Home > Shelter Bank > Income and Expense
Shelter Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 3,356 |
| Total interest expense | $5,287,000 | 852 |
| Net interest income | $2,007,000 | 5,857 |
| Provision for loan and lease losses | $-509,000 | 6,989 |
| Total noninterest income | $197,000 | 5,710 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,000 | 6,883 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $196,000 | 4,621 |
| Total noninterest expense | $3,701,000 | 4,246 |
| Salaries and employee benefits | $2,134,000 | 3,983 |
| Premises and equipment expense | $127,000 | 6,320 |
| Additional noninterest expense | $1,440,000 | 3,891 |
| Pre-tax net operating income | $-988,000 | 6,659 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-337,000 | 6,851 |
| Income before extraordinary items | $-651,000 | 6,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-651,000 | 6,629 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-651,000 | 6,631 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-651,000 | 6,581 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 3,305 |
| Total interest expense | $2,341,000 | 1,491 |
| Net interest income | $3,375,000 | 4,156 |
| Provision for loan and lease losses | $12,000 | 5,544 |
| Total noninterest income | $29,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,000 | 6,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 6,141 |
| Total noninterest expense | $2,266,000 | 4,755 |
| Salaries and employee benefits | $1,534,000 | 4,085 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $651,000 | 5,151 |
| Pre-tax net operating income | $1,126,000 | 3,426 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $437,000 | 2,079 |
| Income before extraordinary items | $689,000 | 4,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $689,000 | 4,134 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $689,000 | 4,134 |
| Net charge-offs | $70,000 | 4,285 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $689,000 | 3,950 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,289 |
| Total interest expense | $1,628,000 | 1,491 |
| Net interest income | $2,231,000 | 4,191 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $16,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $1,568,000 | 4,686 |
| Salaries and employee benefits | $1,033,000 | 4,088 |
| Premises and equipment expense | $54,000 | 6,572 |
| Additional noninterest expense | $481,000 | 4,967 |
| Pre-tax net operating income | $667,000 | 3,622 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $260,000 | 2,202 |
| Income before extraordinary items | $407,000 | 4,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $407,000 | 4,341 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $407,000 | 4,340 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $407,000 | 4,151 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 3,251 |
| Total interest expense | $846,000 | 1,487 |
| Net interest income | $1,125,000 | 4,193 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $8,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $766,000 | 4,781 |
| Salaries and employee benefits | $510,000 | 4,154 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $229,000 | 5,073 |
| Pre-tax net operating income | $355,000 | 3,528 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $138,000 | 2,122 |
| Income before extraordinary items | $217,000 | 4,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $217,000 | 4,236 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $217,000 | 4,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 3,201 |
| Total interest expense | $3,748,000 | 1,615 |
| Net interest income | $4,633,000 | 4,120 |
| Provision for loan and lease losses | $294,000 | 4,164 |
| Total noninterest income | $276,000 | 5,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $276,000 | 3,996 |
| Total noninterest expense | $2,982,000 | 4,897 |
| Salaries and employee benefits | $1,768,000 | 4,512 |
| Premises and equipment expense | $368,000 | 4,757 |
| Additional noninterest expense | $846,000 | 5,298 |
| Pre-tax net operating income | $1,633,000 | 2,888 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $625,000 | 1,801 |
| Income before extraordinary items | $1,008,000 | 3,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,008,000 | 3,551 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,008,000 | 3,553 |
| Net charge-offs | $154,000 | 4,569 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,008,000 | 3,435 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 3,199 |
| Total interest expense | $2,858,000 | 1,646 |
| Net interest income | $3,518,000 | 4,098 |
| Provision for loan and lease losses | $204,000 | 4,127 |
| Total noninterest income | $222,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $222,000 | 3,951 |
| Total noninterest expense | $2,220,000 | 4,924 |
| Salaries and employee benefits | $1,328,000 | 4,501 |
| Premises and equipment expense | $267,000 | 4,889 |
| Additional noninterest expense | $625,000 | 5,349 |
| Pre-tax net operating income | $1,316,000 | 2,827 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $495,000 | 1,748 |
| Income before extraordinary items | $821,000 | 3,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $821,000 | 3,471 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $821,000 | 3,472 |
| Net charge-offs | $110,000 | 4,336 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $821,000 | 3,347 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 3,177 |
| Total interest expense | $1,927,000 | 1,690 |
| Net interest income | $2,417,000 | 4,024 |
| Provision for loan and lease losses | $124,000 | 4,156 |
| Total noninterest income | $156,000 | 5,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 3,873 |
| Total noninterest expense | $1,608,000 | 4,750 |
| Salaries and employee benefits | $1,011,000 | 4,175 |
| Premises and equipment expense | $171,000 | 5,030 |
| Additional noninterest expense | $426,000 | 5,366 |
| Pre-tax net operating income | $841,000 | 2,837 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $328,000 | 1,707 |
| Income before extraordinary items | $513,000 | 3,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 3,540 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $513,000 | 3,540 |
| Net charge-offs | $-7,000 | 6,933 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $513,000 | 3,439 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,198 |
| Total interest expense | $964,000 | 1,741 |
| Net interest income | $1,204,000 | 4,039 |
| Provision for loan and lease losses | $64,000 | 3,905 |
| Total noninterest income | $97,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $821,000 | 4,723 |
| Salaries and employee benefits | $535,000 | 4,046 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $209,000 | 5,424 |
| Pre-tax net operating income | $416,000 | 2,892 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $162,000 | 1,718 |
| Income before extraordinary items | $254,000 | 3,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $254,000 | 3,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $254,000 | 3,554 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $254,000 | 3,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,146,000 | 3,177 |
| Total interest expense | $4,172,000 | 1,918 |
| Net interest income | $4,974,000 | 3,978 |
| Provision for loan and lease losses | $523,000 | 4,052 |
| Total noninterest income | $279,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $3,301,000 | 4,741 |
| Salaries and employee benefits | $2,019,000 | 4,204 |
| Premises and equipment expense | $337,000 | 5,158 |
| Additional noninterest expense | $945,000 | 5,236 |
| Pre-tax net operating income | $1,429,000 | 2,795 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $562,000 | 1,772 |
| Income before extraordinary items | $867,000 | 3,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $867,000 | 3,479 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $867,000 | 3,482 |
| Net charge-offs | $223,000 | 4,649 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $867,000 | 3,355 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,221 |
| Total interest expense | $3,156,000 | 1,981 |
| Net interest income | $3,761,000 | 4,004 |
| Provision for loan and lease losses | $422,000 | 3,822 |
| Total noninterest income | $213,000 | 5,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $213,000 | 4,085 |
| Total noninterest expense | $2,339,000 | 4,930 |
| Salaries and employee benefits | $1,467,000 | 4,337 |
| Premises and equipment expense | $224,000 | 5,483 |
| Additional noninterest expense | $648,000 | 5,457 |
| Pre-tax net operating income | $1,213,000 | 2,758 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $480,000 | 1,713 |
| Income before extraordinary items | $733,000 | 3,433 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $733,000 | 3,431 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $733,000 | 3,433 |
| Net charge-offs | $128,000 | 4,667 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $733,000 | 3,298 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 3,219 |
| Total interest expense | $2,144,000 | 2,023 |
| Net interest income | $2,534,000 | 3,981 |
| Provision for loan and lease losses | $281,000 | 3,736 |
| Total noninterest income | $133,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $1,552,000 | 4,960 |
| Salaries and employee benefits | $966,000 | 4,383 |
| Premises and equipment expense | $154,000 | 5,461 |
| Additional noninterest expense | $432,000 | 5,479 |
| Pre-tax net operating income | $834,000 | 2,718 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $331,000 | 1,637 |
| Income before extraordinary items | $503,000 | 3,405 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $503,000 | 3,402 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $503,000 | 3,404 |
| Net charge-offs | $125,000 | 4,002 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $503,000 | 3,290 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,253 |
| Total interest expense | $1,073,000 | 2,119 |
| Net interest income | $1,279,000 | 3,985 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $63,000 | 5,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $63,000 | 4,306 |
| Total noninterest expense | $808,000 | 4,888 |
| Salaries and employee benefits | $498,000 | 4,371 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $227,000 | 5,384 |
| Pre-tax net operating income | $434,000 | 2,684 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $174,000 | 1,574 |
| Income before extraordinary items | $260,000 | 3,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,404 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $260,000 | 3,406 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $260,000 | 3,289 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,536,000 | 3,346 |
| Total interest expense | $4,873,000 | 2,315 |
| Net interest income | $4,663,000 | 4,124 |
| Provision for loan and lease losses | $768,000 | 3,895 |
| Total noninterest income | $259,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $259,000 | 4,217 |
| Total noninterest expense | $3,005,000 | 5,172 |
| Salaries and employee benefits | $1,807,000 | 4,659 |
| Premises and equipment expense | $273,000 | 5,855 |
| Additional noninterest expense | $925,000 | 5,457 |
| Pre-tax net operating income | $1,149,000 | 2,777 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $457,000 | 1,624 |
| Income before extraordinary items | $692,000 | 3,382 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $692,000 | 3,380 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $692,000 | 3,381 |
| Net charge-offs | $389,000 | 4,142 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,002,000 | 331 |
| Net operating income | $692,000 | 3,319 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,412 |
| Total interest expense | $3,720,000 | 2,371 |
| Net interest income | $3,380,000 | 4,237 |
| Provision for loan and lease losses | $428,000 | 4,080 |
| Total noninterest income | $211,000 | 5,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $211,000 | 4,193 |
| Total noninterest expense | $2,308,000 | 5,125 |
| Salaries and employee benefits | $1,337,000 | 4,722 |
| Premises and equipment expense | $217,000 | 5,784 |
| Additional noninterest expense | $754,000 | 5,219 |
| Pre-tax net operating income | $855,000 | 3,008 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $341,000 | 1,796 |
| Income before extraordinary items | $514,000 | 3,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $514,000 | 3,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $514,000 | 3,643 |
| Net charge-offs | $322,000 | 3,619 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,002,000 | 274 |
| Net operating income | $514,000 | 3,558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 3,524 |
| Total interest expense | $2,511,000 | 2,442 |
| Net interest income | $2,100,000 | 4,439 |
| Provision for loan and lease losses | $228,000 | 4,155 |
| Total noninterest income | $147,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,589,000 | 5,077 |
| Salaries and employee benefits | $930,000 | 4,656 |
| Premises and equipment expense | $146,000 | 5,811 |
| Additional noninterest expense | $513,000 | 5,180 |
| Pre-tax net operating income | $430,000 | 3,562 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $166,000 | 2,164 |
| Income before extraordinary items | $264,000 | 4,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $264,000 | 4,163 |
| Net charge-offs | $226,000 | 3,286 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,002,000 | 211 |
| Net operating income | $264,000 | 4,057 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 3,626 |
| Total interest expense | $1,275,000 | 2,493 |
| Net interest income | $976,000 | 4,644 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $60,000 | 6,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $721,000 | 5,300 |
| Salaries and employee benefits | $454,000 | 4,769 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $217,000 | 3,903 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $85,000 | 2,350 |
| Income before extraordinary items | $132,000 | 4,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 4,560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $132,000 | 4,560 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $132,000 | 4,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,319,000 | 3,720 |
| Total interest expense | $5,416,000 | 2,769 |
| Net interest income | $3,903,000 | 4,654 |
| Provision for loan and lease losses | $592,000 | 3,537 |
| Total noninterest income | $348,000 | 5,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $348,000 | 3,837 |
| Total noninterest expense | $2,453,000 | 5,694 |
| Salaries and employee benefits | $1,557,000 | 5,227 |
| Premises and equipment expense | $267,000 | 6,093 |
| Additional noninterest expense | $629,000 | 6,114 |
| Pre-tax net operating income | $1,206,000 | 3,405 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $460,000 | 1,926 |
| Income before extraordinary items | $746,000 | 3,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $746,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 3,422 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 482 |
| Net operating income | $746,000 | 3,965 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 3,779 |
| Total interest expense | $4,072,000 | 2,862 |
| Net interest income | $2,893,000 | 4,721 |
| Provision for loan and lease losses | $442,000 | 2,940 |
| Total noninterest income | $283,000 | 5,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 3,777 |
| Total noninterest expense | $1,801,000 | 5,754 |
| Salaries and employee benefits | $1,135,000 | 5,328 |
| Premises and equipment expense | $195,000 | 6,167 |
| Additional noninterest expense | $471,000 | 6,069 |
| Pre-tax net operating income | $933,000 | 3,817 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $356,000 | 2,284 |
| Income before extraordinary items | $577,000 | 4,195 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $577,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,521 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 338 |
| Net operating income | $577,000 | 4,350 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 3,877 |
| Total interest expense | $2,704,000 | 2,982 |
| Net interest income | $1,866,000 | 4,832 |
| Provision for loan and lease losses | $132,000 | 3,842 |
| Total noninterest income | $201,000 | 5,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $201,000 | 3,753 |
| Total noninterest expense | $1,350,000 | 5,452 |
| Salaries and employee benefits | $909,000 | 4,813 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $313,000 | 6,080 |
| Pre-tax net operating income | $585,000 | 4,074 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $223,000 | 2,556 |
| Income before extraordinary items | $362,000 | 4,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $362,000 | 4,608 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 3,989 |
| Total interest expense | $1,371,000 | 3,119 |
| Net interest income | $891,000 | 4,979 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $674,000 | 5,486 |
| Salaries and employee benefits | $456,000 | 4,846 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $154,000 | 6,116 |
