Home > Shoreline Bank and Trust Company > Income and Expense
Shoreline Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 7,585 |
| Total interest expense | $1,566,000 | 6,996 |
| Net interest income | $1,895,000 | 7,963 |
| Provision for loan and lease losses | $448,000 | 2,281 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,944,000 | 6,492 |
| Salaries and employee benefits | $706,000 | 7,960 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $990,000 | 4,964 |
| Pre-tax net operating income | $-185,000 | 12,687 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $-188,000 | 12,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-188,000 | 12,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,928 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-188,000 | 12,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 7,486 |
| Total interest expense | $1,988,000 | 7,138 |
| Net interest income | $2,026,000 | 7,676 |
| Provision for loan and lease losses | $1,336,000 | 1,523 |
| Total noninterest income | $303,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $1,861,000 | 6,766 |
| Salaries and employee benefits | $641,000 | 8,443 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $970,000 | 5,178 |
| Pre-tax net operating income | $-868,000 | 13,445 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-870,000 | 13,520 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-870,000 | 13,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 1,295 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-870,000 | 13,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.