Home > Silverton Bank > Income and Expense
Silverton Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $26,378,000 | 349 |
| Total interest expense | $18,337,000 | 194 |
| Net interest income | $8,041,000 | 658 |
| Provision for loan and lease losses | $97,490,000 | 62 |
| Total noninterest income | $16,087,000 | 160 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,175,000 | 350 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,912,000 | 133 |
| Total noninterest expense | $34,295,000 | 193 |
| Salaries and employee benefits | $13,383,000 | 189 |
| Premises and equipment expense | $3,395,000 | 208 |
| Additional noninterest expense | $17,517,000 | 165 |
| Pre-tax net operating income | $-107,657,000 | 8,225 |
| Securities gains (losses) | $-27,605,000 | 8,237 |
| Applicable income taxes | $11,161,000 | 65 |
| Income before extraordinary items | $-146,423,000 | 8,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-146,423,000 | 8,232 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-146,423,000 | 8,232 |
| Net charge-offs | $36,266,000 | 89 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-118,818,000 | 8,224 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $143,182,000 | 288 |
| Total interest expense | $73,386,000 | 236 |
| Net interest income | $69,796,000 | 333 |
| Provision for loan and lease losses | $97,333,000 | 118 |
| Total noninterest income | $74,428,000 | 143 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,378,000 | 330 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $69,050,000 | 120 |
| Total noninterest expense | $99,156,000 | 238 |
| Salaries and employee benefits | $50,191,000 | 193 |
| Premises and equipment expense | $16,525,000 | 184 |
| Additional noninterest expense | $32,440,000 | 287 |
| Pre-tax net operating income | $-52,265,000 | 8,201 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-20,832,000 | 8,232 |
| Income before extraordinary items | $-31,433,000 | 8,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-31,433,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,455,000 | 105 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-31,433,000 | 8,167 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $109,622,000 | 298 |
| Total interest expense | $53,800,000 | 259 |
| Net interest income | $55,822,000 | 328 |
| Provision for loan and lease losses | $47,598,000 | 139 |
| Total noninterest income | $50,048,000 | 159 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,952,000 | 340 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,096,000 | 136 |
| Total noninterest expense | $69,773,000 | 246 |
| Salaries and employee benefits | $37,015,000 | 203 |
| Premises and equipment expense | $10,387,000 | 209 |
| Additional noninterest expense | $22,371,000 | 279 |
| Pre-tax net operating income | $-11,501,000 | 8,236 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,103,000 | 8,268 |
| Income before extraordinary items | $-6,398,000 | 8,163 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,398,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,393,000 | 143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,398,000 | 8,194 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $71,728,000 | 312 |
| Total interest expense | $34,100,000 | 276 |
| Net interest income | $37,628,000 | 325 |
| Provision for loan and lease losses | $31,700,000 | 129 |
| Total noninterest income | $36,286,000 | 153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,538,000 | 347 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,748,000 | 133 |
| Total noninterest expense | $45,090,000 | 249 |
| Salaries and employee benefits | $24,975,000 | 207 |
| Premises and equipment expense | $6,040,000 | 234 |
| Additional noninterest expense | $14,075,000 | 283 |
| Pre-tax net operating income | $-2,876,000 | 8,228 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,639,000 | 8,314 |
| Income before extraordinary items | $-1,237,000 | 8,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,237,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,290,000 | 151 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,237,000 | 8,071 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $37,186,000 | 309 |
| Total interest expense | $18,220,000 | 286 |
| Net interest income | $18,966,000 | 327 |
| Provision for loan and lease losses | $9,071,000 | 167 |
| Total noninterest income | $18,703,000 | 157 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,189,000 | 361 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,514,000 | 124 |
| Total noninterest expense | $23,682,000 | 244 |
| Salaries and employee benefits | $14,567,000 | 180 |
| Premises and equipment expense | $2,596,000 | 283 |
| Additional noninterest expense | $6,519,000 | 284 |
| Pre-tax net operating income | $4,916,000 | 414 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,672,000 | 393 |
