Home > Signet Bank > Loan Charge- Offs and Recoveries
Signet Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $71,556,000 | 68 |
| Loans secured by real estate, total | $13,894,000 | 38 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $13,894,000 | 38 |
| Construction and land development | $6,033,000 | 10 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $628,000 | 271 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $7,233,000 | 30 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $3,647,000 | 132 |
| Loans to individuals | $54,011,000 | 58 |
| Credit card loan charge offs | $1,964,000 | 218 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $52,047,000 | 11 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $4,000 | 318 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,710,000 | 188 |
| Loans secured by real estate, total | $846,000 | 212 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $846,000 | 212 |
| Construction and land development | $311,000 | 68 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $89,000 | 413 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $446,000 | 195 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,872,000 | 115 |
| Loans to individuals | $1,979,000 | 183 |
| Credit card loan recoveries | $185,000 | 247 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,794,000 | 123 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $13,000 | 165 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $66,846,000 | 55 |
| Loans secured by real estate, total | $13,048,000 | 32 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $13,048,000 | 31 |
| Construction and land development | $5,722,000 | 5 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $539,000 | 255 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $6,787,000 | 23 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,775,000 | 164 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $52,032,000 | 50 |
| Credit card loan net charge offs | $1,779,000 | 212 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $50,253,000 | 8 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $-9,000 | 10,077 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $56,391,000 | 76 |
| Loans secured by real estate, total | $18,956,000 | 44 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $18,956,000 | 44 |
| Construction and land development | $441,000 | 139 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $187,000 | 689 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $18,328,000 | 19 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $5,739,000 | 84 |
| Loans to individuals | $31,696,000 | 68 |
| Credit card loan charge offs | $9,692,000 | 96 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $22,004,000 | 21 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,274,000 | 153 |
| Loans secured by real estate, total | $1,684,000 | 134 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,684,000 | 133 |
| Construction and land development | $1,443,000 | 29 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,346 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $236,000 | 302 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $3,591,000 | 79 |
| Loans to individuals | $1,491,000 | 227 |
| Credit card loan recoveries | $757,000 | 136 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $734,000 | 240 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $508,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $49,117,000 | 58 |
| Loans secured by real estate, total | $17,272,000 | 35 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $17,272,000 | 35 |
| Construction and land development | $-1,002,000 | 11,954 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $182,000 | 586 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $18,092,000 | 13 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $2,148,000 | 124 |
| To non-U.S. addressees | $-24,000 | 1,203 |
| Loans to individuals | $30,205,000 | 58 |
| Credit card loan net charge offs | $8,935,000 | 94 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,270,000 | 11 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-508,000 | 10,538 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $50,841,000 | 79 |
| Loans secured by real estate, total | $13,463,000 | 84 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,463,000 | 84 |
| Construction and land development | $3,229,000 | 45 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $210,000 | 726 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $10,024,000 | 55 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $6,910,000 | 90 |
| Loans to individuals | $30,468,000 | 52 |
| Credit card loan charge offs | $29,578,000 | 44 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $890,000 | 367 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,757,000 | 59 |
| Loans secured by real estate, total | $7,396,000 | 40 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,396,000 | 40 |
| Construction and land development | $5,103,000 | 10 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 2,169 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $2,285,000 | 62 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $3,200,000 | 108 |
| Loans to individuals | $10,161,000 | 46 |
| Credit card loan recoveries | $9,804,000 | 27 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $357,000 | 389 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $30,084,000 | 84 |
| Loans secured by real estate, total | $6,067,000 | 122 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $6,067,000 | 121 |
| Construction and land development | $-1,874,000 | 12,600 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $202,000 | 627 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $7,739,000 | 56 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $3,710,000 | 87 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $20,307,000 | 54 |
| Credit card loan net charge offs | $19,774,000 | 51 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $533,000 | 342 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $64,593,000 | 82 |
| Loans secured by real estate, total | $18,694,000 | 92 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $18,694,000 | 92 |
| Construction and land development | $15,430,000 | 22 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $421,000 | 542 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $2,843,000 | 194 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $5,575,000 | 162 |
| Loans to individuals | $40,324,000 | 37 |
| Credit card loan charge offs | $39,625,000 | 34 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $699,000 | 484 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,827,000 | 58 |
| Loans secured by real estate, total | $2,216,000 | 111 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,216,000 | 111 |
| Construction and land development | $2,063,000 | 26 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,817 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $148,000 | 435 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $2,114,000 | 149 |
| Loans to individuals | $16,497,000 | 20 |
| Credit card loan recoveries | $16,019,000 | 15 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $478,000 | 330 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $43,766,000 | 92 |
| Loans secured by real estate, total | $16,478,000 | 90 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $16,478,000 | 90 |
| Construction and land development | $13,367,000 | 22 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $416,000 | 453 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,695,000 | 178 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $3,461,000 | 161 |
| To non-U.S. addressees | $-27,000 | 1,152 |
| Loans to individuals | $23,827,000 | 46 |
| Credit card loan net charge offs | $23,606,000 | 43 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $221,000 | 754 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $99,664,000 | 70 |
| Loans secured by real estate, total | $34,637,000 | 63 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $34,637,000 | 62 |
| Construction and land development | $23,816,000 | 28 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $490,000 | 537 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $10,331,000 | 87 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $19,038,000 | 83 |
| Loans to individuals | $45,989,000 | 41 |
| Credit card loan charge offs | $44,665,000 | 33 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,324,000 | 379 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,687,000 | 52 |
| Loans secured by real estate, total | $621,000 | 255 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $621,000 | 255 |
| Construction and land development | $421,000 | 79 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $200,000 | 308 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $2,489,000 | 123 |
| Loans to individuals | $14,577,000 | 20 |
| Credit card loan recoveries | $14,106,000 | 15 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $471,000 | 367 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $81,977,000 | 72 |
| Loans secured by real estate, total | $34,016,000 | 59 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $34,016,000 | 59 |
| Construction and land development | $23,395,000 | 28 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $490,000 | 467 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $10,131,000 | 81 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $16,549,000 | 81 |
| To non-U.S. addressees | $-14,000 | 1,169 |
| Loans to individuals | $31,412,000 | 41 |
| Credit card loan net charge offs | $30,559,000 | 36 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $853,000 | 396 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.