Home > Signature Bank > Income and Expense
Signature Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $144,000 | 7,206 |
| Total interest expense | $24,000 | 7,163 |
| Net interest income | $120,000 | 7,209 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $3,000 | 6,965 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,000 | 6,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $89,000 | 7,233 |
| Salaries and employee benefits | $32,000 | 7,226 |
| Premises and equipment expense | $3,000 | 7,207 |
| Additional noninterest expense | $54,000 | 7,195 |
| Pre-tax net operating income | $34,000 | 6,173 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $27,000 | 6,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $27,000 | 6,350 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $27,000 | 6,351 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $27,000 | 6,211 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $72,000 | 7,269 |
| Total interest expense | $12,000 | 7,228 |
| Net interest income | $60,000 | 7,272 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $45,000 | 7,297 |
| Salaries and employee benefits | $17,000 | 7,287 |
| Premises and equipment expense | $2,000 | 7,268 |
| Additional noninterest expense | $26,000 | 7,259 |
| Pre-tax net operating income | $16,000 | 6,263 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $13,000 | 6,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $13,000 | 6,401 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $13,000 | 6,276 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 7,317 |
| Total interest expense | $50,000 | 7,289 |
| Net interest income | $250,000 | 7,317 |
| Provision for loan and lease losses | $2,000 | 6,472 |
| Total noninterest income | $6,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $5,000 | 6,913 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,000 | 6,674 |
| Total noninterest expense | $168,000 | 7,345 |
| Salaries and employee benefits | $60,000 | 7,335 |
| Premises and equipment expense | $6,000 | 7,325 |
| Additional noninterest expense | $102,000 | 7,317 |
| Pre-tax net operating income | $86,000 | 5,813 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $20,000 | 4,116 |
| Income before extraordinary items | $69,000 | 5,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 5,976 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $69,000 | 5,976 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $66,660 | 5,867 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $227,000 | 7,394 |
| Total interest expense | $38,000 | 7,363 |
| Net interest income | $189,000 | 7,393 |
| Provision for loan and lease losses | $2,000 | 6,362 |
| Total noninterest income | $5,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,000 | 6,831 |
| Total noninterest expense | $126,000 | 7,423 |
| Salaries and employee benefits | $46,000 | 7,413 |
| Premises and equipment expense | $4,000 | 7,404 |
| Additional noninterest expense | $76,000 | 7,393 |
| Pre-tax net operating income | $66,000 | 5,938 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $55,000 | 6,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 6,070 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $55,000 | 6,070 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $52,600 | 5,976 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $153,000 | 7,467 |
| Total interest expense | $27,000 | 7,434 |
| Net interest income | $126,000 | 7,464 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $4,000 | 7,157 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,916 |
| Total noninterest expense | $85,000 | 7,499 |
| Salaries and employee benefits | $31,000 | 7,490 |
| Premises and equipment expense | $3,000 | 7,480 |
| Additional noninterest expense | $51,000 | 7,466 |
| Pre-tax net operating income | $43,000 | 5,975 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $37,000 | 6,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,096 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $37,000 | 6,097 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $34,600 | 6,027 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $77,000 | 7,530 |
| Total interest expense | $14,000 | 7,493 |
| Net interest income | $63,000 | 7,526 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $4,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $43,000 | 7,562 |
| Salaries and employee benefits | $16,000 | 7,551 |
| Premises and equipment expense | $1,000 | 7,541 |
| Additional noninterest expense | $26,000 | 7,525 |
| Pre-tax net operating income | $22,000 | 6,077 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $18,000 | 6,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $18,000 | 6,150 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $18,000 | 6,116 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 7,607 |
| Total interest expense | $48,000 | 7,579 |
| Net interest income | $228,000 | 7,598 |
| Provision for loan and lease losses | $20,000 | 6,809 |
| Total noninterest income | $8,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 6,737 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 6,937 |
| Total noninterest expense | $167,000 | 7,632 |
| Salaries and employee benefits | $57,000 | 7,626 |
| Premises and equipment expense | $7,000 | 7,617 |
| Additional noninterest expense | $103,000 | 7,598 |
| Pre-tax net operating income | $49,000 | 5,628 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $13,000 | 4,154 |
| Income before extraordinary items | $36,000 | 5,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 5,856 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $36,000 | 5,856 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $36,000 | 5,717 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $203,000 | 7,723 |
| Total interest expense | $36,000 | 7,691 |
| Net interest income | $167,000 | 7,712 |
| Provision for loan and lease losses | $2,000 | 6,962 |
| Total noninterest income | $7,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $6,000 | 6,829 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,000 | 7,117 |
| Total noninterest expense | $126,000 | 7,746 |
| Salaries and employee benefits | $43,000 | 7,737 |
| Premises and equipment expense | $6,000 | 7,724 |
| Additional noninterest expense | $77,000 | 7,708 |
| Pre-tax net operating income | $46,000 | 5,811 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $35,000 | 5,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $35,000 | 5,990 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $35,000 | 5,990 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $35,000 | 5,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $134,000 | 7,790 |
| Total interest expense | $25,000 | 7,760 |
| Net interest income | $109,000 | 7,782 |
| Provision for loan and lease losses | $2,000 | 6,827 |
| Total noninterest income | $5,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $4,000 | 6,877 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 7,201 |
| Total noninterest expense | $86,000 | 7,816 |
| Salaries and employee benefits | $29,000 | 7,806 |
| Premises and equipment expense | $4,000 | 7,793 |
| Additional noninterest expense | $53,000 | 7,769 |
| Pre-tax net operating income | $26,000 | 5,940 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $20,000 | 6,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $20,000 | 6,080 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $20,000 | 6,079 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $20,000 | 5,985 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 7,894 |
| Total interest expense | $13,000 | 7,863 |
| Net interest income | $54,000 | 7,881 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $43,000 | 7,923 |
| Salaries and employee benefits | $15,000 | 7,911 |
| Premises and equipment expense | $2,000 | 7,892 |
| Additional noninterest expense | $26,000 | 7,873 |
| Pre-tax net operating income | $10,000 | 6,142 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $8,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,289 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $8,000 | 6,288 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $8,000 | 6,174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 7,966 |
| Total interest expense | $73,000 | 7,930 |
| Net interest income | $202,000 | 7,953 |
| Provision for loan and lease losses | $3,000 | 7,390 |
| Total noninterest income | $10,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $8,000 | 7,035 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,000 | 7,361 |
| Total noninterest expense | $183,000 | 7,999 |
| Salaries and employee benefits | $65,000 | 7,990 |
| Premises and equipment expense | $7,000 | 7,978 |
| Additional noninterest expense | $111,000 | 7,948 |
| Pre-tax net operating income | $26,000 | 5,329 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $21,000 | 5,457 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,000 | 5,456 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $21,000 | 5,456 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $21,000 | 5,409 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $208,000 | 8,052 |
| Total interest expense | $59,000 | 8,014 |
| Net interest income | $149,000 | 8,039 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $8,000 | 7,775 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,000 | 7,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $142,000 | 8,084 |
| Salaries and employee benefits | $49,000 | 8,074 |
| Premises and equipment expense | $19,000 | 8,009 |
| Additional noninterest expense | $74,000 | 8,045 |
| Pre-tax net operating income | $15,000 | 5,615 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $12,000 | 5,723 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $12,000 | 5,723 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $12,000 | 5,723 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,000 | 5,667 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $140,000 | 8,141 |
| Total interest expense | $41,000 | 8,099 |
| Net interest income | $99,000 | 8,124 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $6,000 | 7,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $97,000 | 8,175 |
| Salaries and employee benefits | $34,000 | 8,169 |
| Premises and equipment expense | $13,000 | 8,085 |
| Additional noninterest expense | $50,000 | 8,126 |
| Pre-tax net operating income | $8,000 | 5,754 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $6,000 | 5,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 5,877 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $6,000 | 5,877 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $6,000 | 5,795 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 8,197 |
| Total interest expense | $20,000 | 8,158 |
| Net interest income | $49,000 | 8,178 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $49,000 | 8,226 |
| Salaries and employee benefits | $19,000 | 8,222 |
| Premises and equipment expense | $7,000 | 8,115 |
| Additional noninterest expense | $23,000 | 8,186 |
| Pre-tax net operating income | $2,000 | 6,207 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $2,000 | 6,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,382 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,000 | 6,382 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,000 | 6,231 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 8,227 |
| Total interest expense | $114,000 | 8,178 |
| Net interest income | $197,000 | 8,231 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $9,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,204 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,000 | 7,889 |
| Total noninterest expense | $186,000 | 8,271 |
| Salaries and employee benefits | $55,000 | 8,270 |
| Premises and equipment expense | $35,000 | 8,157 |
| Additional noninterest expense | $96,000 | 8,214 |
| Pre-tax net operating income | $20,000 | 6,250 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $16,000 | 6,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $38,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $16,000 | 6,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $237,000 | 8,319 |
| Total interest expense | $92,000 | 8,262 |
| Net interest income | $145,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $7,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $6,000 | 7,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $141,000 | 8,353 |
| Salaries and employee benefits | $41,000 | 8,353 |
| Premises and equipment expense | $27,000 | 8,215 |
| Additional noninterest expense | $73,000 | 8,288 |
| Pre-tax net operating income | $11,000 | 6,705 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $9,000 | 6,567 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,000 | 6,735 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $159,000 | 8,394 |
| Total interest expense | $66,000 | 8,321 |
| Net interest income | $93,000 | 8,395 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $97,000 | 8,424 |
| Salaries and employee benefits | $28,000 | 8,425 |
| Premises and equipment expense | $18,000 | 8,280 |
| Additional noninterest expense | $51,000 | 8,339 |
| Pre-tax net operating income | $-1,000 | 6,950 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,000 | 6,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 8,448 |
| Total interest expense | $36,000 | 8,355 |
| Net interest income | $42,000 | 8,455 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $48,000 | 8,467 |
| Salaries and employee benefits | $14,000 | 8,467 |
| Premises and equipment expense | $9,000 | 8,302 |
| Additional noninterest expense | $25,000 | 8,377 |
| Pre-tax net operating income | $-5,000 | 7,203 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,000 | 7,749 |
| Income before extraordinary items | $-4,000 | 7,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-4,000 | 7,219 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 8,529 |
| Total interest expense | $13,000 | 8,498 |
| Net interest income | $13,000 | 8,526 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $16,000 | 8,530 |
| Salaries and employee benefits | $5,000 | 8,509 |
| Premises and equipment expense | $3,000 | 8,498 |
| Additional noninterest expense | $8,000 | 8,528 |
| Pre-tax net operating income | $-3,000 | 7,449 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,000 | 7,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,000 | 7,478 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 6,082 |
| Total interest expense | $1,615,000 | 5,687 |
| Net interest income | $1,656,000 | 6,318 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $154,000 | 6,740 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $1,483,000 | 6,235 |
| Salaries and employee benefits | $754,000 | 6,416 |
| Premises and equipment expense | $275,000 | 5,269 |
| Additional noninterest expense | $454,000 | 6,078 |
| Pre-tax net operating income | $309,000 | 6,528 |
| Securities gains (losses) | $-6,000 | 7,659 |
| Applicable income taxes | $100,000 | 4,443 |
| Income before extraordinary items | $203,000 | 6,798 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $203,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $995,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $207,020 | 6,763 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 6,189 |
| Total interest expense | $993,000 | 5,890 |
| Net interest income | $1,113,000 | 6,341 |
| Provision for loan and lease losses | $14,000 | 5,601 |
| Total noninterest income | $143,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $119,000 | 4,768 |
| Total noninterest expense | $990,000 | 6,284 |
| Salaries and employee benefits | $509,000 | 6,435 |
| Premises and equipment expense | $189,000 | 5,193 |
| Additional noninterest expense | $292,000 | 6,200 |
| Pre-tax net operating income | $252,000 | 6,340 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $85,000 | 4,292 |
| Income before extraordinary items | $161,000 | 6,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $675,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $164,900 | 6,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 6,257 |
| Total interest expense | $457,000 | 6,061 |
| Net interest income | $572,000 | 6,285 |
| Provision for loan and lease losses | $14,000 | 4,851 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $493,000 | 6,326 |
| Salaries and employee benefits | $251,000 | 6,521 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $76,000 | 6,980 |
| Securities gains (losses) | $-6,000 | 8,196 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $45,000 | 7,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $45,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $675,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,840 | 7,173 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 6,317 |
| Total interest expense | $1,469,000 | 6,166 |
| Net interest income | $2,199,000 | 6,341 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $38,000 | 7,061 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 6,557 |
| Total noninterest expense | $1,733,000 | 6,533 |
| Salaries and employee benefits | $794,000 | 6,976 |
| Premises and equipment expense | $273,000 | 5,979 |
| Additional noninterest expense | $666,000 | 5,783 |
| Pre-tax net operating income | $521,000 | 6,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $193,000 | 4,329 |
| Income before extraordinary items | $328,000 | 6,797 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $328,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $328,000 | 6,798 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 6,357 |
| Total interest expense | $1,089,000 | 6,138 |
| Net interest income | $1,650,000 | 6,392 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $68,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $1,287,000 | 6,574 |
| Salaries and employee benefits | $570,000 | 7,080 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $530,000 | 5,595 |
| Pre-tax net operating income | $366,000 | 6,739 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $137,000 | 4,562 |
| Income before extraordinary items | $229,000 | 7,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $229,000 | 7,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $229,000 | 7,066 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 6,357 |
| Total interest expense | $749,000 | 5,977 |
| Net interest income | $1,072,000 | 6,490 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $848,000 | 6,627 |
| Salaries and employee benefits | $387,000 | 7,061 |
| Premises and equipment expense | $110,000 | 6,558 |
| Additional noninterest expense | $351,000 | 5,595 |
| Pre-tax net operating income | $212,000 | 7,005 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $82,000 | 4,751 |
| Income before extraordinary items | $130,000 | 7,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $130,000 | 7,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 6,357 |
| Total interest expense | $377,000 | 5,845 |
| Net interest income | $523,000 | 6,567 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $374,000 | 6,951 |
| Salaries and employee benefits | $192,000 | 7,099 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $99,000 | 7,075 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $58,000 | 7,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 8,069 |
| Total interest expense | $396,000 | 7,908 |
| Net interest income | $922,000 | 8,054 |
| Provision for loan and lease losses | $293,000 | 2,915 |
| Total noninterest income | $71,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $34,000 | 7,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,697 |
| Total noninterest expense | $658,000 | 8,314 |
| Salaries and employee benefits | $356,000 | 8,346 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $42,000 | 8,151 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $12,000 | 6,486 |
| Income before extraordinary items | $38,000 | 8,183 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $38,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $11,285,000 | 160 |
| Net operating income | $31,920 | 8,170 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $605,000 | 8,513 |
| Total interest expense | $119,000 | 8,558 |
| Net interest income | $486,000 | 8,436 |
| Provision for loan and lease losses | $98,000 | 4,217 |
| Total noninterest income | $20,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 7,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $247,000 | 8,742 |
| Salaries and employee benefits | $153,000 | 8,690 |
| Premises and equipment expense | $35,000 | 8,507 |
| Additional noninterest expense | $59,000 | 8,760 |
| Pre-tax net operating income | $161,000 | 7,795 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $61,000 | 5,651 |
| Income before extraordinary items | $108,000 | 7,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $108,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $11,346,000 | 114 |
| Net operating income | $102,880 | 7,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $88,000 | 8,826 |
| Total interest expense | $16,000 | 8,771 |
| Net interest income | $72,000 | 8,818 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $7,000 | 8,700 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $6,000 | 7,638 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $30,000 | 8,851 |
| Salaries and employee benefits | $17,000 | 8,839 |
| Premises and equipment expense | $5,000 | 8,793 |
| Additional noninterest expense | $8,000 | 8,855 |
| Pre-tax net operating income | $49,000 | 8,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $32,000 | 8,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $11,346,000 | 75 |
| Net operating income | $32,000 | 8,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 8,688 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $132,000 | 8,650 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $95,000 | 8,769 |
| Salaries and employee benefits | $52,000 | 8,764 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $24,000 | 8,782 |
| Pre-tax net operating income | $48,000 | 7,920 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $34,000 | 8,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $34,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $34,000 | 8,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 8,710 |
| Total interest expense | $82,000 | 8,770 |
| Net interest income | $506,000 | 8,638 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $69,000 | 8,409 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $63,000 | 7,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $368,000 | 8,822 |
| Salaries and employee benefits | $201,000 | 8,814 |
| Premises and equipment expense | $78,000 | 8,237 |
| Additional noninterest expense | $89,000 | 8,851 |
| Pre-tax net operating income | $183,000 | 7,836 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $57,000 | 5,970 |
| Income before extraordinary items | $126,000 | 7,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $126,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $126,000 | 7,943 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 8,777 |
| Total interest expense | $61,000 | 8,827 |
