Home > Shore United Bank, N.A. > Income and Expense

Shore United Bank, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$214,079,000295
Total interest expense$74,318,000293
Net interest income$139,761,000282
Provision for loan and lease losses$30,953,000106
Total noninterest income$24,616,000389
Gross Fiduciary activities income$1,094,000492
Service charges on deposit accounts$5,915,000240
Trading account gains and feesNANA
Additional Noninterest Income$17,607,000362
Total noninterest expense$115,189,000286
Salaries and employee benefits$61,211,000277
Premises and equipment expense$9,319,000314
Additional noninterest expense$17,607,000362
Pre-tax net operating income$18,235,000739
Securities gains (losses)$-2,112,0004,407
Applicable income taxes$4,552,000571
Income before extraordinary items$11,571,000895
Extraordinary gains, net$054
Net income$11,571,000908
Minority interest net income$088
Net income of bank and minority interests.$11,571,000898
Net charge-offs$2,019,000383
Cash dividends$22,000,000282
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,239,480819
2023-09-30 (YTD Data)Rank
Total interest income$142,942,000310
Total interest expense$46,169,000323
Net interest income$96,773,000309
Provision for loan and lease losses$30,057,00095
Total noninterest income$17,780,000411
Gross Fiduciary activities income$794,000493
Service charges on deposit accounts$4,282,000244
Trading account gains and feesNANA
Additional Noninterest Income$12,704,000380
Total noninterest expense$82,494,000297
Salaries and employee benefits$45,130,000287
Premises and equipment expense$6,455,000344
Additional noninterest expense$12,704,000380
Pre-tax net operating income$2,002,0002,701
Securities gains (losses)$-2,343,0004,520
Applicable income taxes$797,0001,437
Income before extraordinary items$-1,138,0004,538
Extraordinary gains, net$052
Net income$-1,138,0004,536
Minority interest net income$081
Net income of bank and minority interests.$-1,138,0004,538
Net charge-offs$1,519,000338
Cash dividends$14,000,000302
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,205,0003,114
2023-06-30 (YTD Data)Rank
Total interest income$71,695,000367
Total interest expense$22,005,000369
Net interest income$49,690,000373
Provision for loan and lease losses$1,880,000369
Total noninterest income$9,521,000466
Gross Fiduciary activities income$495,000496
Service charges on deposit accounts$2,641,000252
Trading account gains and feesNANA
Additional Noninterest Income$6,385,000452
Total noninterest expense$39,372,000369
Salaries and employee benefits$22,497,000346
Premises and equipment expense$3,510,000407
Additional noninterest expense$6,385,000452
Pre-tax net operating income$17,959,000458
Securities gains (losses)$3,000798
Applicable income taxes$4,896,000375
Income before extraordinary items$13,066,000492
Extraordinary gains, net$051
Net income$13,066,000500
Minority interest net income$081
Net income of bank and minority interests.$13,066,000491
Net charge-offs$70,0001,061
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,063,630492
2023-03-31 (YTD Data)Rank
Total interest income$35,062,000376
Total interest expense$8,642,000398
Net interest income$26,420,000359
Provision for loan and lease losses$1,213,000311
Total noninterest income$4,630,000474
Gross Fiduciary activities income$249,000509
Service charges on deposit accounts$1,290,000265
Trading account gains and feesNANA
Additional Noninterest Income$3,091,000457
Total noninterest expense$19,172,000381
Salaries and employee benefits$11,241,000362
Premises and equipment expense$1,724,000428
Additional noninterest expense$3,091,000457
Pre-tax net operating income$10,665,000421
Securities gains (losses)$17,000469
Applicable income taxes$2,921,000336
Income before extraordinary items$7,761,000443
Extraordinary gains, net$04
Net income$7,761,000443
Minority interest net income$048
Net income of bank and minority interests.$7,761,000444
Net charge-offs$20,0001,117
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,747,570450
2022-12-31 (YTD Data)Rank
Total interest income$113,844,000369
Total interest expense$10,092,000450
Net interest income$103,752,000352
Provision for loan and lease losses$1,925,000534
Total noninterest income$20,534,000467
Gross Fiduciary activities income$1,074,000497
Service charges on deposit accounts$5,957,000247
Trading account gains and feesNANA
Additional Noninterest Income$13,503,000448
Total noninterest expense$75,469,000380
Salaries and employee benefits$44,789,000352
Premises and equipment expense$6,872,000425
Additional noninterest expense$13,503,000448
Pre-tax net operating income$46,892,000399
Securities gains (losses)$-157,0004,040
Applicable income taxes$11,938,000334
Income before extraordinary items$34,797,000412
Extraordinary gains, net$05
Net income$34,797,000413
Minority interest net income$063
Net income of bank and minority interests.$34,797,000413
Net charge-offs$-774,0004,642
Cash dividends$5,500,000725
Sale, conversion, retirement of capital stock, net$0568
Net operating income$34,921,030420
2022-09-30 (YTD Data)Rank
Total interest income$81,568,000361
Total interest expense$5,477,000433
Net interest income$76,091,000350
Provision for loan and lease losses$1,475,000480
Total noninterest income$15,289,000476
Gross Fiduciary activities income$826,000498
Service charges on deposit accounts$4,541,000248
Trading account gains and feesNANA
Additional Noninterest Income$9,922,000473
Total noninterest expense$56,255,000376
Salaries and employee benefits$33,476,000351
Premises and equipment expense$4,855,000444
Additional noninterest expense$9,922,000473
Pre-tax net operating income$33,650,000407
Securities gains (losses)$-162,0004,317
Applicable income taxes$8,723,000348
Income before extraordinary items$24,765,000429
Extraordinary gains, net$04
Net income$24,765,000428
Minority interest net income$057
Net income of bank and minority interests.$24,765,000429
Net charge-offs$-858,0004,679
Cash dividends$5,500,000546
Sale, conversion, retirement of capital stock, net$0519
Net operating income$24,892,980438
2022-06-30 (YTD Data)Rank
Total interest income$50,990,000361
Total interest expense$2,900,000421
Net interest income$48,090,000357
Provision for loan and lease losses$800,000495
Total noninterest income$10,637,000450
Gross Fiduciary activities income$585,000451
Service charges on deposit accounts$2,952,000251
Trading account gains and feesNANA
Additional Noninterest Income$7,100,000464
Total noninterest expense$38,210,000364
Salaries and employee benefits$22,892,000342
Premises and equipment expense$3,185,000443
Additional noninterest expense$12,133,000374
Pre-tax net operating income$19,717,000433
Securities gains (losses)$-108,0004,381
Applicable income taxes$5,088,000356
Income before extraordinary items$14,521,000455
Extraordinary gains, net$04
Net income$14,521,000455
Minority interest net income$060
Net income of bank and minority interests.$14,521,000455
Net charge-offs$-739,0004,714
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,606,320459
2022-03-31 (YTD Data)Rank
Total interest income$24,323,000368
Total interest expense$1,375,000412
Net interest income$22,948,000363
Provision for loan and lease losses$600,000290
Total noninterest income$5,524,000456
Gross Fiduciary activities income$319,000449
Service charges on deposit accounts$1,430,000257
Trading account gains and feesNANA
Additional Noninterest Income$3,775,000462
Total noninterest expense$19,323,000367
Salaries and employee benefits$11,958,000333
Premises and equipment expense$1,674,000423
Additional noninterest expense$5,691,000386
Pre-tax net operating income$8,549,000470
Securities gains (losses)$-70,0004,495
Applicable income taxes$2,176,000390
Income before extraordinary items$6,303,000495
Extraordinary gains, net$04
Net income$6,303,000496
Minority interest net income$050
Net income of bank and minority interests.$6,303,000495
Net charge-offs$-166,0004,650
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,358,300500
2021-12-31 (YTD Data)Rank
Total interest income$70,169,000500
Total interest expense$4,479,000602
Net interest income$65,690,000491
Provision for loan and lease losses$-358,0004,387
Total noninterest income$13,231,000689
Gross Fiduciary activities income$1,215,000447
Service charges on deposit accounts$3,638,000350
Trading account gains and feesNANA
Additional Noninterest Income$8,378,000757
Total noninterest expense$53,446,000501
Salaries and employee benefits$31,121,000480
Premises and equipment expense$5,566,000490
Additional noninterest expense$16,759,000500
Pre-tax net operating income$25,833,000613
Securities gains (losses)$-38,0004,537
Applicable income taxes$7,031,000496
Income before extraordinary items$18,764,000679
Extraordinary gains, net$010
Net income$18,764,000679
Minority interest net income$074
Net income of bank and minority interests.$18,764,000680
Net charge-offs$-414,0004,692
Cash dividends$25,000,000253
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,794,020664
2021-09-30 (YTD Data)Rank
Total interest income$47,773,000549
Total interest expense$3,194,000669
Net interest income$44,579,000542
Provision for loan and lease losses$1,365,000319
Total noninterest income$8,332,000795
Gross Fiduciary activities income$885,000447
Service charges on deposit accounts$2,327,000387
Trading account gains and feesNANA
Additional Noninterest Income$5,120,000886
Total noninterest expense$31,863,000618
Salaries and employee benefits$18,145,000614
Premises and equipment expense$3,581,000558
Additional noninterest expense$10,137,000597
Pre-tax net operating income$19,683,000626
Securities gains (losses)$-22,0004,650
Applicable income taxes$5,196,000513
Income before extraordinary items$14,465,000687
Extraordinary gains, net$08
Net income$14,465,000687
Minority interest net income$069
Net income of bank and minority interests.$14,465,000687
Net charge-offs$-272,0004,722
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,482,380676
2021-06-30 (YTD Data)Rank
Total interest income$30,875,000556
Total interest expense$2,243,000667
Net interest income$28,632,000556
Provision for loan and lease losses$1,075,000287
Total noninterest income$5,413,000813
Gross Fiduciary activities income$571,000448
Service charges on deposit accounts$1,466,000390
Trading account gains and feesNANA
Additional Noninterest Income$3,376,000891
Total noninterest expense$20,469,000634
Salaries and employee benefits$11,513,000640
Premises and equipment expense$2,297,000583
Additional noninterest expense$6,659,000592
Pre-tax net operating income$12,501,000635
Securities gains (losses)$-21,0004,720
Applicable income taxes$3,299,000529
Income before extraordinary items$9,181,000709
Extraordinary gains, net$06
Net income$9,181,000709
Minority interest net income$067
Net income of bank and minority interests.$9,181,000709
Net charge-offs$-125,0004,646
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,197,590690
2021-03-31 (YTD Data)Rank
Total interest income$15,345,000561
Total interest expense$1,185,000667
Net interest income$14,160,000552
Provision for loan and lease losses$425,000421
Total noninterest income$2,548,000842
Gross Fiduciary activities income$273,000455
Service charges on deposit accounts$727,000390
Trading account gains and feesNANA
Additional Noninterest Income$1,548,000957
Total noninterest expense$10,102,000640
Salaries and employee benefits$5,843,000635
Premises and equipment expense$1,118,000612
