Home > Shore Community Bank > Income and Expense
Shore Community Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,361,000 | 2,245 |
| Total interest expense | $1,588,000 | 2,269 |
| Net interest income | $7,773,000 | 2,203 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $492,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $122,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,054 |
| Total noninterest expense | $4,922,000 | 2,564 |
| Salaries and employee benefits | $2,760,000 | 2,612 |
| Premises and equipment expense | $606,000 | 2,348 |
| Additional noninterest expense | $1,556,000 | 2,497 |
| Pre-tax net operating income | $3,343,000 | 1,972 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,056,000 | 1,192 |
| Income before extraordinary items | $2,287,000 | 2,325 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,287,000 | 2,325 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,287,000 | 2,326 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $703,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 390 |
| Net operating income | $2,287,000 | 2,292 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 2,279 |
| Total interest expense | $1,004,000 | 2,328 |
| Net interest income | $5,125,000 | 2,230 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $330,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $81,000 | 3,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,010 |
| Total noninterest expense | $3,348,000 | 2,552 |
| Salaries and employee benefits | $1,836,000 | 2,627 |
| Premises and equipment expense | $410,000 | 2,337 |
| Additional noninterest expense | $1,102,000 | 2,422 |
| Pre-tax net operating income | $2,077,000 | 2,044 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $678,000 | 1,188 |
| Income before extraordinary items | $1,399,000 | 2,428 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,399,000 | 2,428 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,399,000 | 2,428 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $469,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 353 |
| Net operating income | $1,399,000 | 2,404 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,296 |
| Total interest expense | $481,000 | 2,359 |
| Net interest income | $2,544,000 | 2,243 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $172,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $41,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 2,914 |
| Total noninterest expense | $1,529,000 | 2,714 |
| Salaries and employee benefits | $931,000 | 2,614 |
| Premises and equipment expense | $205,000 | 2,360 |
| Additional noninterest expense | $393,000 | 3,037 |
| Pre-tax net operating income | $1,157,000 | 1,856 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $330,000 | 1,193 |
| Income before extraordinary items | $827,000 | 2,152 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $827,000 | 2,151 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $827,000 | 2,151 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $234,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 307 |
| Net operating income | $827,000 | 2,137 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,909,000 | 2,223 |
| Total interest expense | $1,676,000 | 2,174 |
| Net interest income | $10,233,000 | 2,201 |
| Provision for loan and lease losses | $-350,000 | 5,267 |
| Total noninterest income | $933,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $199,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $734,000 | 2,600 |
| Total noninterest expense | $5,947,000 | 2,735 |
| Salaries and employee benefits | $3,554,000 | 2,650 |
| Premises and equipment expense | $820,000 | 2,328 |
| Additional noninterest expense | $1,573,000 | 3,083 |
| Pre-tax net operating income | $5,569,000 | 1,633 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,567,000 | 1,021 |
| Income before extraordinary items | $4,002,000 | 1,916 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,002,000 | 1,914 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,002,000 | 1,915 |
| Net charge-offs | $-7,000 | 4,456 |
| Cash dividends | $935,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 400 |
| Net operating income | $4,002,000 | 1,907 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,903,000 | 2,210 |
| Total interest expense | $1,228,000 | 2,126 |
| Net interest income | $7,675,000 | 2,200 |
| Provision for loan and lease losses | $-130,000 | 5,303 |
| Total noninterest income | $763,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $160,000 | 3,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,512 |
| Total noninterest expense | $4,441,000 | 2,752 |
| Salaries and employee benefits | $2,642,000 | 2,670 |
| Premises and equipment expense | $617,000 | 2,340 |
| Additional noninterest expense | $1,182,000 | 3,062 |
| Pre-tax net operating income | $4,127,000 | 1,651 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,158,000 | 1,055 |
| Income before extraordinary items | $2,969,000 | 1,926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,969,000 | 1,923 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,969,000 | 1,925 |
| Net charge-offs | $-85,000 | 5,073 |
| Cash dividends | $701,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 365 |
| Net operating income | $2,969,000 | 1,913 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 2,225 |
| Total interest expense | $794,000 | 2,096 |
| Net interest income | $5,062,000 | 2,213 |
| Provision for loan and lease losses | $20,000 | 3,342 |
| Total noninterest income | $507,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $113,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,535 |
| Total noninterest expense | $2,957,000 | 2,777 |
| Salaries and employee benefits | $1,735,000 | 2,728 |
| Premises and equipment expense | $415,000 | 2,350 |
| Additional noninterest expense | $807,000 | 3,040 |
| Pre-tax net operating income | $2,592,000 | 1,709 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $672,000 | 1,142 |
| Income before extraordinary items | $1,920,000 | 1,948 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,920,000 | 1,946 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,920,000 | 1,947 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $467,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 322 |
| Net operating income | $1,920,000 | 1,939 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 2,313 |
| Total interest expense | $376,000 | 2,108 |
| Net interest income | $2,398,000 | 2,322 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $194,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $58,000 | 3,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 2,959 |
| Total noninterest expense | $1,449,000 | 2,843 |
| Salaries and employee benefits | $867,000 | 2,746 |
| Premises and equipment expense | $213,000 | 2,351 |
| Additional noninterest expense | $369,000 | 3,224 |
| Pre-tax net operating income | $1,123,000 | 1,881 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $285,000 | 1,262 |
| Income before extraordinary items | $838,000 | 2,104 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $838,000 | 2,103 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $838,000 | 2,104 |
| Net charge-offs | $-26,000 | 5,057 |
| Cash dividends | $232,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 247 |
| Net operating income | $838,000 | 2,095 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,323 |
| Total interest expense | $1,571,000 | 1,850 |
| Net interest income | $9,040,000 | 2,393 |
| Provision for loan and lease losses | $245,000 | 2,167 |
| Total noninterest income | $925,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $231,000 | 3,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $694,000 | 2,734 |
| Total noninterest expense | $5,809,000 | 2,825 |
| Salaries and employee benefits | $3,348,000 | 2,790 |
| Premises and equipment expense | $846,000 | 2,360 |
| Additional noninterest expense | $1,615,000 | 3,068 |
| Pre-tax net operating income | $3,911,000 | 2,075 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,843,000 | 1,339 |
| Income before extraordinary items | $2,068,000 | 2,636 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,068,000 | 2,635 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,068,000 | 2,636 |
| Net charge-offs | $147,000 | 2,099 |
| Cash dividends | $766,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 364 |
| Net operating income | $2,068,000 | 2,618 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,345 |
| Total interest expense | $1,188,000 | 1,815 |
| Net interest income | $6,685,000 | 2,432 |
| Provision for loan and lease losses | $160,000 | 2,233 |
| Total noninterest income | $720,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $175,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,706 |
| Total noninterest expense | $4,333,000 | 2,861 |
| Salaries and employee benefits | $2,485,000 | 2,825 |
| Premises and equipment expense | $645,000 | 2,335 |
| Additional noninterest expense | $1,203,000 | 3,092 |
| Pre-tax net operating income | $2,912,000 | 2,115 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,008,000 | 1,459 |
| Income before extraordinary items | $1,904,000 | 2,488 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,904,000 | 2,488 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,904,000 | 2,488 |
| Net charge-offs | $152,000 | 1,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 446 |
| Net operating income | $1,904,000 | 2,465 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 2,372 |
| Total interest expense | $797,000 | 1,773 |
| Net interest income | $4,346,000 | 2,472 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $511,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $116,000 | 3,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 2,598 |
| Total noninterest expense | $2,936,000 | 2,851 |
| Salaries and employee benefits | $1,680,000 | 2,823 |
| Premises and equipment expense | $441,000 | 2,309 |
| Additional noninterest expense | $815,000 | 3,069 |
| Pre-tax net operating income | $1,821,000 | 2,173 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $623,000 | 1,513 |
| Income before extraordinary items | $1,198,000 | 2,536 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,198,000 | 2,535 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,198,000 | 2,536 |
| Net charge-offs | $6,000 | 3,079 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 452 |
| Net operating income | $1,198,000 | 2,515 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 2,406 |
| Total interest expense | $400,000 | 1,756 |
| Net interest income | $2,122,000 | 2,519 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $194,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $60,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,077 |
| Total noninterest expense | $1,470,000 | 2,874 |
| Salaries and employee benefits | $853,000 | 2,821 |
| Premises and equipment expense | $221,000 | 2,346 |
| Additional noninterest expense | $396,000 | 3,129 |
| Pre-tax net operating income | $806,000 | 2,273 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $267,000 | 1,599 |
| Income before extraordinary items | $539,000 | 2,633 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $539,000 | 2,633 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $539,000 | 2,633 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 432 |
| Net operating income | $539,000 | 2,616 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,743,000 | 2,452 |
| Total interest expense | $1,638,000 | 1,677 |
| Net interest income | $8,105,000 | 2,596 |
| Provision for loan and lease losses | $155,000 | 2,702 |
| Total noninterest income | $535,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $257,000 | 3,220 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $278,000 | 4,017 |
| Total noninterest expense | $5,968,000 | 2,864 |
| Salaries and employee benefits | $3,448,000 | 2,782 |
| Premises and equipment expense | $890,000 | 2,334 |
| Additional noninterest expense | $1,630,000 | 3,161 |
| Pre-tax net operating income | $2,517,000 | 2,667 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $791,000 | 1,856 |
| Income before extraordinary items | $1,726,000 | 3,038 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,726,000 | 3,037 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,726,000 | 3,037 |
| Net charge-offs | $-21,000 | 5,121 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 361 |
| Net operating income | $1,726,000 | 2,986 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 2,473 |
| Total interest expense | $1,231,000 | 1,670 |
| Net interest income | $6,023,000 | 2,619 |
| Provision for loan and lease losses | $155,000 | 2,312 |
| Total noninterest income | $480,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $202,000 | 3,149 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $278,000 | 3,685 |
| Total noninterest expense | $4,539,000 | 2,833 |
| Salaries and employee benefits | $2,625,000 | 2,746 |
| Premises and equipment expense | $674,000 | 2,321 |
| Additional noninterest expense | $1,240,000 | 3,146 |
| Pre-tax net operating income | $1,809,000 | 2,789 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $567,000 | 1,941 |
| Income before extraordinary items | $1,242,000 | 3,144 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,242,000 | 3,144 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,242,000 | 3,144 |
| Net charge-offs | $-46,000 | 5,339 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 479 |
| Net operating income | $1,242,000 | 3,084 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 2,483 |
| Total interest expense | $830,000 | 1,641 |
| Net interest income | $3,983,000 | 2,647 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $268,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $144,000 | 3,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,207 |
| Total noninterest expense | $3,057,000 | 2,820 |
| Salaries and employee benefits | $1,796,000 | 2,722 |
| Premises and equipment expense | $447,000 | 2,332 |
| Additional noninterest expense | $814,000 | 3,190 |
| Pre-tax net operating income | $1,119,000 | 2,879 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $346,000 | 2,008 |
| Income before extraordinary items | $773,000 | 3,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $773,000 | 3,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $773,000 | 3,242 |
| Net charge-offs | $-64,000 | 5,576 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 454 |
| Net operating income | $773,000 | 3,179 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 2,488 |
| Total interest expense | $425,000 | 1,614 |
| Net interest income | $1,974,000 | 2,666 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $173,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $103,000 | 3,517 |
| Total noninterest expense | $1,550,000 | 2,798 |
| Salaries and employee benefits | $921,000 | 2,663 |
| Premises and equipment expense | $228,000 | 2,310 |
| Additional noninterest expense | $401,000 | 3,230 |
| Pre-tax net operating income | $522,000 | 2,965 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $160,000 | 2,042 |
| Income before extraordinary items | $362,000 | 3,309 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $362,000 | 3,306 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $362,000 | 3,307 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $362,000 | 3,245 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 2,602 |
| Total interest expense | $1,546,000 | 1,729 |
| Net interest income | $7,418,000 | 2,749 |
| Provision for loan and lease losses | $425,000 | 1,531 |
| Total noninterest income | $827,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $219,000 | 3,573 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $608,000 | 3,017 |
| Total noninterest expense | $5,995,000 | 2,864 |
| Salaries and employee benefits | $3,447,000 | 2,768 |
| Premises and equipment expense | $924,000 | 2,299 |
| Additional noninterest expense | $1,624,000 | 3,241 |
| Pre-tax net operating income | $1,825,000 | 3,181 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $523,000 | 2,184 |
| Income before extraordinary items | $1,302,000 | 3,469 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,302,000 | 3,467 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,302,000 | 3,469 |
| Net charge-offs | $179,000 | 2,087 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 459 |