| Income before extraordinary items | $3,244,000 | 463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,244,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,941,000 | 192 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,244,000 | 444 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $163,656,000 | 298 |
| Total interest expense | $92,921,000 | 248 |
| Net interest income | $70,735,000 | 350 |
| Provision for loan and lease losses | $6,464,000 | 336 |
| Total noninterest income | $51,065,000 | 199 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,074,000 | 424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,991,000 | 158 |
| Total noninterest expense | $82,903,000 | 256 |
| Salaries and employee benefits | $47,917,000 | 207 |
| Premises and equipment expense | $10,495,000 | 262 |
| Additional noninterest expense | $24,491,000 | 294 |
| Pre-tax net operating income | $32,433,000 | 327 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,827,000 | 284 |
| Income before extraordinary items | $20,606,000 | 350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,606,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,895,000 | 374 |
| Cash dividends | $5,013,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,215 |
| Net operating income | $20,606,000 | 348 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $120,091,000 | 302 |
| Total interest expense | $70,098,000 | 248 |
| Net interest income | $49,993,000 | 372 |
| Provision for loan and lease losses | $5,276,000 | 244 |
| Total noninterest income | $37,506,000 | 199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,023,000 | 420 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,483,000 | 156 |
| Total noninterest expense | $60,938,000 | 251 |
| Salaries and employee benefits | $35,184,000 | 210 |
| Premises and equipment expense | $7,821,000 | 261 |
| Additional noninterest expense | $17,933,000 | 288 |
| Pre-tax net operating income | $21,285,000 | 396 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,873,000 | 349 |
| Income before extraordinary items | $13,412,000 | 424 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,412,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,328,000 | 358 |
| Cash dividends | $5,013,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,056 |
| Net operating income | $13,412,000 | 415 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $78,218,000 | 316 |
| Total interest expense | $45,651,000 | 265 |
| Net interest income | $32,567,000 | 385 |
| Provision for loan and lease losses | $3,195,000 | 236 |
| Total noninterest income | $24,959,000 | 211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,965,000 | 441 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,994,000 | 165 |
| Total noninterest expense | $40,447,000 | 263 |
| Salaries and employee benefits | $23,825,000 | 221 |
| Premises and equipment expense | $5,109,000 | 276 |
| Additional noninterest expense | $11,513,000 | 307 |
| Pre-tax net operating income | $13,884,000 | 432 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,146,000 | 379 |
| Income before extraordinary items | $8,738,000 | 470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,738,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 563 |
| Cash dividends | $5,000,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $8,738,000 | 461 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $37,567,000 | 321 |
| Total interest expense | $21,930,000 | 268 |
| Net interest income | $15,637,000 | 397 |
| Provision for loan and lease losses | $2,183,000 | 170 |
| Total noninterest income | $13,467,000 | 194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $936,000 | 446 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,531,000 | 153 |
| Total noninterest expense | $20,491,000 | 255 |
| Salaries and employee benefits | $12,248,000 | 216 |
| Premises and equipment expense | $2,448,000 | 294 |
| Additional noninterest expense | $5,795,000 | 295 |
| Pre-tax net operating income | $6,430,000 | 448 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,373,000 | 402 |
| Income before extraordinary items | $4,057,000 | 485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,057,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 514 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,057,000 | 475 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $139,099,000 | 320 |
| Total interest expense | $78,535,000 | 256 |
| Net interest income | $60,564,000 | 391 |
| Provision for loan and lease losses | $4,236,000 | 284 |
| Total noninterest income | $41,096,000 | 228 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,548,000 | 480 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,548,000 | 177 |
| Total noninterest expense | $71,227,000 | 275 |
| Salaries and employee benefits | $39,951,000 | 246 |
| Premises and equipment expense | $8,823,000 | 297 |
| Additional noninterest expense | $22,453,000 | 296 |
| Pre-tax net operating income | $26,197,000 | 450 |
| Securities gains (losses) | $2,453,000 | 92 |
| Applicable income taxes | $10,718,000 | 371 |
| Income before extraordinary items | $17,932,000 | 462 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,932,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,944,000 | 396 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $16,362,080 | 482 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $101,867,000 | 333 |
| Total interest expense | $57,132,000 | 270 |
| Net interest income | $44,735,000 | 413 |
| Provision for loan and lease losses | $3,420,000 | 248 |
| Total noninterest income | $29,864,000 | 247 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,688,000 | 480 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,176,000 | 196 |
| Total noninterest expense | $52,867,000 | 294 |
| Salaries and employee benefits | $29,758,000 | 259 |
| Premises and equipment expense | $5,140,000 | 390 |
| Additional noninterest expense | $17,969,000 | 288 |
| Pre-tax net operating income | $18,312,000 | 483 |
| Securities gains (losses) | $2,453,000 | 81 |
| Applicable income taxes | $7,816,000 | 405 |
| Income before extraordinary items | $12,949,000 | 494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,949,000 | 493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,530,000 | 332 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,379,080 | 530 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $65,120,000 | 340 |
| Total interest expense | $36,427,000 | 270 |
| Net interest income | $28,693,000 | 425 |
| Provision for loan and lease losses | $1,966,000 | 277 |
| Total noninterest income | $20,020,000 | 247 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,746,000 | 488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,274,000 | 192 |
| Total noninterest expense | $34,218,000 | 304 |
| Salaries and employee benefits | $18,904,000 | 276 |
| Premises and equipment expense | $3,234,000 | 409 |
| Additional noninterest expense | $12,080,000 | 291 |
| Pre-tax net operating income | $12,529,000 | 483 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,967,000 | 421 |
| Income before extraordinary items | $7,562,000 | 540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,562,000 | 538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,155,000 | 307 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,562,000 | 527 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $30,885,000 | 349 |
| Total interest expense | $17,209,000 | 270 |
| Net interest income | $13,676,000 | 436 |
| Provision for loan and lease losses | $958,000 | 277 |
| Total noninterest income | $9,258,000 | 260 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $846,000 | 487 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,412,000 | 204 |
| Total noninterest expense | $17,254,000 | 296 |
| Salaries and employee benefits | $9,657,000 | 267 |
| Premises and equipment expense | $1,610,000 | 412 |
| Additional noninterest expense | $5,987,000 | 289 |
| Pre-tax net operating income | $4,722,000 | 576 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,725,000 | 520 |
| Income before extraordinary items | $2,997,000 | 655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,997,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 404 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,997,000 | 639 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $102,118,000 | 365 |
| Total interest expense | $51,777,000 | 274 |
| Net interest income | $50,341,000 | 452 |
| Provision for loan and lease losses | $943,000 | 1,111 |
| Total noninterest income | $37,942,000 | 254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,942,000 | 191 |
| Total noninterest expense | $64,353,000 | 309 |
| Salaries and employee benefits | $35,184,000 | 272 |
| Premises and equipment expense | $6,015,000 | 414 |
| Additional noninterest expense | $23,154,000 | 301 |
| Pre-tax net operating income | $22,987,000 | 483 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,501,000 | 475 |
| Income before extraordinary items | $15,486,000 | 503 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,486,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,018,000 | 245 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,486,000 | 489 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $74,848,000 | 359 |
| Total interest expense | $35,684,000 | 277 |
| Net interest income | $39,164,000 | 437 |
| Provision for loan and lease losses | $683,000 | 1,090 |
| Total noninterest income | $26,234,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,234,000 | 211 |
| Total noninterest expense | $46,745,000 | 317 |
| Salaries and employee benefits | $25,613,000 | 284 |
| Premises and equipment expense | $4,524,000 | 413 |
| Additional noninterest expense | $16,608,000 | 307 |
| Pre-tax net operating income | $17,970,000 | 468 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,885,000 | 467 |
