Home > Shenandoah National Bank > Net Loans and Leases
Shenandoah National Bank, Net Loans and Leases
| 2006-09-30 | Rank | |
| Net loans and leases | $73,196,000 | 4,671 |
| Loan loss allowance | $1,005,000 | 4,164 |
| Total loans and leases | $74,201,000 | 4,666 |
| Unearned income | $191,000 | 991 |
| Loans and leases, gross | $74,392,000 | 4,661 |
| All real estate loans | $60,752,000 | 4,224 |
| Real estate loans in domestic offices | $60,752,000 | 4,224 |
| Construction and development loans | $925,000 | 6,358 |
| Commercial RE | $39,371,000 | 2,612 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,783,000 | 1,683 |
| 1-4 family residential loans | $12,555,000 | 5,420 |
| Farmland loans | $2,118,000 | 3,452 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $165,000 | 4,677 |
| Commercial and industrial loans | $3,166,000 | 6,414 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,323,000 | 2,988 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,323,000 | 2,777 |
| All other loans & leases | $3,986,000 | 1,148 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $3,986,000 | 536 |
| Other loans | $0 | 6,254 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $966,000 | 4,034 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $69,884,000 | 4,755 |
| Loan loss allowance | $996,000 | 4,164 |
| Total loans and leases | $70,880,000 | 4,749 |
| Unearned income | $221,000 | 929 |
| Loans and leases, gross | $71,101,000 | 4,744 |
| All real estate loans | $59,958,000 | 4,233 |
| Real estate loans in domestic offices | $59,958,000 | 4,232 |
| Construction and development loans | $925,000 | 6,289 |
| Commercial RE | $40,107,000 | 2,575 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,703,000 | 1,671 |
| 1-4 family residential loans | $11,081,000 | 5,717 |
| Farmland loans | $2,142,000 | 3,417 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $137,000 | 4,791 |
| Commercial and industrial loans | $2,696,000 | 6,655 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,581,000 | 3,273 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,581,000 | 3,073 |
| All other loans & leases | $2,729,000 | 1,502 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $2,729,000 | 736 |
| Other loans | $0 | 6,299 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $941,000 | 4,067 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $71,425,000 | 4,641 |
| Loan loss allowance | $965,000 | 4,232 |
| Total loans and leases | $72,390,000 | 4,643 |
| Unearned income | $247,000 | 880 |
| Loans and leases, gross | $72,637,000 | 4,631 |
| All real estate loans | $64,153,000 | 4,019 |
| Real estate loans in domestic offices | $64,153,000 | 4,019 |
| Construction and development loans | $925,000 | 6,230 |
| Commercial RE | $41,557,000 | 2,486 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,768,000 | 1,641 |
| 1-4 family residential loans | $13,888,000 | 5,154 |
| Farmland loans | $2,015,000 | 3,461 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $82,000 | 4,947 |
| Commercial and industrial loans | $1,687,000 | 7,223 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,040,000 | 4,026 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,040,000 | 3,816 |
| All other loans & leases | $2,675,000 | 1,490 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $2,675,000 | 741 |
| Other loans | $0 | 6,282 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $943,000 | 4,028 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $73,927,000 | 4,507 |
| Loan loss allowance | $929,000 | 4,312 |
| Total loans and leases | $74,856,000 | 4,507 |
| Unearned income | $213,000 | 968 |
| Loans and leases, gross | $75,069,000 | 4,500 |
| All real estate loans | $65,702,000 | 3,936 |
| Real estate loans in domestic offices | $65,702,000 | 3,936 |
| Construction and development loans | $925,000 | 6,212 |
| Commercial RE | $43,113,000 | 2,367 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,647,000 | 1,634 |
| 1-4 family residential loans | $14,388,000 | 5,107 |
| Farmland loans | $1,629,000 | 3,758 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $97,000 | 4,945 |
| Commercial and industrial loans | $1,958,000 | 7,073 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,439,000 | 3,862 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,439,000 | 3,653 |
| All other loans & leases | $2,873,000 | 1,402 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $2,873,000 | 674 |
| Other loans | $0 | 6,321 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $929,000 | 4,038 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $75,357,000 | 4,439 |
| Loan loss allowance | $917,000 | 4,353 |
| Total loans and leases | $76,274,000 | 4,439 |
| Unearned income | $201,000 | 999 |
| Loans and leases, gross | $76,475,000 | 4,432 |
| All real estate loans | $66,721,000 | 3,861 |
| Real estate loans in domestic offices | $66,721,000 | 3,861 |
| Construction and development loans | $925,000 | 6,172 |
| Commercial RE | $41,820,000 | 2,389 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,893,000 | 1,571 |
| 1-4 family residential loans | $16,841,000 | 4,770 |
| Farmland loans | $1,242,000 | 4,076 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $90,000 | 5,039 |
| Commercial and industrial loans | $1,721,000 | 7,202 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,255,000 | 4,010 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,255,000 | 3,800 |
| All other loans & leases | $3,688,000 | 1,182 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $3,688,000 | 543 |
| Other loans | $0 | 6,347 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $917,000 | 4,052 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $70,459,000 | 4,557 |
| Loan loss allowance | $987,000 | 4,087 |
| Total loans and leases | $71,446,000 | 4,555 |
| Unearned income | $180,000 | 1,050 |
| Loans and leases, gross | $71,626,000 | 4,549 |
| All real estate loans | $63,926,000 | 3,905 |
| Real estate loans in domestic offices | $63,926,000 | 3,905 |
| Construction and development loans | $2,275,000 | 5,041 |
| Commercial RE | $40,323,000 | 2,403 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,556,000 | 1,446 |
| 1-4 family residential loans | $13,519,000 | 5,257 |
| Farmland loans | $1,253,000 | 4,062 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $47,000 | 5,206 |
| Commercial and industrial loans | $885,000 | 7,802 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,043,000 | 4,926 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,043,000 | 4,727 |
| All other loans & leases | $3,725,000 | 1,170 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $3,725,000 | 521 |
| Other loans | $0 | 6,355 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $932,000 | 3,955 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $71,981,000 | 4,465 |
| Loan loss allowance | $927,000 | 4,283 |
| Total loans and leases | $72,908,000 | 4,466 |
| Unearned income | $189,000 | 1,012 |
| Loans and leases, gross | $73,097,000 | 4,460 |
| All real estate loans | $64,949,000 | 3,824 |
| Real estate loans in domestic offices | $64,949,000 | 3,824 |
| Construction and development loans | $2,275,000 | 5,002 |
| Commercial RE | $41,244,000 | 2,346 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,622,000 | 1,435 |
| 1-4 family residential loans | $13,543,000 | 5,265 |
| Farmland loans | $1,265,000 | 4,033 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $55,000 | 5,152 |
| Commercial and industrial loans | $1,021,000 | 7,737 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,319,000 | 4,714 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,319,000 | 4,497 |
| All other loans & leases | $3,753,000 | 1,146 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $3,753,000 | 512 |
| Other loans | $0 | 6,408 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $927,000 | 3,944 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $67,362,000 | 4,624 |
| Loan loss allowance | $936,000 | 4,223 |
| Total loans and leases | $68,298,000 | 4,620 |
| Unearned income | $200,000 | 987 |
| Loans and leases, gross | $68,498,000 | 4,615 |
| All real estate loans | $60,911,000 | 3,942 |
| Real estate loans in domestic offices | $60,911,000 | 3,941 |
| Construction and development loans | $2,275,000 | 4,966 |
| Commercial RE | $42,991,000 | 2,255 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,052,000 | 1,525 |
| 1-4 family residential loans | $8,317,000 | 6,315 |
| Farmland loans | $1,276,000 | 4,024 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $66,000 | 5,182 |
| Commercial and industrial loans | $1,238,000 | 7,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,651,000 | 4,553 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,651,000 | 4,346 |
| All other loans & leases | $2,632,000 | 1,473 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $2,632,000 | 687 |
| Other loans | $0 | 6,422 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $936,000 | 3,893 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $67,682,000 | 4,592 |
| Loan loss allowance | $940,000 | 4,222 |
| Total loans and leases | $68,622,000 | 4,595 |
| Unearned income | $227,000 | 926 |
| Loans and leases, gross | $68,849,000 | 4,591 |
| All real estate loans | $60,571,000 | 3,929 |
| Real estate loans in domestic offices | $60,571,000 | 3,928 |
| Construction and development loans | $2,275,000 | 4,922 |
| Commercial RE | $42,477,000 | 2,228 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,113,000 | 1,486 |
| 1-4 family residential loans | $8,419,000 | 6,298 |
| Farmland loans | $1,287,000 | 4,029 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $77,000 | 5,189 |
| Commercial and industrial loans | $1,447,000 | 7,448 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,085,000 | 4,302 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,085,000 | 4,106 |
| All other loans & leases | $2,669,000 | 1,446 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $2,669,000 | 677 |
| Other loans | $0 | 6,478 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $940,000 | 3,866 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $72,132,000 | 4,380 |
| Loan loss allowance | $933,000 | 4,230 |
| Total loans and leases | $73,065,000 | 4,379 |
| Unearned income | $225,000 | 928 |
| Loans and leases, gross | $73,290,000 | 4,372 |
| All real estate loans | $65,306,000 | 3,687 |
| Real estate loans in domestic offices | $65,306,000 | 3,686 |
| Construction and development loans | $2,275,000 | 4,798 |
| Commercial RE | $45,776,000 | 2,050 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,213,000 | 1,287 |
| 1-4 family residential loans | $8,745,000 | 6,232 |
| Farmland loans | $1,297,000 | 3,994 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $66,000 | 5,259 |
| Commercial and industrial loans | $1,225,000 | 7,660 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,999,000 | 4,414 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,999,000 | 4,214 |
| All other loans & leases | $2,694,000 | 1,426 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $2,694,000 | 659 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $933,000 | 3,865 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $80,189,000 | 4,003 |
| Loan loss allowance | $917,000 | 4,223 |
| Total loans and leases | $81,106,000 | 4,004 |
| Unearned income | $230,000 | 908 |
| Loans and leases, gross | $81,336,000 | 3,998 |
| All real estate loans | $71,603,000 | 3,393 |
| Real estate loans in domestic offices | $71,603,000 | 3,392 |
| Construction and development loans | $2,275,000 | 4,752 |
| Commercial RE | $49,479,000 | 1,895 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,939,000 | 1,460 |
| 1-4 family residential loans | $12,605,000 | 5,399 |
| Farmland loans | $1,305,000 | 3,955 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $47,000 | 5,355 |
| Commercial and industrial loans | $876,000 | 7,931 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,443,000 | 4,881 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,443,000 | 4,667 |
| All other loans & leases | $5,367,000 | 879 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $5,367,000 | 361 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $917,000 | 3,861 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $77,383,000 | 4,068 |
| Loan loss allowance | $898,000 | 4,270 |
| Total loans and leases | $78,281,000 | 4,071 |
| Unearned income | $224,000 | 937 |
| Loans and leases, gross | $78,505,000 | 4,064 |
| All real estate loans | $69,798,000 | 3,409 |
| Real estate loans in domestic offices | $69,798,000 | 3,408 |
| Construction and development loans | $1,703,000 | 5,133 |
| Commercial RE | $47,520,000 | 1,934 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,366,000 | 1,539 |
| 1-4 family residential loans | $13,890,000 | 5,150 |
| Farmland loans | $1,319,000 | 3,939 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $45,000 | 5,390 |
| Commercial and industrial loans | $852,000 | 8,024 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,344,000 | 5,095 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,344,000 | 4,851 |
| All other loans & leases | $4,466,000 | 1,010 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $4,466,000 | 437 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $898,000 | 3,905 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $77,166,000 | 4,074 |
| Loan loss allowance | $888,000 | 4,306 |
| Total loans and leases | $78,054,000 | 4,081 |
| Unearned income | $256,000 | 877 |
| Loans and leases, gross | $78,310,000 | 4,076 |
| All real estate loans | $69,559,000 | 3,372 |
| Real estate loans in domestic offices | $69,559,000 | 3,371 |
| Construction and development loans | $925,000 | 5,912 |
| Commercial RE | $47,569,000 | 1,885 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,741,000 | 1,437 |
| 1-4 family residential loans | $13,995,000 | 5,151 |
| Farmland loans | $1,329,000 | 3,938 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $53,000 | 5,400 |
| Commercial and industrial loans | $967,000 | 7,978 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,760,000 | 4,825 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,760,000 | 4,606 |
| All other loans & leases | $3,971,000 | 1,113 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $3,971,000 | 490 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $888,000 | 3,929 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $74,136,000 | 4,162 |
| Loan loss allowance | $872,000 | 4,316 |
| Total loans and leases | $75,008,000 | 4,167 |
| Unearned income | $276,000 | 828 |
| Loans and leases, gross | $75,284,000 | 4,162 |
| All real estate loans | $68,257,000 | 3,393 |
| Real estate loans in domestic offices | $68,257,000 | 3,392 |
| Construction and development loans | $1,740,000 | 4,979 |
| Commercial RE | $46,111,000 | 1,881 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,784,000 | 1,415 |
| 1-4 family residential loans | $13,283,000 | 5,297 |
| Farmland loans | $1,339,000 | 3,916 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $47,000 | 5,459 |
| Commercial and industrial loans | $1,502,000 | 7,567 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,567,000 | 5,029 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,567,000 | 4,793 |
| All other loans & leases | $1,911,000 | 1,751 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $1,911,000 | 849 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $872,000 | 3,951 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $71,833,000 | 4,200 |
| Loan loss allowance | $521,000 | 5,881 |
| Total loans and leases | $72,354,000 | 4,227 |
| Unearned income | $285,000 | 815 |
| Loans and leases, gross | $72,639,000 | 4,218 |
| All real estate loans | $65,955,000 | 3,424 |
| Real estate loans in domestic offices | $65,955,000 | 3,422 |
| Construction and development loans | $1,585,000 | 5,060 |
| Commercial RE | $44,858,000 | 1,886 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,219,000 | 1,484 |
| 1-4 family residential loans | $14,152,000 | 5,133 |
| Farmland loans | $141,000 | 5,874 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $62,000 | 5,402 |
| Commercial and industrial loans | $1,768,000 | 7,386 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,084,000 | 4,674 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,084,000 | 4,465 |
| All other loans & leases | $770,000 | 2,864 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $770,000 | 1,548 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $521,000 | 5,450 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $61,914,000 | 4,675 |
| Loan loss allowance | $503,000 | 5,932 |
| Total loans and leases | $62,417,000 | 4,694 |
| Unearned income | $316,000 | 760 |
| Loans and leases, gross | $62,733,000 | 4,682 |
| All real estate loans | $57,010,000 | 3,777 |
| Real estate loans in domestic offices | $57,010,000 | 3,776 |
| Construction and development loans | $1,170,000 | 5,484 |
| Commercial RE | $42,170,000 | 1,928 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,834,000 | 1,747 |
| 1-4 family residential loans | $9,693,000 | 6,066 |
| Farmland loans | $143,000 | 5,888 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $54,000 | 5,466 |
| Commercial and industrial loans | $1,572,000 | 7,540 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,079,000 | 4,797 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,079,000 | 4,571 |
| All other loans & leases | $18,000 | 6,716 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $18,000 | 3,695 |
| Other loans | $0 | 6,651 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $503,000 | 5,532 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $59,894,000 | 4,668 |
| Loan loss allowance | $452,000 | 6,135 |
| Total loans and leases | $60,346,000 | 4,698 |
| Unearned income | $394,000 | 680 |
| Loans and leases, gross | $60,740,000 | 4,678 |
| All real estate loans | $54,489,000 | 3,749 |
| Real estate loans in domestic offices | $54,489,000 | 3,748 |
| Construction and development loans | $386,000 | 6,772 |
| Commercial RE | $42,890,000 | 1,686 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,927,000 | 1,882 |
| 1-4 family residential loans | $7,603,000 | 6,594 |
| Farmland loans | $683,000 | 4,701 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $103,000 | 5,420 |
| Commercial and industrial loans | $1,136,000 | 8,012 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,931,000 | 4,529 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,931,000 | 4,286 |
| All other loans & leases | $81,000 | 5,666 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $81,000 | 3,209 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $452,000 | 5,746 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $52,107,000 | 5,035 |
| Loan loss allowance | $427,000 | 6,239 |
| Total loans and leases | $52,534,000 | 5,049 |
| Unearned income | $456,000 | 677 |
| Loans and leases, gross | $52,990,000 | 5,021 |
| All real estate loans | $45,759,000 | 4,077 |
| Real estate loans in domestic offices | $45,759,000 | 4,077 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $28,059,000 | 2,152 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,486,000 | 1,615 |
| 1-4 family residential loans | $13,518,000 | 5,292 |
| Farmland loans | $696,000 | 4,742 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $78,000 | 5,676 |
| Commercial and industrial loans | $2,756,000 | 6,772 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,558,000 | 5,729 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,558,000 | 5,529 |
| All other loans & leases | $839,000 | 2,706 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $839,000 | 1,377 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $48,212,000 | 5,196 |
| Loan loss allowance | $406,000 | 6,379 |
| Total loans and leases | $48,618,000 | 5,211 |
| Unearned income | $370,000 | 951 |
| Loans and leases, gross | $48,988,000 | 5,192 |
| All real estate loans | $43,002,000 | 4,157 |
| Real estate loans in domestic offices | $43,002,000 | 4,156 |
| Construction and development loans | $355,000 | 6,858 |
| Commercial RE | $22,318,000 | 2,430 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,758,000 | 1,828 |
| 1-4 family residential loans | $16,867,000 | 4,663 |
| Farmland loans | $704,000 | 4,829 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $75,000 | 5,939 |
| Commercial and industrial loans | $2,980,000 | 6,651 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,685,000 | 6,602 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,685,000 | 6,388 |
| All other loans & leases | $246,000 | 4,566 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $246,000 | 2,496 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $35,432,000 | 6,126 |
| Loan loss allowance | $370,000 | 6,677 |
| Total loans and leases | $35,802,000 | 6,138 |
| Unearned income | $394,000 | 1,198 |
| Loans and leases, gross | $36,196,000 | 6,111 |
| All real estate loans | $30,126,000 | 4,992 |
| Real estate loans in domestic offices | $30,126,000 | 4,992 |
| Construction and development loans | $996,000 | 5,255 |
| Commercial RE | $18,309,000 | 2,563 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,776,000 | 1,725 |
| 1-4 family residential loans | $7,330,000 | 6,813 |
| Farmland loans | $715,000 | 4,852 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $17,000 | 6,478 |
| Commercial and industrial loans | $2,641,000 | 6,831 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,961,000 | 6,434 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,961,000 | 6,198 |
| All other loans & leases | $451,000 | 3,679 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $451,000 | 1,903 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $34,862,000 | 6,323 |
| Loan loss allowance | $346,000 | 7,082 |
| Total loans and leases | $35,208,000 | 6,332 |
| Unearned income | $446,000 | 1,261 |
| Loans and leases, gross | $35,654,000 | 6,303 |
| All real estate loans | $29,319,000 | 5,182 |
| Real estate loans in domestic offices | $29,319,000 | 5,181 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $17,064,000 | 2,680 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,643,000 | 1,322 |
| 1-4 family residential loans | $7,612,000 | 6,958 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,000 | 6,894 |
| Commercial and industrial loans | $2,409,000 | 7,184 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,248,000 | 6,398 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,248,000 | 6,157 |
| All other loans & leases | $670,000 | 3,028 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $670,000 | 1,561 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $28,316,000 | 7,203 |
| Loan loss allowance | $250,000 | 8,498 |
| Total loans and leases | $28,566,000 | 7,216 |
| Unearned income | $382,000 | 2,470 |
| Loans and leases, gross | $28,566,000 | 7,221 |
| All real estate loans | $23,407,000 | 5,970 |
| Real estate loans in domestic offices | $23,407,000 | 5,970 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $14,295,000 | 3,008 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,250,000 | 3,008 |
| 1-4 family residential loans | $7,862,000 | 7,048 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $21,000 | 7,087 |
| Commercial and industrial loans | $1,806,000 | 7,979 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,060,000 | 6,802 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,060,000 | 6,531 |
| All other loans & leases | $654,000 | 3,251 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $654,000 | 1,699 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |