Home > SierraWest Bank > Assets and Liabilities
SierraWest Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 323 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $880,568,000 | 586 |
| Cash and due from depository institutions | $54,933,000 | 539 |
| Interest-bearing balances | $3,815,000 | 1,502 |
| Securities | $133,982,000 | 876 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 1,140 |
| Net loans & leases | $616,274,000 | 531 |
| Loan loss allowance | $8,709,000 | 512 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $16,377,000 | 452 |
| Other real estate owned | $1,059,000 | 539 |
| Goodwill and other intangibles | $3,973,000 | 682 |
| All other assets | $39,570,000 | 354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $880,568,000 | 586 |
| Total liabilities | $810,733,000 | 582 |
| Total deposits | $792,542,000 | 494 |
| Interest-bearing deposits | $613,080,000 | 544 |
| Deposits held in domestic offices | $792,542,000 | 491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,410,000 | 2,452 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $13,781,000 | 517 |
| Total equity capital | $69,835,000 | 688 |
| Total bank equity capital | $69,835,000 | 688 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,600,000 | 139 |
| Surplus | $4,111,000 | 3,332 |
| Undivided profits | $40,124,000 | 636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,852,000 | 287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,797,000 | 52 |
| Income earned, not collected on loans | $3,746,000 | 575 |
| Earning assets | $768,471,000 | 612 |
| Long-term assets (5+ years) | $136,847,000 | 665 |
| Average Assets, year-to-date | $842,256,800 | 589 |
| Average Assets, quarterly | $873,275,000 | 585 |
| Volatile liabilities | $160,310,000 | 606 |
| Insider loans | $1,502,000 | 2,650 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $107,636,000 | 90 |
| Unused loan commitments | $222,151,000 | 411 |
| Tier 1 (core) risk-based capital | $67,627,500 | 643 |
| Tier 2 risk-based capital | $8,563,500 | 508 |
| Total risk weighted assets | $684,934,400 | 509 |
| Total unused commitments | $222,151,000 | 412 |
| Derivatives | $30,900,000 | 292 |
| 1997-12-31 | Rank | |
| # of Employees: | 243 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $590,662,000 | 809 |
| Cash and due from depository institutions | $49,046,000 | 725 |
| Interest-bearing balances | $396,000 | 3,342 |
| Securities | $59,844,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 973 |
| Net loans & leases | $426,500,000 | 726 |
| Loan loss allowance | $6,649,000 | 654 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,596,000 | 686 |
| Other real estate owned | $1,438,000 | 725 |
| Goodwill and other intangibles | $3,720,000 | 681 |
| All other assets | $26,018,000 | 430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,662,000 | 809 |
| Total liabilities | $540,138,000 | 800 |
| Total deposits | $530,727,000 | 703 |
| Interest-bearing deposits | $398,496,000 | 816 |
| Deposits held in domestic offices | $530,727,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $298,000 | 4,346 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,113,000 | 671 |
| Total equity capital | $50,524,000 | 906 |
| Total bank equity capital | $50,524,000 | 906 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $14,776,000 | 251 |
| Surplus | $4,111,000 | 3,270 |
| Undivided profits | $31,637,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,623,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,562,000 | 67 |
| Income earned, not collected on loans | $3,009,000 | 734 |
| Earning assets | $500,240,000 | 876 |
| Long-term assets (5+ years) | $72,698,000 | 1,008 |
| Average Assets, year-to-date | $529,393,000 | 861 |
| Average Assets, quarterly | $583,462,500 | 801 |
| Volatile liabilities | $112,636,000 | 782 |
| Insider loans | $1,178,000 | 3,175 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $17,061,000 | 166 |
| Unused loan commitments | $151,043,000 | 489 |
| Tier 1 (core) risk-based capital | $47,781,900 | 886 |
| Tier 2 risk-based capital | $5,749,990 | 653 |
| Total risk weighted assets | $459,021,190 | 692 |
| Total unused commitments | $151,043,000 | 491 |
| Derivatives | $20,000,000 | 324 |
| 1996-12-31 | Rank | |
| # of Employees: | 264 | 706 |
| Assets and Liabilities | ||
| Total Assets: | $440,025,000 | 1,115 |
| Cash and due from depository institutions | $26,902,000 | 706 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,216,000 | 3,437 |
| Federal funds sold & reverse repurchase agreements | $32,200,000 | 417 |
| Net loans & leases | $323,848,000 | 952 |
| Loan loss allowance | $4,546,000 | 953 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,863,000 | 689 |
| Other real estate owned | $446,000 | 706 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $10,550,000 | 871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $440,025,000 | 1,115 |
| Total liabilities | $408,285,000 | 1,087 |
| Total deposits | $403,879,000 | 968 |
| Interest-bearing deposits | $322,634,000 | 1,045 |
| Deposits held in domestic offices | $403,879,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $273,000 | 4,363 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,133,000 | 1,144 |
| Total equity capital | $31,740,000 | 1,427 |
| Total bank equity capital | $31,740,000 | 1,427 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,572,000 | 497 |
| Surplus | $4,111,000 | 3,342 |
| Undivided profits | $20,057,000 | 1,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,330,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,036,000 | 63 |
| Income earned, not collected on loans | $2,094,000 | 1,040 |
| Earning assets | $391,264,000 | 1,139 |
| Long-term assets (5+ years) | $30,231,000 | 1,963 |
| Average Assets, year-to-date | $377,365,000 | 1,219 |
| Average Assets, quarterly | $418,925,000 | 1,158 |
| Volatile liabilities | $86,661,000 | 957 |
| Insider loans | $98,000 | 8,830 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $29,489,000 | 123 |
| Unused loan commitments | $78,140,000 | 796 |
| Tier 1 (core) risk-based capital | $31,604,000 | 1,361 |
| Tier 2 risk-based capital | $4,208,930 | 852 |
| Total risk weighted assets | $336,212,030 | 914 |
| Total unused commitments | $78,140,000 | 801 |
| Derivatives | $20,000,000 | 378 |
| 1995-12-31 | Rank | |
| # of Employees: | 185 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $247,304,000 | 1,892 |
| Cash and due from depository institutions | $12,370,000 | 1,039 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,559,000 | 6,307 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,178 |
| Net loans & leases | $189,975,000 | 1,517 |
| Loan loss allowance | $2,795,000 | 1,451 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,323,000 | 1,182 |
| Other real estate owned | $713,000 | 1,039 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $9,364,000 | 992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,304,000 | 1,892 |
| Total liabilities | $225,539,000 | 1,873 |
| Total deposits | $222,836,000 | 1,745 |
| Interest-bearing deposits | $188,065,000 | 1,792 |
| Deposits held in domestic offices | $222,836,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $280,000 | 3,849 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,423,000 | 1,801 |
| Total equity capital | $21,765,000 | 2,060 |
| Total bank equity capital | $21,765,000 | 2,060 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,941,000 | 644 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $13,824,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,838,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,472,000 | 63 |
| Income earned, not collected on loans | $1,676,000 | 1,328 |
| Earning assets | $218,534,000 | 1,966 |
| Long-term assets (5+ years) | $8,549,000 | 4,431 |
| Average Assets, year-to-date | $211,448,400 | 2,145 |
| Average Assets, quarterly | $237,018,000 | 1,960 |
| Volatile liabilities | $35,181,000 | 1,663 |
| Insider loans | $81,000 | 9,430 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $32,956,000 | 123 |
| Unused loan commitments | $33,231,000 | 1,370 |
| Tier 1 (core) risk-based capital | $21,717,000 | 1,975 |
| Tier 2 risk-based capital | $2,749,090 | 1,206 |
| Total risk weighted assets | $219,881,390 | 1,312 |
| Total unused commitments | $33,231,000 | 1,380 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 176 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $186,417,000 | 2,469 |
| Cash and due from depository institutions | $12,055,000 | 1,108 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,757,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $132,440,000 | 2,097 |
| Loan loss allowance | $2,675,000 | 1,546 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,195,000 | 1,182 |
| Other real estate owned | $1,114,000 | 1,108 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,856,000 | 997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,417,000 | 2,469 |
| Total liabilities | $170,113,000 | 2,457 |
| Total deposits | $167,493,000 | 2,303 |
| Interest-bearing deposits | $132,371,000 | 2,501 |
| Deposits held in domestic offices | $167,493,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $286,000 | 4,191 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,334,000 | 1,602 |
| Total equity capital | $16,304,000 | 2,511 |
| Total bank equity capital | $16,304,000 | 2,511 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,941,000 | 628 |
| Surplus | $0 | 11,565 |
| Undivided profits | $10,363,000 | 2,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,518,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 414 |
| Income earned, not collected on loans | $834,000 | 2,422 |
| Earning assets | $157,197,000 | 2,657 |
| Long-term assets (5+ years) | $6,348,000 | 5,379 |
| Average Assets, year-to-date | $184,772,800 | 2,411 |
| Average Assets, quarterly | $187,130,500 | 2,437 |
| Volatile liabilities | $13,820,000 | 3,418 |
| Insider loans | $101,000 | 9,434 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,760,000 | 281 |
| Unused loan commitments | $43,693,000 | 1,089 |
| Tier 1 (core) risk-based capital | $16,650,000 | 2,476 |
| Tier 2 risk-based capital | $1,840,540 | 1,700 |
| Total risk weighted assets | $146,409,040 | 1,892 |
| Total unused commitments | $43,693,000 | 1,098 |
| Derivatives | $16,027,000 | 473 |
| 1993-12-31 | Rank | |
| # of Employees: | 163 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $179,571,000 | 2,578 |
| Cash and due from depository institutions | $12,155,000 | 1,269 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,411,000 | 6,279 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $122,031,000 | 2,190 |
| Loan loss allowance | $2,625,000 | 1,659 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,776,000 | 1,070 |
| Other real estate owned | $997,000 | 1,269 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,201,000 | 941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,571,000 | 2,578 |
| Total liabilities | $167,011,000 | 2,535 |
| Total deposits | $164,363,000 | 2,412 |
| Interest-bearing deposits | $133,835,000 | 2,567 |
| Deposits held in domestic offices | $164,363,000 | 2,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $291,000 | 3,804 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,357,000 | 1,586 |
| Total equity capital | $12,560,000 | 3,239 |
| Total bank equity capital | $12,560,000 | 3,239 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,941,000 | 610 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,619,000 | 3,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,893,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $277,000 | 455 |
| Income earned, not collected on loans | $827,000 | 2,134 |
| Earning assets | $149,442,000 | 2,819 |
| Long-term assets (5+ years) | $5,547,000 | 6,130 |
| Average Assets, year-to-date | $172,494,000 | 2,604 |
| Average Assets, quarterly | $171,431,500 | 2,667 |
| Volatile liabilities | $7,190,000 | 5,198 |
| Insider loans | $97,000 | 9,796 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,051,000 | 554 |
| Unused loan commitments | $23,280,000 | 1,705 |
| Tier 1 (core) risk-based capital | $12,560,000 | 3,164 |
| Tier 2 risk-based capital | $1,673,680 | 1,836 |
| Total risk weighted assets | $132,943,080 | 2,018 |
| Total unused commitments | $23,280,000 | 1,727 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 170 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $186,712,000 | 2,534 |
| Cash and due from depository institutions | $17,802,000 | 1,269 |
| Interest-bearing balances | $198,000 | 6,200 |
| Securities | $17,927,000 | 6,553 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 2,048 |
| Net loans & leases | $123,731,000 | 2,229 |
| Loan loss allowance | $2,237,000 | 1,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,676,000 | 946 |
| Other real estate owned | $1,193,000 | 1,269 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $10,383,000 | 963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,712,000 | 2,534 |
| Total liabilities | $177,686,000 | 2,455 |
| Total deposits | $169,051,000 | 2,434 |
| Interest-bearing deposits | $129,404,000 | 2,788 |
| Deposits held in domestic offices | $169,051,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,443 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,087,000 | 2,434 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,048,000 | 1,353 |
| Total equity capital | $9,026,000 | 4,285 |
| Total bank equity capital | $9,026,000 | 4,285 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,941,000 | 613 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,085,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,010,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,040,000 | 1,879 |
| Earning assets | $149,856,000 | 2,884 |
| Long-term assets (5+ years) | $4,227,000 | 7,005 |
| Average Assets, year-to-date | $178,440,800 | 2,593 |
| Average Assets, quarterly | $179,638,000 | 2,618 |
| Volatile liabilities | $15,993,000 | 2,821 |
| Insider loans | $49,000 | 7,204 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $966,000 | 733 |
| Unused loan commitments | $18,584,000 | 1,917 |
| Tier 1 (core) risk-based capital | $9,026,000 | 4,220 |
| Tier 2 risk-based capital | $1,727,650 | 1,828 |
| Total risk weighted assets | $137,702,650 | 2,031 |
| Total unused commitments | $18,584,000 | 1,933 |
| Derivatives | $0 | 651 |