Home > Sierra National Bank > Income and Expense
Sierra National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,811 |
| Total interest expense | $1,890,000 | 6,196 |
| Net interest income | $4,375,000 | 3,874 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $888,000 | 3,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $738,000 | 1,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,606 |
| Total noninterest expense | $4,897,000 | 2,762 |
| Salaries and employee benefits | $2,262,000 | 3,075 |
| Premises and equipment expense | $695,000 | 2,874 |
| Additional noninterest expense | $1,940,000 | 2,258 |
| Pre-tax net operating income | $228,000 | 8,442 |
| Securities gains (losses) | $98,000 | 742 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $325,000 | 7,434 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $325,000 | 7,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $2,000 | 7,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $227,000 | 8,078 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,672 |
| Total interest expense | $2,155,000 | 5,914 |
| Net interest income | $4,346,000 | 3,853 |
| Provision for loan and lease losses | $381,000 | 2,145 |
| Total noninterest income | $902,000 | 3,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $733,000 | 1,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $4,845,000 | 2,704 |
| Salaries and employee benefits | $2,261,000 | 2,981 |
| Premises and equipment expense | $618,000 | 3,076 |
| Additional noninterest expense | $1,966,000 | 2,139 |
| Pre-tax net operating income | $22,000 | 9,712 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $21,000 | 9,752 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $21,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,069 |
| Cash dividends | $1,000 | 7,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $15,400 | 9,724 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 5,078 |
| Total interest expense | $2,102,000 | 6,078 |
| Net interest income | $3,899,000 | 4,330 |
| Provision for loan and lease losses | $290,000 | 2,696 |
| Total noninterest income | $867,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $706,000 | 1,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $4,284,000 | 2,975 |
| Salaries and employee benefits | $2,019,000 | 3,276 |
| Premises and equipment expense | $572,000 | 3,291 |
| Additional noninterest expense | $1,693,000 | 2,437 |
| Pre-tax net operating income | $192,000 | 9,616 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $43,000 | 9,362 |
| Income before extraordinary items | $152,000 | 9,560 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $152,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,402 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $149,660 | 9,555 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,254 |
| Total interest expense | $1,541,000 | 7,462 |
| Net interest income | $3,095,000 | 5,317 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $641,000 | 4,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $3,454,000 | 3,821 |
| Salaries and employee benefits | $1,676,000 | 3,897 |
| Premises and equipment expense | $500,000 | 3,782 |
| Additional noninterest expense | $1,278,000 | 3,589 |
| Pre-tax net operating income | $252,000 | 9,471 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $48,000 | 9,729 |
| Income before extraordinary items | $204,000 | 9,254 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $204,000 | 9,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $204,000 | 9,199 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 6,497 |
| Total interest expense | $1,301,000 | 8,276 |
| Net interest income | $3,159,000 | 5,274 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $610,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $3,206,000 | 4,057 |
| Salaries and employee benefits | $1,518,000 | 4,240 |
| Premises and equipment expense | $442,000 | 4,167 |
| Additional noninterest expense | $1,246,000 | 3,623 |
| Pre-tax net operating income | $563,000 | 8,094 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $165,000 | 8,017 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $399,160 | 8,055 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,396 |
| Total interest expense | $1,068,000 | 8,401 |
| Net interest income | $3,197,000 | 5,327 |
| Provision for loan and lease losses | $273,000 | 2,438 |
| Total noninterest income | $629,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $2,952,000 | 4,486 |
| Salaries and employee benefits | $1,422,000 | 4,491 |
| Premises and equipment expense | $425,000 | 4,362 |
| Additional noninterest expense | $1,105,000 | 4,343 |
| Pre-tax net operating income | $601,000 | 7,989 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $423,000 | 7,961 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $423,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,133 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $421,600 | 8,023 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 6,711 |
| Total interest expense | $1,221,000 | 8,172 |
| Net interest income | $2,916,000 | 5,777 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $695,000 | 4,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $581,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,477 |
| Total noninterest expense | $2,817,000 | 4,765 |
| Salaries and employee benefits | $1,358,000 | 4,700 |
| Premises and equipment expense | $331,000 | 5,447 |
| Additional noninterest expense | $1,128,000 | 4,438 |
| Pre-tax net operating income | $679,000 | 7,473 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $217,000 | 7,313 |
| Income before extraordinary items | $468,000 | 7,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $468,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $216,000 | 5,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $463,920 | 7,599 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 6,891 |
| Total interest expense | $1,728,000 | 7,823 |
| Net interest income | $2,777,000 | 6,082 |
| Provision for loan and lease losses | $71,000 | 8,232 |
| Total noninterest income | $732,000 | 4,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $2,746,000 | 4,900 |
| Salaries and employee benefits | $1,264,000 | 4,935 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,121,000 | 4,612 |
| Pre-tax net operating income | $692,000 | 7,145 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $226,000 | 7,072 |
| Income before extraordinary items | $493,000 | 7,400 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $493,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $474,370 | 7,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.