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Silicon Valley Bank, Net charge- offs to loans

2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%734
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.4313%410
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0825%725
Percentage Net Loans Charged-off: Total real estate loans0.0000%831
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.3632%364
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%663
Percentage Net Loans Charged-off: Total real estate loans0.0000%698
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.3086%333
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%758
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.2443%290
Percentage Net Loans Charged-off: Loans to individuals-0.8163%4,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8163%4,491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%455
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,370
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.2033%695
Percentage Net Loans Charged-off: Loans to individuals0.5126%839
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual0.5126%763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2933%274
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,598
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0137%4,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%3,581
Percentage Net Loans Charged-off: Home equity loans-0.5797%3,640
All other 1-4 family - Percent of loans charged-off, net0.0039%784
Percentage Net Loans Charged-off: Commercial and industrial0.2732%501
Percentage Net Loans Charged-off: Loans to individuals0.8117%487
Percentage Net Loans Charged-off: Credit card loans-33.1730%889
Percentage Net Loans Charged-off: Other loans to individual0.8168%428
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4245%198
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.2637%455
Percentage Net Loans Charged-off: Loans to individuals1.1296%350
Percentage Net Loans Charged-off: Credit card loans-26.8657%890
Percentage Net Loans Charged-off: Other loans to individual1.1351%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7767%101
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.2725%365
Percentage Net Loans Charged-off: Loans to individuals-0.0343%3,790
Percentage Net Loans Charged-off: Credit card loans-8.0000%876
Percentage Net Loans Charged-off: Other loans to individual-0.0319%3,743
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1951%880
Percentage Net Loans Charged-off: Total real estate loans0.0128%1,564
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0165%1,196
Percentage Net Loans Charged-off: Home equity loans0.6550%56
All other 1-4 family - Percent of loans charged-off, net0.0047%1,357
Percentage Net Loans Charged-off: Commercial and industrial0.5379%649
Percentage Net Loans Charged-off: Loans to individuals0.4311%1,379
Percentage Net Loans Charged-off: Credit card loans-15.8228%921
Percentage Net Loans Charged-off: Other loans to individual0.4450%1,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2375%645
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0227%939
Percentage Net Loans Charged-off: Home equity loans0.8053%43
All other 1-4 family - Percent of loans charged-off, net0.0064%1,125
Percentage Net Loans Charged-off: Commercial and industrial0.6352%495
Percentage Net Loans Charged-off: Loans to individuals0.6944%868
Percentage Net Loans Charged-off: Credit card loans-10.6949%918
Percentage Net Loans Charged-off: Other loans to individual0.7057%775
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2275%684
Percentage Net Loans Charged-off: Total real estate loans0.0266%942
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0349%728
Percentage Net Loans Charged-off: Home equity loans1.1050%41
All other 1-4 family - Percent of loans charged-off, net0.0099%941
Percentage Net Loans Charged-off: Commercial and industrial0.5901%510
Percentage Net Loans Charged-off: Loans to individuals1.0835%632
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual1.0847%560
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3374%428
Percentage Net Loans Charged-off: Total real estate loans0.0540%538
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0715%452
Percentage Net Loans Charged-off: Home equity loans2.3640%18
All other 1-4 family - Percent of loans charged-off, net0.0203%641
Percentage Net Loans Charged-off: Commercial and industrial0.9238%340
Percentage Net Loans Charged-off: Loans to individuals-0.0282%4,239
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual-0.0283%4,211
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2377%864
Percentage Net Loans Charged-off: Total real estate loans0.0268%1,478
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0358%1,211
Percentage Net Loans Charged-off: Home equity loans1.5789%31
All other 1-4 family - Percent of loans charged-off, net0.0024%1,701
Percentage Net Loans Charged-off: Commercial and industrial0.6181%758
Percentage Net Loans Charged-off: Loans to individuals-0.1357%4,742
Percentage Net Loans Charged-off: Credit card loans3.1072%206
Percentage Net Loans Charged-off: Other loans to individual-0.1427%4,717
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2595%676
Percentage Net Loans Charged-off: Total real estate loans0.0368%1,111
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0492%894
Percentage Net Loans Charged-off: Home equity loans2.0617%25
All other 1-4 family - Percent of loans charged-off, net0.0034%1,434
Percentage Net Loans Charged-off: Commercial and industrial0.6466%609
Percentage Net Loans Charged-off: Loans to individuals-0.1789%4,801
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual-0.1793%4,763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1681%958
Percentage Net Loans Charged-off: Total real estate loans0.0564%794
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0759%607
Percentage Net Loans Charged-off: Home equity loans2.9743%15
All other 1-4 family - Percent of loans charged-off, net0.0051%1,183
Percentage Net Loans Charged-off: Commercial and industrial0.3786%750
Percentage Net Loans Charged-off: Loans to individuals-0.2595%4,859
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual-0.2602%4,822
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1060%1,096
Percentage Net Loans Charged-off: Total real estate loans0.0067%1,103
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0090%897
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0092%840
Percentage Net Loans Charged-off: Commercial and industrial0.2701%653
Percentage Net Loans Charged-off: Loans to individuals-0.5366%5,016
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual-0.5380%4,984
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2180%884
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,343
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,071
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.4989%828
Percentage Net Loans Charged-off: Loans to individuals-0.1529%4,897
Percentage Net Loans Charged-off: Credit card loans-3.8947%1,038
Percentage Net Loans Charged-off: Other loans to individual-0.1373%4,837
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2232%761
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,006
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,786
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.4989%690
Percentage Net Loans Charged-off: Loans to individuals-0.1929%4,951
Percentage Net Loans Charged-off: Credit card loans-4.8930%1,039
Percentage Net Loans Charged-off: Other loans to individual-0.1713%4,881
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1816%865
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,706
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.4104%690
Percentage Net Loans Charged-off: Loans to individuals-0.0823%4,685
Percentage Net Loans Charged-off: Credit card loans-6.4865%1,043
Percentage Net Loans Charged-off: Other loans to individual-0.0483%4,552
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1476%943
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.3263%575
Percentage Net Loans Charged-off: Loans to individuals-0.1038%4,713
Percentage Net Loans Charged-off: Credit card loans-0.5768%1,004
Percentage Net Loans Charged-off: Other loans to individual-0.1006%4,669
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2728%957
Percentage Net Loans Charged-off: Total real estate loans-0.0182%4,822
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0171%4,901
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0242%4,906
Percentage Net Loans Charged-off: Home equity loans-0.7982%4,201
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.5749%897
Percentage Net Loans Charged-off: Loans to individuals-0.8837%5,459
Percentage Net Loans Charged-off: Credit card loans2.9636%205
Percentage Net Loans Charged-off: Other loans to individual-0.9961%5,435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2894%742
Percentage Net Loans Charged-off: Total real estate loans-0.0247%4,886
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0231%4,996
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0330%5,014
Percentage Net Loans Charged-off: Home equity loans-1.0458%4,243
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.6272%673
Percentage Net Loans Charged-off: Loans to individuals-1.2803%5,539
Percentage Net Loans Charged-off: Credit card loans0.4995%563
Percentage Net Loans Charged-off: Other loans to individual-1.3445%5,507
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3405%591
Percentage Net Loans Charged-off: Total real estate loans-0.0377%5,087
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0355%5,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0506%5,169
Percentage Net Loans Charged-off: Home equity loans-1.5561%4,273
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.7260%530
Percentage Net Loans Charged-off: Loans to individuals-1.5076%5,588
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual-1.5866%5,557
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2429%738
Percentage Net Loans Charged-off: Total real estate loans-0.0028%4,211
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0682%5,439
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.4954%513
Percentage Net Loans Charged-off: Loans to individuals-0.1438%5,025
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual-0.1549%4,998
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4586%554
Percentage Net Loans Charged-off: Total real estate loans-0.0043%4,595
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,961
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%4,856
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.0058%4,884
Percentage Net Loans Charged-off: Commercial and industrial0.8856%693
Percentage Net Loans Charged-off: Loans to individuals-0.0963%5,282
Percentage Net Loans Charged-off: Credit card loans2.3050%262
Percentage Net Loans Charged-off: Other loans to individual-0.2832%5,467
Percentage Net Loans Charged-off: All other loans and lease0.0005%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4663%453
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,567
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0103%4,987
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%4,843
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0080%4,887
Percentage Net Loans Charged-off: Commercial and industrial0.8945%552
Percentage Net Loans Charged-off: Loans to individuals-0.0328%4,989
Percentage Net Loans Charged-off: Credit card loans3.1683%161
Percentage Net Loans Charged-off: Other loans to individual-0.2755%5,450
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4591%488
Percentage Net Loans Charged-off: Total real estate loans-0.0004%4,298
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0103%5,081
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.8624%529
Percentage Net Loans Charged-off: Loans to individuals0.0656%2,844
Percentage Net Loans Charged-off: Credit card loans4.8429%92
Percentage Net Loans Charged-off: Other loans to individual-0.3091%5,456
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4959%444
Percentage Net Loans Charged-off: Total real estate loans-0.0003%4,269
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0082%5,152
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.9109%418
Percentage Net Loans Charged-off: Loans to individuals0.4092%1,522
Percentage Net Loans Charged-off: Credit card loans9.6477%45
Percentage Net Loans Charged-off: Other loans to individual-0.3954%5,501
Percentage Net Loans Charged-off: All other loans and lease0.0001%942
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2982%1,013
Percentage Net Loans Charged-off: Total real estate loans-0.0014%4,730
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0327%5,372
Percentage Net Loans Charged-off: Multi-family residential-0.0152%4,724
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.5127%974
Percentage Net Loans Charged-off: Loans to individuals0.3269%2,158
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.3632%1,876
Percentage Net Loans Charged-off: All other loans and lease0.0001%1,448
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3119%858
Percentage Net Loans Charged-off: Total real estate loans-0.0014%4,649
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0323%5,471
Percentage Net Loans Charged-off: Multi-family residential-0.0208%4,779
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.5342%780
Percentage Net Loans Charged-off: Loans to individuals-0.5345%5,885
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual-0.5987%5,863
Percentage Net Loans Charged-off: All other loans and lease-0.0002%5,056
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0771%2,286
Percentage Net Loans Charged-off: Total real estate loans-0.0016%4,654
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0398%5,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.1346%1,268
Percentage Net Loans Charged-off: Loans to individuals-0.8718%6,031
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual-0.9834%6,014
Percentage Net Loans Charged-off: All other loans and lease-0.0001%5,105
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1032%1,699
Percentage Net Loans Charged-off: Total real estate loans-0.0008%4,606
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0202%5,615
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.1818%809
Percentage Net Loans Charged-off: Loans to individuals-1.8270%6,184
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual-2.0720%6,160
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3127%1,407
Percentage Net Loans Charged-off: Total real estate loans-0.0022%5,308
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0621%5,890
Percentage Net Loans Charged-off: Multi-family residential-0.0110%4,938
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,589
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0000%3,439
Percentage Net Loans Charged-off: Commercial and industrial0.4874%1,221
Percentage Net Loans Charged-off: Loans to individuals-0.5977%6,168
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-0.6575%6,141
Percentage Net Loans Charged-off: All other loans and lease-0.0084%5,312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3903%1,021
Percentage Net Loans Charged-off: Total real estate loans-0.0027%5,275
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0785%6,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,246
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.5928%946
Percentage Net Loans Charged-off: Loans to individuals-0.7456%6,245
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-0.8123%6,224
Percentage Net Loans Charged-off: All other loans and lease-0.0102%5,389
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4423%923
Percentage Net Loans Charged-off: Total real estate loans-0.0020%5,200
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0600%6,002
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.6654%827
Percentage Net Loans Charged-off: Loans to individuals-0.5057%6,144
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.5458%6,130
Percentage Net Loans Charged-off: All other loans and lease-0.0133%5,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7211%485
Percentage Net Loans Charged-off: Total real estate loans-0.0021%5,120
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0624%6,144
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial1.0674%459
Percentage Net Loans Charged-off: Loans to individuals-0.0825%5,378
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual-0.0891%5,343
Percentage Net Loans Charged-off: All other loans and lease-0.0191%5,516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3065%2,153
Percentage Net Loans Charged-off: Total real estate loans-0.0169%6,097
Percentage Net Loans Charged-off:Construction & development-0.0330%5,415
Percentage Net Loans Charged-off: Commercial real estate-0.1595%6,408
Percentage Net Loans Charged-off: Multi-family residential-0.0122%5,160
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%6,177
Percentage Net Loans Charged-off: Home equity loans-0.1356%4,850
All other 1-4 family - Percent of loans charged-off, net-0.0044%6,007
Percentage Net Loans Charged-off: Commercial and industrial0.4482%1,637
Percentage Net Loans Charged-off: Loans to individuals-3.9577%6,647
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual-4.2584%6,618
Percentage Net Loans Charged-off: All other loans and lease0.0152%1,461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3002%2,033
