Home > Silver State Bank > Assets and Liabilities
Silver State Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 345 | 442 |
| Assets and Liabilities | ||
| Total Assets: | $1,957,120,000 | 381 |
| Cash and due from depository institutions | $15,918,000 | 442 |
| Interest-bearing balances | $232,000 | 4,211 |
| Securities | $51,436,000 | 2,252 |
| Federal funds sold & reverse repurchase agreements | $224,183,000 | 87 |
| Net loans & leases | $1,560,241,000 | 349 |
| Loan loss allowance | $78,869,000 | 125 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $39,720,000 | 259 |
| Other real estate owned | $16,303,000 | 442 |
| Goodwill and other intangibles | $1,466,000 | 1,565 |
| All other assets | $47,853,000 | 462 |
| Life insurance assets | $911,000 | 3,094 |
| Total liabilities and capital | $1,957,120,000 | 381 |
| Total liabilities | $1,822,604,000 | 368 |
| Total deposits | $1,733,091,000 | 309 |
| Interest-bearing deposits | $1,610,428,000 | 290 |
| Deposits held in domestic offices | $1,733,091,000 | 307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 2,652 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $77,000,000 | 808 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $10,918,000 | 620 |
| Total equity capital | $134,516,000 | 536 |
| Total bank equity capital | $134,516,000 | 536 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,443,000 | 473 |
| Surplus | $121,262,000 | 327 |
| Undivided profits | $2,811,000 | 5,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,032,000 | 80 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,184,000 | 123 |
| Income earned, not collected on loans | $7,035,000 | 483 |
| Earning assets | $1,836,092,000 | 365 |
| Long-term assets (5+ years) | $98,493,000 | 1,280 |
| Average Assets, year-to-date | $1,887,890,670 | 381 |
| Average Assets, quarterly | $1,934,701,000 | 379 |
| Volatile liabilities | $484,035,000 | 349 |
| Insider loans | $43,577,000 | 113 |
| FHLB advances | $77,000,000 | 744 |
| Loans and leases held for sale | $86,543,000 | 77 |
| Unused loan commitments | $288,072,000 | 451 |
| Tier 1 (core) risk-based capital | $133,793,000 | 480 |
| Tier 2 risk-based capital | $22,792,000 | 309 |
| Total risk weighted assets | $1,767,023,000 | 340 |
| Total unused commitments | $288,072,000 | 451 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 300 | 505 |
| Assets and Liabilities | ||
| Total Assets: | $1,624,672,000 | 444 |
| Cash and due from depository institutions | $17,590,000 | 505 |
| Interest-bearing balances | $2,165,000 | 2,265 |
| Securities | $52,321,000 | 2,222 |
| Federal funds sold & reverse repurchase agreements | $31,973,000 | 461 |
| Net loans & leases | $1,451,987,000 | 364 |
| Loan loss allowance | $36,975,000 | 200 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $41,043,000 | 249 |
| Other real estate owned | $966,000 | 505 |
| Goodwill and other intangibles | $719,000 | 1,932 |
| All other assets | $28,073,000 | 727 |
| Life insurance assets | $903,000 | 3,110 |
| Total liabilities and capital | $1,624,672,000 | 444 |
| Total liabilities | $1,472,314,000 | 434 |
| Total deposits | $1,377,527,000 | 387 |
| Interest-bearing deposits | $1,232,142,000 | 378 |
| Deposits held in domestic offices | $1,377,527,000 | 383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,339,000 | 2,138 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $84,000,000 | 707 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,448,000 | 803 |
| Total equity capital | $152,358,000 | 483 |
| Total bank equity capital | $152,358,000 | 483 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $121,000 | 6,233 |
| Surplus | $78,078,000 | 464 |
| Undivided profits | $74,159,000 | 485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,032,000 | 155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,730,000 | 469 |
| Earning assets | $1,538,446,000 | 420 |
| Long-term assets (5+ years) | $38,668,000 | 2,602 |
| Average Assets, year-to-date | $1,577,150,500 | 447 |
| Average Assets, quarterly | $1,577,150,500 | 447 |
| Volatile liabilities | $313,884,000 | 502 |
| Insider loans | $33,279,000 | 158 |
| FHLB advances | $84,000,000 | 647 |
| Loans and leases held for sale | $76,501,000 | 86 |
| Unused loan commitments | $426,364,000 | 354 |
| Tier 1 (core) risk-based capital | $152,109,000 | 425 |
| Tier 2 risk-based capital | $20,834,000 | 337 |
| Total risk weighted assets | $1,650,473,000 | 352 |
| Total unused commitments | $426,364,000 | 355 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 333 | 460 |
| Assets and Liabilities | ||
| Total Assets: | $1,529,629,000 | 461 |
| Cash and due from depository institutions | $11,463,000 | 460 |
| Interest-bearing balances | $422,000 | 3,336 |
| Securities | $51,593,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,403,091,000 | 371 |
| Loan loss allowance | $17,035,000 | 356 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $39,868,000 | 256 |
| Other real estate owned | $0 | 460 |
| Goodwill and other intangibles | $779,000 | 1,878 |
| All other assets | $22,835,000 | 870 |
| Life insurance assets | $893,000 | 3,106 |
| Total liabilities and capital | $1,529,629,000 | 461 |
| Total liabilities | $1,364,598,000 | 460 |
| Total deposits | $1,229,811,000 | 426 |
| Interest-bearing deposits | $1,045,782,000 | 429 |
| Deposits held in domestic offices | $1,229,811,000 | 423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,360,000 | 543 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $84,000,000 | 671 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,427,000 | 717 |
| Total equity capital | $165,031,000 | 446 |
| Total bank equity capital | $165,031,000 | 446 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $121,000 | 6,271 |
| Surplus | $77,864,000 | 455 |
| Undivided profits | $87,046,000 | 408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,466,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $405,000 | 371 |
| Income earned, not collected on loans | $8,534,000 | 458 |
| Earning assets | $1,455,106,000 | 443 |
| Long-term assets (5+ years) | $30,232,000 | 2,877 |
| Average Assets, year-to-date | $1,304,133,400 | 509 |
| Average Assets, quarterly | $1,488,022,000 | 467 |
| Volatile liabilities | $313,934,000 | 516 |
| Insider loans | $39,393,000 | 125 |
| FHLB advances | $84,000,000 | 611 |
| Loans and leases held for sale | $64,570,000 | 92 |
| Unused loan commitments | $490,629,000 | 324 |
| Tier 1 (core) risk-based capital | $164,954,000 | 398 |
| Tier 2 risk-based capital | $17,160,000 | 374 |
| Total risk weighted assets | $1,607,929,000 | 358 |
| Total unused commitments | $490,629,000 | 324 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 275 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $1,446,415,000 | 476 |
| Cash and due from depository institutions | $19,358,000 | 558 |
| Interest-bearing balances | $427,000 | 3,177 |
| Securities | $52,620,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $5,944,000 | 2,266 |
| Net loans & leases | $1,312,152,000 | 387 |
| Loan loss allowance | $14,899,000 | 375 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $36,854,000 | 266 |
| Other real estate owned | $0 | 558 |
| Goodwill and other intangibles | $866,000 | 1,811 |
| All other assets | $18,621,000 | 1,021 |
| Life insurance assets | $884,000 | 3,070 |
| Total liabilities and capital | $1,446,415,000 | 476 |
| Total liabilities | $1,288,357,000 | 475 |
| Total deposits | $1,215,798,000 | 424 |
| Interest-bearing deposits | $1,018,373,000 | 436 |
| Deposits held in domestic offices | $1,215,798,000 | 421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,099,000 | 2,302 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,000,000 | 847 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $15,460,000 | 478 |
| Total equity capital | $158,058,000 | 459 |
| Total bank equity capital | $158,058,000 | 459 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $121,000 | 6,281 |
| Surplus | $77,346,000 | 441 |
| Undivided profits | $80,591,000 | 452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 859 |
| Income earned, not collected on loans | $8,450,000 | 487 |
| Earning assets | $1,371,143,000 | 454 |
| Long-term assets (5+ years) | $128,757,000 | 902 |
| Average Assets, year-to-date | $1,247,759,500 | 529 |
| Average Assets, quarterly | $1,376,223,500 | 489 |
| Volatile liabilities | $232,573,000 | 640 |
| Insider loans | $38,431,000 | 129 |
| FHLB advances | $55,000,000 | 772 |
| Loans and leases held for sale | $61,898,000 | 89 |
| Unused loan commitments | $514,531,000 | 316 |
| Tier 1 (core) risk-based capital | $157,988,000 | 415 |
| Tier 2 risk-based capital | $15,023,000 | 404 |
| Total risk weighted assets | $1,522,088,000 | 370 |
| Total unused commitments | $514,531,000 | 317 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 257 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $1,306,032,000 | 524 |
| Cash and due from depository institutions | $19,212,000 | 623 |
| Interest-bearing balances | $551,000 | 3,013 |
| Securities | $52,104,000 | 2,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,181,016,000 | 425 |
| Loan loss allowance | $12,960,000 | 424 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $35,949,000 | 277 |
| Other real estate owned | $100,000 | 623 |
| Goodwill and other intangibles | $913,000 | 1,786 |
| All other assets | $16,738,000 | 1,133 |
| Life insurance assets | $876,000 | 3,087 |
| Total liabilities and capital | $1,306,032,000 | 524 |
| Total liabilities | $1,171,050,000 | 519 |
| Total deposits | $1,096,932,000 | 477 |
| Interest-bearing deposits | $917,192,000 | 496 |
| Deposits held in domestic offices | $1,096,932,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,076,000 | 1,335 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $55,000,000 | 813 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,042,000 | 622 |
| Total equity capital | $134,982,000 | 530 |
| Total bank equity capital | $134,982,000 | 530 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $121,000 | 6,321 |
| Surplus | $62,184,000 | 553 |
| Undivided profits | $72,677,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,011 |
| Income earned, not collected on loans | $7,338,000 | 531 |
| Earning assets | $1,233,671,000 | 511 |
| Long-term assets (5+ years) | $131,270,000 | 874 |
| Average Assets, year-to-date | $1,181,541,000 | 565 |
| Average Assets, quarterly | $1,251,219,000 | 547 |
| Volatile liabilities | $222,058,000 | 663 |
| Insider loans | $38,214,000 | 129 |
| FHLB advances | $55,000,000 | 741 |
| Loans and leases held for sale | $49,649,000 | 113 |
| Unused loan commitments | $525,479,000 | 321 |
| Tier 1 (core) risk-based capital | $135,093,000 | 481 |
| Tier 2 risk-based capital | $13,084,000 | 464 |
| Total risk weighted assets | $1,367,666,000 | 410 |
| Total unused commitments | $525,479,000 | 321 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 231 | 692 |
| Assets and Liabilities | ||
| Total Assets: | $1,196,406,000 | 570 |
| Cash and due from depository institutions | $15,605,000 | 692 |
| Interest-bearing balances | $430,000 | 3,285 |
| Securities | $57,206,000 | 2,025 |
| Federal funds sold & reverse repurchase agreements | $4,936,000 | 3,374 |
| Net loans & leases | $1,072,114,000 | 461 |
| Loan loss allowance | $11,516,000 | 463 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $29,250,000 | 351 |
| Other real estate owned | $100,000 | 692 |
| Goodwill and other intangibles | $945,000 | 1,756 |
| All other assets | $16,250,000 | 1,117 |
| Life insurance assets | $858,000 | 3,108 |
| Total liabilities and capital | $1,196,406,000 | 570 |
| Total liabilities | $1,088,830,000 | 559 |
| Total deposits | $1,023,452,000 | 500 |
| Interest-bearing deposits | $846,738,000 | 529 |
| Deposits held in domestic offices | $1,023,452,000 | 498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,915,000 | 2,110 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $55,000,000 | 788 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,463,000 | 781 |
| Total equity capital | $107,576,000 | 632 |
| Total bank equity capital | $107,576,000 | 632 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $121,000 | 6,344 |
| Surplus | $41,065,000 | 745 |
| Undivided profits | $66,390,000 | 564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,024 |
| Income earned, not collected on loans | $7,311,000 | 523 |
| Earning assets | $1,134,686,000 | 552 |
| Long-term assets (5+ years) | $121,617,000 | 916 |
| Average Assets, year-to-date | $1,119,295,500 | 587 |
| Average Assets, quarterly | $1,119,295,500 | 587 |
| Volatile liabilities | $263,343,000 | 565 |
| Insider loans | $42,286,000 | 120 |
| FHLB advances | $55,000,000 | 725 |
| Loans and leases held for sale | $59,100,000 | 95 |
| Unused loan commitments | $451,076,000 | 356 |
| Tier 1 (core) risk-based capital | $107,628,000 | 572 |
| Tier 2 risk-based capital | $11,641,000 | 493 |
| Total risk weighted assets | $1,238,098,000 | 432 |
| Total unused commitments | $451,076,000 | 356 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 219 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $1,042,185,000 | 623 |
| Cash and due from depository institutions | $19,664,000 | 735 |
| Interest-bearing balances | $629,000 | 2,925 |
| Securities | $60,950,000 | 1,943 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,394 |
| Net loans & leases | $915,700,000 | 513 |
| Loan loss allowance | $10,366,000 | 499 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $29,068,000 | 337 |
| Other real estate owned | $738,000 | 735 |
| Goodwill and other intangibles | $705,000 | 1,928 |
| All other assets | $15,359,000 | 1,184 |
| Life insurance assets | $858,000 | 3,083 |
| Total liabilities and capital | $1,042,185,000 | 623 |
| Total liabilities | $940,674,000 | 615 |
| Total deposits | $863,838,000 | 577 |
| Interest-bearing deposits | $696,584,000 | 619 |
| Deposits held in domestic offices | $863,838,000 | 575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,601,000 | 1,027 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,000,000 | 815 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,235,000 | 783 |
| Total equity capital | $101,511,000 | 647 |
| Total bank equity capital | $101,511,000 | 647 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $121,000 | 6,375 |
| Surplus | $40,964,000 | 733 |
| Undivided profits | $60,426,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 6,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 963 |
| Income earned, not collected on loans | $6,474,000 | 587 |
| Earning assets | $977,280,000 | 605 |
| Long-term assets (5+ years) | $96,579,000 | 1,118 |
| Average Assets, year-to-date | $933,028,400 | 667 |
| Average Assets, quarterly | $1,019,021,000 | 626 |
| Volatile liabilities | $230,052,000 | 718 |
| Insider loans | $41,199,000 | 116 |
| FHLB advances | $55,000,000 | 744 |
| Loans and leases held for sale | $34,053,000 | 130 |
| Unused loan commitments | $341,822,000 | 418 |
| Tier 1 (core) risk-based capital | $101,615,000 | 592 |
