Home > Signature Bank > Income and Expense
Signature Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,362,000 | 1,463 |
| Total interest expense | $1,878,000 | 1,606 |
| Net interest income | $16,484,000 | 1,417 |
| Provision for loan and lease losses | $751,000 | 1,093 |
| Total noninterest income | $1,605,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $583,000 | 1,820 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,022,000 | 2,264 |
| Total noninterest expense | $10,742,000 | 1,800 |
| Salaries and employee benefits | $7,076,000 | 1,571 |
| Premises and equipment expense | $910,000 | 2,242 |
| Additional noninterest expense | $2,756,000 | 2,079 |
| Pre-tax net operating income | $6,596,000 | 1,372 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $5,000 | 3,958 |
| Income before extraordinary items | $6,591,000 | 1,075 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,591,000 | 1,075 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,591,000 | 1,075 |
| Net charge-offs | $684,000 | 893 |
| Cash dividends | $2,856,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,591,000 | 1,062 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,386,000 | 1,497 |
| Total interest expense | $1,372,000 | 1,625 |
| Net interest income | $12,014,000 | 1,460 |
| Provision for loan and lease losses | $547,000 | 1,084 |
| Total noninterest income | $1,255,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $426,000 | 1,866 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $829,000 | 2,197 |
| Total noninterest expense | $8,073,000 | 1,796 |
| Salaries and employee benefits | $5,323,000 | 1,568 |
| Premises and equipment expense | $681,000 | 2,258 |
| Additional noninterest expense | $2,069,000 | 2,054 |
| Pre-tax net operating income | $4,649,000 | 1,443 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $4,645,000 | 1,227 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,645,000 | 1,227 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,645,000 | 1,227 |
| Net charge-offs | $506,000 | 802 |
| Cash dividends | $1,871,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,645,000 | 1,209 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 1,507 |
| Total interest expense | $878,000 | 1,639 |
| Net interest income | $7,875,000 | 1,474 |
| Provision for loan and lease losses | $408,000 | 972 |
| Total noninterest income | $754,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $273,000 | 1,908 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $481,000 | 2,382 |
| Total noninterest expense | $5,339,000 | 1,803 |
| Salaries and employee benefits | $3,528,000 | 1,586 |
| Premises and equipment expense | $453,000 | 2,272 |
| Additional noninterest expense | $1,358,000 | 2,090 |
| Pre-tax net operating income | $2,882,000 | 1,506 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $3,000 | 4,027 |
| Income before extraordinary items | $2,879,000 | 1,285 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,879,000 | 1,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,879,000 | 1,285 |
| Net charge-offs | $352,000 | 743 |
| Cash dividends | $1,129,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,879,000 | 1,264 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 1,551 |
| Total interest expense | $422,000 | 1,682 |
| Net interest income | $3,800,000 | 1,517 |
| Provision for loan and lease losses | $204,000 | 920 |
| Total noninterest income | $356,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $136,000 | 1,910 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $220,000 | 2,457 |
| Total noninterest expense | $2,623,000 | 1,843 |
| Salaries and employee benefits | $1,757,000 | 1,602 |
| Premises and equipment expense | $220,000 | 2,359 |
| Additional noninterest expense | $646,000 | 2,179 |
| Pre-tax net operating income | $1,329,000 | 1,575 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $1,328,000 | 1,344 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,328,000 | 1,343 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,328,000 | 1,344 |
| Net charge-offs | $340,000 | 424 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,328,000 | 1,327 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,794,000 | 1,514 |
| Total interest expense | $1,453,000 | 1,842 |
| Net interest income | $15,341,000 | 1,466 |
| Provision for loan and lease losses | $952,000 | 943 |
| Total noninterest income | $1,893,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $575,000 | 1,859 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,318,000 | 2,058 |
| Total noninterest expense | $10,373,000 | 1,843 |
| Salaries and employee benefits | $6,902,000 | 1,573 |
| Premises and equipment expense | $776,000 | 2,552 |
| Additional noninterest expense | $2,695,000 | 2,156 |
| Pre-tax net operating income | $5,909,000 | 1,416 |
| Securities gains (losses) | $10,000 | 2,659 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $5,914,000 | 1,212 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,914,000 | 1,211 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,914,000 | 1,211 |
| Net charge-offs | $268,000 | 1,642 |
| Cash dividends | $2,699,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,904,000 | 1,189 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 1,543 |
| Total interest expense | $1,054,000 | 1,893 |
| Net interest income | $11,267,000 | 1,491 |
| Provision for loan and lease losses | $541,000 | 1,085 |
| Total noninterest income | $1,328,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $441,000 | 1,831 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $887,000 | 2,187 |
| Total noninterest expense | $7,806,000 | 1,830 |
| Salaries and employee benefits | $5,127,000 | 1,579 |
| Premises and equipment expense | $569,000 | 2,596 |
| Additional noninterest expense | $2,110,000 | 2,083 |
| Pre-tax net operating income | $4,248,000 | 1,483 |
| Securities gains (losses) | $10,000 | 2,582 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $4,256,000 | 1,271 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,256,000 | 1,271 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,256,000 | 1,271 |
| Net charge-offs | $-26,000 | 5,159 |
| Cash dividends | $2,137,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,246,000 | 1,236 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 1,574 |
| Total interest expense | $677,000 | 1,960 |
| Net interest income | $7,377,000 | 1,521 |
| Provision for loan and lease losses | $293,000 | 1,312 |
| Total noninterest income | $874,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $292,000 | 1,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $582,000 | 2,184 |
| Total noninterest expense | $5,181,000 | 1,847 |
| Salaries and employee benefits | $3,382,000 | 1,607 |
| Premises and equipment expense | $379,000 | 2,612 |
| Additional noninterest expense | $1,420,000 | 2,079 |
| Pre-tax net operating income | $2,777,000 | 1,499 |
| Securities gains (losses) | $10,000 | 2,238 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $2,786,000 | 1,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,786,000 | 1,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,786,000 | 1,290 |
| Net charge-offs | $-35,000 | 5,400 |
| Cash dividends | $1,419,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,776,000 | 1,244 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 1,627 |
| Total interest expense | $330,000 | 1,996 |
| Net interest income | $3,571,000 | 1,575 |
| Provision for loan and lease losses | $133,000 | 1,300 |
| Total noninterest income | $488,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $136,000 | 1,920 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $352,000 | 1,894 |
| Total noninterest expense | $2,582,000 | 1,859 |
| Salaries and employee benefits | $1,695,000 | 1,607 |
| Premises and equipment expense | $192,000 | 2,614 |
| Additional noninterest expense | $695,000 | 2,102 |
| Pre-tax net operating income | $1,344,000 | 1,513 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,345,000 | 1,286 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,345,000 | 1,287 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,345,000 | 1,287 |
| Net charge-offs | $-17,000 | 5,410 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,344,000 | 1,248 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,490,000 | 1,707 |
| Total interest expense | $1,104,000 | 2,259 |
| Net interest income | $13,386,000 | 1,639 |
| Provision for loan and lease losses | $450,000 | 1,461 |
| Total noninterest income | $1,698,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $731,000 | 1,594 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $967,000 | 2,411 |
| Total noninterest expense | $9,663,000 | 1,959 |
| Salaries and employee benefits | $6,256,000 | 1,688 |
| Premises and equipment expense | $781,000 | 2,600 |
| Additional noninterest expense | $2,626,000 | 2,239 |
| Pre-tax net operating income | $4,971,000 | 1,574 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $5,000 | 4,199 |
| Income before extraordinary items | $4,966,000 | 1,366 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,966,000 | 1,365 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,966,000 | 1,366 |
| Net charge-offs | $632,000 | 961 |
| Cash dividends | $1,944,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,966,000 | 1,339 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,628,000 | 1,758 |
| Total interest expense | $782,000 | 2,379 |
| Net interest income | $9,846,000 | 1,681 |
| Provision for loan and lease losses | $338,000 | 1,412 |
| Total noninterest income | $1,465,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $603,000 | 1,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $862,000 | 2,214 |
| Total noninterest expense | $7,230,000 | 1,964 |
| Salaries and employee benefits | $4,625,000 | 1,714 |
| Premises and equipment expense | $588,000 | 2,632 |
| Additional noninterest expense | $2,017,000 | 2,191 |
| Pre-tax net operating income | $3,743,000 | 1,607 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $3,739,000 | 1,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,739,000 | 1,364 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,739,000 | 1,364 |
| Net charge-offs | $127,000 | 1,950 |
| Cash dividends | $1,769,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,739,000 | 1,337 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 1,786 |
| Total interest expense | $510,000 | 2,435 |
| Net interest income | $6,482,000 | 1,703 |
| Provision for loan and lease losses | $225,000 | 1,382 |
| Total noninterest income | $1,076,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $456,000 | 1,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $620,000 | 2,127 |
| Total noninterest expense | $4,747,000 | 2,009 |
| Salaries and employee benefits | $3,032,000 | 1,745 |
| Premises and equipment expense | $395,000 | 2,625 |
| Additional noninterest expense | $1,320,000 | 2,228 |
| Pre-tax net operating income | $2,586,000 | 1,534 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $2,583,000 | 1,312 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,583,000 | 1,314 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,583,000 | 1,313 |
| Net charge-offs | $141,000 | 1,422 |
| Cash dividends | $1,091,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 132 |
| Net operating income | $2,583,000 | 1,284 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 1,818 |
| Total interest expense | $252,000 | 2,467 |
| Net interest income | $3,185,000 | 1,728 |
| Provision for loan and lease losses | $113,000 | 1,339 |
| Total noninterest income | $646,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $269,000 | 1,122 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $377,000 | 1,844 |
| Total noninterest expense | $2,320,000 | 2,037 |
| Salaries and employee benefits | $1,450,000 | 1,821 |
| Premises and equipment expense | $199,000 | 2,659 |
| Additional noninterest expense | $671,000 | 2,179 |
| Pre-tax net operating income | $1,398,000 | 1,420 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $1,397,000 | 1,206 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,397,000 | 1,206 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,397,000 | 1,207 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,397,000 | 1,170 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,977,000 | 2,044 |
| Total interest expense | $1,043,000 | 2,513 |
| Net interest income | $10,934,000 | 1,972 |
