Home > Sierrawest Bank > Income and Expense
Sierrawest Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,113 |
| Total interest expense | $1,420,000 | 7,918 |
| Net interest income | $4,707,000 | 3,734 |
| Provision for loan and lease losses | $460,000 | 1,682 |
| Total noninterest income | $632,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $3,626,000 | 3,620 |
| Salaries and employee benefits | $1,498,000 | 4,285 |
| Premises and equipment expense | $361,000 | 4,921 |
| Additional noninterest expense | $1,767,000 | 2,669 |
| Pre-tax net operating income | $1,253,000 | 5,112 |
| Securities gains (losses) | $-49,000 | 11,160 |
| Applicable income taxes | $412,000 | 4,841 |
| Income before extraordinary items | $792,000 | 5,488 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $792,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,023 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $824,340 | 5,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 5,602 |
| Total interest expense | $923,000 | 9,025 |
| Net interest income | $4,168,000 | 4,222 |
| Provision for loan and lease losses | $405,000 | 1,806 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $2,846,000 | 4,616 |
| Salaries and employee benefits | $1,254,000 | 5,046 |
| Premises and equipment expense | $308,000 | 5,604 |
| Additional noninterest expense | $1,284,000 | 3,812 |
| Pre-tax net operating income | $1,380,000 | 4,726 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $901,000 | 4,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $901,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,636 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $903,600 | 4,958 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 6,509 |
| Total interest expense | $908,000 | 9,516 |
| Net interest income | $3,406,000 | 5,066 |
| Provision for loan and lease losses | $480,000 | 2,158 |
| Total noninterest income | $344,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $2,311,000 | 5,642 |
| Salaries and employee benefits | $1,110,000 | 5,597 |
| Premises and equipment expense | $279,000 | 6,196 |
| Additional noninterest expense | $922,000 | 5,264 |
| Pre-tax net operating income | $959,000 | 6,072 |
| Securities gains (losses) | $122,000 | 2,231 |
| Applicable income taxes | $360,000 | 5,386 |
| Income before extraordinary items | $721,000 | 5,978 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $721,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,260 | 6,254 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 8,451 |
| Total interest expense | $948,000 | 10,630 |
| Net interest income | $2,366,000 | 6,857 |
| Provision for loan and lease losses | $335,000 | 3,884 |
| Total noninterest income | $236,000 | 8,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,708,000 | 7,241 |
| Salaries and employee benefits | $797,000 | 7,274 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $779,000 | 6,217 |
| Pre-tax net operating income | $559,000 | 7,998 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $192,000 | 7,715 |
| Income before extraordinary items | $367,000 | 8,535 |
| Extraordinary gains, net | $101,000 | 742 |
| Net income | $468,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $367,000 | 8,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.