ShoreBank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $47,605,000 | 325 |
| Total interest expense | $27,509,000 | 159 |
| Net interest income | $20,096,000 | 526 |
| Provision for loan and lease losses | $31,260,000 | 156 |
| Total noninterest income | $303,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,480,000 | 518 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,177,000 | 7,773 |
| Total noninterest expense | $29,411,000 | 366 |
| Salaries and employee benefits | $13,252,000 | 363 |
| Premises and equipment expense | $2,474,000 | 519 |
| Additional noninterest expense | $13,685,000 | 294 |
| Pre-tax net operating income | $-40,272,000 | 7,790 |
| Securities gains (losses) | $718,000 | 345 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-39,554,000 | 7,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,554,000 | 7,788 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-39,554,000 | 7,788 |
| Net charge-offs | $21,300,000 | 192 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-40,272,000 | 7,790 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $24,562,000 | 327 |
| Total interest expense | $13,796,000 | 170 |
| Net interest income | $10,766,000 | 508 |
| Provision for loan and lease losses | $15,000,000 | 164 |
| Total noninterest income | $1,139,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $739,000 | 513 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $400,000 | 1,511 |
| Total noninterest expense | $14,006,000 | 381 |
| Salaries and employee benefits | $6,671,000 | 367 |
| Premises and equipment expense | $1,249,000 | 528 |
| Additional noninterest expense | $6,086,000 | 324 |
| Pre-tax net operating income | $-17,101,000 | 7,881 |
| Securities gains (losses) | $-237,000 | 7,777 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-17,338,000 | 7,878 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,338,000 | 7,879 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-17,338,000 | 7,879 |
| Net charge-offs | $12,378,000 | 181 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-17,101,000 | 7,881 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $119,190,000 | 294 |
| Total interest expense | $69,958,000 | 175 |
| Net interest income | $49,232,000 | 439 |
| Provision for loan and lease losses | $101,024,000 | 148 |
| Total noninterest income | $2,621,000 | 1,767 |
| Gross Fiduciary activities income | $3,000 | 1,289 |
| Service charges on deposit accounts | $3,465,000 | 485 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-847,000 | 7,858 |
| Total noninterest expense | $67,944,000 | 330 |
| Salaries and employee benefits | $25,722,000 | 377 |
| Premises and equipment expense | $5,077,000 | 525 |
| Additional noninterest expense | $37,145,000 | 280 |
| Pre-tax net operating income | $-117,115,000 | 7,939 |
| Securities gains (losses) | $13,886,000 | 57 |
| Applicable income taxes | $2,077,000 | 548 |
| Income before extraordinary items | $-105,306,000 | 7,934 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-105,306,000 | 7,932 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-105,306,000 | 7,933 |
| Net charge-offs | $66,677,000 | 160 |
| Cash dividends | $2,219,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-119,192,000 | 7,946 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $94,237,000 | 290 |
| Total interest expense | $54,657,000 | 182 |
| Net interest income | $39,580,000 | 416 |
| Provision for loan and lease losses | $29,924,000 | 294 |
| Total noninterest income | $1,430,000 | 2,240 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $2,672,000 | 463 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,245,000 | 8,034 |
| Total noninterest expense | $39,849,000 | 417 |
| Salaries and employee benefits | $20,514,000 | 366 |
| Premises and equipment expense | $3,795,000 | 538 |
| Additional noninterest expense | $15,540,000 | 417 |
| Pre-tax net operating income | $-28,763,000 | 7,925 |
| Securities gains (losses) | $9,589,000 | 69 |
| Applicable income taxes | $-7,199,000 | 7,939 |
| Income before extraordinary items | $-11,975,000 | 7,826 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,975,000 | 7,825 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,975,000 | 7,825 |
| Net charge-offs | $26,815,000 | 239 |
| Cash dividends | $2,219,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,111,960 | 7,885 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $64,263,000 | 297 |
| Total interest expense | $36,888,000 | 191 |
| Net interest income | $27,375,000 | 409 |
| Provision for loan and lease losses | $7,155,000 | 582 |
| Total noninterest income | $2,069,000 | 1,300 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $1,818,000 | 457 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $249,000 | 3,309 |
| Total noninterest expense | $26,995,000 | 422 |
| Salaries and employee benefits | $14,169,000 | 359 |
| Premises and equipment expense | $2,582,000 | 536 |
| Additional noninterest expense | $10,244,000 | 425 |
| Pre-tax net operating income | $-4,706,000 | 7,727 |
| Securities gains (losses) | $3,929,000 | 106 |
| Applicable income taxes | $-86,000 | 7,110 |
| Income before extraordinary items | $-691,000 | 6,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-691,000 | 6,941 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-691,000 | 6,941 |
| Net charge-offs | $21,358,000 | 225 |
| Cash dividends | $2,089,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,187,810 | 7,759 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $32,849,000 | 295 |
| Total interest expense | $18,236,000 | 196 |
| Net interest income | $14,613,000 | 377 |
| Provision for loan and lease losses | $2,705,000 | 607 |
| Total noninterest income | $1,669,000 | 848 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $927,000 | 437 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $741,000 | 1,073 |
| Total noninterest expense | $12,344,000 | 426 |
| Salaries and employee benefits | $7,387,000 | 345 |
| Premises and equipment expense | $1,332,000 | 527 |
| Additional noninterest expense | $3,625,000 | 474 |
| Pre-tax net operating income | $1,233,000 | 1,033 |
| Securities gains (losses) | $1,937,000 | 117 |
| Applicable income taxes | $1,546,000 | 252 |
| Income before extraordinary items | $1,624,000 | 613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,624,000 | 614 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,624,000 | 616 |
| Net charge-offs | $3,016,000 | 452 |
| Cash dividends | $1,860,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $384,320 | 2,500 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $136,902,000 | 303 |
| Total interest expense | $74,496,000 | 231 |
| Net interest income | $62,406,000 | 375 |
| Provision for loan and lease losses | $41,176,000 | 220 |
| Total noninterest income | $6,902,000 | 807 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $4,604,000 | 378 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,294,000 | 1,184 |
| Total noninterest expense | $45,618,000 | 459 |
| Salaries and employee benefits | $26,388,000 | 365 |
| Premises and equipment expense | $5,040,000 | 543 |
| Additional noninterest expense | $14,190,000 | 498 |
| Pre-tax net operating income | $-17,486,000 | 8,084 |
| Securities gains (losses) | $1,275,000 | 177 |
| Applicable income taxes | $-7,760,000 | 8,169 |
| Income before extraordinary items | $-8,451,000 | 7,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,451,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,207,000 | 472 |
| Cash dividends | $7,769,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,267,000 | 8,016 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $103,768,000 | 318 |
| Total interest expense | $55,304,000 | 248 |
| Net interest income | $48,464,000 | 372 |
| Provision for loan and lease losses | $14,100,000 | 317 |
| Total noninterest income | $5,063,000 | 864 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $3,459,000 | 384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,601,000 | 1,302 |
| Total noninterest expense | $35,838,000 | 441 |
| Salaries and employee benefits | $22,322,000 | 339 |
| Premises and equipment expense | $3,720,000 | 558 |
| Additional noninterest expense | $9,796,000 | 501 |
| Pre-tax net operating income | $3,589,000 | 1,376 |
| Securities gains (losses) | $1,046,000 | 173 |
| Applicable income taxes | $1,039,000 | 1,116 |
| Income before extraordinary items | $3,596,000 | 1,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,596,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,315,000 | 424 |
| Cash dividends | $5,810,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,780,120 | 1,412 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $69,142,000 | 322 |
| Total interest expense | $37,245,000 | 257 |
| Net interest income | $31,897,000 | 374 |
| Provision for loan and lease losses | $5,500,000 | 404 |
| Total noninterest income | $2,569,000 | 1,093 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $2,270,000 | 381 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $297,000 | 3,032 |
| Total noninterest expense | $23,415,000 | 445 |
| Salaries and employee benefits | $14,881,000 | 347 |
| Premises and equipment expense | $2,519,000 | 545 |
| Additional noninterest expense | $6,015,000 | 529 |
| Pre-tax net operating income | $5,551,000 | 640 |
| Securities gains (losses) | $776,000 | 214 |
| Applicable income taxes | $1,742,000 | 577 |
| Income before extraordinary items | $4,585,000 | 600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,585,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,861,000 | 433 |
| Cash dividends | $3,893,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,026,280 | 668 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $34,700,000 | 328 |
| Total interest expense | $19,316,000 | 276 |
| Net interest income | $15,384,000 | 391 |
| Provision for loan and lease losses | $1,500,000 | 479 |
| Total noninterest income | $1,682,000 | 871 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $1,058,000 | 402 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $623,000 | 1,205 |
| Total noninterest expense | $11,747,000 | 433 |
| Salaries and employee benefits | $7,454,000 | 347 |
| Premises and equipment expense | $1,264,000 | 550 |
| Additional noninterest expense | $3,029,000 | 501 |
| Pre-tax net operating income | $3,819,000 | 512 |
| Securities gains (losses) | $545,000 | 228 |
| Applicable income taxes | $1,353,000 | 467 |
| Income before extraordinary items | $3,011,000 | 509 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,011,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $773,000 | 546 |
| Cash dividends | $1,983,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,634,950 | 548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $134,556,000 | 346 |
| Total interest expense | $78,496,000 | 287 |
| Net interest income | $56,060,000 | 419 |
| Provision for loan and lease losses | $6,000,000 | 351 |
| Total noninterest income | $7,620,000 | 775 |
| Gross Fiduciary activities income | $8,000 | 1,284 |
| Service charges on deposit accounts | $4,555,000 | 384 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,057,000 | 1,001 |
| Total noninterest expense | $40,589,000 | 473 |
| Salaries and employee benefits | $24,624,000 | 403 |
| Premises and equipment expense | $4,763,000 | 552 |
| Additional noninterest expense | $11,202,000 | 531 |
| Pre-tax net operating income | $17,091,000 | 522 |
| Securities gains (losses) | $-1,633,000 | 8,449 |
| Applicable income taxes | $4,300,000 | 607 |
| Income before extraordinary items | $11,158,000 | 586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,158,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,840,000 | 235 |
| Cash dividends | $13,043,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $12,333,760 | 526 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $99,691,000 | 353 |
| Total interest expense | $57,899,000 | 288 |
| Net interest income | $41,792,000 | 420 |
| Provision for loan and lease losses | $2,900,000 | 392 |
| Total noninterest income | $6,023,000 | 748 |
| Gross Fiduciary activities income | $7,000 | 1,231 |
| Service charges on deposit accounts | $3,389,000 | 383 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,627,000 | 913 |
| Total noninterest expense | $30,421,000 | 467 |
| Salaries and employee benefits | $18,831,000 | 396 |
| Premises and equipment expense | $3,575,000 | 549 |
| Additional noninterest expense | $8,015,000 | 534 |
| Pre-tax net operating income | $14,494,000 | 514 |
| Securities gains (losses) | $-1,679,000 | 8,509 |
| Applicable income taxes | $3,709,000 | 588 |
| Income before extraordinary items | $9,106,000 | 581 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,106,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,502,000 | 212 |
| Cash dividends | $11,029,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,298,090 | 521 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $65,619,000 | 366 |
| Total interest expense | $37,786,000 | 299 |
| Net interest income | $27,833,000 | 433 |
| Provision for loan and lease losses | $1,800,000 | 348 |
| Total noninterest income | $4,081,000 | 755 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $2,161,000 | 408 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,916,000 | 887 |
| Total noninterest expense | $20,359,000 | 481 |
| Salaries and employee benefits | $12,757,000 | 404 |
| Premises and equipment expense | $2,425,000 | 563 |
| Additional noninterest expense | $5,177,000 | 562 |
| Pre-tax net operating income | $9,755,000 | 542 |
| Securities gains (losses) | $-814,000 | 8,554 |
| Applicable income taxes | $2,677,000 | 573 |
| Income before extraordinary items | $6,264,000 | 591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,264,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,820,000 | 294 |
| Cash dividends | $9,018,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,833,800 | 550 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $32,138,000 | 373 |
| Total interest expense | $18,567,000 | 302 |
| Net interest income | $13,571,000 | 442 |
| Provision for loan and lease losses | $900,000 | 319 |
| Total noninterest income | $2,175,000 | 703 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $985,000 | 423 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,188,000 | 715 |
| Total noninterest expense | $10,207,000 | 483 |
| Salaries and employee benefits | $6,330,000 | 412 |
| Premises and equipment expense | $1,197,000 | 570 |
| Additional noninterest expense | $2,680,000 | 532 |
| Pre-tax net operating income | $4,639,000 | 553 |
| Securities gains (losses) | $-337,000 | 8,602 |
| Applicable income taxes | $1,335,000 | 583 |
| Income before extraordinary items | $2,967,000 | 619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,967,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 441 |
| Cash dividends | $7,008,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,199,530 | 569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $115,738,000 | 381 |
| Total interest expense | $64,998,000 | 298 |
| Net interest income | $50,740,000 | 455 |
| Provision for loan and lease losses | $3,180,000 | 360 |
| Total noninterest income | $7,530,000 | 782 |
| Gross Fiduciary activities income | $9,000 | 1,289 |
| Service charges on deposit accounts | $3,812,000 | 455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,709,000 | 855 |
| Total noninterest expense | $36,835,000 | 503 |
| Salaries and employee benefits | $22,997,000 | 422 |
| Premises and equipment expense | $4,406,000 | 573 |
| Additional noninterest expense | $9,432,000 | 592 |
| Pre-tax net operating income | $18,255,000 | 586 |
| Securities gains (losses) | $-2,362,000 | 8,619 |
| Applicable income taxes | $4,774,000 | 659 |
| Income before extraordinary items | $11,119,000 | 675 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,119,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,520,000 | 483 |
| Cash dividends | $12,831,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $4,789,000 | 321 |
| Net operating income | $12,772,400 | 584 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $83,985,000 | 398 |
| Total interest expense | $46,900,000 | 308 |
| Net interest income | $37,085,000 | 482 |
| Provision for loan and lease losses | $2,325,000 | 347 |
| Total noninterest income | $5,264,000 | 837 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $2,680,000 | 482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,577,000 | 924 |
| Total noninterest expense | $27,330,000 | 525 |
| Salaries and employee benefits | $17,400,000 | 431 |
| Premises and equipment expense | $3,250,000 | 597 |
| Additional noninterest expense | $6,680,000 | 629 |
| Pre-tax net operating income | $12,694,000 | 642 |
| Securities gains (losses) | $-2,199,000 | 8,701 |
| Applicable income taxes | $2,994,000 | 791 |
| Income before extraordinary items | $7,501,000 | 784 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,501,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $895,000 | 505 |
| Cash dividends | $5,816,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $4,790,000 | 244 |
| Net operating income | $9,062,290 | 643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $54,269,000 | 400 |
| Total interest expense | $29,359,000 | 315 |
| Net interest income | $24,910,000 | 477 |
| Provision for loan and lease losses | $1,725,000 | 310 |
| Total noninterest income | $3,365,000 | 862 |
| Gross Fiduciary activities income | $5,000 | 1,257 |
| Service charges on deposit accounts | $1,727,000 | 492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,633,000 | 960 |
| Total noninterest expense | $18,750,000 | 521 |
| Salaries and employee benefits | $12,217,000 | 420 |
| Premises and equipment expense | $2,197,000 | 589 |
| Additional noninterest expense | $4,336,000 | 648 |
| Pre-tax net operating income | $7,800,000 | 693 |
| Securities gains (losses) | $49,000 | 458 |
| Applicable income taxes | $2,352,000 | 700 |
| Income before extraordinary items | $5,497,000 | 715 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,497,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 731 |
| Cash dividends | $3,799,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $4,789,000 | 161 |
| Net operating income | $5,462,700 | 707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $25,717,000 | 405 |
| Total interest expense | $13,611,000 | 317 |
| Net interest income | $12,106,000 | 484 |
| Provision for loan and lease losses | $975,000 | 272 |
| Total noninterest income | $1,545,000 | 910 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $785,000 | 520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $758,000 | 993 |
| Total noninterest expense | $9,362,000 | 515 |
| Salaries and employee benefits | $6,246,000 | 413 |
| Premises and equipment expense | $1,056,000 | 610 |
| Additional noninterest expense | $2,060,000 | 673 |
| Pre-tax net operating income | $3,314,000 | 785 |
| Securities gains (losses) | $-108,000 | 8,671 |
| Applicable income taxes | $993,000 | 793 |
| Income before extraordinary items | $2,213,000 | 861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,213,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-395,000 | 8,757 |
| Cash dividends | $1,872,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,287,520 | 823 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $97,052,000 | 379 |
| Total interest expense | $44,988,000 | 304 |
| Net interest income | $52,064,000 | 441 |
| Provision for loan and lease losses | $3,917,000 | 290 |
| Total noninterest income | $7,482,000 | 781 |
| Gross Fiduciary activities income | $44,000 | 1,062 |
| Service charges on deposit accounts | $3,584,000 | 476 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,854,000 | 831 |
| Total noninterest expense | $35,456,000 | 514 |
| Salaries and employee benefits | $22,708,000 | 424 |
| Premises and equipment expense | $4,056,000 | 602 |
| Additional noninterest expense | $8,692,000 | 633 |
| Pre-tax net operating income | $20,173,000 | 529 |
| Securities gains (losses) | $338,000 | 382 |
| Applicable income taxes | $6,419,000 | 534 |
| Income before extraordinary items | $14,092,000 | 538 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,092,000 | 538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,720,000 | 450 |
| Cash dividends | $7,247,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $9,575,000 | 207 |
| Net operating income | $13,858,780 | 531 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $71,109,000 | 373 |
| Total interest expense | $32,135,000 | 300 |
| Net interest income | $38,974,000 | 439 |
| Provision for loan and lease losses | $3,408,000 | 243 |
| Total noninterest income | $6,128,000 | 721 |
| Gross Fiduciary activities income | $41,000 | 1,021 |
| Service charges on deposit accounts | $2,753,000 | 463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,334,000 | 745 |
| Total noninterest expense | $27,415,000 | 500 |
| Salaries and employee benefits | $17,307,000 | 415 |
| Premises and equipment expense | $3,075,000 | 591 |
| Additional noninterest expense | $7,033,000 | 584 |
| Pre-tax net operating income | $14,279,000 | 557 |
| Securities gains (losses) | $-265,000 | 8,745 |
| Applicable income taxes | $4,281,000 | 589 |
| Income before extraordinary items | $9,733,000 | 578 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,733,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 511 |
| Cash dividends | $5,383,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $9,575,000 | 144 |
| Net operating income | $9,915,850 | 553 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $44,365,000 | 384 |
| Total interest expense | $19,318,000 | 309 |
| Net interest income | $25,047,000 | 451 |
| Provision for loan and lease losses | $2,250,000 | 245 |
| Total noninterest income | $3,274,000 | 862 |
| Gross Fiduciary activities income | $35,000 | 994 |
| Service charges on deposit accounts | $1,802,000 | 455 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,437,000 | 1,035 |
| Total noninterest expense | $16,829,000 | 539 |
| Salaries and employee benefits | $10,707,000 | 438 |
| Premises and equipment expense | $1,993,000 | 598 |
| Additional noninterest expense | $4,129,000 | 645 |
| Pre-tax net operating income | $9,242,000 | 561 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $2,872,000 | 575 |
| Income before extraordinary items | $6,394,000 | 578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,394,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 672 |
| Cash dividends | $3,328,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $9,575,000 | 94 |
| Net operating income | $6,377,440 | 562 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $21,582,000 | 384 |
| Total interest expense | $9,048,000 | 309 |
| Net interest income | $12,534,000 | 442 |
| Provision for loan and lease losses | $1,125,000 | 237 |
| Total noninterest income | $1,619,000 | 853 |
| Gross Fiduciary activities income | $29,000 | 928 |
| Service charges on deposit accounts | $882,000 | 448 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $708,000 | 1,030 |
| Total noninterest expense | $8,327,000 | 532 |
| Salaries and employee benefits | $5,261,000 | 435 |
| Premises and equipment expense | $1,010,000 | 590 |
| Additional noninterest expense | $2,056,000 | 644 |
| Pre-tax net operating income | $4,701,000 | 546 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $1,460,000 | 565 |
| Income before extraordinary items | $3,250,000 | 570 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,250,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-474,000 | 8,910 |
| Cash dividends | $1,664,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,243,790 | 550 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $81,551,000 | 368 |
| Total interest expense | $30,288,000 | 305 |
| Net interest income | $51,263,000 | 420 |
| Provision for loan and lease losses | $4,300,000 | 289 |
| Total noninterest income | $7,162,000 | 790 |
| Gross Fiduciary activities income | $138,000 | 868 |
| Service charges on deposit accounts | $3,949,000 | 448 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,075,000 | 964 |
| Total noninterest expense | $32,379,000 | 532 |
| Salaries and employee benefits | $19,813,000 | 456 |
| Premises and equipment expense | $3,770,000 | 618 |
| Additional noninterest expense | $8,796,000 | 614 |
| Pre-tax net operating income | $21,746,000 | 467 |
| Securities gains (losses) | $956,000 | 293 |
| Applicable income taxes | $7,001,000 | 468 |
| Income before extraordinary items | $15,701,000 | 459 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,701,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,201,000 | 321 |
| Cash dividends | $6,655,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,041,360 | 467 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $60,353,000 | 374 |
| Total interest expense | $21,905,000 | 308 |
| Net interest income | $38,448,000 | 419 |
| Provision for loan and lease losses | $3,250,000 | 297 |
| Total noninterest income | $5,522,000 | 781 |
| Gross Fiduciary activities income | $102,000 | 871 |
| Service charges on deposit accounts | $2,974,000 | 455 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,446,000 | 936 |
| Total noninterest expense | $24,313,000 | 530 |
| Salaries and employee benefits | $14,702,000 | 465 |
| Premises and equipment expense | $2,974,000 | 577 |
| Additional noninterest expense | $6,637,000 | 607 |
| Pre-tax net operating income | $16,407,000 | 465 |
| Securities gains (losses) | $691,000 | 342 |
| Applicable income taxes | $5,196,000 | 472 |
| Income before extraordinary items | $11,902,000 | 455 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,902,000 | 455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,276,000 | 322 |
| Cash dividends | $4,991,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,418,300 | 459 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $39,987,000 | 374 |
| Total interest expense | $14,298,000 | 310 |
| Net interest income | $25,689,000 | 411 |
| Provision for loan and lease losses | $2,200,000 | 295 |
| Total noninterest income | $3,487,000 | 816 |
| Gross Fiduciary activities income | $66,000 | 886 |
| Service charges on deposit accounts | $1,969,000 | 451 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,452,000 | 1,019 |
| Total noninterest expense | $16,348,000 | 526 |
| Salaries and employee benefits | $9,841,000 | 460 |
| Premises and equipment expense | $1,983,000 | 578 |
| Additional noninterest expense | $4,524,000 | 590 |
| Pre-tax net operating income | $10,628,000 | 466 |
| Securities gains (losses) | $670,000 | 290 |
| Applicable income taxes | $3,616,000 | 467 |
| Income before extraordinary items | $7,682,000 | 463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,682,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 377 |
| Cash dividends | $3,327,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,226,400 | 467 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,892,000 | 381 |
| Total interest expense | $7,144,000 | 318 |
| Net interest income | $12,748,000 | 420 |
| Provision for loan and lease losses | $975,000 | 319 |
| Total noninterest income | $1,716,000 | 809 |
| Gross Fiduciary activities income | $32,000 | 909 |
| Service charges on deposit accounts | $968,000 | 448 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $716,000 | 1,007 |
| Total noninterest expense | $8,202,000 | 529 |
| Salaries and employee benefits | $4,981,000 | 460 |
| Premises and equipment expense | $1,011,000 | 577 |
| Additional noninterest expense | $2,210,000 | 592 |
| Pre-tax net operating income | $5,287,000 | 464 |
| Securities gains (losses) | $678,000 | 211 |
| Applicable income taxes | $2,026,000 | 432 |
| Income before extraordinary items | $3,939,000 | 464 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,939,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 580 |
| Cash dividends | $1,664,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,491,520 | 482 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $77,437,000 | 394 |
| Total interest expense | $29,633,000 | 326 |
| Net interest income | $47,804,000 | 427 |
| Provision for loan and lease losses | $4,050,000 | 376 |
| Total noninterest income | $7,952,000 | 783 |
| Gross Fiduciary activities income | $120,000 | 922 |
| Service charges on deposit accounts | $4,507,000 | 382 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,325,000 | 1,009 |
| Total noninterest expense | $30,846,000 | 561 |
| Salaries and employee benefits | $17,845,000 | 498 |
| Premises and equipment expense | $4,143,000 | 556 |
| Additional noninterest expense | $8,858,000 | 614 |
| Pre-tax net operating income | $20,860,000 | 472 |
| Securities gains (losses) | $1,930,000 | 306 |
| Applicable income taxes | $7,329,000 | 464 |
| Income before extraordinary items | $15,461,000 | 467 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,461,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,433,000 | 310 |
| Cash dividends | $6,023,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,148,600 | 474 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $57,947,000 | 408 |
| Total interest expense | $22,545,000 | 338 |
| Net interest income | $35,402,000 | 446 |
| Provision for loan and lease losses | $3,150,000 | 385 |
| Total noninterest income | $6,480,000 | 765 |
| Gross Fiduciary activities income | $91,000 | 923 |
| Service charges on deposit accounts | $3,475,000 | 380 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,914,000 | 941 |
| Total noninterest expense | $23,042,000 | 571 |
| Salaries and employee benefits | $13,345,000 | 511 |
| Premises and equipment expense | $3,181,000 | 553 |
| Additional noninterest expense | $6,516,000 | 626 |
| Pre-tax net operating income | $15,690,000 | 472 |
| Securities gains (losses) | $1,890,000 | 288 |
| Applicable income taxes | $5,813,000 | 453 |
| Income before extraordinary items | $11,767,000 | 477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,767,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,898,000 | 278 |
| Cash dividends | $4,720,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,500,700 | 491 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $39,149,000 | 409 |
| Total interest expense | $15,391,000 | 344 |
| Net interest income | $23,758,000 | 446 |
| Provision for loan and lease losses | $2,250,000 | 365 |
| Total noninterest income | $4,482,000 | 732 |
| Gross Fiduciary activities income | $60,000 | 937 |
| Service charges on deposit accounts | $2,358,000 | 366 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,064,000 | 900 |
| Total noninterest expense | $15,481,000 | 569 |
| Salaries and employee benefits | $8,996,000 | 504 |
| Premises and equipment expense | $2,118,000 | 561 |
| Additional noninterest expense | $4,367,000 | 626 |
| Pre-tax net operating income | $10,509,000 | 474 |
| Securities gains (losses) | $1,808,000 | 246 |
| Applicable income taxes | $4,103,000 | 443 |
| Income before extraordinary items | $8,214,000 | 462 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,214,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,488,000 | 407 |
| Cash dividends | $3,057,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,002,640 | 486 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $19,455,000 | 416 |
| Total interest expense | $7,782,000 | 353 |
| Net interest income | $11,673,000 | 455 |
| Provision for loan and lease losses | $900,000 | 403 |
| Total noninterest income | $1,997,000 | 772 |
| Gross Fiduciary activities income | $31,000 | 940 |
| Service charges on deposit accounts | $1,155,000 | 363 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $811,000 | 1,035 |
| Total noninterest expense | $7,712,000 | 571 |
| Salaries and employee benefits | $4,477,000 | 504 |
| Premises and equipment expense | $1,058,000 | 564 |
| Additional noninterest expense | $2,177,000 | 628 |
| Pre-tax net operating income | $5,058,000 | 489 |
| Securities gains (losses) | $1,177,000 | 192 |
| Applicable income taxes | $2,081,000 | 448 |
| Income before extraordinary items | $4,154,000 | 453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,154,000 | 452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $1,393,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,365,410 | 501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $80,154,000 | 422 |
| Total interest expense | $34,927,000 | 366 |
| Net interest income | $45,227,000 | 463 |
| Provision for loan and lease losses | $3,450,000 | 499 |
| Total noninterest income | $7,735,000 | 743 |
| Gross Fiduciary activities income | $84,000 | 1,025 |
| Service charges on deposit accounts | $4,296,000 | 377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,355,000 | 926 |
| Total noninterest expense | $30,454,000 | 558 |
| Salaries and employee benefits | $17,078,000 | 502 |
| Premises and equipment expense | $4,227,000 | 539 |
| Additional noninterest expense | $9,149,000 | 595 |
| Pre-tax net operating income | $19,058,000 | 493 |
| Securities gains (losses) | $1,256,000 | 367 |
| Applicable income taxes | $6,734,000 | 474 |
| Income before extraordinary items | $13,580,000 | 499 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $13,580,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,405,000 | 508 |
| Cash dividends | $5,233,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,738,480 | 501 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $80,426,000 | 459 |
| Total interest expense | $42,459,000 | 426 |
| Net interest income | $37,967,000 | 501 |
| Provision for loan and lease losses | $3,000,000 | 509 |
| Total noninterest income | $8,567,000 | 667 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $4,588,000 | 339 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,959,000 | 781 |
| Total noninterest expense | $29,241,000 | 576 |
| Salaries and employee benefits | $15,749,000 | 508 |
| Premises and equipment expense | $4,290,000 | 520 |
| Additional noninterest expense | $9,202,000 | 611 |
| Pre-tax net operating income | $14,293,000 | 557 |
| Securities gains (losses) | $846,000 | 443 |
| Applicable income taxes | $5,029,000 | 543 |
| Income before extraordinary items | $10,110,000 | 571 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,110,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,015,000 | 427 |
| Cash dividends | $4,793,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $-393,000 | 9,547 |
| Net operating income | $9,543,180 | 561 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $68,870,000 | 557 |
| Total interest expense | $40,710,000 | 493 |
| Net interest income | $28,160,000 | 643 |
| Provision for loan and lease losses | $1,500,000 | 757 |
| Total noninterest income | $8,273,000 | 666 |
| Gross Fiduciary activities income | $32,000 | 1,103 |
| Service charges on deposit accounts | $6,404,000 | 235 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,837,000 | 1,207 |
| Total noninterest expense | $23,163,000 | 680 |
| Salaries and employee benefits | $12,336,000 | 584 |
| Premises and equipment expense | $3,450,000 | 622 |
| Additional noninterest expense | $7,377,000 | 718 |
| Pre-tax net operating income | $11,770,000 | 681 |
| Securities gains (losses) | $51,000 | 716 |
| Applicable income taxes | $4,303,000 | 612 |
| Income before extraordinary items | $7,518,000 | 727 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,518,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,754,000 | 513 |
| Cash dividends | $4,861,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,485,360 | 726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $59,623,000 | 601 |
| Total interest expense | $31,239,000 | 543 |
| Net interest income | $28,384,000 | 664 |
| Provision for loan and lease losses | $1,750,000 | 629 |
| Total noninterest income | $8,725,000 | 664 |
| Gross Fiduciary activities income | $32,000 | 1,157 |
| Service charges on deposit accounts | $6,030,000 | 255 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,663,000 | 969 |
| Total noninterest expense | $23,123,000 | 680 |
| Salaries and employee benefits | $12,280,000 | 589 |
| Premises and equipment expense | $3,179,000 | 663 |
| Additional noninterest expense | $7,664,000 | 727 |
| Pre-tax net operating income | $12,236,000 | 692 |
| Securities gains (losses) | $-94,000 | 9,940 |
| Applicable income taxes | $4,634,000 | 634 |
| Income before extraordinary items | $7,508,000 | 772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,508,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 658 |
| Cash dividends | $4,658,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,568,160 | 753 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $53,112,000 | 648 |
| Total interest expense | $27,463,000 | 618 |
| Net interest income | $25,649,000 | 691 |
| Provision for loan and lease losses | $2,350,000 | 519 |
| Total noninterest income | $8,706,000 | 654 |
| Gross Fiduciary activities income | $60,000 | 1,085 |
| Service charges on deposit accounts | $5,853,000 | 242 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,793,000 | 940 |
| Total noninterest expense | $23,097,000 | 659 |
| Salaries and employee benefits | $11,813,000 | 598 |
| Premises and equipment expense | $3,934,000 | 559 |
| Additional noninterest expense | $7,350,000 | 736 |
| Pre-tax net operating income | $8,908,000 | 888 |
| Securities gains (losses) | $559,000 | 514 |
| Applicable income taxes | $3,227,000 | 814 |
| Income before extraordinary items | $6,240,000 | 872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,240,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 659 |
| Cash dividends | $4,116,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,871,060 | 891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $46,013,000 | 749 |
| Total interest expense | $22,694,000 | 725 |
| Net interest income | $23,319,000 | 780 |
| Provision for loan and lease losses | $1,705,000 | 669 |
| Total noninterest income | $10,620,000 | 550 |
| Gross Fiduciary activities income | $86,000 | 1,082 |
| Service charges on deposit accounts | $5,123,000 | 276 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,411,000 | 586 |
| Total noninterest expense | $23,610,000 | 640 |
| Salaries and employee benefits | $12,579,000 | 542 |
| Premises and equipment expense | $2,939,000 | 707 |
| Additional noninterest expense | $8,092,000 | 684 |
| Pre-tax net operating income | $8,624,000 | 942 |
| Securities gains (losses) | $87,000 | 1,050 |
| Applicable income taxes | $3,556,000 | 805 |
| Income before extraordinary items | $5,155,000 | 1,069 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,155,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 747 |
| Cash dividends | $3,541,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,099,320 | 1,052 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,731,000 | 903 |
| Total interest expense | $18,489,000 | 908 |
| Net interest income | $20,242,000 | 922 |
| Provision for loan and lease losses | $1,002,000 | 1,017 |
| Total noninterest income | $9,157,000 | 626 |
| Gross Fiduciary activities income | $57,000 | 1,210 |
| Service charges on deposit accounts | $4,650,000 | 332 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,450,000 | 688 |
| Total noninterest expense | $23,051,000 | 703 |
| Salaries and employee benefits | $12,598,000 | 558 |
| Premises and equipment expense | $2,528,000 | 864 |
| Additional noninterest expense | $7,925,000 | 811 |
| Pre-tax net operating income | $5,346,000 | 1,337 |
| Securities gains (losses) | $173,000 | 745 |
| Applicable income taxes | $2,399,000 | 1,044 |
| Income before extraordinary items | $3,120,000 | 1,596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,120,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,538,000 | 495 |
| Cash dividends | $2,796,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,009,280 | 1,624 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,602,000 | 1,392 |
| Total interest expense | $12,112,000 | 1,355 |
| Net interest income | $12,490,000 | 1,438 |
| Provision for loan and lease losses | $1,800,000 | 617 |
| Total noninterest income | $3,337,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,992,000 | 681 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,345,000 | 1,463 |
| Total noninterest expense | $10,158,000 | 1,391 |
| Salaries and employee benefits | $5,630,000 | 1,191 |
| Premises and equipment expense | $1,301,000 | 1,565 |
| Additional noninterest expense | $3,227,000 | 1,592 |
| Pre-tax net operating income | $3,869,000 | 1,923 |
| Securities gains (losses) | $130,000 | 841 |
| Applicable income taxes | $1,499,000 | 1,647 |
| Income before extraordinary items | $2,500,000 | 2,025 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,500,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,823,000 | 604 |
| Cash dividends | $1,307,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,416,800 | 2,053 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,517,000 | 1,509 |
| Total interest expense | $9,022,000 | 1,437 |
| Net interest income | $11,495,000 | 1,570 |
| Provision for loan and lease losses | $1,604,000 | 666 |
| Total noninterest income | $3,131,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,957,000 | 696 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,174,000 | 1,652 |
| Total noninterest expense | $9,939,000 | 1,482 |
| Salaries and employee benefits | $5,223,000 | 1,287 |
| Premises and equipment expense | $1,328,000 | 1,564 |
| Additional noninterest expense | $3,388,000 | 1,633 |
| Pre-tax net operating income | $3,083,000 | 2,301 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $1,091,000 | 2,064 |
| Income before extraordinary items | $2,018,000 | 2,411 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,018,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,426,000 | 709 |
| Cash dividends | $901,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,001,100 | 2,444 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,044,000 | 1,568 |
| Total interest expense | $8,296,000 | 1,594 |
| Net interest income | $11,748,000 | 1,533 |
| Provision for loan and lease losses | $1,260,000 | 1,120 |
| Total noninterest income | $2,528,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,852,000 | 733 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $676,000 | 2,660 |
| Total noninterest expense | $9,304,000 | 1,623 |
| Salaries and employee benefits | $5,095,000 | 1,314 |
| Premises and equipment expense | $1,342,000 | 1,571 |
| Additional noninterest expense | $2,867,000 | 1,985 |
| Pre-tax net operating income | $3,712,000 | 1,844 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $1,339,000 | 1,742 |
| Income before extraordinary items | $2,485,000 | 2,019 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $2,541,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 998 |
| Cash dividends | $562,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,412,200 | 1,942 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,786,000 | 1,886 |
| Total interest expense | $8,410,000 | 2,027 |
| Net interest income | $10,376,000 | 1,765 |
| Provision for loan and lease losses | $880,000 | 2,014 |
| Total noninterest income | $2,217,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,760,000 | 754 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $457,000 | 3,389 |
| Total noninterest expense | $8,532,000 | 1,781 |
| Salaries and employee benefits | $4,773,000 | 1,392 |
| Premises and equipment expense | $1,172,000 | 1,804 |
| Additional noninterest expense | $2,587,000 | 2,258 |
| Pre-tax net operating income | $3,181,000 | 1,954 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $1,120,000 | 1,894 |
| Income before extraordinary items | $2,169,000 | 2,118 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,169,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 2,165 |
| Cash dividends | $1,065,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,097,720 | 2,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.