Home > Signature Bank > Net charge- offs to loans
Signature Bank, Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4042% | 756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0614% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7075% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3750% | 5,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3602% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1896% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3693% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8609% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1672% | 5,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1672% | 5,781 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0933% | 5,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4855% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4844% | 603 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6519% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4138% | 5,158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5840% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2529% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6018% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1414% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0447% | 5,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0447% | 5,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0366% | 5,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6166% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6970% | 410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0630% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9785% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3691% | 5,176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7887% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3877% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8100% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5622% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1389% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1389% | 2,537 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 5,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2211% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4869% | 5,206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5552% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5854% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3652% | 5,959 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5971% | 6,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5971% | 6,151 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0291% | 5,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4179% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5040% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 4.7038% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1094% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2977% | 5,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6817% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7227% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1555% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5672% | 6,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5672% | 6,391 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0482% | 5,699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4585% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5542% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 5.8884% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2380% | 5,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7725% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8198% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5168% | 6,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5168% | 6,378 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0556% | 5,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3040% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 5.6938% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 6,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2348% | 5,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1534% | 5,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9093% | 6,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9093% | 6,537 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0531% | 5,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3766% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4950% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 11.4771% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1418% | 6,599 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2320% | 5,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3115% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1997% | 5,955 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1029% | 6,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1029% | 6,582 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0354% | 5,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5968% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5858% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.6225% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4987% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2534% | 5,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6723% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7073% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2004% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9345% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9345% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0406% | 5,976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8399% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9186% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | -0.3731% | 6,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7659% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2643% | 5,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2636% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3272% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8755% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5549% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5549% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 6,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7754% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8130% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | -0.2879% | 6,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4242% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2997% | 5,582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3285% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3937% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1584% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4880% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4880% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0491% | 6,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8614% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8954% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 1.0331% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6071% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2973% | 5,623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9361% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9814% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0423% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0783% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0783% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0671% | 6,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7126% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9834% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 4.2985% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9678% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0953% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2394% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2978% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6155% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6568% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5905% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0762% | 6,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4688% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7093% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 5.0747% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1221% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5349% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6071% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5705% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0514% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9989% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0899% | 6,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5269% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8276% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 6.1512% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0001% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8244% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8633% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4096% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1021% | 6,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4185% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7421% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6835% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6455% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6750% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2127% | 6,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1914% | 6,520 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0835% | 6,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1633% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1814% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 5.7368% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9272% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8107% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9575% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0413% | 1,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9917% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2941% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2874% | 7,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2072% | 6,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6632% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5607% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.3877% | 7,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6632% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8175% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0566% | 1,629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8451% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3177% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5977% | 7,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2563% | 6,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5156% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4936% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.5572% | 7,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8701% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4859% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5033% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5141% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7493% | 7,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3441% | 6,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1610% | 3,073 |
| Percentage Net Loans Charged-off:Construction & development | -1.0253% | 7,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5802% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6022% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2548% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3747% | 7,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0510% | 6,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9150% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9081% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 2.4170% | 1,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9849% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9030% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 1,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9283% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6000% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4670% | 4,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 1,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5443% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4496% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.5105% | 7,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2802% | 1,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8920% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 1,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9150% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6514% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4985% | 7,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1106% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3783% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4481% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.7760% | 7,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2745% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9113% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1182% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9315% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5066% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9344% | 7,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2201% | 6,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | -1.6019% | 7,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7583% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2737% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7690% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1758% | 7,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7457% | 7,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0790% | 6,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5122% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0557% | 879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 7,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4454% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2482% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4892% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2627% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1324% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8578% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2780% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7637% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6329% | 981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0560% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6087% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4529% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6116% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1732% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7101% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0622% | 6,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0613% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9527% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 7,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6089% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9073% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6981% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9111% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7170% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1684% | 7,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0944% | 7,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3644% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5642% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1352% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0353% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0538% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0477% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3304% | 7,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2520% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6847% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5396% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 3.2892% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1138% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4155% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4255% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5517% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9350% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7922% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4286% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2108% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3039% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4285% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3007% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0261% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2762% | 3,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8651% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5568% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3253% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1445% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7444% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7829% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4275% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2306% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5750% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5919% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9204% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5378% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1250% | 7,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8157% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3160% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.2212% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1121% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6292% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6436% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5577% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8384% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6281% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8024% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.3054% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1494% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4984% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0817% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0233% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6614% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8811% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.3780% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2252% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5695% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5799% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6061% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3203% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1186% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9156% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3528% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.7794% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7284% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7370% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4850% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3592% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8419% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9766% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2885% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.1288% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6700% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0492% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6599% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6041% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7217% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1740% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2946% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2442% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5231% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9884% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0715% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2891% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3690% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3717% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4109% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2403% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5686% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5728% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8150% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4772% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1883% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3567% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6033% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0833% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3604% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2420% | 4,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1108% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5425% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1691% | 4,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1657% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9520% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0838% | 4,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3318% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 4,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0245% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | -12.4224% | 2,810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2187% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 3,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8490% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | -13.2422% | 2,808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2373% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1429% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | -14.9059% | 2,795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2464% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1706% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2276% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1325% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | -19.8758% | 2,786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 5,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0464% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 4,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6914% | 3,417 |
| Percentage Net Loans Charged-off: Credit card loans | -4.2254% | 2,965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1351% | 1,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3201% | 5,163 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3716% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0132% | 7,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 4,739 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 7,060 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 6,916 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 6,271 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |