Home > Silsbee State Bank > Income and Expense
Silsbee State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,347,000 | 3,134 |
| Total interest expense | $3,638,000 | 4,013 |
| Net interest income | $6,709,000 | 2,589 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $2,465,000 | 1,498 |
| Gross Fiduciary activities income | $46,000 | 1,185 |
| Service charges on deposit accounts | $1,994,000 | 641 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $425,000 | 3,160 |
| Total noninterest expense | $6,116,000 | 2,105 |
| Salaries and employee benefits | $3,252,000 | 2,020 |
| Premises and equipment expense | $670,000 | 2,851 |
| Additional noninterest expense | $2,194,000 | 1,935 |
| Pre-tax net operating income | $2,458,000 | 2,957 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $745,000 | 3,092 |
| Income before extraordinary items | $1,713,000 | 2,965 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,713,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,668 |
| Cash dividends | $628,000 | 2,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,713,000 | 2,915 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 3,319 |
| Total interest expense | $3,399,000 | 4,303 |
| Net interest income | $6,466,000 | 2,741 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $2,254,000 | 1,666 |
| Gross Fiduciary activities income | $32,000 | 1,296 |
| Service charges on deposit accounts | $1,787,000 | 742 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $435,000 | 3,214 |
| Total noninterest expense | $5,414,000 | 2,521 |
| Salaries and employee benefits | $2,789,000 | 2,377 |
| Premises and equipment expense | $620,000 | 3,109 |
| Additional noninterest expense | $2,005,000 | 2,450 |
| Pre-tax net operating income | $3,066,000 | 2,324 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $909,000 | 2,556 |
| Income before extraordinary items | $2,158,000 | 2,281 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,158,000 | 2,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,175 |
| Cash dividends | $1,071,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,157,300 | 2,234 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 3,380 |
| Total interest expense | $3,499,000 | 4,156 |
| Net interest income | $6,180,000 | 2,878 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $2,610,000 | 1,490 |
| Gross Fiduciary activities income | $31,000 | 1,362 |
| Service charges on deposit accounts | $1,596,000 | 823 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $983,000 | 1,824 |
| Total noninterest expense | $5,029,000 | 2,696 |
| Salaries and employee benefits | $2,575,000 | 2,602 |
| Premises and equipment expense | $499,000 | 3,763 |
| Additional noninterest expense | $1,955,000 | 2,446 |
| Pre-tax net operating income | $3,686,000 | 1,997 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $1,113,000 | 2,164 |
| Income before extraordinary items | $2,572,000 | 1,951 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,572,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,050 |
| Cash dividends | $1,281,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,572,700 | 1,934 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 3,497 |
| Total interest expense | $2,770,000 | 4,254 |
| Net interest income | $5,797,000 | 3,092 |
| Provision for loan and lease losses | $475,000 | 1,606 |
| Total noninterest income | $2,549,000 | 1,542 |
| Gross Fiduciary activities income | $29,000 | 1,387 |
| Service charges on deposit accounts | $1,418,000 | 925 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,102,000 | 1,730 |
| Total noninterest expense | $4,794,000 | 2,875 |
| Salaries and employee benefits | $2,366,000 | 2,803 |
| Premises and equipment expense | $448,000 | 4,170 |
| Additional noninterest expense | $1,980,000 | 2,600 |
| Pre-tax net operating income | $3,077,000 | 2,305 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $983,000 | 2,280 |
| Income before extraordinary items | $2,104,000 | 2,307 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,104,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $1,026,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,097,200 | 2,339 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 3,603 |
| Total interest expense | $2,720,000 | 4,483 |
| Net interest income | $5,807,000 | 3,120 |
| Provision for loan and lease losses | $380,000 | 2,540 |
| Total noninterest income | $1,537,000 | 2,401 |
| Gross Fiduciary activities income | $24,000 | 1,428 |
| Service charges on deposit accounts | $1,230,000 | 1,083 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $283,000 | 4,630 |
| Total noninterest expense | $5,027,000 | 2,847 |
| Salaries and employee benefits | $2,171,000 | 3,016 |
| Premises and equipment expense | $508,000 | 3,814 |
| Additional noninterest expense | $2,348,000 | 2,378 |
| Pre-tax net operating income | $1,937,000 | 3,406 |
| Securities gains (losses) | $100,000 | 2,512 |
| Applicable income taxes | $537,000 | 3,934 |
| Income before extraordinary items | $1,500,000 | 3,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,500,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,325 |
| Cash dividends | $502,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,426,000 | 3,218 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 3,830 |
| Total interest expense | $3,321,000 | 4,750 |
| Net interest income | $5,752,000 | 3,193 |
| Provision for loan and lease losses | $540,000 | 2,829 |
| Total noninterest income | $1,308,000 | 2,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,048,000 | 1,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,843 |
| Total noninterest expense | $5,530,000 | 2,613 |
| Salaries and employee benefits | $1,997,000 | 3,210 |
| Premises and equipment expense | $535,000 | 3,750 |
| Additional noninterest expense | $2,998,000 | 1,999 |
| Pre-tax net operating income | $990,000 | 5,669 |
| Securities gains (losses) | $370,000 | 1,347 |
| Applicable income taxes | $306,000 | 5,853 |
| Income before extraordinary items | $1,054,000 | 4,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,054,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 2,236 |
| Cash dividends | $743,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $769,100 | 5,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.