| Provision for loan and lease losses | $520,000 | 1,424 |
| Total noninterest income | $1,179,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $616,000 | 1,917 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 3,106 |
| Total noninterest expense | $7,516,000 | 2,443 |
| Salaries and employee benefits | $4,582,000 | 2,211 |
| Premises and equipment expense | $629,000 | 3,122 |
| Additional noninterest expense | $2,305,000 | 2,567 |
| Pre-tax net operating income | $4,077,000 | 1,811 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $5,000 | 4,305 |
| Income before extraordinary items | $4,073,000 | 1,570 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,073,000 | 1,568 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,073,000 | 1,569 |
| Net charge-offs | $914,000 | 973 |
| Cash dividends | $1,914,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,072,000 | 1,535 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,602,000 | 2,136 |
| Total interest expense | $783,000 | 2,547 |
| Net interest income | $7,819,000 | 2,055 |
| Provision for loan and lease losses | $352,000 | 1,483 |
| Total noninterest income | $672,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $405,000 | 2,167 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $267,000 | 3,813 |
| Total noninterest expense | $5,123,000 | 2,666 |
| Salaries and employee benefits | $3,208,000 | 2,356 |
| Premises and equipment expense | $436,000 | 3,341 |
| Additional noninterest expense | $1,479,000 | 2,916 |
| Pre-tax net operating income | $3,016,000 | 1,842 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $3,013,000 | 1,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,013,000 | 1,573 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,013,000 | 1,573 |
| Net charge-offs | $250,000 | 1,758 |
| Cash dividends | $1,224,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,012,000 | 1,547 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 2,189 |
| Total interest expense | $506,000 | 2,613 |
| Net interest income | $5,030,000 | 2,112 |
| Provision for loan and lease losses | $225,000 | 1,542 |
| Total noninterest income | $455,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $248,000 | 2,280 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $207,000 | 3,573 |
| Total noninterest expense | $3,277,000 | 2,769 |
| Salaries and employee benefits | $2,059,000 | 2,437 |
| Premises and equipment expense | $258,000 | 3,647 |
| Additional noninterest expense | $960,000 | 2,989 |
| Pre-tax net operating income | $1,983,000 | 1,835 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $1,980,000 | 1,559 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,980,000 | 1,562 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,980,000 | 1,561 |
| Net charge-offs | $259,000 | 1,372 |
| Cash dividends | $1,225,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,979,000 | 1,528 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 2,229 |
| Total interest expense | $245,000 | 2,715 |
| Net interest income | $2,461,000 | 2,150 |
| Provision for loan and lease losses | $107,000 | 1,524 |
| Total noninterest income | $240,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $1,618,000 | 2,817 |
| Salaries and employee benefits | $1,000,000 | 2,512 |
| Premises and equipment expense | $136,000 | 3,559 |
| Additional noninterest expense | $482,000 | 2,976 |
| Pre-tax net operating income | $976,000 | 1,809 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $974,000 | 1,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $974,000 | 1,534 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $974,000 | 1,534 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $724,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $974,000 | 1,507 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 2,312 |
| Total interest expense | $1,024,000 | 2,895 |
| Net interest income | $9,481,000 | 2,203 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $743,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $399,000 | 2,815 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,902 |
| Total noninterest expense | $6,544,000 | 2,783 |
| Salaries and employee benefits | $3,826,000 | 2,576 |
| Premises and equipment expense | $509,000 | 3,694 |
| Additional noninterest expense | $2,209,000 | 2,768 |
| Pre-tax net operating income | $3,080,000 | 2,126 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $4,000 | 4,440 |
| Income before extraordinary items | $3,076,000 | 1,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,076,000 | 1,865 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,076,000 | 1,865 |
| Net charge-offs | $566,000 | 1,888 |
| Cash dividends | $1,934,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,076,000 | 1,827 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 2,376 |
| Total interest expense | $775,000 | 2,952 |
| Net interest income | $6,922,000 | 2,259 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $537,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $291,000 | 2,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $246,000 | 4,040 |
| Total noninterest expense | $4,688,000 | 2,907 |
| Salaries and employee benefits | $2,738,000 | 2,700 |
| Premises and equipment expense | $369,000 | 3,808 |
| Additional noninterest expense | $1,581,000 | 2,855 |
| Pre-tax net operating income | $2,321,000 | 2,183 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $2,317,000 | 1,893 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,317,000 | 1,899 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,317,000 | 1,898 |
| Net charge-offs | $116,000 | 3,113 |
| Cash dividends | $1,042,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,317,000 | 1,840 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 2,426 |
| Total interest expense | $525,000 | 2,967 |
| Net interest income | $4,486,000 | 2,326 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $359,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,043 |
| Total noninterest expense | $3,037,000 | 2,968 |
| Salaries and employee benefits | $1,761,000 | 2,809 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $1,032,000 | 2,896 |
| Pre-tax net operating income | $1,508,000 | 2,182 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $1,505,000 | 1,921 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,505,000 | 1,928 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,505,000 | 1,927 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $517,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,505,000 | 1,850 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 2,525 |
| Total interest expense | $273,000 | 2,959 |
| Net interest income | $2,144,000 | 2,448 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $138,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $1,447,000 | 3,091 |
| Salaries and employee benefits | $831,000 | 2,953 |
| Premises and equipment expense | $120,000 | 3,899 |
| Additional noninterest expense | $496,000 | 3,008 |
| Pre-tax net operating income | $685,000 | 2,303 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $685,000 | 2,027 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $685,000 | 2,028 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $685,000 | 2,029 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $685,000 | 1,948 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 2,585 |
| Total interest expense | $1,430,000 | 2,825 |
| Net interest income | $8,502,000 | 2,523 |
| Provision for loan and lease losses | $800,000 | 2,072 |
| Total noninterest income | $573,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $297,000 | 3,504 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $276,000 | 4,147 |
| Total noninterest expense | $5,980,000 | 3,049 |
| Salaries and employee benefits | $3,476,000 | 2,805 |
| Premises and equipment expense | $462,000 | 4,006 |
| Additional noninterest expense | $2,042,000 | 3,056 |
| Pre-tax net operating income | $2,295,000 | 2,563 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $2,287,000 | 2,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,287,000 | 2,352 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,287,000 | 2,353 |
| Net charge-offs | $790,000 | 2,071 |
| Cash dividends | $1,054,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,287,000 | 2,228 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 2,676 |
| Total interest expense | $1,088,000 | 2,886 |
| Net interest income | $6,222,000 | 2,636 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $399,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $218,000 | 3,581 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 4,386 |
| Total noninterest expense | $4,330,000 | 3,138 |
| Salaries and employee benefits | $2,452,000 | 2,962 |
| Premises and equipment expense | $342,000 | 4,091 |
| Additional noninterest expense | $1,536,000 | 3,047 |
| Pre-tax net operating income | $1,691,000 | 2,667 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $1,684,000 | 2,451 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,684,000 | 2,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,684,000 | 2,452 |
| Net charge-offs | $62,000 | 4,373 |
| Cash dividends | $728,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,684,000 | 2,310 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 2,746 |
| Total interest expense | $726,000 | 2,973 |
| Net interest income | $4,069,000 | 2,683 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $258,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $145,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,482 |
| Total noninterest expense | $2,816,000 | 3,214 |
| Salaries and employee benefits | $1,566,000 | 3,074 |
| Premises and equipment expense | $226,000 | 4,123 |
| Additional noninterest expense | $1,024,000 | 3,068 |
| Pre-tax net operating income | $1,111,000 | 2,657 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $1,104,000 | 2,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,104,000 | 2,425 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,104,000 | 2,425 |
| Net charge-offs | $63,000 | 3,827 |
| Cash dividends | $358,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,104,000 | 2,300 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 2,762 |
| Total interest expense | $361,000 | 3,079 |
| Net interest income | $2,046,000 | 2,667 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $118,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $1,405,000 | 3,212 |
| Salaries and employee benefits | $770,000 | 3,111 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $517,000 | 3,015 |
| Pre-tax net operating income | $559,000 | 2,656 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $557,000 | 2,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 2,399 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $557,000 | 2,400 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $557,000 | 2,281 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,587,000 | 2,861 |
| Total interest expense | $1,838,000 | 2,947 |
| Net interest income | $7,749,000 | 2,818 |
| Provision for loan and lease losses | $1,200,000 | 2,155 |
| Total noninterest income | $519,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $268,000 | 3,827 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $251,000 | 4,127 |
| Total noninterest expense | $5,471,000 | 3,295 |
| Salaries and employee benefits | $2,733,000 | 3,337 |
| Premises and equipment expense | $450,000 | 4,299 |
| Additional noninterest expense | $2,288,000 | 2,782 |
| Pre-tax net operating income | $1,597,000 | 2,929 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $6,000 | 4,407 |
| Income before extraordinary items | $1,591,000 | 2,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,591,000 | 2,667 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,591,000 | 2,667 |
| Net charge-offs | $1,677,000 | 1,739 |
| Cash dividends | $367,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,591,000 | 2,581 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 2,936 |
| Total interest expense | $1,446,000 | 2,939 |
| Net interest income | $5,661,000 | 2,890 |
| Provision for loan and lease losses | $866,000 | 2,159 |
| Total noninterest income | $282,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $185,000 | 4,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $97,000 | 5,129 |
| Total noninterest expense | $4,016,000 | 3,362 |
| Salaries and employee benefits | $2,043,000 | 3,342 |