Percentage Net Loans Charged-off: Total real estate loans0.0506%3,447
Percentage Net Loans Charged-off:Construction & development0.0397%1,395
Percentage Net Loans Charged-off: Commercial real estate-0.2220%6,521
Percentage Net Loans Charged-off: Multi-family residential-0.0170%5,221
Percentage Net Loans Charged-off: 1-4 family residential0.0901%2,861
Percentage Net Loans Charged-off: Home equity loans-0.1723%4,907
All other 1-4 family - Percent of loans charged-off, net0.1289%2,427
Percentage Net Loans Charged-off: Commercial and industrial0.4236%1,468
Percentage Net Loans Charged-off: Loans to individuals-5.3430%6,736
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual-5.7376%6,703
Percentage Net Loans Charged-off: All other loans and lease0.0217%1,294
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3388%1,830
Percentage Net Loans Charged-off: Total real estate loans0.0974%2,752
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.2705%6,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1748%2,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2031%1,892
Percentage Net Loans Charged-off: Commercial and industrial0.4647%1,297
Percentage Net Loans Charged-off: Loans to individuals-5.4462%6,777
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual-5.8294%6,747
Percentage Net Loans Charged-off: All other loans and lease0.0331%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1917%2,265
Percentage Net Loans Charged-off: Total real estate loans-0.0139%5,993
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.4895%6,726
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%6,071
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0201%6,110
Percentage Net Loans Charged-off: Commercial and industrial0.2896%1,137
Percentage Net Loans Charged-off: Loans to individuals-8.9234%6,859
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-9.4429%6,826
Percentage Net Loans Charged-off: All other loans and lease0.0102%955
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3036%3,125
Percentage Net Loans Charged-off: Total real estate loans0.0077%5,065
Percentage Net Loans Charged-off:Construction & development0.0573%2,261
Percentage Net Loans Charged-off: Commercial real estate-0.7936%6,879
Percentage Net Loans Charged-off: Multi-family residential-0.0116%5,440
Percentage Net Loans Charged-off: 1-4 family residential0.0169%4,412
Percentage Net Loans Charged-off: Home equity loans0.1167%1,564
All other 1-4 family - Percent of loans charged-off, net-0.0057%6,438
Percentage Net Loans Charged-off: Commercial and industrial0.4461%2,194
Percentage Net Loans Charged-off: Loans to individuals-1.5710%6,870
Percentage Net Loans Charged-off: Credit card loans-19.5756%1,390
Percentage Net Loans Charged-off: Other loans to individual-1.3855%6,816
Percentage Net Loans Charged-off: All other loans and lease-0.0024%5,743
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3161%2,864
Percentage Net Loans Charged-off: Total real estate loans0.0102%4,765
Percentage Net Loans Charged-off:Construction & development0.0184%2,144
Percentage Net Loans Charged-off: Commercial real estate-0.8987%6,964
Percentage Net Loans Charged-off: Multi-family residential-0.0149%5,483
Percentage Net Loans Charged-off: 1-4 family residential0.0252%4,012
Percentage Net Loans Charged-off: Home equity loans0.1538%1,331
All other 1-4 family - Percent of loans charged-off, net-0.0060%6,432
Percentage Net Loans Charged-off: Commercial and industrial0.4600%1,919
Percentage Net Loans Charged-off: Loans to individuals-1.1185%6,893
Percentage Net Loans Charged-off: Credit card loans-23.8513%1,382
Percentage Net Loans Charged-off: Other loans to individual-0.9356%6,808
Percentage Net Loans Charged-off: All other loans and lease-0.0034%5,795
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3564%2,591
Percentage Net Loans Charged-off: Total real estate loans0.0173%4,344
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.9670%7,031
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0389%3,523
Percentage Net Loans Charged-off: Home equity loans0.2233%1,091
All other 1-4 family - Percent of loans charged-off, net-0.0094%6,450
Percentage Net Loans Charged-off: Commercial and industrial0.5073%1,720
Percentage Net Loans Charged-off: Loans to individuals-0.1633%6,234
Percentage Net Loans Charged-off: Credit card loans-19.4805%1,370
Percentage Net Loans Charged-off: Other loans to individual-0.0368%5,697
Percentage Net Loans Charged-off: All other loans and lease-0.0023%5,803
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1261%3,353
Percentage Net Loans Charged-off: Total real estate loans-0.0091%6,397
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.9776%7,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%6,390
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0086%6,413
Percentage Net Loans Charged-off: Commercial and industrial0.1982%1,610
Percentage Net Loans Charged-off: Loans to individuals-0.9937%6,888
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual-0.9980%6,834
Percentage Net Loans Charged-off: All other loans and lease-0.0026%5,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0211%6,963
Percentage Net Loans Charged-off: Total real estate loans-0.0155%6,955
Percentage Net Loans Charged-off:Construction & development0.1943%2,696
Percentage Net Loans Charged-off: Commercial real estate-1.0539%7,146
Percentage Net Loans Charged-off: Multi-family residential-1.0945%5,744
Percentage Net Loans Charged-off: 1-4 family residential-0.0223%6,953
Percentage Net Loans Charged-off: Home equity loans-0.0699%5,292
All other 1-4 family - Percent of loans charged-off, net-0.0078%6,847
Percentage Net Loans Charged-off: Commercial and industrial0.0743%3,898
Percentage Net Loans Charged-off: Loans to individuals-2.5457%7,189
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual-2.5471%7,169