| Income before extraordinary items | $12,085,000 | 491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,085,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,965,000 | 241 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $12,085,000 | 474 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $47,529,000 | 362 |
| Total interest expense | $21,715,000 | 280 |
| Net interest income | $25,814,000 | 440 |
| Provision for loan and lease losses | $1,623,000 | 318 |
| Total noninterest income | $17,133,000 | 262 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,133,000 | 210 |
| Total noninterest expense | $30,564,000 | 323 |
| Salaries and employee benefits | $16,888,000 | 280 |
| Premises and equipment expense | $3,121,000 | 396 |
| Additional noninterest expense | $10,555,000 | 312 |
| Pre-tax net operating income | $10,760,000 | 498 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,484,000 | 505 |
| Income before extraordinary items | $7,276,000 | 521 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,276,000 | 520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 662 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,276,000 | 508 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $21,777,000 | 380 |
| Total interest expense | $9,680,000 | 293 |
| Net interest income | $12,097,000 | 460 |
| Provision for loan and lease losses | $742,000 | 339 |
| Total noninterest income | $8,303,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,303,000 | 213 |
| Total noninterest expense | $14,713,000 | 324 |
| Salaries and employee benefits | $8,272,000 | 289 |
| Premises and equipment expense | $1,535,000 | 400 |
| Additional noninterest expense | $4,906,000 | 333 |
| Pre-tax net operating income | $4,945,000 | 520 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,578,000 | 540 |
| Income before extraordinary items | $3,367,000 | 550 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,367,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 379 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,367,000 | 537 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $68,489,000 | 431 |
| Total interest expense | $25,241,000 | 349 |
| Net interest income | $43,248,000 | 483 |
| Provision for loan and lease losses | $4,592,000 | 270 |
| Total noninterest income | $35,197,000 | 268 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,197,000 | 211 |
| Total noninterest expense | $54,821,000 | 337 |
| Salaries and employee benefits | $28,709,000 | 320 |
| Premises and equipment expense | $5,654,000 | 417 |
| Additional noninterest expense | $20,458,000 | 328 |
| Pre-tax net operating income | $19,032,000 | 511 |
| Securities gains (losses) | $486,000 | 463 |
| Applicable income taxes | $6,248,000 | 513 |
| Income before extraordinary items | $13,270,000 | 533 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,270,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,341,000 | 411 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,939,520 | 522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $49,755,000 | 440 |
| Total interest expense | $17,063,000 | 374 |
| Net interest income | $32,692,000 | 474 |
| Provision for loan and lease losses | $3,923,000 | 250 |
| Total noninterest income | $26,005,000 | 275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,005,000 | 218 |
| Total noninterest expense | $40,885,000 | 337 |
| Salaries and employee benefits | $21,549,000 | 323 |
| Premises and equipment expense | $4,174,000 | 428 |
| Additional noninterest expense | $15,162,000 | 325 |
| Pre-tax net operating income | $13,889,000 | 524 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $4,456,000 | 527 |
| Income before extraordinary items | $9,463,000 | 557 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,463,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,528,000 | 420 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,442,600 | 535 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $31,880,000 | 451 |
| Total interest expense | $10,338,000 | 399 |
| Net interest income | $21,542,000 | 468 |
| Provision for loan and lease losses | $2,641,000 | 255 |
| Total noninterest income | $17,846,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,846,000 | 216 |
| Total noninterest expense | $27,726,000 | 329 |
| Salaries and employee benefits | $14,753,000 | 317 |
| Premises and equipment expense | $2,760,000 | 431 |
| Additional noninterest expense | $10,213,000 | 320 |
| Pre-tax net operating income | $9,021,000 | 531 |
| Securities gains (losses) | $30,000 | 1,791 |
| Applicable income taxes | $2,920,000 | 530 |
| Income before extraordinary items | $6,131,000 | 574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,131,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 489 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,110,600 | 551 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $16,724,000 | 437 |
| Total interest expense | $4,974,000 | 426 |
| Net interest income | $11,750,000 | 442 |
| Provision for loan and lease losses | $1,316,000 | 256 |
