraordinary items | $861,000 | 2,948 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $861,000 | 2,954 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $861,000 | 2,954 |
| Net charge-offs | $203,000 | 1,571 |
| Cash dividends | $610,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $861,000 | 2,890 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 3,882 |
| Total interest expense | $79,000 | 5,058 |
| Net interest income | $1,243,000 | 3,700 |
| Provision for loan and lease losses | $106,000 | 1,531 |
| Total noninterest income | $495,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $327,000 | 984 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $168,000 | 2,804 |
| Total noninterest expense | $1,156,000 | 3,552 |
| Salaries and employee benefits | $482,000 | 4,139 |
| Premises and equipment expense | $135,000 | 3,577 |
| Additional noninterest expense | $539,000 | 2,718 |
| Pre-tax net operating income | $476,000 | 3,000 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $67,000 | 2,717 |
| Income before extraordinary items | $409,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 2,949 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $409,000 | 2,949 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $277,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $409,000 | 2,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,780 |
| Total interest expense | $372,000 | 5,049 |
| Net interest income | $5,248,000 | 3,592 |
| Provision for loan and lease losses | $540,000 | 1,748 |
| Total noninterest income | $2,279,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,468,000 | 942 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $811,000 | 2,657 |
| Total noninterest expense | $5,115,000 | 3,351 |
| Salaries and employee benefits | $2,248,000 | 3,814 |
| Premises and equipment expense | $567,000 | 3,445 |
| Additional noninterest expense | $2,300,000 | 2,666 |
| Pre-tax net operating income | $1,872,000 | 2,983 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $234,000 | 2,836 |
| Income before extraordinary items | $1,638,000 | 2,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,638,000 | 3,000 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,638,000 | 3,001 |
| Net charge-offs | $124,000 | 3,533 |
| Cash dividends | $1,222,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,638,000 | 2,938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 3,798 |
| Total interest expense | $287,000 | 5,092 |
| Net interest income | $3,965,000 | 3,588 |
| Provision for loan and lease losses | $397,000 | 1,791 |
| Total noninterest income | $1,695,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,089,000 | 947 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $606,000 | 2,724 |
| Total noninterest expense | $3,855,000 | 3,342 |
| Salaries and employee benefits | $1,702,000 | 3,790 |
| Premises and equipment expense | $415,000 | 3,523 |
| Additional noninterest expense | $1,738,000 | 2,637 |
| Pre-tax net operating income | $1,408,000 | 3,030 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $180,000 | 2,877 |
| Income before extraordinary items | $1,228,000 | 3,030 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,228,000 | 3,035 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,228,000 | 3,035 |
| Net charge-offs | $12,000 | 4,641 |
| Cash dividends | $967,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,228,000 | 2,962 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 3,791 |
| Total interest expense | $198,000 | 5,085 |
| Net interest income | $2,652,000 | 3,569 |
| Provision for loan and lease losses | $255,000 | 1,841 |
| Total noninterest income | $1,126,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $712,000 | 942 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 2,751 |
| Total noninterest expense | $2,489,000 | 3,431 |
| Salaries and employee benefits | $1,149,000 | 3,777 |
| Premises and equipment expense | $275,000 | 3,551 |
| Additional noninterest expense | $1,065,000 | 2,824 |
| Pre-tax net operating income | $1,034,000 | 2,831 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $154,000 | 2,667 |
| Income before extraordinary items | $880,000 | 2,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $880,000 | 2,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $880,000 | 2,882 |
| Net charge-offs | $-24,000 | 6,370 |
| Cash dividends | $646,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $880,000 | 2,795 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 3,752 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $1,363,000 | 3,533 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $560,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $348,000 | 951 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 2,703 |
| Total noninterest expense | $1,243,000 | 3,469 |
| Salaries and employee benefits | $583,000 | 3,777 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $536,000 | 2,819 |
| Pre-tax net operating income | $560,000 | 2,672 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $94,000 | 2,461 |
| Income before extraordinary items | $466,000 | 2,725 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $466,000 | 2,728 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $466,000 | 2,727 |
| Net charge-offs | $-41,000 | 6,659 |
| Cash dividends | $328,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $466,000 | 2,642 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 3,563 |
| Total interest expense | $710,000 | 4,372 |
| Net interest income | $5,960,000 | 3,391 |
| Provision for loan and lease losses | $609,000 | 2,430 |
| Total noninterest income | $2,190,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,353,000 | 1,061 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $837,000 | 2,616 |
| Total noninterest expense | $4,877,000 | 3,532 |
| Salaries and employee benefits | $2,266,000 | 3,819 |
| Premises and equipment expense | $541,000 | 3,627 |
| Additional noninterest expense | $2,070,000 | 3,017 |
| Pre-tax net operating income | $2,664,000 | 2,300 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $446,000 | 2,293 |
| Income before extraordinary items | $2,218,000 | 2,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,218,000 | 2,403 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,218,000 | 2,404 |
| Net charge-offs | $1,028,000 | 1,790 |
| Cash dividends | $6,095,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,218,000 | 2,279 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 3,568 |
| Total interest expense | $589,000 | 4,277 |
| Net interest income | $4,518,000 | 3,413 |
| Provision for loan and lease losses | $455,000 | 2,394 |
| Total noninterest income | $1,610,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $987,000 | 1,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $623,000 | 2,622 |
| Total noninterest expense | $3,659,000 | 3,554 |
| Salaries and employee benefits | $1,696,000 | 3,826 |