| Net operating income | $1,302,000 | 3,428 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 2,689 |
| Total interest expense | $1,126,000 | 1,790 |
| Net interest income | $5,385,000 | 2,829 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $606,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $158,000 | 3,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,055 |
| Total noninterest expense | $4,443,000 | 2,901 |
| Salaries and employee benefits | $2,552,000 | 2,804 |
| Premises and equipment expense | $694,000 | 2,323 |
| Additional noninterest expense | $1,197,000 | 3,292 |
| Pre-tax net operating income | $1,148,000 | 3,531 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $850,000 | 3,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 3,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $850,000 | 3,778 |
| Net charge-offs | $156,000 | 1,753 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 402 |
| Net operating income | $850,000 | 3,727 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 2,719 |
| Total interest expense | $718,000 | 1,863 |
| Net interest income | $3,563,000 | 2,847 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $415,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $111,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $304,000 | 3,050 |
| Total noninterest expense | $2,942,000 | 2,929 |
| Salaries and employee benefits | $1,673,000 | 2,851 |
| Premises and equipment expense | $468,000 | 2,325 |
| Additional noninterest expense | $801,000 | 3,303 |
| Pre-tax net operating income | $736,000 | 3,565 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $186,000 | 2,548 |
| Income before extraordinary items | $550,000 | 3,811 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $550,000 | 3,812 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $550,000 | 3,814 |
| Net charge-offs | $154,000 | 1,365 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 361 |
| Net operating income | $550,000 | 3,754 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 2,769 |
| Total interest expense | $345,000 | 1,937 |
| Net interest income | $1,743,000 | 2,898 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $189,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $1,481,000 | 2,924 |
| Salaries and employee benefits | $846,000 | 2,851 |
| Premises and equipment expense | $241,000 | 2,311 |
| Additional noninterest expense | $394,000 | 3,335 |
| Pre-tax net operating income | $301,000 | 3,865 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $235,000 | 4,041 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $235,000 | 4,045 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $235,000 | 4,045 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 253 |
| Net operating income | $235,000 | 3,971 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,973,000 | 2,895 |
| Total interest expense | $1,461,000 | 1,933 |
| Net interest income | $6,512,000 | 3,054 |
| Provision for loan and lease losses | $-170,000 | 6,101 |
| Total noninterest income | $287,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $214,000 | 3,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $73,000 | 5,496 |
| Total noninterest expense | $5,615,000 | 3,068 |
| Salaries and employee benefits | $3,048,000 | 3,036 |
| Premises and equipment expense | $912,000 | 2,419 |
| Additional noninterest expense | $1,655,000 | 3,305 |
| Pre-tax net operating income | $1,354,000 | 3,647 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $274,000 | 2,719 |
| Income before extraordinary items | $1,080,000 | 3,818 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,080,000 | 3,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,080,000 | 3,820 |
| Net charge-offs | $-306,000 | 6,322 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 639 |
| Net operating income | $1,080,000 | 3,771 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 2,974 |
| Total interest expense | $1,122,000 | 1,919 |
| Net interest income | $4,701,000 | 3,167 |
| Provision for loan and lease losses | $280,000 | 1,707 |
| Total noninterest income | $548,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $155,000 | 3,903 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $393,000 | 3,243 |
| Total noninterest expense | $4,234,000 | 3,055 |
| Salaries and employee benefits | $2,268,000 | 3,080 |
| Premises and equipment expense | $690,000 | 2,427 |
| Additional noninterest expense | $1,276,000 | 3,252 |
| Pre-tax net operating income | $735,000 | 4,264 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $89,000 | 3,359 |
| Income before extraordinary items | $646,000 | 4,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $646,000 | 4,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $646,000 | 4,251 |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 604 |
| Net operating income | $646,000 | 4,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 3,007 |
| Total interest expense | $776,000 | 1,891 |
| Net interest income | $3,032,000 | 3,245 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $327,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $100,000 | 3,941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $227,000 | 3,438 |
| Total noninterest expense | $2,819,000 | 3,076 |
| Salaries and employee benefits | $1,501,000 | 3,113 |
| Premises and equipment expense | $465,000 | 2,416 |
| Additional noninterest expense | $853,000 | 3,259 |
| Pre-tax net operating income | $365,000 | 4,645 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $361,000 | 4,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 4,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $361,000 | 4,461 |
| Net charge-offs | $42,000 | 2,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $361,000 | 4,410 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 3,068 |
| Total interest expense | $410,000 | 1,820 |
| Net interest income | $1,459,000 | 3,343 |
| Provision for loan and lease losses | $70,000 | 1,937 |
| Total noninterest income | $181,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $1,444,000 | 3,041 |
| Salaries and employee benefits | $773,000 | 3,065 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $430,000 | 3,240 |
| Pre-tax net operating income | $126,000 | 5,053 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-27,000 | 6,525 |
| Income before extraordinary items | $153,000 | 4,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,659 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $153,000 | 4,659 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $153,000 | 4,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,102,000 | 2,915 |
| Total interest expense | $1,990,000 | 1,711 |
| Net interest income | $6,112,000 | 3,232 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $1,387,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $154,000 | 4,543 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,233,000 | 2,100 |
| Total noninterest expense | $5,758,000 | 3,076 |
| Salaries and employee benefits | $3,093,000 | 3,033 |
| Premises and equipment expense | $896,000 | 2,482 |
| Additional noninterest expense | $1,769,000 | 3,248 |
| Pre-tax net operating income | $1,466,000 | 3,456 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $270,000 | 2,726 |
| Income before extraordinary items | $1,196,000 | 3,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,196,000 | 3,575 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,196,000 | 3,576 |
| Net charge-offs | $181,000 | 3,121 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 710 |
| Net operating income | $1,196,000 | 3,528 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,969 |
| Total interest expense | $1,548,000 | 1,693 |
| Net interest income | $4,453,000 | 3,323 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $745,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $108,000 | 4,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $637,000 | 2,642 |
| Total noninterest expense | $4,348,000 | 3,066 |
| Salaries and employee benefits | $2,334,000 | 3,055 |
| Premises and equipment expense | $665,000 | 2,517 |
| Additional noninterest expense | $1,349,000 | 3,218 |
| Pre-tax net operating income | $575,000 | 4,564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-1,000 | 6,475 |
| Income before extraordinary items | $576,000 | 4,370 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $576,000 | 4,373 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $576,000 | 4,374 |
| Net charge-offs | $224,000 | 2,445 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 708 |
| Net operating income | $576,000 | 4,291 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 2,964 |
| Total interest expense | $1,092,000 | 1,635 |
| Net interest income | $2,913,000 | 3,361 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $556,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $487,000 | 2,504 |
| Total noninterest expense | $2,917,000 | 3,064 |
| Salaries and employee benefits | $1,565,000 | 3,064 |
| Premises and equipment expense | $427,000 | 2,606 |
| Additional noninterest expense | $925,000 | 3,142 |
| Pre-tax net operating income | $327,000 | 4,765 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-25,000 | 6,646 |
| Income before extraordinary items | $352,000 | 4,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $352,000 | 4,523 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $352,000 | 4,524 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 632 |
| Net operating income | $352,000 | 4,420 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 2,970 |
| Total interest expense | $557,000 | 1,663 |
| Net interest income | $1,456,000 | 3,369 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $161,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,408 |
| Total noninterest expense | $1,417,000 | 3,156 |
| Salaries and employee benefits | $761,000 | 3,147 |
| Premises and equipment expense | $214,000 | 2,634 |
| Additional noninterest expense | $442,000 | 3,272 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-29,000 | 6,820 |
| Income before extraordinary items | $154,000 | 4,687 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $154,000 | 4,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $154,000 | 4,689 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $154,000 | 4,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 2,885 |
| Total interest expense | $2,332,000 | 1,870 |
| Net interest income | $6,431,000 | 3,201 |
| Provision for loan and lease losses | $725,000 | 2,219 |
| Total noninterest income | $651,000 | 4,024 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $114,000 | 5,239 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $537,000 | 3,252 |
| Total noninterest expense | $5,520,000 | 3,229 |
| Salaries and employee benefits | $2,803,000 | 3,275 |
| Premises and equipment expense | $896,000 | 2,494 |
| Additional noninterest expense | $1,821,000 | 3,322 |
| Pre-tax net operating income | $837,000 | 4,281 |
| Securities gains (losses) | $212,000 | 1,646 |
| Applicable income taxes | $132,000 | 3,315 |
| Income before extraordinary items | $917,000 | 4,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $917,000 | 4,053 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $917,000 | 4,055 |
| Net charge-offs | $575,000 | 2,468 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 538 |
| Net operating income | $732,560 | 4,233 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 2,909 |
| Total interest expense | $1,753,000 | 1,948 |
| Net interest income | $4,919,000 | 3,197 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $545,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $87,000 | 5,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $458,000 | 3,075 |
| Total noninterest expense | $4,124,000 | 3,258 |
| Salaries and employee benefits | $2,083,000 | 3,326 |
| Premises and equipment expense | $671,000 | 2,520 |
| Additional noninterest expense | $1,370,000 | 3,340 |
| Pre-tax net operating income | $865,000 | 3,903 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $141,000 | 3,125 |
| Income before extraordinary items | $739,000 | 4,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $739,000 | 4,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $739,000 | 4,007 |
| Net charge-offs | $354,000 | 2,624 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 454 |
| Net operating income | $726,400 | 3,863 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 2,904 |
| Total interest expense | $1,174,000 | 2,007 |
| Net interest income | $3,327,000 | 3,175 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $265,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $58,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 3,624 |
| Total noninterest expense | $2,771,000 | 3,270 |
| Salaries and employee benefits | $1,392,000 | 3,337 |
| Premises and equipment expense | $440,000 | 2,572 |
| Additional noninterest expense | $939,000 | 3,286 |
| Pre-tax net operating income | $521,000 | 4,054 |
| Securities gains (losses) | $15,000 | 2,605 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $462,000 | 4,118 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $462,000 | 4,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $462,000 | 4,122 |
| Net charge-offs | $324,000 | 2,229 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 647 |
| Net operating income | $449,100 | 3,984 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 2,907 |
| Total interest expense | $596,000 | 2,046 |
| Net interest income | $1,691,000 | 3,141 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $106,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,422,000 | 3,184 |
| Salaries and employee benefits | $697,000 | 3,355 |
| Premises and equipment expense | $224,000 | 2,548 |
| Additional noninterest expense | $501,000 | 3,088 |
| Pre-tax net operating income | $225,000 | 4,334 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $26,000 | 3,512 |
| Income before extraordinary items | $214,000 | 4,263 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $214,000 | 4,266 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $214,000 | 4,267 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $200,650 | 4,224 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,229,000 | 2,967 |
| Total interest expense | $2,765,000 | 2,103 |
| Net interest income | $6,464,000 | 3,276 |
| Provision for loan and lease losses | $575,000 | 3,263 |
| Total noninterest income | $497,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $141,000 | 4,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $356,000 | 3,606 |
| Total noninterest expense | $5,490,000 | 3,285 |
| Salaries and employee benefits | $2,763,000 | 3,309 |
| Premises and equipment expense | $937,000 | 2,544 |
| Additional noninterest expense | $1,790,000 | 3,415 |
| Pre-tax net operating income | $896,000 | 3,921 |
| Securities gains (losses) | $16,000 | 3,164 |
| Applicable income taxes | $149,000 | 3,129 |
| Income before extraordinary items | $763,000 | 4,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $763,000 | 4,025 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $763,000 | 4,024 |
| Net charge-offs | $1,073,000 | 2,273 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 879 |
| Net operating income | $749,560 | 3,913 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 2,994 |
| Total interest expense | $2,122,000 | 2,140 |
| Net interest income | $4,827,000 | 3,306 |
| Provision for loan and lease losses | $475,000 | 2,940 |
| Total noninterest income | $320,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $108,000 | 4,996 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $212,000 | 4,010 |
| Total noninterest expense | $4,049,000 | 3,345 |
| Salaries and employee benefits | $2,061,000 | 3,314 |
| Premises and equipment expense | $713,000 | 2,532 |
| Additional noninterest expense | $1,275,000 | 3,538 |
| Pre-tax net operating income | $623,000 | 4,159 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $96,000 | 3,234 |
| Income before extraordinary items | $527,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 4,226 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $527,000 | 4,226 |
| Net charge-offs | $890,000 | 2,023 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 797 |
| Net operating income | $527,000 | 4,093 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 2,989 |
| Total interest expense | $1,440,000 | 2,184 |
| Net interest income | $3,217,000 | 3,308 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $188,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,348 |
| Total noninterest expense | $2,657,000 | 3,422 |
| Salaries and employee benefits | $1,344,000 | 3,399 |
| Premises and equipment expense | $476,000 | 2,552 |
| Additional noninterest expense | $837,000 | 3,620 |
| Pre-tax net operating income | $373,000 | 4,306 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $51,000 | 3,349 |
| Income before extraordinary items | $322,000 | 4,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 4,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $322,000 | 4,345 |
| Net charge-offs | $478,000 | 2,199 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 857 |
| Net operating income | $322,000 | 4,264 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 3,032 |
| Total interest expense | $737,000 | 2,207 |
| Net interest income | $1,570,000 | 3,348 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $1,311,000 | 3,447 |
| Salaries and employee benefits | $653,000 | 3,493 |
| Premises and equipment expense | $246,000 | 2,523 |
| Additional noninterest expense | $412,000 | 3,653 |
| Pre-tax net operating income | $120,000 | 4,931 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $227,000 | 2,006 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $117,000 | 4,740 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,131,000 | 2,928 |
| Total interest expense | $3,213,000 | 2,451 |
| Net interest income | $6,918,000 | 3,092 |
| Provision for loan and lease losses | $1,180,000 | 2,803 |
| Total noninterest income | $697,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $148,000 | 4,917 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $549,000 | 3,057 |
| Total noninterest expense | $5,526,000 | 3,327 |
| Salaries and employee benefits | $2,611,000 | 3,476 |
| Premises and equipment expense | $976,000 | 2,530 |
| Additional noninterest expense | $1,939,000 | 3,344 |
| Pre-tax net operating income | $909,000 | 3,548 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $234,000 | 2,588 |
| Income before extraordinary items | $675,000 | 3,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $675,000 | 3,900 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $675,000 | 3,902 |
| Net charge-offs | $740,000 | 3,100 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,046 |
| Net operating income | $675,000 | 3,768 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 2,935 |
| Total interest expense | $2,444,000 | 2,527 |
| Net interest income | $5,309,000 | 3,079 |
| Provision for loan and lease losses | $1,005,000 | 2,494 |
| Total noninterest income | $576,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $109,000 | 5,043 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $467,000 | 2,867 |
| Total noninterest expense | $4,190,000 | 3,297 |
| Salaries and employee benefits | $1,969,000 | 3,479 |
| Premises and equipment expense | $735,000 | 2,558 |
| Additional noninterest expense | $1,486,000 | 3,254 |
| Pre-tax net operating income | $690,000 | 3,746 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $187,000 | 2,617 |
| Income before extraordinary items | $503,000 | 4,104 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $503,000 | 4,107 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $503,000 | 4,107 |
| Net charge-offs | $752,000 | 2,543 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 959 |
| Net operating income | $503,000 | 3,956 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 2,931 |
| Total interest expense | $1,624,000 | 2,623 |
| Net interest income | $3,600,000 | 3,046 |
| Provision for loan and lease losses | $780,000 | 2,219 |
| Total noninterest income | $400,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $325,000 | 2,732 |
| Total noninterest expense | $2,822,000 | 3,271 |
| Salaries and employee benefits | $1,305,000 | 3,523 |
| Premises and equipment expense | $492,000 | 2,571 |
| Additional noninterest expense | $1,025,000 | 3,129 |
| Pre-tax net operating income | $398,000 | 4,002 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $108,000 | 2,715 |
| Income before extraordinary items | $290,000 | 4,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $290,000 | 4,372 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $290,000 | 4,372 |
| Net charge-offs | $614,000 | 2,212 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 978 |
| Net operating income | $290,000 | 4,221 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 3,013 |
| Total interest expense | $798,000 | 2,761 |
| Net interest income | $1,786,000 | 3,093 |
| Provision for loan and lease losses | $405,000 | 2,051 |
| Total noninterest income | $192,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $155,000 | 2,775 |
| Total noninterest expense | $1,472,000 | 3,198 |
| Salaries and employee benefits | $661,000 | 3,537 |
| Premises and equipment expense | $261,000 | 2,501 |
| Additional noninterest expense | $550,000 | 2,924 |
| Pre-tax net operating income | $101,000 | 5,036 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $19,000 | 3,480 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $400,000 | 1,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 934 |
| Net operating income | $82,000 | 5,106 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,083,000 | 2,948 |
| Total interest expense | $4,700,000 | 2,395 |
| Net interest income | $6,383,000 | 3,276 |
| Provision for loan and lease losses | $1,625,000 | 2,763 |
| Total noninterest income | $604,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $154,000 | 5,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $450,000 | 3,375 |
| Total noninterest expense | $5,665,000 | 3,321 |
| Salaries and employee benefits | $2,455,000 | 3,743 |
| Premises and equipment expense | $949,000 | 2,700 |
| Additional noninterest expense | $2,261,000 | 3,006 |
| Pre-tax net operating income | $-303,000 | 5,811 |
| Securities gains (losses) | $325,000 | 1,169 |
| Applicable income taxes | $-94,000 | 6,560 |
| Income before extraordinary items | $116,000 | 5,099 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $116,000 | 5,099 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $116,000 | 5,099 |
| Net charge-offs | $1,670,000 | 2,254 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,209 |
| Net operating income | $-209,000 | 5,837 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 2,985 |
| Total interest expense | $3,737,000 | 2,358 |
| Net interest income | $4,628,000 | 3,392 |
| Provision for loan and lease losses | $1,250,000 | 2,466 |
| Total noninterest income | $444,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $118,000 | 5,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $326,000 | 3,486 |
| Total noninterest expense | $4,211,000 | 3,366 |
| Salaries and employee benefits | $1,816,000 | 3,824 |
| Premises and equipment expense | $694,000 | 2,784 |
| Additional noninterest expense | $1,701,000 | 2,966 |
| Pre-tax net operating income | $-389,000 | 6,227 |
| Securities gains (losses) | $325,000 | 945 |
| Applicable income taxes | $-102,000 | 6,945 |
| Income before extraordinary items | $38,000 | 5,621 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $38,000 | 5,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $38,000 | 5,621 |
| Net charge-offs | $1,472,000 | 1,793 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,218 |
| Net operating income | $-170,000 | 6,060 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 3,012 |
| Total interest expense | $2,602,000 | 2,355 |
| Net interest income | $2,982,000 | 3,476 |
| Provision for loan and lease losses | $800,000 | 2,334 |
| Total noninterest income | $286,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $208,000 | 3,604 |
| Total noninterest expense | $2,786,000 | 3,419 |
| Salaries and employee benefits | $1,174,000 | 3,951 |
| Premises and equipment expense | $472,000 | 2,786 |
| Additional noninterest expense | $1,140,000 | 2,956 |
| Pre-tax net operating income | $-318,000 | 6,449 |
| Securities gains (losses) | $191,000 | 1,043 |
| Applicable income taxes | $-102,000 | 7,148 |
| Income before extraordinary items | $-25,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 5,996 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-25,000 | 5,996 |
| Net charge-offs | $576,000 | 2,184 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,172 |
| Net operating income | $-147,240 | 6,249 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 3,020 |
| Total interest expense | $1,309,000 | 2,428 |
| Net interest income | $1,512,000 | 3,423 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $107,000 | 3,558 |
| Total noninterest expense | $1,356,000 | 3,412 |
| Salaries and employee benefits | $572,000 | 4,037 |
| Premises and equipment expense | $246,000 | 2,701 |
| Additional noninterest expense | $538,000 | 2,826 |
| Pre-tax net operating income | $1,000 | 6,218 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-25,000 | 7,301 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $277,000 | 1,850 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $26,000 | 5,899 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,945,000 | 3,061 |
| Total interest expense | $5,934,000 | 2,544 |
| Net interest income | $6,011,000 | 3,473 |
| Provision for loan and lease losses | $1,520,000 | 2,140 |
| Total noninterest income | $598,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 5,402 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $455,000 | 3,355 |
| Total noninterest expense | $5,250,000 | 3,434 |
| Salaries and employee benefits | $2,605,000 | 3,654 |
| Premises and equipment expense | $815,000 | 3,136 |
| Additional noninterest expense | $1,830,000 | 3,100 |
| Pre-tax net operating income | $-161,000 | 6,519 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-177,000 | 7,193 |
| Income before extraordinary items | $16,000 | 6,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,589,000 | 1,499 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 756 |
| Net operating income | $16,000 | 6,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 3,085 |
| Total interest expense | $4,614,000 | 2,553 |
| Net interest income | $4,455,000 | 3,531 |
| Provision for loan and lease losses | $1,245,000 | 1,611 |
| Total noninterest income | $462,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $105,000 | 5,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $357,000 | 3,373 |
| Total noninterest expense | $3,944,000 | 3,420 |
| Salaries and employee benefits | $1,992,000 | 3,625 |
| Premises and equipment expense | $600,000 | 3,197 |
| Additional noninterest expense | $1,352,000 | 3,031 |
| Pre-tax net operating income | $-272,000 | 7,092 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-196,000 | 7,656 |
| Income before extraordinary items | $-76,000 | 6,739 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-76,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 1,215 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,212 |
| Net operating income | $-76,000 | 6,915 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 3,109 |
| Total interest expense | $3,234,000 | 2,537 |
| Net interest income | $2,857,000 | 3,624 |
| Provision for loan and lease losses | $890,000 | 1,331 |
| Total noninterest income | $213,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $59,000 | 5,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $154,000 | 4,270 |
| Total noninterest expense | $2,560,000 | 3,499 |
| Salaries and employee benefits | $1,283,000 | 3,768 |
| Premises and equipment expense | $395,000 | 3,244 |
| Additional noninterest expense | $882,000 | 3,069 |
| Pre-tax net operating income | $-380,000 | 7,510 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-214,000 | 7,993 |
| Income before extraordinary items | $-166,000 | 7,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-166,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 907 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,115 |
| Net operating income | $-166,000 | 7,329 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 3,107 |
| Total interest expense | $1,723,000 | 2,532 |
| Net interest income | $1,403,000 | 3,653 |
| Provision for loan and lease losses | $195,000 | 1,849 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $1,258,000 | 3,566 |
| Salaries and employee benefits | $648,000 | 3,757 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $411,000 | 3,236 |
| Pre-tax net operating income | $21,000 | 6,959 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-28,000 | 7,941 |
| Income before extraordinary items | $49,000 | 6,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 6,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $49,000 | 6,494 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,324,000 | 3,208 |
| Total interest expense | $6,808,000 | 2,703 |
| Net interest income | $5,516,000 | 3,727 |
| Provision for loan and lease losses | $660,000 | 1,917 |
| Total noninterest income | $521,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $422,000 | 3,635 |
| Total noninterest expense | $4,905,000 | 3,480 |
| Salaries and employee benefits | $2,645,000 | 3,568 |
| Premises and equipment expense | $792,000 | 3,105 |
| Additional noninterest expense | $1,468,000 | 3,482 |
| Pre-tax net operating income | $472,000 | 6,077 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $43,000 | 5,009 |
| Income before extraordinary items | $429,000 | 5,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,407 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 816 |
| Net operating income | $429,000 | 5,950 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,245,000 | 3,218 |
| Total interest expense | $5,076,000 | 2,715 |
| Net interest income | $4,169,000 | 3,721 |
| Provision for loan and lease losses | $380,000 | 1,935 |
| Total noninterest income | $416,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,493 |
| Total noninterest expense | $3,649,000 | 3,495 |
| Salaries and employee benefits | $1,995,000 | 3,549 |
| Premises and equipment expense | $600,000 | 3,066 |
| Additional noninterest expense | $1,054,000 | 3,551 |
| Pre-tax net operating income | $556,000 | 5,581 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $112,000 | 4,333 |
| Income before extraordinary items | $444,000 | 5,607 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $444,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,123 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 699 |
| Net operating income | $444,000 | 5,590 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 3,231 |
| Total interest expense | $3,361,000 | 2,715 |
| Net interest income | $2,776,000 | 3,742 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $293,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $246,000 | 3,380 |
| Total noninterest expense | $2,422,000 | 3,530 |
| Salaries and employee benefits | $1,331,000 | 3,571 |
| Premises and equipment expense | $414,000 | 3,018 |
| Additional noninterest expense | $677,000 | 3,652 |
| Pre-tax net operating income | $397,000 | 5,540 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $85,000 | 4,292 |
| Income before extraordinary items | $312,000 | 5,571 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $312,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,895 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
| Net operating income | $312,000 | 5,551 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 3,241 |
| Total interest expense | $1,678,000 | 2,706 |
| Net interest income | $1,366,000 | 3,790 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $1,170,000 | 3,640 |
| Salaries and employee benefits | $647,000 | 3,680 |
| Premises and equipment expense | $197,000 | 3,149 |
| Additional noninterest expense | $326,000 | 3,721 |
| Pre-tax net operating income | $181,000 | 5,704 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 510 |
| Net operating income | $146,000 | 5,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,289,000 | 3,251 |
| Total interest expense | $5,457,000 | 2,814 |
| Net interest income | $5,832,000 | 3,600 |
| Provision for loan and lease losses | $395,000 | 2,300 |
| Total noninterest income | $418,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $323,000 | 4,160 |
| Total noninterest expense | $4,189,000 | 3,854 |
| Salaries and employee benefits | $2,298,000 | 3,853 |
| Premises and equipment expense | $658,000 | 3,503 |
| Additional noninterest expense | $1,233,000 | 3,849 |
| Pre-tax net operating income | $1,666,000 | 4,051 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $523,000 | 3,092 |
| Income before extraordinary items | $1,143,000 | 4,392 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,143,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 636 |
| Net operating income | $1,143,000 | 4,373 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,234,000 | 3,295 |
| Total interest expense | $3,820,000 | 2,900 |
| Net interest income | $4,414,000 | 3,587 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $317,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $72,000 | 6,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 4,132 |
| Total noninterest expense | $3,124,000 | 3,864 |
| Salaries and employee benefits | $1,690,000 | 3,895 |
| Premises and equipment expense | $477,000 | 3,604 |
| Additional noninterest expense | $957,000 | 3,742 |
| Pre-tax net operating income | $1,247,000 | 4,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $393,000 | 3,202 |
| Income before extraordinary items | $854,000 | 4,553 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $854,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,301 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 517 |
| Net operating income | $854,000 | 4,538 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,380 |
| Total interest expense | $2,278,000 | 3,062 |
| Net interest income | $2,956,000 | 3,591 |
| Provision for loan and lease losses | $280,000 | 1,601 |
| Total noninterest income | $217,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,078 |
| Total noninterest expense | $2,058,000 | 3,931 |
| Salaries and employee benefits | $1,096,000 | 3,993 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $655,000 | 3,657 |
| Pre-tax net operating income | $835,000 | 4,228 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $265,000 | 3,210 |
| Income before extraordinary items | $570,000 | 4,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $570,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 700 |
| Net operating income | $570,000 | 4,561 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,450 |
| Total interest expense | $1,026,000 | 3,200 |
| Net interest income | $1,466,000 | 3,607 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $1,028,000 | 3,945 |
| Salaries and employee benefits | $552,000 | 3,991 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $394,000 | 4,314 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $270,000 | 4,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $270,000 | 4,653 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 3,638 |
| Total interest expense | $2,943,000 | 3,383 |
| Net interest income | $5,390,000 | 3,743 |
| Provision for loan and lease losses | $580,000 | 1,693 |
| Total noninterest income | $403,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $303,000 | 4,312 |
| Total noninterest expense | $3,693,000 | 4,122 |
| Salaries and employee benefits | $1,952,000 | 4,191 |
| Premises and equipment expense | $594,000 | 3,691 |
| Additional noninterest expense | $1,147,000 | 3,998 |
| Pre-tax net operating income | $1,520,000 | 4,341 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $492,000 | 3,392 |
| Income before extraordinary items | $1,028,000 | 4,762 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,028,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,585 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,852,000 | 280 |
| Net operating income | $1,028,000 | 4,740 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 3,773 |
| Total interest expense | $1,992,000 | 3,520 |
| Net interest income | $3,891,000 | 3,845 |
| Provision for loan and lease losses | $390,000 | 1,762 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 6,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,188 |
| Total noninterest expense | $2,767,000 | 4,083 |
| Salaries and employee benefits | $1,445,000 | 4,206 |
| Premises and equipment expense | $451,000 | 3,648 |
| Additional noninterest expense | $871,000 | 3,926 |
| Pre-tax net operating income | $1,054,000 | 4,631 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $337,000 | 3,591 |
| Income before extraordinary items | $717,000 | 5,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $717,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,852,000 | 200 |
| Net operating income | $717,000 | 4,988 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 3,905 |
| Total interest expense | $1,170,000 | 3,688 |
| Net interest income | $2,490,000 | 3,933 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $221,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $56,000 | 6,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $165,000 | 4,110 |
| Total noninterest expense | $1,805,000 | 4,134 |
| Salaries and employee benefits | $932,000 | 4,297 |
| Premises and equipment expense | $297,000 | 3,664 |
| Additional noninterest expense | $576,000 | 3,924 |
| Pre-tax net operating income | $666,000 | 4,740 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $212,000 | 3,689 |
| Income before extraordinary items | $454,000 | 5,134 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $454,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 584 |
| Net operating income | $454,000 | 5,081 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 4,050 |
| Total interest expense | $526,000 | 3,894 |
| Net interest income | $1,201,000 | 4,062 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $110,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $904,000 | 4,148 |
| Salaries and employee benefits | $452,000 | 4,428 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $311,000 | 3,705 |
| Pre-tax net operating income | $287,000 | 5,105 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $89,000 | 3,959 |
| Income before extraordinary items | $198,000 | 5,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $198,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 425 |
| Net operating income | $198,000 | 5,409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 4,251 |
| Total interest expense | $1,699,000 | 4,147 |
| Net interest income | $4,329,000 | 4,238 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $450,000 | 5,528 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $134,000 | 5,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $316,000 | 4,174 |
| Total noninterest expense | $3,104,000 | 4,557 |
| Salaries and employee benefits | $1,656,000 | 4,616 |
| Premises and equipment expense | $467,000 | 4,297 |
| Additional noninterest expense | $981,000 | 4,419 |
| Pre-tax net operating income | $1,315,000 | 4,566 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $465,000 | 3,467 |
| Income before extraordinary items | $850,000 | 5,123 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $850,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,462 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 811 |
| Net operating income | $850,000 | 5,054 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 4,328 |
| Total interest expense | $1,211,000 | 4,252 |
| Net interest income | $3,156,000 | 4,321 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $346,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $102,000 | 6,016 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $244,000 | 4,102 |
| Total noninterest expense | $2,339,000 | 4,508 |
| Salaries and employee benefits | $1,241,000 | 4,578 |
| Premises and equipment expense | $356,000 | 4,243 |
| Additional noninterest expense | $742,000 | 4,331 |
| Pre-tax net operating income | $893,000 | 4,900 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $321,000 | 3,679 |
| Income before extraordinary items | $572,000 | 5,487 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $572,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 684 |
| Net operating income | $572,000 | 5,418 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 4,465 |
| Total interest expense | $750,000 | 4,480 |
| Net interest income | $2,043,000 | 4,409 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $66,000 | 6,081 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $1,552,000 | 4,556 |
| Salaries and employee benefits | $813,000 | 4,664 |
| Premises and equipment expense | $237,000 | 4,245 |
| Additional noninterest expense | $502,000 | 4,297 |
| Pre-tax net operating income | $538,000 | 5,127 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $203,000 | 3,752 |
| Income before extraordinary items | $335,000 | 5,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 578 |
| Net operating income | $335,000 | 5,698 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,599 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,012,000 | 4,435 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $782,000 | 4,547 |
| Salaries and employee benefits | $398,000 | 4,755 |
| Premises and equipment expense | $121,000 | 4,212 |
| Additional noninterest expense | $263,000 | 4,147 |
| Pre-tax net operating income | $234,000 | 5,441 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $140,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $140,000 | 6,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 5,225 |
| Total interest expense | $1,415,000 | 5,050 |
| Net interest income | $3,097,000 | 5,209 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $441,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $138,000 | 6,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $303,000 | 4,486 |
| Total noninterest expense | $2,663,000 | 4,987 |
| Salaries and employee benefits | $1,420,000 | 5,036 |
| Premises and equipment expense | $455,000 | 4,339 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $635,000 | 6,220 |
| Securities gains (losses) | $90,000 | 1,978 |
| Applicable income taxes | $94,000 | 5,781 |
| Income before extraordinary items | $631,000 | 5,842 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $631,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $552,700 | 5,974 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 5,420 |
| Total interest expense | $1,083,000 | 5,128 |
| Net interest income | $2,179,000 | 5,431 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $358,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 4,363 |
| Total noninterest expense | $1,970,000 | 5,037 |
| Salaries and employee benefits | $1,039,000 | 5,120 |
| Premises and equipment expense | $340,000 | 4,345 |
| Additional noninterest expense | $591,000 | 5,064 |
| Pre-tax net operating income | $387,000 | 6,755 |
| Securities gains (losses) | $90,000 | 1,840 |
| Applicable income taxes | $67,000 | 5,966 |
| Income before extraordinary items | $410,000 | 6,298 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $410,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,410 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $332,600 | 6,580 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 5,474 |
| Total interest expense | $732,000 | 5,200 |
| Net interest income | $1,433,000 | 5,475 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $246,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $173,000 | 4,306 |
| Total noninterest expense | $1,304,000 | 5,046 |
| Salaries and employee benefits | $690,000 | 5,136 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $385,000 | 5,142 |
| Pre-tax net operating income | $255,000 | 6,805 |
| Securities gains (losses) | $90,000 | 1,588 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $283,000 | 6,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $209,200 | 6,689 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,549 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $705,000 | 5,529 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $658,000 | 5,023 |
| Salaries and employee benefits | $356,000 | 5,016 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $184,000 | 5,272 |
| Pre-tax net operating income | $96,000 | 7,255 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $108,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,300 | 7,155 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 5,798 |
| Total interest expense | $1,297,000 | 6,185 |
| Net interest income | $2,839,000 | 5,472 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $428,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 4,356 |
| Total noninterest expense | $2,547,000 | 5,020 |
| Salaries and employee benefits | $1,370,000 | 5,018 |
| Premises and equipment expense | $435,000 | 4,364 |
| Additional noninterest expense | $742,000 | 5,195 |
| Pre-tax net operating income | $465,000 | 6,904 |
| Securities gains (losses) | $39,000 | 2,625 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $504,000 | 6,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $504,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,565 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $465,000 | 6,423 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 6,565 |
| Total interest expense | $1,442,000 | 7,093 |
| Net interest income | $2,283,000 | 6,016 |
| Provision for loan and lease losses | $148,000 | 4,830 |
| Total noninterest income | $254,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $2,325,000 | 5,208 |
| Salaries and employee benefits | $1,168,000 | 5,427 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $700,000 | 5,307 |
| Pre-tax net operating income | $64,000 | 8,484 |
| Securities gains (losses) | $70,000 | 2,049 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $134,000 | 8,131 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $134,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $64,000 | 8,446 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 7,253 |
| Total interest expense | $1,218,000 | 7,764 |
| Net interest income | $1,934,000 | 6,671 |
| Provision for loan and lease losses | $133,000 | 4,645 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $2,059,000 | 5,568 |
| Salaries and employee benefits | $1,061,000 | 5,692 |
| Premises and equipment expense | $360,000 | 4,840 |
| Additional noninterest expense | $638,000 | 5,537 |
| Pre-tax net operating income | $-100,000 | 9,247 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-100,000 | 9,271 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-100,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,393 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,243,000 | 341 |
| Net operating income | $-100,000 | 9,267 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 8,332 |
| Total interest expense | $755,000 | 8,809 |
| Net interest income | $1,395,000 | 7,787 |
| Provision for loan and lease losses | $121,000 | 4,708 |
| Total noninterest income | $86,000 | 9,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $1,438,000 | 6,939 |
| Salaries and employee benefits | $757,000 | 6,959 |
| Premises and equipment expense | $216,000 | 6,562 |
| Additional noninterest expense | $465,000 | 6,781 |
| Pre-tax net operating income | $-78,000 | 9,517 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-77,000 | 9,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-77,000 | 9,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-78,000 | 9,528 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 9,245 |
| Total interest expense | $596,000 | 9,488 |
| Net interest income | $940,000 | 8,929 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,159,000 | 7,658 |
| Salaries and employee benefits | $573,000 | 7,903 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $422,000 | 7,044 |
| Pre-tax net operating income | $-284,000 | 10,054 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-258,000 | 10,085 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-258,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-284,000 | 10,072 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 10,455 |
| Total interest expense | $371,000 | 10,388 |
| Net interest income | $460,000 | 10,459 |
| Provision for loan and lease losses | $63,000 | 6,100 |
| Total noninterest income | $27,000 | 10,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 9,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $1,214,000 | 7,625 |
| Salaries and employee benefits | $461,000 | 8,879 |
| Premises and equipment expense | $126,000 | 8,337 |
| Additional noninterest expense | $627,000 | 5,638 |
| Pre-tax net operating income | $-790,000 | 10,817 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-783,000 | 10,827 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-783,000 | 10,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,581,000 | 181 |
| Net operating income | $-790,000 | 10,813 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.