Home > Signature Bank > Assets and Liabilities
Signature Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $268,937,000 | 2,399 |
| Cash and due from depository institutions | $5,820,000 | 2,973 |
| Interest-bearing balances | $995,000 | 2,506 |
| Securities | $33,268,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $213,804,000 | 2,101 |
| Loan loss allowance | $2,721,000 | 1,901 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,708,000 | 1,568 |
| Other real estate owned | $1,500,000 | 2,973 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,837,000 | 2,387 |
| Life insurance assets | $2,605,000 | 1,887 |
| Total liabilities and capital | $268,937,000 | 2,399 |
| Total liabilities | $248,706,000 | 2,337 |
| Total deposits | $222,998,000 | 2,333 |
| Interest-bearing deposits | $207,364,000 | 2,155 |
| Deposits held in domestic offices | $222,998,000 | 2,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,602,000 | 2,073 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,000,000 | 1,591 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,106,000 | 3,629 |
| Total equity capital | $20,231,000 | 3,146 |
| Total bank equity capital | $20,231,000 | 3,146 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,861,000 | 976 |
| Surplus | $11,447,000 | 2,216 |
| Undivided profits | $3,923,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,402,000 | 2,966 |
| Earning assets | $248,067,000 | 2,377 |
| Long-term assets (5+ years) | $26,172,000 | 2,893 |
| Average Assets, year-to-date | $252,060,000 | 2,447 |
| Average Assets, quarterly | $268,276,000 | 2,384 |
| Volatile liabilities | $75,013,000 | 1,931 |
| Insider loans | $2,163,000 | 2,842 |
| FHLB advances | $22,000,000 | 1,504 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $60,089,000 | 1,583 |
| Tier 1 (core) risk-based capital | $20,456,000 | 3,003 |
| Tier 2 risk-based capital | $2,721,000 | 1,843 |
| Total risk weighted assets | $229,835,000 | 2,050 |
| Total unused commitments | $60,089,000 | 1,584 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 61 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $267,615,000 | 2,402 |
| Cash and due from depository institutions | $11,447,000 | 2,871 |
| Interest-bearing balances | $484,000 | 3,136 |
| Securities | $33,474,000 | 3,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $209,081,000 | 2,138 |
| Loan loss allowance | $2,681,000 | 1,933 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,635,000 | 1,545 |
| Other real estate owned | $0 | 2,871 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,978,000 | 2,629 |
| Life insurance assets | $2,579,000 | 1,858 |
| Total liabilities and capital | $267,615,000 | 2,402 |
| Total liabilities | $247,739,000 | 2,314 |
| Total deposits | $219,696,000 | 2,347 |
| Interest-bearing deposits | $205,629,000 | 2,130 |
| Deposits held in domestic offices | $219,696,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,032,000 | 956 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,150,000 | 2,350 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $861,000 | 4,218 |
| Total equity capital | $19,876,000 | 3,175 |
| Total bank equity capital | $19,876,000 | 3,175 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,861,000 | 962 |
| Surplus | $10,947,000 | 2,255 |
| Undivided profits | $4,068,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,299,000 | 3,170 |
| Earning assets | $243,039,000 | 2,414 |
| Long-term assets (5+ years) | $26,648,000 | 2,834 |
| Average Assets, year-to-date | $247,840,750 | 2,496 |
| Average Assets, quarterly | $262,964,500 | 2,417 |
| Volatile liabilities | $79,901,000 | 1,810 |
| Insider loans | $2,186,000 | 2,772 |
| FHLB advances | $12,150,000 | 2,239 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $59,436,000 | 1,624 |
| Tier 1 (core) risk-based capital | $20,040,000 | 3,042 |
| Tier 2 risk-based capital | $2,681,000 | 1,866 |
| Total risk weighted assets | $224,251,000 | 2,077 |
| Total unused commitments | $59,436,000 | 1,625 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 61 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $258,314,000 | 2,451 |
| Cash and due from depository institutions | $13,967,000 | 2,898 |
| Interest-bearing balances | $2,157,000 | 1,714 |
| Securities | $33,449,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $198,268,000 | 2,209 |
| Loan loss allowance | $2,567,000 | 1,989 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,831,000 | 1,683 |
| Other real estate owned | $0 | 2,898 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,799,000 | 2,675 |
| Life insurance assets | $2,552,000 | 1,835 |
| Total liabilities and capital | $258,314,000 | 2,451 |
| Total liabilities | $239,838,000 | 2,379 |
| Total deposits | $211,962,000 | 2,406 |
| Interest-bearing deposits | $168,569,000 | 2,544 |
| Deposits held in domestic offices | $211,962,000 | 2,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,515,000 | 885 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,750,000 | 2,740 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $611,000 | 4,749 |
| Total equity capital | $18,476,000 | 3,271 |
| Total bank equity capital | $18,476,000 | 3,271 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,861,000 | 940 |
| Surplus | $10,447,000 | 2,277 |
| Undivided profits | $3,168,000 | 5,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,157,000 | 3,196 |
| Earning assets | $233,874,000 | 2,466 |
| Long-term assets (5+ years) | $26,328,000 | 2,830 |
| Average Assets, year-to-date | $241,249,330 | 2,560 |
| Average Assets, quarterly | $249,150,500 | 2,515 |
| Volatile liabilities | $78,710,000 | 1,806 |
| Insider loans | $1,197,000 | 3,893 |
| FHLB advances | $9,750,000 | 2,611 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $60,025,000 | 1,617 |
| Tier 1 (core) risk-based capital | $18,972,000 | 3,138 |
| Tier 2 risk-based capital | $2,567,000 | 1,918 |
| Total risk weighted assets | $214,350,000 | 2,134 |
| Total unused commitments | $60,025,000 | 1,617 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 60 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $239,987,000 | 2,582 |
| Cash and due from depository institutions | $9,549,000 | 2,915 |
| Interest-bearing balances | $3,711,000 | 1,351 |
| Securities | $32,564,000 | 3,348 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 4,476 |
| Net loans & leases | $185,019,000 | 2,291 |
| Loan loss allowance | $2,391,000 | 2,080 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,476,000 | 2,089 |
| Other real estate owned | $0 | 2,915 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,654,000 | 2,652 |
| Life insurance assets | $2,526,000 | 1,809 |
| Total liabilities and capital | $239,987,000 | 2,582 |
| Total liabilities | $222,480,000 | 2,516 |
| Total deposits | $203,329,000 | 2,474 |
| Interest-bearing deposits | $162,572,000 | 2,598 |
| Deposits held in domestic offices | $203,329,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,280,000 | 1,028 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $871,000 | 3,856 |
| Total equity capital | $17,507,000 | 3,393 |
| Total bank equity capital | $17,507,000 | 3,393 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,861,000 | 924 |
| Surplus | $9,947,000 | 2,304 |
| Undivided profits | $2,699,000 | 5,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,122,000 | 3,091 |
| Earning assets | $223,019,000 | 2,554 |
| Long-term assets (5+ years) | $24,898,000 | 2,896 |
| Average Assets, year-to-date | $232,717,000 | 2,636 |
| Average Assets, quarterly | $232,717,000 | 2,636 |
| Volatile liabilities | $65,853,000 | 2,012 |
| Insider loans | $224,000 | 6,501 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $61,241,000 | 1,564 |
| Tier 1 (core) risk-based capital | $17,924,000 | 3,251 |
| Tier 2 risk-based capital | $2,391,000 | 1,997 |
| Total risk weighted assets | $200,145,000 | 2,226 |
| Total unused commitments | $61,241,000 | 1,564 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $225,447,000 | 2,703 |
| Cash and due from depository institutions | $17,465,000 | 3,249 |
| Interest-bearing balances | $10,657,000 | 536 |
| Securities | $32,331,000 | 3,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $165,220,000 | 2,474 |
| Loan loss allowance | $2,150,000 | 2,234 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,230,000 | 2,155 |
| Other real estate owned | $0 | 3,249 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,201,000 | 2,806 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $225,447,000 | 2,703 |
| Total liabilities | $209,318,000 | 2,639 |
| Total deposits | $190,886,000 | 2,588 |
| Interest-bearing deposits | $145,893,000 | 2,810 |
| Deposits held in domestic offices | $190,886,000 | 2,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,296,000 | 1,948 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,000,000 | 2,194 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,136,000 | 3,214 |
| Total equity capital | $16,129,000 | 3,591 |
| Total bank equity capital | $16,129,000 | 3,591 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,861,000 | 908 |
| Surplus | $8,947,000 | 2,484 |
| Undivided profits | $2,321,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $917,000 | 3,705 |
| Earning assets | $208,208,000 | 2,683 |
| Long-term assets (5+ years) | $26,910,000 | 2,735 |
| Average Assets, year-to-date | $195,907,400 | 2,904 |
| Average Assets, quarterly | $224,103,500 | 2,698 |
| Volatile liabilities | $62,893,000 | 2,030 |
| Insider loans | $1,262,000 | 3,732 |
| FHLB advances | $14,000,000 | 2,068 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $56,747,000 | 1,607 |
| Tier 1 (core) risk-based capital | $16,496,000 | 3,462 |
| Tier 2 risk-based capital | $2,150,000 | 2,146 |
| Total risk weighted assets | $179,597,000 | 2,383 |
| Total unused commitments | $56,747,000 | 1,607 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $222,760,000 | 2,694 |
| Cash and due from depository institutions | $30,022,000 | 3,725 |
| Interest-bearing balances | $22,520,000 | 242 |
| Securities | $28,680,000 | 3,649 |
| Federal funds sold & reverse repurchase agreements | $4,875,000 | 2,333 |
| Net loans & leases | $152,395,000 | 2,621 |
| Loan loss allowance | $1,933,000 | 2,444 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,691,000 | 2,331 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,097,000 | 4,922 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $222,760,000 | 2,694 |
| Total liabilities | $207,014,000 | 2,619 |
| Total deposits | $194,179,000 | 2,508 |
| Interest-bearing deposits | $155,660,000 | 2,618 |
| Deposits held in domestic offices | $194,179,000 | 2,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,089,000 | 1,487 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $746,000 | 4,136 |
| Total equity capital | $15,746,000 | 3,631 |
| Total bank equity capital | $15,746,000 | 3,631 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,861,000 | 876 |
| Surplus | $8,947,000 | 2,426 |
| Undivided profits | $1,938,000 | 6,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $854,000 | 3,923 |
| Earning assets | $208,470,000 | 2,643 |
| Long-term assets (5+ years) | $23,442,000 | 3,000 |
| Average Assets, year-to-date | $188,522,500 | 2,978 |
| Average Assets, quarterly | $208,259,000 | 2,817 |
| Volatile liabilities | $57,816,000 | 2,109 |
| Insider loans | $1,042,000 | 4,086 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $53,971,000 | 1,646 |
| Tier 1 (core) risk-based capital | $16,032,000 | 3,483 |
| Tier 2 risk-based capital | $1,933,000 | 2,327 |
| Total risk weighted assets | $165,131,000 | 2,513 |
| Total unused commitments | $53,971,000 | 1,646 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $193,758,000 | 2,950 |
| Cash and due from depository institutions | $17,863,000 | 3,596 |
| Interest-bearing balances | $11,038,000 | 489 |
| Securities | $26,874,000 | 3,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $142,784,000 | 2,704 |
| Loan loss allowance | $1,753,000 | 2,611 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,296,000 | 2,470 |
| Other real estate owned | $0 | 3,596 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,941,000 | 4,963 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $193,758,000 | 2,950 |
| Total liabilities | $179,801,000 | 2,875 |
| Total deposits | $166,498,000 | 2,807 |
| Interest-bearing deposits | $130,490,000 | 2,970 |
| Deposits held in domestic offices | $166,498,000 | 2,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,822,000 | 1,409 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $481,000 | 4,973 |
| Total equity capital | $13,957,000 | 3,959 |
| Total bank equity capital | $13,957,000 | 3,959 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,861,000 | 855 |
| Surplus | $7,447,000 | 2,725 |
| Undivided profits | $1,649,000 | 6,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $748,000 | 4,046 |
| Earning assets | $180,696,000 | 2,909 |
| Long-term assets (5+ years) | $22,997,000 | 3,066 |
| Average Assets, year-to-date | $177,110,000 | 3,110 |
| Average Assets, quarterly | $183,475,000 | 3,045 |
| Volatile liabilities | $45,040,000 | 2,461 |
| Insider loans | $1,063,000 | 4,009 |
| FHLB advances | $6,000,000 | 3,194 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,595,000 | 1,769 |
| Tier 1 (core) risk-based capital | $14,116,000 | 3,804 |
| Tier 2 risk-based capital | $1,753,000 | 2,470 |
| Total risk weighted assets | $158,671,000 | 2,548 |
| Total unused commitments | $47,595,000 | 1,770 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $173,192,000 | 3,203 |
| Cash and due from depository institutions | $5,739,000 | 3,989 |
| Interest-bearing balances | $43,000 | 5,812 |
| Securities | $29,321,000 | 3,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $131,210,000 | 2,844 |
| Loan loss allowance | $1,683,000 | 2,689 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,265,000 | 2,457 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,657,000 | 4,149 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $173,192,000 | 3,203 |
| Total liabilities | $161,112,000 | 3,117 |
| Total deposits | $142,336,000 | 3,199 |
| Interest-bearing deposits | $113,725,000 | 3,334 |
| Deposits held in domestic offices | $142,336,000 | 3,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,138,000 | 1,416 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 2,310 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $638,000 | 4,211 |
| Total equity capital | $12,080,000 | 4,345 |
| Total bank equity capital | $12,080,000 | 4,345 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,861,000 | 840 |
| Surplus | $6,147,000 | 3,122 |
| Undivided profits | $1,072,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $817,000 | 3,650 |
| Earning assets | $160,574,000 | 3,179 |
| Long-term assets (5+ years) | $24,877,000 | 3,004 |
| Average Assets, year-to-date | $168,786,000 | 3,264 |
| Average Assets, quarterly | $168,786,000 | 3,264 |
| Volatile liabilities | $48,084,000 | 2,250 |
| Insider loans | $1,083,000 | 3,971 |
| FHLB advances | $12,000,000 | 2,185 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,622,000 | 1,913 |
| Tier 1 (core) risk-based capital | $12,440,000 | 4,185 |
| Tier 2 risk-based capital | $1,683,000 | 2,525 |
| Total risk weighted assets | $145,805,000 | 2,694 |
| Total unused commitments | $41,622,000 | 1,917 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $164,380,000 | 3,355 |
| Cash and due from depository institutions | $5,352,000 | 4,713 |
| Interest-bearing balances | $25,000 | 6,123 |
| Securities | $30,710,000 | 3,565 |
| Federal funds sold & reverse repurchase agreements | $4,390,000 | 2,485 |
| Net loans & leases | $118,066,000 | 3,083 |
| Loan loss allowance | $1,496,000 | 2,941 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,066,000 | 2,539 |
| Other real estate owned | $0 | 4,713 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,796,000 | 5,116 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $164,380,000 | 3,355 |
| Total liabilities | $152,357,000 | 3,262 |
| Total deposits | $146,889,000 | 3,103 |
| Interest-bearing deposits | $117,333,000 | 3,220 |
| Deposits held in domestic offices | $146,889,000 | 3,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,010,000 | 3,540 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $458,000 | 4,934 |
| Total equity capital | $12,023,000 | 4,368 |
| Total bank equity capital | $12,023,000 | 4,368 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,861,000 | 825 |
| Surplus | $6,147,000 | 3,081 |
| Undivided profits | $1,015,000 | 7,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $639,000 | 4,479 |
| Earning assets | $153,191,000 | 3,311 |
| Long-term assets (5+ years) | $24,132,000 | 3,112 |
| Average Assets, year-to-date | $135,185,400 | 3,800 |
| Average Assets, quarterly | $151,578,500 | 3,552 |
| Volatile liabilities | $38,565,000 | 2,613 |
| Insider loans | $1,278,000 | 3,622 |
| FHLB advances | $5,010,000 | 3,372 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $38,220,000 | 1,958 |
| Tier 1 (core) risk-based capital | $12,066,000 | 4,234 |
| Tier 2 risk-based capital | $1,496,000 | 2,765 |
| Total risk weighted assets | $133,325,000 | 2,892 |
| Total unused commitments | $38,220,000 | 1,959 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $138,777,000 | 3,802 |
| Cash and due from depository institutions | $4,709,000 | 4,426 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $25,241,000 | 4,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $103,676,000 | 3,383 |
| Loan loss allowance | $1,315,000 | 3,271 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,107,000 | 2,490 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,044,000 | 6,483 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $138,777,000 | 3,802 |
| Total liabilities | $127,962,000 | 3,722 |
| Total deposits | $123,043,000 | 3,536 |
| Interest-bearing deposits | $99,736,000 | 3,664 |
| Deposits held in domestic offices | $123,043,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,516,000 | 1,719 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $403,000 | 5,472 |
| Total equity capital | $10,815,000 | 4,716 |
| Total bank equity capital | $10,815,000 | 4,716 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,861,000 | 807 |
| Surplus | $4,475,000 | 3,785 |
| Undivided profits | $1,479,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $652,000 | 4,551 |
| Earning assets | $128,917,000 | 3,763 |
| Long-term assets (5+ years) | $21,393,000 | 3,403 |
| Average Assets, year-to-date | $127,886,750 | 3,956 |
| Average Assets, quarterly | $136,341,000 | 3,836 |
| Volatile liabilities | $35,720,000 | 2,709 |
| Insider loans | $1,273,000 | 3,590 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,496,000 | 2,216 |
| Tier 1 (core) risk-based capital | $10,811,000 | 4,563 |
| Tier 2 risk-based capital | $1,315,000 | 3,051 |
| Total risk weighted assets | $111,594,000 | 3,334 |
| Total unused commitments | $31,496,000 | 2,222 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $133,905,000 | 3,893 |
| Cash and due from depository institutions | $3,755,000 | 4,693 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $20,085,000 | 4,778 |
| Federal funds sold & reverse repurchase agreements | $8,618,000 | 1,253 |
| Net loans & leases | $96,201,000 | 3,537 |
| Loan loss allowance | $1,243,000 | 3,410 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,187,000 | 2,392 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,059,000 | 6,408 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $133,905,000 | 3,893 |
| Total liabilities | $123,555,000 | 3,818 |
| Total deposits | $119,005,000 | 3,640 |
| Interest-bearing deposits | $95,152,000 | 3,810 |
| Deposits held in domestic offices | $119,005,000 | 3,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,250,000 | 1,772 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $300,000 | 5,854 |
| Total equity capital | $10,350,000 | 4,745 |
| Total bank equity capital | $10,350,000 | 4,745 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,861,000 | 794 |
| Surplus | $4,475,000 | 3,744 |
| Undivided profits | $1,014,000 | 7,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $448,000 | 5,646 |
| Earning assets | $124,904,000 | 3,831 |
| Long-term assets (5+ years) | $15,162,000 | 4,224 |
| Average Assets, year-to-date | $124,256,670 | 4,060 |
| Average Assets, quarterly | $132,001,000 | 3,918 |
| Volatile liabilities | $33,020,000 | 2,819 |
| Insider loans | $3,212,000 | 1,791 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,081,000 | 2,373 |
| Tier 1 (core) risk-based capital | $10,546,000 | 4,599 |
| Tier 2 risk-based capital | $1,243,000 | 3,150 |
| Total risk weighted assets | $103,818,000 | 3,493 |
| Total unused commitments | $28,081,000 | 2,375 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $130,097,000 | 3,965 |
| Cash and due from depository institutions | $4,402,000 | 4,672 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,901,000 | 6,156 |
| Federal funds sold & reverse repurchase agreements | $12,129,000 | 1,215 |
| Net loans & leases | $96,714,000 | 3,450 |
| Loan loss allowance | $1,128,000 | 3,635 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,159,000 | 2,384 |
| Other real estate owned | $0 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $792,000 | 6,968 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $130,097,000 | 3,965 |
| Total liabilities | $119,657,000 | 3,891 |
| Total deposits | $115,249,000 | 3,735 |
| Interest-bearing deposits | $93,826,000 | 3,854 |
| Deposits held in domestic offices | $115,249,000 | 3,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,109,000 | 1,637 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $299,000 | 6,197 |
| Total equity capital | $10,440,000 | 4,795 |
| Total bank equity capital | $10,440,000 | 4,795 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,861,000 | 784 |
| Surplus | $4,475,000 | 3,707 |
| Undivided profits | $1,104,000 | 7,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $443,000 | 5,622 |
| Earning assets | $120,744,000 | 3,934 |
| Long-term assets (5+ years) | $11,178,000 | 4,788 |
| Average Assets, year-to-date | $119,432,500 | 4,210 |
| Average Assets, quarterly | $119,432,500 | 4,210 |
| Volatile liabilities | $34,858,000 | 2,638 |
| Insider loans | $3,290,000 | 1,730 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $28,857,000 | 2,278 |
| Tier 1 (core) risk-based capital | $10,402,000 | 4,614 |
| Tier 2 risk-based capital | $1,127,000 | 3,366 |
| Total risk weighted assets | $101,041,000 | 3,507 |
| Total unused commitments | $28,857,000 | 2,283 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $108,768,000 | 4,512 |
| Cash and due from depository institutions | $3,795,000 | 5,136 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $10,911,000 | 6,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $89,712,000 | 3,649 |
| Loan loss allowance | $976,000 | 4,029 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,637,000 | 2,689 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $713,000 | 7,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,768,000 | 4,512 |
| Total liabilities | $98,522,000 | 4,476 |
| Total deposits | $97,056,000 | 4,242 |
| Interest-bearing deposits | $78,755,000 | 4,376 |
| Deposits held in domestic offices | $97,056,000 | 4,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,145,000 | 2,600 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $321,000 | 5,916 |
| Total equity capital | $10,246,000 | 4,799 |
| Total bank equity capital | $10,246,000 | 4,799 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,861,000 | 787 |
| Surplus | $4,475,000 | 3,676 |
| Undivided profits | $910,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $345,000 | 6,569 |
| Earning assets | $100,623,000 | 4,476 |
| Long-term assets (5+ years) | $10,461,000 | 4,925 |
| Average Assets, year-to-date | $98,700,200 | 4,713 |
| Average Assets, quarterly | $106,213,500 | 4,558 |
| Volatile liabilities | $27,585,000 | 3,115 |
| Insider loans | $3,137,000 | 1,785 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,392,000 | 2,474 |
| Tier 1 (core) risk-based capital | $10,295,000 | 4,617 |
| Tier 2 risk-based capital | $976,000 | 3,744 |
| Total risk weighted assets | $91,544,000 | 3,773 |
| Total unused commitments | $24,392,000 | 2,480 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $103,659,000 | 4,660 |
| Cash and due from depository institutions | $3,927,000 | 5,398 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $11,306,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $1,031,000 | 5,314 |
| Net loans & leases | $83,499,000 | 3,831 |
| Loan loss allowance | $986,000 | 4,017 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,285,000 | 2,904 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $611,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,659,000 | 4,660 |
| Total liabilities | $93,629,000 | 4,612 |
| Total deposits | $90,079,000 | 4,467 |
| Interest-bearing deposits | $74,561,000 | 4,555 |
| Deposits held in domestic offices | $90,079,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 1,843 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $300,000 | 6,427 |
| Total equity capital | $10,030,000 | 4,833 |
| Total bank equity capital | $10,030,000 | 4,833 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,823,000 | 777 |
| Surplus | $4,437,000 | 3,615 |
| Undivided profits | $770,000 | 7,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,016 |
| Income earned, not collected on loans | $385,000 | 6,400 |
| Earning assets | $95,836,000 | 4,620 |
| Long-term assets (5+ years) | $16,957,000 | 3,958 |
| Average Assets, year-to-date | $96,183,250 | 4,808 |
| Average Assets, quarterly | $103,023,500 | 4,659 |
| Volatile liabilities | $28,174,000 | 3,009 |
| Insider loans | $3,309,000 | 1,688 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,437,000 | 2,894 |
| Tier 1 (core) risk-based capital | $10,088,000 | 4,664 |
| Tier 2 risk-based capital | $986,000 | 3,716 |
| Total risk weighted assets | $86,484,000 | 3,905 |
| Total unused commitments | $19,437,000 | 2,896 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $102,388,000 | 4,683 |
| Cash and due from depository institutions | $3,209,000 | 5,680 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,401,000 | 5,592 |
| Federal funds sold & reverse repurchase agreements | $5,644,000 | 2,693 |
| Net loans & leases | $75,222,000 | 4,117 |
| Loan loss allowance | $911,000 | 4,189 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,239,000 | 2,879 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $673,000 | 7,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,388,000 | 4,683 |
| Total liabilities | $92,388,000 | 4,640 |
| Total deposits | $88,808,000 | 4,524 |
| Interest-bearing deposits | $74,051,000 | 4,603 |
| Deposits held in domestic offices | $88,808,000 | 4,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,323,000 | 1,757 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $257,000 | 6,866 |
| Total equity capital | $10,000,000 | 4,848 |
| Total bank equity capital | $10,000,000 | 4,848 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,823,000 | 767 |
| Surplus | $4,437,000 | 3,582 |
| Undivided profits | $740,000 | 7,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $417,000 | 5,991 |
| Earning assets | $95,267,000 | 4,625 |
| Long-term assets (5+ years) | $17,036,000 | 3,784 |
| Average Assets, year-to-date | $93,691,330 | 4,902 |
| Average Assets, quarterly | $100,320,000 | 4,718 |
| Volatile liabilities | $29,032,000 | 2,899 |
| Insider loans | $1,013,000 | 3,970 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,761,000 | 3,132 |
| Tier 1 (core) risk-based capital | $9,923,000 | 4,662 |
| Tier 2 risk-based capital | $911,000 | 3,886 |
| Total risk weighted assets | $79,790,000 | 4,111 |
| Total unused commitments | $16,761,000 | 3,141 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $98,252,000 | 4,763 |
| Cash and due from depository institutions | $5,417,000 | 5,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $9,793,000 | 6,550 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,707 |
| Net loans & leases | $69,160,000 | 4,336 |
| Loan loss allowance | $821,000 | 4,468 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,198,000 | 2,869 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $684,000 | 7,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,252,000 | 4,763 |
| Total liabilities | $88,378,000 | 4,747 |
| Total deposits | $83,512,000 | 4,698 |
| Interest-bearing deposits | $70,339,000 | 4,756 |
| Deposits held in domestic offices | $83,512,000 | 4,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,656,000 | 1,438 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $210,000 | 7,342 |
| Total equity capital | $9,874,000 | 4,804 |
| Total bank equity capital | $9,874,000 | 4,804 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,822,000 | 759 |
| Surplus | $4,434,000 | 3,542 |
| Undivided profits | $618,000 | 7,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $324,000 | 6,831 |
| Earning assets | $88,953,000 | 4,790 |
| Long-term assets (5+ years) | $10,179,000 | 4,796 |
| Average Assets, year-to-date | $89,343,000 | 5,051 |
| Average Assets, quarterly | $89,343,000 | 5,051 |
| Volatile liabilities | $32,240,000 | 2,639 |
| Insider loans | $969,000 | 4,010 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,577,000 | 3,657 |
| Tier 1 (core) risk-based capital | $9,821,000 | 4,624 |
| Tier 2 risk-based capital | $821,000 | 4,160 |
| Total risk weighted assets | $74,601,000 | 4,256 |
| Total unused commitments | $12,577,000 | 3,672 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $80,434,000 | 5,436 |
| Cash and due from depository institutions | $2,670,000 | 5,809 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $9,861,000 | 6,543 |
| Federal funds sold & reverse repurchase agreements | $336,000 | 6,592 |
| Net loans & leases | $63,675,000 | 4,578 |
| Loan loss allowance | $727,000 | 4,788 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,062,000 | 2,977 |
| Other real estate owned | $0 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $830,000 | 7,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,434,000 | 5,436 |
| Total liabilities | $70,842,000 | 5,484 |
| Total deposits | $69,715,000 | 5,274 |
| Interest-bearing deposits | $57,965,000 | 5,351 |
| Deposits held in domestic offices | $69,715,000 | 5,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $966,000 | 2,499 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $161,000 | 7,951 |
| Total equity capital | $9,592,000 | 4,867 |
| Total bank equity capital | $9,592,000 | 4,867 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,759,000 | 764 |
| Surplus | $4,334,000 | 3,558 |
| Undivided profits | $499,000 | 8,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $394,000 | 6,410 |
| Earning assets | $73,872,000 | 5,406 |
| Long-term assets (5+ years) | $11,419,000 | 4,556 |
| Average Assets, year-to-date | $69,230,800 | 5,777 |
| Average Assets, quarterly | $77,609,500 | 5,515 |
| Volatile liabilities | $21,968,000 | 3,506 |
| Insider loans | $785,000 | 4,517 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,185,000 | 3,641 |
| Tier 1 (core) risk-based capital | $9,531,000 | 4,682 |
| Tier 2 risk-based capital | $727,000 | 4,497 |
| Total risk weighted assets | $68,428,000 | 4,504 |
| Total unused commitments | $12,185,000 | 3,646 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 17 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $61,536,000 | 6,235 |
| Cash and due from depository institutions | $1,877,000 | 6,921 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $13,005,000 | 5,785 |
| Federal funds sold & reverse repurchase agreements | $5,018,000 | 2,760 |
| Net loans & leases | $37,679,000 | 6,143 |
| Loan loss allowance | $442,000 | 6,228 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,981,000 | 2,977 |
| Other real estate owned | $0 | 6,921 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $976,000 | 6,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,536,000 | 6,235 |
| Total liabilities | $56,096,000 | 6,155 |
| Total deposits | $53,427,000 | 6,083 |
| Interest-bearing deposits | $47,120,000 | 5,986 |
| Deposits held in domestic offices | $53,427,000 | 6,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,547,000 | 2,020 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $122,000 | 8,719 |
| Total equity capital | $5,440,000 | 6,789 |
| Total bank equity capital | $5,440,000 | 6,789 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,040,000 | 1,232 |
| Surplus | $2,260,000 | 5,122 |
| Undivided profits | $140,000 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $352,000 | 7,079 |
| Earning assets | $55,702,000 | 6,255 |
| Long-term assets (5+ years) | $6,602,000 | 5,651 |
| Average Assets, year-to-date | $45,105,200 | 7,061 |
| Average Assets, quarterly | $54,665,000 | 6,579 |
| Volatile liabilities | $21,229,000 | 3,509 |
| Insider loans | $1,239,000 | 3,402 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,787,000 | 4,211 |
| Tier 1 (core) risk-based capital | $5,254,000 | 6,746 |
| Tier 2 risk-based capital | $442,000 | 5,897 |
| Total risk weighted assets | $44,853,000 | 5,748 |
| Total unused commitments | $8,787,000 | 4,219 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $35,915,000 | 7,899 |
| Cash and due from depository institutions | $1,161,000 | 8,545 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,489,000 | 7,224 |
| Federal funds sold & reverse repurchase agreements | $3,544,000 | 3,068 |
| Net loans & leases | $20,889,000 | 7,799 |
| Loan loss allowance | $239,000 | 7,910 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,094,000 | 5,713 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $738,000 | 7,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,915,000 | 7,899 |
| Total liabilities | $30,450,000 | 8,002 |
| Total deposits | $28,081,000 | 8,040 |
| Interest-bearing deposits | $25,233,000 | 7,906 |
| Deposits held in domestic offices | $28,081,000 | 8,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,760,000 | 2,374 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $535,000 | 4,951 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $74,000 | 9,521 |
| Total equity capital | $5,465,000 | 6,745 |
| Total bank equity capital | $5,465,000 | 6,745 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,040,000 | 1,230 |
| Surplus | $2,260,000 | 5,117 |
| Undivided profits | $165,000 | 8,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $126,000 | 8,799 |
| Earning assets | $32,922,000 | 7,879 |
| Long-term assets (5+ years) | $3,751,000 | 6,534 |
| Average Assets, year-to-date | $25,061,400 | 8,591 |
| Average Assets, quarterly | $32,146,000 | 8,147 |
| Volatile liabilities | $13,548,000 | 4,766 |
| Insider loans | $985,000 | 3,914 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,518,000 | 5,639 |
| Tier 1 (core) risk-based capital | $5,085,000 | 6,887 |
| Tier 2 risk-based capital | $239,000 | 7,636 |
| Total risk weighted assets | $23,915,800 | 7,692 |
| Total unused commitments | $4,518,000 | 5,642 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $14,638,000 | 9,765 |
| Cash and due from depository institutions | $1,012,000 | 8,830 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,888,000 | 8,712 |
| Federal funds sold & reverse repurchase agreements | $3,776,000 | 2,428 |
| Net loans & leases | $3,326,000 | 10,032 |
| Loan loss allowance | $60,000 | 9,798 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,240,000 | 5,405 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $396,000 | 8,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,638,000 | 9,765 |
| Total liabilities | $9,068,000 | 9,960 |
| Total deposits | $8,382,000 | 9,944 |
| Interest-bearing deposits | $7,746,000 | 9,853 |
| Deposits held in domestic offices | $8,382,000 | 9,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $660,000 | 4,857 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $26,000 | 10,127 |
| Total equity capital | $5,570,000 | 6,543 |
| Total bank equity capital | $5,570,000 | 6,543 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,040,000 | 1,236 |
| Surplus | $2,260,000 | 5,145 |
| Undivided profits | $270,000 | 8,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $14,000 | 9,984 |
| Earning assets | $11,990,000 | 9,824 |
| Long-term assets (5+ years) | $768,000 | 8,435 |
| Average Assets, year-to-date | $10,680,000 | 9,962 |
| Average Assets, quarterly | $10,680,000 | 9,980 |
| Volatile liabilities | $990,000 | 9,668 |
| Insider loans | $11,000 | 8,969 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,099,000 | 8,455 |
| Tier 1 (core) risk-based capital | $5,634,000 | 6,518 |
| Tier 2 risk-based capital | $60,000 | 9,770 |
| Total risk weighted assets | $6,568,300 | 9,886 |
| Total unused commitments | $1,099,000 | 8,462 |
| Derivatives | $0 | 488 |