| Premises and equipment expense | $350,000 | 4,254 |
| Additional noninterest expense | $1,623,000 | 2,935 |
| Pre-tax net operating income | $1,061,000 | 3,203 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $1,060,000 | 2,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,060,000 | 2,952 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,060,000 | 2,952 |
| Net charge-offs | $576,000 | 2,517 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,060,000 | 2,853 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 2,974 |
| Total interest expense | $993,000 | 2,970 |
| Net interest income | $3,699,000 | 2,934 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $191,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $113,000 | 4,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $2,669,000 | 3,406 |
| Salaries and employee benefits | $1,355,000 | 3,375 |
| Premises and equipment expense | $225,000 | 4,389 |
| Additional noninterest expense | $1,089,000 | 2,976 |
| Pre-tax net operating income | $621,000 | 3,411 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $620,000 | 3,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $620,000 | 3,132 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $620,000 | 3,132 |
| Net charge-offs | $231,000 | 2,964 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $620,000 | 3,043 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 3,033 |
| Total interest expense | $496,000 | 3,061 |
| Net interest income | $1,809,000 | 2,983 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $93,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $1,304,000 | 3,462 |
| Salaries and employee benefits | $668,000 | 3,441 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $536,000 | 3,013 |
| Pre-tax net operating income | $298,000 | 3,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $297,000 | 3,264 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $297,000 | 3,261 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $297,000 | 3,262 |
| Net charge-offs | $-253,000 | 7,524 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $297,000 | 3,204 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 2,976 |
| Total interest expense | $2,342,000 | 3,150 |
| Net interest income | $7,587,000 | 2,862 |
| Provision for loan and lease losses | $1,534,000 | 2,433 |
| Total noninterest income | $438,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $240,000 | 4,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $198,000 | 4,606 |
| Total noninterest expense | $5,390,000 | 3,392 |
| Salaries and employee benefits | $2,575,000 | 3,503 |
| Premises and equipment expense | $451,000 | 4,456 |
| Additional noninterest expense | $2,364,000 | 2,805 |
| Pre-tax net operating income | $1,101,000 | 3,221 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-39,000 | 6,692 |
| Income before extraordinary items | $1,140,000 | 3,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,140,000 | 2,999 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,140,000 | 3,002 |
| Net charge-offs | $769,000 | 3,050 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,140,000 | 2,872 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 3,096 |
| Total interest expense | $1,813,000 | 3,193 |
| Net interest income | $5,431,000 | 3,024 |
| Provision for loan and lease losses | $1,120,000 | 2,362 |
| Total noninterest income | $322,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $181,000 | 4,138 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $141,000 | 4,742 |
| Total noninterest expense | $3,775,000 | 3,596 |
| Salaries and employee benefits | $1,867,000 | 3,635 |
| Premises and equipment expense | $359,000 | 4,362 |
| Additional noninterest expense | $1,549,000 | 3,128 |
| Pre-tax net operating income | $858,000 | 3,353 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-28,000 | 6,920 |
| Income before extraordinary items | $886,000 | 3,106 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $886,000 | 3,104 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $886,000 | 3,106 |
| Net charge-offs | $745,000 | 2,560 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $886,000 | 2,976 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 3,158 |
| Total interest expense | $1,243,000 | 3,221 |
| Net interest income | $3,541,000 | 3,083 |
| Provision for loan and lease losses | $620,000 | 2,528 |
| Total noninterest income | $233,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $121,000 | 4,119 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $112,000 | 4,452 |
| Total noninterest expense | $2,579,000 | 3,537 |
| Salaries and employee benefits | $1,247,000 | 3,647 |
| Premises and equipment expense | $243,000 | 4,343 |
| Additional noninterest expense | $1,089,000 | 2,977 |
| Pre-tax net operating income | $575,000 | 3,379 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-28,000 | 7,004 |
| Income before extraordinary items | $603,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,051 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $603,000 | 3,054 |
| Net charge-offs | $-231,000 | 7,798 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $603,000 | 2,947 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 3,216 |
| Total interest expense | $632,000 | 3,303 |
| Net interest income | $1,756,000 | 3,120 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $1,274,000 | 3,593 |
| Salaries and employee benefits | $626,000 | 3,695 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $526,000 | 3,035 |
| Pre-tax net operating income | $294,000 | 3,383 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $289,000 | 3,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 3,202 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $289,000 | 3,206 |
| Net charge-offs | $-57,000 | 7,801 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $289,000 | 3,096 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 3,330 |
| Total interest expense | $3,738,000 | 2,888 |
| Net interest income | $5,851,000 | 3,543 |
| Provision for loan and lease losses | $2,916,000 | 2,020 |
| Total noninterest income | $458,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $267,000 | 4,105 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $191,000 | 4,711 |
| Total noninterest expense | $5,200,000 | 3,558 |
| Salaries and employee benefits | $2,116,000 | 4,185 |
| Premises and equipment expense | $481,000 | 4,480 |
| Additional noninterest expense | $2,603,000 | 2,651 |
| Pre-tax net operating income | $-1,807,000 | 6,566 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-9,000 | 6,236 |
| Income before extraordinary items | $-1,798,000 | 6,683 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,798,000 | 6,682 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,798,000 | 6,682 |
| Net charge-offs | $1,926,000 | 2,079 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,798,000 | 6,675 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 3,426 |
| Total interest expense | $2,836,000 | 2,986 |
| Net interest income | $4,238,000 | 3,638 |
| Provision for loan and lease losses | $825,000 | 3,064 |
| Total noninterest income | $311,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $201,000 | 4,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $110,000 | 5,248 |
| Total noninterest expense | $3,403,000 | 3,978 |
| Salaries and employee benefits | $1,690,000 | 4,021 |
| Premises and equipment expense | $358,000 | 4,549 |
| Additional noninterest expense | $1,355,000 | 3,548 |
| Pre-tax net operating income | $321,000 | 4,451 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $321,000 | 4,340 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $321,000 | 4,336 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $321,000 | 4,339 |
| Net charge-offs | $863,000 | 2,374 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $321,000 | 4,277 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 3,500 |
| Total interest expense | $1,976,000 | 2,999 |
| Net interest income | $2,669,000 | 3,768 |
| Provision for loan and lease losses | $445,000 | 3,125 |
| Total noninterest income | $190,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $141,000 | 3,996 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $2,139,000 | 4,188 |
| Salaries and employee benefits | $1,124,000 | 4,065 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $777,000 | 3,962 |
| Pre-tax net operating income | $275,000 | 4,257 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $275,000 | 4,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,104 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $275,000 | 4,104 |
| Net charge-offs | $294,000 | 2,951 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $275,000 | 3,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,597 |
| Total interest expense | $1,029,000 | 2,981 |
| Net interest income | $1,242,000 | 3,958 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $1,011,000 | 4,281 |
| Salaries and employee benefits | $554,000 | 4,138 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $149,000 | 4,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $149,000 | 4,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 4,372 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $149,000 | 4,372 |
| Net charge-offs | $129,000 | 2,580 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $149,000 | 4,206 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,726,000 | 3,606 |
| Total interest expense | $4,517,000 | 3,215 |
| Net interest income | $5,209,000 | 3,830 |
| Provision for loan and lease losses | $3,497,000 | 1,265 |
| Total noninterest income | $413,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $284,000 | 4,118 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $3,758,000 | 4,425 |
| Salaries and employee benefits | $2,110,000 | 4,279 |
| Premises and equipment expense | $478,000 | 4,579 |
| Additional noninterest expense | $1,170,000 | 4,368 |
| Pre-tax net operating income | $-1,633,000 | 7,242 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-1,638,000 | 7,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,638,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,905,000 | 1,024 |
| Cash dividends | $309,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,638,000 | 7,355 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 3,621 |
| Total interest expense | $3,394,000 | 3,306 |
| Net interest income | $4,028,000 | 3,781 |
| Provision for loan and lease losses | $880,000 | 1,983 |
| Total noninterest income | $273,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $2,808,000 | 4,435 |
| Salaries and employee benefits | $1,607,000 | 4,247 |
| Premises and equipment expense | $359,000 | 4,582 |
| Additional noninterest expense | $842,000 | 4,416 |
| Pre-tax net operating income | $613,000 | 4,615 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $608,000 | 4,103 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $608,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,884 |
| Cash dividends | $308,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $608,000 | 4,250 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 3,672 |
| Total interest expense | $2,251,000 | 3,444 |
| Net interest income | $2,701,000 | 3,776 |
| Provision for loan and lease losses | $437,000 | 2,050 |
| Total noninterest income | $166,000 | 5,806 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $134,000 | 4,255 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $1,882,000 | 4,432 |
| Salaries and employee benefits | $1,086,000 | 4,244 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $551,000 | 4,445 |
| Pre-tax net operating income | $548,000 | 4,213 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $547,000 | 3,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $547,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,062 |
| Cash dividends | $221,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $547,000 | 3,779 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 3,630 |
| Total interest expense | $1,176,000 | 3,500 |
| Net interest income | $1,412,000 | 3,642 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $946,000 | 4,404 |
| Salaries and employee benefits | $548,000 | 4,240 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $278,000 | 4,359 |
| Pre-tax net operating income | $368,000 | 3,728 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $368,000 | 3,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $87,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $368,000 | 3,274 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 3,489 |
| Total interest expense | $4,857,000 | 3,536 |
| Net interest income | $6,305,000 | 3,383 |
| Provision for loan and lease losses | $422,000 | 2,611 |
| Total noninterest income | $217,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $179,000 | 5,119 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $3,107,000 | 4,902 |
| Salaries and employee benefits | $1,868,000 | 4,619 |
| Premises and equipment expense | $409,000 | 4,960 |
| Additional noninterest expense | $830,000 | 5,233 |
| Pre-tax net operating income | $2,993,000 | 2,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $674,000 | 2,347 |
| Income before extraordinary items | $2,319,000 | 2,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,319,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $897,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,319,000 | 2,519 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,265,000 | 3,524 |
| Total interest expense | $3,574,000 | 3,586 |
| Net interest income | $4,691,000 | 3,402 |
| Provision for loan and lease losses | $281,000 | 2,401 |
| Total noninterest income | $175,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $2,217,000 | 5,023 |
| Salaries and employee benefits | $1,357,000 | 4,694 |
| Premises and equipment expense | $293,000 | 5,082 |
| Additional noninterest expense | $567,000 | 5,477 |
| Pre-tax net operating income | $2,368,000 | 2,524 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $553,000 | 2,408 |
| Income before extraordinary items | $1,815,000 | 2,578 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,815,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $741,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,815,000 | 2,556 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 3,617 |
| Total interest expense | $2,272,000 | 3,710 |
| Net interest income | $3,064,000 | 3,472 |
| Provision for loan and lease losses | $181,000 | 2,293 |
| Total noninterest income | $102,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $1,536,000 | 4,940 |
| Salaries and employee benefits | $880,000 | 4,822 |
| Premises and equipment expense | $185,000 | 5,262 |
| Additional noninterest expense | $471,000 | 4,768 |
| Pre-tax net operating income | $1,449,000 | 2,743 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $553,000 | 1,936 |
| Income before extraordinary items | $896,000 | 3,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $896,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $428,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $896,000 | 3,237 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 3,658 |
| Total interest expense | $1,107,000 | 3,744 |
| Net interest income | $1,507,000 | 3,527 |
| Provision for loan and lease losses | $106,000 | 1,925 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $742,000 | 5,052 |
| Salaries and employee benefits | $422,000 | 4,991 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $230,000 | 4,807 |
| Pre-tax net operating income | $701,000 | 2,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $552,000 | 1,197 |
| Income before extraordinary items | $149,000 | 5,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $149,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,000 | 5,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 4,133 |
| Total interest expense | $3,199,000 | 4,145 |
| Net interest income | $5,008,000 | 4,002 |
| Provision for loan and lease losses | $427,000 | 2,164 |
| Total noninterest income | $240,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $156,000 | 5,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 6,607 |
| Total noninterest expense | $2,846,000 | 5,054 |
| Salaries and employee benefits | $1,608,000 | 4,975 |
| Premises and equipment expense | $371,000 | 5,157 |
| Additional noninterest expense | $867,000 | 4,983 |
| Pre-tax net operating income | $1,975,000 | 3,679 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $812,000 | 2,456 |
| Income before extraordinary items | $1,163,000 | 4,344 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,163,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,163,000 | 4,323 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 4,258 |
| Total interest expense | $2,180,000 | 4,312 |
| Net interest income | $3,630,000 | 4,126 |
| Provision for loan and lease losses | $303,000 | 2,128 |
| Total noninterest income | $151,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $106,000 | 5,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $2,011,000 | 5,252 |
| Salaries and employee benefits | $1,133,000 | 5,150 |
| Premises and equipment expense | $279,000 | 5,169 |
| Additional noninterest expense | $599,000 | 5,223 |
| Pre-tax net operating income | $1,467,000 | 3,834 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $603,000 | 2,586 |
| Income before extraordinary items | $864,000 | 4,523 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $864,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $864,000 | 4,506 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 4,459 |
| Total interest expense | $1,276,000 | 4,526 |
| Net interest income | $2,291,000 | 4,305 |
| Provision for loan and lease losses | $207,000 | 2,065 |
| Total noninterest income | $88,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $1,281,000 | 5,395 |
| Salaries and employee benefits | $704,000 | 5,406 |
| Premises and equipment expense | $184,000 | 5,197 |
| Additional noninterest expense | $393,000 | 5,268 |
| Pre-tax net operating income | $891,000 | 4,069 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $366,000 | 2,754 |
| Income before extraordinary items | $525,000 | 4,765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $525,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $525,000 | 4,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,632 |
| Total interest expense | $571,000 | 4,724 |
| Net interest income | $1,077,000 | 4,485 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $627,000 | 5,479 |
