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Simmons Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1151%826
Percentage Net Loans Charged-off: Total real estate loans0.0767%288
Percentage Net Loans Charged-off:Construction & development0.0425%157
Percentage Net Loans Charged-off: Commercial real estate0.1297%224
Percentage Net Loans Charged-off: Multi-family residential-0.0005%4,479
Percentage Net Loans Charged-off: 1-4 family residential0.0140%504
Percentage Net Loans Charged-off: Home equity loans0.0997%95
All other 1-4 family - Percent of loans charged-off, net0.0071%571
Percentage Net Loans Charged-off: Commercial and industrial0.1521%1,035
Percentage Net Loans Charged-off: Loans to individuals1.8464%379
Percentage Net Loans Charged-off: Credit card loans2.6828%217
Percentage Net Loans Charged-off: Other loans to individual0.7815%741
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1174%684
Percentage Net Loans Charged-off: Total real estate loans0.1004%187
Percentage Net Loans Charged-off:Construction & development0.0544%94
Percentage Net Loans Charged-off: Commercial real estate0.1738%149
Percentage Net Loans Charged-off: Multi-family residential-0.0007%4,516
Percentage Net Loans Charged-off: 1-4 family residential0.0080%502
Percentage Net Loans Charged-off: Home equity loans0.1412%75
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,676
Percentage Net Loans Charged-off: Commercial and industrial0.0582%1,049
Percentage Net Loans Charged-off: Loans to individuals1.7398%339
Percentage Net Loans Charged-off: Credit card loans2.5239%173
Percentage Net Loans Charged-off: Other loans to individual0.7614%707
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0359%1,183
Percentage Net Loans Charged-off: Total real estate loans0.0073%556
Percentage Net Loans Charged-off:Construction & development0.0837%59
Percentage Net Loans Charged-off: Commercial real estate-0.0239%4,394
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,562
Percentage Net Loans Charged-off: 1-4 family residential0.0075%416
Percentage Net Loans Charged-off: Home equity loans0.1878%50
All other 1-4 family - Percent of loans charged-off, net-0.0065%3,888
Percentage Net Loans Charged-off: Commercial and industrial0.0124%1,110
Percentage Net Loans Charged-off: Loans to individuals1.6347%368
Percentage Net Loans Charged-off: Credit card loans2.4017%182
Percentage Net Loans Charged-off: Other loans to individual0.6815%772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0322%1,072
Percentage Net Loans Charged-off: Total real estate loans0.0286%260
Percentage Net Loans Charged-off:Construction & development0.1718%21
Percentage Net Loans Charged-off: Commercial real estate-0.0134%4,390
Percentage Net Loans Charged-off: Multi-family residential-0.0021%4,645
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%3,748
Percentage Net Loans Charged-off: Home equity loans-0.0442%4,539
All other 1-4 family - Percent of loans charged-off, net0.0010%324
Percentage Net Loans Charged-off: Commercial and industrial-0.0964%4,277
Percentage Net Loans Charged-off: Loans to individuals1.4481%404
Percentage Net Loans Charged-off: Credit card loans2.1352%184
Percentage Net Loans Charged-off: Other loans to individual0.6391%757
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0889%786
Percentage Net Loans Charged-off: Total real estate loans-0.0255%4,196
Percentage Net Loans Charged-off:Construction & development0.0480%99
Percentage Net Loans Charged-off: Commercial real estate-0.0657%4,483
Percentage Net Loans Charged-off: Multi-family residential0.0060%51
Percentage Net Loans Charged-off: 1-4 family residential0.0045%694
Percentage Net Loans Charged-off: Home equity loans0.0494%118
All other 1-4 family - Percent of loans charged-off, net0.0010%741
Percentage Net Loans Charged-off: Commercial and industrial0.5020%367
Percentage Net Loans Charged-off: Loans to individuals1.2089%438
Percentage Net Loans Charged-off: Credit card loans1.7937%197
Percentage Net Loans Charged-off: Other loans to individual0.5117%925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%790
Percentage Net Loans Charged-off: Total real estate loans-0.0262%4,198
Percentage Net Loans Charged-off:Construction & development0.0028%126
Percentage Net Loans Charged-off: Commercial real estate-0.0482%4,465
Percentage Net Loans Charged-off: Multi-family residential0.0471%27
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%3,824
Percentage Net Loans Charged-off: Home equity loans0.0274%128
All other 1-4 family - Percent of loans charged-off, net-0.0125%3,961
Percentage Net Loans Charged-off: Commercial and industrial0.4033%340
Percentage Net Loans Charged-off: Loans to individuals1.1656%400
Percentage Net Loans Charged-off: Credit card loans1.7444%192
Percentage Net Loans Charged-off: Other loans to individual0.4758%887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%545
Percentage Net Loans Charged-off: Total real estate loans-0.0043%3,449
Percentage Net Loans Charged-off:Construction & development0.0069%85
Percentage Net Loans Charged-off: Commercial real estate-0.0133%4,169
Percentage Net Loans Charged-off: Multi-family residential0.0727%17
Percentage Net Loans Charged-off: 1-4 family residential0.0008%541
Percentage Net Loans Charged-off: Home equity loans-0.0167%3,251
All other 1-4 family - Percent of loans charged-off, net0.0022%490
Percentage Net Loans Charged-off: Commercial and industrial0.5280%230
Percentage Net Loans Charged-off: Loans to individuals1.1511%411
Percentage Net Loans Charged-off: Credit card loans1.7887%178
Percentage Net Loans Charged-off: Other loans to individual0.3757%995
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2156%287
Percentage Net Loans Charged-off: Total real estate loans0.0026%474
Percentage Net Loans Charged-off:Construction & development0.0138%55
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,201
Percentage Net Loans Charged-off: Multi-family residential0.1548%11
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,554
Percentage Net Loans Charged-off: Home equity loans-0.0212%3,324
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,546
Percentage Net Loans Charged-off: Commercial and industrial1.1350%105
Percentage Net Loans Charged-off: Loans to individuals0.9597%519
Percentage Net Loans Charged-off: Credit card loans1.6497%169
Percentage Net Loans Charged-off: Other loans to individual0.0872%1,515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1254%726
Percentage Net Loans Charged-off: Total real estate loans0.0657%480
Percentage Net Loans Charged-off:Construction & development-0.0150%4,042
Percentage Net Loans Charged-off: Commercial real estate0.1297%305
Percentage Net Loans Charged-off: Multi-family residential-0.0021%3,883
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%3,719
Percentage Net Loans Charged-off: Home equity loans0.0402%167
All other 1-4 family - Percent of loans charged-off, net-0.0136%3,848
Percentage Net Loans Charged-off: Commercial and industrial0.2669%597
Percentage Net Loans Charged-off: Loans to individuals1.1259%367
Percentage Net Loans Charged-off: Credit card loans1.6257%210
Percentage Net Loans Charged-off: Other loans to individual0.5065%775
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0632%1,009
Percentage Net Loans Charged-off: Total real estate loans0.0625%460
Percentage Net Loans Charged-off:Construction & development-0.0156%4,103
Percentage Net Loans Charged-off: Commercial real estate0.1221%283
Percentage Net Loans Charged-off: Multi-family residential-0.0028%3,931
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%3,514
Percentage Net Loans Charged-off: Home equity loans0.0658%127
All other 1-4 family - Percent of loans charged-off, net-0.0083%3,786
Percentage Net Loans Charged-off: Commercial and industrial-0.0512%3,989
Percentage Net Loans Charged-off: Loans to individuals1.1145%356
Percentage Net Loans Charged-off: Credit card loans1.6523%214
Percentage Net Loans Charged-off: Other loans to individual0.4552%734
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%1,690
Percentage Net Loans Charged-off: Total real estate loans0.0045%960
Percentage Net Loans Charged-off:Construction & development0.0417%108
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,138
Percentage Net Loans Charged-off: Multi-family residential-0.0041%3,950
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,709
Percentage Net Loans Charged-off: Home equity loans0.2205%58
All other 1-4 family - Percent of loans charged-off, net-0.0211%4,122
