ShoreBank, Net Charge- offs 1- 4 Family Residential
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,029,000 | 206 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,570,000 | 166 |
| Loans secured by 1-4 family junior liens - net charge-offs | $93,000 | 660 |
| Home equity lines of credit - net charge-offs | $366,000 | 301 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,104,000 | 169 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,084,000 | 124 |
| Loans secured by 1-4 family junior liens - net charge-offs | $20,000 | 818 |
| Home equity lines of credit - net charge-offs | $0 | 979 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $16,617,000 | 93 |
| Loans secured by 1-4 family senior liens - net charge-offs | $15,807,000 | 73 |
| Loans secured by 1-4 family junior liens - net charge-offs | $810,000 | 232 |
| Home equity lines of credit - net charge-offs | $0 | 1,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $8,524,000 | 124 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,370,000 | 88 |
| Loans secured by 1-4 family junior liens - net charge-offs | $154,000 | 626 |
| Home equity lines of credit - net charge-offs | $0 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,056,000 | 151 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,999,000 | 104 |
| Loans secured by 1-4 family junior liens - net charge-offs | $57,000 | 770 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $448,000 | 415 |
| Loans secured by 1-4 family senior liens - net charge-offs | $414,000 | 295 |
| Loans secured by 1-4 family junior liens - net charge-offs | $34,000 | 561 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,222,000 | 378 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,195,000 | 276 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 1,183 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,060,000 | 290 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,033,000 | 196 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 873 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $357,000 | 443 |
| Loans secured by 1-4 family senior liens - net charge-offs | $330,000 | 309 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 630 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $127,000 | 476 |
| Loans secured by 1-4 family senior liens - net charge-offs | $99,000 | 369 |
| Loans secured by 1-4 family junior liens - net charge-offs | $28,000 | 337 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $660,000 | 277 |
| Loans secured by 1-4 family senior liens - net charge-offs | $678,000 | 168 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-18,000 | 8,471 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $431,000 | 233 |
| Loans secured by 1-4 family senior liens - net charge-offs | $449,000 | 150 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-18,000 | 8,486 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $172,000 | 343 |
| Loans secured by 1-4 family senior liens - net charge-offs | $211,000 | 190 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-39,000 | 8,591 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $76,000 | 359 |
| Loans secured by 1-4 family senior liens - net charge-offs | $113,000 | 176 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-37,000 | 8,633 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $323,000 | 295 |
| Loans secured by 1-4 family senior liens - net charge-offs | $330,000 | 203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-7,000 | 8,512 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $151,000 | 383 |
| Loans secured by 1-4 family senior liens - net charge-offs | $158,000 | 255 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-7,000 | 8,585 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $92,000 | 411 |
| Loans secured by 1-4 family senior liens - net charge-offs | $101,000 | 272 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-9,000 | 8,668 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 479 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 336 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,496 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $216,000 | 369 |
| Loans secured by 1-4 family senior liens - net charge-offs | $194,000 | 273 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 516 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $84,000 | 594 |
| Loans secured by 1-4 family senior liens - net charge-offs | $77,000 | 452 |
| Loans secured by 1-4 family junior liens - net charge-offs | $7,000 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $53,000 | 606 |
| Loans secured by 1-4 family senior liens - net charge-offs | $61,000 | 368 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-8,000 | 8,724 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-51,000 | 8,880 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-38,000 | 8,865 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-13,000 | 8,864 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $282,000 | 330 |
| Loans secured by 1-4 family senior liens - net charge-offs | $206,000 | 287 |
| Loans secured by 1-4 family junior liens - net charge-offs | $76,000 | 246 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $279,000 | 240 |
| Loans secured by 1-4 family senior liens - net charge-offs | $183,000 | 234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $96,000 | 160 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $185,000 | 246 |
| Loans secured by 1-4 family senior liens - net charge-offs | $93,000 | 310 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 135 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $72,000 | 301 |
| Loans secured by 1-4 family senior liens - net charge-offs | $72,000 | 214 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $205,000 | 478 |
| Loans secured by 1-4 family senior liens - net charge-offs | $205,000 | 276 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $135,000 | 515 |
| Loans secured by 1-4 family senior liens - net charge-offs | $135,000 | 301 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,660 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 7,886 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-29,000 | 9,224 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-29,000 | 8,296 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-24,000 | 9,142 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-24,000 | 8,243 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $164,000 | 474 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $119,000 | 503 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 1,115 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 870 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $155,000 | 564 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $98,000 | 834 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 1,926 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 1,742 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 2,187 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 5,587 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.