| Premises and equipment expense | $400,000 | 3,706 |
| Additional noninterest expense | $1,563,000 | 3,001 |
| Pre-tax net operating income | $2,014,000 | 2,345 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $336,000 | 2,352 |
| Income before extraordinary items | $1,678,000 | 2,454 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,678,000 | 2,455 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,678,000 | 2,455 |
| Net charge-offs | $477,000 | 2,259 |
| Cash dividends | $1,295,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,678,000 | 2,315 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 3,513 |
| Total interest expense | $420,000 | 4,224 |
| Net interest income | $3,103,000 | 3,351 |
| Provision for loan and lease losses | $294,000 | 2,495 |
| Total noninterest income | $1,052,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $630,000 | 1,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $422,000 | 2,573 |
| Total noninterest expense | $2,430,000 | 3,576 |
| Salaries and employee benefits | $1,140,000 | 3,830 |
| Premises and equipment expense | $258,000 | 3,792 |
| Additional noninterest expense | $1,032,000 | 3,047 |
| Pre-tax net operating income | $1,431,000 | 2,221 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $250,000 | 2,242 |
| Income before extraordinary items | $1,181,000 | 2,299 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,181,000 | 2,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,181,000 | 2,299 |
| Net charge-offs | $11,000 | 4,911 |
| Cash dividends | $896,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,181,000 | 2,174 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 3,503 |
| Total interest expense | $223,000 | 4,203 |
| Net interest income | $1,572,000 | 3,325 |
| Provision for loan and lease losses | $138,000 | 2,516 |
| Total noninterest income | $546,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $325,000 | 1,075 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $221,000 | 2,519 |
| Total noninterest expense | $1,214,000 | 3,600 |
| Salaries and employee benefits | $574,000 | 3,837 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $511,000 | 3,040 |
| Pre-tax net operating income | $766,000 | 2,092 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $142,000 | 2,102 |
| Income before extraordinary items | $624,000 | 2,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $624,000 | 2,181 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $624,000 | 2,182 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $477,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $624,000 | 2,082 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,816,000 | 3,390 |
| Total interest expense | $1,056,000 | 4,287 |
| Net interest income | $6,760,000 | 3,161 |
| Provision for loan and lease losses | $568,000 | 3,286 |
| Total noninterest income | $2,210,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,420,000 | 1,041 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $790,000 | 2,471 |
| Total noninterest expense | $4,298,000 | 3,920 |
| Salaries and employee benefits | $2,218,000 | 3,886 |
| Premises and equipment expense | $508,000 | 3,996 |
| Additional noninterest expense | $1,572,000 | 3,727 |
| Pre-tax net operating income | $4,104,000 | 1,400 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $909,000 | 1,444 |
| Income before extraordinary items | $3,195,000 | 1,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,195,000 | 1,525 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,195,000 | 1,525 |
| Net charge-offs | $415,000 | 3,396 |
| Cash dividends | $2,396,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,195,000 | 1,458 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 3,385 |
| Total interest expense | $808,000 | 4,338 |
| Net interest income | $5,134,000 | 3,143 |
| Provision for loan and lease losses | $425,000 | 3,131 |
| Total noninterest income | $1,648,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,049,000 | 1,065 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $599,000 | 2,424 |
| Total noninterest expense | $3,216,000 | 3,935 |
| Salaries and employee benefits | $1,655,000 | 3,901 |
| Premises and equipment expense | $381,000 | 4,040 |
| Additional noninterest expense | $1,180,000 | 3,733 |
| Pre-tax net operating income | $3,141,000 | 1,439 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $707,000 | 1,412 |
| Income before extraordinary items | $2,434,000 | 1,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,434,000 | 1,571 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,434,000 | 1,571 |
| Net charge-offs | $360,000 | 3,030 |
| Cash dividends | $1,822,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,434,000 | 1,478 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 3,379 |
| Total interest expense | $557,000 | 4,369 |
| Net interest income | $3,467,000 | 3,112 |
| Provision for loan and lease losses | $267,000 | 3,163 |
| Total noninterest income | $1,088,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $676,000 | 1,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $412,000 | 2,393 |
| Total noninterest expense | $2,154,000 | 3,974 |
| Salaries and employee benefits | $1,111,000 | 3,925 |
| Premises and equipment expense | $230,000 | 4,327 |
| Additional noninterest expense | $813,000 | 3,704 |
| Pre-tax net operating income | $2,134,000 | 1,363 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $482,000 | 1,354 |
| Income before extraordinary items | $1,652,000 | 1,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,652,000 | 1,485 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,652,000 | 1,485 |
| Net charge-offs | $306,000 | 2,663 |
| Cash dividends | $1,267,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,652,000 | 1,425 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 3,327 |
| Total interest expense | $294,000 | 4,349 |
| Net interest income | $1,765,000 | 3,053 |
| Provision for loan and lease losses | $126,000 | 3,053 |
| Total noninterest income | $525,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $321,000 | 1,130 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $204,000 | 2,443 |
| Total noninterest expense | $1,078,000 | 3,990 |
| Salaries and employee benefits | $560,000 | 3,916 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $409,000 | 3,668 |
| Pre-tax net operating income | $1,086,000 | 1,332 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $247,000 | 1,292 |
| Income before extraordinary items | $839,000 | 1,427 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $839,000 | 1,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $839,000 | 1,427 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $429,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $839,000 | 1,386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 3,016 |
| Total interest expense | $1,930,000 | 3,662 |
