Home > Sherman County Bank > Income and Expense
Sherman County Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 4,224 |
| Total interest expense | $3,088,000 | 4,177 |
| Net interest income | $4,651,000 | 4,144 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $542,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 3,880 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $219,000 | 4,697 |
| Total noninterest expense | $2,571,000 | 5,576 |
| Salaries and employee benefits | $1,556,000 | 5,234 |
| Premises and equipment expense | $300,000 | 5,797 |
| Additional noninterest expense | $715,000 | 5,752 |
| Pre-tax net operating income | $2,502,000 | 2,086 |
| Securities gains (losses) | $-2,299,000 | 7,927 |
| Applicable income taxes | $-94,000 | 7,062 |
| Income before extraordinary items | $297,000 | 5,132 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $297,000 | 5,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,868 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,596,000 | 1,669 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 4,418 |
| Total interest expense | $2,285,000 | 4,323 |
| Net interest income | $3,220,000 | 4,390 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $388,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $242,000 | 3,921 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $146,000 | 4,999 |
| Total noninterest expense | $1,874,000 | 5,651 |
| Salaries and employee benefits | $1,126,000 | 5,348 |
| Premises and equipment expense | $232,000 | 5,740 |
| Additional noninterest expense | $516,000 | 5,820 |
| Pre-tax net operating income | $1,654,000 | 2,645 |
| Securities gains (losses) | $-2,071,000 | 8,068 |
| Applicable income taxes | $-335,000 | 7,777 |
| Income before extraordinary items | $-82,000 | 6,753 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-82,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,174 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,243,440 | 2,826 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 4,594 |
| Total interest expense | $1,528,000 | 4,460 |
| Net interest income | $2,013,000 | 4,603 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $255,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $154,000 | 4,008 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $1,214,000 | 5,760 |
| Salaries and employee benefits | $736,000 | 5,453 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $325,000 | 5,961 |
| Pre-tax net operating income | $994,000 | 2,962 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $388,000 | 1,910 |
| Income before extraordinary items | $619,000 | 3,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $550,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $610,680 | 3,549 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,734 |
| Total interest expense | $770,000 | 4,614 |
| Net interest income | $971,000 | 4,723 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $130,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $626,000 | 5,692 |
| Salaries and employee benefits | $364,000 | 5,527 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $181,000 | 5,663 |
| Pre-tax net operating income | $445,000 | 3,289 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $137,000 | 2,431 |
| Income before extraordinary items | $321,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $311,900 | 3,632 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 4,788 |
| Total interest expense | $3,344,000 | 4,476 |
| Net interest income | $3,524,000 | 5,011 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $631,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $363,000 | 3,715 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $268,000 | 4,448 |
| Total noninterest expense | $2,624,000 | 5,455 |
| Salaries and employee benefits | $1,427,000 | 5,455 |
| Premises and equipment expense | $356,000 | 5,358 |
| Additional noninterest expense | $841,000 | 5,179 |
| Pre-tax net operating income | $1,411,000 | 4,007 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $395,000 | 3,041 |
| Income before extraordinary items | $1,018,000 | 4,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,018,000 | 4,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,664 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,016,560 | 4,273 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 4,812 |
| Total interest expense | $2,484,000 | 4,500 |
| Net interest income | $2,641,000 | 5,026 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $439,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 3,749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $172,000 | 4,790 |
| Total noninterest expense | $1,874,000 | 5,570 |
| Salaries and employee benefits | $1,064,000 | 5,456 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $549,000 | 5,570 |
| Pre-tax net operating income | $1,116,000 | 4,119 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $410,000 | 2,779 |
| Income before extraordinary items | $708,000 | 4,630 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $708,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $706,720 | 4,627 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 4,963 |
| Total interest expense | $1,606,000 | 4,584 |
| Net interest income | $1,674,000 | 5,230 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $285,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,226,000 | 5,661 |
| Salaries and employee benefits | $702,000 | 5,538 |
| Premises and equipment expense | $165,000 | 5,581 |
| Additional noninterest expense | $359,000 | 5,615 |
| Pre-tax net operating income | $673,000 | 4,409 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $158,000 | 3,572 |
| Income before extraordinary items | $517,000 | 4,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $517,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $515,460 | 4,479 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,005 |
| Total interest expense | $776,000 | 4,655 |
| Net interest income | $838,000 | 5,230 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $147,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $85,000 | 3,779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $638,000 | 5,568 |
| Salaries and employee benefits | $352,000 | 5,571 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $204,000 | 5,201 |
| Pre-tax net operating income | $317,000 | 4,530 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $252,000 | 4,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $252,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $250,420 | 4,545 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 4,917 |
| Total interest expense | $2,908,000 | 4,395 |
| Net interest income | $3,250,000 | 5,289 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $618,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $365,000 | 3,730 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $253,000 | 4,628 |
| Total noninterest expense | $2,454,000 | 5,547 |
| Salaries and employee benefits | $1,320,000 | 5,608 |
| Premises and equipment expense | $333,000 | 5,471 |
| Additional noninterest expense | $801,000 | 5,229 |
| Pre-tax net operating income | $1,294,000 | 4,627 |
| Securities gains (losses) | $-63,000 | 8,028 |
| Applicable income taxes | $253,000 | 4,015 |
| Income before extraordinary items | $978,000 | 4,766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $978,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,027,770 | 4,639 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 5,002 |
| Total interest expense | $2,119,000 | 4,393 |
| Net interest income | $2,376,000 | 5,409 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $445,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $261,000 | 3,851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,707 |
| Total noninterest expense | $1,801,000 | 5,587 |
| Salaries and employee benefits | $991,000 | 5,578 |
| Premises and equipment expense | $239,000 | 5,613 |
| Additional noninterest expense | $571,000 | 5,376 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $145,000 | 4,505 |
| Income before extraordinary items | $793,000 | 4,719 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $793,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $786,200 | 4,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 5,066 |
| Total interest expense | $1,358,000 | 4,362 |
| Net interest income | $1,547,000 | 5,499 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $289,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 3,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $1,224,000 | 5,540 |
| Salaries and employee benefits | $671,000 | 5,559 |
| Premises and equipment expense | $163,000 | 5,551 |
| Additional noninterest expense | $390,000 | 5,290 |
| Pre-tax net operating income | $552,000 | 5,194 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $489,000 | 4,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $489,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $489,000 | 4,927 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 5,040 |
| Total interest expense | $639,000 | 4,422 |
| Net interest income | $795,000 | 5,416 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $140,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $597,000 | 5,647 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $308,000 | 4,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $286,000 | 4,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $286,000 | 4,521 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 4,899 |
| Total interest expense | $2,248,000 | 4,096 |
| Net interest income | $3,174,000 | 5,327 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $526,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $378,000 | 3,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,756 |
| Total noninterest expense | $2,292,000 | 5,652 |
| Salaries and employee benefits | $1,252,000 | 5,644 |
| Premises and equipment expense | $237,000 | 6,342 |
| Additional noninterest expense | $803,000 | 5,157 |
| Pre-tax net operating income | $1,408,000 | 4,528 |
| Securities gains (losses) | $11,000 | 1,453 |
| Applicable income taxes | $339,000 | 3,948 |
| Income before extraordinary items | $1,080,000 | 4,632 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,080,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $850,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,071,640 | 4,609 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 4,928 |
| Total interest expense | $1,646,000 | 4,037 |
| Net interest income | $2,343,000 | 5,389 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $406,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $1,733,000 | 5,593 |
| Salaries and employee benefits | $952,000 | 5,591 |
| Premises and equipment expense | $174,000 | 6,372 |
| Additional noninterest expense | $607,000 | 5,084 |
| Pre-tax net operating income | $1,016,000 | 4,727 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $235,000 | 4,177 |
| Income before extraordinary items | $792,000 | 4,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $792,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,186 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $783,530 | 4,782 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 4,970 |
| Total interest expense | $1,036,000 | 4,034 |
| Net interest income | $1,536,000 | 5,427 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $250,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $190,000 | 3,623 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,139,000 | 5,634 |
| Salaries and employee benefits | $631,000 | 5,585 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $390,000 | 5,177 |
| Pre-tax net operating income | $647,000 | 4,816 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $168,000 | 4,079 |
| Income before extraordinary items | $492,000 | 4,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $492,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $650,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $482,250 | 4,919 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 5,017 |
| Total interest expense | $539,000 | 3,813 |
| Net interest income | $725,000 | 5,628 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $603,000 | 5,504 |
| Salaries and employee benefits | $327,000 | 5,515 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $224,000 | 5,704 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $178,200 | 5,666 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 4,763 |
| Total interest expense | $2,168,000 | 3,418 |
| Net interest income | $2,950,000 | 5,461 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $590,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $398,000 | 3,658 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,186 |
| Total noninterest expense | $2,137,000 | 5,792 |
| Salaries and employee benefits | $1,227,000 | 5,626 |
| Premises and equipment expense | $212,000 | 6,613 |
| Additional noninterest expense | $698,000 | 5,537 |
| Pre-tax net operating income | $1,343,000 | 4,518 |
| Securities gains (losses) | $56,000 | 1,653 |
| Applicable income taxes | $293,000 | 4,198 |
| Income before extraordinary items | $1,106,000 | 4,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,106,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,006 |
| Cash dividends | $850,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,061,760 | 4,458 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 4,814 |