| Pre-tax net operating income | $255,000 | 4,487 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $97,000 | 2,838 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $158,000 | 5,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,992 |
| Total interest expense | $5,644,000 | 3,159 |
| Net interest income | $3,511,000 | 5,021 |
| Provision for loan and lease losses | $227,000 | 3,672 |
| Total noninterest income | $295,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $295,000 | 4,276 |
| Total noninterest expense | $2,745,000 | 5,299 |
| Salaries and employee benefits | $1,857,000 | 4,638 |
| Premises and equipment expense | $253,000 | 6,225 |
| Additional noninterest expense | $635,000 | 5,989 |
| Pre-tax net operating income | $834,000 | 5,099 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $318,000 | 3,316 |
| Income before extraordinary items | $516,000 | 5,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $516,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $516,000 | 5,613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 4,019 |
| Total interest expense | $4,212,000 | 3,178 |
| Net interest income | $2,618,000 | 5,052 |
| Provision for loan and lease losses | $117,000 | 3,898 |
| Total noninterest income | $238,000 | 5,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $238,000 | 4,178 |
| Total noninterest expense | $2,031,000 | 5,311 |
| Salaries and employee benefits | $1,338,000 | 4,746 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $500,000 | 5,814 |
| Pre-tax net operating income | $708,000 | 5,092 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $269,000 | 3,346 |
| Income before extraordinary items | $439,000 | 5,634 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $439,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,975 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $439,000 | 5,622 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 4,074 |
| Total interest expense | $2,775,000 | 3,193 |
| Net interest income | $1,723,000 | 5,126 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $167,000 | 5,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $167,000 | 4,125 |
| Total noninterest expense | $1,342,000 | 5,372 |
| Salaries and employee benefits | $870,000 | 4,868 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $345,000 | 5,728 |
| Pre-tax net operating income | $476,000 | 5,144 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $182,000 | 3,388 |
| Income before extraordinary items | $294,000 | 5,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,043 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $294,000 | 5,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 4,144 |
| Total interest expense | $1,364,000 | 3,220 |
| Net interest income | $823,000 | 5,293 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $82,000 | 4,163 |
| Total noninterest expense | $647,000 | 5,521 |
| Salaries and employee benefits | $424,000 | 4,973 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $231,000 | 5,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $88,000 | 3,448 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 4,128 |
| Total interest expense | $5,061,000 | 3,000 |
| Net interest income | $3,153,000 | 5,367 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $370,000 | 5,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $370,000 | 3,883 |
| Total noninterest expense | $2,577,000 | 5,387 |
| Salaries and employee benefits | $1,655,000 | 4,884 |
| Premises and equipment expense | $257,000 | 6,145 |
| Additional noninterest expense | $665,000 | 5,786 |
| Pre-tax net operating income | $826,000 | 5,586 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $318,000 | 3,736 |
| Income before extraordinary items | $508,000 | 6,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $508,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $508,000 | 6,131 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 4,149 |
| Total interest expense | $3,711,000 | 2,976 |
| Net interest income | $2,355,000 | 5,426 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $269,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 3,958 |
| Total noninterest expense | $1,856,000 | 5,497 |
| Salaries and employee benefits | $1,157,000 | 5,088 |
| Premises and equipment expense | $193,000 | 6,167 |
| Additional noninterest expense | $506,000 | 5,734 |
| Pre-tax net operating income | $708,000 | 5,499 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $272,000 | 3,714 |
| Income before extraordinary items | $436,000 | 6,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $436,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $436,000 | 6,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 4,140 |
| Total interest expense | $2,431,000 | 2,885 |
| Net interest income | $1,560,000 | 5,477 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $184,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 3,900 |
| Total noninterest expense | $1,254,000 | 5,467 |
| Salaries and employee benefits | $790,000 | 5,027 |
| Premises and equipment expense | $133,000 | 6,083 |
| Additional noninterest expense | $331,000 | 5,783 |
| Pre-tax net operating income | $430,000 | 5,737 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $165,000 | 3,875 |
| Income before extraordinary items | $265,000 | 6,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $265,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $265,000 | 6,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 4,150 |
| Total interest expense | $1,192,000 | 2,818 |
| Net interest income | $764,000 | 5,548 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $647,000 | 5,377 |
| Salaries and employee benefits | $417,000 | 4,880 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $158,000 | 6,308 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $97,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $97,000 | 6,779 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,278,000 | 4,028 |
| Total interest expense | $4,387,000 | 2,461 |
| Net interest income | $2,891,000 | 5,624 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $141,000 | 7,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,988,000 | 6,135 |
| Salaries and employee benefits | $1,241,000 | 5,684 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $516,000 | 6,483 |
| Pre-tax net operating income | $794,000 | 5,885 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $304,000 | 4,110 |
| Income before extraordinary items | $490,000 | 6,411 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $490,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $490,000 | 6,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 4,046 |
| Total interest expense | $3,194,000 | 2,424 |
| Net interest income | $2,153,000 | 5,653 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 5,699 |
| Total noninterest expense | $1,533,000 | 6,008 |
| Salaries and employee benefits | $982,000 | 5,473 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $384,000 | 6,475 |
| Pre-tax net operating income | $535,000 | 6,263 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $202,000 | 4,408 |
| Income before extraordinary items | $333,000 | 6,751 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $333,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,302 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $333,000 | 6,707 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,038 |
| Total interest expense | $2,051,000 | 2,379 |
| Net interest income | $1,446,000 | 5,612 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,027,000 | 5,980 |
| Salaries and employee benefits | $672,000 | 5,375 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $249,000 | 6,550 |
| Pre-tax net operating income | $351,000 | 6,287 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $133,000 | 4,417 |
| Income before extraordinary items | $218,000 | 6,779 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $218,000 | 6,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $218,000 | 6,729 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,081 |
| Total interest expense | $987,000 | 2,361 |
| Net interest income | $723,000 | 5,636 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $521,000 | 5,966 |
| Salaries and employee benefits | $340,000 | 5,393 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $128,000 | 6,480 |
| Pre-tax net operating income | $188,000 | 6,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $118,000 | 6,602 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $118,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $118,000 | 6,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,210 |
| Total interest expense | $3,468,000 | 2,323 |
| Net interest income | $2,633,000 | 5,834 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $119,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $2,110,000 | 5,841 |
| Salaries and employee benefits | $1,404,000 | 5,160 |
| Premises and equipment expense | $257,000 | 6,124 |
| Additional noninterest expense | $449,000 | 6,844 |
| Pre-tax net operating income | $522,000 | 6,649 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $219,000 | 4,638 |
| Income before extraordinary items | $328,000 | 7,114 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $328,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $312,000 | 7,123 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 4,287 |
| Total interest expense | $2,516,000 | 2,349 |
| Net interest income | $1,922,000 | 5,925 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $99,000 | 7,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,578,000 | 5,815 |
| Salaries and employee benefits | $1,044,000 | 5,167 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $339,000 | 6,806 |
| Pre-tax net operating income | $338,000 | 7,007 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $132,000 | 5,014 |
| Income before extraordinary items | $231,000 | 7,300 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $231,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $215,000 | 7,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,358 |
| Total interest expense | $1,638,000 | 2,366 |
| Net interest income | $1,257,000 | 6,006 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $77,000 | 7,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $1,084,000 | 5,746 |
| Salaries and employee benefits | $720,000 | 5,064 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $232,000 | 6,763 |
| Pre-tax net operating income | $160,000 | 7,484 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $71,000 | 5,263 |
| Income before extraordinary items | $114,000 | 7,643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $98,000 | 7,727 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,339 |
| Total interest expense | $837,000 | 2,346 |
| Net interest income | $629,000 | 5,988 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $523,000 | 5,902 |
| Salaries and employee benefits | $352,000 | 5,171 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $108,000 | 6,955 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $70,240 | 7,327 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 4,269 |
| Total interest expense | $3,408,000 | 2,559 |
| Net interest income | $2,694,000 | 5,647 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $187,000 | 7,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $187,000 | 5,428 |
| Total noninterest expense | $2,325,000 | 5,482 |
| Salaries and employee benefits | $1,605,000 | 4,626 |
| Premises and equipment expense | $255,000 | 6,127 |
| Additional noninterest expense | $465,000 | 6,755 |
| Pre-tax net operating income | $356,000 | 7,211 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $135,000 | 5,404 |
| Income before extraordinary items | $221,000 | 7,670 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $221,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $221,000 | 7,532 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 4,293 |
| Total interest expense | $2,541,000 | 2,649 |
| Net interest income | $2,065,000 | 5,619 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $138,000 | 7,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,505 |
| Total noninterest expense | $1,604,000 | 5,751 |
| Salaries and employee benefits | $1,056,000 | 5,061 |
| Premises and equipment expense | $197,000 | 6,038 |
| Additional noninterest expense | $351,000 | 6,703 |
| Pre-tax net operating income | $459,000 | 6,458 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $173,000 | 4,887 |
| Income before extraordinary items | $286,000 | 7,030 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $286,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,880 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $286,000 | 6,859 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 4,313 |
| Total interest expense | $1,691,000 | 2,724 |
| Net interest income | $1,396,000 | 5,569 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $96,000 | 7,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,016,000 | 5,940 |
| Salaries and employee benefits | $632,000 | 5,446 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $252,000 | 6,505 |
| Pre-tax net operating income | $386,000 | 5,955 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $241,000 | 6,606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $241,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $241,000 | 6,393 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,330 |
| Total interest expense | $852,000 | 2,766 |
| Net interest income | $695,000 | 5,572 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $519,000 | 5,876 |
| Salaries and employee benefits | $323,000 | 5,379 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $127,000 | 6,476 |
| Pre-tax net operating income | $174,000 | 6,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $108,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $108,000 | 6,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 4,405 |
| Total interest expense | $3,681,000 | 2,955 |
| Net interest income | $2,646,000 | 5,714 |
| Provision for loan and lease losses | $205,000 | 4,288 |
| Total noninterest income | $296,000 | 6,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $296,000 | 4,287 |
| Total noninterest expense | $1,922,000 | 6,017 |
| Salaries and employee benefits | $1,177,000 | 5,552 |
| Premises and equipment expense | $275,000 | 5,831 |
| Additional noninterest expense | $470,000 | 6,681 |
| Pre-tax net operating income | $815,000 | 5,725 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $333,000 | 4,257 |
| Income before extraordinary items | $482,000 | 6,485 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $482,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $482,000 | 6,335 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 5,047 |
| Total interest expense | $3,841,000 | 3,926 |
| Net interest income | $2,020,000 | 6,404 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $295,000 | 4,146 |
| Total noninterest expense | $1,816,000 | 6,099 |
| Salaries and employee benefits | $1,123,000 | 5,574 |
| Premises and equipment expense | $238,000 | 6,235 |
| Additional noninterest expense | $455,000 | 6,751 |
| Pre-tax net operating income | $309,000 | 7,369 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $111,000 | 5,875 |
| Income before extraordinary items | $198,000 | 7,758 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $198,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $198,000 | 7,635 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 6,461 |
| Total interest expense | $2,515,000 | 5,538 |
| Net interest income | $1,524,000 | 7,432 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $307,000 | 6,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $307,000 | 3,864 |
| Total noninterest expense | $1,643,000 | 6,381 |
| Salaries and employee benefits | $1,025,000 | 5,816 |
| Premises and equipment expense | $213,000 | 6,566 |
| Additional noninterest expense | $405,000 | 7,106 |
| Pre-tax net operating income | $-57,000 | 9,208 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-33,000 | 9,433 |
| Income before extraordinary items | $-24,000 | 9,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-24,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-24,000 | 9,178 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 9,298 |
| Total interest expense | $478,000 | 9,485 |
| Net interest income | $832,000 | 8,993 |
| Provision for loan and lease losses | $134,000 | 4,526 |
| Total noninterest income | $146,000 | 8,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $146,000 | 5,673 |
| Total noninterest expense | $1,081,000 | 7,895 |
| Salaries and employee benefits | $725,000 | 7,111 |
| Premises and equipment expense | $122,000 | 8,192 |
| Additional noninterest expense | $234,000 | 8,709 |
| Pre-tax net operating income | $-237,000 | 9,665 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-96,000 | 9,914 |
| Income before extraordinary items | $-141,000 | 9,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-141,000 | 9,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,110,000 | 91 |
| Net operating income | $-141,000 | 9,589 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.