| Tier 2 risk-based capital | $10,491,000 | 534 |
| Total risk weighted assets | $1,050,341,000 | 485 |
| Total unused commitments | $341,822,000 | 419 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 209 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $995,857,000 | 649 |
| Cash and due from depository institutions | $17,759,000 | 787 |
| Interest-bearing balances | $575,000 | 2,955 |
| Securities | $71,909,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $37,456,000 | 363 |
| Net loans & leases | $821,644,000 | 570 |
| Loan loss allowance | $9,864,000 | 535 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $28,579,000 | 335 |
| Other real estate owned | $738,000 | 787 |
| Goodwill and other intangibles | $751,000 | 1,904 |
| All other assets | $17,021,000 | 1,093 |
| Life insurance assets | $1,394,000 | 2,579 |
| Total liabilities and capital | $995,857,000 | 649 |
| Total liabilities | $900,829,000 | 650 |
| Total deposits | $823,861,000 | 604 |
| Interest-bearing deposits | $646,013,000 | 663 |
| Deposits held in domestic offices | $823,861,000 | 602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,191,000 | 1,075 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $55,000,000 | 853 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,777,000 | 681 |
| Total equity capital | $95,028,000 | 699 |
| Total bank equity capital | $95,028,000 | 699 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $121,000 | 6,429 |
| Surplus | $40,910,000 | 727 |
| Undivided profits | $53,997,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 683 |
| Income earned, not collected on loans | $5,882,000 | 638 |
| Earning assets | $931,584,000 | 639 |
| Long-term assets (5+ years) | $87,590,000 | 1,203 |
| Average Assets, year-to-date | $905,739,250 | 692 |
| Average Assets, quarterly | $972,903,500 | 665 |
| Volatile liabilities | $203,863,000 | 798 |
| Insider loans | $31,511,000 | 168 |
| FHLB advances | $55,000,000 | 779 |
| Loans and leases held for sale | $22,655,000 | 153 |
| Unused loan commitments | $307,765,000 | 474 |
| Tier 1 (core) risk-based capital | $95,209,000 | 635 |
| Tier 2 risk-based capital | $9,988,000 | 563 |
| Total risk weighted assets | $962,956,000 | 534 |
| Total unused commitments | $307,765,000 | 474 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 189 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $949,950,000 | 674 |
| Cash and due from depository institutions | $22,800,000 | 899 |
| Interest-bearing balances | $915,000 | 2,535 |
| Securities | $82,814,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $19,777,000 | 613 |
| Net loans & leases | $785,038,000 | 589 |
| Loan loss allowance | $9,511,000 | 549 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $25,075,000 | 382 |
| Other real estate owned | $737,000 | 899 |
| Goodwill and other intangibles | $690,000 | 1,948 |
| All other assets | $13,019,000 | 1,366 |
| Life insurance assets | $1,394,000 | 2,541 |
| Total liabilities and capital | $949,950,000 | 674 |
| Total liabilities | $861,275,000 | 670 |
| Total deposits | $781,132,000 | 624 |
| Interest-bearing deposits | $579,453,000 | 732 |
| Deposits held in domestic offices | $781,132,000 | 622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,225,000 | 930 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $55,000,000 | 873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,918,000 | 689 |
| Total equity capital | $88,675,000 | 732 |
| Total bank equity capital | $88,675,000 | 732 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $121,000 | 6,447 |
| Surplus | $40,735,000 | 720 |
| Undivided profits | $47,819,000 | 736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 677 |
| Income earned, not collected on loans | $4,438,000 | 775 |
| Earning assets | $888,544,000 | 662 |
| Long-term assets (5+ years) | $87,874,000 | 1,172 |
| Average Assets, year-to-date | $875,700,000 | 717 |
| Average Assets, quarterly | $910,806,500 | 694 |
| Volatile liabilities | $167,196,000 | 926 |
| Insider loans | $30,644,000 | 164 |
| FHLB advances | $55,000,000 | 795 |
| Loans and leases held for sale | $14,091,000 | 211 |
| Unused loan commitments | $299,872,000 | 474 |
| Tier 1 (core) risk-based capital | $89,053,000 | 685 |
| Tier 2 risk-based capital | $9,636,000 | 575 |
| Total risk weighted assets | $908,335,000 | 551 |
| Total unused commitments | $299,872,000 | 475 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 180 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $871,663,000 | 720 |
| Cash and due from depository institutions | $22,983,000 | 920 |
| Interest-bearing balances | $305,000 | 3,714 |
| Securities | $73,464,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $33,784,000 | 404 |
| Net loans & leases | $706,774,000 | 620 |
| Loan loss allowance | $8,947,000 | 573 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $21,981,000 | 437 |
| Other real estate owned | $165,000 | 920 |
| Goodwill and other intangibles | $711,000 | 1,908 |
| All other assets | $11,801,000 | 1,455 |
| Life insurance assets | $1,394,000 | 2,499 |
| Total liabilities and capital | $871,663,000 | 720 |
| Total liabilities | $788,460,000 | 720 |
| Total deposits | $728,468,000 | 654 |
| Interest-bearing deposits | $545,435,000 | 760 |
| Deposits held in domestic offices | $728,468,000 | 653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,657,000 | 1,169 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000,000 | 976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,335,000 | 999 |
| Total equity capital | $83,203,000 | 763 |
| Total bank equity capital | $83,203,000 | 763 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $121,000 | 6,462 |
| Surplus | $40,681,000 | 697 |
| Undivided profits | $42,401,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 527 |
| Income earned, not collected on loans | $3,539,000 | 919 |
| Earning assets | $814,327,000 | 710 |
| Long-term assets (5+ years) | $59,571,000 | 1,600 |
| Average Assets, year-to-date | $838,575,000 | 740 |
| Average Assets, quarterly | $838,575,000 | 740 |
| Volatile liabilities | $120,356,000 | 1,172 |
| Insider loans | $29,277,000 | 172 |
| FHLB advances | $45,000,000 | 905 |
| Loans and leases held for sale | $17,452,000 | 178 |
| Unused loan commitments | $255,656,000 | 510 |
| Tier 1 (core) risk-based capital | $83,657,000 | 705 |
| Tier 2 risk-based capital | $9,072,000 | 586 |
| Total risk weighted assets | $810,891,000 | 588 |
| Total unused commitments | $255,656,000 | 510 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 164 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $805,487,000 | 766 |
| Cash and due from depository institutions | $14,304,000 | 1,016 |
| Interest-bearing balances | $745,000 | 2,937 |
| Securities | $73,247,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $35,469,000 | 363 |
| Net loans & leases | $650,145,000 | 657 |
| Loan loss allowance | $8,314,000 | 605 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,349,000 | 596 |
| Other real estate owned | $0 | 1,016 |
| Goodwill and other intangibles | $626,000 | 1,997 |
| All other assets | $15,347,000 | 1,124 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $805,487,000 | 766 |
| Total liabilities | $727,188,000 | 767 |
| Total deposits | $646,771,000 | 721 |
| Interest-bearing deposits | $479,165,000 | 848 |
| Deposits held in domestic offices | $646,771,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,072,000 | 742 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,000,000 | 863 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,345,000 | 1,132 |
| Total equity capital | $78,299,000 | 799 |
| Total bank equity capital | $78,299,000 | 799 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $121,000 | 6,486 |
| Surplus | $40,645,000 | 681 |
| Undivided profits | $37,533,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,217,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 633 |
| Income earned, not collected on loans | $3,395,000 | 956 |
| Earning assets | $759,606,000 | 745 |
| Long-term assets (5+ years) | $42,276,000 | 1,992 |
| Average Assets, year-to-date | $750,195,600 | 786 |
| Average Assets, quarterly | $797,861,000 | 772 |
| Volatile liabilities | $116,534,000 | 1,190 |
| Insider loans | $28,384,000 | 174 |
| FHLB advances | $54,000,000 | 781 |
| Loans and leases held for sale | $9,428,000 | 258 |
| Unused loan commitments | $241,690,000 | 521 |
| Tier 1 (core) risk-based capital | $78,811,000 | 737 |
| Tier 2 risk-based capital | $8,439,000 | 610 |
| Total risk weighted assets | $735,076,000 | 626 |
| Total unused commitments | $241,690,000 | 521 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 162 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $790,235,000 | 769 |
| Cash and due from depository institutions | $22,973,000 | 1,009 |
| Interest-bearing balances | $296,000 | 3,980 |
| Securities | $92,559,000 | 1,323 |
| Federal funds sold & reverse repurchase agreements | $56,109,000 | 242 |
| Net loans & leases | $583,525,000 | 711 |
| Loan loss allowance | $7,744,000 | 633 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $16,405,000 | 574 |
| Other real estate owned | $0 | 1,009 |
| Goodwill and other intangibles | $606,000 | 1,996 |
| All other assets | $18,058,000 | 943 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $790,235,000 | 769 |
| Total liabilities | $717,143,000 | 760 |
| Total deposits | $664,166,000 | 690 |
| Interest-bearing deposits | $471,887,000 | 839 |
| Deposits held in domestic offices | $664,166,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,888,000 | 750 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $29,000,000 | 1,370 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,089,000 | 1,468 |
| Total equity capital | $73,092,000 | 826 |
| Total bank equity capital | $73,092,000 | 826 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $121,000 | 6,512 |
| Surplus | $39,042,000 | 684 |
| Undivided profits | $33,929,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $786,000 | 2,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,936,000 | 1,073 |
| Earning assets | $732,489,000 | 757 |
| Long-term assets (5+ years) | $41,901,000 | 2,010 |
| Average Assets, year-to-date | $736,372,750 | 788 |
| Average Assets, quarterly | $758,158,000 | 786 |
| Volatile liabilities | $80,754,000 | 1,589 |
| Insider loans | $29,246,000 | 161 |
| FHLB advances | $29,000,000 | 1,277 |
| Loans and leases held for sale | $8,795,000 | 291 |
| Unused loan commitments | $212,087,000 | 564 |
| Tier 1 (core) risk-based capital | $73,528,000 | 761 |
| Tier 2 risk-based capital | $7,869,000 | 636 |
| Total risk weighted assets | $671,840,000 | 661 |
| Total unused commitments | $212,087,000 | 564 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 151 | 1,105 |
| Assets and Liabilities | ||
| Total Assets: | $726,081,000 | 812 |
| Cash and due from depository institutions | $31,239,000 | 1,105 |
| Interest-bearing balances | $317,000 | 3,799 |
| Securities | $92,447,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $574,995,000 | 703 |
| Loan loss allowance | $7,069,000 | 675 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,772,000 | 545 |
| Other real estate owned | $0 | 1,105 |
| Goodwill and other intangibles | $502,000 | 2,095 |
| All other assets | $10,126,000 | 1,571 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $726,081,000 | 812 |
| Total liabilities | $662,762,000 | 799 |
| Total deposits | $597,256,000 | 747 |
| Interest-bearing deposits | $408,636,000 | 933 |
| Deposits held in domestic offices | $597,256,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,889,000 | 751 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,000,000 | 1,049 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,617,000 | 1,586 |
| Total equity capital | $63,319,000 | 937 |
| Total bank equity capital | $63,319,000 | 937 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $121,000 | 6,512 |
| Surplus | $34,042,000 | 752 |
| Undivided profits | $29,156,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,921,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,493,000 | 1,160 |
| Earning assets | $667,759,000 | 805 |
| Long-term assets (5+ years) | $33,748,000 | 2,380 |
| Average Assets, year-to-date | $718,418,670 | 804 |
| Average Assets, quarterly | $727,383,000 | 801 |
| Volatile liabilities | $101,532,000 | 1,254 |
| Insider loans | $27,080,000 | 175 |
| FHLB advances | $42,000,000 | 973 |
| Loans and leases held for sale | $7,828,000 | 322 |
| Unused loan commitments | $181,986,000 | 614 |
| Tier 1 (core) risk-based capital | $63,597,000 | 849 |
| Tier 2 risk-based capital | $7,194,000 | 674 |
| Total risk weighted assets | $631,621,000 | 679 |
| Total unused commitments | $181,986,000 | 614 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 135 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $728,685,000 | 802 |
| Cash and due from depository institutions | $20,087,000 | 1,248 |
| Interest-bearing balances | $594,000 | 3,253 |
| Securities | $91,622,000 | 1,375 |
| Federal funds sold & reverse repurchase agreements | $35,185,000 | 335 |
| Net loans & leases | $553,610,000 | 708 |
| Loan loss allowance | $6,525,000 | 727 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,573,000 | 546 |
| Other real estate owned | $666,000 | 1,248 |
| Goodwill and other intangibles | $510,000 | 2,079 |
| All other assets | $10,432,000 | 1,508 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $728,685,000 | 802 |
| Total liabilities | $669,722,000 | 779 |
| Total deposits | $610,263,000 | 718 |
| Interest-bearing deposits | $414,315,000 | 914 |
| Deposits held in domestic offices | $610,263,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,109,000 | 961 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,000,000 | 1,005 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,350,000 | 1,043 |
| Total equity capital | $58,963,000 | 986 |
| Total bank equity capital | $58,963,000 | 986 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $121,000 | 6,564 |
| Surplus | $34,042,000 | 735 |
| Undivided profits | $24,800,000 | 1,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,846,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 589 |
| Income earned, not collected on loans | $2,836,000 | 977 |
| Earning assets | $681,011,000 | 785 |
| Long-term assets (5+ years) | $26,321,000 | 2,894 |
| Average Assets, year-to-date | $714,587,500 | 804 |
| Average Assets, quarterly | $714,587,500 | 804 |
| Volatile liabilities | $84,565,000 | 1,420 |
| Insider loans | $20,734,000 | 223 |
| FHLB advances | $42,000,000 | 926 |
| Loans and leases held for sale | $3,597,000 | 451 |
| Unused loan commitments | $166,973,000 | 638 |
| Tier 1 (core) risk-based capital | $59,537,000 | 908 |
| Tier 2 risk-based capital | $6,650,000 | 708 |
| Total risk weighted assets | $627,778,000 | 668 |
| Total unused commitments | $166,973,000 | 638 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 131 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $700,490,000 | 824 |
