Home > Shoshone First Bank > Income and Expense

Shoshone First Bank, Income and Expense

2008-09-30 (YTD Data)Rank
Total interest income$4,862,0004,779
Total interest expense$1,417,0005,583
Net interest income$3,445,0004,200
Provision for loan and lease losses$-73,0008,321
Total noninterest income$442,0004,621
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$156,0004,749
Trading account gains and fees$0148
Additional Noninterest Income$286,0003,766
Total noninterest expense$1,589,0006,077
Salaries and employee benefits$742,0006,469
Premises and equipment expense$140,0006,834
Additional noninterest expense$707,0004,920
Pre-tax net operating income$2,371,0002,022
Securities gains (losses)$-14,0007,370
Applicable income taxes$825,0001,341
Income before extraordinary items$1,532,0002,286
Extraordinary gains, net$031
Net income$1,532,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,248
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,541,1002,391
2008-06-30 (YTD Data)Rank
Total interest income$10,457,0001,898
Total interest expense$4,414,0001,954
Net interest income$6,043,0001,856
Provision for loan and lease losses$120,0003,966
Total noninterest income$1,488,0001,663
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$297,0002,657
Trading account gains and fees$0149
Additional Noninterest Income$1,191,0001,246
Total noninterest expense$2,881,0003,182
Salaries and employee benefits$1,719,0002,925
Premises and equipment expense$395,0003,244
Additional noninterest expense$767,0003,464
Pre-tax net operating income$4,530,000782
Securities gains (losses)$337,000417
Applicable income taxes$3,0005,335
Income before extraordinary items$4,864,000567
Extraordinary gains, net$021
Net income$4,864,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,049
Cash dividends$5,250,000317
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,527,000594
2008-03-31 (YTD Data)Rank
Total interest income$5,489,0001,868
Total interest expense$2,395,0001,935
Net interest income$3,094,0001,811
Provision for loan and lease losses$60,0003,470
Total noninterest income$711,0001,724
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$141,0002,748
Trading account gains and fees$0158
Additional Noninterest Income$570,0001,279
Total noninterest expense$1,472,0003,115
Salaries and employee benefits$928,0002,751
Premises and equipment expense$195,0003,309
Additional noninterest expense$349,0003,682
Pre-tax net operating income$2,273,000840
Securities gains (losses)$337,000307
Applicable income taxes$3,0005,279
Income before extraordinary items$2,607,000577
Extraordinary gains, net$015
Net income$2,607,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$2,750,000319
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,270,000652
2007-12-31 (YTD Data)Rank
Total interest income$23,609,0001,802
Total interest expense$11,028,0001,811
Net interest income$12,581,0001,796
Provision for loan and lease losses$300,0003,174
Total noninterest income$2,596,0001,822
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$614,0002,627
Trading account gains and fees$0178
Additional Noninterest Income$1,982,0001,374
Total noninterest expense$5,851,0003,031
Salaries and employee benefits$3,417,0002,871
Premises and equipment expense$776,0003,162
Additional noninterest expense$1,658,0003,142
Pre-tax net operating income$9,026,000945
Securities gains (losses)$02,146
Applicable income taxes$-168,0008,101
Income before extraordinary items$9,194,000707
Extraordinary gains, net$039
Net income$9,194,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,431
Cash dividends$7,500,000527
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,194,000701
2007-09-30 (YTD Data)Rank
Total interest income$17,522,0001,823
Total interest expense$8,200,0001,813
Net interest income$9,322,0001,827
Provision for loan and lease losses$225,0002,782
Total noninterest income$1,989,0001,797
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$466,0002,588
Trading account gains and fees$0184
Additional Noninterest Income$1,523,0001,363
Total noninterest expense$4,341,0003,038
Salaries and employee benefits$2,546,0002,872
Premises and equipment expense$590,0003,107
Additional noninterest expense$1,205,0003,183
Pre-tax net operating income$6,745,0001,023
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$6,745,000784
Extraordinary gains, net$033
Net income$6,745,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,745,000773
2007-06-30 (YTD Data)Rank
Total interest income$11,496,0001,864
Total interest expense$5,466,0001,824
Net interest income$6,030,0001,914
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,220,0001,938
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$315,0002,554
Trading account gains and fees$0168
Additional Noninterest Income$905,0001,494
Total noninterest expense$2,869,0003,078
Salaries and employee benefits$1,678,0002,945
Premises and equipment expense$391,0003,140
Additional noninterest expense$800,0003,193
Pre-tax net operating income$4,231,0001,123
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$4,231,000866
Extraordinary gains, net$029
Net income$4,231,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$3,000,000640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,231,000853
2007-03-31 (YTD Data)Rank
Total interest income$5,697,0001,878
Total interest expense$2,747,0001,801
Net interest income$2,950,0001,961
Provision for loan and lease losses$75,0002,404
Total noninterest income$561,0002,050
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$141,0002,722
Trading account gains and fees$0195
Additional Noninterest Income$420,0001,544
Total noninterest expense$1,422,0003,119
Salaries and employee benefits$854,0002,906
Premises and equipment expense$198,0003,140
Additional noninterest expense$370,0003,378
Pre-tax net operating income$2,014,0001,164
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,014,000881
Extraordinary gains, net$022
Net income$2,014,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$1,500,000577
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,014,000869
2006-12-31 (YTD Data)Rank
Total interest income$20,452,0001,943
Total interest expense$8,851,0001,876
Net interest income$11,601,0001,999
Provision for loan and lease losses$420,0002,183
Total noninterest income$2,082,0002,161
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$609,0002,657
Trading account gains and fees$0130
Additional Noninterest Income$1,473,0001,695
Total noninterest expense$5,345,0003,163
Salaries and employee benefits$2,979,0003,149
Premises and equipment expense$795,0003,027
Additional noninterest expense$1,571,0003,169
Pre-tax net operating income$7,918,0001,236
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$7,918,000941
Extraordinary gains, net$051
Net income$7,918,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,089
Cash dividends$4,750,000746
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,918,000932
2006-09-30 (YTD Data)Rank
Total interest income$14,269,0002,065
Total interest expense$5,846,0002,034
Net interest income$8,423,0002,079
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,558,0002,167
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$453,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$1,105,0001,684
Total noninterest expense$3,842,0003,266
Salaries and employee benefits$2,210,0003,178
Premises and equipment expense$562,0003,166
Additional noninterest expense$1,070,0003,429
Pre-tax net operating income$5,914,0001,290
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,914,000974
Extraordinary gains, net$045
Net income$5,914,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,625
Cash dividends$4,750,000545
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,914,000959
2006-06-30 (YTD Data)Rank
Total interest income$8,895,0002,156
Total interest expense$3,420,0002,177
Net interest income$5,475,0002,137
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,022,0002,184
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$291,0002,723
Trading account gains and fees$0126
Additional Noninterest Income$731,0001,703
Total noninterest expense$2,556,0003,289
Salaries and employee benefits$1,468,0003,179
Premises and equipment expense$370,0003,187
Additional noninterest expense$718,0003,403
Pre-tax net operating income$3,791,0001,339
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,791,0001,018
Extraordinary gains, net$039
Net income$3,791,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,791,0001,003
2006-03-31 (YTD Data)Rank
Total interest income$4,261,0002,201
Total interest expense$1,589,0002,216
Net interest income$2,672,0002,178
Provision for loan and lease losses$75,0002,394
Total noninterest income$490,0002,221
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$135,0002,821
Trading account gains and fees$0115
Additional Noninterest Income$355,0001,706
Total noninterest expense$1,284,0003,306
Salaries and employee benefits$742,0003,181
Premises and equipment expense$178,0003,298
Additional noninterest expense$364,0003,364
Pre-tax net operating income$1,803,0001,359
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,803,0001,052
Extraordinary gains, net$021
Net income$1,803,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,803,0001,033
2005-12-31 (YTD Data)Rank
Total interest income$14,758,0002,247
Total interest expense$4,392,0002,457
Net interest income$10,366,0002,137
Provision for loan and lease losses$217,0003,456
Total noninterest income$2,024,0002,189
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$561,0002,808
Trading account gains and fees$0138
Additional Noninterest Income$1,463,0001,698
Total noninterest expense$5,301,0003,078
Salaries and employee benefits$3,174,0002,826
Premises and equipment expense$652,0003,415
Additional noninterest expense$1,475,0003,270
Pre-tax net operating income$6,872,0001,394
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$6,872,0001,051
Extraordinary gains, net$046
Net income$6,872,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,317
Cash dividends$5,600,000601
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,872,0001,032
2005-09-30 (YTD Data)Rank
Total interest income$10,549,0002,304
Total interest expense$2,939,0002,582
Net interest income$7,610,0002,163
Provision for loan and lease losses$162,0003,363
Total noninterest income$1,537,0002,161
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$427,0002,769
Trading account gains and fees$0126
Additional Noninterest Income$1,110,0001,681
Total noninterest expense$3,865,0003,118
Salaries and employee benefits$2,367,0002,801
Premises and equipment expense$467,0003,531
Additional noninterest expense$1,031,0003,426
Pre-tax net operating income$5,120,0001,402
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$5,120,0001,054
Extraordinary gains, net$035
Net income$5,120,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,341
Cash dividends$3,500,000637
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,120,0001,036
2005-06-30 (YTD Data)Rank
Total interest income$6,718,0002,346
Total interest expense$1,776,0002,655
Net interest income$4,942,0002,190
Provision for loan and lease losses$108,0003,253
Total noninterest income$968,0002,228
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$287,0002,705
Trading account gains and fees$0116
Additional Noninterest Income$681,0001,776
Total noninterest expense$2,556,0003,125
Salaries and employee benefits$1,581,0002,787
Premises and equipment expense$310,0003,524
Additional noninterest expense$665,0003,492
Pre-tax net operating income$3,246,0001,442
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,246,0001,076
Extraordinary gains, net$030
Net income$3,246,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$2,200,000654
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,246,0001,060
2005-03-31 (YTD Data)Rank
Total interest income$3,222,0002,392
Total interest expense$805,0002,770
Net interest income$2,417,0002,224
Provision for loan and lease losses$54,0003,086
Total noninterest income$463,0002,250
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$139,0002,712
Trading account gains and fees$0115
Additional Noninterest Income$324,0001,803
Total noninterest expense$1,264,0003,168
Salaries and employee benefits$793,0002,789
Premises and equipment expense$154,0003,579
Additional noninterest expense$317,0003,630
Pre-tax net operating income$1,562,0001,457
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,562,0001,105
Extraordinary gains, net$024
Net income$1,562,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$1,100,000593
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,562,0001,079
2004-12-31 (YTD Data)Rank
Total interest income$11,374,0002,516
Total interest expense$2,581,0002,970
Net interest income$8,793,0002,322
Provision for loan and lease losses$415,0002,302
Total noninterest income$1,856,0002,322
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$587,0002,756
Trading account gains and fees$0138
Additional Noninterest Income$1,269,0001,840
Total noninterest expense$5,053,0003,084
Salaries and employee benefits$3,009,0002,831
Premises and equipment expense$653,0003,310
Additional noninterest expense$1,391,0003,315
Pre-tax net operating income$5,181,0001,645
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$5,181,0001,259
Extraordinary gains, net$034
Net income$5,181,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,654
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,181,0001,222
2004-09-30 (YTD Data)Rank
Total interest income$8,251,0002,556
Total interest expense$1,859,0003,024
Net interest income$6,392,0002,367
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,393,0002,323
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$447,0002,737
Trading account gains and fees$0134
Additional Noninterest Income$946,0001,843
Total noninterest expense$3,676,0003,145
Salaries and employee benefits$2,253,0002,810
Premises and equipment expense$487,0003,327
Additional noninterest expense$936,0003,597
Pre-tax net operating income$3,929,0001,642
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,929,0001,257
Extraordinary gains, net$026
Net income$3,929,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,929,0001,220
2004-06-30 (YTD Data)Rank
Total interest income$5,334,0002,617
Total interest expense$1,199,0003,090
Net interest income$4,135,0002,418
Provision for loan and lease losses$120,0003,090
Total noninterest income$877,0002,424
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$300,0002,711
Trading account gains and fees$0130
Additional Noninterest Income$577,0001,982
Total noninterest expense$2,444,0003,171
Salaries and employee benefits$1,511,0002,812
Premises and equipment expense$330,0003,291
Additional noninterest expense$603,0003,735
Pre-tax net operating income$2,448,0001,721
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,448,0001,325
Extraordinary gains, net$021
Net income$2,448,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,448,0001,278
2004-03-31 (YTD Data)Rank
Total interest income$2,615,0002,671
Total interest expense$596,0003,135
Net interest income$2,019,0002,473
Provision for loan and lease losses$60,0002,918
Total noninterest income$389,0002,584
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$148,0002,703
Trading account gains and fees$0121
Additional Noninterest Income$241,0002,181
Total noninterest expense$1,209,0003,210
Salaries and employee benefits$763,0002,811
Premises and equipment expense$166,0003,298
Additional noninterest expense$280,0003,953
Pre-tax net operating income$1,139,0001,806
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,139,0001,413
Extraordinary gains, net$016
Net income$1,139,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,115
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,139,0001,336
2003-12-31 (YTD Data)Rank
Total interest income$9,957,0002,832
Total interest expense$2,400,0003,441
Net interest income$7,557,0002,554
Provision for loan and lease losses$243,0003,598
Total noninterest income$2,118,0002,233
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$597,0002,702
Trading account gains and fees$0160
Additional Noninterest Income$1,521,0001,802
Total noninterest expense$5,033,0003,031
Salaries and employee benefits$2,994,0002,774
Premises and equipment expense$749,0002,913
Additional noninterest expense$1,290,0003,513
Pre-tax net operating income$4,399,0001,833
Securities gains (losses)$67,0002,251
Applicable income taxes$07,459
Income before extraordinary items$4,466,0001,412
Extraordinary gains, net$054
Net income$4,466,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$1,150,0002,122
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,399,0001,370
2003-09-30 (YTD Data)Rank
Total interest income$7,403,0002,900
Total interest expense$1,781,0003,593
Net interest income$5,622,0002,587
Provision for loan and lease losses$158,0003,807
Total noninterest income$1,654,0002,198
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$444,0002,728
Trading account gains and fees$0153
Additional Noninterest Income$1,210,0001,793
Total noninterest expense$3,651,0003,115
Salaries and employee benefits$2,242,0002,779
Premises and equipment expense$510,0003,168
Additional noninterest expense$899,0003,715
Pre-tax net operating income$3,467,0001,812
Securities gains (losses)$67,0002,074
Applicable income taxes$07,524
Income before extraordinary items$3,534,0001,406
Extraordinary gains, net$040
Net income$3,534,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$1,150,0001,571
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,467,0001,350
2003-06-30 (YTD Data)Rank
Total interest income$4,894,0002,955
Total interest expense$1,168,0003,748
Net interest income$3,726,0002,610
Provision for loan and lease losses$105,0003,773
Total noninterest income$1,065,0002,254
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$300,0002,651
Trading account gains and fees$0150
Additional Noninterest Income$765,0001,848
Total noninterest expense$2,430,0003,122
Salaries and employee benefits$1,494,0002,790
Premises and equipment expense$335,0003,196
Additional noninterest expense$601,0003,696
Pre-tax net operating income$2,256,0001,839
Securities gains (losses)$67,0001,811
Applicable income taxes$07,529
Income before extraordinary items$2,323,0001,426
Extraordinary gains, net$030
Net income$2,323,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$1,150,0001,177
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,256,0001,366
2003-03-31 (YTD Data)Rank
Total interest income$2,414,0003,006
Total interest expense$578,0003,869
Net interest income$1,836,0002,638
Provision for loan and lease losses$53,0003,599
Total noninterest income$467,0002,414
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$136,0002,790
Trading account gains and fees$0134
Additional Noninterest Income$331,0001,971
Total noninterest expense$1,185,0003,188
Salaries and employee benefits$746,0002,787
Premises and equipment expense$166,0003,209
Additional noninterest expense$273,0003,941
Pre-tax net operating income$1,065,0001,927
Securities gains (losses)$64,0001,248
Applicable income taxes$07,403
Income before extraordinary items$1,129,0001,446
Extraordinary gains, net$021
Net income$1,129,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,065,0001,425
2002-12-31 (YTD Data)Rank
Total interest income$9,720,0003,094
Total interest expense$2,889,0003,633
Net interest income$6,831,0002,794
Provision for loan and lease losses$170,0004,692
Total noninterest income$1,687,0002,422
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$519,0002,884
Trading account gains and fees$0153
Additional Noninterest Income$1,168,0001,973
Total noninterest expense$4,560,0003,187
Salaries and employee benefits$2,811,0002,801
Premises and equipment expense$698,0003,004
Additional noninterest expense$1,051,0004,009
Pre-tax net operating income$3,788,0002,079
Securities gains (losses)$56,0002,303
Applicable income taxes$07,681
Income before extraordinary items$3,844,0001,579
Extraordinary gains, net$070
Net income$3,844,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,409
Cash dividends$2,600,0001,052
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,788,0001,544
2001-12-31 (YTD Data)Rank
Total interest income$12,039,0002,818
Total interest expense$5,282,0003,007
Net interest income$6,757,0002,654
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,555,0002,448
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$405,0003,358
Trading account gains and fees$0177
Additional Noninterest Income$1,150,0001,853
Total noninterest expense$4,513,0003,091
Salaries and employee benefits$2,715,0002,749
Premises and equipment expense$652,0003,127
Additional noninterest expense$1,146,0003,649
Pre-tax net operating income$3,559,0001,957
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$3,559,0001,507
Extraordinary gains, net$0105
Net income$3,559,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,750
Cash dividends$2,800,000984
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,559,0001,447
2000-12-31 (YTD Data)Rank
Total interest income$12,819,0002,714
Total interest expense$5,811,0002,872
Net interest income$7,008,0002,542
Provision for loan and lease losses$359,0002,536
Total noninterest income$1,173,0002,804
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$328,0003,788
Trading account gains and fees$0180
Additional Noninterest Income$845,0002,078
Total noninterest expense$4,113,0003,255
Salaries and employee benefits$2,375,0002,971
Premises and equipment expense$588,0003,329
Additional noninterest expense$1,150,0003,577
Pre-tax net operating income$3,709,0001,974
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$3,709,0001,429
Extraordinary gains, net$038
Net income$3,709,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,374
Cash dividends$3,100,000932
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,709,0001,419
1999-12-31 (YTD Data)Rank
Total interest income$10,926,0002,954
Total interest expense$4,826,0003,031
Net interest income$6,100,0002,882
Provision for loan and lease losses$575,0001,581
Total noninterest income$886,0003,375
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$375,0003,383
Trading account gains and fees$0173
Additional Noninterest Income$511,0002,917
Total noninterest expense$3,436,0003,757
Salaries and employee benefits$1,944,0003,537
Premises and equipment expense$574,0003,392
Additional noninterest expense$918,0004,312
Pre-tax net operating income$2,975,0002,430
Securities gains (losses)$1,0002,805
Applicable income taxes$08,765
Income before extraordinary items$2,976,0001,790
Extraordinary gains, net$035
Net income$2,976,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,198
Cash dividends$2,800,0001,031
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,975,0001,758
1998-12-31 (YTD Data)Rank
Total interest income$11,148,0002,892
Total interest expense$5,054,0002,971
Net interest income$6,094,0002,822
Provision for loan and lease losses$290,0002,708
Total noninterest income$612,0004,324
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$355,0003,465
Trading account gains and fees$0224
Additional Noninterest Income$257,0004,361
Total noninterest expense$3,517,0003,595
Salaries and employee benefits$1,842,0003,599
Premises and equipment expense$537,0003,496
Additional noninterest expense$1,138,0003,525
Pre-tax net operating income$2,899,0002,462
Securities gains (losses)$2,0003,909
Applicable income taxes$256,0005,584
Income before extraordinary items$2,645,0001,981
Extraordinary gains, net$032
Net income$2,645,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,603
Cash dividends$1,818,0001,443
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,643,1801,907
1997-12-31 (YTD Data)Rank
Total interest income$10,661,0003,041
Total interest expense$5,146,0002,905
Net interest income$5,515,0003,168
Provision for loan and lease losses$120,0004,629
Total noninterest income$1,078,0002,868
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$345,0003,658
Trading account gains and fees$0239
Additional Noninterest Income$733,0002,159
Total noninterest expense$3,437,0003,662
Salaries and employee benefits$1,819,0003,604
Premises and equipment expense$542,0003,448
Additional noninterest expense$1,076,0003,656
Pre-tax net operating income$3,036,0002,469
Securities gains (losses)$31,0001,616
Applicable income taxes$953,0002,535
Income before extraordinary items$2,114,0002,457
Extraordinary gains, net$044
Net income$2,114,0002,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,810
Cash dividends$2,900,000983
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,092,6102,428
1996-12-31 (YTD Data)Rank
Total interest income$10,225,0003,213
Total interest expense$4,987,0003,010
Net interest income$5,238,0003,390
Provision for loan and lease losses$09,041
Total noninterest income$685,0004,173
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$313,0004,097
Trading account gains and fees$0262
Additional Noninterest Income$372,0003,539
Total noninterest expense$3,042,0004,265
Salaries and employee benefits$1,712,0003,835
Premises and equipment expense$468,0003,984
Additional noninterest expense$862,0004,908
Pre-tax net operating income$2,881,0002,452
Securities gains (losses)$04,148
Applicable income taxes$880,0002,631
Income before extraordinary items$2,001,0002,465
Extraordinary gains, net$053
Net income$2,001,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,266
Cash dividends$1,600,0001,502
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,001,0002,416
1995-12-31 (YTD Data)Rank
Total interest income$9,997,0003,283
Total interest expense$4,928,0003,068
Net interest income$5,069,0003,486
Provision for loan and lease losses$08,958
Total noninterest income$566,0004,772
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$282,0004,502
Trading account gains and fees$2,000493
Additional Noninterest Income$282,0004,151
Total noninterest expense$2,904,0004,413
Salaries and employee benefits$1,591,0004,066
Premises and equipment expense$421,0004,333
Additional noninterest expense$892,0004,800
Pre-tax net operating income$2,731,0002,639
Securities gains (losses)$-1,0009,017
Applicable income taxes$808,0002,851
Income before extraordinary items$1,922,0002,593
Extraordinary gains, net$065
Net income$1,922,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$1,400,0001,583
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,922,7002,564
1994-12-31 (YTD Data)Rank
Total interest income$8,603,0003,480
Total interest expense$3,694,0003,305
Net interest income$4,909,0003,624
Provision for loan and lease losses$09,146
Total noninterest income$429,0005,866
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$224,0005,444
Trading account gains and fees$1,000450
Additional Noninterest Income$204,0005,199
Total noninterest expense$2,788,0004,702
Salaries and employee benefits$1,566,0004,130
Premises and equipment expense$359,0005,004
Additional noninterest expense$863,0005,368
Pre-tax net operating income$2,550,0002,773
Securities gains (losses)$103,000767
Applicable income taxes$767,0002,873
Income before extraordinary items$1,886,0002,578
Extraordinary gains, net$0249
Net income$1,886,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,00012,141
Cash dividends$1,200,0001,639
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,812,8702,687
1993-12-31 (YTD Data)Rank
Total interest income$8,225,0003,715
Total interest expense$3,445,0003,643
Net interest income$4,780,0003,720
Provision for loan and lease losses$010,371
Total noninterest income$432,0006,160
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$210,0005,788
Trading account gains and fees$0532
Additional Noninterest Income$222,0005,355
Total noninterest expense$2,613,0005,080
Salaries and employee benefits$1,485,0004,309
Premises and equipment expense$218,0007,325
Additional noninterest expense$910,0005,320
Pre-tax net operating income$2,599,0002,624
Securities gains (losses)$07,477
Applicable income taxes$747,0002,919
Income before extraordinary items$1,852,0002,701
Extraordinary gains, net$03,149
Net income$1,852,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-150,00013,048
Cash dividends$1,800,0001,119
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,852,0002,545
1992-12-31 (YTD Data)Rank
Total interest income$8,737,0003,958
Total interest expense$3,980,0004,101
Net interest income$4,757,0003,817
Provision for loan and lease losses$011,756
Total noninterest income$361,0006,958
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$181,0006,372
Trading account gains and fees$0504
Additional Noninterest Income$180,0006,025
Total noninterest expense$2,387,0005,512
Salaries and employee benefits$1,367,0004,607
Premises and equipment expense$168,0008,608
Additional noninterest expense$852,0005,781
Pre-tax net operating income$2,731,0002,267
Securities gains (losses)$2,0007,695
Applicable income taxes$807,0002,596
Income before extraordinary items$1,926,0002,373
Extraordinary gains, net$01,422
Net income$1,926,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,00013,737
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,924,6002,206

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.