Home > Shrewsbury State Bank > Income and Expense
Shrewsbury State Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,701,000 | 1,459 |
| Total interest expense | $3,158,000 | 2,511 |
| Net interest income | $16,543,000 | 1,217 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $4,094,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,962,000 | 583 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,132,000 | 1,985 |
| Total noninterest expense | $11,605,000 | 1,404 |
| Salaries and employee benefits | $6,494,000 | 1,362 |
| Premises and equipment expense | $1,762,000 | 1,314 |
| Additional noninterest expense | $3,349,000 | 1,482 |
| Pre-tax net operating income | $8,912,000 | 981 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,006,000 | 904 |
| Income before extraordinary items | $5,906,000 | 1,097 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,906,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,385 |
| Cash dividends | $2,006,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,906,000 | 1,075 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 1,480 |
| Total interest expense | $2,373,000 | 2,467 |
| Net interest income | $12,141,000 | 1,230 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $3,019,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,241,000 | 584 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $778,000 | 2,112 |
| Total noninterest expense | $8,428,000 | 1,448 |
| Salaries and employee benefits | $4,477,000 | 1,485 |
| Premises and equipment expense | $1,290,000 | 1,337 |
| Additional noninterest expense | $2,661,000 | 1,387 |
| Pre-tax net operating income | $6,642,000 | 996 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,216,000 | 933 |
| Income before extraordinary items | $4,426,000 | 1,115 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,426,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,426,000 | 1,081 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 1,483 |
| Total interest expense | $1,577,000 | 2,459 |
| Net interest income | $7,985,000 | 1,238 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $2,005,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,498,000 | 580 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 2,167 |
| Total noninterest expense | $5,573,000 | 1,451 |
| Salaries and employee benefits | $2,961,000 | 1,498 |
| Premises and equipment expense | $868,000 | 1,326 |
| Additional noninterest expense | $1,744,000 | 1,389 |
| Pre-tax net operating income | $4,357,000 | 1,003 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,460,000 | 933 |
| Income before extraordinary items | $2,897,000 | 1,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,897,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,300 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,897,000 | 1,086 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 1,502 |
| Total interest expense | $787,000 | 2,487 |
| Net interest income | $3,940,000 | 1,262 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $995,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $728,000 | 590 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $267,000 | 2,030 |
| Total noninterest expense | $2,738,000 | 1,492 |
| Salaries and employee benefits | $1,450,000 | 1,540 |
| Premises and equipment expense | $420,000 | 1,392 |
| Additional noninterest expense | $868,000 | 1,394 |
| Pre-tax net operating income | $2,167,000 | 996 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $731,000 | 954 |
| Income before extraordinary items | $1,436,000 | 1,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,436,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,416 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,436,000 | 1,075 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,642,000 | 1,544 |
| Total interest expense | $3,565,000 | 2,466 |
| Net interest income | $15,077,000 | 1,290 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $5,189,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,258,000 | 530 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,931,000 | 1,508 |
| Total noninterest expense | $11,414,000 | 1,408 |
| Salaries and employee benefits | $5,658,000 | 1,519 |
| Premises and equipment expense | $1,677,000 | 1,355 |
| Additional noninterest expense | $4,079,000 | 1,218 |
| Pre-tax net operating income | $8,732,000 | 964 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,938,000 | 942 |
| Income before extraordinary items | $5,794,000 | 1,114 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,794,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $5,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,794,000 | 1,050 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 1,582 |
| Total interest expense | $2,754,000 | 2,488 |
| Net interest income | $11,106,000 | 1,321 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $4,038,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,462,000 | 530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,576,000 | 1,482 |
| Total noninterest expense | $8,600,000 | 1,411 |
| Salaries and employee benefits | $4,244,000 | 1,525 |
| Premises and equipment expense | $1,230,000 | 1,400 |
| Additional noninterest expense | $3,126,000 | 1,210 |
| Pre-tax net operating income | $6,454,000 | 1,012 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,153,000 | 1,005 |
| Income before extraordinary items | $4,301,000 | 1,162 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,301,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,301,000 | 1,097 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 1,591 |
| Total interest expense | $1,894,000 | 2,501 |
| Net interest income | $7,331,000 | 1,340 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $2,698,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,643,000 | 522 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,055,000 | 1,460 |
| Total noninterest expense | $5,775,000 | 1,400 |