Percentage Net Loans Charged-off: Commercial and industrial-0.1120%4,309
Percentage Net Loans Charged-off: Loans to individuals1.2957%298
Percentage Net Loans Charged-off: Credit card loans1.8915%197
Percentage Net Loans Charged-off: Other loans to individual0.5773%574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0928%725
Percentage Net Loans Charged-off: Total real estate loans0.0563%377
Percentage Net Loans Charged-off:Construction & development0.1205%64
Percentage Net Loans Charged-off: Commercial real estate0.0641%231
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0103%471
Percentage Net Loans Charged-off: Home equity loans0.4566%30
All other 1-4 family - Percent of loans charged-off, net-0.0193%4,200
Percentage Net Loans Charged-off: Commercial and industrial0.0823%575
Percentage Net Loans Charged-off: Loans to individuals1.4798%295
Percentage Net Loans Charged-off: Credit card loans1.7532%218
Percentage Net Loans Charged-off: Other loans to individual1.1567%352
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4495%368
Percentage Net Loans Charged-off: Total real estate loans0.1228%527
Percentage Net Loans Charged-off:Construction & development0.0051%326
Percentage Net Loans Charged-off: Commercial real estate0.1676%440
Percentage Net Loans Charged-off: Multi-family residential0.3462%28
Percentage Net Loans Charged-off: 1-4 family residential0.0692%657
Percentage Net Loans Charged-off: Home equity loans0.1308%176
All other 1-4 family - Percent of loans charged-off, net0.0649%671
Percentage Net Loans Charged-off: Commercial and industrial1.7026%229
Percentage Net Loans Charged-off: Loans to individuals1.5371%374
Percentage Net Loans Charged-off: Credit card loans1.7743%289
Percentage Net Loans Charged-off: Other loans to individual1.3023%400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4265%372
Percentage Net Loans Charged-off: Total real estate loans0.0359%948
Percentage Net Loans Charged-off:Construction & development0.0095%246
Percentage Net Loans Charged-off: Commercial real estate0.0396%579
Percentage Net Loans Charged-off: Multi-family residential0.0153%56
Percentage Net Loans Charged-off: 1-4 family residential0.0555%641
Percentage Net Loans Charged-off: Home equity loans0.1302%163
All other 1-4 family - Percent of loans charged-off, net0.0503%648
Percentage Net Loans Charged-off: Commercial and industrial1.9378%167
Percentage Net Loans Charged-off: Loans to individuals1.6342%326
Percentage Net Loans Charged-off: Credit card loans1.9373%266
Percentage Net Loans Charged-off: Other loans to individual1.3453%372
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5570%286
Percentage Net Loans Charged-off: Total real estate loans0.0341%870
Percentage Net Loans Charged-off:Construction & development0.0003%190
Percentage Net Loans Charged-off: Commercial real estate0.0430%471
Percentage Net Loans Charged-off: Multi-family residential0.0226%35
Percentage Net Loans Charged-off: 1-4 family residential0.0530%600
Percentage Net Loans Charged-off: Home equity loans0.1599%130
All other 1-4 family - Percent of loans charged-off, net0.0455%611
Percentage Net Loans Charged-off: Commercial and industrial2.7200%133
Percentage Net Loans Charged-off: Loans to individuals1.7947%336
Percentage Net Loans Charged-off: Credit card loans2.2227%263
Percentage Net Loans Charged-off: Other loans to individual1.3954%404
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0717%1,316
Percentage Net Loans Charged-off: Total real estate loans0.0106%912
Percentage Net Loans Charged-off:Construction & development0.0421%94
Percentage Net Loans Charged-off: Commercial real estate0.0006%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0093%783
Percentage Net Loans Charged-off: Home equity loans0.1712%104
All other 1-4 family - Percent of loans charged-off, net-0.0025%3,911
Percentage Net Loans Charged-off: Commercial and industrial0.0293%1,018
Percentage Net Loans Charged-off: Loans to individuals2.2822%309
Percentage Net Loans Charged-off: Credit card loans2.6125%218
Percentage Net Loans Charged-off: Other loans to individual1.9799%318
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2507%825
Percentage Net Loans Charged-off: Total real estate loans0.0359%1,326
Percentage Net Loans Charged-off:Construction & development0.0206%323
Percentage Net Loans Charged-off: Commercial real estate0.0382%820
Percentage Net Loans Charged-off: Multi-family residential0.0064%105
Percentage Net Loans Charged-off: 1-4 family residential0.0575%943
Percentage Net Loans Charged-off: Home equity loans0.0226%426
All other 1-4 family - Percent of loans charged-off, net0.0599%892
Percentage Net Loans Charged-off: Commercial and industrial0.9973%512
Percentage Net Loans Charged-off: Loans to individuals1.8088%384
Percentage Net Loans Charged-off: Credit card loans1.9682%327
Percentage Net Loans Charged-off: Other loans to individual1.6574%378
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3050%573
Percentage Net Loans Charged-off: Total real estate loans0.0376%1,095
Percentage Net Loans Charged-off:Construction & development0.0319%227
Percentage Net Loans Charged-off: Commercial real estate0.0320%660
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0696%731
Percentage Net Loans Charged-off: Home equity loans0.0304%334
All other 1-4 family - Percent of loans charged-off, net0.0723%691
Percentage Net Loans Charged-off: Commercial and industrial1.3083%332
Percentage Net Loans Charged-off: Loans to individuals1.7483%384
Percentage Net Loans Charged-off: Credit card loans1.8980%312
Percentage Net Loans Charged-off: Other loans to individual1.6125%368
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1453%1,067
Percentage Net Loans Charged-off: Total real estate loans0.0289%1,041
Percentage Net Loans Charged-off:Construction & development0.0104%212
Percentage Net Loans Charged-off: Commercial real estate0.0257%534
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0619%692
Percentage Net Loans Charged-off: Home equity loans-0.0016%3,464
All other 1-4 family - Percent of loans charged-off, net0.0661%639
Percentage Net Loans Charged-off: Commercial and industrial0.3617%768
Percentage Net Loans Charged-off: Loans to individuals1.7339%392
Percentage Net Loans Charged-off: Credit card loans1.8550%299
Percentage Net Loans Charged-off: Other loans to individual1.6275%374
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1845%755
Percentage Net Loans Charged-off: Total real estate loans0.0125%1,008
Percentage Net Loans Charged-off:Construction & development-0.0027%4,414
Percentage Net Loans Charged-off: Commercial real estate0.0006%438
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0562%592
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0599%539
Percentage Net Loans Charged-off: Commercial and industrial0.5499%455
Percentage Net Loans Charged-off: Loans to individuals1.9480%353
Percentage Net Loans Charged-off: Credit card loans1.9721%272
Percentage Net Loans Charged-off: Other loans to individual1.9272%312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2070%924
Percentage Net Loans Charged-off: Total real estate loans0.0784%916
Percentage Net Loans Charged-off:Construction & development0.1192%237
Percentage Net Loans Charged-off: Commercial real estate0.0705%666
Percentage Net Loans Charged-off: Multi-family residential0.1886%59
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,265
Percentage Net Loans Charged-off: Home equity loans0.2171%181
All other 1-4 family - Percent of loans charged-off, net0.0360%1,334
Percentage Net Loans Charged-off: Commercial and industrial0.3845%956
Percentage Net Loans Charged-off: Loans to individuals1.8638%363
Percentage Net Loans Charged-off: Credit card loans1.7089%343
Percentage Net Loans Charged-off: Other loans to individual1.9656%297
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1644%1,004
Percentage Net Loans Charged-off: Total real estate loans0.0823%713
Percentage Net Loans Charged-off:Construction & development0.1663%161
Percentage Net Loans Charged-off: Commercial real estate0.0586%552
Percentage Net Loans Charged-off: Multi-family residential0.2478%42
Percentage Net Loans Charged-off: 1-4 family residential0.0434%1,132
Percentage Net Loans Charged-off: Home equity loans0.1260%243
All other 1-4 family - Percent of loans charged-off, net0.0378%1,134
Percentage Net Loans Charged-off: Commercial and industrial0.2185%1,076
Percentage Net Loans Charged-off: Loans to individuals1.5438%437
Percentage Net Loans Charged-off: Credit card loans1.6486%328
Percentage Net Loans Charged-off: Other loans to individual1.4797%409
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%1,227
Percentage Net Loans Charged-off: Total real estate loans0.0099%1,436
Percentage Net Loans Charged-off:Construction & development0.0322%200
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,756
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0379%1,044
Percentage Net Loans Charged-off: Home equity loans0.0713%291
All other 1-4 family - Percent of loans charged-off, net0.0356%1,021
Percentage Net Loans Charged-off: Commercial and industrial0.2595%855
Percentage Net Loans Charged-off: Loans to individuals1.5076%439
Percentage Net Loans Charged-off: Credit card loans1.6800%303
Percentage Net Loans Charged-off: Other loans to individual1.4065%422
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1605%878
Percentage Net Loans Charged-off: Total real estate loans0.0113%1,090
Percentage Net Loans Charged-off:Construction & development0.0635%114
Percentage Net Loans Charged-off: Commercial real estate-0.0271%5,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0374%839
Percentage Net Loans Charged-off: Home equity loans0.0863%207
All other 1-4 family - Percent of loans charged-off, net0.0338%797
Percentage Net Loans Charged-off: Commercial and industrial0.5555%441
Percentage Net Loans Charged-off: Loans to individuals1.3782%571
Percentage Net Loans Charged-off: Credit card loans1.6812%286
Percentage Net Loans Charged-off: Other loans to individual1.1956%570
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3493%731
Percentage Net Loans Charged-off: Total real estate loans0.1936%548
Percentage Net Loans Charged-off:Construction & development0.2241%254
Percentage Net Loans Charged-off: Commercial real estate0.2638%419
Percentage Net Loans Charged-off: Multi-family residential0.0949%120
Percentage Net Loans Charged-off: 1-4 family residential0.1037%1,053
Percentage Net Loans Charged-off: Home equity loans0.0145%637
All other 1-4 family - Percent of loans charged-off, net0.1118%974
Percentage Net Loans Charged-off: Commercial and industrial1.0484%596
Percentage Net Loans Charged-off: Loans to individuals0.8706%1,029
Percentage Net Loans Charged-off: Credit card loans1.6554%374
Percentage Net Loans Charged-off: Other loans to individual0.4632%1,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2377%896
Percentage Net Loans Charged-off: Total real estate loans0.1316%667
Percentage Net Loans Charged-off:Construction & development0.3670%172
Percentage Net Loans Charged-off: Commercial real estate0.0721%638
Percentage Net Loans Charged-off: Multi-family residential0.1314%88
Percentage Net Loans Charged-off: 1-4 family residential0.1197%860
Percentage Net Loans Charged-off: Home equity loans0.0181%546
All other 1-4 family - Percent of loans charged-off, net0.1289%796
Percentage Net Loans Charged-off: Commercial and industrial0.5228%757
Percentage Net Loans Charged-off: Loans to individuals0.8432%981
Percentage Net Loans Charged-off: Credit card loans1.6783%352
Percentage Net Loans Charged-off: Other loans to individual0.4270%1,634
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2335%871
Percentage Net Loans Charged-off: Total real estate loans0.1823%480
Percentage Net Loans Charged-off:Construction & development0.6059%108
Percentage Net Loans Charged-off: Commercial real estate0.0724%514
Percentage Net Loans Charged-off: Multi-family residential0.2967%49
Percentage Net Loans Charged-off: 1-4 family residential0.1433%705
Percentage Net Loans Charged-off: Home equity loans0.0298%427
All other 1-4 family - Percent of loans charged-off, net0.1532%650
Percentage Net Loans Charged-off: Commercial and industrial0.1575%1,127
Percentage Net Loans Charged-off: Loans to individuals0.8329%968
Percentage Net Loans Charged-off: Credit card loans1.6541%338
Percentage Net Loans Charged-off: Other loans to individual0.4259%1,538
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2269%792
Percentage Net Loans Charged-off: Total real estate loans0.1586%455
Percentage Net Loans Charged-off:Construction & development1.3493%47
Percentage Net Loans Charged-off: Commercial real estate0.0553%373
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0125%1,250
Percentage Net Loans Charged-off: Home equity loans0.0590%295
All other 1-4 family - Percent of loans charged-off, net0.0084%1,180
Percentage Net Loans Charged-off: Commercial and industrial0.1431%793
Percentage Net Loans Charged-off: Loans to individuals0.9689%872
Percentage Net Loans Charged-off: Credit card loans1.8610%298
Percentage Net Loans Charged-off: Other loans to individual0.5306%1,247
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2791%987
Percentage Net Loans Charged-off: Total real estate loans0.1805%738
Percentage Net Loans Charged-off:Construction & development0.0041%564
Percentage Net Loans Charged-off: Commercial real estate0.3496%421
Percentage Net Loans Charged-off: Multi-family residential0.0233%190
Percentage Net Loans Charged-off: 1-4 family residential0.0606%1,746
Percentage Net Loans Charged-off: Home equity loans0.0302%718
All other 1-4 family - Percent of loans charged-off, net0.0634%1,633
Percentage Net Loans Charged-off: Commercial and industrial0.1076%1,861
Percentage Net Loans Charged-off: Loans to individuals0.9589%964
Percentage Net Loans Charged-off: Credit card loans1.3378%422
Percentage Net Loans Charged-off: Other loans to individual0.7604%1,164
Percentage Net Loans Charged-off: All other loans and lease1.1966%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3458%662
Percentage Net Loans Charged-off: Total real estate loans0.2605%445
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.5347%234
Percentage Net Loans Charged-off: Multi-family residential0.0319%145
Percentage Net Loans Charged-off: 1-4 family residential0.0726%1,427
Percentage Net Loans Charged-off: Home equity loans0.0560%567
All other 1-4 family - Percent of loans charged-off, net0.0740%1,365
Percentage Net Loans Charged-off: Commercial and industrial0.0856%1,611
Percentage Net Loans Charged-off: Loans to individuals0.9330%891
Percentage Net Loans Charged-off: Credit card loans1.2372%427
Percentage Net Loans Charged-off: Other loans to individual0.7699%1,003
Percentage Net Loans Charged-off: All other loans and lease1.3999%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2114%1,110
Percentage Net Loans Charged-off: Total real estate loans0.0492%1,479
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0759%632
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0565%1,481
Percentage Net Loans Charged-off: Home equity loans0.0835%447
All other 1-4 family - Percent of loans charged-off, net0.0542%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.0765%1,395
Percentage Net Loans Charged-off: Loans to individuals0.8709%939
Percentage Net Loans Charged-off: Credit card loans1.2680%389
Percentage Net Loans Charged-off: Other loans to individual0.6566%1,106
Percentage Net Loans Charged-off: All other loans and lease2.2696%258
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1206%1,386
Percentage Net Loans Charged-off: Total real estate loans0.0166%1,521
Percentage Net Loans Charged-off:Construction & development-0.0222%4,875
Percentage Net Loans Charged-off: Commercial real estate0.0005%629
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0555%1,178
Percentage Net Loans Charged-off: Home equity loans0.0041%405
All other 1-4 family - Percent of loans charged-off, net0.0600%1,090
Percentage Net Loans Charged-off: Commercial and industrial0.1327%899
Percentage Net Loans Charged-off: Loans to individuals0.9394%848
Percentage Net Loans Charged-off: Credit card loans1.4641%344
Percentage Net Loans Charged-off: Other loans to individual0.6549%1,026
Percentage Net Loans Charged-off: All other loans and lease-0.0124%5,127
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1207%2,171
Percentage Net Loans Charged-off: Total real estate loans0.0391%2,440
Percentage Net Loans Charged-off:Construction & development0.0127%769
Percentage Net Loans Charged-off: Commercial real estate0.0615%1,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0332%2,586
Percentage Net Loans Charged-off: Home equity loans-0.0064%4,096
All other 1-4 family - Percent of loans charged-off, net0.0371%2,425
Percentage Net Loans Charged-off: Commercial and industrial0.1872%1,602
Percentage Net Loans Charged-off: Loans to individuals0.6813%1,240
Percentage Net Loans Charged-off: Credit card loans1.2708%460
Percentage Net Loans Charged-off: Other loans to individual0.3356%1,972
Percentage Net Loans Charged-off: All other loans and lease0.0197%1,316
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1001%2,147
Percentage Net Loans Charged-off: Total real estate loans0.0246%2,466
Percentage Net Loans Charged-off:Construction & development0.0170%647
Percentage Net Loans Charged-off: Commercial real estate0.0213%1,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0401%2,275
Percentage Net Loans Charged-off: Home equity loans-0.0060%4,115
All other 1-4 family - Percent of loans charged-off, net0.0447%2,139
Percentage Net Loans Charged-off: Commercial and industrial0.1228%1,529
Percentage Net Loans Charged-off: Loans to individuals0.6627%1,145
Percentage Net Loans Charged-off: Credit card loans1.2842%405
Percentage Net Loans Charged-off: Other loans to individual0.2942%1,931
Percentage Net Loans Charged-off: All other loans and lease0.0279%1,146
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1135%1,871
Percentage Net Loans Charged-off: Total real estate loans0.0441%2,001
Percentage Net Loans Charged-off:Construction & development0.0219%524
Percentage Net Loans Charged-off: Commercial real estate0.0417%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0727%1,744
Percentage Net Loans Charged-off: Home equity loans-0.0151%4,208
All other 1-4 family - Percent of loans charged-off, net0.0798%1,612
Percentage Net Loans Charged-off: Commercial and industrial0.0609%1,511
Percentage Net Loans Charged-off: Loans to individuals0.8321%871
Percentage Net Loans Charged-off: Credit card loans1.2805%376
Percentage Net Loans Charged-off: Other loans to individual0.2675%1,862
Percentage Net Loans Charged-off: All other loans and lease-0.0188%5,259
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1436%1,383
Percentage Net Loans Charged-off: Total real estate loans0.0543%1,468
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0141%716
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1474%1,030
Percentage Net Loans Charged-off: Home equity loans-0.0614%4,408
All other 1-4 family - Percent of loans charged-off, net0.1584%934
Percentage Net Loans Charged-off: Commercial and industrial0.1040%910
Percentage Net Loans Charged-off: Loans to individuals0.8579%853
Percentage Net Loans Charged-off: Credit card loans1.2825%341
Percentage Net Loans Charged-off: Other loans to individual0.1985%1,868
Percentage Net Loans Charged-off: All other loans and lease-0.0137%5,290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2264%1,860
Percentage Net Loans Charged-off: Total real estate loans0.0608%2,845
Percentage Net Loans Charged-off:Construction & development0.1529%862
Percentage Net Loans Charged-off: Commercial real estate0.0506%1,804
Percentage Net Loans Charged-off: Multi-family residential-0.1945%5,084
Percentage Net Loans Charged-off: 1-4 family residential0.1007%2,378
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1067%2,231
Percentage Net Loans Charged-off: Commercial and industrial0.2574%1,659
Percentage Net Loans Charged-off: Loans to individuals1.2361%731
Percentage Net Loans Charged-off: Credit card loans1.2453%460
Percentage Net Loans Charged-off: Other loans to individual1.2225%658
Percentage Net Loans Charged-off: All other loans and lease0.0114%1,453
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2254%1,692
Percentage Net Loans Charged-off: Total real estate loans0.0730%2,417
Percentage Net Loans Charged-off:Construction & development0.2555%667
Percentage Net Loans Charged-off: Commercial real estate0.0723%1,419
Percentage Net Loans Charged-off: Multi-family residential-0.2762%5,146
Percentage Net Loans Charged-off: 1-4 family residential0.0901%2,262
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0957%2,108
Percentage Net Loans Charged-off: Commercial and industrial0.2703%1,402
Percentage Net Loans Charged-off: Loans to individuals1.1135%760
Percentage Net Loans Charged-off: Credit card loans1.1997%455
Percentage Net Loans Charged-off: Other loans to individual0.9901%798
Percentage Net Loans Charged-off: All other loans and lease0.0143%1,298
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2062%1,788
Percentage Net Loans Charged-off: Total real estate loans0.0818%2,187
Percentage Net Loans Charged-off:Construction & development0.5281%483
Percentage Net Loans Charged-off: Commercial real estate-0.0067%5,547
Percentage Net Loans Charged-off: Multi-family residential-0.3707%5,178
Percentage Net Loans Charged-off: 1-4 family residential0.1334%1,798
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1429%1,670
Percentage Net Loans Charged-off: Commercial and industrial0.0855%1,667
Percentage Net Loans Charged-off: Loans to individuals0.9709%908
Percentage Net Loans Charged-off: Credit card loans1.1419%440
Percentage Net Loans Charged-off: Other loans to individual0.6955%1,095
Percentage Net Loans Charged-off: All other loans and lease0.0366%1,069
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3135%1,131
Percentage Net Loans Charged-off: Total real estate loans0.2123%1,140
Percentage Net Loans Charged-off:Construction & development0.8271%305
Percentage Net Loans Charged-off: Commercial real estate-0.0070%5,679
Percentage Net Loans Charged-off: Multi-family residential-0.2491%5,182
Percentage Net Loans Charged-off: 1-4 family residential0.4940%651
Percentage Net Loans Charged-off: Home equity loans1.9674%96
All other 1-4 family - Percent of loans charged-off, net0.3281%864
Percentage Net Loans Charged-off: Commercial and industrial-0.0553%5,121
Percentage Net Loans Charged-off: Loans to individuals0.9595%920
Percentage Net Loans Charged-off: Credit card loans1.1711%377
Percentage Net Loans Charged-off: Other loans to individual0.5348%1,294
Percentage Net Loans Charged-off: All other loans and lease0.1637%634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3254%2,054
Percentage Net Loans Charged-off: Total real estate loans0.0909%3,236
Percentage Net Loans Charged-off:Construction & development0.0903%1,454
Percentage Net Loans Charged-off: Commercial real estate0.1328%1,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0507%3,510
Percentage Net Loans Charged-off: Home equity loans0.0257%1,372
All other 1-4 family - Percent of loans charged-off, net0.0529%3,329
Percentage Net Loans Charged-off: Commercial and industrial0.1402%2,397
Percentage Net Loans Charged-off: Loans to individuals1.1760%966
Percentage Net Loans Charged-off: Credit card loans1.2978%497
Percentage Net Loans Charged-off: Other loans to individual0.9228%1,137
Percentage Net Loans Charged-off: All other loans and lease0.1311%1,041
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3191%1,943
Percentage Net Loans Charged-off: Total real estate loans0.0187%3,922
Percentage Net Loans Charged-off:Construction & development-0.0086%5,358
Percentage Net Loans Charged-off: Commercial real estate0.0395%2,100
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0129%3,622
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0140%3,444
Percentage Net Loans Charged-off: Commercial and industrial0.1652%2,051
Percentage Net Loans Charged-off: Loans to individuals1.1538%889
Percentage Net Loans Charged-off: Credit card loans1.2999%467
Percentage Net Loans Charged-off: Other loans to individual0.8370%1,133
Percentage Net Loans Charged-off: All other loans and lease0.1508%933
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3421%1,814
Percentage Net Loans Charged-off: Total real estate loans0.0274%3,472
Percentage Net Loans Charged-off:Construction & development-0.0133%5,443
Percentage Net Loans Charged-off: Commercial real estate0.0603%1,742
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0158%3,228
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0172%3,048
Percentage Net Loans Charged-off: Commercial and industrial0.2382%1,634
Percentage Net Loans Charged-off: Loans to individuals1.1877%850
Percentage Net Loans Charged-off: Credit card loans1.3692%426
Percentage Net Loans Charged-off: Other loans to individual0.8084%1,130
Percentage Net Loans Charged-off: All other loans and lease0.2550%715
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3551%1,579
Percentage Net Loans Charged-off: Total real estate loans0.0105%2,955
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0013%5,998
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0354%2,365
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0385%2,213
Percentage Net Loans Charged-off: Commercial and industrial0.0492%1,550
Percentage Net Loans Charged-off: Loans to individuals1.3182%788
Percentage Net Loans Charged-off: Credit card loans1.5076%392
Percentage Net Loans Charged-off: Other loans to individual0.9266%968
Percentage Net Loans Charged-off: All other loans and lease0.3647%535
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3788%2,737
Percentage Net Loans Charged-off: Total real estate loans0.0650%4,353
Percentage Net Loans Charged-off:Construction & development0.0165%2,335
Percentage Net Loans Charged-off: Commercial real estate0.1162%2,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0200%4,382
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0223%4,168
Percentage Net Loans Charged-off: Commercial and industrial0.0462%3,390
Percentage Net Loans Charged-off: Loans to individuals1.1405%1,211
Percentage Net Loans Charged-off: Credit card loans1.4724%540
Percentage Net Loans Charged-off: Other loans to individual0.5068%2,200
Percentage Net Loans Charged-off: All other loans and lease0.1760%1,082
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3976%2,505
Percentage Net Loans Charged-off: Total real estate loans0.0914%3,865
Percentage Net Loans Charged-off:Construction & development0.0225%2,140
Percentage Net Loans Charged-off: Commercial real estate0.1589%2,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0292%3,976
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0328%3,778
Percentage Net Loans Charged-off: Commercial and industrial0.0492%3,028
Percentage Net Loans Charged-off: Loans to individuals1.1062%1,149
Percentage Net Loans Charged-off: Credit card loans1.4637%497
Percentage Net Loans Charged-off: Other loans to individual0.4371%2,165
Percentage Net Loans Charged-off: All other loans and lease0.2326%897
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4394%2,284
Percentage Net Loans Charged-off: Total real estate loans0.1323%3,342
Percentage Net Loans Charged-off:Construction & development0.0359%1,885
Percentage Net Loans Charged-off: Commercial real estate0.2486%1,689
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,822
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial0.0109%2,822
Percentage Net Loans Charged-off: Loans to individuals1.1065%1,132
Percentage Net Loans Charged-off: Credit card loans1.5562%471
Percentage Net Loans Charged-off: Other loans to individual0.2793%2,500
Percentage Net Loans Charged-off: All other loans and lease0.3852%689
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5319%1,760
Percentage Net Loans Charged-off: Total real estate loans0.2531%2,302
Percentage Net Loans Charged-off:Construction & development0.0715%1,354
Percentage Net Loans Charged-off: Commercial real estate0.4894%972
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0029%3,015
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0032%2,829
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals1.2182%963
Percentage Net Loans Charged-off: Credit card loans1.7250%385
Percentage Net Loans Charged-off: Other loans to individual0.2984%2,085
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5800%2,709
Percentage Net Loans Charged-off: Total real estate loans0.1720%4,118
Percentage Net Loans Charged-off:Construction & development0.8100%2,236
Percentage Net Loans Charged-off: Commercial real estate0.0459%3,353
Percentage Net Loans Charged-off: Multi-family residential-0.0213%5,629
Percentage Net Loans Charged-off: 1-4 family residential0.1076%4,027
Percentage Net Loans Charged-off: Home equity loans0.1125%1,768
All other 1-4 family - Percent of loans charged-off, net0.1069%3,893
Percentage Net Loans Charged-off: Commercial and industrial0.1256%3,690
Percentage Net Loans Charged-off: Loans to individuals1.5479%1,076
Percentage Net Loans Charged-off: Credit card loans2.0218%506
Percentage Net Loans Charged-off: Other loans to individual0.7355%1,883
Percentage Net Loans Charged-off: All other loans and lease0.0246%1,594
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5795%2,513
Percentage Net Loans Charged-off: Total real estate loans0.2121%3,538
Percentage Net Loans Charged-off:Construction & development1.0093%1,898
Percentage Net Loans Charged-off: Commercial real estate0.0613%2,824
Percentage Net Loans Charged-off: Multi-family residential-0.0276%5,646
Percentage Net Loans Charged-off: 1-4 family residential0.0882%3,831
Percentage Net Loans Charged-off: Home equity loans0.1454%1,502
All other 1-4 family - Percent of loans charged-off, net0.0798%3,728
Percentage Net Loans Charged-off: Commercial and industrial0.1513%3,199
Percentage Net Loans Charged-off: Loans to individuals1.4770%1,052
Percentage Net Loans Charged-off: Credit card loans1.9743%488
Percentage Net Loans Charged-off: Other loans to individual0.6470%1,884
Percentage Net Loans Charged-off: All other loans and lease0.0286%1,431
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6444%2,233
Percentage Net Loans Charged-off: Total real estate loans0.2995%2,895
Percentage Net Loans Charged-off:Construction & development1.3797%1,536
Percentage Net Loans Charged-off: Commercial real estate0.0826%2,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0884%3,446
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1019%3,207
Percentage Net Loans Charged-off: Commercial and industrial0.2185%2,661
Percentage Net Loans Charged-off: Loans to individuals1.5078%1,010
Percentage Net Loans Charged-off: Credit card loans2.0000%473
Percentage Net Loans Charged-off: Other loans to individual0.6858%1,682
Percentage Net Loans Charged-off: All other loans and lease0.0410%1,223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4252%2,417
Percentage Net Loans Charged-off: Total real estate loans0.0151%3,804
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0342%1,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0862%2,195
Percentage Net Loans Charged-off: Loans to individuals1.3665%1,051
Percentage Net Loans Charged-off: Credit card loans2.0040%435
Percentage Net Loans Charged-off: Other loans to individual0.3592%2,085
Percentage Net Loans Charged-off: All other loans and lease0.0299%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8922%2,405
Percentage Net Loans Charged-off: Total real estate loans0.6621%2,542
Percentage Net Loans Charged-off:Construction & development1.3363%2,345
Percentage Net Loans Charged-off: Commercial real estate0.8650%1,450
Percentage Net Loans Charged-off: Multi-family residential0.3074%920
Percentage Net Loans Charged-off: 1-4 family residential0.1681%3,650
Percentage Net Loans Charged-off: Home equity loans0.0067%1,934
All other 1-4 family - Percent of loans charged-off, net0.1868%3,427
Percentage Net Loans Charged-off: Commercial and industrial0.2383%3,929
Percentage Net Loans Charged-off: Loans to individuals1.4336%1,549
Percentage Net Loans Charged-off: Credit card loans2.3288%616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0155%6,302
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9697%2,056
Percentage Net Loans Charged-off: Total real estate loans0.8009%2,048
Percentage Net Loans Charged-off:Construction & development1.5197%2,032
Percentage Net Loans Charged-off: Commercial real estate1.2018%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0986%3,784
Percentage Net Loans Charged-off: Home equity loans0.0108%1,693
All other 1-4 family - Percent of loans charged-off, net0.1072%3,544
Percentage Net Loans Charged-off: Commercial and industrial0.3009%3,349
Percentage Net Loans Charged-off: Loans to individuals1.4084%1,482
Percentage Net Loans Charged-off: Credit card loans2.4075%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0203%6,359
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8128%2,217
Percentage Net Loans Charged-off: Total real estate loans0.5221%2,417
Percentage Net Loans Charged-off:Construction & development0.4498%2,288
Percentage Net Loans Charged-off: Commercial real estate0.9741%1,016
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0764%3,548
Percentage Net Loans Charged-off: Home equity loans0.0162%1,402
All other 1-4 family - Percent of loans charged-off, net0.0824%3,305
Percentage Net Loans Charged-off: Commercial and industrial0.2550%3,084
Percentage Net Loans Charged-off: Loans to individuals1.3397%1,456
Percentage Net Loans Charged-off: Credit card loans2.4889%558
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0571%6,467
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0135%1,625
Percentage Net Loans Charged-off: Total real estate loans0.9218%1,455
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate1.9810%473
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0956%2,670
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1056%2,471
Percentage Net Loans Charged-off: Commercial and industrial0.2983%2,250
Percentage Net Loans Charged-off: Loans to individuals1.3365%1,452
Percentage Net Loans Charged-off: Credit card loans2.6281%491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1303%6,592
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6259%3,333
Percentage Net Loans Charged-off: Total real estate loans0.1042%4,776
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0386%3,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3059%2,724
Percentage Net Loans Charged-off: Home equity loans0.7158%1,038
All other 1-4 family - Percent of loans charged-off, net0.2684%2,759
Percentage Net Loans Charged-off: Commercial and industrial0.2584%4,329
Percentage Net Loans Charged-off: Loans to individuals1.4494%1,952
Percentage Net Loans Charged-off: Credit card loans2.5625%702
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0505%1,940
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5985%2,882
Percentage Net Loans Charged-off: Total real estate loans0.0944%4,375
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0337%2,635
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2780%2,482
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3030%2,251
Percentage Net Loans Charged-off: Commercial and industrial0.2414%3,757
Percentage Net Loans Charged-off: Loans to individuals1.4133%1,820
Percentage Net Loans Charged-off: Credit card loans2.6376%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0226%1,810
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5809%2,588
Percentage Net Loans Charged-off: Total real estate loans0.0709%4,023
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0243%2,126
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2103%2,439
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2289%2,225
Percentage Net Loans Charged-off: Commercial and industrial0.3143%3,016
Percentage Net Loans Charged-off: Loans to individuals1.3791%1,757
Percentage Net Loans Charged-off: Credit card loans2.6607%624
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0141%6,640
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6035%1,972
Percentage Net Loans Charged-off: Total real estate loans0.1098%2,845
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0170%1,329
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3538%1,492
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3843%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.3687%2,022
Percentage Net Loans Charged-off: Loans to individuals1.3874%1,587
Percentage Net Loans Charged-off: Credit card loans2.5747%545
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0102%6,631
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4373%2,645
Percentage Net Loans Charged-off: Total real estate loans0.0665%4,123
Percentage Net Loans Charged-off:Construction & development0.1690%2,456
Percentage Net Loans Charged-off: Commercial real estate0.0212%2,195
Percentage Net Loans Charged-off: Multi-family residential-0.5135%6,262
Percentage Net Loans Charged-off: 1-4 family residential0.1005%2,854
Percentage Net Loans Charged-off: Home equity loans0.0096%1,384
All other 1-4 family - Percent of loans charged-off, net0.1079%2,644
Percentage Net Loans Charged-off: Commercial and industrial0.1133%3,945
Percentage Net Loans Charged-off: Loans to individuals1.1071%2,038
Percentage Net Loans Charged-off: Credit card loans1.7557%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2019%1,341
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3722%2,175
Percentage Net Loans Charged-off: Total real estate loans0.0446%3,608
Percentage Net Loans Charged-off:Construction & development0.1321%1,913
Percentage Net Loans Charged-off: Commercial real estate0.0158%1,625
Percentage Net Loans Charged-off: Multi-family residential-0.6772%6,246
Percentage Net Loans Charged-off: 1-4 family residential0.0653%2,655
Percentage Net Loans Charged-off: Home equity loans0.0130%1,095
All other 1-4 family - Percent of loans charged-off, net0.0696%2,442
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%6,952
Percentage Net Loans Charged-off: Loans to individuals0.9868%1,894
Percentage Net Loans Charged-off: Credit card loans1.6795%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2771%1,060
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3429%1,919
Percentage Net Loans Charged-off: Total real estate loans0.0099%3,586
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0319%1,151
Percentage Net Loans Charged-off: Multi-family residential-0.9928%6,213
Percentage Net Loans Charged-off: 1-4 family residential0.0366%2,440
Percentage Net Loans Charged-off: Home equity loans0.0198%868
All other 1-4 family - Percent of loans charged-off, net0.0380%2,239
Percentage Net Loans Charged-off: Commercial and industrial-0.0418%7,103
Percentage Net Loans Charged-off: Loans to individuals0.9425%1,817
Percentage Net Loans Charged-off: Credit card loans1.6169%659
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5368%768
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3600%1,436
Percentage Net Loans Charged-off: Total real estate loans0.0008%2,683
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0656%638
Percentage Net Loans Charged-off: Multi-family residential-1.8945%6,145
Percentage Net Loans Charged-off: 1-4 family residential0.0030%1,931
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0032%1,765
Percentage Net Loans Charged-off: Commercial and industrial0.1584%1,706
Percentage Net Loans Charged-off: Loans to individuals0.8550%1,754
Percentage Net Loans Charged-off: Credit card loans1.4461%585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3307%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3122%1,764
Percentage Net Loans Charged-off: Total real estate loans0.1257%1,859
Percentage Net Loans Charged-off:Construction & development0.0773%1,253
Percentage Net Loans Charged-off: Commercial real estate0.3402%597
Percentage Net Loans Charged-off: Multi-family residential-2.3413%6,277
Percentage Net Loans Charged-off: 1-4 family residential0.0101%3,141
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0109%2,904
Percentage Net Loans Charged-off: Commercial and industrial0.0686%3,438
Percentage Net Loans Charged-off: Loans to individuals0.7441%2,232
Percentage Net Loans Charged-off: Credit card loans1.1189%893
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0195%1,661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2827%1,410
Percentage Net Loans Charged-off: Total real estate loans0.0623%1,911
Percentage Net Loans Charged-off:Construction & development0.1044%742
Percentage Net Loans Charged-off: Commercial real estate0.2019%526
Percentage Net Loans Charged-off: Multi-family residential-3.1179%6,230
Percentage Net Loans Charged-off: 1-4 family residential0.0074%2,556
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0080%2,348
Percentage Net Loans Charged-off: Commercial and industrial0.1014%2,612
Percentage Net Loans Charged-off: Loans to individuals0.7260%1,945
Percentage Net Loans Charged-off: Credit card loans1.1300%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2877%1,254
Percentage Net Loans Charged-off: Total real estate loans0.0272%2,032
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.2305%371
Percentage Net Loans Charged-off: Multi-family residential-4.0407%6,210
Percentage Net Loans Charged-off: 1-4 family residential-0.0191%7,875
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0207%7,883
Percentage Net Loans Charged-off: Commercial and industrial0.1653%1,948
Percentage Net Loans Charged-off: Loans to individuals0.7765%1,694
Percentage Net Loans Charged-off: Credit card loans1.1894%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0053%1,325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3461%881
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,476
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0021%7,883
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%7,677
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,673
Percentage Net Loans Charged-off: Commercial and industrial0.3205%1,101
Percentage Net Loans Charged-off: Loans to individuals0.9394%1,340
Percentage Net Loans Charged-off: Credit card loans1.3696%590
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0242%932
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3124%1,291
Percentage Net Loans Charged-off: Total real estate loans0.1188%1,145
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.3908%360
Percentage Net Loans Charged-off: Multi-family residential-2.2160%6,301
Percentage Net Loans Charged-off: 1-4 family residential0.0141%2,575
Percentage Net Loans Charged-off: Home equity loans-0.0095%5,995
All other 1-4 family - Percent of loans charged-off, net0.0164%2,365
Percentage Net Loans Charged-off: Commercial and industrial0.1340%2,749
Percentage Net Loans Charged-off: Loans to individuals0.6192%2,417
Percentage Net Loans Charged-off: Credit card loans1.0362%898
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4797%811
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3264%983
Percentage Net Loans Charged-off: Total real estate loans0.1397%819
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.4983%240
Percentage Net Loans Charged-off: Multi-family residential-2.9558%6,289
Percentage Net Loans Charged-off: 1-4 family residential-0.0122%7,934
Percentage Net Loans Charged-off: Home equity loans-0.0123%5,993
All other 1-4 family - Percent of loans charged-off, net-0.0122%7,900
Percentage Net Loans Charged-off: Commercial and industrial0.1218%2,297
Percentage Net Loans Charged-off: Loans to individuals0.6093%2,169
Percentage Net Loans Charged-off: Credit card loans1.0449%804
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6126%637
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3621%861
Percentage Net Loans Charged-off: Total real estate loans0.2141%520
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.7651%153
Percentage Net Loans Charged-off: Multi-family residential-4.5167%6,262
Percentage Net Loans Charged-off: 1-4 family residential-0.0235%8,077
Percentage Net Loans Charged-off: Home equity loans-0.0183%5,978
All other 1-4 family - Percent of loans charged-off, net-0.0240%8,061
Percentage Net Loans Charged-off: Commercial and industrial0.0298%2,449
Percentage Net Loans Charged-off: Loans to individuals0.5827%2,090
Percentage Net Loans Charged-off: Credit card loans1.0154%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9666%477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3321%850
Percentage Net Loans Charged-off: Total real estate loans-0.0127%7,953
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0025%7,991
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0409%8,218
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0453%8,212
Percentage Net Loans Charged-off: Commercial and industrial-0.0100%6,632
Percentage Net Loans Charged-off: Loans to individuals0.6794%1,767
Percentage Net Loans Charged-off: Credit card loans1.0466%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1221%269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6661%562
Percentage Net Loans Charged-off: Total real estate loans0.0146%2,893
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0146%1,211
Percentage Net Loans Charged-off: Multi-family residential-0.2136%6,377
Percentage Net Loans Charged-off: 1-4 family residential0.0515%1,993
Percentage Net Loans Charged-off: Home equity loans0.1559%325
All other 1-4 family - Percent of loans charged-off, net0.0393%2,095
Percentage Net Loans Charged-off: Commercial and industrial0.3552%2,257
Percentage Net Loans Charged-off: Loans to individuals1.5597%1,013
Percentage Net Loans Charged-off: Credit card loans2.8604%599
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1774%542
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6616%502
Percentage Net Loans Charged-off: Total real estate loans0.0169%2,421
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0018%7,915
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0585%1,628
Percentage Net Loans Charged-off: Home equity loans0.1075%338
All other 1-4 family - Percent of loans charged-off, net0.0527%1,611
Percentage Net Loans Charged-off: Commercial and industrial0.3611%1,834
Percentage Net Loans Charged-off: Loans to individuals1.4737%963
Percentage Net Loans Charged-off: Credit card loans2.6398%582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6175%389
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7338%470
Percentage Net Loans Charged-off: Total real estate loans0.0135%2,166
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0013%7,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0467%1,534
Percentage Net Loans Charged-off: Home equity loans-0.0318%5,935
All other 1-4 family - Percent of loans charged-off, net0.0563%1,380
Percentage Net Loans Charged-off: Commercial and industrial0.2142%1,966
Percentage Net Loans Charged-off: Loans to individuals1.5262%938
Percentage Net Loans Charged-off: Credit card loans2.6571%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2548%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8698%391
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,598
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,911
Percentage Net Loans Charged-off: Home equity loans-0.0316%5,938
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1266%1,582
Percentage Net Loans Charged-off: Loans to individuals1.5149%970
Percentage Net Loans Charged-off: Credit card loans2.6952%476
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.7038%95
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7125%694
Percentage Net Loans Charged-off: Total real estate loans0.0611%2,124
Percentage Net Loans Charged-off:Construction & development0.0227%655
Percentage Net Loans Charged-off: Commercial real estate0.1295%935
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0104%2,974
Percentage Net Loans Charged-off: Home equity loans0.1533%338
All other 1-4 family - Percent of loans charged-off, net-0.0097%8,065
Percentage Net Loans Charged-off: Commercial and industrial0.3120%2,682
Percentage Net Loans Charged-off: Loans to individuals1.4873%1,231
Percentage Net Loans Charged-off: Credit card loans2.4890%802
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3458%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6666%677
Percentage Net Loans Charged-off: Total real estate loans0.0613%1,778
Percentage Net Loans Charged-off:Construction & development0.0198%539
Percentage Net Loans Charged-off: Commercial real estate0.1676%642
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0398%8,399
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0455%8,416
Percentage Net Loans Charged-off: Commercial and industrial0.1622%2,733
Percentage Net Loans Charged-off: Loans to individuals1.5762%1,028
Percentage Net Loans Charged-off: Credit card loans2.6328%727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0065%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7062%637
Percentage Net Loans Charged-off: Total real estate loans0.0844%1,363
Percentage Net Loans Charged-off:Construction & development0.0349%389
Percentage Net Loans Charged-off: Commercial real estate0.2532%445
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0907%8,600
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.1041%8,618
Percentage Net Loans Charged-off: Commercial and industrial0.1678%2,320
Percentage Net Loans Charged-off: Loans to individuals1.6104%1,009
Percentage Net Loans Charged-off: Credit card loans2.6481%723
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0263%1,157
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7500%612
Percentage Net Loans Charged-off: Total real estate loans0.0322%1,507
Percentage Net Loans Charged-off:Construction & development-0.0080%7,808
Percentage Net Loans Charged-off: Commercial real estate0.0731%431
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0079%1,538
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0091%1,417
Percentage Net Loans Charged-off: Commercial and industrial0.1627%1,665
Percentage Net Loans Charged-off: Loans to individuals1.7367%1,045
Percentage Net Loans Charged-off: Credit card loans2.7550%631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0679%7,287
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8154%785
Percentage Net Loans Charged-off: Total real estate loans0.0656%2,267
Percentage Net Loans Charged-off:Construction & development0.0082%797
Percentage Net Loans Charged-off: Commercial real estate0.1191%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0430%2,461
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0452%2,349
Percentage Net Loans Charged-off: Commercial and industrial0.1596%3,826
Percentage Net Loans Charged-off: Loans to individuals1.4665%1,406
Percentage Net Loans Charged-off: Credit card loans2.4155%1,038
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2942%598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8519%644
Percentage Net Loans Charged-off: Total real estate loans0.0848%1,684
Percentage Net Loans Charged-off:Construction & development0.0155%617
Percentage Net Loans Charged-off: Commercial real estate0.1736%721
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0329%2,207
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0338%2,113
Percentage Net Loans Charged-off: Commercial and industrial0.1738%3,211
Percentage Net Loans Charged-off: Loans to individuals1.4591%1,292
Percentage Net Loans Charged-off: Credit card loans2.3875%1,001
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4274%508
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9234%592
Percentage Net Loans Charged-off: Total real estate loans0.1176%1,251
Percentage Net Loans Charged-off:Construction & development0.0350%462
Percentage Net Loans Charged-off: Commercial real estate0.2764%486
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0137%2,149
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0140%2,055
Percentage Net Loans Charged-off: Commercial and industrial0.2673%2,497
Percentage Net Loans Charged-off: Loans to individuals1.4654%1,306
Percentage Net Loans Charged-off: Credit card loans2.3985%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1358%360
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0800%458
Percentage Net Loans Charged-off: Total real estate loans0.2491%588
Percentage Net Loans Charged-off:Construction & development-0.0114%7,905
Percentage Net Loans Charged-off: Commercial real estate0.5870%234
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0782%1,108
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0801%1,066
Percentage Net Loans Charged-off: Commercial and industrial0.2680%1,758
Percentage Net Loans Charged-off: Loans to individuals1.3905%1,406
Percentage Net Loans Charged-off: Credit card loans2.2018%864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.6291%188
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8813%839
Percentage Net Loans Charged-off: Total real estate loans0.1097%1,717
Percentage Net Loans Charged-off:Construction & development0.0346%764
Percentage Net Loans Charged-off: Commercial real estate0.1740%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0975%1,689
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0995%1,658
Percentage Net Loans Charged-off: Commercial and industrial0.0509%4,555
Percentage Net Loans Charged-off: Loans to individuals1.4295%1,481
Percentage Net Loans Charged-off: Credit card loans2.2163%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1870%624
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9421%768
Percentage Net Loans Charged-off: Total real estate loans0.0760%1,965
Percentage Net Loans Charged-off:Construction & development-0.0068%8,164
Percentage Net Loans Charged-off: Commercial real estate0.1660%789
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0478%2,140
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0485%2,049
Percentage Net Loans Charged-off: Commercial and industrial1.2497%1,516
Percentage Net Loans Charged-off: Loans to individuals1.3703%1,463
Percentage Net Loans Charged-off: Credit card loans2.0532%1,246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8909%739
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6623%942
Percentage Net Loans Charged-off: Total real estate loans0.0852%288
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0048%1,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2260%115
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.2285%125
Percentage Net Loans Charged-off: Commercial and industrial0.5069%443
Percentage Net Loans Charged-off: Loans to individuals1.0018%407
Percentage Net Loans Charged-off: Credit card loans1.5631%615
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2509%227
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7563%838
Percentage Net Loans Charged-off: Total real estate loans0.0629%390
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1548%199
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.1555%187
Percentage Net Loans Charged-off: Commercial and industrial0.4642%407
Percentage Net Loans Charged-off: Loans to individuals1.1059%392
Percentage Net Loans Charged-off: Credit card loans1.6563%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2615%64
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8827%713
Percentage Net Loans Charged-off: Total real estate loans0.1155%252
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2962%85
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.2969%87
Percentage Net Loans Charged-off: Commercial and industrial0.1876%644
Percentage Net Loans Charged-off: Loans to individuals1.2625%372
Percentage Net Loans Charged-off: Credit card loans1.9778%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7749%99
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7491%900
Percentage Net Loans Charged-off: Total real estate loans0.0223%720
Percentage Net Loans Charged-off:Construction & development0.0221%217
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0449%569
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0449%535
Percentage Net Loans Charged-off: Commercial and industrial-0.1567%1,281
Percentage Net Loans Charged-off: Loans to individuals1.1821%452
Percentage Net Loans Charged-off: Credit card loans1.7212%728
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0074%382
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5792%1,494
Percentage Net Loans Charged-off: Total real estate loans0.0242%753
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0483%559
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0483%520
Percentage Net Loans Charged-off: Commercial and industrial0.1406%639
Percentage Net Loans Charged-off: Loans to individuals0.9431%563
Percentage Net Loans Charged-off: Credit card loans1.3913%796
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0143%422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4631%1,842
Percentage Net Loans Charged-off: Total real estate loans0.0041%998
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0078%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0118%871
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0118%831
Percentage Net Loans Charged-off: Commercial and industrial-0.0528%1,135
Percentage Net Loans Charged-off: Loans to individuals0.7654%520
Percentage Net Loans Charged-off: Credit card loans1.1235%782
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0329%1,202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4541%2,000
Percentage Net Loans Charged-off: Total real estate loans0.2068%393
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.0718%1,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.3644%149
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3644%153
Percentage Net Loans Charged-off: Commercial and industrial-0.1020%1,124
Percentage Net Loans Charged-off: Loans to individuals0.6113%526
Percentage Net Loans Charged-off: Credit card loans0.8634%780
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2557%172
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3760%3,518
Percentage Net Loans Charged-off: Total real estate loans0.0746%829
Percentage Net Loans Charged-off:Construction & development0.9058%277
Percentage Net Loans Charged-off: Commercial real estate0.0153%796
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0403%745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0403%712
Percentage Net Loans Charged-off: Commercial and industrial-2.6280%1,409
Percentage Net Loans Charged-off: Loans to individuals0.7254%537
Percentage Net Loans Charged-off: Credit card loans0.9668%785
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4910%1,243
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0475%1,976
Percentage Net Loans Charged-off: Total real estate loans0.1627%813
Percentage Net Loans Charged-off:Construction & development0.1966%544
Percentage Net Loans Charged-off: Commercial real estate0.5616%551
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0624%739
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0624%715
Percentage Net Loans Charged-off: Commercial and industrial8.6856%65
Percentage Net Loans Charged-off: Loans to individuals0.9078%630
Percentage Net Loans Charged-off: Credit card loans1.2571%816
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4127%221
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA