Home > Shore Bank > Income and Expense
Shore Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 1,704 |
| Total interest expense | $1,336,000 | 1,551 |
| Net interest income | $9,640,000 | 1,716 |
| Provision for loan and lease losses | $75,000 | 2,945 |
| Total noninterest income | $1,519,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $791,000 | 1,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $728,000 | 2,434 |
| Total noninterest expense | $9,879,000 | 1,486 |
| Salaries and employee benefits | $4,176,000 | 1,875 |
| Premises and equipment expense | $779,000 | 2,150 |
| Additional noninterest expense | $4,924,000 | 1,005 |
| Pre-tax net operating income | $1,205,000 | 3,451 |
| Securities gains (losses) | $-18,000 | 6,056 |
| Applicable income taxes | $42,000 | 3,699 |
| Income before extraordinary items | $1,145,000 | 3,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 3,270 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,145,000 | 3,271 |
| Net charge-offs | $175,000 | 1,673 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,162,280 | 3,192 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 1,740 |
| Total interest expense | $924,000 | 1,507 |
| Net interest income | $6,246,000 | 1,770 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $1,048,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $518,000 | 1,176 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $530,000 | 2,351 |
| Total noninterest expense | $6,451,000 | 1,520 |
| Salaries and employee benefits | $2,743,000 | 1,912 |
| Premises and equipment expense | $511,000 | 2,184 |
| Additional noninterest expense | $3,197,000 | 1,034 |
| Pre-tax net operating income | $768,000 | 3,493 |
| Securities gains (losses) | $-18,000 | 6,168 |
| Applicable income taxes | $15,000 | 3,945 |
| Income before extraordinary items | $735,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $735,000 | 3,322 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $735,000 | 3,323 |
| Net charge-offs | $123,000 | 1,542 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $752,640 | 3,213 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 1,794 |
| Total interest expense | $459,000 | 1,515 |
| Net interest income | $3,024,000 | 1,823 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $692,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $233,000 | 1,264 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $459,000 | 1,605 |
| Total noninterest expense | $3,500,000 | 1,400 |
| Salaries and employee benefits | $1,536,000 | 1,733 |
| Premises and equipment expense | $260,000 | 2,179 |
| Additional noninterest expense | $1,704,000 | 941 |
| Pre-tax net operating income | $141,000 | 4,904 |
| Securities gains (losses) | $-18,000 | 6,290 |
| Applicable income taxes | $8,000 | 3,914 |
| Income before extraordinary items | $115,000 | 4,964 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $115,000 | 4,966 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $115,000 | 4,968 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $131,740 | 4,769 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,620,000 | 1,845 |
| Total interest expense | $1,605,000 | 1,795 |
| Net interest income | $12,015,000 | 1,827 |
| Provision for loan and lease losses | $400,000 | 1,663 |
| Total noninterest income | $3,193,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,009,000 | 1,276 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,184,000 | 1,368 |
| Total noninterest expense | $12,661,000 | 1,504 |
| Salaries and employee benefits | $4,823,000 | 2,120 |
| Premises and equipment expense | $992,000 | 2,261 |
| Additional noninterest expense | $6,846,000 | 954 |
| Pre-tax net operating income | $2,147,000 | 2,861 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $-8,000 | 6,128 |
| Income before extraordinary items | $2,186,000 | 2,534 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,186,000 | 2,534 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,186,000 | 2,534 |
| Net charge-offs | $408,000 | 1,700 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,155,000 | 2,516 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 1,876 |
| Total interest expense | $1,199,000 | 1,816 |
| Net interest income | $8,855,000 | 1,862 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $2,366,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $766,000 | 1,271 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,600,000 | 1,393 |
| Total noninterest expense | $9,218,000 | 1,555 |
| Salaries and employee benefits | $3,492,000 | 2,193 |
| Premises and equipment expense | $757,000 | 2,243 |
| Additional noninterest expense | $4,969,000 | 984 |
| Pre-tax net operating income | $1,703,000 | 2,799 |
| Securities gains (losses) | $29,000 | 1,798 |
| Applicable income taxes | $-6,000 | 6,276 |
| Income before extraordinary items | $1,738,000 | 2,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,738,000 | 2,464 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,738,000 | 2,463 |
| Net charge-offs | $418,000 | 1,309 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,709,000 | 2,451 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 1,890 |
| Total interest expense | $797,000 | 1,842 |
| Net interest income | $5,818,000 | 1,876 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,597,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $516,000 | 1,243 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,081,000 | 1,381 |
| Total noninterest expense | $5,829,000 | 1,640 |
| Salaries and employee benefits | $2,099,000 | 2,393 |
| Premises and equipment expense | $515,000 | 2,220 |
| Additional noninterest expense | $3,215,000 | 1,010 |
| Pre-tax net operating income | $1,286,000 | 2,514 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $25,000 | 3,746 |
| Income before extraordinary items | $1,269,000 | 2,251 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,269,000 | 2,254 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,269,000 | 2,253 |
| Net charge-offs | $780,000 | 613 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,261,160 | 2,211 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 1,881 |
| Total interest expense | $394,000 | 1,892 |
| Net interest income | $2,921,000 | 1,860 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $618,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $250,000 | 1,273 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $368,000 | 1,761 |
| Total noninterest expense | $2,974,000 | 1,618 |
| Salaries and employee benefits | $1,040,000 | 2,414 |
| Premises and equipment expense | $289,000 | 2,050 |
| Additional noninterest expense | $1,645,000 | 975 |
| Pre-tax net operating income | $265,000 | 4,014 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $258,000 | 3,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $258,000 | 3,804 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $258,000 | 3,804 |
| Net charge-offs | $35,000 | 2,123 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $258,000 | 3,758 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,512,000 | 1,848 |
| Total interest expense | $1,732,000 | 1,939 |
| Net interest income | $11,780,000 | 1,826 |
| Provision for loan and lease losses | $750,000 | 1,404 |
| Total noninterest income | $1,413,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,030,000 | 1,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $383,000 | 3,733 |
| Total noninterest expense | $11,349,000 | 1,692 |
| Salaries and employee benefits | $4,194,000 | 2,377 |
| Premises and equipment expense | $860,000 | 2,564 |
| Additional noninterest expense | $6,295,000 | 1,073 |
| Pre-tax net operating income | $1,094,000 | 3,938 |
| Securities gains (losses) | $57,000 | 1,705 |
| Applicable income taxes | $35,000 | 3,900 |
| Income before extraordinary items | $1,116,000 | 3,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,116,000 | 3,690 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,116,000 | 3,691 |
| Net charge-offs | $235,000 | 2,832 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,060,710 | 3,737 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,073,000 | 1,868 |
| Total interest expense | $1,298,000 | 1,984 |
| Net interest income | $8,775,000 | 1,833 |
| Provision for loan and lease losses | $500,000 | 1,496 |
| Total noninterest income | $951,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $762,000 | 1,346 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,370 |
| Total noninterest expense | $8,500,000 | 1,705 |
| Salaries and employee benefits | $3,166,000 | 2,374 |
| Premises and equipment expense | $651,000 | 2,567 |
| Additional noninterest expense | $4,683,000 | 1,078 |
| Pre-tax net operating income | $726,000 | 4,208 |
| Securities gains (losses) | $57,000 | 1,567 |
| Applicable income taxes | $20,000 | 4,099 |
| Income before extraordinary items | $763,000 | 3,903 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $763,000 | 3,906 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $763,000 | 3,906 |
| Net charge-offs | $42,000 | 3,991 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $707,710 | 3,981 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,739,000 | 1,857 |
| Total interest expense | $871,000 | 1,996 |
| Net interest income | $5,868,000 | 1,817 |
| Provision for loan and lease losses | $500,000 | 1,162 |
| Total noninterest income | $469,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $499,000 | 1,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-30,000 | 6,724 |
| Total noninterest expense | $5,635,000 | 1,716 |
| Salaries and employee benefits | $2,126,000 | 2,369 |
| Premises and equipment expense | $449,000 | 2,488 |
| Additional noninterest expense | $3,060,000 | 1,103 |
| Pre-tax net operating income | $202,000 | 5,306 |
| Securities gains (losses) | $57,000 | 1,438 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $249,000 | 5,005 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 5,008 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $249,000 | 5,009 |
| Net charge-offs | $-69,000 | 6,606 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $194,280 | 5,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 1,891 |
| Total interest expense | $441,000 | 2,020 |
| Net interest income | $2,889,000 | 1,850 |
| Provision for loan and lease losses | $145,000 | 1,761 |
| Total noninterest income | $-12,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-252,000 | 6,975 |
| Total noninterest expense | $2,849,000 | 1,709 |
| Salaries and employee benefits | $1,054,000 | 2,404 |
| Premises and equipment expense | $234,000 | 2,433 |
| Additional noninterest expense | $1,561,000 | 1,070 |
| Pre-tax net operating income | $-117,000 | 6,634 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-117,000 | 6,674 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-117,000 | 6,675 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-117,000 | 6,675 |
| Net charge-offs | $-59,000 | 6,747 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-117,000 | 6,644 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,211,000 | 1,991 |
| Total interest expense | $2,060,000 | 2,088 |
| Net interest income | $11,151,000 | 1,959 |
| Provision for loan and lease losses | $434,000 | 2,924 |
| Total noninterest income | $411,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $983,000 | 1,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-572,000 | 6,947 |
| Total noninterest expense | $8,480,000 | 2,229 |
| Salaries and employee benefits | $3,494,000 | 2,793 |
| Premises and equipment expense | $825,000 | 2,675 |
| Additional noninterest expense | $4,161,000 | 1,623 |
| Pre-tax net operating income | $2,648,000 | 2,316 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,648,000 | 2,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,648,000 | 2,061 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,648,000 | 2,064 |
| Net charge-offs | $1,352,000 | 1,492 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,648,000 | 1,949 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,789,000 | 2,045 |
| Total interest expense | $1,582,000 | 2,124 |
| Net interest income | $8,207,000 | 2,025 |
| Provision for loan and lease losses | $149,000 | 3,922 |
| Total noninterest income | $527,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $722,000 | 1,477 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-195,000 | 6,981 |
| Total noninterest expense | $6,406,000 | 2,235 |
| Salaries and employee benefits | $2,613,000 | 2,809 |
| Premises and equipment expense | $611,000 | 2,735 |
| Additional noninterest expense | $3,182,000 | 1,571 |
| Pre-tax net operating income | $2,179,000 | 2,196 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,179,000 | 1,952 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,179,000 | 1,951 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,179,000 | 1,953 |
| Net charge-offs | $1,215,000 | 1,282 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,179,000 | 1,838 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 2,076 |
| Total interest expense | $1,075,000 | 2,151 |
| Net interest income | $5,388,000 | 2,053 |
| Provision for loan and lease losses | $128,000 | 3,540 |
| Total noninterest income | $414,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $474,000 | 1,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-60,000 | 6,964 |
| Total noninterest expense | $4,387,000 | 2,194 |
| Salaries and employee benefits | $1,753,000 | 2,800 |
| Premises and equipment expense | $379,000 | 2,889 |
| Additional noninterest expense | $2,255,000 | 1,504 |
| Pre-tax net operating income | $1,287,000 | 2,387 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,287,000 | 2,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,287,000 | 2,148 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,287,000 | 2,149 |
| Net charge-offs | $549,000 | 1,671 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,287,000 | 2,034 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,104 |
| Total interest expense | $553,000 | 2,167 |
| Net interest income | $2,671,000 | 2,062 |
| Provision for loan and lease losses | $-148,000 | 7,216 |
| Total noninterest income | $145,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $243,000 | 1,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-98,000 | 7,160 |
| Total noninterest expense | $2,405,000 | 1,992 |
| Salaries and employee benefits | $900,000 | 2,743 |
| Premises and equipment expense | $181,000 | 3,020 |
| Additional noninterest expense | $1,324,000 | 1,266 |
| Pre-tax net operating income | $559,000 | 2,656 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $559,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $559,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $559,000 | 2,392 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $559,000 | 2,272 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,405,000 | 2,255 |
| Total interest expense | $3,217,000 | 1,839 |
| Net interest income | $9,188,000 | 2,387 |
| Provision for loan and lease losses | $610,000 | 3,133 |
| Total noninterest income | $2,251,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,340,000 | 1,099 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $911,000 | 2,269 |
| Total noninterest expense | $9,737,000 | 1,959 |
| Salaries and employee benefits | $3,496,000 | 2,753 |
| Premises and equipment expense | $1,394,000 | 1,778 |
| Additional noninterest expense | $4,847,000 | 1,420 |
| Pre-tax net operating income | $1,092,000 | 3,549 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $47,000 | 3,787 |
| Income before extraordinary items | $1,049,000 | 3,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,049,000 | 3,460 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,049,000 | 3,461 |
| Net charge-offs | $1,846,000 | 1,629 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,045,160 | 3,350 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,188,000 | 2,305 |
| Total interest expense | $2,642,000 | 1,751 |
| Net interest income | $6,546,000 | 2,534 |
| Provision for loan and lease losses | $593,000 | 2,656 |
| Total noninterest income | $2,073,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,004,000 | 1,110 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,069,000 | 1,690 |
| Total noninterest expense | $7,210,000 | 1,994 |
| Salaries and employee benefits | $2,702,000 | 2,682 |
| Premises and equipment expense | $1,042,000 | 1,803 |
| Additional noninterest expense | $3,466,000 | 1,491 |
| Pre-tax net operating income | $816,000 | 3,684 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $47,000 | 3,654 |
| Income before extraordinary items | $773,000 | 3,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $773,000 | 3,581 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $773,000 | 3,581 |
| Net charge-offs | $1,464,000 | 1,519 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $769,240 | 3,473 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,379 |
| Total interest expense | $1,986,000 | 1,638 |
| Net interest income | $3,969,000 | 2,755 |
| Provision for loan and lease losses | $514,000 | 2,277 |
| Total noninterest income | $1,488,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $673,000 | 1,097 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $815,000 | 1,543 |
| Total noninterest expense | $4,745,000 | 2,039 |
| Salaries and employee benefits | $1,890,000 | 2,544 |
| Premises and equipment expense | $681,000 | 1,865 |
| Additional noninterest expense | $2,174,000 | 1,589 |
| Pre-tax net operating income | $198,000 | 5,117 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $44,000 | 3,439 |
| Income before extraordinary items | $154,000 | 5,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $154,000 | 5,338 |
| Net charge-offs | $1,211,000 | 1,313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $154,000 | 5,249 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 2,447 |
| Total interest expense | $1,074,000 | 1,585 |
| Net interest income | $1,843,000 | 2,935 |
| Provision for loan and lease losses | $-126,000 | 7,505 |
| Total noninterest income | $742,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $325,000 | 1,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $417,000 | 1,526 |
| Total noninterest expense | $2,625,000 | 1,864 |
| Salaries and employee benefits | $1,083,000 | 2,260 |
| Premises and equipment expense | $351,000 | 1,847 |
| Additional noninterest expense | $1,191,000 | 1,465 |
| Pre-tax net operating income | $86,000 | 5,303 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $44,000 | 2,925 |
| Income before extraordinary items | $42,000 | 5,827 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $42,000 | 5,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $42,000 | 5,827 |
| Net charge-offs | $824,000 | 970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $42,000 | 5,794 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,525,000 | 2,232 |
| Total interest expense | $5,069,000 | 1,643 |
| Net interest income | $8,456,000 | 2,593 |
| Provision for loan and lease losses | $3,448,000 | 1,474 |
| Total noninterest income | $3,394,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,692,000 | 892 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,702,000 | 1,559 |
| Total noninterest expense | $8,482,000 | 2,279 |
| Salaries and employee benefits | $3,302,000 | 2,860 |
| Premises and equipment expense | $1,348,000 | 1,897 |
| Additional noninterest expense | $3,832,000 | 1,871 |
| Pre-tax net operating income | $-80,000 | 5,908 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-33,000 | 6,674 |
| Income before extraordinary items | $-47,000 | 6,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-47,000 | 6,019 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-47,000 | 6,019 |
| Net charge-offs | $2,774,000 | 1,539 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-47,000 | 5,927 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,441,000 | 2,223 |
| Total interest expense | $3,871,000 | 1,673 |
| Net interest income | $6,570,000 | 2,536 |
| Provision for loan and lease losses | $2,993,000 | 1,270 |
| Total noninterest income | $2,576,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,311,000 | 900 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,265,000 | 1,526 |
| Total noninterest expense | $6,303,000 | 2,300 |
| Salaries and employee benefits | $2,473,000 | 2,874 |
| Premises and equipment expense | $1,008,000 | 1,924 |
| Additional noninterest expense | $2,822,000 | 1,860 |
| Pre-tax net operating income | $-150,000 | 6,239 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-58,000 | 6,997 |
| Income before extraordinary items | $-92,000 | 6,295 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-92,000 | 6,294 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-92,000 | 6,294 |
| Net charge-offs | $2,336,000 | 1,367 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-92,000 | 6,190 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 2,250 |
| Total interest expense | $2,543,000 | 1,746 |
| Net interest income | $4,424,000 | 2,501 |
| Provision for loan and lease losses | $1,309,000 | 1,658 |
| Total noninterest income | $1,702,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $910,000 | 861 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $792,000 | 1,530 |
| Total noninterest expense | $4,160,000 | 2,327 |
| Salaries and employee benefits | $1,688,000 | 2,826 |
| Premises and equipment expense | $659,000 | 1,976 |
| Additional noninterest expense | $1,813,000 | 1,912 |
| Pre-tax net operating income | $657,000 | 3,147 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $220,000 | 2,041 |
| Income before extraordinary items | $437,000 | 3,635 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 3,633 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $437,000 | 3,634 |
| Net charge-offs | $1,325,000 | 1,478 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $437,000 | 3,525 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 2,354 |
| Total interest expense | $1,207,000 | 1,903 |
| Net interest income | $2,198,000 | 2,552 |
| Provision for loan and lease losses | $152,000 | 3,320 |
| Total noninterest income | $901,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $433,000 | 903 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $468,000 | 1,367 |
| Total noninterest expense | $2,145,000 | 2,271 |
| Salaries and employee benefits | $902,000 | 2,720 |
| Premises and equipment expense | $344,000 | 1,957 |
| Additional noninterest expense | $899,000 | 1,903 |
| Pre-tax net operating income | $802,000 | 1,617 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $258,000 | 1,173 |
| Income before extraordinary items | $544,000 | 1,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $544,000 | 1,985 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $544,000 | 1,987 |
| Net charge-offs | $110,000 | 3,010 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $544,000 | 1,911 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 2,268 |
| Total interest expense | $5,186,000 | 2,185 |
| Net interest income | $9,518,000 | 2,295 |
| Provision for loan and lease losses | $2,086,000 | 2,425 |
| Total noninterest income | $3,335,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,027,000 | 852 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,308,000 | 1,806 |
| Total noninterest expense | $36,883,000 | 576 |
| Salaries and employee benefits | $3,835,000 | 2,542 |
| Premises and equipment expense | $1,356,000 | 1,976 |
| Additional noninterest expense | $31,692,000 | 308 |
| Pre-tax net operating income | $-26,116,000 | 7,774 |
| Securities gains (losses) | $34,000 | 2,821 |
| Applicable income taxes | $540,000 | 1,483 |
| Income before extraordinary items | $-26,622,000 | 7,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-26,622,000 | 7,796 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-26,622,000 | 7,796 |
| Net charge-offs | $865,000 | 3,061 |
| Cash dividends | $1,750,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-26,656,000 | 7,797 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 2,260 |
| Total interest expense | $3,811,000 | 2,323 |
| Net interest income | $7,431,000 | 2,208 |
| Provision for loan and lease losses | $1,420,000 | 2,286 |
| Total noninterest income | $2,137,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,527,000 | 846 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $610,000 | 2,491 |
| Total noninterest expense | $34,948,000 | 463 |
| Salaries and employee benefits | $3,097,000 | 2,405 |
| Premises and equipment expense | $1,035,000 | 1,963 |
| Additional noninterest expense | $30,816,000 | 252 |
| Pre-tax net operating income | $-26,800,000 | 7,913 |
| Securities gains (losses) | $34,000 | 2,497 |
| Applicable income taxes | $326,000 | 1,840 |
| Income before extraordinary items | $-27,092,000 | 7,929 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,092,000 | 7,929 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,092,000 | 7,929 |
| Net charge-offs | $666,000 | 2,686 |
| Cash dividends | $1,750,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-27,126,000 | 7,930 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,599,000 | 2,265 |
| Total interest expense | $2,477,000 | 2,475 |
| Net interest income | $5,122,000 | 2,131 |
| Provision for loan and lease losses | $1,258,000 | 1,797 |
| Total noninterest income | $1,405,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $991,000 | 850 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $414,000 | 2,503 |
| Total noninterest expense | $32,700,000 | 358 |
| Salaries and employee benefits | $2,144,000 | 2,361 |
| Premises and equipment expense | $697,000 | 1,971 |
| Additional noninterest expense | $29,859,000 | 202 |
| Pre-tax net operating income | $-27,431,000 | 8,052 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $-27,584,000 | 8,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,584,000 | 8,065 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-27,584,000 | 8,065 |
| Net charge-offs | $629,000 | 2,090 |
| Cash dividends | $1,750,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-27,584,000 | 8,061 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 2,268 |
| Total interest expense | $1,226,000 | 2,580 |
| Net interest income | $2,639,000 | 2,071 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $675,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $469,000 | 874 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $206,000 | 2,467 |
| Total noninterest expense | $2,218,000 | 2,208 |
| Salaries and employee benefits | $1,057,000 | 2,414 |
| Premises and equipment expense | $346,000 | 2,021 |
| Additional noninterest expense | $815,000 | 1,962 |
| Pre-tax net operating income | $998,000 | 1,288 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $304,000 | 1,038 |
| Income before extraordinary items | $694,000 | 1,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $694,000 | 1,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $694,000 | 1,562 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $694,000 | 1,482 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,343,000 | 3,712 |
| Total interest expense | $3,097,000 | 4,168 |
| Net interest income | $6,246,000 | 3,363 |
| Provision for loan and lease losses | $38,000 | 6,743 |
| Total noninterest income | $2,102,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,237,000 | 1,451 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $865,000 | 2,348 |
| Total noninterest expense | $5,162,000 | 3,471 |
| Salaries and employee benefits | $2,280,000 | 4,045 |
| Premises and equipment expense | $804,000 | 3,175 |
| Additional noninterest expense | $2,078,000 | 2,770 |
| Pre-tax net operating income | $3,148,000 | 1,717 |
| Securities gains (losses) | $-134,000 | 7,275 |
| Applicable income taxes | $957,000 | 1,243 |
| Income before extraordinary items | $2,057,000 | 1,937 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,057,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,831 |
| Cash dividends | $993,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,148,120 | 1,988 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 4,601 |
| Total interest expense | $1,749,000 | 5,051 |
| Net interest income | $3,434,000 | 4,209 |
| Provision for loan and lease losses | $14,000 | 6,656 |
| Total noninterest income | $1,084,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $713,000 | 1,843 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $371,000 | 3,309 |
| Total noninterest expense | $3,032,000 | 4,187 |
| Salaries and employee benefits | $1,270,000 | 4,993 |
| Premises and equipment expense | $464,000 | 3,856 |
| Additional noninterest expense | $1,298,000 | 3,160 |
| Pre-tax net operating income | $1,472,000 | 2,876 |
| Securities gains (losses) | $-134,000 | 7,556 |
| Applicable income taxes | $408,000 | 2,138 |
| Income before extraordinary items | $930,000 | 3,253 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $930,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $494,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,023,800 | 3,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,094 |
| Total interest expense | $418,000 | 7,297 |
| Net interest income | $852,000 | 6,837 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $283,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $175,000 | 3,751 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $108,000 | 4,918 |
| Total noninterest expense | $828,000 | 6,715 |
| Salaries and employee benefits | $400,000 | 6,970 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $314,000 | 6,069 |
| Pre-tax net operating income | $303,000 | 5,270 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $103,000 | 3,427 |
| Income before extraordinary items | $200,000 | 5,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $200,000 | 5,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 2,423 |
| Total interest expense | $1,772,000 | 2,474 |
| Net interest income | $2,335,000 | 2,353 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $769,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $590,000 | 733 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $2,145,000 | 2,225 |
| Salaries and employee benefits | $943,000 | 2,718 |
| Premises and equipment expense | $313,000 | 2,172 |
| Additional noninterest expense | $889,000 | 1,610 |
| Pre-tax net operating income | $954,000 | 1,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $287,000 | 1,523 |
| Income before extraordinary items | $667,000 | 2,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $667,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $667,000 | 2,051 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,417,000 | 2,484 |
| Total interest expense | $7,452,000 | 2,474 |
| Net interest income | $8,965,000 | 2,450 |
| Provision for loan and lease losses | $-73,000 | 8,347 |
| Total noninterest income | $2,844,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,319,000 | 761 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $525,000 | 3,218 |
| Total noninterest expense | $8,135,000 | 2,252 |
| Salaries and employee benefits | $3,700,000 | 2,673 |
| Premises and equipment expense | $1,177,000 | 2,207 |
| Additional noninterest expense | $3,258,000 | 1,708 |
| Pre-tax net operating income | $3,747,000 | 2,083 |
| Securities gains (losses) | $-50,000 | 8,012 |
| Applicable income taxes | $1,107,000 | 1,739 |
| Income before extraordinary items | $2,590,000 | 2,283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,590,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,750 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,625,000 | 2,251 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,243,000 | 2,506 |
| Total interest expense | $5,576,000 | 2,477 |
| Net interest income | $6,667,000 | 2,493 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $2,054,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,710,000 | 763 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,493 |
| Total noninterest expense | $5,996,000 | 2,265 |
| Salaries and employee benefits | $2,782,000 | 2,652 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $2,333,000 | 1,733 |
| Pre-tax net operating income | $2,701,000 | 2,283 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $773,000 | 1,944 |
| Income before extraordinary items | $1,928,000 | 2,449 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,928,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,928,000 | 2,424 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 2,546 |
| Total interest expense | $3,701,000 | 2,488 |
| Net interest income | $4,369,000 | 2,552 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $1,295,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,115,000 | 797 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $180,000 | 3,992 |
| Total noninterest expense | $3,974,000 | 2,298 |
| Salaries and employee benefits | $1,849,000 | 2,695 |
| Premises and equipment expense | $594,000 | 2,178 |
| Additional noninterest expense | $1,531,000 | 1,773 |
| Pre-tax net operating income | $1,678,000 | 2,487 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $475,000 | 2,144 |
| Income before extraordinary items | $1,203,000 | 2,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,203,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,203,000 | 2,616 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 2,574 |
| Total interest expense | $1,859,000 | 2,466 |
| Net interest income | $2,122,000 | 2,622 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $684,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $527,000 | 810 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $157,000 | 2,924 |
| Total noninterest expense | $1,930,000 | 2,366 |
| Salaries and employee benefits | $887,000 | 2,817 |
| Premises and equipment expense | $303,000 | 2,157 |
| Additional noninterest expense | $740,000 | 1,800 |
| Pre-tax net operating income | $876,000 | 2,393 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $286,000 | 1,911 |
| Income before extraordinary items | $590,000 | 2,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $590,000 | 2,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,222,000 | 2,522 |
| Total interest expense | $6,618,000 | 2,387 |
| Net interest income | $8,604,000 | 2,620 |
| Provision for loan and lease losses | $59,000 | 5,451 |
| Total noninterest income | $2,886,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,287,000 | 772 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $599,000 | 3,021 |
| Total noninterest expense | $7,481,000 | 2,369 |
| Salaries and employee benefits | $3,376,000 | 2,818 |
| Premises and equipment expense | $1,235,000 | 2,021 |
| Additional noninterest expense | $2,870,000 | 1,834 |
| Pre-tax net operating income | $3,950,000 | 2,283 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $1,156,000 | 1,997 |
| Income before extraordinary items | $2,773,000 | 2,410 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,773,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,787,910 | 2,378 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 2,561 |
| Total interest expense | $4,755,000 | 2,417 |
| Net interest income | $6,388,000 | 2,660 |
| Provision for loan and lease losses | $126,000 | 3,745 |
| Total noninterest income | $2,267,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,813,000 | 742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,998 |
| Total noninterest expense | $5,490,000 | 2,409 |
| Salaries and employee benefits | $2,421,000 | 2,926 |
| Premises and equipment expense | $937,000 | 2,018 |
| Additional noninterest expense | $2,132,000 | 1,820 |
| Pre-tax net operating income | $3,039,000 | 2,302 |
| Securities gains (losses) | $-21,000 | 7,861 |
| Applicable income taxes | $944,000 | 1,962 |
| Income before extraordinary items | $2,074,000 | 2,486 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,074,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,088,490 | 2,457 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 2,576 |
| Total interest expense | $2,982,000 | 2,450 |
| Net interest income | $4,294,000 | 2,642 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $1,536,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,214,000 | 728 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 2,885 |
| Total noninterest expense | $3,643,000 | 2,430 |
| Salaries and employee benefits | $1,599,000 | 2,960 |
| Premises and equipment expense | $604,000 | 2,075 |
| Additional noninterest expense | $1,440,000 | 1,813 |
| Pre-tax net operating income | $2,102,000 | 2,223 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $643,000 | 1,963 |
| Income before extraordinary items | $1,459,000 | 2,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,459,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,446 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,459,000 | 2,374 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 2,614 |
| Total interest expense | $1,353,000 | 2,542 |
| Net interest income | $2,150,000 | 2,633 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $738,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $593,000 | 709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,030 |
| Total noninterest expense | $1,826,000 | 2,428 |
| Salaries and employee benefits | $791,000 | 3,002 |
| Premises and equipment expense | $309,000 | 2,037 |
| Additional noninterest expense | $726,000 | 1,803 |
| Pre-tax net operating income | $1,022,000 | 2,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $312,000 | 1,970 |
| Income before extraordinary items | $710,000 | 2,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $710,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $710,000 | 2,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,971,000 | 2,545 |
| Total interest expense | $4,414,000 | 2,450 |
| Net interest income | $8,557,000 | 2,543 |
| Provision for loan and lease losses | $304,000 | 2,788 |
| Total noninterest income | $1,920,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,343,000 | 1,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $577,000 | 3,130 |
| Total noninterest expense | $6,398,000 | 2,592 |
| Salaries and employee benefits | $2,639,000 | 3,323 |
| Premises and equipment expense | $1,116,000 | 2,152 |
| Additional noninterest expense | $2,643,000 | 1,925 |
| Pre-tax net operating income | $3,775,000 | 2,306 |
| Securities gains (losses) | $-19,000 | 7,795 |
| Applicable income taxes | $1,193,000 | 2,016 |
| Income before extraordinary items | $2,563,000 | 2,552 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,563,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 8,687 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,575,920 | 2,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,527,000 | 2,532 |
| Total interest expense | $3,185,000 | 2,427 |
| Net interest income | $6,342,000 | 2,553 |
| Provision for loan and lease losses | $246,000 | 2,575 |
| Total noninterest income | $1,383,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $934,000 | 1,388 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 3,074 |
| Total noninterest expense | $4,776,000 | 2,577 |
| Salaries and employee benefits | $1,950,000 | 3,343 |
| Premises and equipment expense | $853,000 | 2,089 |
| Additional noninterest expense | $1,973,000 | 1,888 |
| Pre-tax net operating income | $2,703,000 | 2,419 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $876,000 | 2,066 |
| Income before extraordinary items | $1,808,000 | 2,686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,808,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 8,727 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,820,730 | 2,634 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 2,538 |
| Total interest expense | $2,018,000 | 2,414 |
| Net interest income | $4,168,000 | 2,559 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $799,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $607,000 | 1,397 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $3,131,000 | 2,599 |
| Salaries and employee benefits | $1,267,000 | 3,399 |
| Premises and equipment expense | $574,000 | 2,056 |
| Additional noninterest expense | $1,290,000 | 1,905 |
| Pre-tax net operating income | $1,676,000 | 2,509 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $561,000 | 2,100 |
| Income before extraordinary items | $1,115,000 | 2,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,115,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,115,000 | 2,795 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,548 |
| Total interest expense | $950,000 | 2,433 |
| Net interest income | $2,082,000 | 2,565 |
| Provision for loan and lease losses | $78,000 | 2,437 |
| Total noninterest income | $382,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $288,000 | 1,430 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $1,550,000 | 2,625 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $298,000 | 2,012 |
| Additional noninterest expense | $643,000 | 1,909 |
| Pre-tax net operating income | $836,000 | 2,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $285,000 | 2,054 |
| Income before extraordinary items | $551,000 | 2,801 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $551,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $551,000 | 2,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,628,000 | 2,667 |
| Total interest expense | $3,275,000 | 2,430 |
| Net interest income | $7,353,000 | 2,755 |
| Provision for loan and lease losses | $419,000 | 2,293 |
| Total noninterest income | $1,682,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,279,000 | 1,384 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $403,000 | 3,708 |
| Total noninterest expense | $5,331,000 | 2,935 |
| Salaries and employee benefits | $1,964,000 | 4,053 |
| Premises and equipment expense | $853,000 | 2,637 |
| Additional noninterest expense | $2,514,000 | 1,934 |
| Pre-tax net operating income | $3,285,000 | 2,399 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,011,000 | 2,134 |
| Income before extraordinary items | $2,274,000 | 2,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,274,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,274,000 | 2,566 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,743,000 | 2,714 |
| Total interest expense | $2,389,000 | 2,456 |
| Net interest income | $5,354,000 | 2,808 |
| Provision for loan and lease losses | $314,000 | 2,203 |
| Total noninterest income | $1,256,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $969,000 | 1,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $287,000 | 3,819 |
| Total noninterest expense | $3,789,000 | 3,055 |
| Salaries and employee benefits | $1,432,000 | 4,104 |
| Premises and equipment expense | $588,000 | 2,830 |
| Additional noninterest expense | $1,769,000 | 2,040 |
| Pre-tax net operating income | $2,507,000 | 2,385 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $795,000 | 2,111 |
| Income before extraordinary items | $1,712,000 | 2,653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,712,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,712,000 | 2,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 2,785 |
| Total interest expense | $1,546,000 | 2,508 |
| Net interest income | $3,457,000 | 2,884 |
| Provision for loan and lease losses | $209,000 | 2,141 |
| Total noninterest income | $833,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $636,000 | 1,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 3,766 |
| Total noninterest expense | $2,450,000 | 3,162 |
| Salaries and employee benefits | $948,000 | 4,141 |
| Premises and equipment expense | $373,000 | 2,962 |
| Additional noninterest expense | $1,129,000 | 2,142 |
| Pre-tax net operating income | $1,631,000 | 2,411 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $526,000 | 2,120 |
| Income before extraordinary items | $1,105,000 | 2,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,105,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,105,000 | 2,628 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 2,814 |
| Total interest expense | $750,000 | 2,607 |
| Net interest income | $1,728,000 | 2,876 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $394,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $294,000 | 1,459 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $1,217,000 | 3,186 |
| Salaries and employee benefits | $474,000 | 4,177 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $558,000 | 2,123 |
| Pre-tax net operating income | $800,000 | 2,431 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $273,000 | 2,067 |
| Income before extraordinary items | $527,000 | 2,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $527,000 | 2,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 2,983 |
| Total interest expense | $3,275,000 | 2,649 |
| Net interest income | $6,180,000 | 3,106 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $1,524,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,115,000 | 1,548 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $409,000 | 3,939 |
| Total noninterest expense | $4,585,000 | 3,300 |
| Salaries and employee benefits | $1,754,000 | 4,335 |
| Premises and equipment expense | $636,000 | 3,359 |
| Additional noninterest expense | $2,195,000 | 2,200 |
| Pre-tax net operating income | $2,739,000 | 2,693 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $867,000 | 2,391 |
| Income before extraordinary items | $1,879,000 | 3,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,879,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,874,240 | 2,892 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 3,025 |
| Total interest expense | $2,547,000 | 2,641 |
| Net interest income | $4,538,000 | 3,168 |
| Provision for loan and lease losses | $285,000 | 2,606 |
| Total noninterest income | $1,147,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $822,000 | 1,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 3,909 |
| Total noninterest expense | $3,370,000 | 3,340 |
| Salaries and employee benefits | $1,311,000 | 4,339 |
| Premises and equipment expense | $463,000 | 3,431 |
| Additional noninterest expense | $1,596,000 | 2,250 |
| Pre-tax net operating income | $2,030,000 | 2,818 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $712,000 | 2,366 |
| Income before extraordinary items | $1,325,000 | 3,247 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,325,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,320,450 | 3,102 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 3,055 |
| Total interest expense | $1,741,000 | 2,655 |
| Net interest income | $2,965,000 | 3,226 |
| Provision for loan and lease losses | $190,000 | 2,598 |
| Total noninterest income | $756,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $536,000 | 1,581 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $220,000 | 3,865 |
| Total noninterest expense | $2,200,000 | 3,399 |
| Salaries and employee benefits | $857,000 | 4,404 |
| Premises and equipment expense | $303,000 | 3,453 |
| Additional noninterest expense | $1,040,000 | 2,284 |
| Pre-tax net operating income | $1,331,000 | 2,856 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $430,000 | 2,553 |
| Income before extraordinary items | $901,000 | 3,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $901,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $901,000 | 3,039 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 3,083 |
| Total interest expense | $902,000 | 2,641 |
| Net interest income | $1,439,000 | 3,287 |
| Provision for loan and lease losses | $95,000 | 2,452 |
| Total noninterest income | $372,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $248,000 | 1,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 3,547 |
| Total noninterest expense | $1,089,000 | 3,419 |
| Salaries and employee benefits | $428,000 | 4,407 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $503,000 | 2,330 |
| Pre-tax net operating income | $627,000 | 2,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $201,000 | 2,692 |
| Income before extraordinary items | $426,000 | 3,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $426,000 | 3,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 3,203 |
| Total interest expense | $3,716,000 | 2,932 |
| Net interest income | $5,635,000 | 3,310 |
| Provision for loan and lease losses | $335,000 | 3,217 |
| Total noninterest income | $1,238,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,045,000 | 1,548 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 5,108 |
| Total noninterest expense | $3,947,000 | 3,598 |
| Salaries and employee benefits | $1,836,000 | 4,017 |
| Premises and equipment expense | $634,000 | 3,245 |
| Additional noninterest expense | $1,477,000 | 2,986 |
| Pre-tax net operating income | $2,591,000 | 2,811 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $792,000 | 2,612 |
| Income before extraordinary items | $1,804,000 | 3,032 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,804,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,800,550 | 2,942 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 3,343 |
| Total interest expense | $4,929,000 | 3,187 |
| Net interest income | $4,968,000 | 3,445 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $1,084,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $873,000 | 1,743 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $211,000 | 4,814 |
| Total noninterest expense | $3,712,000 | 3,654 |
| Salaries and employee benefits | $1,801,000 | 3,914 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $1,318,000 | 3,218 |
| Pre-tax net operating income | $2,030,000 | 3,141 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $616,000 | 2,920 |
| Income before extraordinary items | $1,414,000 | 3,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,414,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,143 |
| Cash dividends | $1,700,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,414,000 | 3,276 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,673,000 | 3,498 |
| Total interest expense | $5,041,000 | 3,291 |
| Net interest income | $4,632,000 | 3,711 |
| Provision for loan and lease losses | $212,000 | 3,614 |
| Total noninterest income | $1,008,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $749,000 | 1,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $259,000 | 4,220 |
| Total noninterest expense | $3,530,000 | 3,676 |
| Salaries and employee benefits | $1,712,000 | 3,931 |
| Premises and equipment expense | $566,000 | 3,432 |
| Additional noninterest expense | $1,252,000 | 3,287 |
| Pre-tax net operating income | $1,898,000 | 3,456 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $601,000 | 3,104 |
| Income before extraordinary items | $1,306,000 | 3,624 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,306,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,299,880 | 3,627 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,853,000 | 3,579 |
| Total interest expense | $4,381,000 | 3,320 |
| Net interest income | $4,472,000 | 3,804 |
| Provision for loan and lease losses | $485,000 | 1,812 |
| Total noninterest income | $957,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $681,000 | 1,959 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $276,000 | 4,208 |
| Total noninterest expense | $3,348,000 | 3,848 |
| Salaries and employee benefits | $1,407,000 | 4,568 |
| Premises and equipment expense | $491,000 | 3,826 |
| Additional noninterest expense | $1,450,000 | 2,950 |
| Pre-tax net operating income | $1,596,000 | 3,932 |
| Securities gains (losses) | $241,000 | 501 |
| Applicable income taxes | $513,000 | 3,586 |
| Income before extraordinary items | $1,324,000 | 3,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,324,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,126 |
| Cash dividends | $1,576,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,150,480 | 3,965 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 3,703 |
| Total interest expense | $4,367,000 | 3,403 |
| Net interest income | $4,165,000 | 3,991 |
| Provision for loan and lease losses | $280,000 | 2,772 |
| Total noninterest income | $786,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $587,000 | 2,194 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $199,000 | 4,964 |
| Total noninterest expense | $2,769,000 | 4,421 |
| Salaries and employee benefits | $1,217,000 | 5,023 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $1,279,000 | 3,190 |
| Pre-tax net operating income | $1,902,000 | 3,466 |
| Securities gains (losses) | $132,000 | 1,119 |
| Applicable income taxes | $672,000 | 3,126 |
| Income before extraordinary items | $1,362,000 | 3,528 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,362,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,185 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,273,560 | 3,659 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 3,886 |
| Total interest expense | $4,367,000 | 3,379 |
| Net interest income | $3,838,000 | 4,389 |
| Provision for loan and lease losses | $237,000 | 3,092 |
| Total noninterest income | $731,000 | 3,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $731,000 | 2,166 |
| Total noninterest expense | $2,600,000 | 4,632 |
| Salaries and employee benefits | $1,235,000 | 4,965 |
| Premises and equipment expense | $953,000 | 2,070 |
| Additional noninterest expense | $412,000 | 7,243 |
| Pre-tax net operating income | $1,732,000 | 3,979 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $518,000 | 4,109 |
| Income before extraordinary items | $1,191,000 | 4,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,191,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,106,000 | 299 |
| Net operating income | $1,207,100 | 3,966 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 4,305 |
| Total interest expense | $4,048,000 | 3,668 |
| Net interest income | $3,413,000 | 4,931 |
| Provision for loan and lease losses | $142,000 | 4,211 |
| Total noninterest income | $671,000 | 4,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $671,000 | 2,372 |
| Total noninterest expense | $2,660,000 | 4,766 |
| Salaries and employee benefits | $989,000 | 6,040 |
| Premises and equipment expense | $761,000 | 2,572 |
| Additional noninterest expense | $910,000 | 4,717 |
| Pre-tax net operating income | $1,282,000 | 4,875 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $478,000 | 4,295 |
| Income before extraordinary items | $803,000 | 5,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $803,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 739 |
| Net operating income | $803,640 | 5,222 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 4,857 |
| Total interest expense | $3,439,000 | 4,220 |
| Net interest income | $3,057,000 | 5,423 |
| Provision for loan and lease losses | $231,000 | 2,753 |
| Total noninterest income | $477,000 | 5,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $477,000 | 2,967 |
| Total noninterest expense | $1,994,000 | 5,991 |
| Salaries and employee benefits | $874,000 | 6,683 |
| Premises and equipment expense | $690,000 | 2,848 |
| Additional noninterest expense | $430,000 | 7,900 |
| Pre-tax net operating income | $1,309,000 | 4,940 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $478,000 | 4,342 |
| Income before extraordinary items | $823,000 | 5,340 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $823,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $828,120 | 5,288 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 5,669 |
| Total interest expense | $2,622,000 | 4,452 |
| Net interest income | $2,379,000 | 6,700 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $444,000 | 5,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $444,000 | 3,193 |
| Total noninterest expense | $1,651,000 | 7,131 |
| Salaries and employee benefits | $747,000 | 7,538 |
| Premises and equipment expense | $571,000 | 3,421 |
| Additional noninterest expense | $333,000 | 9,569 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $405,000 | 4,717 |
| Income before extraordinary items | $718,000 | 5,806 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $718,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $718,640 | 5,879 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 6,023 |
| Total interest expense | $2,745,000 | 4,450 |
| Net interest income | $2,019,000 | 7,614 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $421,000 | 3,638 |
| Total noninterest expense | $1,569,000 | 7,596 |
| Salaries and employee benefits | $704,000 | 7,973 |
| Premises and equipment expense | $556,000 | 3,547 |
| Additional noninterest expense | $309,000 | 10,334 |
| Pre-tax net operating income | $801,000 | 6,806 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $539,000 | 7,233 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $539,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,097 |
| Net operating income | $539,000 | 6,980 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 6,156 |
| Total interest expense | $3,134,000 | 4,969 |
| Net interest income | $2,103,000 | 7,487 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $335,000 | 4,138 |
| Total noninterest expense | $1,375,000 | 8,392 |
| Salaries and employee benefits | $611,000 | 8,714 |
| Premises and equipment expense | $455,000 | 4,306 |
| Additional noninterest expense | $309,000 | 10,704 |
| Pre-tax net operating income | $989,000 | 5,674 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $354,000 | 5,302 |
| Income before extraordinary items | $637,000 | 6,315 |
| Extraordinary gains, net | $-8,000 | 13,468 |
| Net income | $629,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $635,720 | 5,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.