Additional noninterest expense$3,141,000608
Pre-tax net operating income$6,181,000648
Securities gains (losses)$-18,0004,716
Applicable income taxes$1,629,000535
Income before extraordinary items$4,534,000729
Extraordinary gains, net$03
Net income$4,534,000729
Minority interest net income$055
Net income of bank and minority interests.$4,534,000729
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,548,220712
2020-12-31 (YTD Data)Rank
Total interest income$59,677,000577
Total interest expense$6,558,000727
Net interest income$53,119,000553
Provision for loan and lease losses$3,900,000679
Total noninterest income$10,196,000788
Gross Fiduciary activities income$1,017,000454
Service charges on deposit accounts$3,023,000380
Trading account gains and feesNANA
Additional Noninterest Income$6,156,000890
Total noninterest expense$37,172,000672
Salaries and employee benefits$21,047,000680
Premises and equipment expense$4,132,000634
Additional noninterest expense$11,993,000628
Pre-tax net operating income$22,243,000546
Securities gains (losses)$374,000718
Applicable income taxes$5,660,000447
Income before extraordinary items$16,957,000592
Extraordinary gains, net$04
Net income$16,957,000591
Minority interest net income$072
Net income of bank and minority interests.$16,957,000592
Net charge-offs$519,000946
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,661,540586
2020-09-30 (YTD Data)Rank
Total interest income$44,182,000583
Total interest expense$5,202,000743
Net interest income$38,980,000556
Provision for loan and lease losses$2,850,000717
Total noninterest income$7,245,000794
Gross Fiduciary activities income$744,000457
Service charges on deposit accounts$2,188,000384
Trading account gains and feesNANA
Additional Noninterest Income$4,313,000895
Total noninterest expense$27,020,000687
Salaries and employee benefits$15,079,000697
Premises and equipment expense$3,025,000641
Additional noninterest expense$8,916,000613
Pre-tax net operating income$16,355,000526
Securities gains (losses)$381,000589
Applicable income taxes$4,223,000418
Income before extraordinary items$12,513,000572
Extraordinary gains, net$04
Net income$12,513,000572
Minority interest net income$065
Net income of bank and minority interests.$12,513,000572
Net charge-offs$580,000686
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,212,010568
2020-06-30 (YTD Data)Rank
Total interest income$29,280,000591
Total interest expense$3,730,000756
Net interest income$25,550,000564
Provision for loan and lease losses$1,350,000907
Total noninterest income$4,690,000764
Gross Fiduciary activities income$479,000463
Service charges on deposit accounts$1,489,000372
Trading account gains and feesNANA
Additional Noninterest Income$2,722,000882
Total noninterest expense$17,429,000699
Salaries and employee benefits$9,510,000736
Premises and equipment expense$1,960,000656
Additional noninterest expense$5,959,000605
Pre-tax net operating income$11,461,000449
Securities gains (losses)$379,000451
Applicable income taxes$2,990,000361
Income before extraordinary items$8,850,000505
Extraordinary gains, net$04
Net income$8,850,000501
Minority interest net income$065
Net income of bank and minority interests.$8,850,000505
Net charge-offs$767,000459
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,550,590491
2020-03-31 (YTD Data)Rank
Total interest income$14,687,000589
Total interest expense$2,169,000725
Net interest income$12,518,000565
Provision for loan and lease losses$350,0001,098
Total noninterest income$2,341,000742
Gross Fiduciary activities income$241,000467
Service charges on deposit accounts$904,000365
Trading account gains and feesNANA
Additional Noninterest Income$1,196,000854
Total noninterest expense$10,042,000608
Salaries and employee benefits$5,929,000574
Premises and equipment expense$1,012,000638
Additional noninterest expense$3,101,000592
Pre-tax net operating income$4,467,000522
Securities gains (losses)$1,0001,614
Applicable income taxes$1,128,000418
Income before extraordinary items$3,340,000586
Extraordinary gains, net$04
Net income$3,340,000587
Minority interest net income$056
Net income of bank and minority interests.$3,340,000586
Net charge-offs$479,000385
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,339,210564
2019-12-31 (YTD Data)Rank
Total interest income$59,779,000587
Total interest expense$9,689,000697
Net interest income$50,090,000564
Provision for loan and lease losses$700,0001,194
Total noninterest income$9,602,000714
Gross Fiduciary activities income$1,017,000456
Service charges on deposit accounts$4,034,000338
Trading account gains and feesNANA
Additional Noninterest Income$4,551,000885
Total noninterest expense$36,752,000639
Salaries and employee benefits$20,619,000642
Premises and equipment expense$3,868,000660
Additional noninterest expense$12,265,000583
Pre-tax net operating income$22,240,000561
Securities gains (losses)$41,0001,320
Applicable income taxes$5,713,000465
Income before extraordinary items$16,568,000616
Extraordinary gains, net$011
Net income$16,568,000617
Minority interest net income$076
Net income of bank and minority interests.$16,568,000617
Net charge-offs$536,000981
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,535,610602
2019-09-30 (YTD Data)Rank
Total interest income$44,615,000590
Total interest expense$7,287,000702
Net interest income$37,328,000569
Provision for loan and lease losses$500,0001,154
Total noninterest income$6,880,000735
Gross Fiduciary activities income$748,000453
Service charges on deposit accounts$3,035,000343
Trading account gains and fees$0129
Additional Noninterest Income$3,097,000932
Total noninterest expense$27,072,000649
Salaries and employee benefits$15,006,000662
Premises and equipment expense$2,868,000669
Additional noninterest expense$9,198,000577
Pre-tax net operating income$16,636,000565
Securities gains (losses)$47,0001,092
Applicable income taxes$4,293,000473
Income before extraordinary items$12,390,000626
Extraordinary gains, net$011
Net income$12,390,000627
Minority interest net income$072
Net income of bank and minority interests.$12,390,000626
Net charge-offs$405,000856
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,352,870613
2019-06-30 (YTD Data)Rank
Total interest income$29,422,000594
Total interest expense$4,772,000706
Net interest income$24,650,000575
Provision for loan and lease losses$300,0001,195
Total noninterest income$4,482,000741
Gross Fiduciary activities income$493,000457
Service charges on deposit accounts$2,014,000339
Trading account gains and fees$0131
Additional Noninterest Income$1,975,000938
Total noninterest expense$17,865,000659
Salaries and employee benefits$7,648,000842
Premises and equipment expense$1,557,000822
Additional noninterest expense$8,660,000433
Pre-tax net operating income$10,967,000557
Securities gains (losses)$41,000800
Applicable income taxes$2,869,000464
Income before extraordinary items$8,139,000611
Extraordinary gains, net$011
Net income$8,139,000611
Minority interest net income$069
Net income of bank and minority interests.$8,139,000611
Net charge-offs$338,000728
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,106,610605
2019-03-31 (YTD Data)Rank
Total interest income$14,671,000589
Total interest expense$2,313,000710
Net interest income$12,358,000566
Provision for loan and lease losses$100,0001,466
Total noninterest income$1,962,000776
Gross Fiduciary activities income$243,000464
Service charges on deposit accounts$958,000347
Trading account gains and fees$0126
Additional Noninterest Income$761,0001,099
Total noninterest expense$9,036,000643
Salaries and employee benefits$3,851,000836
Premises and equipment expense$773,000835
Additional noninterest expense$4,412,000417
Pre-tax net operating income$5,184,000575
Securities gains (losses)$22,000560
Applicable income taxes$1,358,000474
Income before extraordinary items$3,848,000633
Extraordinary gains, net$05
Net income$3,848,000633
Minority interest net income$052
Net income of bank and minority interests.$3,848,000632
Net charge-offs$25,0001,595
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,830,620621
2018-12-31 (YTD Data)Rank
Total interest income$55,943,000575
Total interest expense$5,283,000880
Net interest income$50,660,000536
Provision for loan and lease losses$1,674,000583
Total noninterest income$8,752,000751
Gross Fiduciary activities income$1,020,000459
Service charges on deposit accounts$3,986,000355
Trading account gains and fees$0126
Additional Noninterest Income$3,746,000967
Total noninterest expense$35,524,000642
Salaries and employee benefits$16,110,000778
Premises and equipment expense$2,931,000850
Additional noninterest expense$16,483,000436
Pre-tax net operating income$22,214,000550
Securities gains (losses)$-5,0004,250
Applicable income taxes$5,770,000433
Income before extraordinary items$16,439,000602
Extraordinary gains, net$06
Net income$16,439,000600
Minority interest net income$072
Net income of bank and minority interests.$16,439,000601
Net charge-offs$1,112,000528
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,442,950605
2018-09-30 (YTD Data)Rank
Total interest income$41,299,000577
Total interest expense$3,106,0001,035
Net interest income$38,193,000529
Provision for loan and lease losses$1,214,000561
Total noninterest income$6,604,000761
Gross Fiduciary activities income$779,000448
Service charges on deposit accounts$2,914,000362
Trading account gains and fees$0138
Additional Noninterest Income$2,911,000951
Total noninterest expense$26,790,000640
Salaries and employee benefits$12,218,000775
Premises and equipment expense$2,207,000850
Additional noninterest expense$12,365,000434
Pre-tax net operating income$16,793,000544
Securities gains (losses)$-20,0004,928
Applicable income taxes$4,375,000438
Income before extraordinary items$12,398,000592
Extraordinary gains, net$05
Net income$12,398,000590
Minority interest net income$066
Net income of bank and minority interests.$12,398,000591
Net charge-offs$667,000598
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,413,800590
2018-06-30 (YTD Data)Rank
Total interest income$26,874,000578
Total interest expense$1,818,0001,096
Net interest income$25,056,000534
Provision for loan and lease losses$905,000505
Total noninterest income$4,420,000759
Gross Fiduciary activities income$530,000445
Service charges on deposit accounts$1,907,000366
Trading account gains and fees$0130
Additional Noninterest Income$1,983,000943
Total noninterest expense$17,837,000640
Salaries and employee benefits$8,229,000772
Premises and equipment expense$1,499,000838
Additional noninterest expense$8,109,000445
Pre-tax net operating income$10,734,000558
Securities gains (losses)$-2,0004,720
Applicable income taxes$2,789,000450
Income before extraordinary items$7,943,000606
Extraordinary gains, net$06
Net income$7,943,000604
Minority interest net income$065
Net income of bank and minority interests.$7,943,000605
Net charge-offs$565,000489
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,944,580606
2018-03-31 (YTD Data)Rank
Total interest income$13,168,000583
Total interest expense$773,0001,206
Net interest income$12,395,000537
Provision for loan and lease losses$489,000488
Total noninterest income$2,149,000743
Gross Fiduciary activities income$262,000451
Service charges on deposit accounts$932,000371
Trading account gains and fees$0123
Additional Noninterest Income$955,000957
Total noninterest expense$9,240,000625
Salaries and employee benefits$4,230,000758
Premises and equipment expense$759,000831
Additional noninterest expense$4,251,000424
Pre-tax net operating income$4,815,000592
Securities gains (losses)$-18,0005,298
Applicable income taxes$1,257,000475
Income before extraordinary items$3,540,000665
Extraordinary gains, net$07
Net income$3,540,000664
Minority interest net income$052
Net income of bank and minority interests.$3,540,000665
Net charge-offs$483,000317
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,554,220657
2017-12-31 (YTD Data)Rank
Total interest income$47,919,000600
Total interest expense$2,278,0001,385
Net interest income$45,641,000549
Provision for loan and lease losses$2,291,000468
Total noninterest income$7,997,000813
Gross Fiduciary activities income$1,044,000452
Service charges on deposit accounts$3,628,000379
Trading account gains and fees$0151
Additional Noninterest Income$3,325,0001,085
Total noninterest expense$32,360,000680
Salaries and employee benefits$13,971,000870
Premises and equipment expense$2,657,000916
Additional noninterest expense$15,732,000447
Pre-tax net operating income$18,987,000567
Securities gains (losses)$5,0001,791
Applicable income taxes$9,127,000437
Income before extraordinary items$9,865,000762
Extraordinary gains, net$09
Net income$9,865,000762
Minority interest net income$076
Net income of bank and minority interests.$9,865,000762
Net charge-offs$1,236,000586
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,861,800756
2017-09-30 (YTD Data)Rank
Total interest income$34,893,000612
Total interest expense$1,678,0001,389
Net interest income$33,215,000568
Provision for loan and lease losses$1,746,000458
Total noninterest income$5,702,000852
Gross Fiduciary activities income$778,000455
Service charges on deposit accounts$2,657,000390
Trading account gains and fees$0145
Additional Noninterest Income$2,267,0001,166
Total noninterest expense$23,875,000690
Salaries and employee benefits$10,262,000891
Premises and equipment expense$1,951,000938
Additional noninterest expense$11,662,000450
Pre-tax net operating income$13,296,000613
Securities gains (losses)$5,0001,816
Applicable income taxes$5,309,000474
Income before extraordinary items$7,992,000767
Extraordinary gains, net$09
Net income$7,992,000766
Minority interest net income$071
Net income of bank and minority interests.$7,992,000767
Net charge-offs$1,177,000446
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,988,800753
2017-06-30 (YTD Data)Rank
Total interest income$21,912,000647
Total interest expense$1,066,0001,411
Net interest income$20,846,000593
Provision for loan and lease losses$1,401,000381
Total noninterest income$3,709,000860
Gross Fiduciary activities income$516,000452
Service charges on deposit accounts$1,712,000395
Trading account gains and fees$0139
Additional Noninterest Income$1,481,0001,202
Total noninterest expense$15,493,000709
Salaries and employee benefits$6,546,000927
Premises and equipment expense$1,247,000967
Additional noninterest expense$7,700,000459
Pre-tax net operating income$7,661,000666
Securities gains (losses)$01,906
Applicable income taxes$3,054,000518
Income before extraordinary items$4,607,000857
Extraordinary gains, net$011
Net income$4,607,000858
Minority interest net income$071
Net income of bank and minority interests.$4,607,000857
Net charge-offs$995,000361
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,607,000848
2017-03-31 (YTD Data)Rank
Total interest income$10,419,000674
Total interest expense$515,0001,424
Net interest income$9,904,000626
Provision for loan and lease losses$428,000508
Total noninterest income$1,806,000869
Gross Fiduciary activities income$259,000462
Service charges on deposit accounts$834,000403
Trading account gains and fees$0142
Additional Noninterest Income$713,0001,210
Total noninterest expense$7,493,000734
Salaries and employee benefits$3,174,000960
Premises and equipment expense$599,0001,011
Additional noninterest expense$3,720,000471
Pre-tax net operating income$3,789,000659
Securities gains (losses)$01,153
Applicable income taxes$1,513,000506
Income before extraordinary items$2,276,000835
Extraordinary gains, net$08
Net income$2,276,000835
Minority interest net income$055
Net income of bank and minority interests.$2,276,000835
Net charge-offs$227,000551
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,276,000825
2016-12-31 (YTD Data)Rank
Total interest income$40,531,000668
Total interest expense$2,407,0001,197
Net interest income$38,124,000636
Provision for loan and lease losses$1,848,000556
Total noninterest income$7,577,000850
Gross Fiduciary activities income$1,044,000448
Service charges on deposit accounts$3,465,000402
Trading account gains and fees$0170
Additional Noninterest Income$3,068,0001,188
Total noninterest expense$28,874,000742
Salaries and employee benefits$10,042,0001,150
Premises and equipment expense$2,407,000985
Additional noninterest expense$16,425,000435
Pre-tax net operating income$14,979,000646
Securities gains (losses)$30,0002,159
Applicable income taxes$5,887,000496
Income before extraordinary items$9,122,000827
Extraordinary gains, net$05
Net income$9,122,000827
Minority interest net income$082
Net income of bank and minority interests.$9,122,000826
Net charge-offs$1,438,000504
Cash dividends$680,0002,636
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,102,800808
2016-09-30 (YTD Data)Rank
Total interest income$30,058,000671
Total interest expense$1,866,0001,155
Net interest income$28,192,000639
Provision for loan and lease losses$1,430,000527
Total noninterest income$5,578,000866
Gross Fiduciary activities income$792,000447
Service charges on deposit accounts$2,582,000400
Trading account gains and fees$0169
Additional Noninterest Income$2,204,0001,222
Total noninterest expense$21,859,000730
Salaries and employee benefits$7,636,0001,129
Premises and equipment expense$1,807,000986
Additional noninterest expense$12,416,000432
Pre-tax net operating income$10,481,000687
Securities gains (losses)$30,0002,103
Applicable income taxes$3,972,000535
Income before extraordinary items$6,539,000855
Extraordinary gains, net$05
Net income$6,539,000855
Minority interest net income$071
Net income of bank and minority interests.$6,539,000855
Net charge-offs$1,132,000436
Cash dividends$380,0002,672
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,519,800831
2016-06-30 (YTD Data)Rank
Total interest income$9,260,0001,376
Total interest expense$577,0002,208
Net interest income$8,683,0001,337
Provision for loan and lease losses$150,0001,887
Total noninterest income$2,428,0001,157
Gross Fiduciary activities income$523,000454
Service charges on deposit accounts$1,011,000628
Trading account gains and fees$0157
Additional Noninterest Income$894,0001,680
Total noninterest expense$7,754,0001,298
Salaries and employee benefits$2,990,0001,791
Premises and equipment expense$767,0001,489
Additional noninterest expense$3,997,000827
Pre-tax net operating income$3,207,0001,350
Securities gains (losses)$02,835
Applicable income taxes$1,205,000934
Income before extraordinary items$2,002,0001,660
Extraordinary gains, net$016
Net income$2,002,0001,661
Minority interest net income$071
Net income of bank and minority interests.$2,002,0001,661
Net charge-offs$187,0001,176
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,002,0001,612
2016-03-31 (YTD Data)Rank
Total interest income$4,568,0001,387
Total interest expense$293,0002,175
Net interest income$4,275,0001,347
Provision for loan and lease losses$75,0001,741
Total noninterest income$1,168,0001,164
Gross Fiduciary activities income$256,000453
Service charges on deposit accounts$487,000651
Trading account gains and fees$0142
Additional Noninterest Income$425,0001,674
Total noninterest expense$3,883,0001,297
Salaries and employee benefits$1,532,0001,753
Premises and equipment expense$396,0001,461
Additional noninterest expense$1,955,000831
Pre-tax net operating income$1,485,0001,415
Securities gains (losses)$02,077
Applicable income taxes$556,000976
Income before extraordinary items$929,0001,736
Extraordinary gains, net$012
Net income$929,0001,737
Minority interest net income$062
Net income of bank and minority interests.$929,0001,737
Net charge-offs$152,000786
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$929,0001,696
2015-12-31 (YTD Data)Rank
Total interest income$18,085,0001,384
Total interest expense$1,318,0001,970
Net interest income$16,767,0001,338
Provision for loan and lease losses$250,0002,084
Total noninterest income$4,485,0001,210
Gross Fiduciary activities income$1,198,000434
Service charges on deposit accounts$1,666,000781
Trading account gains and fees$0159
Additional Noninterest Income$1,621,0001,756
Total noninterest expense$15,444,0001,278
Salaries and employee benefits$5,886,0001,770
Premises and equipment expense$1,535,0001,502
Additional noninterest expense$8,023,000816
Pre-tax net operating income$5,558,0001,444
Securities gains (losses)$03,216
Applicable income taxes$2,069,000984
Income before extraordinary items$3,489,0001,803
Extraordinary gains, net$023
Net income$3,489,0001,804
Minority interest net income$081
Net income of bank and minority interests.$3,489,0001,805
Net charge-offs$69,0002,994
Cash dividends$280,0003,472
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,489,0001,770
2015-09-30 (YTD Data)Rank
Total interest income$13,399,0001,406
Total interest expense$1,005,0001,958
Net interest income$12,394,0001,362
Provision for loan and lease losses$250,0001,694
Total noninterest income$3,305,0001,230
Gross Fiduciary activities income$945,000425
Service charges on deposit accounts$1,178,000823
Trading account gains and fees$0153
Additional Noninterest Income$1,182,0001,818
Total noninterest expense$11,664,0001,278
Salaries and employee benefits$4,377,0001,788
Premises and equipment expense$1,151,0001,513
Additional noninterest expense$6,136,000806
Pre-tax net operating income$3,785,0001,591
Securities gains (losses)$03,031
Applicable income taxes$1,411,0001,077
Income before extraordinary items$2,374,0001,971
Extraordinary gains, net$021
Net income$2,374,0001,973
Minority interest net income$078
Net income of bank and minority interests.$2,374,0001,973
Net charge-offs$198,0001,562
Cash dividends$280,0002,879
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,374,0001,937
2015-06-30 (YTD Data)Rank
Total interest income$8,867,0001,425
Total interest expense$674,0001,952
Net interest income$8,193,0001,375
Provision for loan and lease losses$190,0001,565
Total noninterest income$2,156,0001,265
Gross Fiduciary activities income$690,000410
Service charges on deposit accounts$721,000874
Trading account gains and fees$0157
Additional Noninterest Income$745,0001,890
Total noninterest expense$7,753,0001,285
Salaries and employee benefits$2,906,0001,806
Premises and equipment expense$782,0001,496
Additional noninterest expense$4,065,000815
Pre-tax net operating income$2,406,0001,628
Securities gains (losses)$02,636
Applicable income taxes$888,0001,111
Income before extraordinary items$1,518,0002,027
Extraordinary gains, net$022
Net income$1,518,0002,029
Minority interest net income$075
Net income of bank and minority interests.$1,518,0002,029
Net charge-offs$178,0001,266
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,518,0001,981
2015-03-31 (YTD Data)Rank
Total interest income$4,393,0001,428
Total interest expense$341,0001,959
Net interest income$4,052,0001,393
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,067,0001,228
Gross Fiduciary activities income$354,000409
Service charges on deposit accounts$353,000874
Trading account gains and fees$0152
Additional Noninterest Income$360,0001,885
Total noninterest expense$3,916,0001,281
Salaries and employee benefits$1,465,0001,803
Premises and equipment expense$389,0001,526
Additional noninterest expense$2,062,000796
Pre-tax net operating income$1,053,0001,777
Securities gains (losses)$02,027
Applicable income taxes$385,0001,223
Income before extraordinary items$668,0002,225
Extraordinary gains, net$013
Net income$668,0002,226
Minority interest net income$064
Net income of bank and minority interests.$668,0002,226
Net charge-offs$99,0001,124
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$668,0002,159
2014-12-31 (YTD Data)Rank
Total interest income$17,578,0001,435
Total interest expense$1,610,0001,788
Net interest income$15,968,0001,398
Provision for loan and lease losses$325,0001,899
Total noninterest income$3,864,0001,307
Gross Fiduciary activities income$1,353,000413
Service charges on deposit accounts$1,432,000923
Trading account gains and fees$0180
Additional Noninterest Income$1,079,0002,232
Total noninterest expense$15,181,0001,297
Salaries and employee benefits$6,204,0001,676
Premises and equipment expense$1,416,0001,651
Additional noninterest expense$7,561,000866
Pre-tax net operating income$4,326,0001,727
Securities gains (losses)$23,0002,251
Applicable income taxes$1,591,0001,149
Income before extraordinary items$2,758,0002,146
Extraordinary gains, net$017
Net income$2,758,0002,146
Minority interest net income$084
Net income of bank and minority interests.$2,758,0002,145
Net charge-offs$271,0002,124
Cash dividends$200,0003,700
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,743,2802,107
2014-09-30 (YTD Data)Rank
Total interest income$13,131,0001,446
Total interest expense$1,235,0001,772
Net interest income$11,896,0001,410
Provision for loan and lease losses$425,0001,325
Total noninterest income$2,889,0001,326
Gross Fiduciary activities income$1,007,000416
Service charges on deposit accounts$1,051,000950
Trading account gains and fees$0174
Additional Noninterest Income$831,0002,203
Total noninterest expense$11,453,0001,307
Salaries and employee benefits$4,795,0001,616
Premises and equipment expense$1,062,0001,667
Additional noninterest expense$5,596,000874
Pre-tax net operating income$2,907,0001,907
Securities gains (losses)$02,980
Applicable income taxes$1,063,0001,258
Income before extraordinary items$1,844,0002,364
Extraordinary gains, net$015
Net income$1,844,0002,365
Minority interest net income$081
Net income of bank and minority interests.$1,844,0002,364
Net charge-offs$255,0001,735
Cash dividends$200,0003,059
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,844,0002,308
2014-06-30 (YTD Data)Rank
Total interest income$8,715,0001,449
Total interest expense$841,0001,754
Net interest income$7,874,0001,409
Provision for loan and lease losses$400,000998
Total noninterest income$2,021,0001,277
Gross Fiduciary activities income$662,000415
Service charges on deposit accounts$677,000971
Trading account gains and fees$0172
Additional Noninterest Income$682,0001,884
Total noninterest expense$7,353,0001,341
Salaries and employee benefits$2,945,0001,755
Premises and equipment expense$724,0001,632
Additional noninterest expense$3,684,000877
Pre-tax net operating income$2,142,0001,714
Securities gains (losses)$02,580
Applicable income taxes$789,0001,141
Income before extraordinary items$1,353,0002,150
Extraordinary gains, net$020
Net income$1,353,0002,154
Minority interest net income$080
Net income of bank and minority interests.$1,353,0002,153
Net charge-offs$214,0001,530
Cash dividends$200,0002,696
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,353,0002,105
2014-03-31 (YTD Data)Rank
Total interest income$4,347,0001,455
Total interest expense$433,0001,728
Net interest income$3,914,0001,409
Provision for loan and lease losses$225,000909
Total noninterest income$1,012,0001,240
Gross Fiduciary activities income$320,000421
Service charges on deposit accounts$324,000992
Trading account gains and fees$0147
Additional Noninterest Income$368,0001,761
Total noninterest expense$3,708,0001,347
Salaries and employee benefits$1,497,0001,733
Premises and equipment expense$386,0001,566
Additional noninterest expense$1,825,000874
Pre-tax net operating income$993,0001,779
Securities gains (losses)$01,715
Applicable income taxes$361,0001,167
Income before extraordinary items$632,0002,190
Extraordinary gains, net$016
Net income$632,0002,192
Minority interest net income$066
Net income of bank and minority interests.$632,0002,192
Net charge-offs$134,0001,187
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$632,0002,142
2013-12-31 (YTD Data)Rank
Total interest income$17,944,0001,419
Total interest expense$2,158,0001,585
Net interest income$15,786,0001,373
Provision for loan and lease losses$2,091,000605
Total noninterest income$3,650,0001,410
Gross Fiduciary activities income$1,160,000427
Service charges on deposit accounts$1,358,0001,020
Trading account gains and fees$0184
Additional Noninterest Income$1,132,0002,203
Total noninterest expense$14,287,0001,387
Salaries and employee benefits$6,152,0001,661
Premises and equipment expense$1,448,0001,630
Additional noninterest expense$6,687,0001,015
Pre-tax net operating income$3,058,0002,140
Securities gains (losses)$730,000315
Applicable income taxes$1,355,0001,207
Income before extraordinary items$2,433,0002,246
Extraordinary gains, net$029
Net income$2,433,0002,249
Minority interest net income$090
Net income of bank and minority interests.$2,433,0002,249
Net charge-offs$2,778,000576
Cash dividends$1,859,0001,276
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,965,8002,579
2013-09-30 (YTD Data)Rank
Total interest income$13,517,0001,419
Total interest expense$1,689,0001,556
Net interest income$11,828,0001,374
Provision for loan and lease losses$1,967,000505
Total noninterest income$2,925,0001,369
Gross Fiduciary activities income$838,000435
Service charges on deposit accounts$1,013,0001,023
Trading account gains and fees$0180
Additional Noninterest Income$1,074,0001,947
Total noninterest expense$10,727,0001,383
Salaries and employee benefits$4,643,0001,660
Premises and equipment expense$1,105,0001,611
Additional noninterest expense$4,979,0001,021
Pre-tax net operating income$2,059,0002,365
Securities gains (losses)$730,000287
Applicable income taxes$1,000,0001,250
Income before extraordinary items$1,789,0002,320
Extraordinary gains, net$025
Net income$1,789,0002,325
Minority interest net income$084
Net income of bank and minority interests.$1,789,0002,325
Net charge-offs$2,478,000515
Cash dividends$1,858,000931
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,321,8002,815
2013-06-30 (YTD Data)Rank
Total interest income$9,188,0001,384
Total interest expense$1,178,0001,523
Net interest income$8,010,0001,350
Provision for loan and lease losses$800,000795
Total noninterest income$1,902,0001,397
Gross Fiduciary activities income$546,000439
Service charges on deposit accounts$668,0001,011
Trading account gains and fees$0157
Additional Noninterest Income$688,0002,049
Total noninterest expense$7,174,0001,375
Salaries and employee benefits$3,128,0001,658
Premises and equipment expense$771,0001,550
Additional noninterest expense$3,275,0001,024
Pre-tax net operating income$1,938,0001,772
Securities gains (losses)$730,000259
Applicable income taxes$972,000962
Income before extraordinary items$1,696,0001,739
Extraordinary gains, net$022
Net income$1,696,0001,744
Minority interest net income$082
Net income of bank and minority interests.$1,696,0001,745
Net charge-offs$661,0001,039
Cash dividends$950,0001,140
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,228,8002,178
2013-03-31 (YTD Data)Rank
Total interest income$4,604,0001,381
Total interest expense$616,0001,502
Net interest income$3,988,0001,350
Provision for loan and lease losses$350,000887
Total noninterest income$893,0001,459
Gross Fiduciary activities income$267,000450
Service charges on deposit accounts$325,0001,037
Trading account gains and fees$0148
Additional Noninterest Income$301,0002,213
Total noninterest expense$3,645,0001,370
Salaries and employee benefits$1,589,0001,657
Premises and equipment expense$382,0001,590
Additional noninterest expense$1,674,0001,001
Pre-tax net operating income$886,0001,899
Securities gains (losses)$01,966
Applicable income taxes$325,0001,259
Income before extraordinary items$561,0002,371
Extraordinary gains, net$010
Net income$561,0002,373
Minority interest net income$076
Net income of bank and minority interests.$561,0002,373
Net charge-offs$276,0001,120
Cash dividends$502,000921
Sale, conversion, retirement of capital stock, net$0789
Net operating income$561,0002,276
2012-12-31 (YTD Data)Rank
Total interest income$19,238,0001,384
Total interest expense$2,977,0001,487
Net interest income$16,261,0001,347
Provision for loan and lease losses$2,275,000964
Total noninterest income$4,211,0001,278
Gross Fiduciary activities income$1,006,000456
Service charges on deposit accounts$1,389,0001,028
Trading account gains and fees$0166
Additional Noninterest Income$1,816,0001,633
Total noninterest expense$14,388,0001,372
Salaries and employee benefits$6,398,0001,583
Premises and equipment expense$1,651,0001,444
Additional noninterest expense$6,339,0001,091
Pre-tax net operating income$3,809,0001,712
Securities gains (losses)$278,0001,422
Applicable income taxes$1,389,0001,158
Income before extraordinary items$2,698,0002,041
Extraordinary gains, net$029
Net income$2,698,0002,040
Minority interest net income$093
Net income of bank and minority interests.$2,698,0002,042
Net charge-offs$2,565,000954
Cash dividends$2,294,0001,094
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,514,5202,037
2012-09-30 (YTD Data)Rank
Total interest income$14,507,0001,406
Total interest expense$2,292,0001,521
Net interest income$12,215,0001,353
Provision for loan and lease losses$1,825,000917
Total noninterest income$3,342,0001,243
Gross Fiduciary activities income$764,000448
Service charges on deposit accounts$1,034,0001,035
Trading account gains and fees$0157
Additional Noninterest Income$1,544,0001,496
Total noninterest expense$10,901,0001,364
Salaries and employee benefits$4,843,0001,561
Premises and equipment expense$1,264,0001,421
Additional noninterest expense$4,794,0001,079
Pre-tax net operating income$2,831,0001,775
Securities gains (losses)$278,0001,181
Applicable income taxes$1,038,0001,193
Income before extraordinary items$2,071,0002,050
Extraordinary gains, net$020
Net income$2,071,0002,048
Minority interest net income$086
Net income of bank and minority interests.$2,071,0002,051
Net charge-offs$2,277,000843
Cash dividends$1,698,000916
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,884,7402,092
2012-06-30 (YTD Data)Rank
Total interest income$9,700,0001,416
Total interest expense$1,554,0001,552
Net interest income$8,146,0001,363
Provision for loan and lease losses$1,125,0001,003
Total noninterest income$2,354,0001,178
Gross Fiduciary activities income$498,000452
Service charges on deposit accounts$677,0001,042
Trading account gains and fees$0153
Additional Noninterest Income$1,179,0001,356
Total noninterest expense$7,331,0001,353
Salaries and employee benefits$3,285,0001,539
Premises and equipment expense$851,0001,396
Additional noninterest expense$3,195,0001,086
Pre-tax net operating income$2,044,0001,659
Securities gains (losses)$03,178
Applicable income taxes$717,0001,156
Income before extraordinary items$1,327,0002,090
Extraordinary gains, net$019
Net income$1,327,0002,089
Minority interest net income$084
Net income of bank and minority interests.$1,327,0002,090
Net charge-offs$1,309,000939
Cash dividends$1,061,000920
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,327,0001,984
2012-03-31 (YTD Data)Rank
Total interest income$4,835,0001,428
Total interest expense$785,0001,597
Net interest income$4,050,0001,365
Provision for loan and lease losses$600,000917
Total noninterest income$1,057,0001,275
Gross Fiduciary activities income$242,000459
Service charges on deposit accounts$335,0001,051
Trading account gains and fees$0148
Additional Noninterest Income$480,0001,548
Total noninterest expense$3,714,0001,333
Salaries and employee benefits$1,676,0001,519
Premises and equipment expense$438,0001,356
Additional noninterest expense$1,600,0001,067
Pre-tax net operating income$793,0002,047
Securities gains (losses)$02,210
Applicable income taxes$261,0001,441
Income before extraordinary items$532,0002,479
Extraordinary gains, net$019
Net income$532,0002,481
Minority interest net income$078
Net income of bank and minority interests.$532,0002,482
Net charge-offs$1,007,000666
Cash dividends$636,000722
Sale, conversion, retirement of capital stock, net$0861
Net operating income$532,0002,357
2011-12-31 (YTD Data)Rank
Total interest income$19,913,0001,429
Total interest expense$3,606,0001,661
Net interest income$16,307,0001,362
Provision for loan and lease losses$3,150,0001,155
Total noninterest income$4,120,0001,215
Gross Fiduciary activities income$928,000411
Service charges on deposit accounts$1,455,0001,017
Trading account gains and fees$0146
Additional Noninterest Income$1,737,0001,494
Total noninterest expense$14,307,0001,366
Salaries and employee benefits$5,979,0001,637
Premises and equipment expense$1,489,0001,668
Additional noninterest expense$6,839,0001,024
Pre-tax net operating income$2,970,0001,851
Securities gains (losses)$81,0002,227
Applicable income taxes$1,084,0001,272
Income before extraordinary items$1,967,0002,289
Extraordinary gains, net$029
Net income$1,967,0002,290
Minority interest net income$096
Net income of bank and minority interests.$1,967,0002,290
Net charge-offs$3,447,0001,090
Cash dividends$989,0001,657
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,915,1602,260
2011-09-30 (YTD Data)Rank
Total interest income$14,882,0001,454
Total interest expense$2,779,0001,686
Net interest income$12,103,0001,378
Provision for loan and lease losses$2,300,0001,126
Total noninterest income$3,065,0001,221
Gross Fiduciary activities income$694,000410
Service charges on deposit accounts$1,097,0001,008
Trading account gains and fees$0145
Additional Noninterest Income$1,274,0001,498
Total noninterest expense$11,107,0001,327
Salaries and employee benefits$4,510,0001,634
Premises and equipment expense$1,124,0001,678
Additional noninterest expense$5,473,000973
Pre-tax net operating income$1,761,0002,297
Securities gains (losses)$81,0001,970
Applicable income taxes$670,0001,469
Income before extraordinary items$1,172,0002,765
Extraordinary gains, net$021
Net income$1,172,0002,767
Minority interest net income$087
Net income of bank and minority interests.$1,172,0002,767
Net charge-offs$2,609,0001,028
Cash dividends$739,0001,442
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,120,1602,745
2011-06-30 (YTD Data)Rank
Total interest income$9,797,0001,489
Total interest expense$1,903,0001,706
Net interest income$7,894,0001,420
Provision for loan and lease losses$1,650,0001,039
Total noninterest income$2,024,0001,217
Gross Fiduciary activities income$460,000420
Service charges on deposit accounts$728,0001,003
Trading account gains and fees$0153
Additional Noninterest Income$836,0001,516
Total noninterest expense$7,570,0001,312
Salaries and employee benefits$3,069,0001,615
Premises and equipment expense$755,0001,675
Additional noninterest expense$3,746,000969
Pre-tax net operating income$698,0003,187
Securities gains (losses)$81,0001,283
Applicable income taxes$264,0001,935
Income before extraordinary items$515,0003,524
Extraordinary gains, net$015
Net income$515,0003,525
Minority interest net income$089
Net income of bank and minority interests.$515,0003,525
Net charge-offs$1,410,0001,178
Cash dividends$506,0001,390
Sale, conversion, retirement of capital stock, net$0986
Net operating income$461,5403,628
2011-03-31 (YTD Data)Rank
Total interest income$4,781,0001,536
Total interest expense$976,0001,726
Net interest income$3,805,0001,465
Provision for loan and lease losses$825,000990
Total noninterest income$976,0001,239
Gross Fiduciary activities income$376,000326
Service charges on deposit accounts$347,0001,038
Trading account gains and fees$0158
Additional Noninterest Income$253,0002,132
Total noninterest expense$3,982,0001,254
Salaries and employee benefits$1,607,0001,562
Premises and equipment expense$392,0001,638
Additional noninterest expense$1,983,000902
Pre-tax net operating income$-26,0006,485
Securities gains (losses)$79,000613
Applicable income taxes$3,0004,206
Income before extraordinary items$50,0005,709
Extraordinary gains, net$09
Net income$50,0005,708
Minority interest net income$086
Net income of bank and minority interests.$50,0005,709
Net charge-offs$891,000930
Cash dividends$506,000720
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-24,2606,495
2010-12-31 (YTD Data)Rank
Total interest income$16,834,0001,795
Total interest expense$3,828,0002,075
Net interest income$13,006,0001,699
Provision for loan and lease losses$1,219,0002,757
Total noninterest income$4,139,0001,235
Gross Fiduciary activities income$1,509,000314
Service charges on deposit accounts$1,497,0001,018
Trading account gains and fees$0175
Additional Noninterest Income$1,133,0002,032
Total noninterest expense$11,280,0001,752
Salaries and employee benefits$5,199,0001,871
Premises and equipment expense$1,048,0002,384
Additional noninterest expense$5,033,0001,442
Pre-tax net operating income$4,646,0001,097
Securities gains (losses)$03,793
Applicable income taxes$1,623,000853
Income before extraordinary items$3,023,0001,391
Extraordinary gains, net$029
Net income$3,023,0001,394
Minority interest net income$0111
Net income of bank and minority interests.$3,023,0001,395
Net charge-offs$1,242,0002,399
Cash dividends$1,671,000965
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,023,0001,348
2010-09-30 (YTD Data)Rank
Total interest income$12,486,0001,859
Total interest expense$2,934,0002,121
Net interest income$9,552,0001,754
Provision for loan and lease losses$802,0002,844
Total noninterest income$3,180,0001,207
Gross Fiduciary activities income$1,151,000312
Service charges on deposit accounts$1,140,0001,028
Trading account gains and fees$0165
Additional Noninterest Income$889,0001,941
Total noninterest expense$8,554,0001,731
Salaries and employee benefits$3,925,0001,854
Premises and equipment expense$804,0002,377
Additional noninterest expense$3,825,0001,391
Pre-tax net operating income$3,376,0001,176
Securities gains (losses)$03,651
Applicable income taxes$1,101,000941
Income before extraordinary items$2,275,0001,466
Extraordinary gains, net$023
Net income$2,275,0001,469
Minority interest net income$0110
Net income of bank and minority interests.$2,275,0001,469
Net charge-offs$858,0002,377
Cash dividends$1,164,000923
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,275,0001,407
2010-06-30 (YTD Data)Rank
Total interest income$8,324,0001,882
Total interest expense$1,968,0002,197
Net interest income$6,356,0001,760
Provision for loan and lease losses$434,0003,077
Total noninterest income$1,992,0001,235
Gross Fiduciary activities income$794,000307
Service charges on deposit accounts$759,0001,039
Trading account gains and fees$0152
Additional Noninterest Income$439,0002,281
Total noninterest expense$5,800,0001,696
Salaries and employee benefits$2,637,0001,861
Premises and equipment expense$553,0002,331
Additional noninterest expense$2,610,0001,367
Pre-tax net operating income$2,114,0001,236
Securities gains (losses)$03,184
Applicable income taxes$741,000892
Income before extraordinary items$1,373,0001,594
Extraordinary gains, net$019
Net income$1,373,0001,594
Minority interest net income$0105
Net income of bank and minority interests.$1,373,0001,594
Net charge-offs$471,0002,524
Cash dividends$780,000902
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,373,0001,520
2010-03-31 (YTD Data)Rank
Total interest income$4,121,0001,942
Total interest expense$984,0002,294
Net interest income$3,137,0001,806
Provision for loan and lease losses$217,0002,892
Total noninterest income$993,0001,241
Gross Fiduciary activities income$421,000288
Service charges on deposit accounts$369,0001,064
Trading account gains and fees$0175
Additional Noninterest Income$203,0002,370
Total noninterest expense$2,982,0001,675
Salaries and employee benefits$1,386,0001,809
Premises and equipment expense$283,0002,324
Additional noninterest expense$1,313,0001,355
Pre-tax net operating income$931,0001,396
Securities gains (losses)$02,284
Applicable income taxes$323,000992
Income before extraordinary items$608,0001,809
Extraordinary gains, net$016
Net income$608,0001,808
Minority interest net income$091
Net income of bank and minority interests.$608,0001,810
Net charge-offs$243,0002,246
Cash dividends$274,0001,153
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$608,0001,723
2009-12-31 (YTD Data)Rank
Total interest income$16,927,0002,006
Total interest expense$4,956,0002,281
Net interest income$11,971,0001,847
Provision for loan and lease losses$1,443,0002,949
Total noninterest income$3,567,0001,423
Gross Fiduciary activities income$1,122,000359
Service charges on deposit accounts$1,605,0001,084
Trading account gains and fees$0211
Additional Noninterest Income$840,0002,384
Total noninterest expense$11,607,0001,761
Salaries and employee benefits$5,217,0001,891
Premises and equipment expense$994,0002,587
Additional noninterest expense$5,396,0001,380
Pre-tax net operating income$2,488,0001,584
Securities gains (losses)$49,0002,636
Applicable income taxes$810,0001,125
Income before extraordinary items$1,727,0001,897
Extraordinary gains, net$034
Net income$1,727,0001,894
Minority interest net income$0115
Net income of bank and minority interests.$1,727,0001,896
Net charge-offs$599,0003,561
Cash dividends$1,083,0001,542
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,693,6801,885
2009-09-30 (YTD Data)Rank
Total interest income$12,565,0002,063
Total interest expense$3,840,0002,307
Net interest income$8,725,0001,902
Provision for loan and lease losses$1,275,0002,437
Total noninterest income$2,593,0001,480
Gross Fiduciary activities income$767,000378
Service charges on deposit accounts$1,206,0001,079
Trading account gains and fees$0212
Additional Noninterest Income$620,0002,467
Total noninterest expense$8,821,0001,713
Salaries and employee benefits$4,035,0001,859
Premises and equipment expense$752,0002,600
Additional noninterest expense$4,034,0001,346
Pre-tax net operating income$1,222,0002,405
Securities gains (losses)$49,0002,314
Applicable income taxes$368,0001,718
Income before extraordinary items$903,0002,643
Extraordinary gains, net$027
Net income$903,0002,639
Minority interest net income$0118
Net income of bank and minority interests.$903,0002,643
Net charge-offs$491,0003,069
Cash dividends$614,0001,766
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$868,2102,676
2009-06-30 (YTD Data)Rank
Total interest income$8,314,0002,116
Total interest expense$2,622,0002,337
Net interest income$5,692,0001,931
Provision for loan and lease losses$1,023,0002,040
Total noninterest income$1,711,0001,500
Gross Fiduciary activities income$480,000395
Service charges on deposit accounts$813,0001,057
Trading account gains and fees$0193
Additional Noninterest Income$418,0002,488
Total noninterest expense$5,949,0001,731
Salaries and employee benefits$2,722,0001,858
Premises and equipment expense$507,0002,602
Additional noninterest expense$2,720,0001,371
Pre-tax net operating income$431,0003,556
Securities gains (losses)$49,0001,917
Applicable income taxes$98,0002,646
Income before extraordinary items$382,0003,558
Extraordinary gains, net$021
Net income$382,0003,556
Minority interest net income$0112
Net income of bank and minority interests.$382,0003,557
Net charge-offs$431,0002,513
Cash dividends$509,0001,599
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$342,8003,616
2009-03-31 (YTD Data)Rank
Total interest income$4,169,0002,135
Total interest expense$1,316,0002,414
Net interest income$2,853,0001,917
Provision for loan and lease losses$252,0002,542
Total noninterest income$834,0001,505
Gross Fiduciary activities income$222,000410
Service charges on deposit accounts$400,0001,035
Trading account gains and fees$0171
Additional Noninterest Income$212,0002,433
Total noninterest expense$2,869,0001,728
Salaries and employee benefits$1,372,0001,881
Premises and equipment expense$248,0002,690
Additional noninterest expense$1,249,0001,313
Pre-tax net operating income$566,0002,158
Securities gains (losses)$49,0001,313
Applicable income taxes$199,0001,460
Income before extraordinary items$416,0002,479
Extraordinary gains, net$015
Net income$416,0002,479
Minority interest net income$0102
Net income of bank and minority interests.$416,0002,481
Net charge-offs$190,0002,181
Cash dividends$317,0001,306
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$382,6802,513
2008-12-31 (YTD Data)Rank
Total interest income$18,571,0002,054
Total interest expense$6,376,0002,385
Net interest income$12,195,0001,824
Provision for loan and lease losses$1,247,0002,408
Total noninterest income$4,772,0001,105
Gross Fiduciary activities income$946,000419
Service charges on deposit accounts$1,871,000959
Trading account gains and fees$0154
Additional Noninterest Income$1,955,0001,322
Total noninterest expense$10,995,0001,765
Salaries and employee benefits$5,497,0001,853
Premises and equipment expense$933,0002,789
Additional noninterest expense$4,565,0001,369
Pre-tax net operating income$4,725,0001,152
Securities gains (losses)$-386,0007,468
Applicable income taxes$1,509,000864
Income before extraordinary items$2,830,0001,446
Extraordinary gains, net$039
Net income$2,830,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,0002,253
Cash dividends$1,305,0001,923
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,080,9001,428
2008-09-30 (YTD Data)Rank
Total interest income$14,063,0002,084
Total interest expense$4,945,0002,402
Net interest income$9,118,0001,855
Provision for loan and lease losses$897,0001,966
Total noninterest income$3,763,0001,100
Gross Fiduciary activities income$613,000457
Service charges on deposit accounts$1,410,000951
Trading account gains and fees$0148
Additional Noninterest Income$1,740,0001,225
Total noninterest expense$8,209,0001,762
Salaries and employee benefits$4,110,0001,878
Premises and equipment expense$688,0002,849
Additional noninterest expense$3,411,0001,325
Pre-tax net operating income$3,775,0001,314
Securities gains (losses)$-371,0007,696
Applicable income taxes$1,179,0001,021
Income before extraordinary items$2,225,0001,626
Extraordinary gains, net$031
Net income$2,225,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,814
Cash dividends$985,0001,852
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,466,1501,554
2008-06-30 (YTD Data)Rank
Total interest income$9,517,0002,079
Total interest expense$3,368,0002,436
Net interest income$6,149,0001,820
Provision for loan and lease losses$382,0002,221
Total noninterest income$1,976,0001,341
Gross Fiduciary activities income$445,000450
Service charges on deposit accounts$935,000941
Trading account gains and fees$0149
Additional Noninterest Income$596,0002,007
Total noninterest expense$5,476,0001,760
Salaries and employee benefits$2,778,0001,878
Premises and equipment expense$450,0002,906
Additional noninterest expense$2,248,0001,319
Pre-tax net operating income$2,267,0001,509
Securities gains (losses)$03,233
Applicable income taxes$777,0001,139
Income before extraordinary items$1,490,0001,815
Extraordinary gains, net$021
Net income$1,490,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,371
Cash dividends$662,0001,930
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,490,0001,786
2008-03-31 (YTD Data)Rank
Total interest income$4,880,0002,087
Total interest expense$1,743,0002,508
Net interest income$3,137,0001,785
Provision for loan and lease losses$117,0002,522
Total noninterest income$1,074,0001,261
Gross Fiduciary activities income$238,000433
Service charges on deposit accounts$461,000939
Trading account gains and fees$0158
Additional Noninterest Income$375,0001,703
Total noninterest expense$2,863,0001,690
Salaries and employee benefits$1,499,0001,756
Premises and equipment expense$233,0002,821
Additional noninterest expense$1,131,0001,270
Pre-tax net operating income$1,231,0001,496
Securities gains (losses)$02,688
Applicable income taxes$424,0001,145
Income before extraordinary items$807,0001,798
Extraordinary gains, net$015
Net income$807,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$341,0001,760
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$807,0001,732
2007-12-31 (YTD Data)Rank
Total interest income$20,499,0002,044
Total interest expense$7,933,0002,335
Net interest income$12,566,0001,797
Provision for loan and lease losses$346,0002,933
Total noninterest income$4,334,0001,226
Gross Fiduciary activities income$680,000519
Service charges on deposit accounts$1,809,000978
Trading account gains and fees$0178
Additional Noninterest Income$1,845,0001,437
Total noninterest expense$11,446,0001,608
Salaries and employee benefits$5,667,0001,780
Premises and equipment expense$974,0002,635
Additional noninterest expense$4,805,0001,180
Pre-tax net operating income$5,108,0001,609
Securities gains (losses)$5,0001,575
Applicable income taxes$1,753,0001,258
Income before extraordinary items$3,360,0001,857
Extraordinary gains, net$039
Net income$3,360,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,669
Cash dividends$4,305,000849
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,356,7001,848
2007-09-30 (YTD Data)Rank
Total interest income$15,454,0002,041
Total interest expense$6,061,0002,298
Net interest income$9,393,0001,815
Provision for loan and lease losses$251,0002,599
Total noninterest income$3,185,0001,238
Gross Fiduciary activities income$489,000533
Service charges on deposit accounts$1,301,0001,011
Trading account gains and fees$0184
Additional Noninterest Income$1,395,0001,448
Total noninterest expense$8,640,0001,584
Salaries and employee benefits$4,270,0001,765
Premises and equipment expense$748,0002,574
Additional noninterest expense$3,622,0001,141
Pre-tax net operating income$3,687,0001,784
Securities gains (losses)$1,0001,492
Applicable income taxes$1,218,0001,430
Income before extraordinary items$2,470,0002,023
Extraordinary gains, net$033
Net income$2,470,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,033
Cash dividends$1,068,0001,903
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,469,3302,014
2007-06-30 (YTD Data)Rank
Total interest income$10,230,0002,067
Total interest expense$4,039,0002,306
Net interest income$6,191,0001,851
Provision for loan and lease losses$41,0004,614
Total noninterest income$2,118,0001,269
Gross Fiduciary activities income$336,000532
Service charges on deposit accounts$776,0001,137
Trading account gains and fees$0168
Additional Noninterest Income$1,006,0001,394
Total noninterest expense$5,837,0001,583
Salaries and employee benefits$2,835,0001,811
Premises and equipment expense$507,0002,554
Additional noninterest expense$2,495,0001,121
Pre-tax net operating income$2,431,0001,853
Securities gains (losses)$1,0001,305
Applicable income taxes$804,0001,484
Income before extraordinary items$1,628,0002,086
Extraordinary gains, net$029
Net income$1,628,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,655
Cash dividends$732,0001,924
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,627,3302,069
2007-03-31 (YTD Data)Rank
Total interest income$5,057,0002,089
Total interest expense$1,979,0002,337
Net interest income$3,078,0001,870
Provision for loan and lease losses$05,779
Total noninterest income$1,054,0001,255
Gross Fiduciary activities income$171,000527
Service charges on deposit accounts$357,0001,214
Trading account gains and fees$0195
Additional Noninterest Income$526,0001,305
Total noninterest expense$2,981,0001,542
Salaries and employee benefits$1,479,0001,753
Premises and equipment expense$250,0002,587
Additional noninterest expense$1,252,0001,083
Pre-tax net operating income$1,151,0001,929
Securities gains (losses)$01,187
Applicable income taxes$377,0001,585
Income before extraordinary items$774,0002,125
Extraordinary gains, net$022
Net income$774,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,038
Cash dividends$415,0001,623
Sale, conversion, retirement of capital stock, net$0885
Net operating income$774,0002,116
2006-12-31 (YTD Data)Rank
Total interest income$18,843,0002,095
Total interest expense$6,230,0002,516
Net interest income$12,613,0001,823
Provision for loan and lease losses$148,0004,088
Total noninterest income$3,721,0001,355
Gross Fiduciary activities income$377,000654
Service charges on deposit accounts$1,649,0001,070
Trading account gains and fees$0130
Additional Noninterest Income$1,695,0001,519
Total noninterest expense$10,140,0001,758
Salaries and employee benefits$4,896,0001,989
Premises and equipment expense$950,0002,591
Additional noninterest expense$4,294,0001,242
Pre-tax net operating income$6,046,0001,588
Securities gains (losses)$3,0001,365
Applicable income taxes$2,029,0001,314
Income before extraordinary items$4,020,0001,776
Extraordinary gains, net$051
Net income$4,020,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,558
Cash dividends$1,459,0001,978
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,018,0201,762
2006-09-30 (YTD Data)Rank
Total interest income$13,735,0002,137
Total interest expense$4,316,0002,609
Net interest income$9,419,0001,850
Provision for loan and lease losses$123,0003,795
Total noninterest income$2,724,0001,405
Gross Fiduciary activities income$277,000652
Service charges on deposit accounts$1,221,0001,096
Trading account gains and fees$0126
Additional Noninterest Income$1,226,0001,566
Total noninterest expense$7,606,0001,749
Salaries and employee benefits$3,735,0001,946
Premises and equipment expense$710,0002,600
Additional noninterest expense$3,161,0001,268
Pre-tax net operating income$4,414,0001,682
Securities gains (losses)$3,0001,123
Applicable income taxes$1,477,0001,406
Income before extraordinary items$2,940,0001,868
Extraordinary gains, net$045
Net income$2,940,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,678
Cash dividends$1,089,0001,814
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,937,9901,847
2006-06-30 (YTD Data)Rank
Total interest income$8,810,0002,176
Total interest expense$2,604,0002,722
Net interest income$6,206,0001,874
Provision for loan and lease losses$123,0002,963
Total noninterest income$1,871,0001,375
Gross Fiduciary activities income$189,000649
Service charges on deposit accounts$800,0001,107
Trading account gains and fees$0126
Additional Noninterest Income$882,0001,490
Total noninterest expense$4,961,0001,794
Salaries and employee benefits$2,439,0002,000
Premises and equipment expense$436,0002,786
Additional noninterest expense$2,086,0001,289
Pre-tax net operating income$2,993,0001,650
Securities gains (losses)$01,185
Applicable income taxes$977,0001,427
Income before extraordinary items$2,016,0001,813
Extraordinary gains, net$039
Net income$2,016,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$723,0001,844
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,016,0001,797
2006-03-31 (YTD Data)Rank
Total interest income$4,307,0002,178
Total interest expense$1,278,0002,676
Net interest income$3,029,0001,911
Provision for loan and lease losses$98,0002,054
Total noninterest income$800,0001,512
Gross Fiduciary activities income$94,000655
Service charges on deposit accounts$394,0001,095
Trading account gains and fees$0115
Additional Noninterest Income$312,0001,884
Total noninterest expense$2,411,0001,849
Salaries and employee benefits$1,128,0002,184
Premises and equipment expense$219,0002,795
Additional noninterest expense$1,064,0001,249
Pre-tax net operating income$1,320,0001,824
Securities gains (losses)$0955
Applicable income taxes$446,0001,525
Income before extraordinary items$874,0002,026
Extraordinary gains, net$021
Net income$874,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$403,0001,594
Sale, conversion, retirement of capital stock, net$0648
Net operating income$874,0002,009
2005-12-31 (YTD Data)Rank
Total interest income$15,837,0002,108
Total interest expense$3,965,0002,674
Net interest income$11,872,0001,853
Provision for loan and lease losses$140,0004,242
Total noninterest income$2,966,0001,622
Gross Fiduciary activities income$88,000965
Service charges on deposit accounts$1,584,0001,126
Trading account gains and fees$0138
Additional Noninterest Income$1,294,0001,850
Total noninterest expense$8,098,0002,065
Salaries and employee benefits$3,915,0002,336
Premises and equipment expense$757,0003,033
Additional noninterest expense$3,426,0001,481
Pre-tax net operating income$6,600,0001,447
Securities gains (losses)$2,0001,993
Applicable income taxes$2,374,0001,188
Income before extraordinary items$4,228,0001,664
Extraordinary gains, net$046
Net income$4,228,0001,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,191
Cash dividends$2,367,0001,291
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,226,7201,637
2005-09-30 (YTD Data)Rank
Total interest income$11,576,0002,105
Total interest expense$2,778,0002,697
Net interest income$8,798,0001,864
Provision for loan and lease losses$40,0005,540
Total noninterest income$2,148,0001,677
Gross Fiduciary activities income$47,000999
Service charges on deposit accounts$1,158,0001,145
Trading account gains and fees$0126
Additional Noninterest Income$943,0001,891
Total noninterest expense$5,965,0002,074
Salaries and employee benefits$2,868,0002,356
Premises and equipment expense$555,0003,068
Additional noninterest expense$2,542,0001,481
Pre-tax net operating income$4,941,0001,450
Securities gains (losses)$31,0001,052
Applicable income taxes$1,729,0001,228
Income before extraordinary items$3,243,0001,619
Extraordinary gains, net$035
Net income$3,243,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$1,941,0001,092
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,222,8501,599
2005-06-30 (YTD Data)Rank
Total interest income$7,542,0002,095
Total interest expense$1,762,0002,673
Net interest income$5,780,0001,878
Provision for loan and lease losses$06,626
Total noninterest income$1,350,0001,756
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$734,0001,164
Trading account gains and fees$0116
Additional Noninterest Income$616,0001,897
Total noninterest expense$3,829,0002,135
Salaries and employee benefits$1,804,0002,474
Premises and equipment expense$351,0003,182
Additional noninterest expense$1,674,0001,496
Pre-tax net operating income$3,301,0001,416
Securities gains (losses)$31,000949
Applicable income taxes$1,144,0001,219
Income before extraordinary items$2,188,0001,577
Extraordinary gains, net$030
Net income$2,188,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,010
Cash dividends$1,535,000914
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,167,5401,563
2005-03-31 (YTD Data)Rank
Total interest income$3,639,0002,124
Total interest expense$838,0002,674
Net interest income$2,801,0001,920
Provision for loan and lease losses$06,226
Total noninterest income$548,0002,005
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$315,0001,304
Trading account gains and fees$0115
Additional Noninterest Income$233,0002,259
Total noninterest expense$1,951,0002,116
Salaries and employee benefits$902,0002,494
Premises and equipment expense$174,0003,244
Additional noninterest expense$875,0001,424
Pre-tax net operating income$1,398,0001,627
Securities gains (losses)$31,000666
Applicable income taxes$510,0001,333
Income before extraordinary items$919,0001,842
Extraordinary gains, net$024
Net income$919,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,203,000550
Sale, conversion, retirement of capital stock, net$0491
Net operating income$899,1601,847
2004-12-31 (YTD Data)Rank
Total interest income$13,749,0002,065
Total interest expense$3,304,0002,413
Net interest income$10,445,0001,947
Provision for loan and lease losses$220,0003,536
Total noninterest income$2,351,0001,957
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,372,0001,297
Trading account gains and fees$0138
Additional Noninterest Income$979,0002,177
Total noninterest expense$7,250,0002,198
Salaries and employee benefits$3,337,0002,588
Premises and equipment expense$656,0003,297
Additional noninterest expense$3,257,0001,514
Pre-tax net operating income$5,326,0001,600
Securities gains (losses)$-184,0008,788
Applicable income taxes$1,732,0001,436
Income before extraordinary items$3,410,0001,850
Extraordinary gains, net$034
Net income$3,410,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$2,313,0001,208
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,531,4401,750
2004-09-30 (YTD Data)Rank
Total interest income$10,114,0002,083
Total interest expense$2,487,0002,374
Net interest income$7,627,0001,972
Provision for loan and lease losses$60,0005,125
Total noninterest income$1,716,0002,011
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$998,0001,344
Trading account gains and fees$0134
Additional Noninterest Income$718,0002,224
Total noninterest expense$5,294,0002,238
Salaries and employee benefits$2,491,0002,578
Premises and equipment expense$502,0003,245
Additional noninterest expense$2,301,0001,577
Pre-tax net operating income$3,989,0001,616
Securities gains (losses)$7,0002,893
Applicable income taxes$1,316,0001,441
Income before extraordinary items$2,680,0001,793
Extraordinary gains, net$026
Net income$2,680,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,478
Cash dividends$1,947,0001,021
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,675,3101,744
2004-06-30 (YTD Data)Rank
Total interest income$6,570,0002,133
Total interest expense$1,677,0002,318
Net interest income$4,893,0002,041
Provision for loan and lease losses$06,885
Total noninterest income$1,104,0002,050
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$635,0001,394
Trading account gains and fees$0130
Additional Noninterest Income$469,0002,298
Total noninterest expense$3,518,0002,248
Salaries and employee benefits$1,658,0002,595
Premises and equipment expense$323,0003,346
Additional noninterest expense$1,537,0001,572
Pre-tax net operating income$2,479,0001,693
Securities gains (losses)$7,0002,608
Applicable income taxes$825,0001,495
Income before extraordinary items$1,661,0001,897
Extraordinary gains, net$021
Net income$1,661,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,562,000856
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,656,3101,852
2004-03-31 (YTD Data)Rank
Total interest income$3,273,0002,136
Total interest expense$854,0002,303
Net interest income$2,419,0002,072
Provision for loan and lease losses$06,501
Total noninterest income$482,0002,212
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$281,0001,529
Trading account gains and fees$0121
Additional Noninterest Income$201,0002,472
Total noninterest expense$1,820,0002,190
Salaries and employee benefits$836,0002,584
Premises and equipment expense$159,0003,435
Additional noninterest expense$825,0001,459
Pre-tax net operating income$1,081,0001,885
Securities gains (losses)$9,0002,096
Applicable income taxes$384,0001,618
Income before extraordinary items$706,0002,158
Extraordinary gains, net$016
Net income$706,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$1,288,000534
Sale, conversion, retirement of capital stock, net$0464
Net operating income$700,1502,101
2003-12-31 (YTD Data)Rank
Total interest income$12,946,0002,213
Total interest expense$3,934,0002,241
Net interest income$9,012,0002,154
Provision for loan and lease losses$07,651
Total noninterest income$1,912,0002,391
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,042,0001,650
Trading account gains and fees$0160
Additional Noninterest Income$870,0002,594
Total noninterest expense$6,500,0002,415
Salaries and employee benefits$3,428,0002,460
Premises and equipment expense$630,0003,389
Additional noninterest expense$2,442,0001,968
Pre-tax net operating income$4,424,0001,819
Securities gains (losses)$-131,0009,047
Applicable income taxes$1,387,0001,740
Income before extraordinary items$2,906,0002,090
Extraordinary gains, net$054
Net income$2,906,0002,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,589
Cash dividends$2,083,0001,336
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,995,0801,953
2003-09-30 (YTD Data)Rank
Total interest income$9,685,0002,249
Total interest expense$3,044,0002,263
Net interest income$6,641,0002,198
Provision for loan and lease losses$07,481
Total noninterest income$1,429,0002,434
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$758,0001,710
Trading account gains and fees$0153
Additional Noninterest Income$671,0002,638
Total noninterest expense$4,776,0002,465
Salaries and employee benefits$2,587,0002,444
Premises and equipment expense$443,0003,568
Additional noninterest expense$1,746,0002,048
Pre-tax net operating income$3,294,0001,895
Securities gains (losses)$1,0004,000
Applicable income taxes$1,130,0001,681
Income before extraordinary items$2,165,0002,170
Extraordinary gains, net$040
Net income$2,165,0002,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,987
Cash dividends$1,805,0001,098
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,164,3402,063
2003-06-30 (YTD Data)Rank
Total interest income$6,531,0002,239
Total interest expense$2,110,0002,249
Net interest income$4,421,0002,201
Provision for loan and lease losses$07,324
Total noninterest income$966,0002,417
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$501,0001,686
Trading account gains and fees$0150
Additional Noninterest Income$465,0002,551
Total noninterest expense$3,109,0002,508
Salaries and employee benefits$1,692,0002,478
Premises and equipment expense$274,0003,756
Additional noninterest expense$1,143,0002,092
Pre-tax net operating income$2,278,0001,826
Securities gains (losses)$1,0003,586
Applicable income taxes$786,0001,644
Income before extraordinary items$1,493,0002,121
Extraordinary gains, net$030
Net income$1,493,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,864
Cash dividends$564,0001,980
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,492,3402,004
2003-03-31 (YTD Data)Rank
Total interest income$3,238,0002,275
Total interest expense$1,089,0002,239
Net interest income$2,149,0002,260
Provision for loan and lease losses$06,934
Total noninterest income$479,0002,361
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$242,0001,690
Trading account gains and fees$0134
Additional Noninterest Income$237,0002,436
Total noninterest expense$1,591,0002,443
Salaries and employee benefits$856,0002,460
Premises and equipment expense$134,0003,837
Additional noninterest expense$601,0001,966
Pre-tax net operating income$1,037,0001,974
Securities gains (losses)$02,891
Applicable income taxes$389,0001,666
Income before extraordinary items$648,0002,361
Extraordinary gains, net$021
Net income$648,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,593
Cash dividends$273,0001,876
Sale, conversion, retirement of capital stock, net$0419
Net operating income$648,0002,232
2002-12-31 (YTD Data)Rank
Total interest income$13,975,0002,202
Total interest expense$5,320,0002,114
Net interest income$8,655,0002,236
Provision for loan and lease losses$91,0005,867
Total noninterest income$1,517,0002,597
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,003,0001,614
Trading account gains and fees$0153
Additional Noninterest Income$514,0003,234
Total noninterest expense$5,695,0002,595
Salaries and employee benefits$3,163,0002,497
Premises and equipment expense$585,0003,480
Additional noninterest expense$1,947,0002,365
Pre-tax net operating income$4,386,0001,845
Securities gains (losses)$26,0002,961
Applicable income taxes$1,463,0001,687
Income before extraordinary items$2,949,0002,032
Extraordinary gains, net$070
Net income$2,949,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,010
Cash dividends$3,354,000847
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,931,5801,976
2001-12-31 (YTD Data)Rank
Total interest income$14,480,0002,366
Total interest expense$7,130,0002,248
Net interest income$7,350,0002,435
Provision for loan and lease losses$08,228
Total noninterest income$1,298,0002,777
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$948,0001,570
Trading account gains and fees$0177
Additional Noninterest Income$350,0003,818
Total noninterest expense$5,063,0002,797
Salaries and employee benefits$2,729,0002,739
Premises and equipment expense$540,0003,659
Additional noninterest expense$1,794,0002,483
Pre-tax net operating income$3,585,0001,940
Securities gains (losses)$10,0003,593
Applicable income taxes$1,188,0001,827
Income before extraordinary items$2,407,0002,163
Extraordinary gains, net$0105
Net income$2,407,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$1,099,0002,094
Sale, conversion, retirement of capital stock, net$14,000829
Net operating income$2,400,3002,098
2000-12-31 (YTD Data)Rank
Total interest income$14,542,0002,400
Total interest expense$6,833,0002,463
Net interest income$7,709,0002,305
Provision for loan and lease losses$181,0003,933
Total noninterest income$1,251,0002,678
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$906,0001,515
Trading account gains and fees$0180
Additional Noninterest Income$345,0003,650
Total noninterest expense$4,782,0002,835
Salaries and employee benefits$2,577,0002,753
Premises and equipment expense$558,0003,471
Additional noninterest expense$1,647,0002,580
Pre-tax net operating income$3,997,0001,825
Securities gains (losses)$-49,0009,197
Applicable income taxes$1,293,0001,707
Income before extraordinary items$2,655,0001,966
Extraordinary gains, net$038
Net income$2,655,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,537
Cash dividends$1,110,0002,110
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,687,8301,941
1999-12-31 (YTD Data)Rank
Total interest income$13,058,0002,506
Total interest expense$6,148,0002,391
Net interest income$6,910,0002,540
Provision for loan and lease losses$08,503
Total noninterest income$1,131,0002,818
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$807,0001,643
Trading account gains and fees$0173
Additional Noninterest Income$324,0003,841
Total noninterest expense$4,634,0002,913
Salaries and employee benefits$2,450,0002,862
Premises and equipment expense$592,0003,296
Additional noninterest expense$1,592,0002,723
Pre-tax net operating income$3,407,0002,159
Securities gains (losses)$22,0001,340
Applicable income taxes$1,119,0002,036
Income before extraordinary items$2,310,0002,260
Extraordinary gains, net$035
Net income$2,310,0002,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,565
Cash dividends$1,033,0002,195
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,295,2602,254
1998-12-31 (YTD Data)Rank
Total interest income$13,010,0002,512
Total interest expense$5,923,0002,552
Net interest income$7,087,0002,399
Provision for loan and lease losses$08,652
Total noninterest income$867,0003,407
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$687,0001,866
Trading account gains and fees$0224
Additional Noninterest Income$180,0005,229
Total noninterest expense$4,654,0002,792
Salaries and employee benefits$2,393,0002,842
Premises and equipment expense$604,0003,152
Additional noninterest expense$1,657,0002,518
Pre-tax net operating income$3,300,0002,183
Securities gains (losses)$6,0003,324
Applicable income taxes$1,081,0002,164
Income before extraordinary items$2,225,0002,317
Extraordinary gains, net$032
Net income$2,225,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,762
Cash dividends$3,824,000812
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,220,9802,248
1997-12-31 (YTD Data)Rank
Total interest income$12,404,0002,644
Total interest expense$5,447,0002,750
Net interest income$6,957,0002,495
Provision for loan and lease losses$08,829
Total noninterest income$901,0003,299
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$665,0001,975
Trading account gains and fees$0239
Additional Noninterest Income$236,0004,529
Total noninterest expense$4,356,0002,915
Salaries and employee benefits$2,251,0002,944
Premises and equipment expense$578,0003,257
Additional noninterest expense$1,527,0002,694
Pre-tax net operating income$3,502,0002,151
Securities gains (losses)$8,0002,485
Applicable income taxes$1,133,0002,199
Income before extraordinary items$2,377,0002,218
Extraordinary gains, net$044
Net income$2,377,0002,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,544
Cash dividends$1,026,0002,116
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,371,5602,164
1996-12-31 (YTD Data)Rank
Total interest income$10,743,0003,059
Total interest expense$4,476,0003,329
Net interest income$6,267,0002,822
Provision for loan and lease losses$09,041
Total noninterest income$792,0003,746
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$640,0002,108
Trading account gains and fees$0262
Additional Noninterest Income$152,0005,934
Total noninterest expense$3,778,0003,515
Salaries and employee benefits$2,000,0003,334
Premises and equipment expense$552,0003,473
Additional noninterest expense$1,226,0003,715
Pre-tax net operating income$3,281,0002,187
Securities gains (losses)$204,000686
Applicable income taxes$1,175,0002,033
Income before extraordinary items$2,310,0002,144
Extraordinary gains, net$053
Net income$2,310,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00010,776
Cash dividends$927,0002,262
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,175,3602,219
1995-12-31 (YTD Data)Rank
Total interest income$10,507,0003,155
Total interest expense$4,497,0003,308
Net interest income$6,010,0002,966
Provision for loan and lease losses$08,958
Total noninterest income$841,0003,545
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$594,0002,287
Trading account gains and fees$0522
Additional Noninterest Income$247,0004,518
Total noninterest expense$3,785,0003,492
Salaries and employee benefits$1,912,0003,438
Premises and equipment expense$467,0003,978
Additional noninterest expense$1,406,0003,251
Pre-tax net operating income$3,066,0002,386
Securities gains (losses)$38,0001,486
Applicable income taxes$967,0002,461
Income before extraordinary items$2,137,0002,362
Extraordinary gains, net$065
Net income$2,137,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$856,0002,304
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,110,7802,357
1994-12-31 (YTD Data)Rank
Total interest income$10,309,0002,953
Total interest expense$4,209,0002,901
Net interest income$6,100,0002,955
Provision for loan and lease losses$274,0002,435
Total noninterest income$843,0003,551
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$551,0002,474
Trading account gains and fees$0475
Additional Noninterest Income$292,0004,158
Total noninterest expense$3,783,0003,592
Salaries and employee benefits$1,828,0003,568
Premises and equipment expense$358,0005,012
Additional noninterest expense$1,597,0003,131
Pre-tax net operating income$2,886,0002,462
Securities gains (losses)$13,0002,050
Applicable income taxes$868,0002,578
Income before extraordinary items$2,031,0002,392
Extraordinary gains, net$0249
Net income$2,031,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,156
Cash dividends$604,0002,775
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,021,9002,415
1993-12-31 (YTD Data)Rank
Total interest income$10,502,0002,957
Total interest expense$4,661,0002,762
Net interest income$5,841,0003,103
Provision for loan and lease losses$1,000,0001,300
Total noninterest income$831,0003,868
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$544,0002,555
Trading account gains and fees$0532
Additional Noninterest Income$287,0004,593
Total noninterest expense$3,264,0004,182
Salaries and employee benefits$1,559,0004,134
Premises and equipment expense$309,0005,704
Additional noninterest expense$1,396,0003,713
Pre-tax net operating income$2,408,0002,806
Securities gains (losses)$25,0004,353
Applicable income taxes$673,0003,230
Income before extraordinary items$1,760,0002,816
Extraordinary gains, net$03,149
Net income$1,760,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,0001,049
Cash dividends$529,0002,938
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,742,0002,690
1992-12-31 (YTD Data)Rank
Total interest income$11,394,0003,087
Total interest expense$5,675,0002,938
Net interest income$5,719,0003,208
Provision for loan and lease losses$2,582,000942
Total noninterest income$942,0003,480
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$610,0002,241
Trading account gains and fees$0504
Additional Noninterest Income$332,0004,161
Total noninterest expense$2,802,0004,812
Salaries and employee benefits$1,349,0004,667
Premises and equipment expense$277,0006,329
Additional noninterest expense$1,176,0004,423
Pre-tax net operating income$1,277,0004,672
Securities gains (losses)$14,0006,053
Applicable income taxes$217,0007,239
Income before extraordinary items$1,074,0004,218
Extraordinary gains, net$149,000567
Net income$1,223,0003,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,682,0001,093
Cash dividends$503,0002,753
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,062,3803,954

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.