| Net interest income | $7,839,000 | 2,777 |
| Provision for loan and lease losses | $1,073,000 | 2,947 |
| Total noninterest income | $2,328,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,461,000 | 1,038 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $867,000 | 2,389 |
| Total noninterest expense | $4,842,000 | 3,705 |
| Salaries and employee benefits | $2,344,000 | 3,779 |
| Premises and equipment expense | $537,000 | 4,010 |
| Additional noninterest expense | $1,961,000 | 3,317 |
| Pre-tax net operating income | $4,252,000 | 1,198 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $863,000 | 1,364 |
| Income before extraordinary items | $3,389,000 | 1,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,389,000 | 1,258 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,389,000 | 1,259 |
| Net charge-offs | $944,000 | 2,767 |
| Cash dividends | $1,696,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,389,000 | 1,211 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 3,014 |
| Total interest expense | $1,573,000 | 3,571 |
| Net interest income | $5,953,000 | 2,771 |
| Provision for loan and lease losses | $936,000 | 2,602 |
| Total noninterest income | $1,743,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,120,000 | 1,050 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $623,000 | 2,428 |
| Total noninterest expense | $3,724,000 | 3,632 |
| Salaries and employee benefits | $1,853,000 | 3,649 |
| Premises and equipment expense | $414,000 | 4,009 |
| Additional noninterest expense | $1,457,000 | 3,311 |
| Pre-tax net operating income | $3,036,000 | 1,312 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $569,000 | 1,535 |
| Income before extraordinary items | $2,467,000 | 1,354 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,467,000 | 1,357 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,467,000 | 1,358 |
| Net charge-offs | $893,000 | 2,321 |
| Cash dividends | $1,260,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,467,000 | 1,303 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 2,990 |
| Total interest expense | $1,122,000 | 3,485 |
| Net interest income | $3,998,000 | 2,758 |
| Provision for loan and lease losses | $717,000 | 2,341 |
| Total noninterest income | $1,173,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $758,000 | 1,040 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $415,000 | 2,362 |
| Total noninterest expense | $2,545,000 | 3,580 |
| Salaries and employee benefits | $1,263,000 | 3,610 |
| Premises and equipment expense | $277,000 | 4,022 |
| Additional noninterest expense | $1,005,000 | 3,194 |
| Pre-tax net operating income | $1,909,000 | 1,359 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $325,000 | 1,657 |
| Income before extraordinary items | $1,584,000 | 1,388 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,584,000 | 1,388 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,584,000 | 1,389 |
| Net charge-offs | $830,000 | 1,904 |
| Cash dividends | $797,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,584,000 | 1,340 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,979 |
| Total interest expense | $608,000 | 3,402 |
| Net interest income | $2,009,000 | 2,767 |
| Provision for loan and lease losses | $575,000 | 1,690 |
| Total noninterest income | $571,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $364,000 | 1,077 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 2,344 |
| Total noninterest expense | $1,278,000 | 3,589 |
| Salaries and employee benefits | $654,000 | 3,571 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $485,000 | 3,274 |
| Pre-tax net operating income | $727,000 | 1,758 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $86,000 | 2,262 |
| Income before extraordinary items | $641,000 | 1,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 1,714 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $641,000 | 1,715 |
| Net charge-offs | $453,000 | 1,652 |
| Cash dividends | $479,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $641,000 | 1,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,970,000 | 2,762 |
| Total interest expense | $3,886,000 | 2,805 |
| Net interest income | $8,084,000 | 2,705 |
| Provision for loan and lease losses | $687,000 | 4,068 |
| Total noninterest income | $2,344,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,470,000 | 1,176 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $874,000 | 2,323 |
| Total noninterest expense | $5,054,000 | 3,654 |
| Salaries and employee benefits | $2,515,000 | 3,665 |
| Premises and equipment expense | $561,000 | 4,077 |
| Additional noninterest expense | $1,978,000 | 3,346 |
| Pre-tax net operating income | $4,687,000 | 895 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,080,000 | 914 |
| Income before extraordinary items | $3,607,000 | 951 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,607,000 | 950 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,607,000 | 950 |
| Net charge-offs | $960,000 | 2,912 |
| Cash dividends | $2,603,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,607,000 | 946 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 2,755 |
| Total interest expense | $3,083,000 | 2,795 |
| Net interest income | $6,012,000 | 2,726 |
| Provision for loan and lease losses | $549,000 | 3,667 |
| Total noninterest income | $1,726,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,060,000 | 1,215 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $666,000 | 2,362 |
| Total noninterest expense | $3,812,000 | 3,635 |
| Salaries and employee benefits | $1,861,000 | 3,747 |
| Premises and equipment expense | $416,000 | 4,145 |
| Additional noninterest expense | $1,535,000 | 3,227 |
| Pre-tax net operating income | $3,377,000 | 984 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $782,000 | 1,027 |
| Income before extraordinary items | $2,595,000 | 1,050 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,595,000 | 1,049 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,595,000 | 1,050 |
| Net charge-offs | $397,000 | 3,351 |
| Cash dividends | $2,090,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,595,000 | 1,031 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 2,758 |
| Total interest expense | $2,159,000 | 2,783 |
| Net interest income | $3,983,000 | 2,730 |
| Provision for loan and lease losses | $146,000 | 4,824 |
| Total noninterest income | $1,145,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $677,000 | 1,250 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $468,000 | 2,304 |
| Total noninterest expense | $2,603,000 | 3,598 |
| Salaries and employee benefits | $1,286,000 | 3,691 |
| Premises and equipment expense | $275,000 | 4,191 |
| Additional noninterest expense | $1,042,000 | 3,196 |
| Pre-tax net operating income | $2,379,000 | 958 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $585,000 | 951 |
| Income before extraordinary items | $1,794,000 | 1,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,794,000 | 1,061 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,794,000 | 1,064 |
| Net charge-offs | $235,000 | 3,244 |
| Cash dividends | $1,357,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,794,000 | 1,033 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,698 |
| Total interest expense | $1,165,000 | 2,698 |
| Net interest income | $2,031,000 | 2,672 |
| Provision for loan and lease losses | $56,000 | 4,791 |
| Total noninterest income | $536,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $305,000 | 1,352 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $231,000 | 2,317 |
| Total noninterest expense | $1,238,000 | 3,683 |
| Salaries and employee benefits | $650,000 | 3,689 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $449,000 | 3,277 |
| Pre-tax net operating income | $1,273,000 | 993 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $331,000 | 973 |
| Income before extraordinary items | $942,000 | 1,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $942,000 | 1,157 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $942,000 | 1,157 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $685,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $942,000 | 1,082 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,118,000 | 2,803 |
| Total interest expense | $5,469,000 | 2,744 |
| Net interest income | $7,649,000 | 2,823 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $1,896,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,134,000 | 1,577 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $762,000 | 2,505 |
| Total noninterest expense | $4,615,000 | 3,805 |
| Salaries and employee benefits | $2,588,000 | 3,678 |
| Premises and equipment expense | $520,000 | 4,359 |
| Additional noninterest expense | $1,507,000 | 3,601 |
| Pre-tax net operating income | $4,630,000 | 1,171 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,145,000 | 1,073 |
| Income before extraordinary items | $3,485,000 | 1,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,485,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,913 |
| Cash dividends | $2,635,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,485,000 | 1,272 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 2,868 |
| Total interest expense | $4,202,000 | 2,784 |
| Net interest income | $5,573,000 | 2,915 |
| Provision for loan and lease losses | $220,000 | 4,063 |
| Total noninterest income | $1,426,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $832,000 | 1,615 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $594,000 | 2,547 |
| Total noninterest expense | $3,396,000 | 3,852 |
| Salaries and employee benefits | $1,914,000 | 3,741 |
| Premises and equipment expense | $381,000 | 4,443 |
| Additional noninterest expense | $1,101,000 | 3,611 |
| Pre-tax net operating income | $3,383,000 | 1,448 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $831,000 | 1,336 |
| Income before extraordinary items | $2,552,000 | 1,441 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,552,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,270 |
| Cash dividends | $1,902,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,552,000 | 1,519 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 2,938 |
| Total interest expense | $2,907,000 | 2,785 |
| Net interest income | $3,562,000 | 3,017 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $915,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $525,000 | 1,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $390,000 | 2,627 |
| Total noninterest expense | $2,248,000 | 3,887 |
| Salaries and employee benefits | $1,260,000 | 3,820 |
| Premises and equipment expense | $244,000 | 4,574 |
| Additional noninterest expense | $744,000 | 3,545 |
| Pre-tax net operating income | $2,099,000 | 1,619 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $495,000 | 1,619 |
| Income before extraordinary items | $1,604,000 | 1,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,604,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,738 |
| Cash dividends | $1,172,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,604,000 | 1,657 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 3,026 |
| Total interest expense | $1,522,000 | 2,852 |
| Net interest income | $1,691,000 | 3,169 |
| Provision for loan and lease losses | $62,000 | 3,448 |
| Total noninterest income | $457,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $262,000 | 1,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $1,114,000 | 3,919 |
| Salaries and employee benefits | $626,000 | 3,848 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $368,000 | 3,532 |
| Pre-tax net operating income | $972,000 | 1,834 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $223,000 | 1,828 |
| Income before extraordinary items | $749,000 | 1,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $749,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,108 |
| Cash dividends | $571,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $749,000 | 1,849 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,244,000 | 3,227 |
| Total interest expense | $5,782,000 | 3,099 |
| Net interest income | $6,462,000 | 3,315 |
| Provision for loan and lease losses | $264,000 | 3,411 |
| Total noninterest income | $2,005,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,219,000 | 1,475 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $786,000 | 2,585 |
| Total noninterest expense | $4,231,000 | 3,944 |
| Salaries and employee benefits | $2,400,000 | 3,847 |
| Premises and equipment expense | $475,000 | 4,522 |
| Additional noninterest expense | $1,356,000 | 3,717 |
| Pre-tax net operating income | $3,972,000 | 1,996 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,004,000 | 1,862 |
| Income before extraordinary items | $2,968,000 | 2,069 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,968,000 | 2,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $2,201,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,968,000 | 2,057 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 3,276 |
| Total interest expense | $4,277,000 | 3,131 |
| Net interest income | $4,780,000 | 3,360 |
| Provision for loan and lease losses | $198,000 | 3,034 |
| Total noninterest income | $1,476,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $900,000 | 1,466 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $576,000 | 2,624 |
| Total noninterest expense | $3,148,000 | 3,950 |
| Salaries and employee benefits | $1,801,000 | 3,825 |
| Premises and equipment expense | $355,000 | 4,505 |
| Additional noninterest expense | $992,000 | 3,724 |
| Pre-tax net operating income | $2,910,000 | 2,163 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $734,000 | 2,024 |
| Income before extraordinary items | $2,176,000 | 2,218 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,176,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,252 |
