Home > SierraWest Bank > Loan Charge- Offs and Recoveries

SierraWest Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$2,067,000560
Loans secured by real estate, total$919,000271
To non-U.S. addressees$013
Real estate loans in domestic offices$919,000270
Construction and land development$18,000402
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$39,0001,497
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$862,000110
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$729,000447
Loans to individuals$120,0002,145
Credit card loan charge offs$26,0001,272
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$94,0002,188
Loans to foreign governments and official institutions$011
Other loans$166,000112
Lease financing receivables$133,000122
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$515,000588
Loans secured by real estate, total$217,000371
To non-U.S. addressees$010
Real estate loans in domestic offices$217,000370
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$7,0001,672
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$210,000202
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$265,000385
Loans to individuals$31,0002,300
Credit card loan recoveries$5,0001,158
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,353
Loans to foreign governments and official institutions$014
Other loans$2,000236
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,552,000546
Loans secured by real estate, total$702,000254
To non-U.S. addressees$012
Real estate loans in domestic offices$702,000253
Construction and land development$18,000351
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$32,0001,404
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$652,000100
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$464,000544
To non-U.S. addressees$036
Loans to individuals$89,0002,096
Credit card loan net charge offs$21,0001,270
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$68,0002,137
Loans to foreign governments and official institutions$010
Other loans$164,00086
Lease financing receivables$133,000113
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,490,000758
Loans secured by real estate, total$820,000346
To non-U.S. addressees$011
Real estate loans in domestic offices$820,000345
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$820,000138
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$593,000518
Loans to individuals$49,0003,918
Credit card loan charge offs$14,0001,900
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$35,0004,123
Loans to foreign governments and official institutions$07
Other loans$14,000224
Lease financing receivables$14,000245
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$249,0001,131
Loans secured by real estate, total$57,0001,015
To non-U.S. addressees$012
Real estate loans in domestic offices$57,0001,015
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$57,000509
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$135,000743
Loans to individuals$51,0001,621
Credit card loan recoveries$7,000981
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,623
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$6,000202
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,241,000687
Loans secured by real estate, total$763,000259
To non-U.S. addressees$010
Real estate loans in domestic offices$763,000258
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$763,00085
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$458,000507
To non-U.S. addressees$021
Loans to individuals$-2,00010,245
Credit card loan net charge offs$7,0002,298
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-9,00010,649
Loans to foreign governments and official institutions$07
Other loans$14,000181
Lease financing receivables$8,000237
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$593,0001,608
Loans secured by real estate, total$114,0001,452
To non-U.S. addresseesNANA
Real estate loans in domestic offices$114,0001,452
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$114,000685
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$337,000924
Loans to individuals$58,0003,576
Credit card loan charge offs$39,0001,161
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$19,0005,319
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$84,000166
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$284,0001,144
Loans secured by real estate, total$87,000909
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,000909
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$87,000486
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$182,000669
Loans to individuals$15,0003,734
Credit card loan recoveries$7,0001,039
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0004,690
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$309,0002,036
Loans secured by real estate, total$27,0002,269
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0002,268
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$27,000957
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$155,0001,328
To non-U.S. addresseesNANA
Loans to individuals$43,0003,384
Credit card loan net charge offs$32,0001,161
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$11,0005,281
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$84,000146
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$719,0001,376
Loans secured by real estate, total$635,000619
To non-U.S. addresseesNANA
Real estate loans in domestic offices$635,000618
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$40,0001,759
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$595,000339
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0003,296
Loans to individuals$28,0004,809
Credit card loan charge offs$18,0001,574
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$10,0006,468
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$29,0005,385
Loans secured by real estate, total$19,0002,183
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0002,182
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$19,0001,067
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,590
Loans to individuals$8,0005,184
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0005,450
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$690,0001,122
Loans secured by real estate, total$616,000510
To non-U.S. addresseesNANA
Real estate loans in domestic offices$616,000509
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$40,0001,507
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$576,000284
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0002,469
To non-U.S. addresseesNANA
Loans to individuals$20,0004,400
Credit card loan net charge offs$16,0001,496
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$4,0006,360
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$505,0001,805
Loans secured by real estate, total$447,000849
To non-U.S. addresseesNANA
Real estate loans in domestic offices$447,000849
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$447,000465
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0006,486
Loans to individuals$51,0003,451
Credit card loan charge offs$25,0001,304
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$26,0004,460
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$75,0003,510
Loans secured by real estate, total$74,0001,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$74,0001,205
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$74,000652
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$1,0008,689
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$09,313
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$430,0001,511
Loans secured by real estate, total$373,000785
To non-U.S. addresseesNANA
Real estate loans in domestic offices$373,000785
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$373,000432
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0004,644
To non-U.S. addresseesNANA
Loans to individuals$50,0002,529
Credit card loan net charge offs$24,0001,181
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$602,0001,988
Loans secured by real estate, total$581,000956
To non-U.S. addresseesNANA
Real estate loans in domestic offices$581,000955
Construction and land development$190,000451
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$391,000660
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0007,514
Loans to individuals$14,0006,961
Credit card loan charge offs$10,0002,121
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$4,0008,734
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$46,0005,096
Loans secured by real estate, total$40,0001,819
To non-U.S. addresseesNANA
Real estate loans in domestic offices$40,0001,819
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$40,000927
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$6,0006,499
Credit card loan recoveries$5,0001,336
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0008,900
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$556,0001,656
Loans secured by real estate, total$541,000859
To non-U.S. addresseesNANA
Real estate loans in domestic offices$541,000857
Construction and land development$190,000413
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$351,000606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0005,769
To non-U.S. addresseesNANA
Loans to individuals$8,0006,450
Credit card loan net charge offs$5,0002,429
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$3,0007,204
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$741,0002,265
Loans secured by real estate, total$723,0001,042
To non-U.S. addresseesNANA
Real estate loans in domestic offices$723,0001,042
Construction and land development$12,0001,372
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$711,000586
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0008,920
Loans to individuals$13,0007,926
Credit card loan charge offs$13,0002,089
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$011,147
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$32,0006,450
Loans secured by real estate, total$23,0002,467
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0002,467
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$23,0001,089
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,850
Loans to individuals$3,0008,167
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0008,529
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$709,0001,956
Loans secured by real estate, total$700,000976
To non-U.S. addresseesNANA
Real estate loans in domestic offices$700,000976
Construction and land development$12,0001,280
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$688,000561
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,00011,524
To non-U.S. addresseesNANA
Loans to individuals$10,0007,152
Credit card loan net charge offs$12,0001,972
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-2,00012,735
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.