Percentage Net Loans Charged-off: All other loans and lease0.0046%1,703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1095%7,183
Percentage Net Loans Charged-off: Total real estate loans-0.0360%7,050
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-1.0573%7,222
Percentage Net Loans Charged-off: Multi-family residential-1.5022%5,762
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%6,988
Percentage Net Loans Charged-off: Home equity loans-0.0945%5,311
All other 1-4 family - Percent of loans charged-off, net-0.0089%6,843
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%5,881
Percentage Net Loans Charged-off: Loans to individuals-3.4342%7,267
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual-3.4348%7,250
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0859%7,130
Percentage Net Loans Charged-off: Total real estate loans-0.0294%7,028
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-1.0690%7,286
Percentage Net Loans Charged-off: Multi-family residential-0.0865%5,700
Percentage Net Loans Charged-off: 1-4 family residential-0.0431%7,057
Percentage Net Loans Charged-off: Home equity loans-0.1423%5,357
All other 1-4 family - Percent of loans charged-off, net-0.0097%6,842
Percentage Net Loans Charged-off: Commercial and industrial-0.0926%6,395
Percentage Net Loans Charged-off: Loans to individuals-0.5374%7,072
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual-0.5374%7,082
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1776%7,236
Percentage Net Loans Charged-off: Total real estate loans-0.0110%6,829
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-1.0419%7,323
Percentage Net Loans Charged-off: Multi-family residential-0.1325%5,738
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%6,778
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0097%6,804
Percentage Net Loans Charged-off: Commercial and industrial-0.2090%6,656
Percentage Net Loans Charged-off: Loans to individuals-0.9142%7,168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9142%7,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7334%2,823
Percentage Net Loans Charged-off: Total real estate loans0.0647%5,153
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate-0.7829%7,443
Percentage Net Loans Charged-off: Multi-family residential-0.1458%5,915
Percentage Net Loans Charged-off: 1-4 family residential0.1683%3,647
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.2634%3,052
Percentage Net Loans Charged-off: Commercial and industrial1.0319%2,503
Percentage Net Loans Charged-off: Loans to individuals-0.3002%7,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0025%6,221
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8066%2,437
Percentage Net Loans Charged-off: Total real estate loans0.0945%4,564
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate-0.7408%7,531
Percentage Net Loans Charged-off: Multi-family residential-0.1486%5,951
Percentage Net Loans Charged-off: 1-4 family residential0.2473%2,917
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4059%2,268
Percentage Net Loans Charged-off: Commercial and industrial1.1321%2,084
Percentage Net Loans Charged-off: Loans to individuals-0.3538%7,312
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0036%6,261
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8581%2,114
Percentage Net Loans Charged-off: Total real estate loans0.1514%3,801
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.7384%7,590
Percentage Net Loans Charged-off: Multi-family residential-0.2039%5,944
Percentage Net Loans Charged-off: 1-4 family residential0.3944%2,144
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.6760%1,504
Percentage Net Loans Charged-off: Commercial and industrial1.2095%1,822
Percentage Net Loans Charged-off: Loans to individuals-0.4531%7,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0053%6,261
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3699%1,256
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,269
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.7301%7,659
Percentage Net Loans Charged-off: Multi-family residential-0.2499%5,998
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial1.9785%1,075
Percentage Net Loans Charged-off: Loans to individuals-0.7312%7,446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0107%6,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5616%894
Percentage Net Loans Charged-off: Total real estate loans0.2073%4,084
Percentage Net Loans Charged-off:Construction & development0.6412%2,820
Percentage Net Loans Charged-off: Commercial real estate-0.6555%7,785
Percentage Net Loans Charged-off: Multi-family residential2.1630%404
Percentage Net Loans Charged-off: 1-4 family residential0.3004%2,747
Percentage Net Loans Charged-off: Home equity loans0.7062%1,048
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial3.1636%1,279
Percentage Net Loans Charged-off: Loans to individuals5.3224%354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5093%730
Percentage Net Loans Charged-off: Total real estate loans0.1174%4,160
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.6400%7,856
Percentage Net Loans Charged-off: Multi-family residential2.9801%250
Percentage Net Loans Charged-off: 1-4 family residential0.2568%2,560
Percentage Net Loans Charged-off: Home equity loans0.6054%943
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial3.0518%1,048
Percentage Net Loans Charged-off: Loans to individuals5.7454%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4299%728
Percentage Net Loans Charged-off: Total real estate loans0.0225%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.6206%7,935
Percentage Net Loans Charged-off: Multi-family residential4.1745%153
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,573
Percentage Net Loans Charged-off: Home equity loans-0.0041%5,811
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial3.0780%920
