Home > ShoreBank, Pacific > Income and Expense
ShoreBank, Pacific, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 3,136 |
| Total interest expense | $2,272,000 | 2,673 |
| Net interest income | $4,865,000 | 3,314 |
| Provision for loan and lease losses | $2,370,000 | 1,481 |
| Total noninterest income | $183,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $94,000 | 5,286 |
| Total noninterest expense | $4,120,000 | 3,334 |
| Salaries and employee benefits | $1,920,000 | 3,560 |
| Premises and equipment expense | $464,000 | 3,698 |
| Additional noninterest expense | $1,736,000 | 2,799 |
| Pre-tax net operating income | $-1,442,000 | 6,935 |
| Securities gains (losses) | $240,000 | 1,231 |
| Applicable income taxes | $225,000 | 2,433 |
| Income before extraordinary items | $-1,427,000 | 7,030 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,427,000 | 7,029 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,427,000 | 7,030 |
| Net charge-offs | $2,723,000 | 1,229 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,667,000 | 7,053 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 3,107 |
| Total interest expense | $1,576,000 | 2,686 |
| Net interest income | $3,286,000 | 3,280 |
| Provision for loan and lease losses | $1,580,000 | 1,469 |
| Total noninterest income | $129,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $2,801,000 | 3,294 |
| Salaries and employee benefits | $1,355,000 | 3,418 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $1,134,000 | 2,857 |
| Pre-tax net operating income | $-966,000 | 6,997 |
| Securities gains (losses) | $179,000 | 1,010 |
| Applicable income taxes | $227,000 | 2,011 |
| Income before extraordinary items | $-1,014,000 | 7,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,014,000 | 7,100 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,014,000 | 7,101 |
| Net charge-offs | $1,787,000 | 1,225 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,193,000 | 7,133 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 3,088 |
| Total interest expense | $788,000 | 2,783 |
| Net interest income | $1,733,000 | 3,159 |
| Provision for loan and lease losses | $1,075,000 | 1,113 |
| Total noninterest income | $73,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $1,317,000 | 3,509 |
| Salaries and employee benefits | $700,000 | 3,399 |
| Premises and equipment expense | $145,000 | 3,969 |
| Additional noninterest expense | $472,000 | 3,342 |
| Pre-tax net operating income | $-586,000 | 7,230 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $-203,000 | 7,563 |
| Income before extraordinary items | $-312,000 | 7,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-312,000 | 7,095 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-312,000 | 7,094 |
| Net charge-offs | $946,000 | 1,078 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-357,440 | 7,111 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,740,000 | 3,048 |
| Total interest expense | $3,670,000 | 2,937 |
| Net interest income | $7,070,000 | 3,041 |
| Provision for loan and lease losses | $3,830,000 | 1,698 |
| Total noninterest income | $194,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $66,000 | 6,098 |
| Total noninterest expense | $4,925,000 | 3,738 |
| Salaries and employee benefits | $2,676,000 | 3,506 |
| Premises and equipment expense | $610,000 | 3,832 |
| Additional noninterest expense | $1,639,000 | 3,852 |
| Pre-tax net operating income | $-1,491,000 | 6,438 |
| Securities gains (losses) | $1,147,000 | 433 |
| Applicable income taxes | $-367,000 | 6,932 |
| Income before extraordinary items | $23,000 | 5,448 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $23,000 | 5,447 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $23,000 | 5,447 |
| Net charge-offs | $3,371,000 | 1,498 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-711,080 | 6,209 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,180,000 | 3,047 |
| Total interest expense | $2,824,000 | 2,991 |
| Net interest income | $5,356,000 | 3,008 |
| Provision for loan and lease losses | $2,680,000 | 1,589 |
| Total noninterest income | $149,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $99,000 | 5,379 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $3,778,000 | 3,663 |
| Salaries and employee benefits | $1,987,000 | 3,554 |
| Premises and equipment expense | $455,000 | 3,882 |
| Additional noninterest expense | $1,336,000 | 3,581 |
| Pre-tax net operating income | $-953,000 | 6,628 |
| Securities gains (losses) | $604,000 | 601 |
| Applicable income taxes | $-307,000 | 7,206 |
| Income before extraordinary items | $-42,000 | 5,872 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-42,000 | 5,872 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-42,000 | 5,872 |
| Net charge-offs | $1,730,000 | 1,643 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-428,560 | 6,356 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 3,103 |
| Total interest expense | $1,911,000 | 3,072 |
| Net interest income | $3,496,000 | 3,047 |
| Provision for loan and lease losses | $2,200,000 | 1,322 |
| Total noninterest income | $96,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $2,600,000 | 3,604 |
| Salaries and employee benefits | $1,377,000 | 3,484 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $920,000 | 3,496 |
| Pre-tax net operating income | $-1,208,000 | 7,120 |
| Securities gains (losses) | $523,000 | 492 |
| Applicable income taxes | $-314,000 | 7,431 |
| Income before extraordinary items | $-371,000 | 6,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-371,000 | 6,622 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-371,000 | 6,622 |
| Net charge-offs | $370,000 | 2,696 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-705,720 | 6,931 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,103 |
| Total interest expense | $986,000 | 3,086 |
| Net interest income | $1,752,000 | 3,039 |
| Provision for loan and lease losses | $700,000 | 1,458 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $1,219,000 | 3,720 |
| Salaries and employee benefits | $654,000 | 3,673 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $419,000 | 3,447 |
| Pre-tax net operating income | $-121,000 | 6,711 |
| Securities gains (losses) | $233,000 | 600 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $88,000 | 3,010 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-90,750 | 6,697 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,188,000 | 3,226 |
| Total interest expense | $4,818,000 | 3,059 |
| Net interest income | $6,370,000 | 3,316 |
| Provision for loan and lease losses | $745,000 | 3,151 |
| Total noninterest income | $182,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 5,704 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $4,362,000 | 3,974 |
| Salaries and employee benefits | $2,634,000 | 3,613 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $1,275,000 | 4,090 |
| Pre-tax net operating income | $1,445,000 | 3,089 |
| Securities gains (losses) | $435,000 | 425 |
| Applicable income taxes | $569,000 | 1,715 |
| Income before extraordinary items | $1,311,000 | 2,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,311,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 2,552 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,006,500 | 3,426 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 3,437 |
| Total interest expense | $3,622,000 | 3,153 |
| Net interest income | $4,331,000 | 3,598 |
| Provision for loan and lease losses | $330,000 | 3,386 |
| Total noninterest income | $129,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $84,000 | 5,776 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $3,143,000 | 4,088 |
| Salaries and employee benefits | $1,924,000 | 3,727 |
| Premises and equipment expense | $296,000 | 5,143 |
| Additional noninterest expense | $923,000 | 4,132 |
| Pre-tax net operating income | $987,000 | 3,702 |
| Securities gains (losses) | $222,000 | 579 |
| Applicable income taxes | $372,000 | 2,242 |
| Income before extraordinary items | $837,000 | 3,476 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $837,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,933 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $683,820 | 4,014 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 3,484 |
| Total interest expense | $2,452,000 | 3,239 |
| Net interest income | $2,855,000 | 3,627 |
| Provision for loan and lease losses | $155,000 | 3,554 |
| Total noninterest income | $86,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $53,000 | 5,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $2,066,000 | 4,143 |
| Salaries and employee benefits | $1,294,000 | 3,745 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $590,000 | 4,251 |
| Pre-tax net operating income | $720,000 | 3,651 |
| Securities gains (losses) | $74,000 | 1,171 |
| Applicable income taxes | $251,000 | 2,422 |
| Income before extraordinary items | $543,000 | 3,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $492,680 | 3,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,636 |
| Total interest expense | $1,285,000 | 3,285 |
| Net interest income | $1,297,000 | 3,877 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $971,000 | 4,327 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $318,000 | 4,015 |
| Securities gains (losses) | $45,000 | 1,139 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $252,000 | 4,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,607 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $220,950 | 4,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,787,000 | 3,821 |
| Total interest expense | $4,905,000 | 3,516 |
| Net interest income | $4,882,000 | 4,074 |
| Provision for loan and lease losses | $330,000 | 3,017 |
| Total noninterest income | $155,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $58,000 | 6,934 |
| Total noninterest expense | $3,516,000 | 4,498 |
| Salaries and employee benefits | $2,175,000 | 4,125 |
| Premises and equipment expense | $290,000 | 5,867 |
| Additional noninterest expense | $1,051,000 | 4,492 |
| Pre-tax net operating income | $1,191,000 | 4,382 |
| Securities gains (losses) | $-27,000 | 7,838 |
| Applicable income taxes | $377,000 | 3,101 |
| Income before extraordinary items | $787,000 | 4,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $787,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,369 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $805,360 | 4,766 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,913 |
| Total interest expense | $3,592,000 | 3,571 |
| Net interest income | $3,546,000 | 4,180 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 6,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 7,108 |
| Total noninterest expense | $2,578,000 | 4,555 |
| Salaries and employee benefits | $1,574,000 | 4,217 |
| Premises and equipment expense | $204,000 | 6,025 |
| Additional noninterest expense | $800,000 | 4,362 |
| Pre-tax net operating income | $868,000 | 4,674 |
| Securities gains (losses) | $-20,000 | 7,962 |
| Applicable income taxes | $284,000 | 3,277 |
| Income before extraordinary items | $564,000 | 5,133 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $564,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,709 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $577,400 | 5,080 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 4,025 |
| Total interest expense | $2,291,000 | 3,690 |
| Net interest income | $2,289,000 | 4,300 |
| Provision for loan and lease losses | $136,000 | 2,794 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $1,674,000 | 4,653 |
| Salaries and employee benefits | $1,019,000 | 4,360 |
| Premises and equipment expense | $124,000 | 6,285 |
| Additional noninterest expense | $531,000 | 4,403 |
| Pre-tax net operating income | $555,000 | 4,841 |
| Securities gains (losses) | $-20,000 | 8,139 |
| Applicable income taxes | $185,000 | 3,364 |
| Income before extraordinary items | $350,000 | 5,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,332 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $363,000 | 5,274 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 4,189 |
| Total interest expense | $1,102,000 | 3,758 |
| Net interest income | $1,045,000 | 4,558 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $772,000 | 4,911 |
| Salaries and employee benefits | $499,000 | 4,444 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $216,000 | 5,011 |
| Pre-tax net operating income | $267,000 | 4,909 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $94,000 | 3,352 |
| Income before extraordinary items | $173,000 | 5,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $173,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $173,000 | 5,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 4,274 |
| Total interest expense | $3,898,000 | 3,657 |
| Net interest income | $3,875,000 | 4,746 |
| Provision for loan and lease losses | $285,000 | 2,880 |
| Total noninterest income | $170,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $102,000 | 6,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $2,932,000 | 4,967 |
| Salaries and employee benefits | $1,811,000 | 4,590 |
| Premises and equipment expense | $254,000 | 6,176 |
| Additional noninterest expense | $867,000 | 4,983 |
| Pre-tax net operating income | $828,000 | 5,579 |
| Securities gains (losses) | $-76,000 | 8,098 |
| Applicable income taxes | $244,000 | 4,057 |
| Income before extraordinary items | $508,000 | 6,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $508,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $559,680 | 5,952 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 4,363 |
| Total interest expense | $2,756,000 | 3,717 |
| Net interest income | $2,859,000 | 4,839 |
| Provision for loan and lease losses | $256,000 | 2,420 |
| Total noninterest income | $129,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $2,186,000 | 4,964 |
| Salaries and employee benefits | $1,326,000 | 4,643 |
| Premises and equipment expense | $194,000 | 6,154 |
| Additional noninterest expense | $666,000 | 4,883 |
| Pre-tax net operating income | $546,000 | 6,055 |
| Securities gains (losses) | $-53,000 | 8,199 |
| Applicable income taxes | $156,000 | 4,437 |
| Income before extraordinary items | $337,000 | 6,521 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $337,000 | 6,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $373,040 | 6,371 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 4,407 |
| Total interest expense | $1,752,000 | 3,717 |
| Net interest income | $1,869,000 | 4,915 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $69,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $1,451,000 | 4,998 |
| Salaries and employee benefits | $866,000 | 4,746 |
| Premises and equipment expense | $129,000 | 6,171 |
| Additional noninterest expense | $456,000 | 4,775 |
| Pre-tax net operating income | $317,000 | 6,351 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $94,000 | 4,592 |
| Income before extraordinary items | $203,000 | 6,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $203,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $216,600 | 6,624 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 4,522 |
| Total interest expense | $817,000 | 3,765 |
| Net interest income | $896,000 | 5,050 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $704,000 | 5,114 |
| Salaries and employee benefits | $458,000 | 4,576 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $183,000 | 5,453 |
| Pre-tax net operating income | $149,000 | 6,432 |
| Securities gains (losses) | $-17,000 | 8,348 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,730 | 6,700 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 4,600 |
| Total interest expense | $2,687,000 | 3,626 |
| Net interest income | $3,325,000 | 5,168 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $101,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $2,706,000 | 5,111 |
| Salaries and employee benefits | $1,451,000 | 5,163 |
| Premises and equipment expense | $264,000 | 6,065 |
| Additional noninterest expense | $991,000 | 4,448 |
| Pre-tax net operating income | $470,000 | 6,846 |
| Securities gains (losses) | $-61,000 | 8,259 |
| Applicable income taxes | $140,000 | 5,068 |
| Income before extraordinary items | $269,000 | 7,311 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $269,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $309,260 | 7,126 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 4,713 |
| Total interest expense | $1,927,000 | 3,610 |
| Net interest income | $2,352,000 | 5,379 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $2,028,000 | 5,099 |
| Salaries and employee benefits | $1,071,000 | 5,191 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $759,000 | 4,355 |
| Pre-tax net operating income | $246,000 | 7,439 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $84,000 | 5,399 |
| Income before extraordinary items | $159,000 | 7,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $159,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $160,950 | 7,629 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 4,741 |
| Total interest expense | $1,235,000 | 3,546 |
| Net interest income | $1,544,000 | 5,406 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $1,336,000 | 5,124 |
| Salaries and employee benefits | $694,000 | 5,271 |
| Premises and equipment expense | $135,000 | 6,009 |
| Additional noninterest expense | $507,000 | 4,328 |
| Pre-tax net operating income | $158,000 | 7,496 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $53,000 | 5,468 |
| Income before extraordinary items | $102,000 | 7,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $102,000 | 7,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $103,980 | 7,670 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 4,808 |
| Total interest expense | $591,000 | 3,541 |
| Net interest income | $758,000 | 5,508 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $662,000 | 5,194 |
| Salaries and employee benefits | $358,000 | 5,209 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $48,000 | 7,799 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $48,000 | 7,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $48,660 | 7,770 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 4,839 |
| Total interest expense | $2,243,000 | 3,321 |
| Net interest income | $2,772,000 | 5,680 |
| Provision for loan and lease losses | $229,000 | 3,467 |
| Total noninterest income | $128,000 | 7,815 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $83,000 | 6,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $2,479,000 | 5,344 |
| Salaries and employee benefits | $1,349,000 | 5,312 |
| Premises and equipment expense | $231,000 | 6,396 |
| Additional noninterest expense | $899,000 | 4,703 |
| Pre-tax net operating income | $192,000 | 7,810 |
| Securities gains (losses) | $69,000 | 1,499 |
| Applicable income taxes | $91,000 | 5,608 |
| Income before extraordinary items | $170,000 | 7,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $170,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $125,150 | 7,948 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 4,902 |
| Total interest expense | $1,657,000 | 3,314 |
| Net interest income | $2,007,000 | 5,783 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $105,000 | 7,727 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $70,000 | 6,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,855,000 | 5,303 |
| Salaries and employee benefits | $990,000 | 5,360 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $695,000 | 4,556 |
| Pre-tax net operating income | $82,000 | 8,204 |
| Securities gains (losses) | $62,000 | 1,498 |
| Applicable income taxes | $51,000 | 5,955 |
| Income before extraordinary items | $93,000 | 8,116 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $93,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $52,700 | 8,270 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 4,995 |
| Total interest expense | $1,081,000 | 3,355 |
| Net interest income | $1,310,000 | 5,850 |
| Provision for loan and lease losses | $121,000 | 3,085 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $1,235,000 | 5,333 |
| Salaries and employee benefits | $649,000 | 5,450 |
| Premises and equipment expense | $113,000 | 6,488 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $13,000 | 8,453 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $37,000 | 8,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,400 | 8,466 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 5,165 |
| Total interest expense | $536,000 | 3,428 |
| Net interest income | $598,000 | 6,171 |
| Provision for loan and lease losses | $67,000 | 2,811 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $607,000 | 5,412 |
| Salaries and employee benefits | $312,000 | 5,616 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $-53,000 | 8,728 |
| Securities gains (losses) | $37,000 | 1,369 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $-11,000 | 8,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-36,530 | 8,698 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 5,411 |
| Total interest expense | $1,998,000 | 4,035 |
| Net interest income | $2,274,000 | 6,226 |
| Provision for loan and lease losses | $325,000 | 2,991 |
| Total noninterest income | $99,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $89,000 | 6,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $2,012,000 | 5,977 |
| Salaries and employee benefits | $1,063,000 | 6,046 |
| Premises and equipment expense | $178,000 | 7,051 |
| Additional noninterest expense | $789,000 | 5,101 |
| Pre-tax net operating income | $36,000 | 8,429 |
| Securities gains (losses) | $57,000 | 2,386 |
| Applicable income taxes | $35,000 | 6,511 |
| Income before extraordinary items | $58,000 | 8,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $58,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,307 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $859,000 | 445 |
| Net operating income | $21,520 | 8,472 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 5,467 |
| Total interest expense | $1,501,000 | 4,135 |
| Net interest income | $1,715,000 | 6,224 |
| Provision for loan and lease losses | $288,000 | 2,595 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $1,501,000 | 5,979 |
| Salaries and employee benefits | $779,000 | 6,100 |
| Premises and equipment expense | $140,000 | 6,961 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $4,000 | 8,613 |
| Securities gains (losses) | $57,000 | 2,204 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $39,000 | 8,574 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $39,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $859,000 | 327 |
| Net operating income | $2,520 | 8,622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 5,548 |
| Total interest expense | $988,000 | 4,288 |
| Net interest income | $1,130,000 | 6,272 |
| Provision for loan and lease losses | $157,000 | 2,933 |
| Total noninterest income | $50,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $1,057,000 | 5,802 |
| Salaries and employee benefits | $536,000 | 6,000 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $420,000 | 4,834 |
| Pre-tax net operating income | $-34,000 | 8,745 |
| Securities gains (losses) | $63,000 | 1,860 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $19,000 | 8,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $19,000 | 8,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $859,000 | 224 |
| Net operating income | $-22,580 | 8,718 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,735 |
| Total interest expense | $473,000 | 4,519 |
| Net interest income | $539,000 | 6,421 |
| Provision for loan and lease losses | $95,000 | 2,452 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $510,000 | 5,940 |
| Salaries and employee benefits | $263,000 | 6,080 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $-47,000 | 8,882 |
| Securities gains (losses) | $47,000 | 1,425 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $0 | 8,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-47,000 | 8,861 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 6,438 |
| Total interest expense | $1,552,000 | 5,621 |
| Net interest income | $1,848,000 | 6,869 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $49,000 | 8,967 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $1,931,000 | 5,996 |
| Salaries and employee benefits | $952,000 | 6,308 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $789,000 | 4,974 |
| Pre-tax net operating income | $-424,000 | 8,946 |
| Securities gains (losses) | $210,000 | 1,128 |
| Applicable income taxes | $-69,000 | 9,027 |
| Income before extraordinary items | $-145,000 | 8,872 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-145,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,424 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $-287,800 | 8,903 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 7,985 |
| Total interest expense | $1,095,000 | 7,822 |
| Net interest income | $1,162,000 | 7,959 |
| Provision for loan and lease losses | $214,000 | 3,981 |
| Total noninterest income | $21,000 | 9,412 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,000 | 8,339 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $1,713,000 | 6,311 |
| Salaries and employee benefits | $854,000 | 6,563 |
| Premises and equipment expense | $158,000 | 7,401 |
| Additional noninterest expense | $701,000 | 5,298 |
| Pre-tax net operating income | $-744,000 | 9,266 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $-249,000 | 9,401 |
| Income before extraordinary items | $-483,000 | 9,230 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-483,000 | 9,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-490,920 | 9,193 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 8,897 |
| Total interest expense | $658,000 | 8,938 |
| Net interest income | $892,000 | 8,704 |
| Provision for loan and lease losses | $104,000 | 5,223 |
| Total noninterest income | $3,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $1,223,000 | 7,438 |
| Salaries and employee benefits | $739,000 | 7,018 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $399,000 | 7,154 |
| Pre-tax net operating income | $-432,000 | 9,497 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $-153,000 | 9,651 |
| Income before extraordinary items | $-299,000 | 9,442 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-299,000 | 9,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-285,800 | 9,438 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 9,499 |
| Total interest expense | $478,000 | 9,485 |
| Net interest income | $641,000 | 9,423 |
| Provision for loan and lease losses | $151,000 | 4,227 |
| Total noninterest income | $4,000 | 10,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $1,257,000 | 7,409 |
| Salaries and employee benefits | $537,000 | 8,119 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $643,000 | 5,558 |
| Pre-tax net operating income | $-763,000 | 9,990 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-258,000 | 10,072 |
| Income before extraordinary items | $-505,000 | 9,895 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-505,000 | 9,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-505,000 | 9,876 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 10,055 |
| Total interest expense | $297,000 | 10,060 |
| Net interest income | $471,000 | 9,971 |
| Provision for loan and lease losses | $46,000 | 6,765 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $1,122,000 | 7,763 |
| Salaries and employee benefits | $695,000 | 7,212 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $374,000 | 7,444 |
| Pre-tax net operating income | $-658,000 | 10,254 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $-218,000 | 10,325 |
| Income before extraordinary items | $-425,000 | 10,195 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-425,000 | 10,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-434,900 | 10,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $215,000 | 10,828 |
| Total interest expense | $34,000 | 10,846 |
| Net interest income | $181,000 | 10,795 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $334,000 | 10,628 |
| Salaries and employee benefits | $116,000 | 10,791 |
| Premises and equipment expense | $23,000 | 10,723 |
| Additional noninterest expense | $195,000 | 9,467 |
| Pre-tax net operating income | $-153,000 | 10,534 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-52,000 | 10,629 |
| Income before extraordinary items | $-101,000 | 10,522 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-101,000 | 10,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,992,000 | 165 |
| Net operating income | $-101,000 | 10,493 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,000 | 11,451 |
| Total interest expense | $1,000 | 11,430 |
| Net interest income | $5,000 | 11,448 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $6,000 | 11,450 |
| Salaries and employee benefits | $0 | 11,440 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $6,000 | 11,448 |
| Pre-tax net operating income | $-1,000 | 10,801 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-1,000 | 10,819 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,000 | 10,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,000 | 10,773 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 11,971 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $0 | 11,968 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $0 | 11,971 |
| Salaries and employee benefits | $0 | 11,965 |
| Premises and equipment expense | $0 | 11,950 |
| Additional noninterest expense | $0 | 11,968 |
| Pre-tax net operating income | $0 | 11,463 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $0 | 11,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $0 | 11,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 591 |
| Net operating income | $0 | 11,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $74,000 | 12,590 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $74,000 | 12,579 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $132,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $66,000 | 12,594 |
| Salaries and employee benefits | $9,000 | 12,596 |
| Premises and equipment expense | $0 | 12,581 |
| Additional noninterest expense | $57,000 | 12,525 |
| Pre-tax net operating income | $140,000 | 11,345 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $88,000 | 11,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $88,000 | 11,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $88,000 | 11,539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 9,801 |
| Total interest expense | $728,000 | 10,419 |
| Net interest income | $1,466,000 | 9,222 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $560,000 | 5,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 3,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,686,000 | 7,231 |
| Salaries and employee benefits | $699,000 | 8,007 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $704,000 | 6,527 |
| Pre-tax net operating income | $295,000 | 10,282 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $201,000 | 10,646 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $201,000 | 10,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,000 | 10,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 5,323 |
| Total interest expense | $2,344,000 | 6,302 |
| Net interest income | $3,879,000 | 4,573 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $1,374,000 | 2,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,108,000 | 1,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,770 |
| Total noninterest expense | $3,779,000 | 3,683 |
| Salaries and employee benefits | $1,857,000 | 3,435 |
| Premises and equipment expense | $611,000 | 3,299 |
| Additional noninterest expense | $1,311,000 | 4,012 |
| Pre-tax net operating income | $1,299,000 | 4,612 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $383,000 | 4,962 |
| Income before extraordinary items | $916,000 | 4,867 |
| Extraordinary gains, net | $-41,000 | 13,569 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $916,000 | 4,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.