| Total interest expense | $1,649,000 | 3,326 |
| Net interest income | $2,119,000 | 5,602 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $403,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $304,000 | 3,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,653,000 | 5,663 |
| Salaries and employee benefits | $917,000 | 5,609 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $584,000 | 5,128 |
| Pre-tax net operating income | $809,000 | 5,154 |
| Securities gains (losses) | $61,000 | 1,510 |
| Applicable income taxes | $230,000 | 4,223 |
| Income before extraordinary items | $640,000 | 5,192 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $640,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $594,860 | 5,301 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 4,906 |
| Total interest expense | $1,058,000 | 3,437 |
| Net interest income | $1,396,000 | 5,638 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $295,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,152,000 | 5,569 |
| Salaries and employee benefits | $621,000 | 5,582 |
| Premises and equipment expense | $102,000 | 6,737 |
| Additional noninterest expense | $429,000 | 4,828 |
| Pre-tax net operating income | $479,000 | 5,413 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $133,000 | 4,442 |
| Income before extraordinary items | $397,000 | 5,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $700,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $358,750 | 5,523 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 4,922 |
| Total interest expense | $587,000 | 3,174 |
| Net interest income | $642,000 | 5,917 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $509,000 | 5,984 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $234,000 | 5,441 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $214,000 | 5,165 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $550,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,400 | 5,371 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 4,896 |
| Total interest expense | $2,177,000 | 3,747 |
| Net interest income | $2,826,000 | 5,496 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $647,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $200,000 | 5,288 |
| Total noninterest expense | $2,050,000 | 5,914 |
| Salaries and employee benefits | $1,199,000 | 5,647 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $611,000 | 5,938 |
| Pre-tax net operating income | $1,203,000 | 4,683 |
| Securities gains (losses) | $201,000 | 1,343 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $1,116,000 | 4,320 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,116,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 9,044 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $957,210 | 4,598 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 4,926 |
| Total interest expense | $1,637,000 | 3,867 |
| Net interest income | $2,140,000 | 5,495 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $507,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $324,000 | 3,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,961 |
| Total noninterest expense | $1,496,000 | 5,988 |
| Salaries and employee benefits | $881,000 | 5,681 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $436,000 | 6,085 |
| Pre-tax net operating income | $991,000 | 4,562 |
| Securities gains (losses) | $189,000 | 1,263 |
| Applicable income taxes | $259,000 | 4,209 |
| Income before extraordinary items | $921,000 | 4,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $921,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 9,137 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $773,580 | 4,513 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 5,003 |
| Total interest expense | $1,094,000 | 3,972 |
| Net interest income | $1,395,000 | 5,574 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $332,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $197,000 | 3,662 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $135,000 | 4,758 |
| Total noninterest expense | $997,000 | 5,994 |
| Salaries and employee benefits | $585,000 | 5,698 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $294,000 | 6,040 |
| Pre-tax net operating income | $630,000 | 4,698 |
| Securities gains (losses) | $148,000 | 1,234 |
| Applicable income taxes | $182,000 | 4,152 |
| Income before extraordinary items | $596,000 | 4,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $596,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 9,191 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $482,040 | 4,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 4,996 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $706,000 | 5,524 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $483,000 | 6,113 |
| Salaries and employee benefits | $278,000 | 5,877 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $309,000 | 4,718 |
| Securities gains (losses) | $104,000 | 976 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $294,000 | 4,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 9,256 |
| Cash dividends | $550,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,160 | 4,860 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 4,889 |
| Total interest expense | $2,435,000 | 4,189 |
| Net interest income | $2,998,000 | 5,284 |
| Provision for loan and lease losses | $465,000 | 2,518 |
| Total noninterest income | $462,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $363,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,467 |
| Total noninterest expense | $1,904,000 | 6,051 |
| Salaries and employee benefits | $1,137,000 | 5,679 |
| Premises and equipment expense | $235,000 | 6,327 |
| Additional noninterest expense | $532,000 | 6,329 |
| Pre-tax net operating income | $1,091,000 | 4,982 |
| Securities gains (losses) | $109,000 | 1,657 |
| Applicable income taxes | $194,000 | 5,160 |
| Income before extraordinary items | $1,006,000 | 4,569 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,006,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,173 |
| Cash dividends | $950,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $914,440 | 4,710 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,071,000 | 4,919 |
| Total interest expense | $3,046,000 | 4,670 |
| Net interest income | $3,025,000 | 5,039 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $489,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $345,000 | 3,802 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $144,000 | 5,619 |
| Total noninterest expense | $1,694,000 | 6,350 |
| Salaries and employee benefits | $1,170,000 | 5,421 |
| Premises and equipment expense | $241,000 | 6,196 |
