Home > Shenandoah National Bank > Assets and Liabilities
Shenandoah National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $116,897,000 | 4,545 |
| Cash and due from depository institutions | $12,204,000 | 3,202 |
| Interest-bearing balances | $8,514,000 | 620 |
| Securities | $24,386,000 | 4,043 |
| Federal funds sold & reverse repurchase agreements | $1,530,000 | 4,226 |
| Net loans & leases | $73,196,000 | 4,671 |
| Loan loss allowance | $1,005,000 | 4,164 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,110,000 | 3,431 |
| Other real estate owned | $396,000 | 3,202 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,075,000 | 5,139 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $116,897,000 | 4,545 |
| Total liabilities | $108,689,000 | 4,415 |
| Total deposits | $106,797,000 | 4,204 |
| Interest-bearing deposits | $89,706,000 | 4,191 |
| Deposits held in domestic offices | $106,797,000 | 4,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $135,000 | 5,666 |
| Subordinated debt | $1,500,000 | 237 |
| All other liabilities | $257,000 | 7,022 |
| Total equity capital | $8,208,000 | 5,969 |
| Total bank equity capital | $8,208,000 | 5,969 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,388,000 | 2,450 |
| Surplus | $4,558,000 | 4,079 |
| Undivided profits | $2,262,000 | 6,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,202,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $608,000 | 5,629 |
| Earning assets | $107,626,000 | 4,537 |
| Long-term assets (5+ years) | $22,317,000 | 3,135 |
| Average Assets, year-to-date | $115,572,750 | 4,498 |
| Average Assets, quarterly | $115,089,000 | 4,561 |
| Volatile liabilities | $16,137,000 | 5,205 |
| Insider loans | $100,000 | 7,104 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,000,000 | 7,909 |
| Tier 1 (core) risk-based capital | $8,208,000 | 5,913 |
| Tier 2 risk-based capital | $2,466,000 | 2,010 |
| Total risk weighted assets | $77,216,000 | 4,672 |
| Total unused commitments | $1,000,000 | 7,910 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $113,281,000 | 4,609 |
| Cash and due from depository institutions | $12,068,000 | 3,352 |
| Interest-bearing balances | $7,921,000 | 665 |
| Securities | $23,384,000 | 4,142 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 3,484 |
| Net loans & leases | $69,884,000 | 4,755 |
| Loan loss allowance | $996,000 | 4,164 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,144,000 | 3,362 |
| Other real estate owned | $494,000 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,047,000 | 5,086 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $113,281,000 | 4,609 |
| Total liabilities | $105,177,000 | 4,487 |
| Total deposits | $103,446,000 | 4,270 |
| Interest-bearing deposits | $85,780,000 | 4,291 |
| Deposits held in domestic offices | $103,446,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000 | 5,792 |
| Subordinated debt | $1,500,000 | 235 |
| All other liabilities | $221,000 | 7,075 |
| Total equity capital | $8,104,000 | 5,895 |
| Total bank equity capital | $8,104,000 | 5,895 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,388,000 | 2,439 |
| Surplus | $4,558,000 | 4,039 |
| Undivided profits | $2,158,000 | 6,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,647,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $615,000 | 5,243 |
| Earning assets | $103,449,000 | 4,634 |
| Long-term assets (5+ years) | $20,634,000 | 3,268 |
| Average Assets, year-to-date | $115,131,330 | 4,528 |
| Average Assets, quarterly | $114,117,000 | 4,582 |
| Volatile liabilities | $13,692,000 | 5,550 |
| Insider loans | $100,000 | 7,134 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $1,000,000 | 7,956 |
| Tier 1 (core) risk-based capital | $8,104,000 | 5,903 |
| Tier 2 risk-based capital | $2,441,000 | 2,009 |
| Total risk weighted assets | $75,220,000 | 4,716 |
| Total unused commitments | $1,000,000 | 7,957 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $114,953,000 | 4,556 |
| Cash and due from depository institutions | $13,179,000 | 3,300 |
| Interest-bearing balances | $9,307,000 | 646 |
| Securities | $21,383,000 | 4,436 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,428 |
| Net loans & leases | $71,425,000 | 4,641 |
| Loan loss allowance | $965,000 | 4,232 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,186,000 | 3,300 |
| Other real estate owned | $487,000 | 3,300 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,993,000 | 5,049 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $114,953,000 | 4,556 |
| Total liabilities | $106,963,000 | 4,431 |
| Total deposits | $105,227,000 | 4,215 |
| Interest-bearing deposits | $88,445,000 | 4,215 |
| Deposits held in domestic offices | $105,227,000 | 4,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000 | 5,759 |
| Subordinated debt | $1,500,000 | 226 |
| All other liabilities | $235,000 | 6,864 |
| Total equity capital | $7,990,000 | 5,910 |
| Total bank equity capital | $7,990,000 | 5,910 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,388,000 | 2,428 |
| Surplus | $4,558,000 | 3,963 |
| Undivided profits | $2,044,000 | 6,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,652,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $550,000 | 5,412 |
| Earning assets | $105,415,000 | 4,573 |
| Long-term assets (5+ years) | $26,362,000 | 2,802 |
| Average Assets, year-to-date | $116,056,500 | 4,492 |
| Average Assets, quarterly | $116,056,500 | 4,492 |
| Volatile liabilities | $13,363,000 | 5,449 |
| Insider loans | $100,000 | 7,138 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,540,000 | 7,649 |
| Tier 1 (core) risk-based capital | $7,990,000 | 5,881 |
| Tier 2 risk-based capital | $2,443,000 | 1,960 |
| Total risk weighted assets | $75,430,000 | 4,637 |
| Total unused commitments | $1,540,000 | 7,651 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 51 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $117,160,000 | 4,487 |
| Cash and due from depository institutions | $15,855,000 | 3,299 |
| Interest-bearing balances | $11,386,000 | 500 |
| Securities | $19,882,000 | 4,646 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,152 |
| Net loans & leases | $73,927,000 | 4,507 |
| Loan loss allowance | $929,000 | 4,312 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,203,000 | 3,255 |
| Other real estate owned | $487,000 | 3,299 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,006,000 | 5,051 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $117,160,000 | 4,487 |
| Total liabilities | $109,276,000 | 4,363 |
| Total deposits | $107,409,000 | 4,140 |
| Interest-bearing deposits | $90,358,000 | 4,103 |
| Deposits held in domestic offices | $107,409,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $131,000 | 5,670 |
| Subordinated debt | $1,500,000 | 225 |
| All other liabilities | $236,000 | 6,805 |
| Total equity capital | $7,884,000 | 5,934 |
| Total bank equity capital | $7,884,000 | 5,934 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,388,000 | 2,424 |
| Surplus | $4,558,000 | 3,919 |
| Undivided profits | $1,938,000 | 6,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,651,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $568,000 | 5,354 |
| Earning assets | $106,995,000 | 4,505 |
| Long-term assets (5+ years) | $24,532,000 | 2,898 |
| Average Assets, year-to-date | $117,185,800 | 4,345 |
| Average Assets, quarterly | $117,314,000 | 4,456 |
| Volatile liabilities | $13,899,000 | 5,325 |
| Insider loans | $100,000 | 7,161 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,000,000 | 7,940 |
| Tier 1 (core) risk-based capital | $7,884,000 | 5,902 |
| Tier 2 risk-based capital | $2,429,000 | 1,945 |
| Total risk weighted assets | $77,495,000 | 4,546 |
| Total unused commitments | $1,000,000 | 7,941 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $117,468,000 | 4,443 |
| Cash and due from depository institutions | $15,840,000 | 3,282 |
| Interest-bearing balances | $11,584,000 | 499 |
| Securities | $17,881,000 | 4,914 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 3,199 |
| Net loans & leases | $75,357,000 | 4,439 |
| Loan loss allowance | $917,000 | 4,353 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,232,000 | 3,192 |
| Other real estate owned | $483,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,800,000 | 5,295 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $117,468,000 | 4,443 |
| Total liabilities | $109,706,000 | 4,294 |
| Total deposits | $107,822,000 | 4,047 |
| Interest-bearing deposits | $91,659,000 | 4,002 |
| Deposits held in domestic offices | $107,822,000 | 4,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $161,000 | 5,748 |
| Subordinated debt | $1,500,000 | 217 |
| All other liabilities | $223,000 | 7,017 |
| Total equity capital | $7,762,000 | 5,983 |
| Total bank equity capital | $7,762,000 | 5,983 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,388,000 | 2,397 |
| Surplus | $4,558,000 | 3,878 |
| Undivided profits | $1,816,000 | 6,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,639,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $517,000 | 5,627 |
| Earning assets | $107,697,000 | 4,454 |
| Long-term assets (5+ years) | $24,740,000 | 2,890 |
| Average Assets, year-to-date | $117,192,250 | 4,336 |
| Average Assets, quarterly | $116,982,000 | 4,404 |
| Volatile liabilities | $14,671,000 | 5,180 |
| Insider loans | $100,000 | 7,197 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,723,000 | 7,463 |
| Tier 1 (core) risk-based capital | $7,762,000 | 5,926 |
| Tier 2 risk-based capital | $2,417,000 | 1,931 |
| Total risk weighted assets | $76,907,000 | 4,532 |
| Total unused commitments | $1,723,000 | 7,464 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 51 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $116,496,000 | 4,410 |
| Cash and due from depository institutions | $15,984,000 | 3,298 |
| Interest-bearing balances | $12,178,000 | 445 |
| Securities | $18,029,000 | 4,925 |
| Federal funds sold & reverse repurchase agreements | $6,440,000 | 1,743 |
| Net loans & leases | $70,459,000 | 4,557 |
| Loan loss allowance | $987,000 | 4,087 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,237,000 | 3,145 |
| Other real estate owned | $484,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,863,000 | 5,077 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $116,496,000 | 4,410 |