| Cash dividends | $1,627,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,176,000 | 2,203 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 3,315 |
| Total interest expense | $2,815,000 | 3,161 |
| Net interest income | $3,136,000 | 3,423 |
| Provision for loan and lease losses | $132,000 | 2,837 |
| Total noninterest income | $952,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $605,000 | 1,461 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $347,000 | 2,787 |
| Total noninterest expense | $2,074,000 | 4,026 |
| Salaries and employee benefits | $1,192,000 | 3,878 |
| Premises and equipment expense | $243,000 | 4,462 |
| Additional noninterest expense | $639,000 | 3,827 |
| Pre-tax net operating income | $1,882,000 | 2,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $473,000 | 2,149 |
| Income before extraordinary items | $1,409,000 | 2,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,409,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $1,062,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,409,000 | 2,299 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 3,337 |
| Total interest expense | $1,401,000 | 3,164 |
| Net interest income | $1,542,000 | 3,468 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $471,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $299,000 | 1,436 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $172,000 | 2,777 |
| Total noninterest expense | $1,043,000 | 4,009 |
| Salaries and employee benefits | $597,000 | 3,908 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $325,000 | 3,724 |
| Pre-tax net operating income | $910,000 | 2,321 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $226,000 | 2,229 |
| Income before extraordinary items | $684,000 | 2,376 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $684,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $684,000 | 2,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,017,000 | 3,315 |
| Total interest expense | $4,953,000 | 3,043 |
| Net interest income | $6,064,000 | 3,497 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $1,893,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,224,000 | 1,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $669,000 | 2,822 |
| Total noninterest expense | $4,234,000 | 3,821 |
| Salaries and employee benefits | $2,355,000 | 3,775 |
| Premises and equipment expense | $501,000 | 4,258 |
| Additional noninterest expense | $1,378,000 | 3,531 |
| Pre-tax net operating income | $3,648,000 | 2,402 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $928,000 | 2,307 |
| Income before extraordinary items | $2,720,000 | 2,444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,720,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,540 |
| Cash dividends | $2,070,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,720,000 | 2,426 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 3,355 |
| Total interest expense | $3,552,000 | 3,074 |
| Net interest income | $4,511,000 | 3,534 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $1,430,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $923,000 | 1,465 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $507,000 | 2,827 |
| Total noninterest expense | $3,160,000 | 3,822 |
| Salaries and employee benefits | $1,765,000 | 3,780 |
| Premises and equipment expense | $361,000 | 4,377 |
| Additional noninterest expense | $1,034,000 | 3,522 |
| Pre-tax net operating income | $2,751,000 | 2,471 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $697,000 | 2,390 |
| Income before extraordinary items | $2,054,000 | 2,507 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,054,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,430 |
| Cash dividends | $1,530,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,054,000 | 2,495 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 3,386 |
| Total interest expense | $2,241,000 | 3,103 |
| Net interest income | $2,980,000 | 3,564 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $954,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $603,000 | 1,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 2,753 |
| Total noninterest expense | $2,106,000 | 3,843 |
| Salaries and employee benefits | $1,181,000 | 3,785 |
| Premises and equipment expense | $222,000 | 4,617 |
| Additional noninterest expense | $703,000 | 3,463 |
| Pre-tax net operating income | $1,798,000 | 2,522 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $460,000 | 2,427 |
| Income before extraordinary items | $1,338,000 | 2,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,338,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $990,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,338,000 | 2,539 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 3,388 |
| Total interest expense | $1,068,000 | 3,088 |
| Net interest income | $1,484,000 | 3,566 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $437,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $277,000 | 1,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,862 |
| Total noninterest expense | $1,033,000 | 3,929 |
| Salaries and employee benefits | $595,000 | 3,791 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $334,000 | 3,578 |
| Pre-tax net operating income | $858,000 | 2,568 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $210,000 | 2,545 |
| Income before extraordinary items | $648,000 | 2,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $480,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $648,000 | 2,574 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,840,000 | 3,186 |
| Total interest expense | $3,545,000 | 2,911 |
| Net interest income | $6,295,000 | 3,301 |
| Provision for loan and lease losses | $237,000 | 3,307 |
| Total noninterest income | $1,722,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,118,000 | 1,553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $604,000 | 3,040 |
| Total noninterest expense | $4,064,000 | 3,824 |
| Salaries and employee benefits | $2,296,000 | 3,725 |
| Premises and equipment expense | $402,000 | 4,836 |
| Additional noninterest expense | $1,366,000 | 3,485 |
| Pre-tax net operating income | $3,716,000 | 2,348 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $924,000 | 2,367 |
| Income before extraordinary items | $2,792,000 | 2,382 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,792,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,172 |
| Cash dividends | $2,095,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,792,000 | 2,354 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 3,176 |
| Total interest expense | $2,538,000 | 2,900 |
| Net interest income | $4,742,000 | 3,279 |
| Provision for loan and lease losses | $207,000 | 2,899 |
| Total noninterest income | $1,212,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $813,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $399,000 | 3,286 |
| Total noninterest expense | $3,042,000 | 3,802 |
| Salaries and employee benefits | $1,726,000 | 3,698 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $1,013,000 | 3,472 |
| Pre-tax net operating income | $2,705,000 | 2,418 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $659,000 | 2,487 |
| Income before extraordinary items | $2,046,000 | 2,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,046,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,768 |
| Cash dividends | $1,545,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,046,000 | 2,412 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,153 |
| Total interest expense | $1,631,000 | 2,851 |
| Net interest income | $3,168,000 | 3,255 |
| Provision for loan and lease losses | $147,000 | 2,736 |
| Total noninterest income | $801,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $514,000 | 1,631 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $287,000 | 3,150 |
| Total noninterest expense | $2,021,000 | 3,781 |
| Salaries and employee benefits | $1,149,000 | 3,688 |
| Premises and equipment expense | $197,000 | 4,869 |
| Additional noninterest expense | $675,000 | 3,456 |
| Pre-tax net operating income | $1,801,000 | 2,372 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $457,000 | 2,391 |
| Income before extraordinary items | $1,344,000 | 2,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,344,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,010,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,344,000 | 2,382 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 3,165 |
| Total interest expense | $779,000 | 2,861 |
| Net interest income | $1,570,000 | 3,288 |
| Provision for loan and lease losses | $73,000 | 2,631 |
| Total noninterest income | $378,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $234,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $1,015,000 | 3,801 |
| Salaries and employee benefits | $580,000 | 3,666 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $860,000 | 2,424 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $217,000 | 2,467 |
| Income before extraordinary items | $643,000 | 2,469 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $643,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $480,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $643,000 | 2,430 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,746,000 | 3,172 |
| Total interest expense | $2,453,000 | 3,096 |
| Net interest income | $6,293,000 | 3,166 |
| Provision for loan and lease losses | $278,000 | 3,062 |
| Total noninterest income | $1,427,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $936,000 | 1,872 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,343 |
| Total noninterest expense | $3,941,000 | 3,798 |
| Salaries and employee benefits | $2,178,000 | 3,723 |
| Premises and equipment expense | $453,000 | 4,379 |
| Additional noninterest expense | $1,310,000 | 3,507 |
| Pre-tax net operating income | $3,501,000 | 2,277 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $888,000 | 2,365 |
| Income before extraordinary items | $2,613,000 | 2,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,613,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,194 |
| Cash dividends | $2,005,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,613,000 | 2,283 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 3,193 |
| Total interest expense | $1,744,000 | 3,178 |
| Net interest income | $4,715,000 | 3,151 |
| Provision for loan and lease losses | $209,000 | 2,924 |
| Total noninterest income | $1,030,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $692,000 | 1,908 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $2,938,000 | 3,772 |
| Salaries and employee benefits | $1,639,000 | 3,699 |
| Premises and equipment expense | $342,000 | 4,352 |
| Additional noninterest expense | $957,000 | 3,548 |
| Pre-tax net operating income | $2,598,000 | 2,308 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $647,000 | 2,442 |
| Income before extraordinary items | $1,951,000 | 2,377 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,951,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $1,455,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,951,000 | 2,322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 3,221 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $3,119,000 | 3,171 |
| Provision for loan and lease losses | $139,000 | 2,911 |
| Total noninterest income | $686,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $443,000 | 1,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $243,000 | 3,372 |
| Total noninterest expense | $1,953,000 | 3,810 |
| Salaries and employee benefits | $1,098,000 | 3,702 |
| Premises and equipment expense | $219,000 | 4,482 |
| Additional noninterest expense | $636,000 | 3,564 |
| Pre-tax net operating income | $1,713,000 | 2,314 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $433,000 | 2,432 |
| Income before extraordinary items | $1,280,000 | 2,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,280,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $950,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,280,000 | 2,317 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,261 |
| Total interest expense | $577,000 | 3,216 |
| Net interest income | $1,518,000 | 3,225 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $302,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $214,000 | 1,960 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $979,000 | 3,823 |
| Salaries and employee benefits | $556,000 | 3,687 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $771,000 | 2,500 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $182,000 | 2,728 |
| Income before extraordinary items | $589,000 | 2,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $589,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $589,000 | 2,454 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 3,161 |
| Total interest expense | $2,680,000 | 3,170 |
| Net interest income | $6,150,000 | 3,117 |
| Provision for loan and lease losses | $269,000 | 3,418 |
| Total noninterest income | $1,211,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $654,000 | 2,513 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $557,000 | 3,395 |
| Total noninterest expense | $3,956,000 | 3,747 |
| Salaries and employee benefits | $2,142,000 | 3,706 |
| Premises and equipment expense | $497,000 | 4,078 |
| Additional noninterest expense | $1,317,000 | 3,455 |
| Pre-tax net operating income | $3,136,000 | 2,411 |
| Securities gains (losses) | $-14,000 | 8,822 |
| Applicable income taxes | $720,000 | 2,737 |
| Income before extraordinary items | $2,402,000 | 2,460 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,402,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,791 |
| Cash dividends | $1,830,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,412,780 | 2,335 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,171 |
| Total interest expense | $2,063,000 | 3,208 |
| Net interest income | $4,631,000 | 3,114 |
| Provision for loan and lease losses | $202,000 | 3,320 |
| Total noninterest income | $853,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $477,000 | 2,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 3,642 |
| Total noninterest expense | $2,942,000 | 3,753 |
| Salaries and employee benefits | $1,592,000 | 3,725 |
| Premises and equipment expense | $393,000 | 3,909 |
| Additional noninterest expense | $957,000 | 3,527 |
| Pre-tax net operating income | $2,340,000 | 2,520 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $526,000 | 2,941 |
| Income before extraordinary items | $1,814,000 | 2,542 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,814,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $1,355,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,814,000 | 2,411 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 3,225 |
| Total interest expense | $1,406,000 | 3,231 |
| Net interest income | $3,006,000 | 3,184 |
| Provision for loan and lease losses | $134,000 | 3,297 |
| Total noninterest income | $525,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $300,000 | 2,651 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $225,000 | 3,815 |
| Total noninterest expense | $1,992,000 | 3,705 |
| Salaries and employee benefits | $1,064,000 | 3,721 |
| Premises and equipment expense | $278,000 | 3,714 |
| Additional noninterest expense | $650,000 | 3,456 |
| Pre-tax net operating income | $1,405,000 | 2,729 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $296,000 | 3,266 |
| Income before extraordinary items | $1,109,000 | 2,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,109,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $840,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,109,000 | 2,591 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,278 |
| Total interest expense | $715,000 | 3,256 |
| Net interest income | $1,459,000 | 3,252 |
| Provision for loan and lease losses | $67,000 | 3,113 |
| Total noninterest income | $278,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 3,273 |
| Total noninterest expense | $999,000 | 3,672 |
| Salaries and employee benefits | $543,000 | 3,641 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $302,000 | 3,641 |
| Pre-tax net operating income | $671,000 | 2,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $147,000 | 3,258 |
| Income before extraordinary items | $524,000 | 2,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $415,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $524,000 | 2,706 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,240,000 | 3,228 |
| Total interest expense | $3,398,000 | 3,192 |
| Net interest income | $5,842,000 | 3,215 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,312,000 | 2,889 |
| Gross Fiduciary activities income | $316,000 | 701 |
| Service charges on deposit accounts | $572,000 | 2,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,599 |
| Total noninterest expense | $4,026,000 | 3,546 |
| Salaries and employee benefits | $2,203,000 | 3,453 |
| Premises and equipment expense | $485,000 | 4,028 |
| Additional noninterest expense | $1,338,000 | 3,278 |
| Pre-tax net operating income | $2,888,000 | 2,581 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $649,000 | 2,987 |
| Income before extraordinary items | $2,239,000 | 2,561 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,239,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $1,670,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,239,000 | 2,478 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 3,135 |
| Total interest expense | $5,327,000 | 2,985 |
| Net interest income | $5,356,000 | 3,251 |
| Provision for loan and lease losses | $294,000 | 3,273 |
| Total noninterest income | $1,707,000 | 2,285 |
| Gross Fiduciary activities income | $776,000 | 471 |
| Service charges on deposit accounts | $525,000 | 2,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $406,000 | 3,496 |
| Total noninterest expense | $4,033,000 | 3,404 |
| Salaries and employee benefits | $2,228,000 | 3,285 |
| Premises and equipment expense | $513,000 | 3,787 |
| Additional noninterest expense | $1,292,000 | 3,273 |
| Pre-tax net operating income | $2,736,000 | 2,472 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $702,000 | 2,664 |
| Income before extraordinary items | $2,045,000 | 2,480 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,045,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $1,530,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,036,860 | 2,405 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 3,167 |
| Total interest expense | $5,549,000 | 3,001 |
| Net interest income | $5,333,000 | 3,286 |
| Provision for loan and lease losses | $270,000 | 3,077 |
| Total noninterest income | $1,612,000 | 2,225 |
| Gross Fiduciary activities income | $809,000 | 468 |
| Service charges on deposit accounts | $504,000 | 2,669 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $299,000 | 3,929 |
| Total noninterest expense | $4,003,000 | 3,331 |
| Salaries and employee benefits | $2,140,000 | 3,282 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $1,344,000 | 3,087 |
| Pre-tax net operating income | $2,672,000 | 2,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $716,000 | 2,735 |
| Income before extraordinary items | $1,956,000 | 2,626 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,956,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,854 |
| Cash dividends | $1,455,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,956,000 | 2,620 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,812,000 | 3,276 |
| Total interest expense | $4,499,000 | 3,242 |
| Net interest income | $5,313,000 | 3,272 |
| Provision for loan and lease losses | $122,000 | 4,702 |
| Total noninterest income | $1,513,000 | 2,287 |
| Gross Fiduciary activities income | $760,000 | 527 |
| Service charges on deposit accounts | $508,000 | 2,600 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $245,000 | 4,483 |
| Total noninterest expense | $4,048,000 | 3,277 |
| Salaries and employee benefits | $2,288,000 | 3,040 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $1,161,000 | 3,542 |
| Pre-tax net operating income | $2,656,000 | 2,663 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $752,000 | 2,773 |
| Income before extraordinary items | $1,904,000 | 2,695 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,904,000 | 2,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $2,048,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,904,000 | 2,662 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 3,280 |
| Total interest expense | $4,711,000 | 3,169 |
| Net interest income | $5,121,000 | 3,310 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $1,507,000 | 2,258 |
| Gross Fiduciary activities income | $680,000 | 546 |
| Service charges on deposit accounts | $490,000 | 2,599 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $337,000 | 3,775 |
| Total noninterest expense | $3,946,000 | 3,237 |
| Salaries and employee benefits | $2,148,000 | 3,120 |
| Premises and equipment expense | $601,000 | 3,169 |
| Additional noninterest expense | $1,197,000 | 3,382 |
| Pre-tax net operating income | $2,602,000 | 2,678 |
| Securities gains (losses) | $-215,000 | 10,417 |
| Applicable income taxes | $738,000 | 2,912 |
| Income before extraordinary items | $1,649,000 | 3,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,649,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,293 |
| Cash dividends | $1,123,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,797,350 | 2,717 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,964,000 | 3,244 |
| Total interest expense | $4,737,000 | 3,140 |
| Net interest income | $5,227,000 | 3,338 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,603,000 | 2,087 |
| Gross Fiduciary activities income | $650,000 | 581 |
| Service charges on deposit accounts | $506,000 | 2,596 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $3,882,000 | 3,264 |
| Salaries and employee benefits | $2,075,000 | 3,194 |
| Premises and equipment expense | $516,000 | 3,607 |
| Additional noninterest expense | $1,291,000 | 3,130 |
| Pre-tax net operating income | $2,768,000 | 2,674 |
| Securities gains (losses) | $-122,000 | 10,797 |
| Applicable income taxes | $950,000 | 2,541 |
| Income before extraordinary items | $1,696,000 | 3,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,696,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,047 |
| Cash dividends | $1,092,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,774,080 | 2,821 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 3,421 |
| Total interest expense | $4,687,000 | 3,184 |
| Net interest income | $4,850,000 | 3,628 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,337,000 | 2,495 |
| Gross Fiduciary activities income | $568,000 | 667 |
| Service charges on deposit accounts | $439,000 | 3,075 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $330,000 | 3,841 |
| Total noninterest expense | $3,802,000 | 3,495 |
| Salaries and employee benefits | $2,229,000 | 2,991 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $1,077,000 | 4,137 |
| Pre-tax net operating income | $2,385,000 | 2,905 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $750,000 | 3,016 |
| Income before extraordinary items | $1,635,000 | 2,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,635,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-180,000 | 11,322 |
| Cash dividends | $776,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,635,000 | 2,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 3,580 |
| Total interest expense | $4,549,000 | 3,283 |
| Net interest income | $4,548,000 | 3,868 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $1,263,000 | 2,601 |
| Gross Fiduciary activities income | $513,000 | 731 |
| Service charges on deposit accounts | $408,000 | 3,303 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $342,000 | 3,668 |
| Total noninterest expense | $4,039,000 | 3,298 |
| Salaries and employee benefits | $2,161,000 | 3,081 |
| Premises and equipment expense | $431,000 | 4,254 |
| Additional noninterest expense | $1,447,000 | 3,185 |
| Pre-tax net operating income | $1,722,000 | 3,995 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $551,000 | 3,897 |
| Income before extraordinary items | $1,175,000 | 4,028 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,175,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,028 |
| Cash dividends | $732,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,172,280 | 4,018 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 3,807 |
| Total interest expense | $3,507,000 | 3,449 |
| Net interest income | $4,367,000 | 4,032 |
| Provision for loan and lease losses | $117,000 | 4,239 |
| Total noninterest income | $1,060,000 | 2,988 |
| Gross Fiduciary activities income | $425,000 | 790 |
| Service charges on deposit accounts | $416,000 | 3,267 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $219,000 | 4,985 |
| Total noninterest expense | $3,758,000 | 3,614 |
| Salaries and employee benefits | $2,030,000 | 3,237 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $1,330,000 | 3,701 |
| Pre-tax net operating income | $1,552,000 | 4,284 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $417,000 | 4,615 |
| Income before extraordinary items | $1,189,000 | 3,889 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,189,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,809 |
| Cash dividends | $442,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,149,040 | 4,061 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,768,000 | 3,923 |
| Total interest expense | $3,259,000 | 3,834 |
| Net interest income | $4,509,000 | 3,927 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,140,000 | 3,032 |
| Gross Fiduciary activities income | $400,000 | 843 |
| Service charges on deposit accounts | $399,000 | 3,455 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $341,000 | 4,171 |
| Total noninterest expense | $3,779,000 | 3,665 |
| Salaries and employee benefits | $1,885,000 | 3,460 |
| Premises and equipment expense | $414,000 | 4,588 |
| Additional noninterest expense | $1,480,000 | 3,546 |
| Pre-tax net operating income | $1,630,000 | 4,023 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $1,441,000 | 3,369 |
| Extraordinary gains, net | $269,000 | 781 |
| Net income | $1,710,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,828 |
| Cash dividends | $442,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,394,560 | 3,279 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 4,106 |
| Total interest expense | $3,793,000 | 4,252 |
| Net interest income | $4,630,000 | 3,896 |
| Provision for loan and lease losses | $751,000 | 2,241 |
| Total noninterest income | $2,487,000 | 1,667 |
| Gross Fiduciary activities income | $322,000 | 918 |
| Service charges on deposit accounts | $386,000 | 3,605 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,779,000 | 1,349 |
| Total noninterest expense | $4,372,000 | 3,246 |
| Salaries and employee benefits | $1,931,000 | 3,304 |
| Premises and equipment expense | $406,000 | 4,737 |
| Additional noninterest expense | $2,035,000 | 2,761 |
| Pre-tax net operating income | $1,994,000 | 3,111 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $614,000 | 3,370 |
| Income before extraordinary items | $1,397,000 | 3,284 |
| Extraordinary gains, net | $614,000 | 177 |
| Net income | $2,011,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 1,713 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,385,270 | 3,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.