Home > Signet Bank > Net charge- offs to loans
Signet Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0399% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0785% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 1.2501% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4305% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1807% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3487% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9328% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8074% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1977% | 58 |
| Percentage Net Loans Charged-off:Construction & development | -0.2103% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.5924% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5371% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0789% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0714% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6829% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5412% | 182 |
| Percentage Net Loans Charged-off:Construction & development | -0.5017% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.4744% | 10 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0234% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1168% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9673% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2976% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 3.1089% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1306% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0447% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3301% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1609% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2347% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2206% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3540% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 4.0745% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2871% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5712% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2194% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7395% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |