Home > Sheridan State Bank > Income and Expense
Sheridan State Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 6,687 |
| Total interest expense | $578,000 | 7,303 |
| Net interest income | $1,670,000 | 6,217 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $140,000 | 6,696 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $1,001,000 | 7,114 |
| Salaries and employee benefits | $449,000 | 7,446 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $275,000 | 7,177 |
| Pre-tax net operating income | $809,000 | 4,087 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $283,000 | 2,527 |
| Income before extraordinary items | $526,000 | 4,353 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $526,000 | 4,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $526,000 | 4,493 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 4,021 |
| Total interest expense | $1,866,000 | 3,905 |
| Net interest income | $2,475,000 | 4,009 |
| Provision for loan and lease losses | $57,000 | 5,068 |
| Total noninterest income | $1,405,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $140,000 | 4,173 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,265,000 | 1,194 |
| Total noninterest expense | $1,650,000 | 4,828 |
| Salaries and employee benefits | $805,000 | 5,193 |
| Premises and equipment expense | $427,000 | 3,040 |
| Additional noninterest expense | $418,000 | 5,291 |
| Pre-tax net operating income | $2,173,000 | 1,565 |
| Securities gains (losses) | $196,000 | 624 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $2,366,000 | 1,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,366,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,170,000 | 1,249 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 3,918 |
| Total interest expense | $1,082,000 | 3,710 |
| Net interest income | $1,239,000 | 4,008 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $1,211,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,151,000 | 772 |
| Total noninterest expense | $821,000 | 4,855 |
| Salaries and employee benefits | $422,000 | 5,086 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $169,000 | 5,842 |
| Pre-tax net operating income | $1,600,000 | 1,179 |
| Securities gains (losses) | $196,000 | 446 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $1,793,000 | 835 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,793,000 | 837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,597,000 | 903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,531,000 | 3,891 |
| Total interest expense | $4,867,000 | 3,529 |
| Net interest income | $4,664,000 | 4,199 |
| Provision for loan and lease losses | $102,000 | 4,877 |
| Total noninterest income | $727,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $280,000 | 4,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $447,000 | 3,523 |
| Total noninterest expense | $2,476,000 | 5,632 |
| Salaries and employee benefits | $1,358,000 | 5,614 |
| Premises and equipment expense | $315,000 | 5,670 |
| Additional noninterest expense | $803,000 | 5,332 |
| Pre-tax net operating income | $2,813,000 | 2,586 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $2,810,000 | 2,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,810,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $950,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,810,000 | 2,126 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 3,929 |
| Total interest expense | $3,631,000 | 3,549 |
| Net interest income | $3,448,000 | 4,258 |
| Provision for loan and lease losses | $77,000 | 4,543 |
| Total noninterest income | $538,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $1,689,000 | 5,872 |
| Salaries and employee benefits | $966,000 | 5,745 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $549,000 | 5,570 |
| Pre-tax net operating income | $2,220,000 | 2,658 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,220,000 | 2,180 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,220,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $950,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,220,000 | 2,169 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 4,003 |
| Total interest expense | $2,327,000 | 3,644 |
| Net interest income | $2,303,000 | 4,286 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $199,000 | 3,793 |
| Total noninterest expense | $1,121,000 | 5,924 |
| Salaries and employee benefits | $643,000 | 5,800 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $358,000 | 5,627 |
| Pre-tax net operating income | $1,468,000 | 2,715 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,468,000 | 2,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,468,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,468,000 | 2,230 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,984 |
| Total interest expense | $1,112,000 | 3,733 |
| Net interest income | $1,207,000 | 4,143 |
| Provision for loan and lease losses | $26,000 | 4,092 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $63,000 | 4,424 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $589,000 | 5,808 |
| Salaries and employee benefits | $335,000 | 5,735 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $195,000 | 5,341 |
| Pre-tax net operating income | $747,000 | 2,681 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $747,000 | 2,191 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $747,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $747,000 | 2,182 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 4,382 |
| Total interest expense | $3,498,000 | 3,916 |
| Net interest income | $3,965,000 | 4,679 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $661,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $285,000 | 4,224 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $376,000 | 3,846 |
| Total noninterest expense | $2,138,000 | 5,962 |
| Salaries and employee benefits | $1,223,000 | 5,854 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $684,000 | 5,708 |
| Pre-tax net operating income | $2,463,000 | 3,161 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,463,000 | 2,651 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,463,000 | 2,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,463,000 | 2,638 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 4,476 |
| Total interest expense | $2,469,000 | 3,985 |
| Net interest income | $2,922,000 | 4,767 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $493,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $281,000 | 3,850 |
| Total noninterest expense | $1,570,000 | 6,009 |
| Salaries and employee benefits | $904,000 | 5,868 |
| Premises and equipment expense | $177,000 | 6,376 |
| Additional noninterest expense | $489,000 | 5,832 |
| Pre-tax net operating income | $1,845,000 | 3,290 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,845,000 | 2,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,845,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $800,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,845,000 | 2,730 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 4,577 |
| Total interest expense | $1,579,000 | 3,978 |
| Net interest income | $1,843,000 | 4,958 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $254,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 4,339 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 4,784 |
| Total noninterest expense | $1,041,000 | 6,049 |
| Salaries and employee benefits | $603,000 | 5,901 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $324,000 | 5,850 |
| Pre-tax net operating income | $1,056,000 | 3,674 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,056,000 | 3,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,056,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,056,000 | 3,076 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 4,720 |
| Total interest expense | $723,000 | 4,092 |
| Net interest income | $872,000 | 5,131 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $123,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $515,000 | 6,090 |
| Salaries and employee benefits | $298,000 | 5,949 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $480,000 | 3,841 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $480,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $480,000 | 3,248 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 4,895 |
| Total interest expense | $1,928,000 | 4,539 |
| Net interest income | $3,497,000 | 5,026 |
| Provision for loan and lease losses | $77,000 | 5,168 |
| Total noninterest income | $735,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $259,000 | 4,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $476,000 | 3,459 |
| Total noninterest expense | $2,169,000 | 5,822 |
| Salaries and employee benefits | $1,289,000 | 5,557 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $628,000 | 5,918 |
| Pre-tax net operating income | $1,986,000 | 3,698 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,986,000 | 3,112 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,986,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $1,850,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,986,000 | 3,075 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 4,982 |
| Total interest expense | $1,309,000 | 4,696 |
| Net interest income | $2,611,000 | 5,046 |
| Provision for loan and lease losses | $58,000 | 5,018 |
| Total noninterest income | $574,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $193,000 | 4,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $381,000 | 3,363 |
| Total noninterest expense | $1,633,000 | 5,787 |
| Salaries and employee benefits | $981,000 | 5,477 |
| Premises and equipment expense | $194,000 | 6,115 |
| Additional noninterest expense | $458,000 | 5,962 |
| Pre-tax net operating income | $1,494,000 | 3,763 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,494,000 | 3,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,494,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $1,100,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,494,000 | 3,099 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,025 |
| Total interest expense | $821,000 | 4,707 |
| Net interest income | $1,712,000 | 5,093 |
| Provision for loan and lease losses | $39,000 | 4,905 |
| Total noninterest income | $379,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $1,077,000 | 5,818 |
| Salaries and employee benefits | $651,000 | 5,479 |
| Premises and equipment expense | $134,000 | 6,022 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $975,000 | 3,781 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $975,000 | 3,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $975,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $975,000 | 3,105 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 5,056 |
| Total interest expense | $385,000 | 4,791 |
| Net interest income | $865,000 | 5,085 |
| Provision for loan and lease losses | $19,000 | 4,719 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,603 |
| Total noninterest expense | $534,000 | 5,877 |
| Salaries and employee benefits | $322,000 | 5,568 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $474,000 | 3,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $474,000 | 3,170 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $474,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $474,000 | 3,132 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 5,386 |
| Total interest expense | $1,298,000 | 4,900 |
| Net interest income | $2,934,000 | 5,482 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $683,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $253,000 | 4,724 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $430,000 | 3,585 |
| Total noninterest expense | $2,044,000 | 5,933 |
| Salaries and employee benefits | $1,163,000 | 5,787 |
| Premises and equipment expense | $253,000 | 6,158 |
| Additional noninterest expense | $628,000 | 5,839 |
| Pre-tax net operating income | $1,525,000 | 4,209 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,562,000 | 3,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,562,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,525,000 | 3,533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 5,497 |
| Total interest expense | $988,000 | 4,813 |
| Net interest income | $2,063,000 | 5,690 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $522,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $195,000 | 4,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $327,000 | 3,578 |
| Total noninterest expense | $1,518,000 | 5,920 |
| Salaries and employee benefits | $865,000 | 5,773 |
| Premises and equipment expense | $193,000 | 6,105 |
| Additional noninterest expense | $460,000 | 5,869 |
| Pre-tax net operating income | $1,031,000 | 4,535 |
| Securities gains (losses) | $40,000 | 1,826 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,071,000 | 3,848 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,071,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,031,000 | 3,862 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 5,553 |
| Total interest expense | $692,000 | 4,707 |
| Net interest income | $1,309,000 | 5,853 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $336,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $211,000 | 3,637 |
| Total noninterest expense | $1,016,000 | 5,945 |
| Salaries and employee benefits | $579,000 | 5,799 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $302,000 | 5,961 |
| Pre-tax net operating income | $605,000 | 4,809 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $645,000 | 4,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $605,000 | 4,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,593 |
| Total interest expense | $350,000 | 4,704 |
| Net interest income | $644,000 | 5,903 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $516,000 | 5,945 |
| Salaries and employee benefits | $296,000 | 5,771 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $40,000 | 1,323 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $291,000 | 4,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $251,000 | 4,622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 5,539 |
| Total interest expense | $1,443,000 | 4,993 |
| Net interest income | $2,671,000 | 5,673 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $937,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $245,000 | 4,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $692,000 | 2,987 |
| Total noninterest expense | $2,069,000 | 5,879 |
| Salaries and employee benefits | $1,131,000 | 5,838 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $623,000 | 5,858 |
| Pre-tax net operating income | $1,514,000 | 4,106 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,545,000 | 3,494 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,545,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $625,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,514,000 | 3,381 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 5,679 |
| Total interest expense | $1,080,000 | 5,138 |
| Net interest income | $1,948,000 | 5,793 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $758,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $191,000 | 4,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $567,000 | 2,912 |
| Total noninterest expense | $1,548,000 | 5,873 |
| Salaries and employee benefits | $850,000 | 5,799 |
| Premises and equipment expense | $240,000 | 5,461 |
| Additional noninterest expense | $458,000 | 5,920 |
| Pre-tax net operating income | $1,158,000 | 4,173 |
| Securities gains (losses) | $32,000 | 2,649 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,190,000 | 3,521 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,190,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $625,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,158,000 | 3,419 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 5,742 |
| Total interest expense | $729,000 | 5,216 |
| Net interest income | $1,275,000 | 5,864 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $465,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $337,000 | 3,085 |
| Total noninterest expense | $1,037,000 | 5,874 |
| Salaries and employee benefits | $565,000 | 5,814 |
| Premises and equipment expense | $160,000 | 5,447 |
| Additional noninterest expense | $312,000 | 5,848 |
| Pre-tax net operating income | $703,000 | 4,413 |
| Securities gains (losses) | $32,000 | 2,321 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $735,000 | 3,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $735,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $625,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $703,000 | 3,656 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,811 |
| Total interest expense | $362,000 | 5,346 |
| Net interest income | $628,000 | 5,906 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $218,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 3,096 |
| Total noninterest expense | $509,000 | 5,944 |
| Salaries and employee benefits | $277,000 | 5,887 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $337,000 | 4,480 |
| Securities gains (losses) | $32,000 | 1,647 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $369,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $275,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $337,000 | 3,731 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 5,819 |
| Total interest expense | $1,542,000 | 5,640 |
| Net interest income | $2,563,000 | 5,820 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $728,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $475,000 | 3,380 |
| Total noninterest expense | $1,985,000 | 5,886 |
| Salaries and employee benefits | $1,108,000 | 5,784 |
| Premises and equipment expense | $318,000 | 5,381 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $1,306,000 | 4,476 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,342,000 | 3,803 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,342,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,306,000 | 3,765 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 5,509 |
| Total interest expense | $2,283,000 | 5,694 |
| Net interest income | $2,876,000 | 5,229 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $609,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $215,000 | 4,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $394,000 | 3,569 |
| Total noninterest expense | $2,047,000 | 5,641 |
| Salaries and employee benefits | $999,000 | 5,984 |
| Premises and equipment expense | $322,000 | 5,306 |
| Additional noninterest expense | $726,000 | 5,146 |
| Pre-tax net operating income | $1,402,000 | 4,042 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,402,000 | 3,395 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,402,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $1,399,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,402,000 | 3,296 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 5,254 |
| Total interest expense | $2,717,000 | 5,287 |
| Net interest income | $3,003,000 | 5,158 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $521,000 | 4,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,979 |
| Total noninterest expense | $1,916,000 | 5,834 |
| Salaries and employee benefits | $903,000 | 6,309 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $712,000 | 5,115 |
| Pre-tax net operating income | $1,584,000 | 3,916 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,584,000 | 3,112 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,584,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $1,450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,584,000 | 3,104 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 5,777 |
| Total interest expense | $2,183,000 | 5,681 |
| Net interest income | $2,528,000 | 5,761 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $402,000 | 5,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $1,768,000 | 6,142 |
| Salaries and employee benefits | $828,000 | 6,622 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $660,000 | 5,465 |
| Pre-tax net operating income | $1,042,000 | 5,184 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,042,000 | 4,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,042,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $930,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,042,000 | 4,256 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 5,987 |
| Total interest expense | $2,072,000 | 6,068 |
| Net interest income | $2,509,000 | 5,846 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,687,000 | 6,252 |
| Salaries and employee benefits | $778,000 | 6,783 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $691,000 | 5,222 |
| Pre-tax net operating income | $1,009,000 | 5,383 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $127,000 | 7,143 |
| Income before extraordinary items | $887,000 | 4,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $887,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $882,650 | 4,801 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 6,495 |
| Total interest expense | $1,966,000 | 6,323 |
| Net interest income | $2,212,000 | 6,507 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $1,648,000 | 6,420 |
| Salaries and employee benefits | $742,000 | 7,067 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $681,000 | 5,327 |
| Pre-tax net operating income | $682,000 | 7,044 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $272,000 | 6,008 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $416,840 | 7,475 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 7,162 |
| Total interest expense | $1,833,000 | 6,768 |
| Net interest income | $1,862,000 | 7,442 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $307,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,502,000 | 7,102 |
| Salaries and employee benefits | $751,000 | 7,246 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $602,000 | 6,340 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $280,000 | 6,066 |
| Income before extraordinary items | $237,000 | 8,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $237,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $237,000 | 8,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,805 |
| Total interest expense | $1,730,000 | 7,065 |
| Net interest income | $1,571,000 | 8,332 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $284,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,336,000 | 7,771 |
| Salaries and employee benefits | $573,000 | 8,541 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $641,000 | 6,251 |
| Pre-tax net operating income | $425,000 | 8,903 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $237,000 | 9,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $237,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $237,000 | 9,518 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 8,535 |
| Total interest expense | $1,254,000 | 7,706 |
| Net interest income | $1,454,000 | 9,003 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $321,000 | 6,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $1,189,000 | 8,644 |
| Salaries and employee benefits | $607,000 | 8,563 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $470,000 | 8,154 |
| Pre-tax net operating income | $554,000 | 8,283 |
| Securities gains (losses) | $-104,000 | 11,552 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $81,000 | 7,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $364,640 | 8,557 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 9,325 |
| Total interest expense | $1,070,000 | 8,801 |
| Net interest income | $1,364,000 | 9,532 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,048,000 | 9,526 |
| Salaries and employee benefits | $554,000 | 9,181 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $671,000 | 7,514 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $247,000 | 6,851 |
| Income before extraordinary items | $460,000 | 7,885 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $470,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $436,600 | 7,813 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 10,303 |
| Total interest expense | $1,061,000 | 10,137 |
| Net interest income | $1,232,000 | 10,209 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $456,000 | 10,245 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $299,000 | 10,840 |
| Pre-tax net operating income | $584,000 | 7,840 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $415,000 | 8,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $415,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $403,960 | 7,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.