Home > Signature Bank > Income and Expense
Signature Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,908 |
| Total interest expense | $408,000 | 5,096 |
| Net interest income | $1,066,000 | 6,040 |
| Provision for loan and lease losses | $1,400,000 | 1,191 |
| Total noninterest income | $-281,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-324,000 | 7,326 |
| Total noninterest expense | $1,172,000 | 5,565 |
| Salaries and employee benefits | $478,000 | 6,018 |
| Premises and equipment expense | $133,000 | 5,562 |
| Additional noninterest expense | $561,000 | 4,693 |
| Pre-tax net operating income | $-1,787,000 | 7,146 |
| Securities gains (losses) | $66,000 | 1,412 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,721,000 | 7,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,721,000 | 7,177 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,721,000 | 7,177 |
| Net charge-offs | $997,000 | 1,478 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,787,000 | 7,175 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 5,953 |
| Total interest expense | $222,000 | 5,019 |
| Net interest income | $511,000 | 6,139 |
| Provision for loan and lease losses | $1,400,000 | 681 |
| Total noninterest income | $-293,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-319,000 | 7,473 |
| Total noninterest expense | $631,000 | 5,419 |
| Salaries and employee benefits | $250,000 | 5,971 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $311,000 | 4,430 |
| Pre-tax net operating income | $-1,813,000 | 7,378 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,813,000 | 7,389 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,813,000 | 7,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,813,000 | 7,389 |
| Net charge-offs | $598,000 | 1,192 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,813,000 | 7,388 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 5,766 |
| Total interest expense | $1,159,000 | 4,909 |
| Net interest income | $2,261,000 | 5,993 |
| Provision for loan and lease losses | $973,000 | 3,103 |
| Total noninterest income | $252,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 5,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 5,212 |
| Total noninterest expense | $2,380,000 | 5,618 |
| Salaries and employee benefits | $1,013,000 | 5,996 |
| Premises and equipment expense | $271,000 | 5,647 |
| Additional noninterest expense | $1,096,000 | 4,847 |
| Pre-tax net operating income | $-840,000 | 6,406 |
| Securities gains (losses) | $69,000 | 2,449 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-771,000 | 6,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-771,000 | 6,495 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-771,000 | 6,495 |
| Net charge-offs | $2,613,000 | 1,583 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 644 |
| Net operating income | $-840,000 | 6,479 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 5,816 |
| Total interest expense | $917,000 | 4,929 |
| Net interest income | $1,717,000 | 6,058 |
| Provision for loan and lease losses | $92,000 | 5,745 |
| Total noninterest income | $172,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $98,000 | 5,207 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $74,000 | 5,596 |
| Total noninterest expense | $1,819,000 | 5,610 |
| Salaries and employee benefits | $752,000 | 6,067 |
| Premises and equipment expense | $205,000 | 5,691 |
| Additional noninterest expense | $862,000 | 4,720 |
| Pre-tax net operating income | $-22,000 | 6,032 |
| Securities gains (losses) | $69,000 | 2,236 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $47,000 | 5,938 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $47,000 | 5,938 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $47,000 | 5,938 |
| Net charge-offs | $1,838,000 | 1,580 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 523 |
| Net operating income | $-22,000 | 6,060 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 5,799 |
| Total interest expense | $650,000 | 4,869 |
| Net interest income | $1,143,000 | 6,084 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $1,231,000 | 5,599 |
| Salaries and employee benefits | $501,000 | 6,115 |
| Premises and equipment expense | $131,000 | 5,800 |
| Additional noninterest expense | $599,000 | 4,590 |
| Pre-tax net operating income | $10,000 | 6,013 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $10,000 | 6,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $10,000 | 6,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $10,000 | 6,128 |
| Net charge-offs | $1,668,000 | 1,289 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $10,000 | 6,027 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 5,865 |
| Total interest expense | $353,000 | 4,792 |
| Net interest income | $549,000 | 6,213 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $531,000 | 6,036 |
| Salaries and employee benefits | $244,000 | 6,248 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $225,000 | 5,408 |
| Pre-tax net operating income | $69,000 | 5,427 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $69,000 | 5,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $69,000 | 5,415 |
| Net charge-offs | $940,000 | 1,081 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $69,000 | 5,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 5,625 |
| Total interest expense | $2,203,000 | 4,195 |
| Net interest income | $1,944,000 | 6,408 |
| Provision for loan and lease losses | $3,628,000 | 1,759 |
| Total noninterest income | $158,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $129,000 | 5,385 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $2,228,000 | 5,966 |
| Salaries and employee benefits | $970,000 | 6,302 |
| Premises and equipment expense | $265,000 | 5,934 |
| Additional noninterest expense | $993,000 | 5,250 |
| Pre-tax net operating income | $-3,754,000 | 7,022 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,754,000 | 7,123 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,754,000 | 7,121 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,754,000 | 7,121 |
| Net charge-offs | $569,000 | 3,626 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,754,000 | 7,119 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 5,598 |
| Total interest expense | $1,772,000 | 4,163 |
| Net interest income | $1,454,000 | 6,450 |
| Provision for loan and lease losses | $460,000 | 3,929 |
| Total noninterest income | $227,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $95,000 | 5,432 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $132,000 | 4,981 |
| Total noninterest expense | $1,672,000 | 5,990 |
| Salaries and employee benefits | $716,000 | 6,380 |
| Premises and equipment expense | $195,000 | 6,019 |
| Additional noninterest expense | $761,000 | 5,195 |
| Pre-tax net operating income | $-451,000 | 6,284 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-451,000 | 6,380 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-451,000 | 6,381 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-451,000 | 6,380 |
| Net charge-offs | $250,000 | 3,970 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-451,000 | 6,372 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,613 |
| Total interest expense | $1,203,000 | 4,239 |
| Net interest income | $985,000 | 6,426 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $107,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $40,000 | 6,090 |
| Total noninterest expense | $959,000 | 6,381 |
| Salaries and employee benefits | $467,000 | 6,488 |
| Premises and equipment expense | $132,000 | 6,033 |
| Additional noninterest expense | $360,000 | 6,090 |
| Pre-tax net operating income | $-77,000 | 6,042 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-77,000 | 6,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-77,000 | 6,141 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-77,000 | 6,141 |
| Net charge-offs | $144,000 | 3,824 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-77,000 | 6,098 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,682 |
| Total interest expense | $564,000 | 4,504 |
| Net interest income | $518,000 | 6,337 |
| Provision for loan and lease losses | $85,000 | 4,161 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $434,000 | 6,598 |
| Salaries and employee benefits | $228,000 | 6,594 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $53,000 | 5,589 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $53,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $53,000 | 5,634 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $53,000 | 5,464 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 5,725 |
| Total interest expense | $2,389,000 | 4,858 |
| Net interest income | $2,137,000 | 6,284 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $175,000 | 6,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 6,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $1,896,000 | 6,372 |
| Salaries and employee benefits | $907,000 | 6,633 |
| Premises and equipment expense | $242,000 | 6,317 |
| Additional noninterest expense | $747,000 | 5,654 |
| Pre-tax net operating income | $16,000 | 6,261 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $16,000 | 6,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,346 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $16,000 | 6,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 5,787 |
| Total interest expense | $1,767,000 | 5,025 |
| Net interest income | $1,649,000 | 6,248 |
| Provision for loan and lease losses | $257,000 | 3,807 |
| Total noninterest income | $129,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $67,000 | 6,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $1,333,000 | 6,529 |
| Salaries and employee benefits | $680,000 | 6,651 |
| Premises and equipment expense | $193,000 | 6,192 |
| Additional noninterest expense | $460,000 | 6,124 |
| Pre-tax net operating income | $188,000 | 6,083 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $188,000 | 5,760 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $188,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $188,000 | 5,936 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 5,898 |
| Total interest expense | $1,176,000 | 5,180 |
| Net interest income | $1,048,000 | 6,380 |
| Provision for loan and lease losses | $137,000 | 3,798 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $872,000 | 6,607 |
| Salaries and employee benefits | $454,000 | 6,712 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $290,000 | 6,273 |
| Pre-tax net operating income | $126,000 | 6,262 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $126,000 | 6,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $126,000 | 6,097 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 6,073 |
| Total interest expense | $583,000 | 5,367 |
| Net interest income | $481,000 | 6,591 |
| Provision for loan and lease losses | $52,000 | 3,746 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $427,000 | 6,676 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $140,000 | 6,353 |
| Pre-tax net operating income | $46,000 | 6,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $46,000 | 6,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $46,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,339 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $46,000 | 6,543 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 6,406 |
| Total interest expense | $1,687,000 | 6,192 |
| Net interest income | $1,997,000 | 6,506 |
| Provision for loan and lease losses | $256,000 | 3,462 |
| Total noninterest income | $126,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $1,568,000 | 6,813 |
| Salaries and employee benefits | $828,000 | 6,892 |
| Premises and equipment expense | $209,000 | 6,637 |
| Additional noninterest expense | $531,000 | 6,431 |
| Pre-tax net operating income | $299,000 | 6,598 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $299,000 | 6,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $299,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,244 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $299,000 | 6,414 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 6,597 |
| Total interest expense | $1,139,000 | 6,431 |
| Net interest income | $1,441,000 | 6,634 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $135,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,680 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $1,192,000 | 6,765 |
| Salaries and employee benefits | $613,000 | 6,900 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $378,000 | 6,545 |
| Pre-tax net operating income | $209,000 | 6,934 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $209,000 | 6,767 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $209,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,220 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $209,000 | 6,754 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 6,906 |
| Total interest expense | $662,000 | 6,727 |
| Net interest income | $849,000 | 6,966 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $782,000 | 6,860 |