| Total liabilities | $108,799,000 | 4,260 |
| Total deposits | $106,942,000 | 4,029 |
| Interest-bearing deposits | $91,947,000 | 3,955 |
| Deposits held in domestic offices | $106,942,000 | 4,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $138,000 | 5,685 |
| Subordinated debt | $1,500,000 | 214 |
| All other liabilities | $219,000 | 6,865 |
| Total equity capital | $7,697,000 | 5,969 |
| Total bank equity capital | $7,697,000 | 5,969 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,388,000 | 2,375 |
| Surplus | $4,558,000 | 3,831 |
| Undivided profits | $1,751,000 | 6,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,669,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $601,000 | 4,783 |
| Earning assets | $107,106,000 | 4,410 |
| Long-term assets (5+ years) | $14,619,000 | 3,956 |
| Average Assets, year-to-date | $117,100,330 | 4,329 |
| Average Assets, quarterly | $116,928,000 | 4,365 |
| Volatile liabilities | $14,645,000 | 5,042 |
| Insider loans | $100,000 | 7,198 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,000,000 | 7,341 |
| Tier 1 (core) risk-based capital | $7,697,000 | 5,882 |
| Tier 2 risk-based capital | $2,432,000 | 1,898 |
| Total risk weighted assets | $74,476,000 | 4,550 |
| Total unused commitments | $2,000,000 | 7,342 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 45 | 3,633 |
| Assets and Liabilities | ||
| Total Assets: | $117,360,000 | 4,370 |
| Cash and due from depository institutions | $19,692,000 | 3,633 |
| Interest-bearing balances | $15,842,000 | 348 |
| Securities | $19,722,000 | 4,750 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,728 |
| Net loans & leases | $71,981,000 | 4,465 |
| Loan loss allowance | $927,000 | 4,283 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,190,000 | 3,165 |
| Other real estate owned | $420,000 | 3,633 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,955,000 | 4,945 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $117,360,000 | 4,370 |
| Total liabilities | $109,765,000 | 4,242 |
| Total deposits | $107,968,000 | 3,999 |
| Interest-bearing deposits | $92,871,000 | 3,947 |
| Deposits held in domestic offices | $107,968,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $70,000 | 5,637 |
| Subordinated debt | $1,500,000 | 229 |
| All other liabilities | $227,000 | 6,651 |
| Total equity capital | $7,595,000 | 5,943 |
| Total bank equity capital | $7,595,000 | 5,943 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,388,000 | 2,381 |
| Surplus | $4,558,000 | 3,813 |
| Undivided profits | $1,649,000 | 6,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,917,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $627,000 | 4,536 |
| Earning assets | $107,945,000 | 4,377 |
| Long-term assets (5+ years) | $15,002,000 | 3,982 |
| Average Assets, year-to-date | $117,402,500 | 4,353 |
| Average Assets, quarterly | $117,402,500 | 4,353 |
| Volatile liabilities | $15,375,000 | 4,819 |
| Insider loans | $100,000 | 7,223 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,000,000 | 8,050 |
| Tier 1 (core) risk-based capital | $7,595,000 | 5,887 |
| Tier 2 risk-based capital | $2,427,000 | 1,879 |
| Total risk weighted assets | $75,929,000 | 4,486 |
| Total unused commitments | $1,000,000 | 8,050 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $117,445,000 | 4,350 |
| Cash and due from depository institutions | $20,703,000 | 3,635 |
| Interest-bearing balances | $16,635,000 | 333 |
| Securities | $12,171,000 | 6,037 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,008 |
| Net loans & leases | $67,362,000 | 4,624 |
| Loan loss allowance | $936,000 | 4,223 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,152,000 | 3,168 |
| Other real estate owned | $534,000 | 3,635 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,823,000 | 5,074 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $117,445,000 | 4,350 |
| Total liabilities | $109,932,000 | 4,221 |
| Total deposits | $108,090,000 | 3,990 |
| Interest-bearing deposits | $93,349,000 | 3,903 |
| Deposits held in domestic offices | $108,090,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $88,000 | 5,670 |
| Subordinated debt | $1,500,000 | 236 |
| All other liabilities | $254,000 | 6,370 |
| Total equity capital | $7,513,000 | 6,001 |
| Total bank equity capital | $7,513,000 | 6,001 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,388,000 | 2,367 |
| Surplus | $4,558,000 | 3,779 |
| Undivided profits | $1,567,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,788,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $457,000 | 5,634 |
| Earning assets | $107,868,000 | 4,356 |
| Long-term assets (5+ years) | $10,535,000 | 4,718 |
| Average Assets, year-to-date | $118,767,000 | 4,210 |
| Average Assets, quarterly | $117,589,500 | 4,318 |
| Volatile liabilities | $15,243,000 | 4,780 |
| Insider loans | $100,000 | 7,258 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,433,000 | 7,693 |
| Tier 1 (core) risk-based capital | $7,513,000 | 5,878 |
| Tier 2 risk-based capital | $2,436,000 | 1,852 |
| Total risk weighted assets | $75,768,000 | 4,462 |
| Total unused commitments | $1,433,000 | 7,697 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $117,734,000 | 4,315 |
| Cash and due from depository institutions | $19,295,000 | 3,788 |
| Interest-bearing balances | $15,745,000 | 378 |
| Securities | $17,470,000 | 5,096 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,448 |
| Net loans & leases | $67,682,000 | 4,592 |
| Loan loss allowance | $940,000 | 4,222 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,942,000 | 3,285 |
| Other real estate owned | $602,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,943,000 | 4,917 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $117,734,000 | 4,315 |
| Total liabilities | $110,334,000 | 4,168 |
| Total deposits | $108,532,000 | 3,919 |
| Interest-bearing deposits | $93,724,000 | 3,860 |
| Deposits held in domestic offices | $108,532,000 | 3,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $69,000 | 5,734 |
| Subordinated debt | $1,500,000 | 240 |
| All other liabilities | $233,000 | 6,786 |
| Total equity capital | $7,400,000 | 6,049 |
| Total bank equity capital | $7,400,000 | 6,049 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,388,000 | 2,362 |
| Surplus | $4,558,000 | 3,732 |
| Undivided profits | $1,454,000 | 7,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $947,000 | 2,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $614,000 | 4,747 |
| Earning assets | $108,697,000 | 4,301 |
| Long-term assets (5+ years) | $10,595,000 | 4,801 |
| Average Assets, year-to-date | $119,097,500 | 4,196 |
| Average Assets, quarterly | $118,151,500 | 4,274 |
| Volatile liabilities | $15,883,000 | 4,667 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,114,000 | 7,917 |
| Tier 1 (core) risk-based capital | $7,400,000 | 5,926 |
| Tier 2 risk-based capital | $2,440,000 | 1,820 |
| Total risk weighted assets | $75,949,000 | 4,430 |
| Total unused commitments | $1,114,000 | 7,921 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $118,569,000 | 4,278 |
| Cash and due from depository institutions | $21,018,000 | 3,753 |
| Interest-bearing balances | $17,725,000 | 338 |
| Securities | $20,197,000 | 4,767 |
| Federal funds sold & reverse repurchase agreements | $285,000 | 5,373 |
| Net loans & leases | $72,132,000 | 4,380 |
| Loan loss allowance | $933,000 | 4,230 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,868,000 | 3,308 |
| Other real estate owned | $90,000 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,979,000 | 4,841 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $118,569,000 | 4,278 |
| Total liabilities | $111,324,000 | 4,118 |
| Total deposits | $109,540,000 | 3,893 |
| Interest-bearing deposits | $95,432,000 | 3,803 |
| Deposits held in domestic offices | $109,540,000 | 3,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $74,000 | 5,714 |
| Subordinated debt | $1,500,000 | 252 |
| All other liabilities | $210,000 | 6,703 |
| Total equity capital | $7,245,000 | 5,994 |
| Total bank equity capital | $7,245,000 | 5,994 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,388,000 | 2,365 |
| Surplus | $4,558,000 | 3,691 |
| Undivided profits | $1,299,000 | 7,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,795,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $637,000 | 4,369 |
| Earning assets | $110,339,000 | 4,222 |
| Long-term assets (5+ years) | $12,072,000 | 4,683 |
| Average Assets, year-to-date | $119,552,000 | 4,190 |
| Average Assets, quarterly | $119,509,000 | 4,226 |
| Volatile liabilities | $14,949,000 | 4,757 |
| Insider loans | $100,000 | 7,314 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,136,000 | 8,010 |
| Tier 1 (core) risk-based capital | $7,245,000 | 5,948 |
| Tier 2 risk-based capital | $2,433,000 | 1,805 |
| Total risk weighted assets | $78,913,000 | 4,275 |
| Total unused commitments | $1,136,000 | 8,014 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $120,449,000 | 4,208 |
| Cash and due from depository institutions | $18,351,000 | 3,957 |
| Interest-bearing balances | $15,054,000 | 489 |
| Securities | $13,183,000 | 5,898 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,732 |
| Net loans & leases | $80,189,000 | 4,003 |
| Loan loss allowance | $917,000 | 4,223 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,523,000 | 4,898 |
| Other real estate owned | $90,000 | 3,957 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,913,000 | 4,767 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $120,449,000 | 4,208 |
| Total liabilities | $113,461,000 | 4,059 |
| Total deposits | $111,437,000 | 3,839 |
| Interest-bearing deposits | $97,852,000 | 3,728 |
| Deposits held in domestic offices | $111,437,000 | 3,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $205,000 | 5,447 |
| Subordinated debt | $1,500,000 | 249 |
| All other liabilities | $319,000 | 6,057 |
| Total equity capital | $6,988,000 | 6,216 |
| Total bank equity capital | $6,988,000 | 6,216 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,388,000 | 2,359 |
| Surplus | $4,558,000 | 3,649 |
| Undivided profits | $1,042,000 | 7,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,174,000 | 1,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $687,000 | 4,029 |
| Earning assets | $113,626,000 | 4,129 |
| Long-term assets (5+ years) | $14,157,000 | 4,309 |
| Average Assets, year-to-date | $120,043,500 | 4,189 |
| Average Assets, quarterly | $120,043,500 | 4,189 |
| Volatile liabilities | $15,317,000 | 4,595 |
| Insider loans | $100,000 | 7,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,006,000 | 7,459 |
| Tier 1 (core) risk-based capital | $6,988,000 | 6,040 |
| Tier 2 risk-based capital | $2,417,000 | 1,793 |
| Total risk weighted assets | $81,939,000 | 4,097 |
| Total unused commitments | $2,006,000 | 7,466 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $119,638,000 | 4,217 |
| Cash and due from depository institutions | $15,865,000 | 3,887 |
| Interest-bearing balances | $12,480,000 | 522 |
| Securities | $17,538,000 | 5,170 |
| Federal funds sold & reverse repurchase agreements | $5,365,000 | 2,158 |
| Net loans & leases | $77,383,000 | 4,068 |
| Loan loss allowance | $898,000 | 4,270 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,503,000 | 4,943 |
| Other real estate owned | $90,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,894,000 | 4,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,638,000 | 4,217 |
| Total liabilities | $112,923,000 | 4,054 |
| Total deposits | $111,089,000 | 3,818 |
| Interest-bearing deposits | $97,258,000 | 3,724 |
| Deposits held in domestic offices | $111,089,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $49,000 | 5,644 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $285,000 | 6,235 |
| Total equity capital | $6,715,000 | 6,282 |
| Total bank equity capital | $6,715,000 | 6,282 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,388,000 | 2,377 |
| Surplus | $4,558,000 | 3,617 |
| Undivided profits | $769,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $686,000 | 4,210 |
| Earning assets | $112,766,000 | 4,116 |
| Long-term assets (5+ years) | $14,723,000 | 4,238 |
| Average Assets, year-to-date | $115,736,000 | 4,204 |
| Average Assets, quarterly | $118,976,500 | 4,207 |
| Volatile liabilities | $14,183,000 | 4,779 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,175,000 | 7,946 |
| Tier 1 (core) risk-based capital | $6,715,000 | 6,139 |
| Tier 2 risk-based capital | $2,398,000 | 1,774 |
| Total risk weighted assets | $79,223,000 | 4,171 |
| Total unused commitments | $1,175,000 | 7,948 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $118,315,000 | 4,227 |
| Cash and due from depository institutions | $16,697,000 | 3,990 |
| Interest-bearing balances | $13,372,000 | 586 |
| Securities | $18,594,000 | 4,924 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 4,087 |
| Net loans & leases | $77,166,000 | 4,074 |
| Loan loss allowance | $888,000 | 4,306 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,524,000 | 4,888 |
| Other real estate owned | $90,000 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,894,000 | 4,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,315,000 | 4,227 |
| Total liabilities | $111,880,000 | 4,053 |
| Total deposits | $110,121,000 | 3,833 |
| Interest-bearing deposits | $96,392,000 | 3,757 |
| Deposits held in domestic offices | $110,121,000 | 3,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000 | 5,691 |
| Subordinated debt | $1,500,000 | 251 |
| All other liabilities | $243,000 | 6,910 |
| Total equity capital | $6,435,000 | 6,430 |
| Total bank equity capital | $6,435,000 | 6,430 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,264,000 | 2,484 |
| Surplus | $3,692,000 | 4,095 |
| Undivided profits | $1,479,000 | 7,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,739,000 | 1,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $726,000 | 4,195 |
| Earning assets | $111,482,000 | 4,139 |
| Long-term assets (5+ years) | $14,783,000 | 4,260 |
| Average Assets, year-to-date | $114,760,500 | 4,248 |
| Average Assets, quarterly | $117,017,000 | 4,250 |
| Volatile liabilities | $14,122,000 | 4,780 |
| Insider loans | $100,000 | 7,431 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,425,000 | 7,085 |
| Tier 1 (core) risk-based capital | $6,435,000 | 6,289 |
| Tier 2 risk-based capital | $2,388,000 | 1,780 |
| Total risk weighted assets | $79,078,000 | 4,175 |
| Total unused commitments | $2,425,000 | 7,091 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $115,719,000 | 4,298 |
| Cash and due from depository institutions | $14,610,000 | 3,997 |
| Interest-bearing balances | $11,986,000 | 694 |
| Securities | $21,135,000 | 4,529 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 4,083 |
| Net loans & leases | $74,136,000 | 4,162 |
| Loan loss allowance | $872,000 | 4,316 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $871,000 | 6,161 |
| Other real estate owned | $85,000 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,932,000 | 4,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,719,000 | 4,298 |
| Total liabilities | $109,687,000 | 4,107 |
| Total deposits | $107,792,000 | 3,895 |
| Interest-bearing deposits | $94,856,000 | 3,804 |
| Deposits held in domestic offices | $107,792,000 | 3,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $144,000 | 5,558 |
| Subordinated debt | $1,500,000 | 225 |
| All other liabilities | $251,000 | 6,907 |
| Total equity capital | $6,032,000 | 6,651 |
| Total bank equity capital | $6,032,000 | 6,651 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,264,000 | 2,484 |
| Surplus | $3,692,000 | 4,050 |
| Undivided profits | $1,076,000 | 7,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,224,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $785,000 | 3,768 |
| Earning assets | $110,207,000 | 4,157 |
| Long-term assets (5+ years) | $14,122,000 | 4,222 |
| Average Assets, year-to-date | $113,575,670 | 4,275 |
| Average Assets, quarterly | $115,469,500 | 4,253 |
| Volatile liabilities | $14,376,000 | 4,702 |
| Insider loans | $100,000 | 7,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,625,000 | 7,657 |
| Tier 1 (core) risk-based capital | $6,032,000 | 6,452 |
| Tier 2 risk-based capital | $2,372,000 | 1,754 |
| Total risk weighted assets | $77,325,000 | 4,212 |
| Total unused commitments | $1,625,000 | 7,670 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $115,220,000 | 4,260 |
| Cash and due from depository institutions | $13,745,000 | 3,886 |
| Interest-bearing balances | $10,699,000 | 800 |
| Securities | $24,751,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $2,055,000 | 5,229 |
| Net loans & leases | $71,833,000 | 4,200 |
| Loan loss allowance | $521,000 | 5,881 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $884,000 | 6,131 |
| Other real estate owned | $160,000 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,792,000 | 4,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,220,000 | 4,260 |
| Total liabilities | $109,130,000 | 4,092 |
| Total deposits | $107,212,000 | 3,885 |
| Interest-bearing deposits | $94,391,000 | 3,794 |
| Deposits held in domestic offices | $107,212,000 | 3,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,000 | 5,598 |
| Subordinated debt | $1,500,000 | 213 |
| All other liabilities | $383,000 | 5,900 |
| Total equity capital | $6,090,000 | 6,545 |
| Total bank equity capital | $6,090,000 | 6,545 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,264,000 | 2,498 |
| Surplus | $3,692,000 | 4,000 |
| Undivided profits | $1,134,000 | 7,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 3,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $788,000 | 3,780 |
| Earning assets | $109,338,000 | 4,148 |
| Long-term assets (5+ years) | $15,219,000 | 3,961 |
| Average Assets, year-to-date | $112,504,000 | 4,301 |
| Average Assets, quarterly | $112,504,000 | 4,301 |
| Volatile liabilities | $14,197,000 | 4,686 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,775,000 | 6,850 |
| Tier 1 (core) risk-based capital | $6,090,000 | 6,364 |
| Tier 2 risk-based capital | $2,021,000 | 1,985 |
| Total risk weighted assets | $75,381,000 | 4,229 |
| Total unused commitments | $2,775,000 | 6,865 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $109,788,000 | 4,373 |
| Cash and due from depository institutions | $13,235,000 | 3,876 |
| Interest-bearing balances | $9,611,000 | 822 |
| Securities | $27,806,000 | 3,710 |
| Federal funds sold & reverse repurchase agreements | $4,180,000 | 3,191 |
| Net loans & leases | $61,914,000 | 4,675 |
| Loan loss allowance | $503,000 | 5,932 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $901,000 | 6,085 |
| Other real estate owned | $160,000 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,592,000 | 5,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,788,000 | 4,373 |
| Total liabilities | $104,021,000 | 4,192 |
| Total deposits | $101,775,000 | 3,988 |
| Interest-bearing deposits | $89,200,000 | 3,896 |
| Deposits held in domestic offices | $101,775,000 | 3,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $217,000 | 5,470 |
| Subordinated debt | $1,500,000 | 209 |
| All other liabilities | $529,000 | 5,058 |
| Total equity capital | $5,767,000 | 6,708 |
| Total bank equity capital | $5,767,000 | 6,708 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,264,000 | 2,499 |
| Surplus | $3,692,000 | 3,953 |
| Undivided profits | $811,000 | 7,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $769,000 | 4,038 |
| Earning assets | $103,511,000 | 4,276 |
| Long-term assets (5+ years) | $10,474,000 | 4,708 |
| Average Assets, year-to-date | $106,939,400 | 4,299 |
| Average Assets, quarterly | $109,395,000 | 4,336 |
| Volatile liabilities | $14,066,000 | 4,706 |
| Insider loans | $100,000 | 7,530 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,625,000 | 7,549 |
| Tier 1 (core) risk-based capital | $5,767,000 | 6,505 |
| Tier 2 risk-based capital | $2,003,000 | 1,970 |
| Total risk weighted assets | $68,289,000 | 4,509 |
| Total unused commitments | $1,625,000 | 7,553 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $105,242,000 | 4,382 |
| Cash and due from depository institutions | $11,591,000 | 3,894 |
| Interest-bearing balances | $9,019,000 | 787 |
| Securities | $26,274,000 | 3,706 |
| Federal funds sold & reverse repurchase agreements | $4,660,000 | 2,933 |
| Net loans & leases | $59,894,000 | 4,668 |
| Loan loss allowance | $452,000 | 6,135 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $940,000 | 6,037 |
| Other real estate owned | $355,000 | 3,894 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,528,000 | 5,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,242,000 | 4,382 |
| Total liabilities | $100,362,000 | 4,200 |
| Total deposits | $98,402,000 | 3,994 |
| Interest-bearing deposits | $87,848,000 | 3,838 |
| Deposits held in domestic offices | $98,402,000 | 3,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,000 | 5,538 |
| Subordinated debt | $1,500,000 | 203 |
| All other liabilities | $421,000 | 5,922 |
| Total equity capital | $4,880,000 | 7,187 |
| Total bank equity capital | $4,880,000 | 7,187 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,152,000 | 2,727 |
| Surplus | $2,904,000 | 4,480 |
| Undivided profits | $824,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 4,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $734,000 | 4,529 |
| Earning assets | $99,847,000 | 4,267 |
| Long-term assets (5+ years) | $10,229,000 | 4,750 |
| Average Assets, year-to-date | $97,597,600 | 4,472 |
| Average Assets, quarterly | $104,944,000 | 4,350 |
| Volatile liabilities | $12,359,000 | 5,029 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,000 | 9,281 |
| Tier 1 (core) risk-based capital | $4,880,000 | 7,042 |
| Tier 2 risk-based capital | $1,952,000 | 1,892 |
| Total risk weighted assets | $66,862,000 | 4,470 |
| Total unused commitments | $30,000 | 9,282 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $80,638,000 | 5,167 |
| Cash and due from depository institutions | $12,428,000 | 4,189 |
| Interest-bearing balances | $8,825,000 | 532 |
| Securities | $13,080,000 | 5,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $52,107,000 | 5,035 |
| Loan loss allowance | $427,000 | 6,239 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,378,000 | 5,083 |
| Other real estate owned | $297,000 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,348,000 | 5,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,638,000 | 5,167 |
| Total liabilities | $76,249,000 | 5,001 |
| Total deposits | $74,186,000 | 4,800 |
| Interest-bearing deposits | $65,674,000 | 4,695 |
| Deposits held in domestic offices | $74,186,000 | 4,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,565 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $70,000 | 5,528 |
| Subordinated debt | $1,500,000 | 198 |
| All other liabilities | $343,000 | 6,935 |
| Total equity capital | $4,389,000 | 7,569 |
| Total bank equity capital | $4,389,000 | 7,569 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,050,000 | 2,914 |
| Surplus | $2,190,000 | 5,216 |
| Undivided profits | $1,149,000 | 7,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $302,000 | 6,903 |
| Earning assets | $74,012,000 | 5,170 |
| Long-term assets (5+ years) | $14,013,000 | 3,909 |
| Average Assets, year-to-date | $80,630,800 | 5,009 |
| Average Assets, quarterly | $81,176,500 | 5,090 |
| Volatile liabilities | $9,152,000 | 5,871 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,151,000 | 8,124 |
| Tier 1 (core) risk-based capital | $4,389,000 | 7,463 |
| Tier 2 risk-based capital | $1,927,000 | 1,850 |
| Total risk weighted assets | $53,578,200 | 5,055 |
| Total unused commitments | $1,151,000 | 8,129 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $75,928,000 | 5,405 |
| Cash and due from depository institutions | $5,054,000 | 5,388 |
| Interest-bearing balances | $2,278,000 | 1,563 |
| Securities | $12,089,000 | 6,507 |
| Federal funds sold & reverse repurchase agreements | $8,425,000 | 1,129 |
| Net loans & leases | $48,212,000 | 5,196 |
| Loan loss allowance | $406,000 | 6,379 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $936,000 | 6,228 |
| Other real estate owned | $271,000 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $941,000 | 6,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,928,000 | 5,405 |
| Total liabilities | $71,921,000 | 5,213 |
| Total deposits | $71,462,000 | 4,953 |
| Interest-bearing deposits | $64,281,000 | 4,800 |
| Deposits held in domestic offices | $71,462,000 | 4,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $134,000 | 5,419 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $325,000 | 6,707 |
| Total equity capital | $4,007,000 | 7,800 |
| Total bank equity capital | $4,007,000 | 7,800 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $956,000 | 3,463 |
| Surplus | $1,535,000 | 6,192 |
| Undivided profits | $1,516,000 | 7,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $199,000 | 7,811 |
| Earning assets | $71,004,000 | 5,317 |
| Long-term assets (5+ years) | $14,859,000 | 3,974 |
| Average Assets, year-to-date | $59,747,800 | 6,087 |
| Average Assets, quarterly | $69,276,000 | 5,683 |
| Volatile liabilities | $9,744,000 | 5,492 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,975,000 | 7,493 |
| Tier 1 (core) risk-based capital | $4,007,000 | 7,824 |
| Tier 2 risk-based capital | $406,000 | 6,015 |
| Total risk weighted assets | $47,514,500 | 5,379 |
| Total unused commitments | $1,975,000 | 7,499 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $52,270,000 | 6,831 |
| Cash and due from depository institutions | $2,314,000 | 6,497 |
| Interest-bearing balances | $397,000 | 3,729 |
| Securities | $12,360,000 | 6,450 |
| Federal funds sold & reverse repurchase agreements | $63,000 | 8,296 |
| Net loans & leases | $35,432,000 | 6,126 |
| Loan loss allowance | $370,000 | 6,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,360,000 | 5,065 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $741,000 | 6,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,270,000 | 6,831 |
| Total liabilities | $48,707,000 | 6,634 |
| Total deposits | $48,429,000 | 6,438 |
| Interest-bearing deposits | $42,786,000 | 6,304 |
| Deposits held in domestic offices | $48,429,000 | 6,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,000 | 4,965 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $235,000 | 8,205 |
| Total equity capital | $3,563,000 | 8,306 |
| Total bank equity capital | $3,563,000 | 8,306 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $956,000 | 3,471 |
| Surplus | $1,535,000 | 6,150 |
| Undivided profits | $1,072,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $188,000 | 8,070 |
| Earning assets | $48,252,000 | 6,773 |
| Long-term assets (5+ years) | $4,573,000 | 6,413 |
| Average Assets, year-to-date | $52,135,600 | 6,587 |
| Average Assets, quarterly | $53,856,000 | 6,611 |
| Volatile liabilities | $5,434,000 | 6,792 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,014,000 | 8,629 |
| Tier 1 (core) risk-based capital | $3,563,000 | 8,195 |
| Tier 2 risk-based capital | $370,000 | 6,270 |
| Total risk weighted assets | $36,456,200 | 6,214 |
| Total unused commitments | $1,014,000 | 8,638 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $50,879,000 | 6,995 |
| Cash and due from depository institutions | $2,972,000 | 6,730 |
| Interest-bearing balances | $296,000 | 3,630 |
| Securities | $10,159,000 | 7,359 |
| Federal funds sold & reverse repurchase agreements | $1,380,000 | 5,848 |
| Net loans & leases | $34,862,000 | 6,323 |
| Loan loss allowance | $346,000 | 7,082 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $822,000 | 6,563 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $684,000 | 7,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,879,000 | 6,995 |
| Total liabilities | $47,870,000 | 6,780 |
| Total deposits | $47,296,000 | 6,616 |
| Interest-bearing deposits | $40,955,000 | 6,580 |
| Deposits held in domestic offices | $47,296,000 | 6,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $185,000 | 4,582 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $389,000 | 6,829 |
| Total equity capital | $3,009,000 | 9,013 |
| Total bank equity capital | $3,009,000 | 9,013 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $956,000 | 3,563 |
| Surplus | $1,535,000 | 6,219 |
| Undivided profits | $518,000 | 9,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 9,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $202,000 | 8,227 |
| Earning assets | $46,697,000 | 6,989 |
| Long-term assets (5+ years) | $2,956,000 | 7,056 |
| Average Assets, year-to-date | $47,363,000 | 7,090 |
| Average Assets, quarterly | $50,686,000 | 6,947 |
| Volatile liabilities | $5,337,000 | 6,955 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,025,000 | 7,389 |
| Tier 1 (core) risk-based capital | $3,009,000 | 8,917 |
| Tier 2 risk-based capital | $346,000 | 6,541 |
| Total risk weighted assets | $32,613,200 | 6,668 |
| Total unused commitments | $2,025,000 | 7,398 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $42,324,000 | 7,947 |
| Cash and due from depository institutions | $1,792,000 | 7,260 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $9,997,000 | 7,961 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 6,578 |
| Net loans & leases | $28,316,000 | 7,203 |
| Loan loss allowance | $250,000 | 8,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $896,000 | 6,378 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $393,000 | 9,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,324,000 | 7,947 |
| Total liabilities | $39,699,000 | 7,737 |
| Total deposits | $39,435,000 | 7,562 |
| Interest-bearing deposits | $34,858,000 | 7,446 |
| Deposits held in domestic offices | $39,435,000 | 7,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $92,000 | 4,893 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $172,000 | 9,653 |
| Total equity capital | $2,625,000 | 9,641 |
| Total bank equity capital | $2,625,000 | 9,641 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $956,000 | 3,794 |
| Surplus | $1,535,000 | 6,374 |
| Undivided profits | $134,000 | 10,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $167,000 | 9,029 |
| Earning assets | $39,341,000 | 7,860 |
| Long-term assets (5+ years) | $496,000 | 9,298 |
| Average Assets, year-to-date | $40,765,500 | 7,946 |
| Average Assets, quarterly | $40,765,500 | 8,041 |
| Volatile liabilities | $3,333,000 | 8,288 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,340,000 | 8,315 |
| Tier 1 (core) risk-based capital | $2,625,000 | 9,585 |
| Tier 2 risk-based capital | $250,000 | 7,919 |
| Total risk weighted assets | $27,602,800 | 7,432 |
| Total unused commitments | $1,340,000 | 8,324 |
| Derivatives | $0 | 549 |