| Total noninterest income | $8,786,000 | 272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,786,000 | 218 |
| Total noninterest expense | $15,336,000 | 308 |
| Salaries and employee benefits | $7,355,000 | 320 |
| Premises and equipment expense | $1,349,000 | 445 |
| Additional noninterest expense | $6,632,000 | 263 |
| Pre-tax net operating income | $3,884,000 | 588 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,266,000 | 614 |
| Income before extraordinary items | $2,618,000 | 643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,618,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 434 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,618,000 | 600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $60,596,000 | 475 |
| Total interest expense | $19,000,000 | 486 |
| Net interest income | $41,596,000 | 475 |
| Provision for loan and lease losses | $4,824,000 | 337 |
| Total noninterest income | $36,170,000 | 271 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,170,000 | 224 |
| Total noninterest expense | $56,282,000 | 337 |
| Salaries and employee benefits | $26,255,000 | 353 |
| Premises and equipment expense | $5,638,000 | 425 |
| Additional noninterest expense | $24,389,000 | 291 |
| Pre-tax net operating income | $16,660,000 | 544 |
| Securities gains (losses) | $917,000 | 509 |
| Applicable income taxes | $6,015,000 | 539 |
| Income before extraordinary items | $11,562,000 | 590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,562,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,552,000 | 215 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,956,780 | 578 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $44,611,000 | 497 |
| Total interest expense | $14,534,000 | 498 |
| Net interest income | $30,077,000 | 501 |
| Provision for loan and lease losses | $4,177,000 | 315 |
| Total noninterest income | $27,516,000 | 276 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,516,000 | 225 |
| Total noninterest expense | $41,356,000 | 348 |
| Salaries and employee benefits | $21,064,000 | 333 |
| Premises and equipment expense | $4,158,000 | 440 |
| Additional noninterest expense | $16,134,000 | 328 |
| Pre-tax net operating income | $12,060,000 | 581 |
| Securities gains (losses) | $901,000 | 477 |
| Applicable income taxes | $4,391,000 | 569 |
| Income before extraordinary items | $8,570,000 | 611 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,570,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,181,000 | 185 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,975,340 | 597 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $30,210,000 | 498 |
| Total interest expense | $9,963,000 | 500 |
| Net interest income | $20,247,000 | 502 |
| Provision for loan and lease losses | $2,960,000 | 294 |
| Total noninterest income | $17,476,000 | 281 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,476,000 | 228 |
| Total noninterest expense | $26,689,000 | 358 |
| Salaries and employee benefits | $13,753,000 | 338 |
| Premises and equipment expense | $2,741,000 | 444 |
| Additional noninterest expense | $10,195,000 | 333 |
| Pre-tax net operating income | $8,074,000 | 576 |
| Securities gains (losses) | $751,000 | 448 |
| Applicable income taxes | $2,984,000 | 555 |
| Income before extraordinary items | $5,841,000 | 603 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,841,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,464,000 | 412 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,345,340 | 599 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $15,726,000 | 490 |
| Total interest expense | $5,044,000 | 504 |
| Net interest income | $10,682,000 | 487 |
| Provision for loan and lease losses | $1,342,000 | 314 |
| Total noninterest income | $8,182,000 | 302 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,182,000 | 232 |
| Total noninterest expense | $12,983,000 | 368 |
| Salaries and employee benefits | $6,791,000 | 343 |
| Premises and equipment expense | $1,340,000 | 456 |
| Additional noninterest expense | $4,852,000 | 345 |
| Pre-tax net operating income | $4,539,000 | 526 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,518,000 | 557 |
| Income before extraordinary items | $3,021,000 | 583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,021,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,043,000 | 320 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,021,000 | 546 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $58,774,000 | 544 |
| Total interest expense | $22,293,000 | 527 |
| Net interest income | $36,481,000 | 538 |
| Provision for loan and lease losses | $6,035,000 | 336 |
| Total noninterest income | $31,141,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,141,000 | 233 |
| Total noninterest expense | $49,357,000 | 378 |
| Salaries and employee benefits | $24,635,000 | 351 |
| Premises and equipment expense | $5,222,000 | 453 |
| Additional noninterest expense | $19,500,000 | 358 |