Percentage Net Loans Charged-off: Loans to individuals3.4292%623
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1298%409
Percentage Net Loans Charged-off: Total real estate loans-0.0137%7,725
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.5539%7,958
Percentage Net Loans Charged-off: Multi-family residential-0.4515%6,129
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,548
Percentage Net Loans Charged-off: Home equity loans-0.0083%5,814
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial4.2926%525
Percentage Net Loans Charged-off: Loans to individuals-0.1368%7,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8547%1,470
Percentage Net Loans Charged-off: Total real estate loans0.0312%4,651
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.3993%8,030
Percentage Net Loans Charged-off: Multi-family residential2.7304%182
Percentage Net Loans Charged-off: 1-4 family residential0.0343%3,664
Percentage Net Loans Charged-off: Home equity loans0.0751%1,248
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.9660%1,864
Percentage Net Loans Charged-off: Loans to individuals3.1527%518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0058%1,878
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4888%1,718
Percentage Net Loans Charged-off: Total real estate loans0.0516%3,523
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.3791%8,072
Percentage Net Loans Charged-off: Multi-family residential4.0538%93
Percentage Net Loans Charged-off: 1-4 family residential0.0500%2,837
Percentage Net Loans Charged-off: Home equity loans0.1084%941
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.6685%1,732
Percentage Net Loans Charged-off: Loans to individuals0.1224%4,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0102%1,594
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4825%1,433
Percentage Net Loans Charged-off: Total real estate loans-0.0112%7,852
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.3859%8,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.6767%1,385
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0166%1,370
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5104%1,026
Percentage Net Loans Charged-off: Total real estate loans-0.0130%7,857
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.4551%8,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.7045%987
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0764%932
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3329%1,642
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.4517%1,994
Percentage Net Loans Charged-off: Loans to individuals0.0541%5,429
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0174%6,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3478%1,148
Percentage Net Loans Charged-off: Total real estate loans-0.0104%7,787
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.1860%8,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.4694%1,538
Percentage Net Loans Charged-off: Loans to individuals0.0734%4,841
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0257%6,935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4051%888
Percentage Net Loans Charged-off: Total real estate loans-0.0105%7,756
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.1773%8,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.5375%1,195
Percentage Net Loans Charged-off: Loans to individuals0.1124%4,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0469%7,014
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2459%1,204
Percentage Net Loans Charged-off: Total real estate loans-0.0105%7,788
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.1661%8,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.3109%1,116
Percentage Net Loans Charged-off: Loans to individuals0.2326%2,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0058%6,845
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1287%2,790
Percentage Net Loans Charged-off: Total real estate loans-0.2632%8,498
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-3.2964%8,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.2348%2,333
Percentage Net Loans Charged-off: Loans to individuals0.0749%5,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1697%7,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0966%2,780
Percentage Net Loans Charged-off: Total real estate loans-0.3533%8,555
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-4.2727%8,440
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.2091%1,945
Percentage Net Loans Charged-off: Loans to individuals0.1939%4,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2328%7,394
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%2,959
Percentage Net Loans Charged-off: Total real estate loans-0.5345%8,595
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-6.2338%8,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.2344%1,626
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4232%7,445
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2403%8,448
Percentage Net Loans Charged-off: Total real estate loans-1.0590%8,633
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-12.6320%8,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1086%7,375
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%4,957
Percentage Net Loans Charged-off: Total real estate loans-0.0777%8,445
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.1060%8,318
Percentage Net Loans Charged-off: Multi-family residential0.1836%123
Percentage Net Loans Charged-off: 1-4 family residential-0.1930%8,541
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.6692%8,594
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%7,006
Percentage Net Loans Charged-off: Loans to individuals1.1609%1,530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0408%7,121
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%3,696
Percentage Net Loans Charged-off: Total real estate loans0.0252%2,205
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0963%8,328
Percentage Net Loans Charged-off: Multi-family residential0.2882%85
Percentage Net Loans Charged-off: 1-4 family residential-0.2673%8,580
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.9119%8,632
Percentage Net Loans Charged-off: Commercial and industrial-0.0151%6,922
Percentage Net Loans Charged-off: Loans to individuals1.4871%950
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0557%7,189
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1414%8,424
Percentage Net Loans Charged-off: Total real estate loans-0.1500%8,548
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0920%8,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.4205%8,619
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-1.4180%8,658
Percentage Net Loans Charged-off: Commercial and industrial-0.3289%7,878
Percentage Net Loans Charged-off: Loans to individuals2.2136%529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0631%7,172
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3313%8,646
Percentage Net Loans Charged-off: Total real estate loans-0.1264%8,560
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0902%8,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.3485%8,655
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-1.2014%8,708
Percentage Net Loans Charged-off: Commercial and industrial-0.7785%8,168
Percentage Net Loans Charged-off: Loans to individuals4.2444%209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2035%7,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%4,022
Percentage Net Loans Charged-off: Total real estate loans0.1011%1,573
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.7636%310
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.1250%8,629
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.3848%8,717
Percentage Net Loans Charged-off: Commercial and industrial0.1663%3,250
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4571%7,661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0060%7,709
Percentage Net Loans Charged-off: Total real estate loans0.2806%574
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.9858%199
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2685%628
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.8024%196
Percentage Net Loans Charged-off: Commercial and industrial-0.0455%7,316
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4174%7,639
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0140%7,705
Percentage Net Loans Charged-off: Total real estate loans0.1343%1,051
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4214%395
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net1.2570%109
Percentage Net Loans Charged-off: Commercial and industrial-0.0234%7,033
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3793%7,635
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2452%1,703
Percentage Net Loans Charged-off: Total real estate loans0.2715%494
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.8752%181
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net2.6604%41
Percentage Net Loans Charged-off: Commercial and industrial0.2909%1,432
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1892%7,469
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%8,421
Percentage Net Loans Charged-off: Total real estate loans0.2046%1,086
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.9748%283
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.3352%8,917
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.7300%8,958
Percentage Net Loans Charged-off: Commercial and industrial-0.1137%8,019
Percentage Net Loans Charged-off: Loans to individuals-0.0598%8,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6424%886
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0064%6,687
Percentage Net Loans Charged-off: Total real estate loans-0.1198%8,875
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0664%972
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.4014%8,969
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.8273%9,012
Percentage Net Loans Charged-off: Commercial and industrial-0.0338%7,616
Percentage Net Loans Charged-off: Loans to individuals-0.0023%8,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9212%668
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5451%1,129
Percentage Net Loans Charged-off: Total real estate loans-0.0560%8,735
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0944%704
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.2490%8,950
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.5012%9,004
Percentage Net Loans Charged-off: Commercial and industrial0.6842%1,663
Percentage Net Loans Charged-off: Loans to individuals-0.0034%7,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2163%516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7495%701
Percentage Net Loans Charged-off: Total real estate loans0.1113%1,018
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.4588%265
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1709%8,939
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.3383%9,002
Percentage Net Loans Charged-off: Commercial and industrial0.8462%1,135
Percentage Net Loans Charged-off: Loans to individuals-0.0062%7,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4486%288
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3084%2,665
Percentage Net Loans Charged-off: Total real estate loans-0.0256%8,671
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0866%8,936
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.1764%9,037
Percentage Net Loans Charged-off: Commercial and industrial0.3274%3,319
Percentage Net Loans Charged-off: Loans to individuals0.5200%4,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1235%653
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0479%664