| Salaries and employee benefits | $2,806,000 | 1,537 |
| Premises and equipment expense | $829,000 | 1,386 |
| Additional noninterest expense | $2,140,000 | 1,176 |
| Pre-tax net operating income | $4,194,000 | 1,033 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,399,000 | 1,048 |
| Income before extraordinary items | $2,795,000 | 1,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,795,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,795,000 | 1,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 1,645 |
| Total interest expense | $967,000 | 2,508 |
| Net interest income | $3,538,000 | 1,385 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $1,324,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $807,000 | 518 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $517,000 | 1,452 |
| Total noninterest expense | $2,804,000 | 1,426 |
| Salaries and employee benefits | $1,393,000 | 1,533 |
| Premises and equipment expense | $413,000 | 1,406 |
| Additional noninterest expense | $998,000 | 1,227 |
| Pre-tax net operating income | $2,028,000 | 1,067 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $678,000 | 1,095 |
| Income before extraordinary items | $1,350,000 | 1,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,350,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,350,000 | 1,142 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,922,000 | 1,551 |
| Total interest expense | $4,634,000 | 2,396 |
| Net interest income | $15,288,000 | 1,257 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $4,386,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,180,000 | 516 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,206,000 | 1,936 |
| Total noninterest expense | $10,676,000 | 1,439 |
| Salaries and employee benefits | $5,264,000 | 1,538 |
| Premises and equipment expense | $1,588,000 | 1,383 |
| Additional noninterest expense | $3,824,000 | 1,264 |
| Pre-tax net operating income | $8,863,000 | 957 |
| Securities gains (losses) | $-591,000 | 9,274 |
| Applicable income taxes | $2,762,000 | 998 |
| Income before extraordinary items | $5,510,000 | 1,141 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,510,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $1,750,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,905,970 | 1,023 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,173,000 | 1,602 |
| Total interest expense | $6,132,000 | 2,605 |
| Net interest income | $15,041,000 | 1,178 |
| Provision for loan and lease losses | $205,000 | 4,072 |
| Total noninterest income | $3,169,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,253,000 | 659 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $916,000 | 2,179 |
| Total noninterest expense | $9,884,000 | 1,489 |
| Salaries and employee benefits | $5,002,000 | 1,510 |
| Premises and equipment expense | $1,686,000 | 1,268 |
| Additional noninterest expense | $3,196,000 | 1,453 |
| Pre-tax net operating income | $8,121,000 | 928 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $2,616,000 | 942 |
| Income before extraordinary items | $5,516,000 | 998 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,516,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,122 |
| Cash dividends | $1,505,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 726 |
| Net operating income | $5,508,520 | 957 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,891,000 | 1,576 |
| Total interest expense | $6,400,000 | 2,606 |
| Net interest income | $15,491,000 | 1,134 |
| Provision for loan and lease losses | $362,000 | 2,476 |
| Total noninterest income | $2,870,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,231,000 | 602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $639,000 | 2,534 |
| Total noninterest expense | $9,149,000 | 1,528 |
| Salaries and employee benefits | $4,670,000 | 1,519 |
| Premises and equipment expense | $1,616,000 | 1,259 |
| Additional noninterest expense | $2,863,000 | 1,562 |
| Pre-tax net operating income | $8,850,000 | 870 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,147,000 | 797 |
| Income before extraordinary items | $5,703,000 | 930 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,703,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 9,720 |
| Cash dividends | $2,300,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,703,000 | 933 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,909,000 | 1,716 |
| Total interest expense | $4,976,000 | 2,930 |
| Net interest income | $13,933,000 | 1,260 |
| Provision for loan and lease losses | $390,000 | 2,152 |
| Total noninterest income | $3,038,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,421,000 | 552 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $617,000 | 2,587 |
| Total noninterest expense | $9,132,000 | 1,521 |
| Salaries and employee benefits | $4,688,000 | 1,470 |
| Premises and equipment expense | $1,665,000 | 1,211 |
| Additional noninterest expense | $2,779,000 | 1,601 |
| Pre-tax net operating income | $7,449,000 | 1,043 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,585,000 | 993 |
| Income before extraordinary items | $4,864,000 | 1,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,864,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $713,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,864,000 | 1,106 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,864,000 | 1,817 |
| Total interest expense | $5,395,000 | 2,791 |
| Net interest income | $12,469,000 | 1,359 |
| Provision for loan and lease losses | $450,000 | 1,869 |
| Total noninterest income | $2,501,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,026,000 | 606 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $475,000 | 3,072 |
| Total noninterest expense | $8,774,000 | 1,516 |
| Salaries and employee benefits | $4,615,000 | 1,425 |
| Premises and equipment expense | $1,629,000 | 1,167 |
| Additional noninterest expense | $2,530,000 | 1,694 |
| Pre-tax net operating income | $5,746,000 | 1,304 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $1,946,000 | 1,301 |
| Income before extraordinary items | $3,823,000 | 1,386 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,823,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,807,820 | 1,340 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,876,000 | 2,049 |
| Total interest expense | $4,950,000 | 3,007 |
| Net interest income | $10,926,000 | 1,576 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $2,063,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,714,000 | 744 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $349,000 | 3,590 |
| Total noninterest expense | $7,643,000 | 1,707 |
| Salaries and employee benefits | $4,244,000 | 1,534 |
| Premises and equipment expense | $1,380,000 | 1,416 |
| Additional noninterest expense | $2,019,000 | 2,069 |
| Pre-tax net operating income | $5,116,000 | 1,514 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $1,813,000 | 1,445 |
| Income before extraordinary items | $3,318,000 | 1,629 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,318,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,308,250 | 1,595 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,294,000 | 2,340 |
| Total interest expense | $4,574,000 | 3,274 |
| Net interest income | $9,720,000 | 1,830 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,665,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,422,000 | 929 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $6,562,000 | 2,109 |
| Salaries and employee benefits | $3,514,000 | 1,879 |
| Premises and equipment expense | $1,118,000 | 1,794 |
| Additional noninterest expense | $1,930,000 | 2,542 |
| Pre-tax net operating income | $4,763,000 | 1,519 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,737,000 | 1,400 |
| Income before extraordinary items | $3,026,000 | 1,646 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,026,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,188 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,026,000 | 1,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,154,000 | 2,543 |
| Total interest expense | $3,685,000 | 3,969 |
| Net interest income | $9,469,000 | 1,888 |
| Provision for loan and lease losses | $340,000 | 2,093 |
| Total noninterest income | $1,705,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,425,000 | 936 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $6,517,000 | 2,114 |
| Salaries and employee benefits | $3,155,000 | 2,107 |
| Premises and equipment expense | $1,045,000 | 1,953 |
| Additional noninterest expense | $2,317,000 | 2,130 |
| Pre-tax net operating income | $4,317,000 | 1,704 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $1,598,000 | 1,558 |
| Income before extraordinary items | $2,731,000 | 1,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,731,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,515 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,723,320 | 1,829 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,740,000 | 2,585 |
| Total interest expense | $2,826,000 | 4,178 |
| Net interest income | $8,914,000 | 2,028 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $1,773,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,487,000 | 875 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $286,000 | 4,225 |
| Total noninterest expense | $6,900,000 | 2,069 |
| Salaries and employee benefits | $3,022,000 | 2,198 |
| Premises and equipment expense | $1,003,000 | 2,029 |
| Additional noninterest expense | $2,875,000 | 1,878 |
| Pre-tax net operating income | $3,762,000 | 1,888 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,258,000 | 1,812 |
| Income before extraordinary items | $2,504,000 | 1,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,504,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,488 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,504,000 | 1,956 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 2,627 |
| Total interest expense | $3,255,000 | 3,837 |
| Net interest income | $8,494,000 | 2,126 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $1,458,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,278,000 | 1,034 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $180,000 | 5,992 |
| Total noninterest expense | $6,799,000 | 2,148 |
| Salaries and employee benefits | $2,877,000 | 2,320 |
| Premises and equipment expense | $958,000 | 2,145 |
| Additional noninterest expense | $2,964,000 | 1,931 |
| Pre-tax net operating income | $2,898,000 | 2,372 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $976,000 | 2,313 |
| Income before extraordinary items | $1,973,000 | 2,556 |
| Extraordinary gains, net | $-58,000 | 12,764 |
| Net income | $1,915,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-220,000 | 13,131 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,938,830 | 2,444 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,938,000 | 2,935 |
| Total interest expense | $4,017,000 | 4,063 |
| Net interest income | $7,921,000 | 2,292 |
| Provision for loan and lease losses | $1,676,000 | 1,302 |
| Total noninterest income | $1,194,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,062,000 | 1,253 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $5,622,000 | 2,573 |
| Salaries and employee benefits | $2,427,000 | 2,673 |
| Premises and equipment expense | $861,000 | 2,398 |
| Additional noninterest expense | $2,334,000 | 2,455 |
| Pre-tax net operating income | $1,817,000 | 3,399 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $568,000 | 3,589 |
| Income before extraordinary items | $1,253,000 | 3,661 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,253,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,286,000 | 1,332 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,250,240 | 3,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.