| Salaries and employee benefits | $402,000 | 6,993 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $247,000 | 6,610 |
| Pre-tax net operating income | $80,000 | 7,361 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $80,000 | 7,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $80,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,239 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $80,000 | 7,260 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 7,093 |
| Total interest expense | $297,000 | 6,936 |
| Net interest income | $398,000 | 7,112 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $375,000 | 6,982 |
| Salaries and employee benefits | $197,000 | 7,076 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $28,000 | 7,559 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,325 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 7,535 |
| Total interest expense | $735,000 | 7,462 |
| Net interest income | $1,271,000 | 7,485 |
| Provision for loan and lease losses | $206,000 | 3,474 |
| Total noninterest income | $67,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $23,000 | 7,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $1,050,000 | 7,629 |
| Salaries and employee benefits | $514,000 | 7,833 |
| Premises and equipment expense | $162,000 | 7,117 |
| Additional noninterest expense | $374,000 | 7,190 |
| Pre-tax net operating income | $82,000 | 7,760 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $82,000 | 7,732 |
| Extraordinary gains, net | $106,000 | 33 |
| Net income | $188,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $82,000 | 7,724 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 7,705 |
| Total interest expense | $493,000 | 7,610 |
| Net interest income | $906,000 | 7,637 |
| Provision for loan and lease losses | $94,000 | 4,197 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $17,000 | 7,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $713,000 | 7,785 |
| Salaries and employee benefits | $364,000 | 7,905 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $246,000 | 7,440 |
| Pre-tax net operating income | $147,000 | 7,638 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $147,000 | 7,494 |
| Extraordinary gains, net | $106,000 | 26 |
| Net income | $253,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $147,000 | 7,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,836 |
| Total interest expense | $280,000 | 7,790 |
| Net interest income | $572,000 | 7,782 |
| Provision for loan and lease losses | $67,000 | 3,949 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $428,000 | 7,963 |
| Salaries and employee benefits | $223,000 | 8,063 |
| Premises and equipment expense | $60,000 | 7,622 |
| Additional noninterest expense | $145,000 | 7,671 |
| Pre-tax net operating income | $110,000 | 7,632 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $110,000 | 7,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $110,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $110,000 | 7,462 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 7,936 |
| Total interest expense | $120,000 | 7,952 |
| Net interest income | $278,000 | 7,837 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $192,000 | 8,121 |
| Salaries and employee benefits | $102,000 | 8,193 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $63,000 | 7,866 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 8,503 |
| Total interest expense | $182,000 | 8,485 |
| Net interest income | $583,000 | 8,464 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $11,000 | 8,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,000 | 7,635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $677,000 | 8,280 |
| Salaries and employee benefits | $375,000 | 8,285 |
| Premises and equipment expense | $102,000 | 7,839 |
| Additional noninterest expense | $200,000 | 8,227 |
| Pre-tax net operating income | $-183,000 | 8,374 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-183,000 | 8,408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-183,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-183,000 | 8,386 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,627 |
| Total interest expense | $97,000 | 8,612 |
| Net interest income | $365,000 | 8,594 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $15,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $482,000 | 8,322 |
| Salaries and employee benefits | $278,000 | 8,272 |
| Premises and equipment expense | $75,000 | 7,880 |
| Additional noninterest expense | $129,000 | 8,373 |
| Pre-tax net operating income | $-182,000 | 8,481 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-182,000 | 8,511 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-182,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-182,000 | 8,482 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,707 |
| Total interest expense | $39,000 | 8,709 |
| Net interest income | $197,000 | 8,667 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $10,000 | 8,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $324,000 | 8,314 |
| Salaries and employee benefits | $189,000 | 8,263 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $85,000 | 8,380 |
| Pre-tax net operating income | $-182,000 | 8,539 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-182,000 | 8,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-182,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-182,000 | 8,544 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $64,000 | 8,868 |
| Total interest expense | $13,000 | 8,817 |
| Net interest income | $51,000 | 8,864 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $171,000 | 8,336 |
| Salaries and employee benefits | $98,000 | 8,291 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $-145,000 | 8,692 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-145,000 | 8,706 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-145,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-145,000 | 8,687 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000 | 8,973 |
| Total interest expense | $1,000 | 8,945 |
| Net interest income | $6,000 | 8,970 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $210,000 | 8,924 |
| Salaries and employee benefits | $58,000 | 8,944 |
| Premises and equipment expense | $16,000 | 8,891 |
| Additional noninterest expense | $136,000 | 8,658 |
| Pre-tax net operating income | $-214,000 | 8,541 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-214,000 | 8,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-214,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-214,000 | 8,555 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.