Percentage Net Loans Charged-off: Total real estate loans0.1547%1,223
Percentage Net Loans Charged-off:Construction & development-0.6911%8,357
Percentage Net Loans Charged-off: Commercial real estate0.4052%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0203%8,864
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0521%9,058
Percentage Net Loans Charged-off: Commercial and industrial1.0031%1,800
Percentage Net Loans Charged-off: Loans to individuals-0.0135%8,820
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.8826%126
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2243%96
Percentage Net Loans Charged-off: Total real estate loans-0.0176%1,411
Percentage Net Loans Charged-off:Construction & development-0.0662%1,418
Percentage Net Loans Charged-off: Commercial real estate-0.0065%1,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%1,423
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0957%1,510
Percentage Net Loans Charged-off: Commercial and industrial4.0420%50
Percentage Net Loans Charged-off: Loans to individuals-0.0710%1,503
Percentage Net Loans Charged-off: Credit card loans-0.0716%1,290
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.2339%23
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6466%289
Percentage Net Loans Charged-off: Total real estate loans-0.0867%1,479
Percentage Net Loans Charged-off:Construction & development-0.0541%1,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.9143%1,528
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-3.8622%1,529
Percentage Net Loans Charged-off: Commercial and industrial2.1145%81
Percentage Net Loans Charged-off: Loans to individuals0.5142%792
Percentage Net Loans Charged-off: Credit card loans0.5502%881
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4232%1,352
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1178%238
Percentage Net Loans Charged-off: Total real estate loans-0.3082%1,468
Percentage Net Loans Charged-off:Construction & development-0.6024%1,382
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.7752%1,467
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-3.6907%1,473
Percentage Net Loans Charged-off: Commercial and industrial2.5056%56
Percentage Net Loans Charged-off: Loans to individuals-0.0072%1,437
Percentage Net Loans Charged-off: Credit card loans-0.0073%1,248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7045%1,311
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4887%1,593
Percentage Net Loans Charged-off: Total real estate loans-0.8907%1,479
Percentage Net Loans Charged-off:Construction & development-1.0564%1,369
Percentage Net Loans Charged-off: Commercial real estate-0.8707%1,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-1.1794%1,473
Percentage Net Loans Charged-off: Home equity loans-0.1465%1,280
All other 1-4 family - Percent of loans charged-off, net-2.1961%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.7591%239
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,313
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.3271%1,297
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6109%493
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8402%925
Percentage Net Loans Charged-off: Total real estate loans0.2134%257
Percentage Net Loans Charged-off:Construction & development-0.3018%1,400
Percentage Net Loans Charged-off: Commercial real estate0.5949%132
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.2790%1,514
Percentage Net Loans Charged-off: Home equity loans-0.1295%1,334
All other 1-4 family - Percent of loans charged-off, net-0.3992%1,516
Percentage Net Loans Charged-off: Commercial and industrial0.9859%191
Percentage Net Loans Charged-off: Loans to individuals0.0813%1,305
Percentage Net Loans Charged-off: Credit card loans0.0833%1,046
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1451%1,327
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1355%11,306
Percentage Net Loans Charged-off: Total real estate loans-2.5282%1,548
Percentage Net Loans Charged-off:Construction & development-20.4824%1,474
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.2757%1,534
Percentage Net Loans Charged-off: Home equity loans-0.1370%1,337
All other 1-4 family - Percent of loans charged-off, net-0.5090%1,534
Percentage Net Loans Charged-off: Commercial and industrial0.3200%408
Percentage Net Loans Charged-off: Loans to individuals-3.4365%1,561
Percentage Net Loans Charged-off: Credit card loans0.8752%851
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0437%1,213
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3276%487
Percentage Net Loans Charged-off: Total real estate loans-0.5500%1,493
Percentage Net Loans Charged-off:Construction & development-2.1288%1,403
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential-1.6410%1,412
Percentage Net Loans Charged-off: 1-4 family residential-0.9066%1,493
Percentage Net Loans Charged-off: Home equity loans-2.9492%1,300
All other 1-4 family - Percent of loans charged-off, net7.7652%2
Percentage Net Loans Charged-off: Commercial and industrial1.6526%128
Percentage Net Loans Charged-off: Loans to individuals-4.2214%1,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1967%992
Percentage Net Loans Charged-off: Total real estate loans5.9098%18
Percentage Net Loans Charged-off:Construction & development53.8321%3
Percentage Net Loans Charged-off: Commercial real estate3.0407%100
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.4058%605
Percentage Net Loans Charged-off: Loans to individuals0.8650%467
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9773%191
Percentage Net Loans Charged-off: Total real estate loans12.3264%4
Percentage Net Loans Charged-off:Construction & development24.5095%17
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.5701%760
Percentage Net Loans Charged-off: Loans to individuals40.5361%4
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA