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Shickley State Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$1,302,000	9,150
Total interest expense	$611,000	9,033
Net interest income	$691,000	9,145
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$40,000	9,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,315
Total noninterest expense	$367,000	9,655
Salaries and employee benefits	$170,000	9,702
Premises and equipment expense	$56,000	9,254
Additional noninterest expense	$141,000	9,314
Pre-tax net operating income	$264,000	8,054
Securities gains (losses)	$0	1,956
Applicable income taxes	$82,000	6,764
Income before extraordinary items	$182,000	8,184
Extraordinary gains, net	$0	38
Net income	$182,000	8,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,794
Cash dividends	$157,000	5,449
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$182,000	8,191
1999-12-31 (YTD Data)		Rank
Total interest income	$1,222,000	9,396
Total interest expense	$571,000	9,283
Net interest income	$651,000	9,391
Provision for loan and lease losses	$154,000	4,195
Total noninterest income	$43,000	9,694
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	8,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	9,434
Total noninterest expense	$382,000	9,919
Salaries and employee benefits	$189,000	9,953
Premises and equipment expense	$53,000	9,580
Additional noninterest expense	$140,000	9,603
Pre-tax net operating income	$158,000	8,769
Securities gains (losses)	$0	3,155
Applicable income taxes	$38,000	7,850
Income before extraordinary items	$120,000	8,834
Extraordinary gains, net	$0	35
Net income	$120,000	8,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,263
Cash dividends	$60,000	6,490
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$120,000	8,796
1998-12-31 (YTD Data)		Rank
Total interest income	$1,268,000	9,574
Total interest expense	$600,000	9,475
Net interest income	$668,000	9,569
Provision for loan and lease losses	$148,000	4,215
Total noninterest income	$45,000	9,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	8,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	9,566
Total noninterest expense	$398,000	10,060
Salaries and employee benefits	$210,000	10,066
Premises and equipment expense	$58,000	9,619
Additional noninterest expense	$130,000	9,864
Pre-tax net operating income	$167,000	9,083
Securities gains (losses)	$0	4,449
Applicable income taxes	$40,000	8,514
Income before extraordinary items	$127,000	9,139
Extraordinary gains, net	$0	32
Net income	$127,000	9,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,028
Cash dividends	$69,000	6,658
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$127,000	9,061
1997-12-31 (YTD Data)		Rank
Total interest income	$1,250,000	9,989
Total interest expense	$607,000	9,810
Net interest income	$643,000	10,085
Provision for loan and lease losses	$76,000	5,749
Total noninterest income	$43,000	10,405
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	10,198
Total noninterest expense	$381,000	10,530
Salaries and employee benefits	$199,000	10,551
Premises and equipment expense	$55,000	10,079
Additional noninterest expense	$127,000	10,259
Pre-tax net operating income	$229,000	9,409
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$64,000	9,013
Income before extraordinary items	$164,000	9,460
Extraordinary gains, net	$0	44
Net income	$164,000	9,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,752
Cash dividends	$138,000	6,051
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$164,720	9,417
1996-12-31 (YTD Data)		Rank
Total interest income	$1,370,000	10,292
Total interest expense	$693,000	9,983
Net interest income	$677,000	10,451
Provision for loan and lease losses	$46,000	6,787
Total noninterest income	$42,000	10,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	9,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	10,919
Total noninterest expense	$397,000	10,980
Salaries and employee benefits	$227,000	10,863
Premises and equipment expense	$50,000	10,636
Additional noninterest expense	$120,000	10,895
Pre-tax net operating income	$276,000	9,283
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$82,000	9,093
Income before extraordinary items	$193,000	9,364
Extraordinary gains, net	$0	53
Net income	$193,000	9,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,597
Cash dividends	$83,000	6,999
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$193,700	9,302
1995-12-31 (YTD Data)		Rank
Total interest income	$1,093,000	11,125
Total interest expense	$527,000	10,926
Net interest income	$566,000	11,222
Provision for loan and lease losses	$0	8,958
Total noninterest income	$50,000	11,349
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	9,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	11,150
Total noninterest expense	$423,000	11,352
Salaries and employee benefits	$233,000	11,285
Premises and equipment expense	$47,000	11,167
Additional noninterest expense	$143,000	11,134
Pre-tax net operating income	$193,000	10,506
Securities gains (losses)	$0	3,831
Applicable income taxes	$50,000	10,190
Income before extraordinary items	$143,000	10,527
Extraordinary gains, net	$0	65
Net income	$143,000	10,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$66,000	7,462
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$143,000	10,496
1994-12-31 (YTD Data)		Rank
Total interest income	$996,000	11,717
Total interest expense	$439,000	11,395
Net interest income	$557,000	11,838
Provision for loan and lease losses	$0	9,146
Total noninterest income	$51,000	11,921
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	10,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	11,564
Total noninterest expense	$421,000	11,950
Salaries and employee benefits	$231,000	11,831
Premises and equipment expense	$44,000	11,852
Additional noninterest expense	$146,000	11,834
Pre-tax net operating income	$187,000	10,991
Securities gains (losses)	$-5,000	9,408
Applicable income taxes	$44,000	10,609
Income before extraordinary items	$138,000	10,961
Extraordinary gains, net	$0	249
Net income	$138,000	10,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$68,000	7,568
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$141,800	10,978
1993-12-31 (YTD Data)		Rank
Total interest income	$1,014,000	12,258
Total interest expense	$455,000	11,915
Net interest income	$559,000	12,370
Provision for loan and lease losses	$0	10,371
Total noninterest income	$45,000	12,670
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	10,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	12,543
Total noninterest expense	$421,000	12,544
Salaries and employee benefits	$223,000	12,426
Premises and equipment expense	$43,000	12,433
Additional noninterest expense	$155,000	12,350
Pre-tax net operating income	$183,000	11,187
Securities gains (losses)	$0	7,477
Applicable income taxes	$44,000	11,072
Income before extraordinary items	$139,000	11,348
Extraordinary gains, net	$0	3,149
Net income	$139,000	11,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$60,000	7,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$139,000	11,141
1992-12-31 (YTD Data)		Rank
Total interest income	$1,012,000	13,003
Total interest expense	$499,000	12,766
Net interest income	$513,000	13,035
Provision for loan and lease losses	$0	11,756
Total noninterest income	$33,000	13,491
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	11,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	12,236
Total noninterest expense	$399,000	13,173
Salaries and employee benefits	$218,000	12,958
Premises and equipment expense	$35,000	13,246
Additional noninterest expense	$146,000	13,009
Pre-tax net operating income	$147,000	11,562
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$26,000	11,922
Income before extraordinary items	$123,000	11,645
Extraordinary gains, net	$0	1,422
Net income	$123,000	11,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$45,000	7,841
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$121,340	11,341

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.