Home > Signature Bank > Income and Expense
Signature Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 2,438 |
| Total interest expense | $937,000 | 2,692 |
| Net interest income | $8,931,000 | 2,374 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $861,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $414,000 | 2,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $447,000 | 3,436 |
| Total noninterest expense | $8,730,000 | 2,163 |
| Salaries and employee benefits | $5,338,000 | 1,922 |
| Premises and equipment expense | $1,254,000 | 1,840 |
| Additional noninterest expense | $2,138,000 | 2,737 |
| Pre-tax net operating income | $1,062,000 | 4,039 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,062,000 | 3,853 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,062,000 | 3,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,062,000 | 3,854 |
| Net charge-offs | $676,000 | 1,194 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,062,000 | 3,802 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 2,444 |
| Total interest expense | $714,000 | 2,699 |
| Net interest income | $6,696,000 | 2,386 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $579,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $311,000 | 2,645 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $268,000 | 3,809 |
| Total noninterest expense | $6,719,000 | 2,105 |
| Salaries and employee benefits | $4,017,000 | 1,923 |
| Premises and equipment expense | $1,030,000 | 1,714 |
| Additional noninterest expense | $1,672,000 | 2,643 |
| Pre-tax net operating income | $556,000 | 4,664 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $556,000 | 4,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $556,000 | 4,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $556,000 | 4,453 |
| Net charge-offs | $634,000 | 966 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $556,000 | 4,409 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 2,476 |
| Total interest expense | $485,000 | 2,691 |
| Net interest income | $4,382,000 | 2,428 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $322,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $198,000 | 2,723 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $124,000 | 4,287 |
| Total noninterest expense | $4,509,000 | 2,097 |
| Salaries and employee benefits | $2,679,000 | 1,933 |
| Premises and equipment expense | $702,000 | 1,694 |
| Additional noninterest expense | $1,128,000 | 2,624 |
| Pre-tax net operating income | $195,000 | 5,344 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $195,000 | 5,242 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $195,000 | 5,244 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $195,000 | 5,245 |
| Net charge-offs | $534,000 | 824 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $195,000 | 5,194 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 2,481 |
| Total interest expense | $248,000 | 2,696 |
| Net interest income | $2,173,000 | 2,427 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $89,000 | 2,896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $63,000 | 4,256 |
| Total noninterest expense | $2,293,000 | 2,071 |
| Salaries and employee benefits | $1,385,000 | 1,878 |
| Premises and equipment expense | $356,000 | 1,691 |
| Additional noninterest expense | $552,000 | 2,677 |
| Pre-tax net operating income | $32,000 | 5,917 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $32,000 | 5,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,917 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $32,000 | 5,918 |
| Net charge-offs | $94,000 | 1,414 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $32,000 | 5,878 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,262,000 | 2,369 |
| Total interest expense | $1,119,000 | 2,705 |
| Net interest income | $9,143,000 | 2,293 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $788,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $383,000 | 2,907 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $405,000 | 3,656 |
| Total noninterest expense | $9,017,000 | 2,098 |
| Salaries and employee benefits | $4,986,000 | 2,046 |
| Premises and equipment expense | $1,350,000 | 1,740 |
| Additional noninterest expense | $2,681,000 | 2,306 |
| Pre-tax net operating income | $914,000 | 4,214 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $914,000 | 4,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $914,000 | 4,056 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $914,000 | 4,056 |
| Net charge-offs | $720,000 | 1,610 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $914,000 | 4,006 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 2,351 |
| Total interest expense | $854,000 | 2,763 |
| Net interest income | $6,908,000 | 2,265 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $566,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $280,000 | 2,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $286,000 | 3,812 |
| Total noninterest expense | $6,768,000 | 2,096 |
| Salaries and employee benefits | $3,746,000 | 2,050 |
| Premises and equipment expense | $1,038,000 | 1,708 |
| Additional noninterest expense | $1,984,000 | 2,325 |
| Pre-tax net operating income | $706,000 | 4,264 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $706,000 | 4,055 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $706,000 | 4,059 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $706,000 | 4,059 |
| Net charge-offs | $592,000 | 1,433 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $706,000 | 3,985 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 2,332 |
| Total interest expense | $579,000 | 2,778 |
| Net interest income | $4,663,000 | 2,230 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $390,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,726 |
| Total noninterest expense | $4,459,000 | 2,114 |
| Salaries and employee benefits | $2,461,000 | 2,081 |
| Premises and equipment expense | $697,000 | 1,702 |
| Additional noninterest expense | $1,301,000 | 2,353 |
| Pre-tax net operating income | $594,000 | 3,842 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $594,000 | 3,628 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $594,000 | 3,630 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $594,000 | 3,631 |
| Net charge-offs | $191,000 | 2,139 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $594,000 | 3,518 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,312 |
| Total interest expense | $296,000 | 2,805 |
| Net interest income | $2,379,000 | 2,198 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $229,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $84,000 | 3,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,222 |
| Total noninterest expense | $2,243,000 | 2,120 |
| Salaries and employee benefits | $1,266,000 | 2,054 |
| Premises and equipment expense | $355,000 | 1,704 |
| Additional noninterest expense | $622,000 | 2,464 |
