Home > Signet Bank > Assets and Liabilities
Signet Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 104 | 1,860 |
| Assets and Liabilities | ||
| Total Assets: | $640,396,000 | 812 |
| Cash and due from depository institutions | $36,800,000 | 1,860 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $164,945,000 | 797 |
| Federal funds sold & reverse repurchase agreements | $327,848,000 | 88 |
| Net loans & leases | $98,881,000 | 2,739 |
| Loan loss allowance | $4,331,000 | 1,008 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,712,000 | 2,085 |
| Other real estate owned | $0 | 1,860 |
| Goodwill and other intangibles | $4,943,000 | 516 |
| All other assets | $3,267,000 | 2,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $640,396,000 | 812 |
| Total liabilities | $565,773,000 | 830 |
| Total deposits | $425,592,000 | 942 |
| Interest-bearing deposits | $282,527,000 | 1,204 |
| Deposits held in domestic offices | $425,592,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $118,174,000 | 359 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $491,000 | 3,473 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $21,516,000 | 431 |
| Total equity capital | $74,623,000 | 670 |
| Total bank equity capital | $74,623,000 | 670 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $17,294,000 | 248 |
| Surplus | $17,345,000 | 1,031 |
| Undivided profits | $39,984,000 | 662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 1,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $686,000 | 3,456 |
| Earning assets | $591,674,000 | 802 |
| Long-term assets (5+ years) | $95,596,000 | 707 |
| Average Assets, year-to-date | $633,784,600 | 792 |
| Average Assets, quarterly | $647,639,500 | 789 |
| Volatile liabilities | $136,641,000 | 690 |
| Insider loans | $2,500,000 | 1,739 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $57,898,000 | 950 |
| Tier 1 (core) risk-based capital | $65,660,000 | 713 |
| Tier 2 risk-based capital | $2,524,860 | 1,290 |
| Total risk weighted assets | $200,182,960 | 1,432 |
| Total unused commitments | $57,898,000 | 956 |
| Derivatives | $120,000,000 | 272 |
| 1994-12-31 | Rank | |
| # of Employees: | 146 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $610,681,000 | 816 |
| Cash and due from depository institutions | $43,973,000 | 1,360 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $63,591,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $371,422,000 | 71 |
| Net loans & leases | $114,391,000 | 2,363 |
| Loan loss allowance | $6,168,000 | 791 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,080,000 | 1,834 |
| Other real estate owned | $0 | 1,360 |
| Goodwill and other intangibles | $6,657,000 | 395 |
| All other assets | $6,567,000 | 1,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $610,681,000 | 816 |
| Total liabilities | $547,367,000 | 823 |
| Total deposits | $442,114,000 | 877 |
| Interest-bearing deposits | $278,144,000 | 1,176 |
| Deposits held in domestic offices | $442,114,000 | 866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,048,000 | 436 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $670,000 | 3,518 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $16,535,000 | 458 |
| Total equity capital | $63,314,000 | 700 |
| Total bank equity capital | $63,314,000 | 700 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $17,294,000 | 248 |
| Surplus | $17,345,000 | 968 |
| Undivided profits | $28,675,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,520,000 | 1,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $891,000 | 2,241 |
| Earning assets | $549,404,000 | 827 |
| Long-term assets (5+ years) | $5,947,000 | 5,551 |
| Average Assets, year-to-date | $617,021,800 | 810 |
| Average Assets, quarterly | $602,265,500 | 823 |
| Volatile liabilities | $108,433,000 | 777 |
| Insider loans | $3,500,000 | 1,195 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $48,231,000 | 1,009 |
| Tier 1 (core) risk-based capital | $57,188,000 | 771 |
| Tier 2 risk-based capital | $2,677,310 | 1,221 |
| Total risk weighted assets | $210,693,810 | 1,332 |
| Total unused commitments | $48,231,000 | 1,016 |
| Derivatives | $155,000,000 | 248 |
| 1993-12-31 | Rank | |
| # of Employees: | 176 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $612,642,000 | 841 |
| Cash and due from depository institutions | $37,598,000 | 1,169 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $82,768,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $317,248,000 | 78 |
| Net loans & leases | $150,724,000 | 1,816 |
| Loan loss allowance | $10,362,000 | 572 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,121,000 | 1,758 |
| Other real estate owned | $2,664,000 | 1,169 |
| Goodwill and other intangibles | $8,371,000 | 310 |
| All other assets | $9,148,000 | 1,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $612,642,000 | 841 |
| Total liabilities | $552,661,000 | 847 |
| Total deposits | $432,675,000 | 921 |
| Interest-bearing deposits | $274,503,000 | 1,249 |
| Deposits held in domestic offices | $432,675,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,752,000 | 344 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $406,000 | 3,526 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $19,828,000 | 415 |
| Total equity capital | $59,981,000 | 720 |
| Total bank equity capital | $59,981,000 | 720 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $17,294,000 | 251 |
| Surplus | $13,945,000 | 1,094 |
| Undivided profits | $28,742,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,762,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $871,000 | 2,028 |
| Earning assets | $550,740,000 | 840 |
| Long-term assets (5+ years) | $28,186,000 | 1,999 |
| Average Assets, year-to-date | $636,915,000 | 792 |
| Average Assets, quarterly | $609,419,000 | 834 |
| Volatile liabilities | $118,613,000 | 704 |
| Insider loans | $4,000,000 | 1,028 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $51,849,000 | 957 |
| Tier 1 (core) risk-based capital | $51,610,000 | 798 |
| Tier 2 risk-based capital | $3,432,180 | 985 |
| Total risk weighted assets | $267,644,780 | 1,060 |
| Total unused commitments | $51,849,000 | 977 |
| Derivatives | $155,000,000 | 221 |
| 1992-12-31 | Rank | |
| # of Employees: | 170 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $729,185,000 | 744 |
| Cash and due from depository institutions | $37,823,000 | 1,269 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $170,734,000 | 803 |
| Federal funds sold & reverse repurchase agreements | $303,349,000 | 92 |
| Net loans & leases | $190,814,000 | 1,489 |
| Loan loss allowance | $10,366,000 | 606 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,193,000 | 1,750 |
| Other real estate owned | $4,120,000 | 1,269 |
| Goodwill and other intangibles | $10,085,000 | 276 |
| All other assets | $8,067,000 | 1,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $729,185,000 | 744 |
| Total liabilities | $674,607,000 | 749 |
| Total deposits | $466,949,000 | 908 |
| Interest-bearing deposits | $315,673,000 | 1,172 |
| Deposits held in domestic offices | $466,949,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $152,492,000 | 246 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $850,000 | 2,695 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $54,316,000 | 205 |
| Total equity capital | $54,578,000 | 748 |
| Total bank equity capital | $54,578,000 | 748 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $17,294,000 | 244 |
| Surplus | $13,945,000 | 1,055 |
| Undivided profits | $23,339,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,626,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,015,000 | 1,926 |
| Earning assets | $664,897,000 | 736 |
| Long-term assets (5+ years) | $96,506,000 | 646 |
| Average Assets, year-to-date | $694,504,600 | 765 |
| Average Assets, quarterly | $672,615,000 | 792 |
| Volatile liabilities | $171,140,000 | 535 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $47,202,000 | 987 |
| Tier 1 (core) risk-based capital | $44,493,000 | 870 |
| Tier 2 risk-based capital | $4,175,860 | 856 |
| Total risk weighted assets | $327,878,860 | 924 |
| Total unused commitments | $47,202,000 | 1,005 |
| Derivatives | $155,000,000 | 208 |