Home > Sierra Vista Bank > Income and Expense
Sierra Vista Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 3,146 |
| Total interest expense | $292,000 | 4,098 |
| Net interest income | $4,935,000 | 3,024 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $276,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $145,000 | 3,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $131,000 | 4,556 |
| Total noninterest expense | $8,441,000 | 1,713 |
| Salaries and employee benefits | $2,456,000 | 2,865 |
| Premises and equipment expense | $969,000 | 1,753 |
| Additional noninterest expense | $5,016,000 | 984 |
| Pre-tax net operating income | $-3,330,000 | 5,968 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $-1,100,000 | 5,945 |
| Income before extraordinary items | $-2,167,000 | 5,955 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,167,000 | 5,955 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,167,000 | 5,955 |
| Net charge-offs | $-25,000 | 5,146 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $456,000 | 234 |
| Net operating income | $-2,208,580 | 5,955 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 3,171 |
| Total interest expense | $200,000 | 4,075 |
| Net interest income | $3,252,000 | 3,062 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $196,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $99,000 | 3,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,444 |
| Total noninterest expense | $2,969,000 | 2,879 |
| Salaries and employee benefits | $1,608,000 | 2,927 |
| Premises and equipment expense | $501,000 | 2,149 |
| Additional noninterest expense | $860,000 | 3,076 |
| Pre-tax net operating income | $379,000 | 4,503 |
| Securities gains (losses) | $76,000 | 1,143 |
| Applicable income taxes | $206,000 | 2,478 |
| Income before extraordinary items | $249,000 | 4,814 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 4,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $249,000 | 4,814 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 275 |
| Net operating income | $200,360 | 4,950 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,230 |
| Total interest expense | $103,000 | 4,047 |
| Net interest income | $1,582,000 | 3,115 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $99,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $1,415,000 | 2,982 |
| Salaries and employee benefits | $788,000 | 2,973 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $380,000 | 3,348 |
| Pre-tax net operating income | $216,000 | 4,339 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $97,000 | 2,487 |
| Income before extraordinary items | $119,000 | 4,851 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $119,000 | 4,851 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $119,000 | 4,851 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 408 |
| Net operating income | $119,000 | 4,791 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 3,401 |
| Total interest expense | $386,000 | 4,214 |
| Net interest income | $5,724,000 | 3,292 |
| Provision for loan and lease losses | $45,000 | 3,695 |
| Total noninterest income | $525,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $193,000 | 3,767 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $332,000 | 3,839 |
| Total noninterest expense | $4,955,000 | 3,242 |
| Salaries and employee benefits | $2,573,000 | 3,345 |
| Premises and equipment expense | $924,000 | 2,299 |
| Additional noninterest expense | $1,458,000 | 3,460 |
| Pre-tax net operating income | $1,249,000 | 3,785 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $519,000 | 2,189 |
| Income before extraordinary items | $730,000 | 4,364 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $730,000 | 4,361 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $730,000 | 4,363 |
| Net charge-offs | $-184,000 | 5,843 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $728,000 | 264 |
| Net operating income | $730,000 | 4,315 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 3,564 |
| Total interest expense | $285,000 | 4,307 |
| Net interest income | $4,037,000 | 3,455 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $386,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $143,000 | 3,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,905 |
| Total noninterest expense | $3,662,000 | 3,293 |
| Salaries and employee benefits | $1,871,000 | 3,426 |
| Premises and equipment expense | $689,000 | 2,333 |
| Additional noninterest expense | $1,102,000 | 3,456 |
| Pre-tax net operating income | $716,000 | 4,262 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $418,000 | 4,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 4,803 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $418,000 | 4,805 |
| Net charge-offs | $-75,000 | 5,733 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $618,000 | 226 |
| Net operating income | $418,000 | 4,748 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 3,648 |
| Total interest expense | $187,000 | 4,370 |
| Net interest income | $2,613,000 | 3,527 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $235,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $89,000 | 3,897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $2,413,000 | 3,342 |
| Salaries and employee benefits | $1,220,000 | 3,505 |
| Premises and equipment expense | $455,000 | 2,370 |
| Additional noninterest expense | $738,000 | 3,467 |
| Pre-tax net operating income | $420,000 | 4,415 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $175,000 | 2,594 |
| Income before extraordinary items | $245,000 | 4,930 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $245,000 | 4,932 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $245,000 | 4,933 |
| Net charge-offs | $-32,000 | 5,610 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $584,000 | 180 |
| Net operating income | $245,000 | 4,868 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,712 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $1,274,000 | 3,590 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $101,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 4,292 |
| Total noninterest expense | $1,181,000 | 3,406 |
| Salaries and employee benefits | $581,000 | 3,652 |
| Premises and equipment expense | $222,000 | 2,442 |
| Additional noninterest expense | $378,000 | 3,410 |
| Pre-tax net operating income | $194,000 | 4,475 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $81,000 | 2,630 |
| Income before extraordinary items | $113,000 | 4,983 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $113,000 | 4,985 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $113,000 | 4,987 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $532,000 | 115 |
| Net operating income | $113,000 | 4,929 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 3,885 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $4,826,000 | 3,746 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $421,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $171,000 | 4,173 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $250,000 | 4,257 |
| Total noninterest expense | $4,403,000 | 3,596 |
| Salaries and employee benefits | $2,363,000 | 3,622 |
| Premises and equipment expense | $757,000 | 2,764 |
| Additional noninterest expense | $1,283,000 | 3,907 |
| Pre-tax net operating income | $844,000 | 4,408 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $369,000 | 2,471 |
| Income before extraordinary items | $475,000 | 4,984 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $475,000 | 4,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $475,000 | 4,984 |
| Net charge-offs | $47,000 | 3,811 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 481 |
| Net operating income | $475,000 | 4,941 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 3,966 |
| Total interest expense | $260,000 | 4,785 |
| Net interest income | $3,555,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $348,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $138,000 | 4,104 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $210,000 | 4,140 |
| Total noninterest expense | $3,207,000 | 3,678 |
| Salaries and employee benefits | $1,709,000 | 3,725 |
| Premises and equipment expense | $547,000 | 2,863 |
| Additional noninterest expense | $951,000 | 3,952 |
| Pre-tax net operating income | $696,000 | 4,370 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $308,000 | 2,446 |
| Income before extraordinary items | $388,000 | 4,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $388,000 | 4,958 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $388,000 | 4,960 |
| Net charge-offs | $-39,000 | 5,970 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 416 |
| Net operating income | $388,000 | 4,918 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 4,009 |
| Total interest expense | $159,000 | 4,987 |
| Net interest income | $2,338,000 | 3,850 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $226,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $90,000 | 4,115 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $136,000 | 4,170 |
| Total noninterest expense | $2,033,000 | 3,844 |
| Salaries and employee benefits | $1,086,000 | 3,846 |
| Premises and equipment expense | $350,000 | 2,964 |
| Additional noninterest expense | $597,000 | 4,107 |
| Pre-tax net operating income | $531,000 | 4,071 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $232,000 | 2,276 |
| Income before extraordinary items | $298,000 | 4,759 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $298,000 | 4,761 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $298,000 | 4,762 |
| Net charge-offs | $-28,000 | 6,003 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 374 |
| Net operating income | $298,640 | 4,696 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 4,025 |
| Total interest expense | $80,000 | 5,037 |
| Net interest income | $1,167,000 | 3,869 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $106,000 | 3,487 |
| Total noninterest expense | $1,006,000 | 3,886 |
| Salaries and employee benefits | $526,000 | 3,946 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $296,000 | 4,130 |
| Pre-tax net operating income | $313,000 | 3,746 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $134,000 | 2,104 |
| Income before extraordinary items | $176,000 | 4,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 4,459 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $176,000 | 4,459 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 478 |
| Net operating income | $177,920 | 4,391 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 4,335 |
| Total interest expense | $220,000 | 5,801 |
| Net interest income | $4,303,000 | 4,094 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $466,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $199,000 | 4,105 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $267,000 | 4,244 |
| Total noninterest expense | $3,918,000 | 3,971 |
| Salaries and employee benefits | $2,021,000 | 4,051 |
| Premises and equipment expense | $682,000 | 3,018 |
| Additional noninterest expense | $1,215,000 | 4,178 |
| Pre-tax net operating income | $671,000 | 4,652 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-4,019,000 | 6,759 |
| Income before extraordinary items | $4,690,000 | 1,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,690,000 | 1,303 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,690,000 | 1,305 |
| Net charge-offs | $124,000 | 3,533 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,264,000 | 192 |
| Net operating income | $4,690,000 | 1,276 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 4,422 |
| Total interest expense | $153,000 | 5,979 |
| Net interest income | $3,168,000 | 4,165 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $380,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $232,000 | 4,121 |
| Total noninterest expense | $2,917,000 | 4,003 |
| Salaries and employee benefits | $1,457,000 | 4,148 |
| Premises and equipment expense | $512,000 | 3,056 |
| Additional noninterest expense | $948,000 | 4,065 |
| Pre-tax net operating income | $451,000 | 4,893 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $451,000 | 4,751 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $451,000 | 4,753 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $451,000 | 4,754 |
| Net charge-offs | $128,000 | 3,028 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,244,000 | 147 |
| Net operating income | $451,000 | 4,665 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 4,505 |
| Total interest expense | $95,000 | 6,126 |
| Net interest income | $2,059,000 | 4,233 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $233,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,380 |
| Total noninterest expense | $1,889,000 | 4,090 |
| Salaries and employee benefits | $957,000 | 4,214 |
| Premises and equipment expense | $332,000 | 3,127 |
| Additional noninterest expense | $600,000 | 4,191 |
| Pre-tax net operating income | $223,000 | 5,193 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $223,000 | 5,146 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 5,148 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $223,000 | 5,149 |
| Net charge-offs | $93,000 | 2,824 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,178,000 | 107 |
| Net operating income | $223,000 | 5,023 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 4,687 |
| Total interest expense | $47,000 | 6,223 |
| Net interest income | $965,000 | 4,431 |
| Provision for loan and lease losses | $70,000 | 2,504 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $941,000 | 4,142 |
| Salaries and employee benefits | $477,000 | 4,265 |
| Premises and equipment expense | $158,000 | 3,269 |
| Additional noninterest expense | $306,000 | 4,160 |
| Pre-tax net operating income | $52,000 | 5,818 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $52,000 | 5,822 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $52,000 | 5,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $52,000 | 5,824 |
| Net charge-offs | $-26,000 | 6,529 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $52,000 | 5,733 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 4,894 |
| Total interest expense | $209,000 | 6,369 |
| Net interest income | $3,746,000 | 4,580 |
| Provision for loan and lease losses | $1,030,000 | 1,735 |
| Total noninterest income | $488,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $220,000 | 4,089 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $268,000 | 4,190 |
| Total noninterest expense | $3,882,000 | 4,110 |
| Salaries and employee benefits | $2,036,000 | 4,097 |
| Premises and equipment expense | $619,000 | 3,305 |
| Additional noninterest expense | $1,227,000 | 4,299 |
| Pre-tax net operating income | $-678,000 | 6,563 |
| Securities gains (losses) | $193,000 | 1,733 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-485,000 | 6,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-485,000 | 6,571 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-485,000 | 6,573 |
| Net charge-offs | $1,672,000 | 1,318 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,245,000 | 150 |
| Net operating income | $-678,000 | 6,591 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 4,992 |
| Total interest expense | $168,000 | 6,434 |
| Net interest income | $2,787,000 | 4,670 |
| Provision for loan and lease losses | $950,000 | 1,488 |
| Total noninterest income | $388,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $176,000 | 4,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $212,000 | 4,165 |
| Total noninterest expense | $2,901,000 | 4,143 |
| Salaries and employee benefits | $1,557,000 | 4,056 |
| Premises and equipment expense | $463,000 | 3,360 |
| Additional noninterest expense | $881,000 | 4,451 |
| Pre-tax net operating income | $-676,000 | 6,749 |
| Securities gains (losses) | $152,000 | 1,655 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-524,000 | 6,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-524,000 | 6,761 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-524,000 | 6,761 |
| Net charge-offs | $1,640,000 | 1,054 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,007,000 | 116 |
| Net operating income | $-676,000 | 6,775 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 5,014 |
| Total interest expense | $124,000 | 6,418 |
| Net interest income | $1,866,000 | 4,681 |
| Provision for loan and lease losses | $890,000 | 1,210 |
| Total noninterest income | $266,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $112,000 | 4,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $1,967,000 | 4,122 |
| Salaries and employee benefits | $1,062,000 | 4,023 |
| Premises and equipment expense | $306,000 | 3,390 |
| Additional noninterest expense | $599,000 | 4,394 |
| Pre-tax net operating income | $-725,000 | 6,900 |
| Securities gains (losses) | $133,000 | 1,401 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-592,000 | 6,901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-592,000 | 6,900 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-592,000 | 6,901 |
| Net charge-offs | $1,542,000 | 845 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 848 |
| Net operating income | $-725,000 | 6,918 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,015 |
| Total interest expense | $69,000 | 6,380 |
| Net interest income | $939,000 | 4,710 |
| Provision for loan and lease losses | $810,000 | 726 |
| Total noninterest income | $142,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $993,000 | 4,123 |
| Salaries and employee benefits | $523,000 | 4,092 |
| Premises and equipment expense | $155,000 | 3,384 |
| Additional noninterest expense | $315,000 | 4,253 |
| Pre-tax net operating income | $-722,000 | 7,111 |
| Securities gains (losses) | $25,000 | 1,501 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-697,000 | 7,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-697,000 | 7,125 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-697,000 | 7,126 |
| Net charge-offs | $877,000 | 726 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $-722,000 | 7,120 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 4,818 |
| Total interest expense | $445,000 | 6,050 |
| Net interest income | $4,075,000 | 4,494 |
| Provision for loan and lease losses | $645,000 | 3,068 |
| Total noninterest income | $231,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $139,000 | 5,024 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $92,000 | 5,387 |
| Total noninterest expense | $3,803,000 | 4,262 |
| Salaries and employee benefits | $1,877,000 | 4,337 |
| Premises and equipment expense | $665,000 | 3,312 |
| Additional noninterest expense | $1,261,000 | 4,318 |
| Pre-tax net operating income | $-142,000 | 6,183 |
| Securities gains (losses) | $301,000 | 1,140 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $159,000 | 5,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $159,000 | 5,683 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $159,000 | 5,683 |
| Net charge-offs | $544,000 | 3,079 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 912 |
| Net operating income | $-142,000 | 6,225 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 4,824 |
| Total interest expense | $371,000 | 5,986 |
| Net interest income | $3,088,000 | 4,494 |
| Provision for loan and lease losses | $480,000 | 2,925 |
| Total noninterest income | $165,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $77,000 | 5,377 |
| Total noninterest expense | $2,902,000 | 4,206 |
| Salaries and employee benefits | $1,423,000 | 4,303 |
| Premises and equipment expense | $506,000 | 3,318 |
| Additional noninterest expense | $973,000 | 4,245 |
| Pre-tax net operating income | $-129,000 | 6,324 |
| Securities gains (losses) | $224,000 | 1,129 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $95,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,917 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $95,000 | 5,917 |
| Net charge-offs | $512,000 | 2,639 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 849 |
| Net operating income | $-129,000 | 6,362 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 4,839 |
| Total interest expense | $263,000 | 5,986 |
| Net interest income | $2,074,000 | 4,482 |
| Provision for loan and lease losses | $255,000 | 3,217 |
| Total noninterest income | $108,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 5,334 |
| Total noninterest expense | $1,964,000 | 4,215 |
| Salaries and employee benefits | $953,000 | 4,328 |
| Premises and equipment expense | $337,000 | 3,356 |
| Additional noninterest expense | $674,000 | 4,215 |
| Pre-tax net operating income | $-37,000 | 6,302 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-37,000 | 6,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-37,000 | 6,392 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-37,000 | 6,393 |
| Net charge-offs | $532,000 | 2,082 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 810 |
| Net operating income | $-37,000 | 6,335 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 4,762 |
| Total interest expense | $140,000 | 5,969 |
| Net interest income | $1,075,000 | 4,361 |
| Provision for loan and lease losses | $130,000 | 3,035 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $1,018,000 | 4,133 |
| Salaries and employee benefits | $485,000 | 4,321 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $362,000 | 3,998 |
| Pre-tax net operating income | $-21,000 | 6,459 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-21,000 | 6,495 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-21,000 | 6,495 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-21,000 | 6,495 |
| Net charge-offs | $233,000 | 1,984 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $-21,000 | 6,478 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 4,475 |
| Total interest expense | $949,000 | 5,341 |
| Net interest income | $4,726,000 | 4,110 |
| Provision for loan and lease losses | $4,589,000 | 1,222 |
| Total noninterest income | $337,000 | 5,220 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 4,588 |
| Total noninterest expense | $4,482,000 | 3,906 |
| Salaries and employee benefits | $1,996,000 | 4,242 |
| Premises and equipment expense | $698,000 | 3,307 |
| Additional noninterest expense | $1,788,000 | 3,550 |
| Pre-tax net operating income | $-4,008,000 | 7,031 |
| Securities gains (losses) | $560,000 | 807 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,448,000 | 7,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,448,000 | 7,050 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,448,000 | 7,050 |
| Net charge-offs | $3,955,000 | 1,218 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,287,000 | 243 |
| Net operating income | $-4,008,000 | 7,080 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,482 |
| Total interest expense | $763,000 | 5,348 |
| Net interest income | $3,611,000 | 4,118 |
| Provision for loan and lease losses | $3,009,000 | 1,262 |
| Total noninterest income | $247,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $99,000 | 5,197 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $3,509,000 | 3,800 |
| Salaries and employee benefits | $1,558,000 | 4,154 |
| Premises and equipment expense | $527,000 | 3,337 |
| Additional noninterest expense | $1,424,000 | 3,382 |
| Pre-tax net operating income | $-2,660,000 | 7,162 |
| Securities gains (losses) | $120,000 | 1,792 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,540,000 | 7,216 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,540,000 | 7,215 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,540,000 | 7,216 |
| Net charge-offs | $2,872,000 | 1,178 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,269,000 | 189 |
| Net operating income | $-2,660,000 | 7,203 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 4,486 |
| Total interest expense | $539,000 | 5,299 |
| Net interest income | $2,417,000 | 4,108 |
| Provision for loan and lease losses | $1,249,000 | 1,702 |
| Total noninterest income | $192,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $132,000 | 4,196 |
| Total noninterest expense | $2,257,000 | 3,896 |
| Salaries and employee benefits | $1,047,000 | 4,168 |
| Premises and equipment expense | $352,000 | 3,356 |
| Additional noninterest expense | $858,000 | 3,615 |
| Pre-tax net operating income | $-897,000 | 6,958 |
| Securities gains (losses) | $59,000 | 1,781 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-838,000 | 7,021 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-838,000 | 7,021 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-838,000 | 7,021 |
| Net charge-offs | $589,000 | 2,258 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $942,000 | 215 |
| Net operating income | $-897,000 | 7,016 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 4,586 |
| Total interest expense | $282,000 | 5,340 |
| Net interest income | $1,174,000 | 4,224 |
| Provision for loan and lease losses | $1,049,000 | 1,136 |
| Total noninterest income | $80,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $1,196,000 | 3,769 |
| Salaries and employee benefits | $517,000 | 4,260 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $-991,000 | 7,416 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-970,000 | 7,465 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-970,000 | 7,465 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-970,000 | 7,466 |
| Net charge-offs | $592,000 | 1,461 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 200 |
| Net operating income | $-991,000 | 7,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 5,311 |
| Total interest expense | $1,370,000 | 5,360 |
| Net interest income | $3,333,000 | 5,099 |
| Provision for loan and lease losses | $1,689,000 | 2,704 |
| Total noninterest income | $404,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $85,000 | 5,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $319,000 | 3,900 |
| Total noninterest expense | $4,222,000 | 4,193 |
| Salaries and employee benefits | $2,337,000 | 3,888 |
| Premises and equipment expense | $731,000 | 3,351 |
| Additional noninterest expense | $1,154,000 | 4,849 |
| Pre-tax net operating income | $-2,174,000 | 6,678 |
| Securities gains (losses) | $192,000 | 1,586 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,982,000 | 6,748 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,982,000 | 6,746 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,982,000 | 6,746 |
| Net charge-offs | $1,076,000 | 2,777 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,220,000 | 400 |
| Net operating income | $-2,174,000 | 6,795 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 5,550 |
| Total interest expense | $1,045,000 | 5,455 |
| Net interest income | $2,248,000 | 5,410 |
| Provision for loan and lease losses | $1,505,000 | 2,203 |
| Total noninterest income | $292,000 | 5,239 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $53,000 | 6,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $239,000 | 3,982 |
| Total noninterest expense | $3,212,000 | 4,154 |
| Salaries and employee benefits | $1,832,000 | 3,788 |
| Premises and equipment expense | $543,000 | 3,420 |
| Additional noninterest expense | $837,000 | 4,942 |
| Pre-tax net operating income | $-2,177,000 | 7,091 |
| Securities gains (losses) | $159,000 | 1,463 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,018,000 | 7,178 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,018,000 | 7,178 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,018,000 | 7,177 |
| Net charge-offs | $528,000 | 2,965 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 850 |
| Net operating income | $-2,177,000 | 7,209 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,770 |
| Total interest expense | $716,000 | 5,517 |
| Net interest income | $1,336,000 | 5,702 |
| Provision for loan and lease losses | $371,000 | 3,396 |
| Total noninterest income | $182,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $157,000 | 4,027 |
| Total noninterest expense | $2,126,000 | 4,215 |
| Salaries and employee benefits | $1,235,000 | 3,803 |
| Premises and equipment expense | $357,000 | 3,480 |
| Additional noninterest expense | $534,000 | 5,063 |
| Pre-tax net operating income | $-979,000 | 7,016 |
| Securities gains (losses) | $138,000 | 1,253 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-841,000 | 7,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-841,000 | 7,046 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-841,000 | 7,047 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 817 |
| Net operating income | $-979,000 | 7,134 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,961 |
| Total interest expense | $378,000 | 5,504 |
| Net interest income | $588,000 | 6,030 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $1,036,000 | 4,206 |
| Salaries and employee benefits | $623,000 | 3,807 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $-616,000 | 7,429 |
| Securities gains (losses) | $112,000 | 947 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-504,000 | 7,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-504,000 | 7,450 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-504,000 | 7,451 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $-616,000 | 7,519 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 6,758 |
| Total interest expense | $1,112,000 | 6,595 |
| Net interest income | $1,679,000 | 6,791 |
| Provision for loan and lease losses | $634,000 | 3,412 |
| Total noninterest income | $51,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 7,000 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $28,000 | 7,222 |
| Total noninterest expense | $3,171,000 | 4,942 |
| Salaries and employee benefits | $1,654,000 | 5,040 |
| Premises and equipment expense | $525,000 | 4,332 |
| Additional noninterest expense | $992,000 | 4,847 |
| Pre-tax net operating income | $-2,075,000 | 7,378 |
| Securities gains (losses) | $-500,000 | 7,560 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,575,000 | 7,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,575,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,286 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 981 |
| Net operating income | $-2,075,000 | 7,501 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,050 |
| Total interest expense | $709,000 | 6,995 |
| Net interest income | $1,173,000 | 6,973 |
| Provision for loan and lease losses | $319,000 | 3,456 |
| Total noninterest income | $35,000 | 7,892 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $2,125,000 | 5,283 |
| Salaries and employee benefits | $1,107,000 | 5,392 |
| Premises and equipment expense | $377,000 | 4,469 |
| Additional noninterest expense | $641,000 | 5,229 |
| Pre-tax net operating income | $-1,236,000 | 7,644 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,236,000 | 7,622 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,236,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 867 |
| Net operating income | $-1,236,000 | 7,721 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,245 |
| Total interest expense | $436,000 | 7,219 |
| Net interest income | $730,000 | 7,131 |
| Provision for loan and lease losses | $232,000 | 2,924 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $1,305,000 | 5,553 |
| Salaries and employee benefits | $704,000 | 5,581 |
| Premises and equipment expense | $229,000 | 4,749 |
| Additional noninterest expense | $372,000 | 5,627 |
| Pre-tax net operating income | $-787,000 | 7,787 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-787,000 | 7,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-787,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $-787,000 | 7,876 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,493 |
| Total interest expense | $199,000 | 7,500 |
| Net interest income | $326,000 | 7,376 |
| Provision for loan and lease losses | $168,000 | 2,005 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $630,000 | 5,674 |
| Salaries and employee benefits | $357,000 | 5,576 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $161,000 | 5,988 |
| Pre-tax net operating income | $-462,000 | 8,060 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-462,000 | 8,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-462,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $-462,000 | 8,111 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 8,225 |
| Total interest expense | $192,000 | 8,309 |
| Net interest income | $733,000 | 8,054 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $17,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $1,967,000 | 6,258 |
| Salaries and employee benefits | $1,164,000 | 6,069 |
| Premises and equipment expense | $338,000 | 5,500 |
| Additional noninterest expense | $465,000 | 6,759 |
| Pre-tax net operating income | $-1,442,000 | 8,180 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,443,000 | 8,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,443,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $13,759,000 | 137 |
| Net operating income | $-1,443,000 | 8,214 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 8,364 |
| Total interest expense | $70,000 | 8,436 |
| Net interest income | $463,000 | 8,232 |
| Provision for loan and lease losses | $134,000 | 3,712 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $1,137,000 | 6,878 |
| Salaries and employee benefits | $598,000 | 6,950 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $305,000 | 7,009 |
| Pre-tax net operating income | $-802,000 | 8,227 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-803,000 | 8,271 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-803,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $13,715,000 | 99 |
| Net operating income | $-803,000 | 8,263 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,522 |
| Total interest expense | $20,000 | 8,527 |
| Net interest income | $218,000 | 8,440 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $654,000 | 7,219 |
| Salaries and employee benefits | $372,000 | 7,153 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $150,000 | 7,573 |
| Pre-tax net operating income | $-489,000 | 8,296 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-489,000 | 8,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-489,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $13,692,000 | 69 |
| Net operating income | $-489,000 | 8,322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $29,000 | 8,641 |
| Total interest expense | $1,000 | 8,629 |
| Net interest income | $28,000 | 8,631 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $34,000 | 8,630 |
| Salaries and employee benefits | $27,000 | 8,608 |
| Premises and equipment expense | $6,000 | 8,513 |
| Additional noninterest expense | $1,000 | 8,640 |
| Pre-tax net operating income | $-6,000 | 7,888 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-6,000 | 7,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-6,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $13,524,000 | 36 |
| Net operating income | $-6,000 | 7,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.