Home > Sierra National Bank > Assets and Liabilities
Sierra National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $90,283,000 | 4,806 |
| Cash and due from depository institutions | $8,815,000 | 2,792 |
| Interest-bearing balances | $2,085,000 | 1,667 |
| Securities | $15,879,000 | 5,618 |
| Federal funds sold & reverse repurchase agreements | $5,630,000 | 1,701 |
| Net loans & leases | $52,642,000 | 4,924 |
| Loan loss allowance | $277,000 | 7,614 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,153,000 | 2,715 |
| Other real estate owned | $447,000 | 2,792 |
| Goodwill and other intangibles | $282,000 | 2,211 |
| All other assets | $3,435,000 | 2,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,283,000 | 4,806 |
| Total liabilities | $85,264,000 | 4,623 |
| Total deposits | $84,366,000 | 4,342 |
| Interest-bearing deposits | $61,065,000 | 4,976 |
| Deposits held in domestic offices | $84,366,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $898,000 | 3,527 |
| Total equity capital | $5,019,000 | 6,980 |
| Total bank equity capital | $5,019,000 | 6,980 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,328,000 | 2,606 |
| Surplus | $2,917,000 | 4,435 |
| Undivided profits | $774,000 | 8,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 3,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $320,000 | 6,225 |
| Earning assets | $76,236,000 | 5,064 |
| Long-term assets (5+ years) | $34,197,000 | 2,318 |
| Average Assets, year-to-date | $90,852,600 | 4,631 |
| Average Assets, quarterly | $88,788,000 | 4,826 |
| Volatile liabilities | $7,478,000 | 6,257 |
| Insider loans | $1,269,000 | 3,196 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,068,000 | 4,966 |
| Tier 1 (core) risk-based capital | $4,856,000 | 7,108 |
| Tier 2 risk-based capital | $277,000 | 7,270 |
| Total risk weighted assets | $51,361,500 | 5,118 |
| Total unused commitments | $6,068,000 | 4,969 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $92,246,000 | 4,653 |
| Cash and due from depository institutions | $13,391,000 | 2,650 |
| Interest-bearing balances | $2,081,000 | 2,094 |
| Securities | $15,963,000 | 5,611 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $52,745,000 | 4,774 |
| Loan loss allowance | $191,000 | 8,663 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,111,000 | 2,605 |
| Other real estate owned | $431,000 | 2,650 |
| Goodwill and other intangibles | $350,000 | 2,050 |
| All other assets | $3,255,000 | 2,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,246,000 | 4,653 |
| Total liabilities | $87,281,000 | 4,453 |
| Total deposits | $86,447,000 | 4,241 |
| Interest-bearing deposits | $67,416,000 | 4,601 |
| Deposits held in domestic offices | $86,447,000 | 4,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $834,000 | 4,044 |
| Total equity capital | $4,965,000 | 7,137 |
| Total bank equity capital | $4,965,000 | 7,137 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,205,000 | 2,739 |
| Surplus | $2,413,000 | 4,840 |
| Undivided profits | $1,347,000 | 7,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $287,000 | 6,733 |
| Earning assets | $73,789,000 | 5,197 |
| Long-term assets (5+ years) | $31,590,000 | 2,280 |
| Average Assets, year-to-date | $90,750,600 | 4,512 |
| Average Assets, quarterly | $92,078,500 | 4,590 |
| Volatile liabilities | $7,954,000 | 5,678 |
| Insider loans | $1,269,000 | 2,999 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,307,000 | 4,077 |
| Tier 1 (core) risk-based capital | $4,465,000 | 7,364 |
| Tier 2 risk-based capital | $191,000 | 8,359 |
| Total risk weighted assets | $55,811,000 | 4,667 |
| Total unused commitments | $8,307,000 | 4,082 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $88,961,000 | 4,769 |
| Cash and due from depository institutions | $11,926,000 | 2,648 |
| Interest-bearing balances | $2,133,000 | 1,699 |
| Securities | $19,796,000 | 4,946 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,279 |
| Net loans & leases | $47,372,000 | 5,198 |
| Loan loss allowance | $423,000 | 6,345 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,672,000 | 2,955 |
| Other real estate owned | $719,000 | 2,648 |
| Goodwill and other intangibles | $418,000 | 1,870 |
| All other assets | $3,408,000 | 2,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,961,000 | 4,769 |
| Total liabilities | $84,063,000 | 4,556 |
| Total deposits | $83,336,000 | 4,362 |
| Interest-bearing deposits | $65,063,000 | 4,744 |
| Deposits held in domestic offices | $83,336,000 | 4,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $727,000 | 4,570 |
| Total equity capital | $4,898,000 | 7,249 |
| Total bank equity capital | $4,898,000 | 7,249 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,093,000 | 3,014 |
| Surplus | $1,905,000 | 5,599 |
| Undivided profits | $1,900,000 | 7,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $300,000 | 6,829 |
| Earning assets | $71,951,000 | 5,264 |
| Long-term assets (5+ years) | $24,733,000 | 2,405 |
| Average Assets, year-to-date | $80,862,400 | 4,968 |
| Average Assets, quarterly | $86,642,000 | 4,830 |
| Volatile liabilities | $7,036,000 | 6,110 |
| Insider loans | $1,033,000 | 3,479 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,472,000 | 4,154 |
| Tier 1 (core) risk-based capital | $4,377,000 | 7,587 |
| Tier 2 risk-based capital | $423,000 | 5,794 |
| Total risk weighted assets | $51,342,600 | 4,933 |
| Total unused commitments | $7,472,000 | 4,156 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $65,865,000 | 6,139 |
| Cash and due from depository institutions | $9,515,000 | 3,314 |
| Interest-bearing balances | $2,085,000 | 1,590 |
| Securities | $10,511,000 | 7,755 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,651 |
| Net loans & leases | $35,245,000 | 6,336 |
| Loan loss allowance | $256,000 | 8,412 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,272,000 | 3,391 |
| Other real estate owned | $968,000 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,454,000 | 2,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,865,000 | 6,139 |
| Total liabilities | $61,169,000 | 5,987 |
| Total deposits | $60,640,000 | 5,800 |
| Interest-bearing deposits | $49,809,000 | 5,974 |
| Deposits held in domestic offices | $60,640,000 | 5,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $529,000 | 5,722 |
| Total equity capital | $4,696,000 | 7,510 |
| Total bank equity capital | $4,696,000 | 7,510 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $992,000 | 3,753 |
| Surplus | $1,367,000 | 6,784 |
| Undivided profits | $2,337,000 | 6,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $225,000 | 8,043 |
| Earning assets | $52,741,000 | 6,682 |
| Long-term assets (5+ years) | $8,426,000 | 4,598 |
| Average Assets, year-to-date | $60,375,800 | 6,339 |
| Average Assets, quarterly | $63,148,000 | 6,253 |
| Volatile liabilities | $5,595,000 | 6,739 |
| Insider loans | $886,000 | 3,948 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,484,000 | 5,385 |
| Tier 1 (core) risk-based capital | $4,645,000 | 7,446 |
| Tier 2 risk-based capital | $256,000 | 7,818 |
| Total risk weighted assets | $38,756,000 | 6,107 |
| Total unused commitments | $4,484,000 | 5,395 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $57,710,000 | 6,828 |
| Cash and due from depository institutions | $7,193,000 | 3,993 |
| Interest-bearing balances | $2,547,000 | 1,561 |
| Securities | $6,590,000 | 9,543 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,586 |
| Net loans & leases | $35,145,000 | 6,358 |
| Loan loss allowance | $279,000 | 8,368 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,571,000 | 4,508 |
| Other real estate owned | $1,131,000 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,180,000 | 3,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,710,000 | 6,828 |
| Total liabilities | $53,147,000 | 6,700 |
| Total deposits | $52,746,000 | 6,530 |
| Interest-bearing deposits | $43,776,000 | 6,667 |
| Deposits held in domestic offices | $52,746,000 | 6,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $401,000 | 7,129 |
| Total equity capital | $4,563,000 | 7,745 |
| Total bank equity capital | $4,563,000 | 7,745 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $900,000 | 8,223 |
| Undivided profits | $2,763,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $48,182,000 | 7,205 |
| Long-term assets (5+ years) | $4,614,000 | 6,015 |
| Average Assets, year-to-date | $55,744,000 | 6,767 |
| Average Assets, quarterly | $56,331,500 | 6,879 |
| Volatile liabilities | $2,804,000 | 8,753 |
| Insider loans | $738,000 | 4,543 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,089,000 | 5,517 |
| Tier 1 (core) risk-based capital | $4,497,000 | 7,693 |
| Tier 2 risk-based capital | $279,000 | 7,621 |
| Total risk weighted assets | $36,643,800 | 6,353 |
| Total unused commitments | $4,089,000 | 5,527 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $56,151,000 | 6,973 |
| Cash and due from depository institutions | $9,908,000 | 4,385 |
| Interest-bearing balances | $3,977,000 | 910 |
| Securities | $7,340,000 | 9,788 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,545,000 | 6,291 |
| Loan loss allowance | $352,000 | 7,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,669,000 | 4,277 |
| Other real estate owned | $465,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,224,000 | 5,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,151,000 | 6,973 |
| Total liabilities | $51,867,000 | 6,866 |
| Total deposits | $51,606,000 | 6,651 |
| Interest-bearing deposits | $43,086,000 | 6,756 |
| Deposits held in domestic offices | $51,606,000 | 6,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $261,000 | 7,910 |
| Total equity capital | $4,284,000 | 7,874 |
| Total bank equity capital | $4,284,000 | 7,874 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $900,000 | 8,446 |
| Undivided profits | $2,484,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,011,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $223,000 | 7,991 |
| Earning assets | $46,862,000 | 7,379 |
| Long-term assets (5+ years) | $3,921,000 | 6,685 |
| Average Assets, year-to-date | $56,768,200 | 6,800 |
| Average Assets, quarterly | $55,835,500 | 6,940 |
| Volatile liabilities | $2,354,000 | 9,231 |
| Insider loans | $48,000 | 10,309 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,467,000 | 6,922 |
| Tier 1 (core) risk-based capital | $4,311,000 | 7,911 |
| Tier 2 risk-based capital | $352,000 | 6,792 |
| Total risk weighted assets | $33,382,200 | 6,741 |
| Total unused commitments | $2,467,000 | 6,933 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $57,734,000 | 7,038 |
| Cash and due from depository institutions | $9,634,000 | 4,957 |
| Interest-bearing balances | $4,287,000 | 1,391 |
| Securities | $6,185,000 | 10,682 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,961 |
| Net loans & leases | $36,966,000 | 6,062 |
| Loan loss allowance | $332,000 | 8,248 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,758,000 | 4,090 |
| Other real estate owned | $302,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $989,000 | 6,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,734,000 | 7,038 |
| Total liabilities | $53,630,000 | 6,914 |
| Total deposits | $53,387,000 | 6,733 |
| Interest-bearing deposits | $44,683,000 | 6,860 |
| Deposits held in domestic offices | $53,387,000 | 6,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $243,000 | 8,465 |
| Total equity capital | $4,104,000 | 8,265 |
| Total bank equity capital | $4,104,000 | 8,265 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $900,000 | 8,658 |
| Undivided profits | $2,304,000 | 7,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,387,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $248,000 | 7,038 |
| Earning assets | $49,338,000 | 7,340 |
| Long-term assets (5+ years) | $5,777,000 | 6,003 |
| Average Assets, year-to-date | $54,881,000 | 7,121 |
| Average Assets, quarterly | $56,332,000 | 7,106 |
| Volatile liabilities | $2,344,000 | 9,216 |
| Insider loans | $96,000 | 9,815 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,476,000 | 5,941 |
| Tier 1 (core) risk-based capital | $4,104,000 | 8,180 |
| Tier 2 risk-based capital | $332,000 | 7,115 |
| Total risk weighted assets | $34,794,000 | 6,549 |
| Total unused commitments | $3,476,000 | 5,960 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $54,980,000 | 7,384 |
| Cash and due from depository institutions | $7,007,000 | 4,772 |
| Interest-bearing balances | $2,492,000 | 2,365 |
| Securities | $7,320,000 | 10,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $37,724,000 | 6,016 |
| Loan loss allowance | $304,000 | 8,731 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,839,000 | 3,898 |
| Other real estate owned | $98,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $992,000 | 6,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,980,000 | 7,384 |
| Total liabilities | $51,128,000 | 7,265 |
| Total deposits | $50,787,000 | 7,120 |
| Interest-bearing deposits | $43,168,000 | 7,232 |
| Deposits held in domestic offices | $50,787,000 | 7,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $341,000 | 7,593 |
| Total equity capital | $3,852,000 | 8,454 |
| Total bank equity capital | $3,852,000 | 8,454 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $900,000 | 8,743 |
| Undivided profits | $2,052,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 5,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $229,000 | 7,997 |
| Earning assets | $47,536,000 | 7,640 |
| Long-term assets (5+ years) | $9,158,000 | 4,584 |
| Average Assets, year-to-date | $55,660,400 | 7,147 |
| Average Assets, quarterly | $54,793,000 | 7,353 |
| Volatile liabilities | $2,298,000 | 9,534 |
| Insider loans | $26,000 | 8,093 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,929,000 | 4,658 |
| Tier 1 (core) risk-based capital | $3,852,000 | 8,388 |
| Tier 2 risk-based capital | $304,000 | 7,537 |
| Total risk weighted assets | $34,861,700 | 6,588 |
| Total unused commitments | $4,929,000 | 4,684 |
| Derivatives | $0 | 651 |