| Cash and due from depository institutions | $33,360,000 | 1,299 |
| Interest-bearing balances | $598,000 | 3,291 |
| Securities | $60,785,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $50,769,000 | 246 |
| Net loans & leases | $526,869,000 | 744 |
| Loan loss allowance | $6,051,000 | 789 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,654,000 | 536 |
| Other real estate owned | $600,000 | 1,299 |
| Goodwill and other intangibles | $468,000 | 2,132 |
| All other assets | $10,985,000 | 1,408 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $700,490,000 | 824 |
| Total liabilities | $644,989,000 | 807 |
| Total deposits | $576,322,000 | 771 |
| Interest-bearing deposits | $386,679,000 | 970 |
| Deposits held in domestic offices | $576,322,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,977,000 | 725 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $42,000,000 | 1,033 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,690,000 | 962 |
| Total equity capital | $55,501,000 | 1,055 |
| Total bank equity capital | $55,501,000 | 1,055 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $121,000 | 6,591 |
| Surplus | $34,042,000 | 729 |
| Undivided profits | $21,338,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 3,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $225,000 | 518 |
| Income earned, not collected on loans | $2,527,000 | 1,083 |
| Earning assets | $639,021,000 | 831 |
| Long-term assets (5+ years) | $26,548,000 | 2,941 |
| Average Assets, year-to-date | $594,824,400 | 927 |
| Average Assets, quarterly | $644,237,000 | 886 |
| Volatile liabilities | $97,223,000 | 1,234 |
| Insider loans | $20,429,000 | 228 |
| FHLB advances | $42,000,000 | 941 |
| Loans and leases held for sale | $9,379,000 | 258 |
| Unused loan commitments | $168,732,000 | 622 |
| Tier 1 (core) risk-based capital | $55,789,000 | 959 |
| Tier 2 risk-based capital | $6,176,000 | 772 |
| Total risk weighted assets | $588,593,000 | 703 |
| Total unused commitments | $168,732,000 | 622 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 124 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $587,984,000 | 968 |
| Cash and due from depository institutions | $17,920,000 | 1,386 |
| Interest-bearing balances | $191,000 | 4,545 |
| Securities | $68,969,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $9,992,000 | 1,141 |
| Net loans & leases | $463,916,000 | 821 |
| Loan loss allowance | $5,643,000 | 840 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,356,000 | 623 |
| Other real estate owned | $0 | 1,386 |
| Goodwill and other intangibles | $390,000 | 2,201 |
| All other assets | $12,441,000 | 1,226 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $587,984,000 | 968 |
| Total liabilities | $535,587,000 | 958 |
| Total deposits | $458,414,000 | 942 |
| Interest-bearing deposits | $282,391,000 | 1,379 |
| Deposits held in domestic offices | $458,414,000 | 939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,552,000 | 845 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $57,000,000 | 817 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,621,000 | 1,197 |
| Total equity capital | $52,397,000 | 1,095 |
| Total bank equity capital | $52,397,000 | 1,095 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $121,000 | 6,632 |
| Surplus | $34,042,000 | 705 |
| Undivided profits | $18,234,000 | 1,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,366,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,075,000 | 175 |
| Income earned, not collected on loans | $2,262,000 | 1,241 |
| Earning assets | $543,068,000 | 955 |
| Long-term assets (5+ years) | $26,372,000 | 2,979 |
| Average Assets, year-to-date | $568,408,000 | 964 |
| Average Assets, quarterly | $592,560,000 | 945 |
| Volatile liabilities | $112,945,000 | 1,043 |
| Insider loans | $16,771,000 | 292 |
| FHLB advances | $57,000,000 | 739 |
| Loans and leases held for sale | $6,944,000 | 304 |
| Unused loan commitments | $150,754,000 | 668 |
| Tier 1 (core) risk-based capital | $52,509,000 | 1,007 |
| Tier 2 risk-based capital | $5,768,000 | 806 |
| Total risk weighted assets | $510,857,000 | 783 |
| Total unused commitments | $150,754,000 | 669 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 125 | 1,382 |
| Assets and Liabilities | ||
| Total Assets: | $597,136,000 | 935 |
| Cash and due from depository institutions | $22,840,000 | 1,382 |
| Interest-bearing balances | $300,000 | 4,068 |
| Securities | $89,750,000 | 1,457 |
| Federal funds sold & reverse repurchase agreements | $44,118,000 | 260 |
| Net loans & leases | $413,040,000 | 891 |
| Loan loss allowance | $5,382,000 | 874 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,678,000 | 645 |
| Other real estate owned | $0 | 1,382 |
| Goodwill and other intangibles | $348,000 | 2,265 |
| All other assets | $13,362,000 | 1,164 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $597,136,000 | 935 |
| Total liabilities | $548,017,000 | 917 |
| Total deposits | $493,839,000 | 861 |
| Interest-bearing deposits | $315,600,000 | 1,193 |
| Deposits held in domestic offices | $493,839,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,331,000 | 943 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,000,000 | 1,249 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,847,000 | 615 |
| Total equity capital | $49,119,000 | 1,120 |
| Total bank equity capital | $49,119,000 | 1,120 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $121,000 | 6,680 |
| Surplus | $34,042,000 | 689 |
| Undivided profits | $14,956,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,717,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,263,000 | 159 |
| Income earned, not collected on loans | $2,085,000 | 1,293 |
| Earning assets | $547,208,000 | 934 |
| Long-term assets (5+ years) | $47,056,000 | 2,006 |
| Average Assets, year-to-date | $561,882,670 | 965 |
| Average Assets, quarterly | $598,359,500 | 922 |
| Volatile liabilities | $76,853,000 | 1,424 |
| Insider loans | $15,568,000 | 303 |
| FHLB advances | $32,000,000 | 1,151 |
| Loans and leases held for sale | $16,175,000 | 204 |
| Unused loan commitments | $133,618,000 | 719 |
| Tier 1 (core) risk-based capital | $49,731,000 | 1,042 |
| Tier 2 risk-based capital | $5,507,000 | 829 |
| Total risk weighted assets | $467,699,000 | 840 |
| Total unused commitments | $133,618,000 | 719 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 125 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $599,583,000 | 929 |
| Cash and due from depository institutions | $24,930,000 | 1,366 |
| Interest-bearing balances | $2,336,000 | 2,149 |
| Securities | $65,723,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $101,329,000 | 165 |
| Net loans & leases | $384,544,000 | 940 |
| Loan loss allowance | $4,966,000 | 939 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,620,000 | 630 |
| Other real estate owned | $0 | 1,366 |
| Goodwill and other intangibles | $265,000 | 2,408 |
| All other assets | $9,172,000 | 1,530 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $599,583,000 | 929 |
| Total liabilities | $551,678,000 | 910 |
| Total deposits | $489,918,000 | 873 |
| Interest-bearing deposits | $322,631,000 | 1,162 |
| Deposits held in domestic offices | $489,918,000 | 870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,580,000 | 986 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $47,000,000 | 883 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,180,000 | 1,376 |
| Total equity capital | $47,905,000 | 1,159 |
| Total bank equity capital | $47,905,000 | 1,159 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $121,000 | 6,699 |
| Surplus | $34,042,000 | 677 |
| Undivided profits | $13,742,000 | 2,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,318,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,096,000 | 183 |
| Income earned, not collected on loans | $2,013,000 | 1,325 |
| Earning assets | $553,932,000 | 923 |
| Long-term assets (5+ years) | $47,816,000 | 1,945 |
| Average Assets, year-to-date | $544,256,000 | 1,009 |
| Average Assets, quarterly | $544,256,000 | 1,009 |
| Volatile liabilities | $96,765,000 | 1,115 |
| Insider loans | $15,385,000 | 300 |
| FHLB advances | $47,000,000 | 801 |
| Loans and leases held for sale | $16,850,000 | 198 |
| Unused loan commitments | $112,409,000 | 797 |
| Tier 1 (core) risk-based capital | $47,809,000 | 1,067 |
| Tier 2 risk-based capital | $5,091,000 | 884 |
| Total risk weighted assets | $461,902,000 | 833 |
| Total unused commitments | $112,409,000 | 797 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 117 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $488,929,000 | 1,133 |
| Cash and due from depository institutions | $20,200,000 | 1,481 |
| Interest-bearing balances | $281,000 | 4,259 |
| Securities | $45,903,000 | 2,657 |
| Federal funds sold & reverse repurchase agreements | $14,558,000 | 801 |
| Net loans & leases | $386,193,000 | 925 |
| Loan loss allowance | $4,768,000 | 981 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,064,000 | 663 |
| Other real estate owned | $0 | 1,481 |
| Goodwill and other intangibles | $303,000 | 2,324 |
| All other assets | $8,708,000 | 1,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,929,000 | 1,133 |
| Total liabilities | $452,468,000 | 1,103 |
| Total deposits | $393,665,000 | 1,076 |
| Interest-bearing deposits | $289,927,000 | 1,298 |
| Deposits held in domestic offices | $393,665,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,183,000 | 1,186 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $47,000,000 | 907 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,620,000 | 1,524 |
| Total equity capital | $36,461,000 | 1,486 |
| Total bank equity capital | $36,461,000 | 1,486 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $121,000 | 6,750 |
| Surplus | $24,042,000 | 901 |
| Undivided profits | $12,298,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,745,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $558,000 | 315 |
| Income earned, not collected on loans | $1,688,000 | 1,699 |
| Earning assets | $446,935,000 | 1,130 |
| Long-term assets (5+ years) | $41,548,000 | 2,204 |
| Average Assets, year-to-date | $448,992,000 | 1,188 |
| Average Assets, quarterly | $506,065,000 | 1,093 |
| Volatile liabilities | $95,920,000 | 1,136 |
| Insider loans | $14,677,000 | 319 |
| FHLB advances | $47,000,000 | 815 |
| Loans and leases held for sale | $4,182,000 | 426 |
| Unused loan commitments | $105,964,000 | 813 |
| Tier 1 (core) risk-based capital | $36,520,000 | 1,401 |
| Tier 2 risk-based capital | $4,893,000 | 917 |
| Total risk weighted assets | $437,078,000 | 881 |
| Total unused commitments | $105,964,000 | 814 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $523,201,000 | 1,068 |
| Cash and due from depository institutions | $20,581,000 | 1,486 |
| Interest-bearing balances | $431,000 | 3,955 |
| Securities | $44,460,000 | 2,675 |
| Federal funds sold & reverse repurchase agreements | $64,087,000 | 252 |
| Net loans & leases | $362,472,000 | 981 |
| Loan loss allowance | $4,515,000 | 1,035 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,014,000 | 665 |
| Other real estate owned | $49,000 | 1,486 |
| Goodwill and other intangibles | $267,000 | 2,375 |
| All other assets | $18,271,000 | 844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $523,201,000 | 1,068 |
| Total liabilities | $488,268,000 | 1,033 |
| Total deposits | $424,076,000 | 1,014 |
| Interest-bearing deposits | $281,412,000 | 1,355 |
| Deposits held in domestic offices | $424,076,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,637,000 | 885 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $47,000,000 | 881 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,555,000 | 1,606 |
| Total equity capital | $34,933,000 | 1,568 |
| Total bank equity capital | $34,933,000 | 1,568 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $121,000 | 6,797 |
| Surplus | $24,042,000 | 904 |
| Undivided profits | $10,770,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,092,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $400,000 | 449 |
| Income earned, not collected on loans | $1,769,000 | 1,724 |
| Earning assets | $471,450,000 | 1,084 |
| Long-term assets (5+ years) | $41,716,000 | 2,163 |
| Average Assets, year-to-date | $439,007,750 | 1,229 |
| Average Assets, quarterly | $476,130,000 | 1,164 |
| Volatile liabilities | $90,966,000 | 1,162 |
| Insider loans | $14,876,000 | 305 |
| FHLB advances | $47,000,000 | 792 |
| Loans and leases held for sale | $12,546,000 | 297 |
| Unused loan commitments | $94,981,000 | 890 |
| Tier 1 (core) risk-based capital | $35,017,000 | 1,473 |
| Tier 2 risk-based capital | $4,640,000 | 964 |
| Total risk weighted assets | $434,180,000 | 875 |
| Total unused commitments | $94,981,000 | 892 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 116 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $429,059,000 | 1,288 |
| Cash and due from depository institutions | $21,971,000 | 1,518 |
| Interest-bearing balances | $67,000 | 5,787 |
| Securities | $50,186,000 | 2,383 |
| Federal funds sold & reverse repurchase agreements | $3,440,000 | 3,749 |
| Net loans & leases | $329,387,000 | 1,073 |
| Loan loss allowance | $4,075,000 | 1,125 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,221,000 | 637 |
| Other real estate owned | $1,813,000 | 1,518 |
| Goodwill and other intangibles | $288,000 | 2,293 |
| All other assets | $8,753,000 | 1,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,059,000 | 1,288 |
| Total liabilities | $395,418,000 | 1,262 |
| Total deposits | $343,272,000 | 1,270 |
| Interest-bearing deposits | $269,392,000 | 1,394 |
| Deposits held in domestic offices | $343,272,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,695,000 | 921 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,500,000 | 1,055 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,951,000 | 1,498 |
| Total equity capital | $33,641,000 | 1,625 |
| Total bank equity capital | $33,641,000 | 1,625 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $121,000 | 6,819 |
| Surplus | $24,042,000 | 883 |
| Undivided profits | $9,478,000 | 3,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,689,000 | 1,717 |
| Earning assets | $383,080,000 | 1,316 |
| Long-term assets (5+ years) | $26,196,000 | 2,913 |
| Average Assets, year-to-date | $410,943,330 | 1,313 |
| Average Assets, quarterly | $426,720,000 | 1,277 |
| Volatile liabilities | $95,630,000 | 1,101 |
| Insider loans | $11,168,000 | 417 |
| FHLB advances | $36,500,000 | 953 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $104,248,000 | 829 |
| Tier 1 (core) risk-based capital | $33,550,000 | 1,500 |
| Tier 2 risk-based capital | $4,200,000 | 1,014 |
| Total risk weighted assets | $371,133,000 | 1,002 |
| Total unused commitments | $104,248,000 | 833 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 111 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $424,381,000 | 1,278 |
| Cash and due from depository institutions | $18,565,000 | 1,567 |
| Interest-bearing balances | $2,162,000 | 2,415 |
| Securities | $50,605,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $26,506,000 | 605 |
| Net loans & leases | $303,163,000 | 1,135 |
| Loan loss allowance | $3,761,000 | 1,204 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,324,000 | 620 |
| Other real estate owned | $2,786,000 | 1,567 |
| Goodwill and other intangibles | $305,000 | 2,240 |
| All other assets | $9,127,000 | 1,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,381,000 | 1,278 |
| Total liabilities | $391,761,000 | 1,248 |
| Total deposits | $333,164,000 | 1,281 |
| Interest-bearing deposits | $260,604,000 | 1,444 |
| Deposits held in domestic offices | $333,164,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,694,000 | 814 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $40,600,000 | 930 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,303,000 | 1,410 |
| Total equity capital | $32,620,000 | 1,638 |
| Total bank equity capital | $32,620,000 | 1,638 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $121,000 | 6,852 |
| Surplus | $24,042,000 | 871 |
| Undivided profits | $8,457,000 | 3,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,933,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,263,000 | 170 |
| Income earned, not collected on loans | $1,606,000 | 1,864 |
| Earning assets | $382,436,000 | 1,301 |
| Long-term assets (5+ years) | $25,924,000 | 2,865 |
| Average Assets, year-to-date | $401,885,500 | 1,347 |
| Average Assets, quarterly | $401,885,500 | 1,347 |
| Volatile liabilities | $77,143,000 | 1,281 |
| Insider loans | $12,740,000 | 355 |
| FHLB advances | $40,600,000 | 837 |
| Loans and leases held for sale | $2,863,000 | 856 |
| Unused loan commitments | $82,240,000 | 947 |
| Tier 1 (core) risk-based capital | $32,514,000 | 1,526 |
| Tier 2 risk-based capital | $3,886,000 | 1,074 |
| Total risk weighted assets | $346,266,000 | 1,051 |
| Total unused commitments | $82,240,000 | 954 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 103 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $379,390,000 | 1,419 |
| Cash and due from depository institutions | $17,681,000 | 1,664 |
| Interest-bearing balances | $2,360,000 | 2,212 |
| Securities | $52,410,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $129,000 | 6,835 |
| Net loans & leases | $286,431,000 | 1,199 |
| Loan loss allowance | $3,546,000 | 1,245 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,518,000 | 599 |
| Other real estate owned | $37,000 | 1,664 |
| Goodwill and other intangibles | $334,000 | 2,165 |
| All other assets | $8,850,000 | 1,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,390,000 | 1,419 |
| Total liabilities | $350,652,000 | 1,376 |
| Total deposits | $292,212,000 | 1,460 |
| Interest-bearing deposits | $223,053,000 | 1,670 |
| Deposits held in domestic offices | $292,212,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,636,000 | 907 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $42,600,000 | 909 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,204,000 | 1,407 |
| Total equity capital | $28,738,000 | 1,823 |
| Total bank equity capital | $28,738,000 | 1,823 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $121,000 | 6,877 |
| Surplus | $20,042,000 | 995 |
| Undivided profits | $8,575,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,645,000 | 506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,010,000 | 110 |
| Income earned, not collected on loans | $1,770,000 | 1,755 |
| Earning assets | $341,330,000 | 1,443 |
| Long-term assets (5+ years) | $24,827,000 | 2,893 |
| Average Assets, year-to-date | $331,350,600 | 1,540 |
| Average Assets, quarterly | $367,226,500 | 1,455 |
| Volatile liabilities | $77,800,000 | 1,276 |
| Insider loans | $8,754,000 | 543 |
| FHLB advances | $42,600,000 | 810 |
| Loans and leases held for sale | $2,309,000 | 987 |
| Unused loan commitments | $82,189,000 | 923 |
| Tier 1 (core) risk-based capital | $28,545,000 | 1,691 |
| Tier 2 risk-based capital | $3,671,000 | 1,125 |
| Total risk weighted assets | $336,454,000 | 1,067 |
| Total unused commitments | $82,189,000 | 926 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 104 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $309,252,000 | 1,646 |
| Cash and due from depository institutions | $16,803,000 | 1,629 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $71,887,000 | 1,558 |
| Federal funds sold & reverse repurchase agreements | $26,350,000 | 539 |
| Net loans & leases | $176,965,000 | 1,858 |
| Loan loss allowance | $2,308,000 | 1,740 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,033,000 | 759 |
| Other real estate owned | $939,000 | 1,629 |
| Goodwill and other intangibles | $522,000 | 1,849 |
| All other assets | $4,753,000 | 2,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,252,000 | 1,646 |
| Total liabilities | $284,552,000 | 1,611 |
| Total deposits | $246,392,000 | 1,653 |
| Interest-bearing deposits | $196,840,000 | 1,784 |
| Deposits held in domestic offices | $246,392,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,516,000 | 958 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,100,000 | 1,251 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,544,000 | 2,480 |
| Total equity capital | $24,700,000 | 1,985 |
| Total bank equity capital | $24,700,000 | 1,985 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $121,000 | 7,047 |
| Surplus | $19,042,000 | 994 |
| Undivided profits | $5,537,000 | 4,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,209,000 | 157 |
| Income earned, not collected on loans | $1,752,000 | 1,895 |
| Earning assets | $275,202,000 | 1,703 |
| Long-term assets (5+ years) | $30,745,000 | 2,453 |
| Average Assets, year-to-date | $279,321,800 | 1,728 |
| Average Assets, quarterly | $305,412,000 | 1,635 |
| Volatile liabilities | $62,709,000 | 1,461 |
| Insider loans | $9,318,000 | 468 |
| FHLB advances | $24,100,000 | 1,139 |
| Loans and leases held for sale | $3,136,000 | 749 |
| Unused loan commitments | $53,281,000 | 1,205 |
| Tier 1 (core) risk-based capital | $24,974,000 | 1,848 |
| Tier 2 risk-based capital | $2,308,000 | 1,619 |
| Total risk weighted assets | $217,758,000 | 1,579 |
| Total unused commitments | $53,281,000 | 1,211 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $249,016,000 | 1,933 |
| Cash and due from depository institutions | $10,423,000 | 1,985 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $45,922,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $177,979,000 | 1,781 |
| Loan loss allowance | $2,343,000 | 1,651 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,010,000 | 906 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $357,000 | 2,024 |
| All other assets | $5,325,000 | 1,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,016,000 | 1,933 |
| Total liabilities | $230,223,000 | 1,886 |
| Total deposits | $215,170,000 | 1,797 |
| Interest-bearing deposits | $184,356,000 | 1,822 |
| Deposits held in domestic offices | $215,170,000 | 1,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,581,000 | 1,651 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,500,000 | 2,111 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $972,000 | 3,676 |
| Total equity capital | $18,793,000 | 2,500 |
| Total bank equity capital | $18,793,000 | 2,500 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $121,000 | 7,277 |
| Surplus | $15,042,000 | 1,170 |
| Undivided profits | $3,630,000 | 5,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 2,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,347,000 | 1,939 |
| Earning assets | $223,901,000 | 2,000 |
| Long-term assets (5+ years) | $37,829,000 | 1,995 |
| Average Assets, year-to-date | $220,710,400 | 2,091 |
| Average Assets, quarterly | $244,894,000 | 1,940 |
| Volatile liabilities | $49,629,000 | 1,765 |
| Insider loans | $6,470,000 | 704 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $61,677,000 | 1,000 |
| Tier 1 (core) risk-based capital | $18,625,000 | 2,407 |
| Tier 2 risk-based capital | $2,343,000 | 1,553 |
| Total risk weighted assets | $204,301,700 | 1,592 |
| Total unused commitments | $61,677,000 | 1,000 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $186,854,000 | 2,534 |
| Cash and due from depository institutions | $7,409,000 | 3,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $33,231,000 | 3,305 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $137,837,000 | 2,188 |
| Loan loss allowance | $1,744,000 | 2,098 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,556,000 | 1,522 |
| Other real estate owned | $121,000 | 3,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,700,000 | 3,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,854,000 | 2,534 |
| Total liabilities | $171,085,000 | 2,510 |
| Total deposits | $164,350,000 | 2,324 |
| Interest-bearing deposits | $144,810,000 | 2,275 |
| Deposits held in domestic offices | $164,350,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,735,000 | 2,115 |
| Total equity capital | $15,769,000 | 2,820 |
| Total bank equity capital | $15,769,000 | 2,820 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $121,000 | 7,539 |
| Surplus | $15,042,000 | 1,151 |
| Undivided profits | $606,000 | 8,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $927,000 | 2,471 |
| Earning assets | $171,068,000 | 2,536 |
| Long-term assets (5+ years) | $42,267,000 | 1,968 |
| Average Assets, year-to-date | $175,253,600 | 2,570 |
| Average Assets, quarterly | $186,510,000 | 2,498 |
| Volatile liabilities | $38,149,000 | 2,079 |
| Insider loans | $5,628,000 | 812 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $44,808,000 | 1,302 |
| Tier 1 (core) risk-based capital | $16,774,000 | 2,611 |
| Tier 2 risk-based capital | $1,744,000 | 1,934 |
| Total risk weighted assets | $162,645,700 | 1,886 |
| Total unused commitments | $44,808,000 | 1,305 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $164,879,000 | 2,787 |
| Cash and due from depository institutions | $4,410,000 | 4,248 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,846,000 | 2,846 |
| Federal funds sold & reverse repurchase agreements | $17,140,000 | 952 |
| Net loans & leases | $98,100,000 | 2,804 |
| Loan loss allowance | $1,812,000 | 1,952 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,327,000 | 2,435 |
| Other real estate owned | $0 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,056,000 | 3,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,879,000 | 2,787 |
| Total liabilities | $149,446,000 | 2,774 |
| Total deposits | $143,799,000 | 2,659 |
| Interest-bearing deposits | $130,749,000 | 2,482 |
| Deposits held in domestic offices | $143,799,000 | 2,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $647,000 | 4,862 |
| Total equity capital | $15,433,000 | 2,910 |
| Total bank equity capital | $15,433,000 | 2,910 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $121,000 | 7,697 |
| Surplus | $15,034,000 | 1,101 |
| Undivided profits | $278,000 | 9,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $818,000 | 2,796 |
| Earning assets | $155,086,000 | 2,735 |
| Long-term assets (5+ years) | $39,274,000 | 1,938 |
| Average Assets, year-to-date | $115,417,800 | 3,647 |
| Average Assets, quarterly | $151,753,500 | 2,947 |
| Volatile liabilities | $32,244,000 | 2,035 |
| Insider loans | $4,382,000 | 968 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,657,000 | 2,211 |
| Tier 1 (core) risk-based capital | $15,477,000 | 2,757 |
| Tier 2 risk-based capital | $1,456,160 | 2,166 |
| Total risk weighted assets | $116,137,260 | 2,462 |
| Total unused commitments | $20,657,000 | 2,219 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $65,552,000 | 5,989 |
| Cash and due from depository institutions | $1,532,000 | 7,728 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,885,000 | 8,493 |
| Federal funds sold & reverse repurchase agreements | $3,560,000 | 3,510 |
| Net loans & leases | $52,191,000 | 4,801 |
| Loan loss allowance | $1,065,000 | 3,185 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $480,000 | 8,024 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $904,000 | 6,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,552,000 | 5,989 |
| Total liabilities | $56,043,000 | 6,176 |
| Total deposits | $55,874,000 | 5,959 |
| Interest-bearing deposits | $50,649,000 | 5,731 |
| Deposits held in domestic offices | $55,874,000 | 5,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $169,000 | 9,372 |
| Total equity capital | $9,509,000 | 4,499 |
| Total bank equity capital | $9,509,000 | 4,499 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $92,000 | 8,834 |
| Surplus | $10,150,000 | 1,515 |
| Undivided profits | $-733,000 | 10,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $386,000 | 5,812 |
| Earning assets | $62,636,000 | 5,823 |
| Long-term assets (5+ years) | $2,103,000 | 7,605 |
| Average Assets, year-to-date | $36,855,000 | 8,030 |
| Average Assets, quarterly | $60,161,500 | 6,281 |
| Volatile liabilities | $12,358,000 | 4,317 |
| Insider loans | $1,859,000 | 2,197 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,344,000 | 2,005 |
| Tier 1 (core) risk-based capital | $9,508,000 | 4,356 |
| Tier 2 risk-based capital | $708,090 | 3,950 |
| Total risk weighted assets | $56,290,490 | 4,592 |
| Total unused commitments | $21,344,000 | 2,010 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $10,644,000 | 11,170 |
| Cash and due from depository institutions | $423,000 | 10,883 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,219 |
| Net loans & leases | $5,855,000 | 10,952 |
| Loan loss allowance | $106,000 | 10,452 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $343,000 | 8,976 |
| Other real estate owned | $0 | 10,883 |
| Goodwill and other intangibles | $118,000 | 2,419 |
| All other assets | $55,000 | 11,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,644,000 | 11,170 |
| Total liabilities | $6,385,000 | 11,328 |
| Total deposits | $6,333,000 | 11,292 |
| Interest-bearing deposits | $5,529,000 | 11,207 |
| Deposits held in domestic offices | $6,333,000 | 11,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $52,000 | 11,181 |
| Total equity capital | $4,259,000 | 7,939 |
| Total bank equity capital | $4,259,000 | 7,939 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000 | 10,148 |
| Surplus | $4,660,000 | 3,042 |
| Undivided profits | $-406,000 | 11,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $27,000 | 11,123 |
| Earning assets | $9,705,000 | 11,125 |
| Long-term assets (5+ years) | $237,000 | 9,640 |
| Average Assets, year-to-date | $8,804,500 | 11,276 |
| Average Assets, quarterly | $8,804,500 | 11,279 |
| Volatile liabilities | $1,582,000 | 9,895 |
| Insider loans | $1,468,000 | 2,715 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,533,000 | 6,874 |
| Tier 1 (core) risk-based capital | $4,141,000 | 7,960 |
| Tier 2 risk-based capital | $89,290 | 10,498 |
| Total risk weighted assets | $7,126,290 | 10,898 |
| Total unused commitments | $2,533,000 | 6,889 |
| Derivatives | $0 | 549 |