| Salaries and employee benefits | $353,000 | 5,415 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $361,000 | 4,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $212,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $212,000 | 5,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 5,379 |
| Total interest expense | $1,335,000 | 5,546 |
| Net interest income | $3,327,000 | 5,164 |
| Provision for loan and lease losses | $362,000 | 2,440 |
| Total noninterest income | $117,000 | 7,785 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $2,466,000 | 5,418 |
| Salaries and employee benefits | $1,305,000 | 5,518 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $780,000 | 5,254 |
| Pre-tax net operating income | $616,000 | 6,373 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-233,000 | 8,693 |
| Income before extraordinary items | $849,000 | 5,214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $849,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $849,000 | 5,179 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 5,652 |
| Total interest expense | $880,000 | 5,774 |
| Net interest income | $2,273,000 | 5,490 |
| Provision for loan and lease losses | $292,000 | 2,244 |
| Total noninterest income | $86,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,813 |
| Total noninterest expense | $1,684,000 | 5,691 |
| Salaries and employee benefits | $957,000 | 5,566 |
| Premises and equipment expense | $269,000 | 5,188 |
| Additional noninterest expense | $458,000 | 5,962 |
| Pre-tax net operating income | $383,000 | 6,864 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $381,000 | 6,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $381,000 | 6,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,854 |
| Total interest expense | $502,000 | 6,036 |
| Net interest income | $1,422,000 | 5,661 |
| Provision for loan and lease losses | $247,000 | 1,806 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $1,078,000 | 5,815 |
| Salaries and employee benefits | $627,000 | 5,607 |
| Premises and equipment expense | $178,000 | 5,209 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $162,000 | 7,460 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $160,000 | 7,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,164 |
| Total interest expense | $200,000 | 6,544 |
| Net interest income | $664,000 | 5,900 |
| Provision for loan and lease losses | $112,000 | 1,880 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $531,000 | 5,896 |
| Salaries and employee benefits | $311,000 | 5,675 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $44,000 | 7,971 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $42,000 | 7,898 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $42,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $42,000 | 7,869 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 7,660 |
| Total interest expense | $233,000 | 8,354 |
| Net interest income | $1,496,000 | 7,309 |
| Provision for loan and lease losses | $922,000 | 1,128 |
| Total noninterest income | $55,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $1,817,000 | 6,337 |
| Salaries and employee benefits | $1,047,000 | 6,131 |
| Premises and equipment expense | $349,000 | 5,226 |
| Additional noninterest expense | $421,000 | 7,013 |
| Pre-tax net operating income | $-1,188,000 | 8,826 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-101,000 | 8,733 |
| Income before extraordinary items | $-1,087,000 | 8,849 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,087,000 | 8,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,519 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,087,000 | 8,826 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 7,896 |
| Total interest expense | $110,000 | 8,674 |
| Net interest income | $1,027,000 | 7,518 |
| Provision for loan and lease losses | $395,000 | 1,804 |
| Total noninterest income | $38,000 | 8,629 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $1,356,000 | 6,308 |
| Salaries and employee benefits | $795,000 | 6,033 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $300,000 | 7,086 |
| Pre-tax net operating income | $-686,000 | 8,827 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-686,000 | 8,870 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-686,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-686,000 | 8,848 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,258 |
| Total interest expense | $49,000 | 8,859 |
| Net interest income | $572,000 | 7,900 |
| Provision for loan and lease losses | $248,000 | 1,858 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $18,000 | 7,579 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $909,000 | 6,323 |
| Salaries and employee benefits | $541,000 | 6,015 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $194,000 | 7,199 |
| Pre-tax net operating income | $-548,000 | 8,919 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-548,000 | 8,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-548,000 | 8,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-548,000 | 8,928 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 8,592 |
| Total interest expense | $15,000 | 8,983 |
| Net interest income | $222,000 | 8,313 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $441,000 | 6,479 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $-336,000 | 8,984 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-336,000 | 9,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-336,000 | 9,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-336,000 | 8,988 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 9,164 |
| Total interest expense | $5,000 | 9,141 |
| Net interest income | $21,000 | 9,156 |
| Provision for loan and lease losses | $46,000 | 6,403 |
| Total noninterest income | $1,000 | 9,125 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $347,000 | 9,036 |
| Salaries and employee benefits | $123,000 | 9,099 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $177,000 | 8,588 |
| Pre-tax net operating income | $-371,000 | 8,768 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-371,000 | 8,850 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-371,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 140 |
| Net operating income | $-371,000 | 8,789 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.