| Additional noninterest expense | $283,000 | 7,975 |
| Pre-tax net operating income | $1,580,000 | 3,727 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $313,000 | 4,183 |
| Income before extraordinary items | $1,343,000 | 3,508 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,343,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,173 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,281,440 | 3,528 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 5,087 |
| Total interest expense | $3,188,000 | 4,700 |
| Net interest income | $2,804,000 | 5,398 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $487,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,705 |
| Total noninterest expense | $1,741,000 | 6,173 |
| Salaries and employee benefits | $1,008,000 | 5,877 |
| Premises and equipment expense | $232,000 | 6,291 |
| Additional noninterest expense | $501,000 | 6,425 |
| Pre-tax net operating income | $1,370,000 | 4,344 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $1,035,000 | 4,280 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,035,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,591 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,048,860 | 4,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 5,662 |
| Total interest expense | $2,381,000 | 5,361 |
| Net interest income | $2,491,000 | 5,809 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $441,000 | 5,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,662,000 | 6,380 |
| Salaries and employee benefits | $968,000 | 6,011 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $462,000 | 6,804 |
| Pre-tax net operating income | $1,150,000 | 4,902 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $291,000 | 4,883 |
| Income before extraordinary items | $892,000 | 4,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $867,250 | 4,807 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 5,890 |
| Total interest expense | $2,315,000 | 5,640 |
| Net interest income | $2,419,000 | 5,965 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $399,000 | 5,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 3,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $1,523,000 | 6,625 |
| Salaries and employee benefits | $938,000 | 6,034 |
| Premises and equipment expense | $247,000 | 6,000 |
| Additional noninterest expense | $338,000 | 7,759 |
| Pre-tax net operating income | $1,105,000 | 5,128 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $838,000 | 5,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $838,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $490,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $826,750 | 5,002 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,492,000 | 6,231 |
| Total interest expense | $2,175,000 | 5,928 |
| Net interest income | $2,317,000 | 6,339 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $352,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,412,000 | 7,008 |
| Salaries and employee benefits | $879,000 | 6,400 |
| Premises and equipment expense | $226,000 | 6,405 |
| Additional noninterest expense | $307,000 | 8,251 |
| Pre-tax net operating income | $1,167,000 | 5,329 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $263,000 | 6,125 |
| Income before extraordinary items | $894,000 | 5,076 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $894,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $590,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $901,700 | 4,996 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 6,610 |
| Total interest expense | $1,998,000 | 6,415 |
| Net interest income | $2,272,000 | 6,613 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $303,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $1,396,000 | 7,404 |
| Salaries and employee benefits | $846,000 | 6,738 |
| Premises and equipment expense | $224,000 | 6,629 |
| Additional noninterest expense | $326,000 | 8,613 |
| Pre-tax net operating income | $1,059,000 | 5,539 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $800,000 | 5,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $800,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $475,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $800,000 | 5,245 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 7,000 |
| Total interest expense | $1,919,000 | 6,649 |
| Net interest income | $2,083,000 | 7,114 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $287,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,350,000 | 7,737 |
| Salaries and employee benefits | $804,000 | 7,080 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $328,000 | 8,943 |
| Pre-tax net operating income | $960,000 | 6,157 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $231,000 | 6,947 |
| Income before extraordinary items | $767,000 | 5,611 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $767,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $737,740 | 5,753 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 7,218 |
| Total interest expense | $1,534,000 | 6,795 |
| Net interest income | $2,051,000 | 7,441 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $271,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,354,000 | 8,063 |
| Salaries and employee benefits | $754,000 | 7,494 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $908,000 | 6,356 |
| Securities gains (losses) | $-86,000 | 11,430 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $653,000 | 6,202 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $653,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $720,940 | 5,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 7,652 |
| Total interest expense | $1,413,000 | 7,497 |
| Net interest income | $2,001,000 | 7,668 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,170,000 | 9,008 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $342,000 | 9,932 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $247,000 | 6,851 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $430,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $791,980 | 5,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 8,025 |
| Total interest expense | $1,684,000 | 7,937 |
| Net interest income | $1,931,000 | 7,943 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $700,000 | 7,978 |
| Premises and equipment expense | $121,000 | 9,986 |
| Additional noninterest expense | $350,000 | 10,192 |
| Pre-tax net operating income | $957,000 | 5,820 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $744,000 | 5,660 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $744,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $716,250 | 5,485 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.