| Pre-tax net operating income | $12,230,000 | 721 |
| Securities gains (losses) | $462,000 | 687 |
| Applicable income taxes | $4,213,000 | 695 |
| Income before extraordinary items | $8,479,000 | 750 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,479,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,385,000 | 413 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,169,460 | 746 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $66,613,000 | 540 |
| Total interest expense | $38,321,000 | 463 |
| Net interest income | $28,292,000 | 637 |
| Provision for loan and lease losses | $9,392,000 | 236 |
| Total noninterest income | $30,203,000 | 301 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,203,000 | 245 |
| Total noninterest expense | $40,212,000 | 431 |
| Salaries and employee benefits | $20,295,000 | 400 |
| Premises and equipment expense | $4,394,000 | 509 |
| Additional noninterest expense | $15,523,000 | 420 |
| Pre-tax net operating income | $8,891,000 | 857 |
| Securities gains (losses) | $1,668,000 | 285 |
| Applicable income taxes | $3,388,000 | 753 |
| Income before extraordinary items | $7,171,000 | 779 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,171,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,181,000 | 250 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,036,760 | 865 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $70,861,000 | 541 |
| Total interest expense | $50,059,000 | 422 |
| Net interest income | $20,802,000 | 840 |
| Provision for loan and lease losses | $2,540,000 | 519 |
| Total noninterest income | $20,156,000 | 373 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,156,000 | 288 |
| Total noninterest expense | $29,781,000 | 540 |
| Salaries and employee benefits | $13,226,000 | 551 |
| Premises and equipment expense | $3,557,000 | 607 |
| Additional noninterest expense | $12,998,000 | 485 |
| Pre-tax net operating income | $8,637,000 | 899 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,859,000 | 868 |
| Income before extraordinary items | $5,778,000 | 913 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,778,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $720,000 | 945 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,778,000 | 915 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $45,798,000 | 747 |
| Total interest expense | $29,548,000 | 568 |
| Net interest income | $16,250,000 | 1,079 |
| Provision for loan and lease losses | $2,630,000 | 446 |
| Total noninterest income | $22,451,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $22,451,000 | 285 |
| Total noninterest expense | $25,702,000 | 626 |
| Salaries and employee benefits | $10,749,000 | 663 |
| Premises and equipment expense | $3,110,000 | 675 |
| Additional noninterest expense | $11,843,000 | 535 |
| Pre-tax net operating income | $10,369,000 | 793 |
| Securities gains (losses) | $-1,469,000 | 10,161 |
| Applicable income taxes | $3,117,000 | 854 |
| Income before extraordinary items | $5,783,000 | 965 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,783,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 973 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,737,850 | 837 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,184,000 | 879 |
| Total interest expense | $24,930,000 | 667 |
| Net interest income | $13,254,000 | 1,283 |
| Provision for loan and lease losses | $1,080,000 | 906 |
| Total noninterest income | $15,074,000 | 453 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $19,000 | 182 |
| Additional Noninterest Income | $15,055,000 | 350 |
| Total noninterest expense | $20,641,000 | 720 |
| Salaries and employee benefits | $9,310,000 | 725 |
| Premises and equipment expense | $2,398,000 | 819 |
| Additional noninterest expense | $8,933,000 | 635 |
| Pre-tax net operating income | $6,607,000 | 1,133 |
| Securities gains (losses) | $573,000 | 507 |
| Applicable income taxes | $2,378,000 | 1,062 |
| Income before extraordinary items | $4,802,000 | 1,123 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,802,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,843 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,418,090 | 1,173 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,244,000 | 1,116 |
| Total interest expense | $19,622,000 | 841 |
| Net interest income | $10,622,000 | 1,634 |
| Provision for loan and lease losses | $747,000 | 1,267 |
| Total noninterest income | $10,339,000 | 558 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,339,000 | 398 |
| Total noninterest expense | $14,545,000 | 955 |
| Salaries and employee benefits | $6,634,000 | 998 |
| Premises and equipment expense | $1,404,000 | 1,389 |
| Additional noninterest expense | $6,507,000 | 796 |
| Pre-tax net operating income | $5,669,000 | 1,370 |
| Securities gains (losses) | $-237,000 | 10,841 |
| Applicable income taxes | $1,829,000 | 1,435 |
| Income before extraordinary items | $3,603,000 | 1,497 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,603,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,489 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,759,420 | 1,407 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,240,000 | 1,297 |
| Total interest expense | $16,882,000 | 983 |
| Net interest income | $9,358,000 | 1,910 |
| Provision for loan and lease losses | $929,000 | 1,079 |
| Total noninterest income | $12,465,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $44,000 | 207 |
| Additional Noninterest Income | $12,421,000 | 377 |
| Total noninterest expense | $16,324,000 | 936 |
| Salaries and employee benefits | $5,551,000 | 1,197 |
| Premises and equipment expense | $1,196,000 | 1,704 |
| Additional noninterest expense | $9,577,000 | 701 |
| Pre-tax net operating income | $4,570,000 | 1,589 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,570,000 | 1,540 |
| Income before extraordinary items | $3,000,000 | 1,663 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,000,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 260 |
| Net operating income | $3,000,000 | 1,631 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,456,000 | 1,573 |
| Total interest expense | $14,473,000 | 1,158 |
| Net interest income | $6,983,000 | 2,567 |
| Provision for loan and lease losses | $401,000 | 1,855 |
| Total noninterest income | $10,856,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $92,000 | 285 |
| Additional Noninterest Income | $10,764,000 | 409 |
| Total noninterest expense | $14,217,000 | 1,053 |
| Salaries and employee benefits | $4,786,000 | 1,384 |
| Premises and equipment expense | $1,053,000 | 1,934 |
| Additional noninterest expense | $8,378,000 | 770 |
| Pre-tax net operating income | $3,221,000 | 2,297 |
| Securities gains (losses) | $363,000 | 445 |
| Applicable income taxes | $1,265,000 | 1,930 |
| Income before extraordinary items | $2,319,000 | 2,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,319,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,083,050 | 2,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,823,000 | 1,947 |
| Total interest expense | $8,925,000 | 1,453 |
| Net interest income | $6,898,000 | 2,612 |
| Provision for loan and lease losses | $413,000 | 1,784 |
| Total noninterest income | $11,354,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $78,000 | 252 |
| Additional Noninterest Income | $11,276,000 | 388 |
| Total noninterest expense | $15,606,000 | 977 |
| Salaries and employee benefits | $5,635,000 | 1,199 |
| Premises and equipment expense | $1,133,000 | 1,814 |
| Additional noninterest expense | $8,838,000 | 765 |
| Pre-tax net operating income | $2,233,000 | 3,130 |
| Securities gains (losses) | $140,000 | 634 |
| Applicable income taxes | $759,000 | 2,907 |
| Income before extraordinary items | $1,614,000 | 2,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,614,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,299 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,518,800 | 3,161 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 2,817 |
| Total interest expense | $3,939,000 | 3,210 |
| Net interest income | $7,060,000 | 2,540 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $11,835,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $68,000 | 302 |
| Additional Noninterest Income | $11,767,000 | 395 |
| Total noninterest expense | $15,218,000 | 1,040 |
| Salaries and employee benefits | $6,734,000 | 1,018 |
| Premises and equipment expense | $916,000 | 2,233 |
| Additional noninterest expense | $7,568,000 | 933 |
| Pre-tax net operating income | $3,422,000 | 1,992 |
| Securities gains (losses) | $85,000 | 2,724 |
| Applicable income taxes | $1,117,000 | 2,046 |
| Income before extraordinary items | $2,390,000 | 2,089 |
| Extraordinary gains, net | $227,000 | 920 |
| Net income | $2,617,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $324,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,332,200 | 2,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 3,813 |
| Total interest expense | $3,034,000 | 5,110 |
| Net interest income | $6,088,000 | 3,005 |
| Provision for loan and lease losses | $917,000 | 1,945 |
| Total noninterest income | $7,762,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,762,000 | 495 |
| Total noninterest expense | $10,502,000 | 1,465 |
| Salaries and employee benefits | $5,065,000 | 1,324 |
| Premises and equipment expense | $572,000 | 3,517 |
| Additional noninterest expense | $4,865,000 | 1,355 |
| Pre-tax net operating income | $2,431,000 | 2,563 |
| Securities gains (losses) | $409,000 | 1,257 |
| Applicable income taxes | $1,031,000 | 2,050 |
| Income before extraordinary items | $1,809,000 | 2,539 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,809,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,686 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,547,240 | 2,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.