Home > Signet Bank > Income and Expense
Signet Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,502,000 | 897 |
| Total interest expense | $14,273,000 | 1,166 |
| Net interest income | $26,229,000 | 747 |
| Provision for loan and lease losses | $-1,000,000 | 11,926 |
| Total noninterest income | $7,668,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $6,846,000 | 267 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $822,000 | 2,063 |
| Total noninterest expense | $17,909,000 | 875 |
| Salaries and employee benefits | $3,844,000 | 1,731 |
| Premises and equipment expense | $3,034,000 | 757 |
| Additional noninterest expense | $11,031,000 | 631 |
| Pre-tax net operating income | $16,988,000 | 533 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $6,968,000 | 480 |
| Income before extraordinary items | $10,043,000 | 600 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,043,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 995 |
| Cash dividends | $3,285,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,028,280 | 593 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,470,000 | 952 |
| Total interest expense | $10,959,000 | 1,196 |
| Net interest income | $22,511,000 | 836 |
| Provision for loan and lease losses | $-3,000,000 | 12,565 |
| Total noninterest income | $7,043,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,344,000 | 276 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $699,000 | 2,335 |
| Total noninterest expense | $22,817,000 | 725 |
| Salaries and employee benefits | $6,289,000 | 1,079 |
| Premises and equipment expense | $3,885,000 | 598 |
| Additional noninterest expense | $12,643,000 | 582 |
| Pre-tax net operating income | $9,737,000 | 811 |
| Securities gains (losses) | $246,000 | 435 |
| Applicable income taxes | $4,043,000 | 671 |
| Income before extraordinary items | $5,940,000 | 884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,940,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,194,000 | 785 |
| Cash dividends | $2,076,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,782,560 | 907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,784,000 | 1,009 |
| Total interest expense | $10,226,000 | 1,312 |
| Net interest income | $21,558,000 | 873 |
| Provision for loan and lease losses | $675,000 | 1,706 |
| Total noninterest income | $7,424,000 | 744 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $6,567,000 | 264 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $857,000 | 2,276 |
| Total noninterest expense | $20,708,000 | 817 |
| Salaries and employee benefits | $5,397,000 | 1,238 |
| Premises and equipment expense | $3,958,000 | 608 |
| Additional noninterest expense | $11,353,000 | 689 |
| Pre-tax net operating income | $7,599,000 | 946 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,624,000 | 963 |
| Income before extraordinary items | $4,975,000 | 1,040 |
| Extraordinary gains, net | $428,000 | 537 |
| Net income | $5,403,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 1,465 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,975,000 | 972 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,494,000 | 1,011 |
| Total interest expense | $16,250,000 | 1,101 |
| Net interest income | $20,244,000 | 930 |
| Provision for loan and lease losses | $2,179,000 | 1,086 |
| Total noninterest income | $10,790,000 | 570 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $6,527,000 | 264 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,263,000 | 756 |
| Total noninterest expense | $20,136,000 | 840 |
| Salaries and employee benefits | $5,808,000 | 1,150 |
| Premises and equipment expense | $4,559,000 | 553 |
| Additional noninterest expense | $9,769,000 | 782 |
| Pre-tax net operating income | $8,719,000 | 743 |
| Securities gains (losses) | $761,000 | 789 |
| Applicable income taxes | $3,378,000 | 691 |
| Income before extraordinary items | $6,102,000 | 784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,102,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,140,000 | 458 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,614,960 | 776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.