| Net interest income | $359,000 | 8,719 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $55,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $50,000 | 7,060 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $272,000 | 8,860 |
| Salaries and employee benefits | $149,000 | 8,853 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $64,000 | 8,898 |
| Pre-tax net operating income | $130,000 | 7,996 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $90,000 | 8,133 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $90,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $90,000 | 8,083 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,855 |
| Total interest expense | $43,000 | 8,885 |
| Net interest income | $227,000 | 8,798 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $184,000 | 8,920 |
| Salaries and employee benefits | $103,000 | 8,899 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $43,000 | 8,943 |
| Pre-tax net operating income | $69,000 | 8,126 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $49,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $49,000 | 8,179 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,912 |
| Total interest expense | $24,000 | 8,910 |
| Net interest income | $107,000 | 8,864 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $92,000 | 8,948 |
| Salaries and employee benefits | $51,000 | 8,948 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $21,000 | 8,992 |
| Pre-tax net operating income | $30,000 | 8,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 8,937 |
| Total interest expense | $96,000 | 8,963 |
| Net interest income | $416,000 | 8,882 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $63,000 | 8,671 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $58,000 | 7,304 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $341,000 | 9,039 |
| Salaries and employee benefits | $173,000 | 9,037 |
| Premises and equipment expense | $69,000 | 8,504 |
| Additional noninterest expense | $99,000 | 9,006 |
| Pre-tax net operating income | $138,000 | 8,060 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $45,000 | 6,359 |
| Income before extraordinary items | $93,000 | 8,258 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $93,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $93,000 | 8,150 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $380,000 | 9,028 |
| Total interest expense | $74,000 | 9,050 |
| Net interest income | $306,000 | 8,974 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $49,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $255,000 | 9,087 |
| Salaries and employee benefits | $128,000 | 9,094 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $79,000 | 9,022 |
| Pre-tax net operating income | $100,000 | 8,227 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $37,000 | 6,442 |
| Income before extraordinary items | $63,000 | 8,454 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $63,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $63,000 | 8,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $258,000 | 9,068 |
| Total interest expense | $47,000 | 9,106 |
| Net interest income | $211,000 | 8,992 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $35,000 | 8,698 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $172,000 | 9,113 |
| Salaries and employee benefits | $85,000 | 9,132 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $53,000 | 9,050 |
| Pre-tax net operating income | $74,000 | 8,206 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $34,000 | 6,245 |
| Income before extraordinary items | $40,000 | 8,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $40,000 | 8,385 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 9,118 |
| Total interest expense | $23,000 | 9,155 |
| Net interest income | $108,000 | 9,036 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $87,000 | 9,150 |
| Salaries and employee benefits | $43,000 | 9,175 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $40,000 | 8,152 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,000 | 8,302 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 9,164 |
| Total interest expense | $116,000 | 9,180 |
| Net interest income | $409,000 | 9,084 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $48,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $47,000 | 7,581 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $308,000 | 9,237 |
| Salaries and employee benefits | $153,000 | 9,233 |
| Premises and equipment expense | $65,000 | 8,676 |
| Additional noninterest expense | $90,000 | 9,202 |
| Pre-tax net operating income | $149,000 | 8,114 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $146,000 | 8,110 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $146,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $141,250 | 8,024 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 9,416 |
| Total interest expense | $288,000 | 9,304 |
| Net interest income | $237,000 | 9,467 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $33,000 | 9,331 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $20,000 | 8,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $344,000 | 9,442 |
| Salaries and employee benefits | $146,000 | 9,499 |
| Premises and equipment expense | $53,000 | 9,079 |
| Additional noninterest expense | $145,000 | 9,089 |
| Pre-tax net operating income | $-110,000 | 8,873 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-4,000 | 8,955 |
| Income before extraordinary items | $-106,000 | 8,959 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-106,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-106,000 | 8,907 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 9,793 |
| Total interest expense | $102,000 | 9,745 |
| Net interest income | $172,000 | 9,798 |
| Provision for loan and lease losses | $17,000 | 7,726 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $204,000 | 9,841 |
| Salaries and employee benefits | $78,000 | 9,851 |
| Premises and equipment expense | $5,000 | 9,853 |
| Additional noninterest expense | $121,000 | 9,485 |
| Pre-tax net operating income | $-47,000 | 9,196 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $-56,000 | 9,215 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-56,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-56,000 | 9,210 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 10,222 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $0 | 10,216 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $0 | 10,221 |
| Salaries and employee benefits | $0 | 10,208 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $0 | 10,220 |
| Pre-tax net operating income | $0 | 9,401 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $0 | 9,441 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $0 | 9,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $0 | 9,415 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 10,390 |
| Total interest expense | $65,000 | 10,333 |
| Net interest income | $79,000 | 10,400 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,000 | 10,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $84,000 | 10,439 |
| Salaries and employee benefits | $70,000 | 10,407 |
| Premises and equipment expense | $2,000 | 10,426 |
| Additional noninterest expense | $12,000 | 10,450 |
| Pre-tax net operating income | $-3,000 | 9,808 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-3,000 | 9,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,000 | 9,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,000 | 9,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $150,000 | 10,858 |
| Total interest expense | $72,000 | 10,802 |
| Net interest income | $78,000 | 10,869 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $3,000 | 10,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $81,000 | 10,895 |
| Salaries and employee benefits | $69,000 | 10,860 |
| Premises and equipment expense | $3,000 | 10,884 |
| Additional noninterest expense | $9,000 | 10,913 |
| Pre-tax net operating income | $0 | 10,358 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $0 | 10,401 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $0 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $0 | 10,363 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 11,388 |
| Total interest expense | $73,000 | 11,346 |
| Net interest income | $82,000 | 11,403 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,000 | 11,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $83,000 | 11,431 |
| Salaries and employee benefits | $66,000 | 11,407 |
| Premises and equipment expense | $4,000 | 11,405 |
| Additional noninterest expense | $13,000 | 11,445 |
| Pre-tax net operating income | $3,000 | 10,763 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $3,000 | 10,805 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,000 | 10,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,000 | 10,757 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 11,922 |
| Total interest expense | $85,000 | 11,881 |
| Net interest income | $77,000 | 11,933 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $4,000 | 11,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $80,000 | 11,956 |
| Salaries and employee benefits | $63,000 | 11,928 |
| Premises and equipment expense | $3,000 | 11,938 |
| Additional noninterest expense | $14,000 | 11,963 |
| Pre-tax net operating income | $1,000 | 11,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,000 | 11,493 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000 | 11,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,000 | 11,463 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 12,566 |
| Total interest expense | $79,000 | 12,537 |
| Net interest income | $87,000 | 12,573 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,000 | 12,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $70,000 | 12,592 |
| Salaries and employee benefits | $53,000 | 12,571 |
| Premises and equipment expense | $3,000 | 12,571 |
| Additional noninterest expense | $14,000 | 12,595 |
| Pre-tax net operating income | $19,000 | 12,023 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $19,000 | 11,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $19,000 | 11,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $19,000 | 12,005 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 13,236 |
| Total interest expense | $90,000 | 13,182 |
| Net interest income | $68,000 | 13,213 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,000 | 13,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $86,000 | 13,264 |
| Salaries and employee benefits | $52,000 | 13,256 |
| Premises and equipment expense | $4,000 | 13,246 |
| Additional noninterest expense | $30,000 | 13,262 |
| Pre-tax net operating income | $-15,000 | 12,480 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-15,000 | 12,558 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-15,000 | 12,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-15,000 | 12,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 13,858 |
| Total interest expense | $118,000 | 13,806 |
| Net interest income | $96,000 | 13,857 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $3,000 | 13,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,866 |
| Total noninterest expense | $90,000 | 13,903 |
| Salaries and employee benefits | $63,000 | 13,865 |
| Premises and equipment expense | $8,000 | 13,854 |
| Additional noninterest expense | $19,000 | 13,906 |
| Pre-tax net operating income | $9,000 | 12,653 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $8,000 | 12,846 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,000 | 12,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,000 | 12,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.