| Pre-tax net operating income | $365,000 | 3,447 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $365,000 | 3,191 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $365,000 | 3,191 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $365,000 | 3,193 |
| Net charge-offs | $162,000 | 1,518 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $365,000 | 3,098 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 2,320 |
| Total interest expense | $1,598,000 | 2,592 |
| Net interest income | $9,608,000 | 2,237 |
| Provision for loan and lease losses | $975,000 | 1,795 |
| Total noninterest income | $1,008,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $374,000 | 3,079 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $634,000 | 3,031 |
| Total noninterest expense | $8,911,000 | 2,139 |
| Salaries and employee benefits | $4,542,000 | 2,199 |
| Premises and equipment expense | $1,388,000 | 1,697 |
| Additional noninterest expense | $2,981,000 | 2,182 |
| Pre-tax net operating income | $730,000 | 4,457 |
| Securities gains (losses) | $156,000 | 1,907 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $886,000 | 4,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $886,000 | 4,119 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $886,000 | 4,121 |
| Net charge-offs | $1,032,000 | 1,787 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $730,000 | 4,241 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,440,000 | 2,354 |
| Total interest expense | $1,250,000 | 2,597 |
| Net interest income | $7,190,000 | 2,273 |
| Provision for loan and lease losses | $975,000 | 1,466 |
| Total noninterest income | $766,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $285,000 | 3,063 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $481,000 | 3,007 |
| Total noninterest expense | $6,660,000 | 2,156 |
| Salaries and employee benefits | $3,426,000 | 2,173 |
| Premises and equipment expense | $1,129,000 | 1,585 |
| Additional noninterest expense | $2,105,000 | 2,306 |
| Pre-tax net operating income | $321,000 | 5,239 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $327,000 | 5,222 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $327,000 | 5,220 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $327,000 | 5,220 |
| Net charge-offs | $1,089,000 | 1,372 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $321,000 | 5,054 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 2,348 |
| Total interest expense | $861,000 | 2,630 |
| Net interest income | $4,818,000 | 2,255 |
| Provision for loan and lease losses | $875,000 | 1,215 |
| Total noninterest income | $497,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $188,000 | 3,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,033 |
| Total noninterest expense | $4,445,000 | 2,171 |
| Salaries and employee benefits | $2,320,000 | 2,137 |
| Premises and equipment expense | $744,000 | 1,605 |
| Additional noninterest expense | $1,381,000 | 2,348 |
| Pre-tax net operating income | $-5,000 | 6,329 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-5,000 | 6,464 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,000 | 6,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,000 | 6,464 |
| Net charge-offs | $672,000 | 1,489 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,000 | 6,333 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 2,377 |
| Total interest expense | $447,000 | 2,630 |
| Net interest income | $2,390,000 | 2,292 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $162,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $2,239,000 | 2,136 |
| Salaries and employee benefits | $1,178,000 | 2,122 |
| Premises and equipment expense | $371,000 | 1,604 |
| Additional noninterest expense | $690,000 | 2,314 |
| Pre-tax net operating income | $-87,000 | 6,706 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-87,000 | 6,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-87,000 | 6,787 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-87,000 | 6,787 |
| Net charge-offs | $375,000 | 1,289 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-87,000 | 6,725 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,746,000 | 2,197 |
| Total interest expense | $2,482,000 | 2,325 |
| Net interest income | $10,264,000 | 2,131 |
| Provision for loan and lease losses | $4,330,000 | 883 |
| Total noninterest income | $1,037,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $475,000 | 2,681 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $562,000 | 2,958 |
| Total noninterest expense | $9,062,000 | 2,111 |
| Salaries and employee benefits | $4,316,000 | 2,246 |
| Premises and equipment expense | $1,411,000 | 1,758 |
| Additional noninterest expense | $3,335,000 | 2,006 |
| Pre-tax net operating income | $-2,091,000 | 6,799 |
| Securities gains (losses) | $28,000 | 2,935 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,063,000 | 6,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,063,000 | 6,838 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,063,000 | 6,838 |
| Net charge-offs | $3,285,000 | 1,124 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,091,000 | 6,827 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 2,180 |
| Total interest expense | $1,900,000 | 2,377 |
| Net interest income | $7,823,000 | 2,104 |
| Provision for loan and lease losses | $3,630,000 | 792 |
| Total noninterest income | $838,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $377,000 | 2,578 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $461,000 | 2,823 |
| Total noninterest expense | $6,885,000 | 2,086 |
| Salaries and employee benefits | $3,237,000 | 2,241 |
| Premises and equipment expense | $1,105,000 | 1,711 |
| Additional noninterest expense | $2,543,000 | 1,990 |
| Pre-tax net operating income | $-1,854,000 | 6,983 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,826,000 | 7,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,826,000 | 7,035 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,826,000 | 7,035 |
| Net charge-offs | $2,158,000 | 1,164 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,854,000 | 7,027 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 2,160 |
| Total interest expense | $1,328,000 | 2,361 |
| Net interest income | $5,285,000 | 2,074 |
| Provision for loan and lease losses | $2,830,000 | 717 |
| Total noninterest income | $567,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $276,000 | 2,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 2,919 |
| Total noninterest expense | $4,551,000 | 2,122 |
| Salaries and employee benefits | $2,154,000 | 2,258 |
| Premises and equipment expense | $750,000 | 1,685 |
| Additional noninterest expense | $1,647,000 | 2,071 |
| Pre-tax net operating income | $-1,529,000 | 7,105 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,501,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,501,000 | 7,143 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,501,000 | 7,143 |
| Net charge-offs | $1,526,000 | 1,104 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,529,000 | 7,132 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 2,169 |
| Total interest expense | $726,000 | 2,241 |
| Net interest income | $2,579,000 | 2,104 |
| Provision for loan and lease losses | $1,100,000 | 794 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,073 |
| Total noninterest expense | $2,262,000 | 2,130 |
| Salaries and employee benefits | $1,050,000 | 2,332 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $823,000 | 2,048 |
| Pre-tax net operating income | $-511,000 | 7,083 |
| Securities gains (losses) | $28,000 | 976 |
| Applicable income taxes | $-164,000 | 7,354 |
| Income before extraordinary items | $-319,000 | 6,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-319,000 | 6,999 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-319,000 | 6,999 |
| Net charge-offs | $723,000 | 1,058 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-337,480 | 7,012 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,219,000 | 2,115 |
| Total interest expense | $3,527,000 | 2,243 |
| Net interest income | $10,692,000 | 2,042 |
| Provision for loan and lease losses | $3,552,000 | 1,440 |
| Total noninterest income | $1,271,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $703,000 | 2,032 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $568,000 | 2,998 |
| Total noninterest expense | $8,760,000 | 2,216 |
| Salaries and employee benefits | $4,662,000 | 2,074 |
| Premises and equipment expense | $1,471,000 | 1,740 |
| Additional noninterest expense | $2,627,000 | 2,569 |
| Pre-tax net operating income | $-349,000 | 6,155 |
| Securities gains (losses) | $358,000 | 1,116 |
| Applicable income taxes | $1,153,000 | 1,106 |
| Income before extraordinary items | $-1,144,000 | 6,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,144,000 | 6,640 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,144,000 | 6,640 |
| Net charge-offs | $2,444,000 | 1,656 |
| Cash dividends | $574,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,373,120 | 6,688 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 2,158 |
| Total interest expense | $2,784,000 | 2,223 |
| Net interest income | $7,924,000 | 2,088 |
| Provision for loan and lease losses | $2,822,000 | 1,320 |
| Total noninterest income | $932,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $543,000 | 2,045 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $389,000 | 3,151 |
| Total noninterest expense | $6,562,000 | 2,206 |
| Salaries and employee benefits | $3,485,000 | 2,073 |
| Premises and equipment expense | $1,151,000 | 1,702 |
| Additional noninterest expense | $1,926,000 | 2,563 |
| Pre-tax net operating income | $-528,000 | 6,569 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $-284,000 | 7,271 |
| Income before extraordinary items | $-211,000 | 6,451 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-211,000 | 6,452 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-211,000 | 6,451 |
| Net charge-offs | $1,050,000 | 2,136 |
| Cash dividends | $574,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-232,120 | 6,385 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 2,177 |
| Total interest expense | $1,998,000 | 2,158 |
| Net interest income | $5,158,000 | 2,138 |
| Provision for loan and lease losses | $2,312,000 | 1,151 |
| Total noninterest income | $695,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $368,000 | 2,013 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $327,000 | 2,718 |
| Total noninterest expense | $4,402,000 | 2,197 |
| Salaries and employee benefits | $2,343,000 | 2,075 |
| Premises and equipment expense | $782,000 | 1,683 |
| Additional noninterest expense | $1,277,000 | 2,582 |
| Pre-tax net operating income | $-861,000 | 6,940 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $-353,000 | 7,423 |
| Income before extraordinary items | $-475,000 | 6,840 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-475,000 | 6,842 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-475,000 | 6,841 |
| Net charge-offs | $545,000 | 2,344 |
| Cash dividends | $287,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-496,120 | 6,813 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 2,253 |
| Total interest expense | $1,084,000 | 2,101 |
| Net interest income | $2,476,000 | 2,271 |
| Provision for loan and lease losses | $610,000 | 1,597 |
| Total noninterest income | $423,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $187,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $236,000 | 2,153 |
| Total noninterest expense | $2,199,000 | 2,221 |
| Salaries and employee benefits | $1,163,000 | 2,120 |
| Premises and equipment expense | $405,000 | 1,675 |
| Additional noninterest expense | $631,000 | 2,590 |
| Pre-tax net operating income | $90,000 | 5,167 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $112,000 | 4,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 4,824 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $112,000 | 4,823 |
| Net charge-offs | $136,000 | 2,825 |
| Cash dividends | $287,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $81,970 | 5,120 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,709,000 | 2,266 |
| Total interest expense | $4,945,000 | 2,284 |
| Net interest income | $9,764,000 | 2,234 |
| Provision for loan and lease losses | $2,035,000 | 2,457 |
| Total noninterest income | $1,288,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $842,000 | 1,967 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $446,000 | 3,387 |
| Total noninterest expense | $10,543,000 | 1,922 |
| Salaries and employee benefits | $4,658,000 | 2,107 |
| Premises and equipment expense | $1,488,000 | 1,823 |
| Additional noninterest expense | $4,397,000 | 1,686 |
| Pre-tax net operating income | $-1,526,000 | 6,452 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-781,000 | 7,197 |
| Income before extraordinary items | $-745,000 | 6,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-745,000 | 6,224 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-745,000 | 6,224 |
| Net charge-offs | $1,948,000 | 2,065 |
| Cash dividends | $230,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-745,000 | 6,240 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 2,331 |
| Total interest expense | $3,833,000 | 2,313 |
| Net interest income | $7,053,000 | 2,320 |
| Provision for loan and lease losses | $1,115,000 | 2,622 |
| Total noninterest income | $986,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $629,000 | 1,978 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $357,000 | 3,370 |
| Total noninterest expense | $6,758,000 | 2,205 |
| Salaries and employee benefits | $3,484,000 | 2,132 |
| Premises and equipment expense | $1,199,000 | 1,715 |
| Additional noninterest expense | $2,075,000 | 2,491 |
| Pre-tax net operating income | $166,000 | 5,060 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-36,000 | 6,774 |
| Income before extraordinary items | $202,000 | 4,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $202,000 | 4,842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $202,000 | 4,842 |
| Net charge-offs | $868,000 | 2,361 |
| Cash dividends | $201,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $202,000 | 4,770 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 2,387 |
| Total interest expense | $2,576,000 | 2,378 |
| Net interest income | $4,613,000 | 2,363 |
| Provision for loan and lease losses | $665,000 | 2,558 |
| Total noninterest income | $677,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $410,000 | 1,980 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $267,000 | 3,184 |
| Total noninterest expense | $4,587,000 | 2,188 |
| Salaries and employee benefits | $2,382,000 | 2,119 |
| Premises and equipment expense | $821,000 | 1,693 |
| Additional noninterest expense | $1,384,000 | 2,515 |
| Pre-tax net operating income | $38,000 | 5,583 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-36,000 | 6,945 |
| Income before extraordinary items | $74,000 | 5,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 5,396 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $74,000 | 5,396 |
| Net charge-offs | $401,000 | 2,609 |
| Cash dividends | $171,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $74,000 | 5,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 2,446 |
| Total interest expense | $1,310,000 | 2,426 |
| Net interest income | $2,235,000 | 2,419 |
| Provision for loan and lease losses | $290,000 | 2,399 |
| Total noninterest income | $338,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $203,000 | 1,939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $2,290,000 | 2,158 |
| Salaries and employee benefits | $1,219,000 | 2,095 |
| Premises and equipment expense | $426,000 | 1,662 |
| Additional noninterest expense | $645,000 | 2,407 |
| Pre-tax net operating income | $-7,000 | 6,279 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-36,000 | 7,367 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $143,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,485,000 | 2,393 |
| Total interest expense | $5,885,000 | 2,560 |
| Net interest income | $9,600,000 | 2,294 |
| Provision for loan and lease losses | $3,669,000 | 1,221 |
| Total noninterest income | $295,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,090,000 | 1,631 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-795,000 | 8,245 |
| Total noninterest expense | $8,676,000 | 2,201 |
| Salaries and employee benefits | $4,903,000 | 2,075 |
| Premises and equipment expense | $1,327,000 | 2,041 |
| Additional noninterest expense | $2,446,000 | 2,395 |
| Pre-tax net operating income | $-2,450,000 | 7,479 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,015,000 | 7,712 |
| Income before extraordinary items | $-1,435,000 | 7,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,435,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,128,000 | 971 |
| Cash dividends | $718,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,435,000 | 7,298 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,695,000 | 2,435 |
| Total interest expense | $4,440,000 | 2,634 |
| Net interest income | $7,255,000 | 2,296 |
| Provision for loan and lease losses | $1,716,000 | 1,312 |
| Total noninterest income | $913,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $853,000 | 1,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 6,354 |
| Total noninterest expense | $6,440,000 | 2,218 |
| Salaries and employee benefits | $3,600,000 | 2,131 |
| Premises and equipment expense | $1,082,000 | 1,888 |
| Additional noninterest expense | $1,758,000 | 2,411 |
| Pre-tax net operating income | $12,000 | 6,703 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-105,000 | 7,543 |
| Income before extraordinary items | $117,000 | 6,090 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $117,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,177,000 | 1,170 |
| Cash dividends | $431,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $117,000 | 6,250 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,464 |
| Total interest expense | $2,998,000 | 2,713 |
| Net interest income | $4,852,000 | 2,274 |
| Provision for loan and lease losses | $1,115,000 | 1,148 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $582,000 | 1,529 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-84,000 | 8,376 |
| Total noninterest expense | $4,291,000 | 2,233 |
| Salaries and employee benefits | $2,391,000 | 2,171 |
| Premises and equipment expense | $707,000 | 1,915 |
| Additional noninterest expense | $1,193,000 | 2,358 |
| Pre-tax net operating income | $-56,000 | 7,105 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-111,000 | 7,874 |
| Income before extraordinary items | $55,000 | 6,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,081,000 | 820 |
| Cash dividends | $287,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $55,000 | 6,594 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 2,458 |
| Total interest expense | $1,662,000 | 2,630 |
| Net interest income | $2,372,000 | 2,320 |
| Provision for loan and lease losses | $888,000 | 683 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $289,000 | 1,513 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-239,000 | 8,470 |
| Total noninterest expense | $2,102,000 | 2,268 |
| Salaries and employee benefits | $1,166,000 | 2,250 |
| Premises and equipment expense | $363,000 | 1,872 |
| Additional noninterest expense | $573,000 | 2,411 |
| Pre-tax net operating income | $-568,000 | 8,126 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-240,000 | 8,287 |
| Income before extraordinary items | $-328,000 | 8,010 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-328,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 584 |
| Cash dividends | $287,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-328,000 | 7,983 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,254,000 | 2,387 |
| Total interest expense | $7,786,000 | 2,373 |
| Net interest income | $9,468,000 | 2,349 |
| Provision for loan and lease losses | $720,000 | 1,812 |
| Total noninterest income | $1,085,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $781,000 | 2,181 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $304,000 | 4,217 |
| Total noninterest expense | $8,114,000 | 2,259 |
| Salaries and employee benefits | $4,621,000 | 2,174 |
| Premises and equipment expense | $1,312,000 | 1,995 |
| Additional noninterest expense | $2,181,000 | 2,472 |
| Pre-tax net operating income | $1,719,000 | 3,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $368,000 | 3,130 |
| Income before extraordinary items | $1,351,000 | 3,670 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,351,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 795 |
| Cash dividends | $1,148,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,351,000 | 3,657 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,016,000 | 2,375 |
| Total interest expense | $5,978,000 | 2,317 |
| Net interest income | $7,038,000 | 2,387 |
| Provision for loan and lease losses | $410,000 | 1,819 |
| Total noninterest income | $823,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $582,000 | 2,171 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,154 |
| Total noninterest expense | $6,097,000 | 2,229 |
| Salaries and employee benefits | $3,467,000 | 2,172 |
| Premises and equipment expense | $1,009,000 | 1,929 |
| Additional noninterest expense | $1,621,000 | 2,438 |
| Pre-tax net operating income | $1,354,000 | 3,685 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $288,000 | 3,254 |
| Income before extraordinary items | $1,066,000 | 3,735 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,066,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 879 |
| Cash dividends | $861,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,066,000 | 3,720 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 2,367 |
| Total interest expense | $4,051,000 | 2,299 |
| Net interest income | $4,750,000 | 2,387 |
| Provision for loan and lease losses | $260,000 | 1,740 |
| Total noninterest income | $572,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $391,000 | 2,159 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $181,000 | 3,978 |
| Total noninterest expense | $4,055,000 | 2,251 |
| Salaries and employee benefits | $2,332,000 | 2,199 |
| Premises and equipment expense | $679,000 | 1,927 |
| Additional noninterest expense | $1,044,000 | 2,531 |
| Pre-tax net operating income | $1,007,000 | 3,519 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $226,000 | 3,104 |
| Income before extraordinary items | $781,000 | 3,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $781,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 659 |
| Cash dividends | $574,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $781,000 | 3,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 2,380 |
| Total interest expense | $1,988,000 | 2,330 |
| Net interest income | $2,377,000 | 2,391 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $270,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $184,000 | 2,212 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $2,015,000 | 2,274 |
| Salaries and employee benefits | $1,181,000 | 2,176 |
| Premises and equipment expense | $346,000 | 1,893 |
| Additional noninterest expense | $488,000 | 2,674 |
| Pre-tax net operating income | $497,000 | 3,544 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $112,000 | 3,120 |
| Income before extraordinary items | $385,000 | 3,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $385,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 694 |
| Cash dividends | $287,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $385,000 | 3,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,285,000 | 2,253 |
| Total interest expense | $7,043,000 | 2,270 |
| Net interest income | $10,242,000 | 2,253 |
| Provision for loan and lease losses | $1,284,000 | 813 |
| Total noninterest income | $1,149,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $782,000 | 2,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $367,000 | 3,902 |
| Total noninterest expense | $8,181,000 | 2,164 |
| Salaries and employee benefits | $4,778,000 | 2,049 |
| Premises and equipment expense | $1,378,000 | 1,826 |
| Additional noninterest expense | $2,025,000 | 2,542 |
| Pre-tax net operating income | $1,926,000 | 3,730 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $490,000 | 3,182 |
| Income before extraordinary items | $1,436,000 | 3,867 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,436,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,709,000 | 447 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,436,000 | 3,849 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,870,000 | 2,261 |
| Total interest expense | $5,136,000 | 2,267 |
| Net interest income | $7,734,000 | 2,257 |
| Provision for loan and lease losses | $765,000 | 978 |
| Total noninterest income | $842,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $586,000 | 2,164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 4,061 |
| Total noninterest expense | $6,163,000 | 2,155 |
| Salaries and employee benefits | $3,621,000 | 2,017 |
| Premises and equipment expense | $1,055,000 | 1,799 |
| Additional noninterest expense | $1,487,000 | 2,584 |
| Pre-tax net operating income | $1,648,000 | 3,563 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $423,000 | 3,094 |
| Income before extraordinary items | $1,225,000 | 3,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,225,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,266,000 | 382 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,225,000 | 3,674 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 2,235 |
| Total interest expense | $3,288,000 | 2,265 |
| Net interest income | $5,242,000 | 2,229 |
| Provision for loan and lease losses | $585,000 | 859 |
| Total noninterest income | $540,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $382,000 | 2,186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $4,080,000 | 2,165 |
| Salaries and employee benefits | $2,422,000 | 2,019 |
| Premises and equipment expense | $702,000 | 1,798 |
| Additional noninterest expense | $956,000 | 2,673 |
| Pre-tax net operating income | $1,117,000 | 3,524 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $291,000 | 3,087 |
| Income before extraordinary items | $826,000 | 3,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $826,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $931,000 | 361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $826,000 | 3,667 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 2,238 |
| Total interest expense | $1,557,000 | 2,268 |
| Net interest income | $2,619,000 | 2,225 |
| Provision for loan and lease losses | $165,000 | 1,317 |
| Total noninterest income | $278,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 2,257 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $2,034,000 | 2,178 |
| Salaries and employee benefits | $1,199,000 | 2,051 |
| Premises and equipment expense | $360,000 | 1,764 |
| Additional noninterest expense | $475,000 | 2,655 |
| Pre-tax net operating income | $698,000 | 2,979 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $505,000 | 3,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 328 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $505,000 | 3,115 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,413,000 | 2,031 |
| Total interest expense | $5,672,000 | 1,984 |
| Net interest income | $10,741,000 | 2,064 |
| Provision for loan and lease losses | $3,062,000 | 351 |
| Total noninterest income | $1,121,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $690,000 | 2,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,650 |
| Total noninterest expense | $7,987,000 | 2,088 |
| Salaries and employee benefits | $4,626,000 | 1,992 |
| Premises and equipment expense | $1,273,000 | 1,901 |
| Additional noninterest expense | $2,088,000 | 2,388 |
| Pre-tax net operating income | $813,000 | 5,842 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $97,000 | 5,404 |
| Income before extraordinary items | $716,000 | 5,618 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $716,000 | 5,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,097,000 | 377 |
| Cash dividends | $1,134,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $716,000 | 5,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,232,000 | 1,993 |
| Total interest expense | $4,077,000 | 1,955 |
| Net interest income | $8,155,000 | 2,025 |
| Provision for loan and lease losses | $545,000 | 1,304 |
| Total noninterest income | $843,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $510,000 | 2,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 3,615 |
| Total noninterest expense | $5,999,000 | 2,067 |
| Salaries and employee benefits | $3,490,000 | 1,957 |
| Premises and equipment expense | $976,000 | 1,846 |
| Additional noninterest expense | $1,533,000 | 2,403 |
| Pre-tax net operating income | $2,454,000 | 2,606 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $699,000 | 2,392 |
| Income before extraordinary items | $1,755,000 | 2,744 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,755,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 871 |
| Cash dividends | $1,134,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,755,000 | 2,719 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 2,004 |
| Total interest expense | $2,544,000 | 1,960 |
| Net interest income | $5,336,000 | 2,046 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $557,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $297,000 | 2,637 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $260,000 | 3,314 |
| Total noninterest expense | $3,981,000 | 2,061 |
| Salaries and employee benefits | $2,322,000 | 1,946 |
| Premises and equipment expense | $656,000 | 1,821 |
| Additional noninterest expense | $1,003,000 | 2,420 |
| Pre-tax net operating income | $1,612,000 | 2,606 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $456,000 | 2,396 |
| Income before extraordinary items | $1,156,000 | 2,738 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,156,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 878 |
| Cash dividends | $746,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,156,000 | 2,696 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 2,038 |
| Total interest expense | $1,210,000 | 1,957 |
| Net interest income | $2,591,000 | 2,085 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $269,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,142 |
| Total noninterest expense | $1,977,000 | 2,090 |
| Salaries and employee benefits | $1,148,000 | 1,988 |
| Premises and equipment expense | $331,000 | 1,812 |
| Additional noninterest expense | $498,000 | 2,444 |
| Pre-tax net operating income | $733,000 | 2,754 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $204,000 | 2,558 |
| Income before extraordinary items | $529,000 | 2,915 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $529,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 574 |
| Cash dividends | $373,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $529,000 | 2,871 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 2,030 |
| Total interest expense | $4,099,000 | 1,988 |
| Net interest income | $9,850,000 | 2,059 |
| Provision for loan and lease losses | $396,000 | 2,395 |
| Total noninterest income | $1,130,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $633,000 | 2,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $497,000 | 3,320 |
| Total noninterest expense | $7,438,000 | 2,137 |
| Salaries and employee benefits | $4,273,000 | 2,035 |
| Premises and equipment expense | $1,200,000 | 1,916 |
| Additional noninterest expense | $1,965,000 | 2,462 |
| Pre-tax net operating income | $3,146,000 | 2,484 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $846,000 | 2,435 |
| Income before extraordinary items | $2,305,000 | 2,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,305,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,139 |
| Cash dividends | $1,465,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,301,350 | 2,541 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,054 |
| Total interest expense | $2,978,000 | 2,013 |
| Net interest income | $7,226,000 | 2,096 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $856,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $474,000 | 2,617 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $382,000 | 3,279 |
| Total noninterest expense | $5,532,000 | 2,149 |
| Salaries and employee benefits | $3,149,000 | 2,082 |
| Premises and equipment expense | $923,000 | 1,873 |
| Additional noninterest expense | $1,460,000 | 2,450 |
| Pre-tax net operating income | $2,355,000 | 2,515 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $615,000 | 2,531 |
| Income before extraordinary items | $1,745,000 | 2,617 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,745,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,242 |
| Cash dividends | $1,091,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,741,300 | 2,552 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 2,092 |
| Total interest expense | $1,973,000 | 1,996 |
| Net interest income | $4,718,000 | 2,122 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $559,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $300,000 | 2,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 3,259 |
| Total noninterest expense | $3,636,000 | 2,180 |
| Salaries and employee benefits | $2,060,000 | 2,120 |
| Premises and equipment expense | $614,000 | 1,860 |
| Additional noninterest expense | $962,000 | 2,472 |
| Pre-tax net operating income | $1,536,000 | 2,541 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $395,000 | 2,591 |
| Income before extraordinary items | $1,146,000 | 2,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,146,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $718,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,142,300 | 2,565 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 2,094 |
| Total interest expense | $1,029,000 | 1,942 |
| Net interest income | $2,309,000 | 2,168 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $117,000 | 3,389 |
| Total noninterest expense | $1,804,000 | 2,213 |
| Salaries and employee benefits | $1,014,000 | 2,164 |
| Premises and equipment expense | $311,000 | 1,864 |
| Additional noninterest expense | $479,000 | 2,465 |
| Pre-tax net operating income | $708,000 | 2,682 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $174,000 | 2,816 |
| Income before extraordinary items | $534,000 | 2,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $534,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,497 |
| Cash dividends | $359,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $534,000 | 2,685 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,628,000 | 2,088 |
| Total interest expense | $4,545,000 | 1,969 |
| Net interest income | $9,083,000 | 2,140 |
| Provision for loan and lease losses | $272,000 | 3,386 |
| Total noninterest income | $1,260,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $588,000 | 2,740 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $672,000 | 3,047 |
| Total noninterest expense | $7,075,000 | 2,224 |
| Salaries and employee benefits | $3,972,000 | 2,139 |
| Premises and equipment expense | $1,147,000 | 1,988 |
| Additional noninterest expense | $1,956,000 | 2,464 |
| Pre-tax net operating income | $2,996,000 | 2,513 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $786,000 | 2,570 |
| Income before extraordinary items | $2,210,000 | 2,649 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,210,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,031 |
| Cash dividends | $1,406,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,210,000 | 2,523 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,221,000 | 2,121 |
| Total interest expense | $3,534,000 | 1,977 |
| Net interest income | $6,687,000 | 2,184 |
| Provision for loan and lease losses | $193,000 | 3,409 |
| Total noninterest income | $972,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $441,000 | 2,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 3,018 |
| Total noninterest expense | $5,280,000 | 2,234 |
| Salaries and employee benefits | $2,947,000 | 2,171 |
| Premises and equipment expense | $886,000 | 1,931 |
| Additional noninterest expense | $1,447,000 | 2,480 |
| Pre-tax net operating income | $2,186,000 | 2,663 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $594,000 | 2,688 |
| Income before extraordinary items | $1,592,000 | 2,833 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,592,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $1,048,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,592,000 | 2,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 2,117 |
| Total interest expense | $2,482,000 | 1,942 |
| Net interest income | $4,380,000 | 2,223 |
| Provision for loan and lease losses | $140,000 | 3,226 |
| Total noninterest income | $652,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $293,000 | 2,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $359,000 | 2,970 |
| Total noninterest expense | $3,488,000 | 2,255 |
| Salaries and employee benefits | $1,937,000 | 2,185 |
| Premises and equipment expense | $600,000 | 1,902 |
| Additional noninterest expense | $951,000 | 2,481 |
| Pre-tax net operating income | $1,404,000 | 2,731 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $375,000 | 2,816 |
| Income before extraordinary items | $1,029,000 | 2,915 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,029,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $690,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,029,000 | 2,755 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 2,146 |
| Total interest expense | $1,303,000 | 1,892 |
| Net interest income | $2,124,000 | 2,291 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 3,174 |
| Total noninterest expense | $1,744,000 | 2,238 |
| Salaries and employee benefits | $976,000 | 2,165 |
| Premises and equipment expense | $304,000 | 1,879 |
| Additional noninterest expense | $464,000 | 2,500 |
| Pre-tax net operating income | $610,000 | 3,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $455,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,796 |
| Cash dividends | $345,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $455,000 | 2,986 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,961,000 | 2,206 |
| Total interest expense | $5,510,000 | 2,045 |
| Net interest income | $8,451,000 | 2,296 |
| Provision for loan and lease losses | $514,000 | 2,340 |
| Total noninterest income | $1,239,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $532,000 | 2,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $707,000 | 2,691 |
| Total noninterest expense | $6,755,000 | 2,214 |
| Salaries and employee benefits | $3,659,000 | 2,194 |
| Premises and equipment expense | $1,243,000 | 1,780 |
| Additional noninterest expense | $1,853,000 | 2,487 |
| Pre-tax net operating income | $2,421,000 | 2,959 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $530,000 | 3,345 |
| Income before extraordinary items | $1,965,000 | 2,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,965,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,291 |
| Cash dividends | $1,291,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,906,540 | 2,825 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,183,000 | 2,246 |
| Total interest expense | $7,626,000 | 2,108 |
| Net interest income | $7,557,000 | 2,375 |
| Provision for loan and lease losses | $127,000 | 5,102 |
| Total noninterest income | $1,093,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $405,000 | 3,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $688,000 | 2,602 |
| Total noninterest expense | $6,707,000 | 2,137 |
| Salaries and employee benefits | $3,683,000 | 2,045 |
| Premises and equipment expense | $1,074,000 | 1,993 |
| Additional noninterest expense | $1,950,000 | 2,295 |
| Pre-tax net operating income | $1,816,000 | 3,410 |
| Securities gains (losses) | $155,000 | 1,381 |
| Applicable income taxes | $399,000 | 3,740 |
| Income before extraordinary items | $1,572,000 | 3,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,572,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,871 |
| Cash dividends | $1,177,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,448,000 | 3,200 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,149,000 | 2,312 |
| Total interest expense | $7,651,000 | 2,228 |
| Net interest income | $7,498,000 | 2,369 |
| Provision for loan and lease losses | $276,000 | 3,030 |
| Total noninterest income | $1,008,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $314,000 | 3,926 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $694,000 | 2,377 |
| Total noninterest expense | $5,868,000 | 2,325 |
| Salaries and employee benefits | $3,242,000 | 2,205 |
| Premises and equipment expense | $989,000 | 2,080 |
| Additional noninterest expense | $1,637,000 | 2,604 |
| Pre-tax net operating income | $2,362,000 | 2,909 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $550,000 | 3,288 |
| Income before extraordinary items | $1,811,000 | 2,789 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,811,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,407 |
| Cash dividends | $1,119,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,811,770 | 2,788 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,621,000 | 2,403 |
| Total interest expense | $6,099,000 | 2,415 |
| Net interest income | $7,522,000 | 2,348 |
| Provision for loan and lease losses | $239,000 | 3,211 |
| Total noninterest income | $870,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 4,356 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $605,000 | 2,614 |
| Total noninterest expense | $5,604,000 | 2,420 |
| Salaries and employee benefits | $3,101,000 | 2,260 |
| Premises and equipment expense | $1,017,000 | 2,018 |
| Additional noninterest expense | $1,486,000 | 2,893 |
| Pre-tax net operating income | $2,549,000 | 2,749 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $642,000 | 3,078 |
| Income before extraordinary items | $1,907,000 | 2,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,907,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $1,034,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,907,000 | 2,658 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,444,000 | 2,416 |
| Total interest expense | $6,151,000 | 2,469 |
| Net interest income | $7,293,000 | 2,341 |
| Provision for loan and lease losses | $269,000 | 2,874 |
| Total noninterest income | $905,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $229,000 | 4,761 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $676,000 | 2,456 |
| Total noninterest expense | $5,420,000 | 2,407 |
| Salaries and employee benefits | $3,101,000 | 2,175 |
| Premises and equipment expense | $875,000 | 2,227 |
| Additional noninterest expense | $1,444,000 | 2,872 |
| Pre-tax net operating income | $2,509,000 | 2,779 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $621,000 | 3,310 |
| Income before extraordinary items | $1,888,000 | 2,692 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,888,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,342 |
| Cash dividends | $947,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,888,000 | 2,615 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,512,000 | 2,623 |
| Total interest expense | $5,604,000 | 2,663 |
| Net interest income | $6,908,000 | 2,513 |
| Provision for loan and lease losses | $318,000 | 2,480 |
| Total noninterest income | $778,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $542,000 | 2,677 |
| Total noninterest expense | $5,061,000 | 2,533 |
| Salaries and employee benefits | $2,945,000 | 2,251 |
| Premises and equipment expense | $779,000 | 2,481 |
| Additional noninterest expense | $1,337,000 | 3,027 |
| Pre-tax net operating income | $2,307,000 | 3,116 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $553,000 | 3,923 |
| Income before extraordinary items | $1,761,000 | 2,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,761,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $897,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,755,680 | 2,846 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,513,000 | 2,874 |
| Total interest expense | $5,181,000 | 2,902 |
| Net interest income | $6,332,000 | 2,789 |
| Provision for loan and lease losses | $204,000 | 3,372 |
| Total noninterest income | $661,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $452,000 | 3,131 |
| Total noninterest expense | $4,472,000 | 3,032 |
| Salaries and employee benefits | $2,614,000 | 2,556 |
| Premises and equipment expense | $662,000 | 2,937 |
| Additional noninterest expense | $1,196,000 | 3,796 |
| Pre-tax net operating income | $2,317,000 | 3,018 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $588,000 | 3,652 |
| Income before extraordinary items | $1,725,000 | 2,816 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,725,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $832,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,728,000 | 2,776 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,698,000 | 3,096 |
| Total interest expense | $4,833,000 | 3,113 |
| Net interest income | $5,865,000 | 3,030 |
| Provision for loan and lease losses | $194,000 | 3,088 |
| Total noninterest income | $563,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $385,000 | 3,384 |
| Total noninterest expense | $4,223,000 | 3,165 |
| Salaries and employee benefits | $2,316,000 | 2,879 |
| Premises and equipment expense | $614,000 | 3,155 |
| Additional noninterest expense | $1,293,000 | 3,515 |
| Pre-tax net operating income | $2,011,000 | 3,480 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $485,000 | 4,299 |
| Income before extraordinary items | $1,526,000 | 3,199 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,526,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $789,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,526,000 | 3,184 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,027,000 | 3,322 |
| Total interest expense | $3,549,000 | 3,410 |
| Net interest income | $5,478,000 | 3,267 |
| Provision for loan and lease losses | $176,000 | 3,301 |
| Total noninterest income | $542,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $377,000 | 3,538 |
| Total noninterest expense | $3,975,000 | 3,449 |
| Salaries and employee benefits | $2,110,000 | 3,118 |
| Premises and equipment expense | $515,000 | 3,701 |
| Additional noninterest expense | $1,350,000 | 3,655 |
| Pre-tax net operating income | $1,869,000 | 3,630 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $522,000 | 3,926 |
| Income before extraordinary items | $1,357,000 | 3,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,357,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $689,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,349,800 | 3,513 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 3,529 |
| Total interest expense | $3,460,000 | 3,621 |
| Net interest income | $5,264,000 | 3,406 |
| Provision for loan and lease losses | $191,000 | 4,030 |
| Total noninterest income | $538,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $167,000 | 6,671 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $371,000 | 3,943 |
| Total noninterest expense | $4,009,000 | 3,488 |
| Salaries and employee benefits | $2,117,000 | 3,096 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $1,452,000 | 3,603 |
| Pre-tax net operating income | $1,602,000 | 4,087 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $1,231,000 | 3,921 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,231,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $624,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,227,920 | 3,721 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 11,494 |
| Total interest expense | $857,000 | 11,061 |
| Net interest income | $856,000 | 11,688 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $606,000 | 12,028 |
| Salaries and employee benefits | $316,000 | 11,834 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $261,000 | 10,507 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $199,690 | 10,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.